CN205158541U - A payment device for e -commerce transaction - Google Patents

A payment device for e -commerce transaction Download PDF

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Publication number
CN205158541U
CN205158541U CN201520956728.1U CN201520956728U CN205158541U CN 205158541 U CN205158541 U CN 205158541U CN 201520956728 U CN201520956728 U CN 201520956728U CN 205158541 U CN205158541 U CN 205158541U
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China
Prior art keywords
module
payment
nfc
commerce transaction
mobile terminal
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Expired - Fee Related
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CN201520956728.1U
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Chinese (zh)
Inventor
杨子武
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Individual
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Individual
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Priority to CN201520956728.1U priority Critical patent/CN205158541U/en
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Publication of CN205158541U publication Critical patent/CN205158541U/en
Expired - Fee Related legal-status Critical Current
Anticipated expiration legal-status Critical

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Abstract

The utility model provides a pair of a payment device for e -commerce transaction, including payment end and mobile terminal, first processor module, iris identification module, a NFC module, bill print module, the card reader module of bank and alarm module are drawn together to the payment hand ladle, and iris identification module, a NFC module, bill print module, the card reader module of bank and alarm module are connected with first processor module electricity respectively, mobile terminal includes the 2nd processing module, the 2nd NFC module and camera, and the 2nd NFC module, camera are connected with the 2nd processing module electricity respectively, a NFC module and the 2nd NFC module wireless connection. The beneficial effects of the utility model are that: this payment device utilizes the module resource that has had the smart mobile phone, overcomes the simple mobile payment's of leaning on insecurity simultaneously, lets e -commerce transaction convenient and fast more.

Description

A kind of payment mechanism for e-commerce transaction
Technical field
The utility model relates to terminal payment technology field, especially relates to a kind of payment mechanism for e-commerce transaction.
Background technology
Along with the development of payment technology, occurred multiple form of payment, having comprised: ATM pays, Unionpay's terminal is swiped the card payment, Web bank's payment, mobile terminal payment etc.Wherein, mobile terminal payment is the certainty of future electronic commercial affairs development.
Popularizing at present along with smart mobile phone, mobile-phone payment is accepted gradually, Mobile banking or paid by cell-phone number, need to bind in advance bank card account Deng all, be not suitable for changing card to pay temporarily, simultaneously omnidistancely complete delivery operation by mobile phone etc., easily monitored by wooden horse and then steal user name, password etc., bringing danger to fund security.
Utility model content
The purpose of this utility model is to provide a kind of payment mechanism for e-commerce transaction, solves above-mentioned one or multiple of the prior art.
A kind of payment mechanism for e-commerce transaction that the utility model provides, comprise payment terminals and mobile terminal, payment terminals comprises first processor module, iris recognition module, the first NFC module, bill printing module, bank card module for reading and writing and alarm module, and iris recognition module, the first NFC module, bill printing module, bank card module for reading and writing and alarm module are electrically connected with first processor module respectively; Mobile terminal comprises the second processing module, the second NFC module and camera, and the second NFC module, camera are electrically connected with the second processing module respectively; First NFC module and the second NFC module wireless connections.
In some embodiments, payment terminals is also electrically connected with fingerprint identification module.
In some embodiments, mobile terminal is mobile phone.
The beneficial effects of the utility model are: this payment mechanism utilizes the module resource of existing smart mobile phone, overcome the simple insecurity by mobile-phone payment simultaneously, make e-commerce transaction more convenient.
Accompanying drawing explanation
Fig. 1 is a kind of payment mechanism structured flowchart for e-commerce transaction of the utility model.
Embodiment
The utility model provides a kind of payment mechanism for e-commerce transaction, below in conjunction with the drawings and specific embodiments, describes in detail the utility model:
As shown in Figure 1, the utility model provides a kind of payment mechanism for e-commerce transaction, comprise payment terminals 1 and mobile terminal 2, payment terminals 1 comprises first processor module 11, iris recognition module 12, first NFC module 13, bill printing module 14, bank card module for reading and writing 15, alarm module 16 and fingerprint identification module 17, and iris recognition module 12, first NFC module 13, bill printing module 14, bank card module for reading and writing 15, alarm module 16 and fingerprint identification module 17 are electrically connected with first processor module 11 respectively; Mobile terminal 2 comprises the second processing module 21, second NFC module 22, camera 23 and mobile communication module 24, second NFC module 22, camera 23, mobile communication module 24 are electrically connected with the second processing module 21 respectively; First NFC module 13 and the second NFC module 22 wireless connections, in the present embodiment, mobile terminal 2 is mobile phone.
Principle of work below in conjunction with e-commerce transaction terminal is further described,
First, user carries out by the bank card module for reading and writing 15 of payment terminals 1 operation of swiping the card, and obtains the information such as account of bank card, then mobile phone near or be placed on base.The bank card information that the bank card module for reading and writing 15 of payment terminals 1 gets is sent to the second NFC module 22 of mobile terminal 2 by the first NFC module 13, and is loaded in client software;
Payment terminals 1 is identified by the identity of iris recognition module 12 couples of users, and recognition result is sent to mobile terminal 2 by the first NFC module 13.Whether the client of mobile phone legal by this recognition result interpretation user, if legal, or with user bind and password consistent, then allow payment, and complete delivery operation, bill printing module 14 is bill printer, gets bill invoice.If legal, user can utilize fingerprint identification module 17 to carry out certification, if legal, or with the user bound and password consistent, then allow pay.Otherwise, refusal to pay, and alarm module 16 gives a warning.Before transaction, iris recognition module 12 initial recognition result and user's bank card password can be bound by payment terminals 1, and when payment, user does not need on mobile phone, input password and just can carry out delivery operation.Relatively as directly inputted password on mobile phone, and easily being stolen difference by wooden horse monitoring, carrying out identification by payment terminals 1 by iris recognition module 12 and there is more convenient operation, safer.
Above-described is only embodiments more of the present utility model.For the person of ordinary skill of the art, under the prerequisite not departing from the utility model creation design, can also make some distortion and improvement, these all belong to protection domain of the present utility model.

