CN106355411A - Intelligent wallet integrated with fingerprint recognition - Google Patents
Intelligent wallet integrated with fingerprint recognition Download PDFInfo
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- CN106355411A CN106355411A CN201610749521.6A CN201610749521A CN106355411A CN 106355411 A CN106355411 A CN 106355411A CN 201610749521 A CN201610749521 A CN 201610749521A CN 106355411 A CN106355411 A CN 106355411A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
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- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
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- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
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- Economics (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
This invention discloses an intelligent wallet integrated with fingerprint recognition. It comprises the wallet body and further comprises: a frigerprint sensor used for obtaining the user's frigerprint information and activating an APP payment system module to complete the verification of a fingerprint password through a main control module; a card swipe signal processing board used for receiving the first signal of an external card reader; the main control module used for transferring the first payment signal to the APP payment system module and sending a payment control signal when the fingerprint information matches the preset fingerprint password; the APP payment system module used for adding the user's preset bank card and for executing the payment process according to the first payment signal and the payment control signal; a wireless network module used for connecting with the payment system of the correspondent bank through the wireless network; a power supply module used for supplying power. The user of this wallet does not need bring with them any bank card during travels, which greatly improves portability and payment security.
Description
Technical field
The present invention relates to electronic technology field, more particularly to a kind of intelligent fingerprint wallet.
Background technology
With expanding economy, the income of people is constantly lifted, and the demand also more and more higher to material, thus improve people
Level of consumption.
At present, in daily life, people usually can carry with several bank cards, when such as trip is gone window-shopping and done shopping, a lot
People will carry at least 3 bank cards, and along with carrying a part of paper money so that the thickness of wallet is larger, and weight is relatively
Greatly, carry and its inconvenience, and carry out password during quick payment using modes such as mobile phone e-Bank payments and may reveal, and using silver
Row card is directly consumed, bank card and its password are easily stolen, thus cause property loss it is seen then that common wallet
Through the demand of people can not be met.
Thus, how to provide a kind of intelligent wallet, can be easy to people carries, can ensure that people carry out safe consumption again,
It is the current technical issues that need to address of those skilled in the art.
Content of the invention
It is an object of the invention to provide a kind of intelligent fingerprint wallet, people can be easy to and carry, people can be ensured again
Carry out safe consumption.
For solving above-mentioned technical problem, the technical scheme is that
A kind of intelligent fingerprint wallet, including wallet main body, also includes: be arranged on main control module in described wallet main body,
Fingerprint Identification sensor, swipe the card payment signal-processing board, app payment system module, wireless network module and supply module；
Wherein, described fingerprint Identification sensor is used for obtaining the finger print information of user, and is waken up by described main control module
Described app payment system module and the confirmation completing finger-print cipher；
Described swiping the card pays the first payment signal that signal-processing board is used for receiving the extraneous POS, and by described master control
Module sends the described first payment signal to described app payment system module；
Described main control module is used for for the described first payment signal being forwarded to described app payment system module, and obtains
Described finger print information, when described finger print information and default finger-print cipher match, sends payment control signal；
Described app payment system module is used for being bound with the default bank card of user, and according to the described first payment
Signal and the execution payment action of described payment control signal；
Described wireless network module is used for docking with the payment system of corresponding bank by wireless network, coordinates described app
Payment system module is paid；
Described supply module is used for being powered for each consuming parts in described wallet main body.
Preferably, also include:
Scanning system module, described scanning system module is arranged on described wallet body surfaces, for scanning Quick Response Code life
Become corresponding second payment signal；
Wherein, described main control module is additionally operable to for the described second payment signal to be forwarded to described app payment system module.
Preferably, also include:
Burglary-resisting system module, sends alarm signal when exceeding predeterminable range for the distance in described wallet main body and user
Number.
