CN203870668U - Payment system based on terminal device - Google Patents
Payment system based on terminal device Download PDFInfo
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- CN203870668U CN203870668U CN201420063994.7U CN201420063994U CN203870668U CN 203870668 U CN203870668 U CN 203870668U CN 201420063994 U CN201420063994 U CN 201420063994U CN 203870668 U CN203870668 U CN 203870668U
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- China
- Prior art keywords
- communication interface
- terminal
- payment system
- bank
- system based
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Abstract
The utility model discloses a payment system based on a terminal device. The payment system comprises a first terminal, a second terminal and a bank payment system. A biological characteristic authentication device, a first communication interface and a second communication interface are arranged on the first terminal. The biological characteristic authentication device is connected with the first communication interface. A third communication interface and a fourth communication interface are arranged on the second terminal. The third communication interface is connected with the first communication interface. The bank payment system is connected with the second communication interface and the fourth communication interface. The payment system can avoid malicious transferring of fund of a user and raises the security during the electronic payment process.
Description
Technical field
The utility model relates to electronic technology field, particularly a kind of payment system based on terminal device.
Background technology
The electronic payment mode of prior art, fills in its account No. and the corresponding amount that pays by validated user, and carries out electronic affirmation by mobile phone terminal at the webpage of e-Bank payment, can complete E-Payment.Although this kind of electronic payment mode is very quick, if other people know user's account No. and hold user's mobile phone terminal, likely exist by other people and usurp payment, thereby bring economic loss to validated user.
Utility model content
In order to solve the problem of prior art, the utility model embodiment provides a kind of payment system based on terminal device.Described technical scheme is as follows:
On the one hand, provide a kind of payment system based on terminal device, should the payment system based on terminal device comprise: first terminal, the second terminal, bank payment system;
On described first terminal, be provided with biometric authentication apparatus, the first communication interface, second communication interface; Described biometric authentication apparatus is connected with described the first communication interface;
In described the second terminal, be provided with third communication interface, the 4th communication interface; Described third communication interface is connected with described the first communication interface;
Described bank payment system is connected with described the 4th communication interface with described second communication interface.
Wherein, described the first communication interface and described third communication interface are by wired connection or wireless connections; If wireless connections, described wireless connections are any in ripple link, WIFI, BT, NFC.
Wherein, in described the second terminal, camera head is set, described camera head is connected with described third communication interface.
Wherein, described biometric authentication apparatus is that fingerprint certification device or biometric authentication apparatus are high-resolution image sensing device.
The beneficial effect that the technical scheme that the utility model embodiment provides is brought is:
By first terminal, trigger the biological information that biometric authentication apparatus extracts first user, so that first user is authenticated, thereby guarantee to pay by mails, by user, completed; And the second terminal sends to bank payment system the request message of remitting money according to paying amount, the second user of the second terminal can not be remitted money to bank payment system without authorization, avoid the fund of first user to be drawn by malice, improved the security of first user in electronic payment process.
Accompanying drawing explanation
In order to be illustrated more clearly in the technical scheme in the utility model embodiment, below the accompanying drawing of required use during embodiment is described is briefly described, apparently, accompanying drawing in the following describes is only embodiment more of the present utility model, for those of ordinary skills, do not paying under the prerequisite of creative work, can also obtain according to these accompanying drawings other accompanying drawing.
Fig. 1 is the structural representation of a kind of payment system based on terminal device of providing of the utility model embodiment mono-.
Embodiment
For making the purpose of this utility model, technical scheme and advantage clearer, below in conjunction with accompanying drawing, the utility model embodiment is described in further detail.
Embodiment mono-
Fig. 1 is the structural representation of a kind of payment system based on terminal device of providing of the utility model embodiment mono-; Referring to Fig. 1, the payment system based on terminal device 100 that the utility model embodiment provides specifically comprises: first terminal 11, the second terminal 12, bank payment system 13; Wherein, on first terminal 11, be provided with biometric authentication apparatus 111, the first communication interface 112, second communication interface 113; Biometric authentication apparatus 111 is connected with the first communication interface 112; In the second terminal 12, be provided with third communication interface 121, the 4th communication interface 122; Third communication interface 121 is connected with the first communication interface 112; Bank payment system 13 is connected with the 4th communication interface 122 with second communication interface 113.