Claims (3)

1. the payment mechanism for e-commerce transaction, comprise payment terminals (1) and mobile terminal (2), it is characterized in that, described payment terminals (1) comprises first processor module (11), iris recognition module (12), first NFC module (13), bill printing module (14), bank card module for reading and writing (15) and alarm module (16), described iris recognition module (12), first NFC module (13), bill printing module (14), bank card module for reading and writing (15) and alarm module (16) are electrically connected with described first processor module (11) respectively, described mobile terminal (2) comprises the second processing module (21), the second NFC module (22) and camera (23), and described second NFC module (22), camera (23) are electrically connected with described second processing module (21) respectively, described first NFC module (13) and the second NFC module (22) wireless connections.
2. a kind of payment mechanism for e-commerce transaction according to claim 1, is characterized in that, described payment terminals (1) is also electrically connected with fingerprint identification module (17).
3. a kind of payment mechanism for e-commerce transaction according to claim 1, is characterized in that, described mobile terminal (2) is mobile phone.
CN201520956728.1U 2015-11-26 2015-11-26 A payment device for e -commerce transaction Expired - Fee Related CN205158541U (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201520956728.1U CN205158541U (en) 2015-11-26 2015-11-26 A payment device for e -commerce transaction

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201520956728.1U CN205158541U (en) 2015-11-26 2015-11-26 A payment device for e -commerce transaction

Publications (1)

Publication Number Publication Date
CN205158541U true CN205158541U (en) 2016-04-13

Family

ID=55694210

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201520956728.1U Expired - Fee Related CN205158541U (en) 2015-11-26 2015-11-26 A payment device for e -commerce transaction

Country Status (1)

Country Link
CN (1) CN205158541U (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107392594A (en) * 2017-07-05 2017-11-24 佛山杰致信息科技有限公司 Payment mechanism for e-commerce transaction

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107392594A (en) * 2017-07-05 2017-11-24 佛山杰致信息科技有限公司 Payment mechanism for e-commerce transaction

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C14 Grant of patent or utility model
GR01 Patent grant
CF01 Termination of patent right due to non-payment of annual fee
CF01 Termination of patent right due to non-payment of annual fee

Granted publication date: 20160413

Termination date: 20171126