Preferably, described burglary-resisting system module includes:
First signal transmitter unit, for being worn on the body of described user, the default anti-theft signal of real time emission；
First signal receiving unit, is arranged in described wallet main body, for anti-theft signal described in real-time reception；
Alarm unit, exceedes institute for the distance in described first signal transmitter unit and described first signal receiving unit
State and during predeterminable range, send alarm signal；
Wherein, the described anti-theft signal that described main control module is additionally operable to according to described first signal receiving unit is received divides
Analysis calculates the distance between described first signal transmitter unit and described first signal receiving unit, and exceedes described in this distance
Alarm control signal is sent to described alarm unit during predeterminable range.
Preferably, described main control module includes:
Memory element, for storing the preset fingerprint password of user；
Processing unit, for being identified to described finger print information according to described preset fingerprint password, wakes up described app and props up
Pay system module, control described app payment system module and described wireless network module to be paid, and prop up in described app
Pay after system module completes payment action and close described app payment system module.
Preferably, described payment signal-processing board of swiping the card includes:
First chip, for storing the corresponding informance of described default bank card, so that the described POS is identified；
Process Slab element, for receiving and recognizing the first payment signal of the described POS；
Bank card identification control unit, excellent for arrange that each bank card being stored in described first chip is read out
First level.
Preferably, described wireless network module includes:
Mobile phone card and radio network unit, described radio network unit pass through described Mobile phone card connect wireless network and with right
The draw bank answering bank is docked.
Preferably, described supply module is button cell, for being supplied for described each consuming parts by power circuit
Electricity.
Compared with prior art, technique scheme has the advantage that
The intelligent fingerprint wallet that the embodiment of the present invention is provided, including wallet main body, also includes: is arranged in wallet main body
Main control module, fingerprint Identification sensor, swipe the card payment signal-processing board, app payment system module, wireless network module and confession
Electric module；Wherein, fingerprint Identification sensor is used for obtaining the finger print information of user, and wakes up app payment system by main control module
System module and the confirmation completing finger-print cipher；Payment signal-processing board of swiping the card is used for receiving the first disbursement letter of the extraneous POS
Number, and sent the first payment signal to app payment system module by main control module；Main control module is used for the first disbursement letter
Number it is forwarded to app payment system module, and obtain finger print information, when finger print information and default finger-print cipher match,
Send payment control signal；App payment system module is used for being bound with the default bank card of user, and according to the first payment
Signal and payment control signal execution payment action；Wireless network module is used for the payment system by wireless network with corresponding bank
System docking, cooperation app payment system module is paid；Supply module is used for being supplied for each consuming parts in wallet main body
Electricity.This wallet carries app payment function, does not need to carry bank card it is possible to directly be paid when going on a journey at ordinary times, is paying
When only need to input the fingerprint oneself pre-depositing be that cocoa is paid, reduce the thickness of wallet, improve portability；And i.e.
Just wallet is lost, and also will not lose bank card, also would not stolen brush bank card, and other people do not have corresponding fingerprint cannot use yet
The app payment function of wallet, improves the safety paying during consumption it is adaptable to all of consumer group, due to simple to operate,
Also allow for old people to use.
Brief description
In order to be illustrated more clearly that the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing
Have technology description in required use accompanying drawing be briefly described it should be apparent that, drawings in the following description are the present invention
Some embodiments, for those of ordinary skill in the art, on the premise of not paying creative work, can also basis
These accompanying drawings obtain other accompanying drawings.
The intelligent fingerprint wallet structural representation that Fig. 1 is provided by a kind of specific embodiment of the present invention；
The intelligent fingerprint wallet surface diagram that Fig. 2 is provided by a kind of specific embodiment of the present invention.
Specific embodiment
The core of the present invention is to provide a kind of intelligent fingerprint wallet, can be easy to people and carry, can ensure people again
Carry out safe consumption.
In order that the above objects, features and advantages of the present invention can become apparent from understandable, below in conjunction with the accompanying drawings to this
Bright specific embodiment is described in detail.
Elaborate detail in order to fully understand the present invention in the following description.But the present invention can with multiple not
It is same as alternate manner described here to implement, those skilled in the art can do class without prejudice in the case of intension of the present invention
Like popularization.Therefore the present invention is not limited by following public specific embodiment.
Refer to Fig. 1, the intelligent fingerprint wallet structural representation that Fig. 1 is provided by a kind of specific embodiment of the present invention.
