CN104036393A - Intelligent automatic fingerprint payment system - Google Patents

Intelligent automatic fingerprint payment system Download PDF

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Publication number
CN104036393A
CN104036393A CN201410297130.6A CN201410297130A CN104036393A CN 104036393 A CN104036393 A CN 104036393A CN 201410297130 A CN201410297130 A CN 201410297130A CN 104036393 A CN104036393 A CN 104036393A
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China
Prior art keywords
fingerprint
information
user
database
finger print
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Pending
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CN201410297130.6A
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Chinese (zh)
Inventor
李佳丽
郑钦鸿
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Individual
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Individual
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Priority to CN201410297130.6A priority Critical patent/CN104036393A/en
Publication of CN104036393A publication Critical patent/CN104036393A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Collating Specific Patterns (AREA)

Abstract

The invention relates to an intelligent automatic fingerprint payment system which comprises a consumer-type PDA machine body with a microprocessor as central control. The intelligent automatic fingerprint payment system is characterized by further comprising a far-end user fingerprint information collection control center which comprises a fingerprint collector, a database, a network connection module and a fingerprint recognition module. The fingerprint collector collects fingerprint information of users. The database registers electronic wallet information of the users according to the fingerprint information and stores the fingerprint information of the users and the electronic wallet information after the fingerprint information of the users corresponds to the electronic wallet information. The database is communicated with the microprocessor through the network connection module. The fingerprint recognition module is mounted on the PDA, is connected with the microcomputer, and is used for extracting fingerprints typed in by the users when payment is carried out; the fingerprints typed in by the users are verified with the fingerprint information stored in the database to achieve payment. According to the intelligent automatic fingerprint payment system, the uniqueness of the fingerprints is utilized, an information encryption link is omitted, and payment safety is improved.