Wherein, during E-Payment application in the first user opening installation of first terminal 11 on first terminal 11, first terminal 11 triggers the biological information that biometric authentication apparatus 111 extract described first user, so that described first user is authenticated; After described finger print identifying passes through, first terminal 11 sends to the second terminal 12 by the first communication interface 112 by described payment amount, the second terminal 12 receives this by third communication interface 121 and pays amount, by second communication interface 113, described Bank One Corp. card account number is sent to bank payment system 13; The second terminal 12 sends to bank payment system 13 request message of remitting money according to described payment amount by the 4th communication interface 122; Bank payment system 13 according to described Bank One Corp. card accounts and described in the request message of remitting money described Bank One Corp. card account, the fund of described payment amount is forwarded in described the second user's secondary bank card account number, and return to first terminal 11 notification message of remitting money.
The payment system based on terminal device that the utility model embodiment provides, triggers by first terminal 11 biological information that biometric authentication apparatus 111 extracts first user, so that first user is authenticated, thereby guarantee to pay by mails, by user, is completed; And the second terminal 12 sends to bank payment system 13 request message of remitting money according to paying amount, the second user of the second terminal can not be remitted money to bank payment system without authorization, avoid the fund of first user to be drawn by malice, improved the security of first user in electronic payment process.
Further, a kind of at above-described embodiment, first terminal 11 and the second terminal 12 are by wired connection or wireless connections; If wireless connections, described wireless connections are any in ripple link, WIFI, BT, NFC.
Further, a kind of at above-described embodiment, in the second terminal 12, be provided with camera head 123; After described authentication is passed through, first terminal 11 is to the second terminal 12 payment request message and pay amount, and camera head 123 is according to the described Bank One Corp. card account number on the bank card of first user described in described payment request message collection.The second terminal 12 is to first terminal 11 Sending Payments acknowledge messages; Receiving the message of described payment amount being confirmed from described first user, described in the second terminal 12 sends to bank payment system 13, remit money request message, described Bank One Corp. card account number, described payment amount; Bank payment system 13 according to described Bank One Corp. card accounts and described in the request message of remitting money described Bank One Corp. card account, the fund of described payment amount is forwarded in described secondary bank card account number, and return to first terminal 11 notification message of remitting money.
Further, a kind of at above-described embodiment, if when in described Bank One Corp. account number, Sorry, your ticket has not enough value, described bank payment system sends to described first terminal the reminder message that Sorry, your ticket has not enough value, to point out described first user to change account No. to complete transaction.
It will be understood by those skilled in the art that, biometric authentication apparatus 111 in the utility model embodiment is specifically as follows fingerprint certification device, biometric authentication apparatus 111 can also be high-resolution image sensing device, by image sensing device, extract user's facial characteristics, user's iris information or capillary, iris information or capillary by facial characteristics, user carry out authentication to user.In addition, those skilled in the art will also be appreciated that high resolving power in the present embodiment refers to and can recognize clearly the card number on bank's card.
The foregoing is only preferred embodiment of the present utility model, not in order to limit the utility model, all within spirit of the present utility model and principle, any modification of doing, be equal to replacement, improvement etc., within all should being included in protection domain of the present utility model.
Claims (4)
1. the payment system based on terminal device, is characterized in that, the described payment system based on terminal device comprises: first terminal, the second terminal, bank payment system;
On described first terminal, be provided with biometric authentication apparatus, the first communication interface, second communication interface; Described biometric authentication apparatus is connected with described the first communication interface;
In described the second terminal, be provided with third communication interface, the 4th communication interface; Described third communication interface is connected with described the first communication interface;
Described bank payment system is connected with described the 4th communication interface with described second communication interface.
2. the payment system based on terminal device according to claim 1, is characterized in that,
Described the first communication interface and described third communication interface are by wired connection or wireless connections; If wireless connections, described wireless connections are any in ripple link, WIFI, BT, NFC.
3. the payment system based on terminal device according to claim 1 and 2, is characterized in that, in described the second terminal, camera head is set, and described camera head is connected with described third communication interface.
4. the payment system based on terminal device according to claim 3, is characterized in that, described biometric authentication apparatus is that fingerprint certification device or biometric authentication apparatus are high-resolution image sensing device.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201420063994.7U CN203870668U (en) | 2014-02-12 | 2014-02-12 | Payment system based on terminal device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201420063994.7U CN203870668U (en) | 2014-02-12 | 2014-02-12 | Payment system based on terminal device |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN203870668U true CN203870668U (en) | 2014-10-08 |
Family
ID=51651597
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201420063994.7U Expired - Fee Related CN203870668U (en) | 2014-02-12 | 2014-02-12 | Payment system based on terminal device |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN203870668U (en) |
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2014
- 2014-02-12 CN CN201420063994.7U patent/CN203870668U/en not_active Expired - Fee Related
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CF01 | Termination of patent right due to non-payment of annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20141008 Termination date: 20200212 |