A kind of specific embodiment of the present invention provides a kind of intelligent fingerprint wallet, including wallet main body 1, also includes:
The main control module 2 that is arranged in wallet main body 1, fingerprint Identification sensor 3, swipe the card payment signal-processing board 4, app payment system
Module 5, wireless network module 6 and supply module 7；Wherein, fingerprint Identification sensor 3 is used for obtaining the finger print information of user, and
App payment system module 5 and the confirmation completing finger-print cipher are waken up by main control module 2；Payment signal-processing board 4 of swiping the card is used
In the first payment signal receiving the extraneous POS, and by main control module 2, first payment signal is sent to app payment system
Module 5；Main control module 2 is used for for the first payment signal being forwarded to app payment system module 5, and obtains finger print information, is referring to
When stricture of vagina information and default finger-print cipher match, send payment control signal；App payment system module 5 is used for user's
Default bank card is bound, and pays signal according to first and pay control signal execution payment action；Wireless network module 6
For being docked with the payment system of corresponding bank by wireless network, cooperation app payment system module 5 is paid；Power supply mould
Block 7 is used for being powered for each consuming parts in wallet main body.
In the present embodiment, default bank card and app payment system module are bound by user in advance, and typing
Pay with fingerprint preserved as finger-print cipher.When being not required to be paid, each consuming parts on wallet can be at treating
Machine state, and when needing to be paid, user starts app payment system module by fingerprint Identification sensor, by brush
Card pays the payment signal that signal-processing board obtains the POS, and at this moment user can input fingerprint by fingerprint Identification sensor,
Whether the fingerprint signal of the current input of master control module judges user matches with the fingerprint signal of finger-print cipher of typing in advance, if
It is then it represents that can be paid, now master control module controls wireless network module cooperation app payment system module completes to pay
Action.
Fingerprint due to only input typing in advance could start app payment system module, thus binding could be used
Associated bank card is paid, and the fingerprint of only input typing in advance just can complete to pay, and so avoid other people and usurp,
The password of bank card also will not be stolen, convenient and safe it is adaptable to any colony；Because this wallet and bank card are bound, no
Multiple bank cards need to be carried again so that wallet is more portable, without the front quilt worried in bank card after the wallet loss of oneself
The thing stolen occurs；Coin and other purchase card and some certificates etc. of oneself can be safely stored in wallet in the same old way.
Refer to Fig. 2, the intelligent fingerprint wallet surface diagram that Fig. 2 is provided by a kind of specific embodiment of the present invention.
On the basis of above-mentioned embodiment, in one embodiment of the present invention, this wallet also includes: scanning system module
8, scanning system module is arranged on wallet body surfaces, generates corresponding second payment signal for scanning Quick Response Code；Wherein, main
Control module is additionally operable to for the second payment signal to be forwarded to app payment system module.
With intelligentized development of living, a lot of shops pay for convenience, are provided with what scanning Quick Response Code was paid
Function.In the present embodiment, scanning system module is set in wallet body surfaces, user can directly scan corresponding two dimension
Code generates corresponding payment signal, and main control module controls app payment system according to the fingerprint of this payment signal and user input
Module is paid accordingly.
In the present embodiment, as shown in Fig. 2 fingerprint Identification sensor 3, swipe the card payment signal-processing board 4 and scanning system
The system exposed surface in wallet main body of module 8, is so convenient for delivery operation.
Further, this wallet also includes: burglary-resisting system module, exceedes default for the distance in wallet main body and user
Apart from when send alarm signal.
Wherein, preferably burglary-resisting system module includes: the first signal transmitter unit, for being worn on the body of user, in real time
Launch default anti-theft signal；First signal receiving unit, is arranged in wallet main body, for real-time reception anti-theft signal；Report
Alert unit, sends alarm signal when exceeding predeterminable range for the distance in the first signal transmitter unit and the first signal receiving unit
Number；Wherein, main control module is additionally operable to be sent out according to anti-theft signal analytical calculation first signal that the first signal receiving unit is received
Penetrate the distance between unit and the first signal receiving unit, and send warning when this distance exceedes predeterminable range to alarm unit
Control signal.
