CN105405015A - Internet one-finger-identification payment method and system - Google Patents

Internet one-finger-identification payment method and system Download PDF

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Publication number
CN105405015A
CN105405015A CN201510729457.0A CN201510729457A CN105405015A CN 105405015 A CN105405015 A CN 105405015A CN 201510729457 A CN201510729457 A CN 201510729457A CN 105405015 A CN105405015 A CN 105405015A
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information
fingerprint
processor
logical
finger print
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Chinese (zh)
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周喜员
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Individual
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    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses an Internet one-finger-identification payment method and system. The method comprises the following steps: a one-finger-identification account is registered through user identity information, the one-finger-identification account is charged, a fingerprint transmission processor sends obtained information of a money amount needing to be paid and fingerprint information to a one-finger-identification service platform processor in a payment process, the one-finger-identification service platform processor obtains the user identity information corresponding to the fingerprint information according to the fingerprint information and then obtains user account information, the money amount needing to be paid is deducted in the user account information according to the money amount needing to be paid then, details that the money amount needing to be paid is deducted are recorded in the user account information, and deduced money amount information and balance information are then fed back to the fingerprint transmission processor. Payment is performed through verification of the fingerprint information, the method and the system have high safety, other additional equipment do not need to be carried, and convenience is provided for a user when the payment is performed.

Description

A kind of internet one refers to logical mode of payment and system
Technical field
The present invention relates to a kind of mode of payment, be specifically related to a kind of internet one and refer to logical mode of payment and system.
Background technology
Along with the development of economy, more and more when needing in daily life to carry out concluding the business, such as supermarket shopping, market shopping, subway, public transport and taxi etc., existing mode of payment mainly includes pos machine and swipes the card, Alipay, scanning Quick Response Code, member card, all-purpose card and cash, there is complex operation in these modes of payment, easy leakage subscriber data, the problem that easy loss or security are not high, such as, when a lot of people's payment in peak period of doing shopping, loaded down with trivial details Payment Methods can cause the queuing time needing when settling accounts to grow very much, also the workload of supermarket employee is increased, waste of manpower resource, take transit bus or subway time, adopt all-purpose card to pay the bill because of the inconvenience of cash, but all-purpose card exist be easy to lose and can not be general in other areas problem, a lot of inconvenience can be caused.
Summary of the invention
Technical matters to be solved by this invention is just to provide a kind of internet one and refers to logical mode of payment and system, can solve the problem of the not high and complex operation of the Payment Methods security of prior art.
According to one aspect of the present invention, provide a kind of internet one and refer to logical mode of payment, comprising:
Subscriber identity information sends to a finger to lead to service platform processor by Intelligent Service machine, and described subscriber identity information at least comprises finger print information and the contact method of user;
Described one refers to that logical service platform processor is verified described subscriber identity information, is proved to be successful the described subscriber identity information of rear storage, and refers to the logical message that succeeds in registration to described Intelligent Service machine feedback one;
After referring to logical succeeding in registration one, charging information sends to described one to refer to logical service platform processor by described Intelligent Service machine, described one refers to that described charging information is recorded in user account information corresponding to described subscriber identity information by logical service platform processor, described user account information at least comprises charging information and balance amount information, and feeds back described user account information to described Intelligent Service machine;
The amount information that the needs of acquisition pay by fingerprint transport processor and finger print information send to described one to refer to logical service platform processor, described one refers to that logical service platform processor obtains subscriber identity information corresponding to described finger print information according to described finger print information, and then obtain described user account information corresponding to described subscriber identity information, then the amount information paid as required deducts the amount of money needing to pay in described user account information, and be recorded in described user account information, then to amount information and the balance amount information of described fingerprint transport processor feedback deduction.