Description

A kind of intelligent automatic fingerprint payment system
Technical field
The present invention relates to a kind of payment system, especially a kind of intelligent automatic fingerprint payment system.
Background technology
Fingerprint identification technology is in the high speed development stage now, be used for identifying credible progress, it is safe that fingerprint carries out identification, everyone fingerprint has uniqueness, but store only identity information, carry out authentication, be applied to gate inhibition more, register sign-out etc., high in technological content, range of application is comparatively narrow and small.
Read-write property card payment system can be encrypted, stores, reads, rewrite, store identity information and e-wallet information etc., but card has multiple publishers, each publisher promulgates a card, everyone just has multiple cards at hand, and inconvenience is carried in trip on ordinary days.The disposable expenditure cost of card is high, easily produces stock and causes waste.Simultaneously user often can run into card and leaves behind, loses, and password such as forgets at the trouble, bring use inconvenient.
Therefore can propose fingerprint identification module and connect consumer PDA and carry out embedded development, build the database of associated safety and stability, can store identity information and e-wallet information.Fingerprint has uniqueness, can be used as password and carries out authentication, saves information encryption link, improves degree of safety, goes on a journey convenient, and payment easily.Simultaneously fingerprint can storing information, does not need to make the cost of card.
Summary of the invention
The object of this invention is to provide a kind of intelligent automatic fingerprint payment system, comprise a consumer PDA machine body using microprocessor as middle control, it is characterized in that, also comprise:
One remote subscriber finger print information is collected control center, and described remote subscriber finger print information is collected control center and comprised:
One fingerprint capturer, described fingerprint capturer gathers user's finger print information;
One database, this database root is according to this finger print information registered user's e-wallet information, and will after this user fingerprints information and e-wallet information correspondence, store;
One network connecting module, described database is by described network connecting module and described microprocessor communication.; And
One fingerprint identification module, described fingerprint identification module is installed on described consumer PDA body, and this fingerprint identification module is connected with described microprocessor, the fingerprint of typing when this fingerprint identification module pays for extracting user, verify with the finger print information of described database storage, realize and paying.
In an embodiment of the present invention, described database will user fingerprints information and this e-wallet information correspondence after store, meanwhile, this database is identified as first by this finger print information can process; Described in when payment, fingerprint identification module is sent to the fingerprint extracting in described database, and this database is the second process by the fingerprint recognition of user's typing, and described the second process and described the first advance ratio, to success, are realized and being paid.
In an embodiment of the present invention, described remote subscriber finger print information is collected control center and is also comprised a Short Message Service Gateway, after user fingerprints information and e-wallet information succeed in registration, described remote subscriber finger print information is collected control center and is sent fingerprint and the stored value card information that succeeds in registration by described Short Message Service Gateway to user mobile phone; Described in when user pays, remote subscriber finger print information is collected control center and is sent payment confirming information by described Short Message Service Gateway to user mobile phone.
In an embodiment of the present invention, comprise a keyboard, described keyboard can be inputted user needs payment.
Another object of the present invention is to provide a kind of using method based on intelligent automatic fingerprint payment system claimed in claim 1, it is characterized in that, comprises following steps:
Steps A: gather user fingerprints, described database root is according to this finger print information registered user's e-wallet information, and will store after this user fingerprints information and e-wallet information correspondence, simultaneously this database this finger print information is identified as to first can process;
Step B: user inputs and needs payment on consumer PDA switch dish, and in the demonstration screen display of described consumer PDA machine body;
Step C: when payment, user's typing fingerprint, fingerprint identification module extracts user fingerprints, the fingerprint extracting is sent in described database, this database is the second process by the fingerprint recognition of user's typing, the second process and the first advance ratio to success after, call the corresponding e-wallet information of this finger print information and complete payment.
In an embodiment of the present invention, described collection user fingerprints also comprises step: user fingerprints information extraction failure, and prompting user changes a hand and carries out fingerprint extraction again; After user fingerprints information and e-wallet information succeed in registration, described remote subscriber finger print information is collected control center and is sent to user the information that succeeds in registration.
In an embodiment of the present invention, described using method also comprises step: described the second process and described the first advance ratio are to unsuccessful, and non-fingerprint user prompting appears in the display screen of described consumer PDA machine body; Described the second process and described the first advance ratio to success after, the electronic purse balance amount deficiency that this finger print information is corresponding, display screen display user's information and the remaining sum of described consumer PDA machine body, prompting user supplement with money.
Fingerprint identification module connects consumer PDA and carries out embedded development in the present invention, builds the database of associated safety and stability, can store identity information and e-wallet information.Fingerprint has uniqueness, can be used as password and carries out authentication, saves information encryption link, improves degree of safety, goes on a journey convenient, and payment easily.Simultaneously user need not worry that card leaves behind, loses again, and the trouble such as forget Password.Fingerprint not only can storing information, also can be used as payment cipher, deducts loaded down with trivial details consumption step, and save time cost and card inventory cost improve user information safety, and consumption can be simpler.
In order to allow above and other object of the present invention, feature and the advantage can be more obvious, below will coordinate appended diagram, be described in detail below.
Brief description of the drawings
Fig. 1 is modules connection layout of the present invention.
Fig. 2 is fingerprint payment flow figure of the present invention.
Fig. 3 is fingerprint collecting process flow diagram of the present invention.
Embodiment
The intelligent automatic fingerprint payment system of one of the present invention, comprises a consumer PDA machine body using microprocessor as middle control, it is characterized in that, also comprises:
One remote subscriber finger print information is collected control center, and described remote subscriber finger print information is collected control center and comprised:
One fingerprint capturer, described fingerprint capturer gathers user's finger print information;
One database, this database root is according to this finger print information registered user's e-wallet information, and will after this user fingerprints information and e-wallet information correspondence, store;
One network connecting module, described database is by described network connecting module and described microprocessor communication.; And
One fingerprint identification module, described fingerprint identification module is installed on described consumer PDA machine body, this fingerprint identification module is connected with described microprocessor, the fingerprint of typing when this fingerprint identification module pays for extracting user, verify with the finger print information of described database storage, realize and paying.
Wherein on consumer PDA machine body, comprise a microprocessor, a storer, a keyboard, an output device, a battery, user fingerprints information acquisition module comprises a fingerprint capturer, a database, a network connecting module, and the connection of concrete each module can be referring to Fig. 1.
In an embodiment of the present invention, the idiographic flow of user fingerprints information acquisition can be referring to Fig. 2, and concrete steps are: user's typing fingerprint; User fingerprints information is analyzed, extracted to fingerprint capturer; Fingerprint extraction success, user profile input database, user receives fingerprint register successful information, the unsuccessful reminding user of fingerprint extraction changes a finger and continues typing fingerprint; After user fingerprints extracts successfully, described database will be stored after user fingerprints information and this e-wallet information correspondence, and meanwhile, this database is identified as first by this finger print information can process.After user fingerprints information and e-wallet information succeed in registration in an embodiment of the present invention, described remote subscriber finger print information is collected control center and is sent to user mobile phone the information that succeeds in registration by Short Message Service Gateway, or sends to subscriber mailbox the information that succeeds in registration by network.
In an embodiment of the present invention, described PDA machine also contains a hummer.The idiographic flow that described fingerprint pays can be referring to Fig. 3, and concrete steps are: user needs in consumer PDA switch dish input the amount of money paying, and shows in consumer PDA machine output device; User's typing finger print information, imports database into; Database contrasts, identifies user's typing fingerprint; Fingerprint is identified as credible progress, buzzing one sound, and consumer PDA display screen display user's information and remaining sum, fingerprint is identified as non-trust process, buzzing two sound, consumer PDA machine output device occurs that non-fingerprint user points out and finishes; User account remaining sum enough pays required expense, buzzing one sound, database auto deduction, user receives payment successful information, and successful payment also finishes, user account Sorry, your ticket has not enough value buzzing two sound, consumer PDA machine output device prompting user asks charging information, and Payment Failed also finishes.
The present invention utilizes fingerprint to have uniqueness, can be used as password and carries out authentication, saves information encryption link, improves degree of safety, goes on a journey convenient, and payment easily.
In sum, be that only notebook is invented as presenting embodiment or the embodiment of the adopted technological means of dealing with problems, be not used for limiting the scope of patent working of the present invention.Be that patent claim context all and of the present invention conforms to, or the equalization of doing according to the scope of the claims of the present invention change and modification, is all the scope of the claims of the present invention and contains.