In order to prevent user from losing wallet or leave behind wallet, in the present embodiment, wallet is provided with warning work(
Energy.Wherein, need with user to wear a signal transmitter unit device, be achieved in that the information exchange and wallet between.As
One signal transmitter unit sends a wireless signal to surrounding in real time, and the first signal receiving unit receives this wireless signal, and passes
It is defeated by main control module, when main control module finds this radio signal attenuation to predetermined threshold value, then judge now the first signal
The distance of transmitter unit and the first signal receiving unit is beyond predeterminable range, thus controlling alarm unit to report to the police.
It should be noted that burglary-resisting system module can also be made up of the structure of other patterns, present embodiment is to this simultaneously
Do not limit, specifically depend on the circumstances.
On the basis of any of the above-described embodiment, the main control module in one embodiment of the present invention includes: storage is single
Unit, for storing the preset fingerprint password of user；Processing unit, for knowing to finger print information according to preset fingerprint password
Not, wake up app payment system module, control app payment system module and wireless network module to be paid, and prop up in app
Pay after system module completes payment action and close app payment system module.
In the present embodiment, app payment system mould will be immediately closed off after app payment system module completes to pay
Block, so either swipe the card payment or scanning payment, all further increase safety, it is to avoid other people steal brush, and can save
Save electric energy.
Further, payment signal-processing board of swiping the card includes: the first chip, for storing the corresponding letter of default bank card
Breath, so that the POS is identified；Process Slab element, for receiving and recognizing the first payment signal of the POS；Bank card is known
Other control unit, for arranging the priority that each bank card being stored in the first chip is read out.
In the present embodiment, when multiple bank card bound by the wallet of user, can be identified by bank card and control
Unit arranges the priority that each bank card is read.For example, user has bound three bank cards, can arrange Bank One Corp. card and be
Limit priority, the 3rd bank card is lowest priority, then, in consumption, POS identification first is Bank One Corp. card, then
Paid is also Bank One Corp. card, if Bank One Corp. Igor Kanygin volume is not enough, is successively read secondary bank card and is paid；
Or priority is set according to spending amount, such as less than 100 yuan of amount of consumption Bank One Corp. card is limit priority, and is more than
Then secondary bank card is limit priority to 100 yuan of the amount of consumption, uses the corresponding bank of binding according to the size of the amount of consumption
Card is paid.
In one embodiment of the invention, wireless network module includes: Mobile phone card and radio network unit, wireless network
Network unit connects wireless network by Mobile phone card and the draw bank with corresponding bank is docked.
In the present embodiment, combined by Mobile phone card and radio network unit, by wireless network and bank paying
Grid docks, and completes the function of swiping the card or two-dimensional code scanning pays, and Mobile phone card can use the vice card of user mobile phone card.
In one embodiment of the invention, preferably supply module is button cell, for being each by power circuit
Consuming parts are powered.Button cell small volume, thickness of thin, be conducive to the portability of wallet.
It should be noted that herein, so-called each consuming parts refer to main control module, fingerprint Identification sensor,
Swipe the card and pay signal-processing board, app payment system module, wireless network module and scanning system module and burglary-resisting system module
In all electricity consumption modules.
In sum, intelligent fingerprint wallet provided by the present invention, the fingerprint due to only input typing in advance just can open
Dynamic app payment system module, thus the associated bank card of binding could be used to be paid, and only inputs the finger of typing in advance
Stricture of vagina just can complete to pay, and close app payment system module immediately, so avoid other people and usurp after the completion of payment, bank card
Password also will not be stolen, convenient and safe it is adaptable to any colony；Because this wallet and bank card are bound, need not take again
Carry multiple bank cards so that wallet is more portable, without stolen thing before worrying in bank card after the wallet loss of oneself
Feelings occur；Coin and other purchase card and some certificates etc. of oneself can be safely stored in wallet in the same old way.Additionally, also may be used
To be paid it is adaptable to multiple consumption occasion by scanning Quick Response Code.Even old man can also learn within the time the shortest
Can use, operating process is simple and convenient, safety of payment.