According to another aspect of the present invention, provide a kind of internet one and refer to logical payment system, described system comprises Intelligent Service machine, and refers to logical service platform processor and fingerprint transport processor;
Described Intelligent Service machine comprises:
First user information transmitting unit, for being sent to by subscriber identity information a finger to lead to service platform processor, described subscriber identity information at least comprises finger print information and the contact method of user;
First charging information transmitting element, after referring to logical succeeding in registration one, sends to described one to refer to logical service platform processor by charging information;
Described one refers to that logical service platform processor comprises:
Authentication unit, for verifying described subscriber identity information, is proved to be successful the described subscriber identity information of rear storage;
First feedback unit, for referring to the logical message that succeeds in registration to described Intelligent Service machine feedback one;
First charging information record cell, for described charging information being recorded in user account information corresponding to described subscriber identity information, described user account information at least comprises charging information and balance amount information, and feeds back described user account information to described Intelligent Service machine;
Payment Unit, for obtaining subscriber identity information corresponding to described finger print information according to described finger print information, and then obtain described user account information corresponding to described subscriber identity information, then in described user account information, deduct according to the described amount information paid that needs the amount of money needing payment, and be recorded in described user account information;
Second feedback unit, for feeding back amount information and the balance amount information of deduction to described fingerprint transport processor;
Described fingerprint transport processor comprises:
Transmitting element, sends to described one to refer to logical service platform processor for the amount information that paid by the needs of acquisition and finger print information.
A kind of internet one provided by the invention refers to logical mode of payment and system, general family is referred to by subscriber identity information registration one, and refer to supplement with money in logical account to one, the amount information that the needs of acquisition pay by fingerprint transport processor in course of payment and finger print information send to a finger to lead to service platform processor, one refers to that logical service platform processor obtains subscriber identity information corresponding to described finger print information according to described finger print information, and then obtain corresponding user account information, then the amount information paid as required deducts the amount of money needing to pay in described user account information, and be recorded in described user account information, then to amount information and the balance amount information of described fingerprint transport processor feedback deduction.The present invention is paid the bill by checking finger print information, and have higher security, do not need to carry other optional equipments, different regions can both be general, for user provides conveniently when paying the bill.
Accompanying drawing explanation
Fig. 1 is that a kind of internet one of the present invention refers to logical mode of payment process flow diagram;
Fig. 2 is that a finger leads to registration and supplements schematic diagram with money;
Fig. 3 is the logical fixing fingerprint transport processor payment schematic diagram of a finger;
Fig. 4 is that a finger leads to particular fingerprint transport processor payment schematic diagram;
Fig. 5 is a finger logical login schematic diagram;
Fig. 6 is the schematic diagram of fixing fingerprint transport processor;
Fig. 7 is the schematic diagram of public transport fingerprint transport processor;
Fig. 8 is the schematic diagram that subway platform fingerprint transmits processing unit.
Embodiment
Be described principle of the present invention and feature below in conjunction with accompanying drawing, example, only for explaining the present invention, is not intended to limit scope of the present invention.
Embodiment one, a kind of internet one refer to logical mode of payment.Below in conjunction with Fig. 1, method provided by the invention is described in detail.
Send to a finger to lead to service platform processor subscriber identity information see Fig. 1, S101, Intelligent Service machine, described subscriber identity information at least comprises finger print information and the contact method of user.
Concrete, user is when registration one refers to logical, register by Intelligent Service machine or mobile terminal, described mobile terminal is the mobile terminal with acquisition function, subscriber identity information sends to described one to refer to logical service platform processor by Intelligent Service machine or mobile terminal, and described subscriber identity information comprises name, ID (identity number) card No., finger print information and contact method.
S102, described one refers to that logical service platform processor is verified described subscriber identity information, is proved to be successful the described subscriber identity information of rear storage, and refers to the logical message that succeeds in registration to described Intelligent Service machine feedback one.
Concrete, described one refers to that logical service platform processor is after the subscriber identity information receiving described Intelligent Service machine or the transmission of described mobile terminal, described subscriber identity information is verified, be proved to be successful the described subscriber identity information of rear storage, and refer to the logical message that succeeds in registration to described Intelligent Service machine or described mobile terminal feedback one.
S103, refer to logical succeeding in registration one after, charging information sends to described one to refer to logical service platform processor by described Intelligent Service machine, described one refers to that described charging information is recorded in user account information corresponding to described subscriber identity information by logical service platform processor, described user account information at least comprises charging information and balance amount information, and feeds back described user account information to described Intelligent Service machine.
Concrete, after referring to logical succeeding in registration one, when user will refer to logical supplementing with money to one, charging information sends to described one to refer to logical service platform processor by described Intelligent Service machine or described mobile terminal, described one refers to that the described charging information received is recorded in user account information corresponding to described subscriber identity information by logical service platform processor, described user account information comprises the charging information of user, consumption information and balance amount information, and feed back described accounts information to described Intelligent Service machine or described mobile terminal, described mobile terminal can without finger print collecting function, only need download a finger leads to software.