Claims (7)

1. an intelligent automatic fingerprint payment system, comprises a consumer PDA machine body using microprocessor as middle control, it is characterized in that, also comprises:
One remote subscriber finger print information is collected control center, and described remote subscriber finger print information is collected control center and comprised:
One fingerprint capturer, described fingerprint capturer gathers user's finger print information;
One database, this database root is according to this finger print information registered user's e-wallet information, and will after this user fingerprints information and e-wallet information correspondence, store;
One network connecting module, described database is by described network connecting module and described microprocessor communication.;
And
One fingerprint identification module, described fingerprint identification module is installed in described consumer PDA machine body, and this fingerprint identification module is connected with described microprocessor, the fingerprint of typing when this fingerprint identification module pays for extracting user, verify with the finger print information of described database storage, realize and paying.
2. intelligent automatic fingerprint payment system according to claim 1, is characterized in that: described database will user fingerprints information and this e-wallet information correspondence after store, meanwhile, this database is identified as first by this finger print information can process; Described in when payment, fingerprint identification module is sent to the fingerprint extracting in described database, and this database is the second process by the fingerprint recognition of user's typing, and described the second process and described the first advance ratio, to success, are realized and being paid.
3. intelligent automatic fingerprint payment system according to claim 1, it is characterized in that: described remote subscriber finger print information is collected control center and also comprised a Short Message Service Gateway, after user fingerprints information and e-wallet information succeed in registration, described remote subscriber finger print information is collected control center and is sent fingerprint and the stored value card information that succeeds in registration by described Short Message Service Gateway to user mobile phone; Described in when user pays, remote subscriber finger print information is collected control center and is sent payment confirming information by described Short Message Service Gateway to user mobile phone.
4. intelligent automatic fingerprint payment system according to claim 1, is characterized in that: comprise a keyboard, described keyboard can be inputted user needs payment.
5. the using method based on intelligent automatic fingerprint payment system claimed in claim 1, is characterized in that, comprises following steps:
Steps A: gather user fingerprints, described database root is according to this finger print information registered user's e-wallet information, and will store after this user fingerprints information and e-wallet information correspondence, simultaneously this database this finger print information is identified as to first can process;
Step B: user inputs and needs payment on consumer PDA switch dish, and in the demonstration screen display of described consumer PDA machine body;
Step C: when payment, user's typing fingerprint, fingerprint identification module extracts user fingerprints, the fingerprint extracting is sent in described database, this database is the second process by the fingerprint recognition of user's typing, the second process and the first advance ratio to success after, call the corresponding e-wallet information of this finger print information and complete payment.
6. method of payment according to claim 5, is characterized in that: described collection user fingerprints also comprises step: user fingerprints information extraction failure, and prompting user changes a hand and carries out fingerprint extraction again; After user fingerprints information and e-wallet information succeed in registration, described remote subscriber finger print information is collected control center and is sent to user the information that succeeds in registration.
7. method of payment according to claim 5, is characterized in that: described using method also comprises step: described the second process and described the first advance ratio are to unsuccessful, and non-fingerprint user prompting appears in the display screen of described consumer PDA machine body; Described the second process and described the first advance ratio to success after, the electronic purse balance amount deficiency that this finger print information is corresponding, display screen display user's information and the remaining sum of described consumer PDA machine body, prompting user supplement with money.
CN201410297130.6A 2014-06-28 2014-06-28 Intelligent automatic fingerprint payment system Pending CN104036393A (en)