Above a kind of intelligent fingerprint wallet provided by the present invention is described in detail.Specific case used herein
The principle and embodiment of the present invention is set forth, the explanation of above example be only intended to help understand the present invention and its
Core concept.It should be pointed out that for those skilled in the art, in the premise without departing from the principle of the invention
Under, the present invention can also be carried out with some improvement and modify, these improve and modify the protection also falling into the claims in the present invention
In the range of.
Claims (8)
1. a kind of intelligent fingerprint wallet, including wallet main body it is characterised in that also including: be arranged in described wallet main body
Main control module, fingerprint Identification sensor, swipe the card payment signal-processing board, app payment system module, wireless network module and power supply
Module；
Wherein, described fingerprint Identification sensor is used for obtaining the finger print information of user, and is waken up described by described main control module
App payment system module and the confirmation completing finger-print cipher；
Described swiping the card pays the first payment signal that signal-processing board is used for receiving the extraneous POS, and passes through described main control module
Described first payment signal is sent to described app payment system module；
Described main control module is used for for the described first payment signal being forwarded to described app payment system module, and obtains described
Finger print information, when described finger print information and default finger-print cipher match, sends payment control signal；
Described app payment system module is used for being bound with the default bank card of user, and according to the described first payment signal
With described payment control signal execution payment action；
Described wireless network module is used for docking with the payment system of corresponding bank by wireless network, and the described app of cooperation pays
System module is paid；
Described supply module is used for being powered for each consuming parts in described wallet main body.
2. wallet according to claim 1 is it is characterised in that also include:
Scanning system module, described scanning system module is arranged on described wallet body surfaces, right for scanning Quick Response Code generation
The the second payment signal answered；
Wherein, described main control module is additionally operable to for the described second payment signal to be forwarded to described app payment system module.
3. wallet according to claim 1 is it is characterised in that also include:
Burglary-resisting system module, sends alarm signal when exceeding predeterminable range for the distance in described wallet main body and user.
4. wallet according to claim 3 is it is characterised in that described burglary-resisting system module includes:
First signal transmitter unit, for being worn on the body of described user, the default anti-theft signal of real time emission；
First signal receiving unit, is arranged in described wallet main body, for anti-theft signal described in real-time reception；
Alarm unit, exceedes described pre- for the distance in described first signal transmitter unit and described first signal receiving unit
If apart from when send alarm signal；
Wherein, described main control module is additionally operable to the described anti-theft signal analysis meter being received according to described first signal receiving unit
Calculate the distance between described first signal transmitter unit and described first signal receiving unit, and exceed in this distance described default
Apart from when send alarm control signal to described alarm unit.
5. the wallet according to any one of Claims 1-4 is it is characterised in that described main control module includes:
Memory element, for storing the preset fingerprint password of user；
Processing unit, for being identified to described finger print information according to described preset fingerprint password, wakes up described app and pays system
System module, controls described app payment system module and described wireless network module to be paid, and pays system in described app
System module closes described app payment system module after completing payment action.
6. wallet according to claim 5 is it is characterised in that described payment signal-processing board of swiping the card includes:
First chip, for storing the corresponding informance of described default bank card, so that the described POS is identified；
Process Slab element, for receiving and recognizing the first payment signal of the described POS；
Bank card identification control unit, preferential for arrange that each bank card being stored in described first chip is read out
Level.
7. wallet according to claim 6 is it is characterised in that described wireless network module includes:
Mobile phone card and radio network unit, described radio network unit is by described Mobile phone card connection wireless network and silver-colored with corresponding
The draw bank of row is docked.
8. wallet according to claim 7 is it is characterised in that described supply module is button cell, for by power supply
Circuit is powered for described each consuming parts.
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| CN201610749521.6A CN106355411A (en) | 2016-08-29 | 2016-08-29 | Intelligent wallet integrated with fingerprint recognition |
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| CN201610749521.6A CN106355411A (en) | 2016-08-29 | 2016-08-29 | Intelligent wallet integrated with fingerprint recognition |
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