S104, the amount information that the needs of acquisition pay by fingerprint transport processor and finger print information send to described one to refer to logical service platform processor, described one refers to that logical service platform processor obtains subscriber identity information corresponding to described finger print information according to described finger print information and then obtains described user account information corresponding to described subscriber identity information, then the amount information paid as required deducts the amount of money needing to pay in described user account information, and be recorded in described user account information, then to amount information and the balance amount information of described fingerprint transport processor feedback deduction.
Concrete, described fingerprint transport processor specifically comprises fixing fingerprint transport processor and particular fingerprint transport processor; Described fingerprint transport processor specifically comprises park admission ticket fingerprint transport processor, supermarket fingerprint transport processor, market fingerprint transport processor, private shop fingerprint transport processor and taxi fingerprint transport processor etc.; Described particular fingerprint transport processor specifically comprises public transport fingerprint transport processor and subway fingerprint transport processor.
Wherein, the concrete mode of payment of described fixing fingerprint transport processor comprises: the amount information that the needs of acquisition pay by fixing fingerprint transport processor and finger print information send to described one to refer to logical service platform processor, described one refers to that logical service platform processor obtains subscriber identity information corresponding to described finger print information according to described finger print information, and then obtain described user account information corresponding to described subscriber identity information, then the amount information paid as required deducts the amount of money needing to pay in described user account information, and be recorded in described user account information, then to amount information and the balance amount information of described fixing fingerprint transport processor feedback deduction.
In addition, the concrete mode of payment of the described public transport fingerprint transport processor in described particular fingerprint transport processor comprises: the finger print information of acquisition and the public transport ticket amount information that sets in advance send to described one to refer to logical service platform processor by described public transport fingerprint transport processor, described one refers to that logical service platform processor obtains subscriber identity information corresponding to described finger print information according to described finger print information, and then obtain described user account information corresponding to described subscriber identity information, then the amount information paid as required deducts the amount of money needing to pay in described user account information, and be recorded in described user account information, then to amount information and the balance amount information of described public transport fingerprint transport processor feedback deduction.
The concrete mode of payment of the described subway fingerprint transport processor in described particular fingerprint transport processor comprises: A station fingerprint transmits processing unit and obtains finger print information and A station station platform information, and send it to subway fingerprint CPU (central processing unit), described subway fingerprint CPU (central processing unit) obtains the logical balance amount information of a finger corresponding to described finger print information according to described finger print information in the logical service platform processor of a described finger, and described balance amount information is fed back to described A station fingerprint transmission processing unit, B station fingerprint transmits processing unit and obtains described finger print information and B station station platform information, and send it to described subway fingerprint CPU (central processing unit), described subway fingerprint CPU (central processing unit) obtains described finger print information and the B station station platform information that B station fingerprint transmits processing unit transmission, and calculate subway ticket amount information according to described A station station platform information and B station station platform information, and described subway ticket amount information and described finger print information are sent to described one to refer to logical service platform processor, described one refers to that logical service platform processor obtains subscriber identity information corresponding to described finger print information and accounts information according to described finger print information, then the amount information paid as required deducts the amount of money needing to pay in described accounts information, and be recorded in described accounts information, then to described subway fingerprint CPU (central processing unit) feedback balance amount information, described balance amount information is fed back to described B station fingerprint and transmits processing unit by described subway fingerprint CPU (central processing unit).
In addition, when user wants login described to refer to logical, logged in by described mobile terminal, user login information sends to described one to refer to by described mobile terminal, and logical service platform processor carries out authentication, described user login information at least comprises finger print information or the note security code of user, mobile terminal not with finger print collecting function can log in note security code, after being proved to be successful, described one refers to described one, logical service platform processor refers to that logical accounts information feeds back to described mobile terminal.
Embodiment two, a kind of internet one refer to logical payment system.Below in conjunction with Fig. 2 to Fig. 8, system provided by the invention is described in detail.