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Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104361492A (en) * 2014-11-05 2015-02-18 武汉天聪创意科技有限公司 Embedded electronic wallet and payment method thereof
CN105405015A (en) * 2015-10-30 2016-03-16 周喜员 Internet one-finger-identification payment method and system
CN105654302A (en) * 2015-12-24 2016-06-08 小米科技有限责任公司 Payment method and device
CN105741118A (en) * 2016-02-14 2016-07-06 武汉大学 Method and system for implementing electronic payment function through picture noise recognition
CN106355411A (en) * 2016-08-29 2017-01-25 中科院微电子研究所昆山分所 Intelligent wallet integrated with fingerprint recognition
WO2017028270A1 (en) * 2015-08-19 2017-02-23 郭子明 Subway payment method and subway payment system
CN107833049A (en) * 2017-11-22 2018-03-23 朱秋华 A kind of multifunction card and application method
CN108764919A (en) * 2018-05-15 2018-11-06 惠龙易通国际物流股份有限公司 E-payment confirmation method, device, system and storage medium

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Publication number Priority date Publication date Assignee Title
US20030112120A1 (en) * 2001-12-19 2003-06-19 K. Seifert Mark System & method for biometric-based fraud protection
CN1760904A (en) * 2005-11-17 2006-04-19 张晔 Charging system based on validation of fingerprint
CN101071492A (en) * 2007-06-20 2007-11-14 中国工商银行股份有限公司 Mobile phone fee payment method and system based on mobile phone bank
CN102289877A (en) * 2011-08-30 2011-12-21 广东机电职业技术学院 Card-free fingerprint intelligent vending system and realizing method thereof

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030112120A1 (en) * 2001-12-19 2003-06-19 K. Seifert Mark System & method for biometric-based fraud protection
CN1760904A (en) * 2005-11-17 2006-04-19 张晔 Charging system based on validation of fingerprint
CN101071492A (en) * 2007-06-20 2007-11-14 中国工商银行股份有限公司 Mobile phone fee payment method and system based on mobile phone bank
CN102289877A (en) * 2011-08-30 2011-12-21 广东机电职业技术学院 Card-free fingerprint intelligent vending system and realizing method thereof

Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104361492A (en) * 2014-11-05 2015-02-18 武汉天聪创意科技有限公司 Embedded electronic wallet and payment method thereof
WO2017028270A1 (en) * 2015-08-19 2017-02-23 郭子明 Subway payment method and subway payment system
CN105405015A (en) * 2015-10-30 2016-03-16 周喜员 Internet one-finger-identification payment method and system
CN105654302A (en) * 2015-12-24 2016-06-08 小米科技有限责任公司 Payment method and device
CN105741118A (en) * 2016-02-14 2016-07-06 武汉大学 Method and system for implementing electronic payment function through picture noise recognition
CN106355411A (en) * 2016-08-29 2017-01-25 中科院微电子研究所昆山分所 Intelligent wallet integrated with fingerprint recognition
CN107833049A (en) * 2017-11-22 2018-03-23 朱秋华 A kind of multifunction card and application method
CN108764919A (en) * 2018-05-15 2018-11-06 惠龙易通国际物流股份有限公司 E-payment confirmation method, device, system and storage medium

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