See Fig. 2 to Fig. 5, system provided by the invention comprises Intelligent Service machine 20, and refers to logical service platform processor 30, fingerprint transport processor 40, mobile terminal 50, public transport fingerprint transport processor 60 and subway fingerprint transport processor 70, wherein, described Intelligent Service machine 20 comprises: first user information transmitting unit 201 and the first charging information transmitting element 202; Described one refers to that logical service platform processor 30 comprises: authentication unit 301, first feedback unit 302, first charging information record cell 303, Payment Unit 304, second feedback unit 305, the 3rd feedback unit 306, second charging information record cell 307, the 4th feedback unit 308, the 5th feedback unit 309 and login authentication unit 310; Described fingerprint transport processor 40 comprises transmitting element 401; Described mobile terminal 50 comprises the second user profile transmitting element 501, second charging information transmitting element 502 and log-on message transmitting element 503; Described subway fingerprint transport processor 70 comprises fingerprint and transmits processing unit 701, B station fingerprint transmission processing unit 702 and subway fingerprint CPU (central processing unit) 703; Wherein, subway fingerprint CPU (central processing unit) 703 comprises acquisition feedback module 7031, acquisition module 7032, computing module 7033, information sending module 7034 and feedback module 7035.
Wherein, first user information transmitting unit 201 leads to service platform processor for subscriber identity information being sent to a finger, and described subscriber identity information at least comprises finger print information and the contact method of user.
Charging information, for after referring to logical succeeding in registration one, sends to described one to refer to logical service platform processor by the first charging information transmitting element 202.
Authentication unit 301, for verifying described subscriber identity information, is proved to be successful the described subscriber identity information of rear storage.
First feedback unit 302 is for referring to the logical message that succeeds in registration to described Intelligent Service machine feedback one.
First charging information record cell 303 is for being recorded in user account information corresponding to described subscriber identity information by described charging information, described user account information at least comprises charging information and balance amount information, and feeds back described user account information to described Intelligent Service machine.
Payment Unit 304 is for obtaining subscriber identity information corresponding to described finger print information and then obtaining described user account information corresponding to described subscriber identity information according to described finger print information, then in described user account information, deduct according to the described amount information paid that needs the amount of money needing payment, and be recorded in described user account information.
Second feedback unit 305 is for feeding back amount information and the balance amount information of deduction to described fingerprint transport processor.
3rd feedback unit 306 is for referring to the logical message that succeeds in registration to described mobile terminal feedback one.
Second charging information record cell 307 is for for after referring to logical succeeding in registration one, and charging information sends to described one to refer to logical service platform processor by described mobile terminal.
4th feedback unit 308 is for feeding back amount information and the balance amount information of deduction to described public transport fingerprint transport processor.
5th feedback unit 309 is for feeding back balance amount information to described subway fingerprint CPU (central processing unit).
By described one, login authentication unit 310, for verifying described user login information, after being proved to be successful, refers to that logical accounts information feeds back to described mobile terminal.
Transmitting element 401 sends to described one to refer to logical service platform processor for the amount information that paid by the needs of acquisition and finger print information.
Second user profile transmitting element 501 is for sending to a finger to lead to service platform processor described subscriber identity information, and described mobile terminal is the mobile terminal with finger print collecting function.
Second charging information transmitting element 502 is for for after referring to logical succeeding in registration one, and charging information sends to described one to refer to logical service platform processor by described mobile terminal.
For being sent to by described user login information described one to refer to, logical service platform processor carries out authentication to log-on message transmitting element 503, and described user login information at least comprises finger print information or the note security code of user.
Public transport fingerprint transport processor 60 refers to logical service platform processor for the finger print information of acquisition and the public transport ticket amount information that sets in advance being sent to described one.
A stands fingerprint transmission processing unit 701 for obtaining finger print information and A station station platform information, and is sent to subway fingerprint CPU (central processing unit).
B stands fingerprint transmission processing unit 702 for obtaining finger print information and B station station platform information, and is sent to subway fingerprint CPU (central processing unit).
Subway fingerprint CPU (central processing unit) 703 comprises acquisition feedback module 7031, acquisition module 7032, computing module 7033, information sending module 7034 and feedback module 7035.
Obtain feedback module 7031 for referring to obtain subscriber identity information corresponding to described finger print information in logical service platform processor described one according to described finger print information, and then the balance amount information obtained in described user account information corresponding to described subscriber identity information, and described balance amount information is fed back to described A station fingerprint transmission processing unit.
Acquisition module 7032 transmits described finger print information and the B station station platform information of processing unit transmission for obtaining B station fingerprint.
Computing module 7033 calculates subway ticket amount information for station platform information of standing according to described A station station platform information and B.
Information sending module 7034 refers to logical service platform processor for described subway ticket amount information and described finger print information being sent to described one.
Feedback module 7035 transmits processing unit for described balance amount information being fed back to described B station fingerprint.
See Fig. 6, Fig. 6 is the schematic diagram of the fixing fingerprint transport processor in fingerprint transport processor, see Fig. 7, Fig. 7 is the schematic diagram of the specific public transport fingerprint transport processor in fingerprint transport processor, the schematic diagram of processing unit is transmitted see Fig. 8, Fig. 8 platform fingerprint that is specific subway fingerprint transport processor in fingerprint transport processor.
A kind of internet one provided by the invention refers to logical mode of payment and system, general family is referred to by subscriber identity information registration one, and refer to supplement with money in logical account to one, the amount information that the needs of acquisition pay by fingerprint transport processor in course of payment and finger print information send to a finger to lead to service platform processor, one refers to that logical service platform processor obtains user account information corresponding to described finger print information according to described finger print information, then the amount information paid as required deducts the amount of money needing to pay in described user account information, and be recorded in described user account information, then to amount information and the balance amount information of described fingerprint transport processor feedback deduction.The present invention is paid the bill by checking finger print information, has higher security, does not need to carry other optional equipments, for user provides conveniently when paying the bill.
The foregoing is only preferred embodiment of the present invention, not in order to limit the present invention, within the spirit and principles in the present invention all, any amendment done, equivalent replacement, improvement etc., all should be included within protection scope of the present invention.

Claims (10)

1. internet one refers to a logical mode of payment, it is characterized in that, said method comprising the steps of:
Subscriber identity information sends to a finger to lead to service platform processor by S101, Intelligent Service machine, and described subscriber identity information at least comprises finger print information and the contact method of user;
S102, described one refers to that logical service platform processor is verified described subscriber identity information, is proved to be successful the described subscriber identity information of rear storage, and refers to the logical message that succeeds in registration to described Intelligent Service machine feedback one;
S103, refer to logical succeeding in registration one after, charging information sends to described one to refer to logical service platform processor by described Intelligent Service machine, described one refers to that described charging information is recorded in user account information corresponding to described subscriber identity information by logical service platform processor, described user account information at least comprises charging information and balance amount information, and feeds back described user account information to described Intelligent Service machine;
S104, the amount information that the needs of acquisition pay by fingerprint transport processor and finger print information send to described one to refer to logical service platform processor, described one refers to that logical service platform processor obtains subscriber identity information corresponding to described finger print information according to described finger print information, and then obtain described user account information corresponding to described subscriber identity information, then the amount information paid as required deducts the amount of money needing to pay in described user account information, and be recorded in described user account information, then to amount information and the balance amount information of described fingerprint transport processor feedback deduction.
2. a kind of internet one as claimed in claim 1 refers to logical mode of payment, and it is characterized in that, described method also comprises:
Described subscriber identity information sends to described one to refer to logical service platform processor by mobile terminal, described mobile terminal is the mobile terminal with finger print collecting function, described one refers to that logical service platform processor is verified described subscriber identity information, be proved to be successful the described subscriber identity information of rear storage, and refer to the logical message that succeeds in registration to described mobile terminal feedback one;
After referring to logical succeeding in registration one, charging information sends to described one to refer to logical service platform processor by described mobile terminal, described one refers to that described charging information is recorded in user account information corresponding to described subscriber identity information by logical service platform processor, and feeds back described user account information to described mobile terminal.
3. a kind of internet one as claimed in claim 1 refers to logical mode of payment, and it is characterized in that, fingerprint transport processor described in described S104 specifically comprises fixing fingerprint transport processor and particular fingerprint transport processor;
Described fixing fingerprint transport processor specifically comprises: park admission ticket fingerprint transport processor, supermarket fingerprint transport processor, market fingerprint transport processor, private shop fingerprint transport processor and taxi fingerprint transport processor;
Described particular fingerprint transport processor specifically comprises: public transport fingerprint transport processor and subway fingerprint transport processor.
4. a kind of internet one as claimed in claim 3 refers to logical mode of payment, and it is characterized in that, when described particular fingerprint transport processor is public transport fingerprint transport processor, described step S104 specifically comprises:
The finger print information of acquisition and the public transport ticket amount information that sets in advance send to described one to refer to logical service platform processor by described public transport fingerprint transport processor, described one refers to that logical service platform processor obtains subscriber identity information corresponding to described finger print information according to described finger print information, and then obtain described user account information corresponding to described subscriber identity information, then the amount information paid as required deducts the amount of money needing to pay in described user account information, and be recorded in described user account information, then to amount information and the balance amount information of described public transport fingerprint transport processor feedback deduction,
When described particular fingerprint transport processor is subway fingerprint transport processor, described step S104 specifically comprises:
A station fingerprint transmits processing unit and obtains finger print information and A station station platform information, and send it to subway fingerprint CPU (central processing unit), described subway fingerprint CPU (central processing unit) refers to obtain subscriber identity information corresponding to described finger print information in logical service platform processor described one according to described finger print information, and then the balance amount information obtained in described user account information corresponding to described subscriber identity information, and described balance amount information is fed back to described A station fingerprint transmission processing unit;
B station fingerprint transmits processing unit and obtains described finger print information and B station station platform information, and send it to described subway fingerprint CPU (central processing unit), described subway fingerprint CPU (central processing unit) obtains described finger print information and the B station station platform information that B station fingerprint transmits processing unit transmission, and calculate subway ticket amount information according to described A station station platform information and B station station platform information, then described subway ticket amount information and described finger print information are sent to described one to refer to logical service platform processor;
Described one refers to that logical service platform processor obtains subscriber identity information corresponding to described finger print information according to described finger print information, and then obtain described user account information corresponding to described subscriber identity information, then the amount information paid as required deducts the amount of money needing to pay in described user account information, and be recorded in described user account information, then to described subway fingerprint CPU (central processing unit) feedback balance amount information, described balance amount information is fed back to described B station fingerprint and transmits processing unit by described subway fingerprint CPU (central processing unit).
5. a kind of internet one as claimed in claim 2 refers to logical mode of payment, and it is characterized in that, described method also comprises:
User login information sends to described one to refer to by described mobile terminal, and logical service platform processor carries out authentication, described user login information at least comprises finger print information or the note security code of user, after being proved to be successful, described one refers to described one, logical service platform processor refers to that logical accounts information feeds back to described mobile terminal.
6. internet one refers to a logical payment system, it is characterized in that, described system comprises Intelligent Service machine, and refers to logical service platform processor and fingerprint transport processor;
Described Intelligent Service machine comprises:
First user information transmitting unit, for being sent to by subscriber identity information a finger to lead to service platform processor, described subscriber identity information at least comprises finger print information and the contact method of user;
First charging information transmitting element, after referring to logical succeeding in registration one, sends to described one to refer to logical service platform processor by charging information;
Described one refers to that logical service platform processor comprises:
Authentication unit, for verifying described subscriber identity information, is proved to be successful the described subscriber identity information of rear storage;
First feedback unit, for referring to the logical message that succeeds in registration to described Intelligent Service machine feedback one;
First charging information record cell, for described charging information being recorded in user account information corresponding to described subscriber identity information, described user account information at least comprises charging information and balance amount information, and feeds back described user account information to described Intelligent Service machine;
Payment Unit, for obtaining subscriber identity information corresponding to described finger print information according to described finger print information, and then obtain described user account information corresponding to described subscriber identity information, then in described user account information, deduct according to the described amount information paid that needs the amount of money needing payment, and be recorded in described user account information;
Second feedback unit, for feeding back amount information and the balance amount information of deduction to described fingerprint transport processor;
Described fingerprint transport processor comprises:
Transmitting element, sends to described one to refer to logical service platform processor for the amount information that paid by the needs of acquisition and finger print information.
7. a kind of internet one as claimed in claim 6 refers to logical payment system, and it is characterized in that, described system also comprises mobile terminal;
Described mobile terminal comprises:
Second user profile transmitting element, for being sent to by described subscriber identity information described one to refer to logical service platform processor, described mobile terminal is the mobile terminal with finger print collecting function;
Second charging information transmitting element, after referring to logical succeeding in registration one, charging information sends to described one to refer to logical service platform processor by described mobile terminal;
Described one refers to that logical service platform processor also comprises:
3rd feedback unit, for referring to the logical message that succeeds in registration to described mobile terminal feedback one;
Second charging information record cell, for being recorded in user account information corresponding to described subscriber identity information by described charging information, and feeds back described user account information to described mobile terminal.
8. a kind of internet one as claimed in claim 6 refers to logical payment system, and it is characterized in that, described fingerprint transport processor comprises fixing fingerprint transport processor and particular fingerprint transport processor;
Described fixing fingerprint transport processor specifically comprises: park admission ticket fingerprint transport processor, supermarket fingerprint transport processor, market fingerprint transport processor, private shop fingerprint transport processor and taxi fingerprint transport processor;
Described particular fingerprint transport processor specifically comprises: public transport fingerprint transport processor and subway fingerprint transport processor.
9. a kind of internet one as claimed in claim 8 refers to logical payment system, it is characterized in that, described public transport fingerprint transport processor, refers to logical service platform processor for the finger print information of acquisition and the public transport ticket amount information that sets in advance being sent to described one;
Described subway fingerprint transport processor comprises A station fingerprint and transmits processing unit, B station fingerprint transmission processing unit and subway fingerprint CPU (central processing unit);
Described A station fingerprint transmits processing unit, for obtaining finger print information and A station station platform information, and sends it to subway fingerprint CPU (central processing unit);
Described B station fingerprint transmits processing unit, for obtaining finger print information and B station station platform information, and sends it to subway fingerprint CPU (central processing unit);
Described subway fingerprint CPU (central processing unit) comprises:
Obtain feedback module, for referring to obtain subscriber identity information corresponding to described finger print information in logical service platform processor described one according to described finger print information, and then the balance amount information obtained in described usersaccount information corresponding to described subscriber identity information, and described balance amount information is fed back to described A station fingerprint transmission processing unit;
Acquisition module, transmits described finger print information and the B station station platform information of processing unit transmission for obtaining B station fingerprint;
Computing module, calculates subway ticket amount information for station platform information of standing according to described A station station platform information and B;
Information sending module, refers to logical service platform processor for described subway ticket amount information and described finger print information being sent to described one;
Feedback module, transmits processing unit for described balance amount information being fed back to described B station fingerprint;
Described one refers to that logical service platform processor also comprises:
4th feedback unit, for feeding back amount information and the balance amount information of deduction to described public transport fingerprint transport processor;
5th feedback unit, for feeding back balance amount information to described subway fingerprint CPU (central processing unit).
10. a kind of internet one as claimed in claim 7 refers to logical payment system, and it is characterized in that, described mobile terminal also comprises:
Log-on message transmitting element, refer to that for user login information being sent to described one logical service platform processor carries out authentication, described user login information at least comprises finger print information or the note security code of user;
Described one refers to that logical service platform processor also comprises:
By described one, login authentication unit, for verifying described user login information, after being proved to be successful, refers to that logical accounts information feeds back to described mobile terminal.
CN201510729457.0A 2015-10-30 2015-10-30 Internet one-finger-identification payment method and system Pending CN105405015A (en)

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CN106067115A (en) * 2016-06-14 2016-11-02 谭泮 Pay the method and system of bus riding fee
CN108364394A (en) * 2017-12-28 2018-08-03 合肥长天信息技术有限公司 A kind of public transport delay toll collection system
CN109859405A (en) * 2019-03-05 2019-06-07 南京邮电大学 Intelligent medicine-selling system

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CN103136663A (en) * 2011-12-05 2013-06-05 上海博路信息技术有限公司 Remote payment system based on terminal fingerprint identification
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* Cited by examiner, † Cited by third party
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CN106067115A (en) * 2016-06-14 2016-11-02 谭泮 Pay the method and system of bus riding fee
CN108364394A (en) * 2017-12-28 2018-08-03 合肥长天信息技术有限公司 A kind of public transport delay toll collection system
CN109859405A (en) * 2019-03-05 2019-06-07 南京邮电大学 Intelligent medicine-selling system

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Application publication date: 20160316