CN105741118A - Method and system for implementing electronic payment function through picture noise recognition - Google Patents
Method and system for implementing electronic payment function through picture noise recognition Download PDFInfo
- Publication number
- CN105741118A CN105741118A CN201610084676.2A CN201610084676A CN105741118A CN 105741118 A CN105741118 A CN 105741118A CN 201610084676 A CN201610084676 A CN 201610084676A CN 105741118 A CN105741118 A CN 105741118A
- Authority
- CN
- China
- Prior art keywords
- noise
- photo
- electronic payment
- mobile phone
- noise data
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a method and a system for implementing an electronic payment function through picture noise recognition. The system comprises a mobile phone processor and an image processing module, wherein the image processing module is connected with the mobile phone processor; and the processor is connected with an electronic payment service provider through a network. The method comprises the following steps that: the image processing module acquires a picture input by a user, extracts photo response non-uniformity noise (PRNU) of the picture, transmits data to the mobile phone processor, and transmits the data to the electronic payment service provider through a GPRS (General Packet Radio Service)/EDGE (Enhanced Data Rate for GSM Evolution)/3G (3rd Generation)/4G (4th Generation) network to serve as an authentication key for mobile phone electronic payment of the user; and during electronic payment, the user takes a photo with a mobile phone, PRNU noise data are extracted through the image processing module, the processor processes the extracted PRNU noise data, the processed PRNU noise data are transmitted to the electronic service provider through the network to calculate a relevant coefficient together with noise serving as the authentication key, a success command is fed back by the electronic service provider, and payment permission is acquired to implement the payment function.
Description
Technical field
The invention belongs to electronic technology field, particularly relate to one and realize electronic payment function by picture noise identification
Method and system.
Background technology
Society, the most flourish along with ecommerce, as the E-Payment of its important component part, its
Exhibition speed is more and more faster.The overriding concern factor that safety is always paid by mails, an electronics not having safety guarantee props up
The system of paying does not has feasibility.E-Payment generally can be divided into online payment, phone-payment, mobile payment three kinds, the present invention
Described mobile phone electronic pays and i.e. belongs to mobile payment.Current existing hand call payment system, KI still be to look into
Ask password, the letter or number such as bank card number, not only loaded down with trivial details during input, also have the risk being stolen, forget Password especially to
User brings trouble.
Along with the frequency of mobile-phone payment application is more and more higher, pay amount increasing, user's safety to mobile-phone payment
Property and agility have higher requirement, on market in the urgent need to one be difficult to replicate, forge and steal, safety is high
The novel means of payment.
Summary of the invention
In order to solve above-mentioned technical problem, the invention provides one and realize electronic payment function by picture noise identification
Method and system.
The method of the present invention be the technical scheme is that a kind of to realize electronic payment function by picture noise identification
Method, it is characterised in that comprise the following steps:
A kind of method realizing electronic payment function by picture noise identification, it is characterised in that comprise the following steps:
Step 1: user utilizes designated mobile phone to input original image, extracts the uneven noise data of photo response of original image,
And uneven for photo response noise data is passed to electronic payment service business, the KI paid by mails as user mobile phone；
Step 2: when paying by mails, user takes at random with designated mobile phone and takes a photo, extracts the photo response of photo
Uneven noise data, is sent uneven for the photo response of photo noise data to electronic payment service business by network, with
Noise data as KI carries out the calculating of correlation coefficient；And carry out matching judgment, if the match is successful, then obtain payment
Authority, completes payment function.
As preferably, step 2 calculates the uneven noise data of photo response and the noise as KI of photo
The correlation coefficient of data, described correlation coefficient is to reflect the statistical indicator of dependency relation level of intimate between variable, relevant
Coefficient is to calculate by product moment method, based on two variablees deviation with respective meansigma methods, is multiplied by two deviations and reflects
Degree of correlation between two variablees, is to utilize PCE(the Peak to Correlation Energyratio correlation peak energy
Than) calculate degree of association.
As preferably, the resolution principle that described in step 2, the match is successful is: divide at the dependency obtaining user and uploading noise
After the picture noise dependency distribution of shooting when cloth and payment, it is first determined the mathematical modeies of two kinds of distributions, then use
Neyman-Pearson criterion, on the premise of limiting false acceptance rate, determines that a threshold value makes false rejection rate minimize；
When carrying out mating decision, if the most captured picture noise and the size uploading noise correlation coefficients and threshold value
Determine whether coupling；If correlation coefficient is more than threshold values, then the match is successful.
The system of the present invention be the technical scheme is that a kind of to realize electronic payment function by picture noise identification
System, it is characterised in that: include processor and image processing module；Described image processing module connects processor, described process
Device is connected with electronic payment service business by network；
Described image processing module obtains the original image that user utilizes designated mobile phone to input, and the photo response extracting picture is uneven
Even noise data, passes to described processor by uneven for photo response noise data；Described processor passes through GPRS/EDGE/3G/
4G network passes to electronic payment service business, the KI paid by mails as this user mobile phone；When paying by mails, use
Family designated mobile phone capture a photograph, extracts the uneven noise data of photo response of photo, by photo by image processing module
The uneven noise data of photo response by network send to electronic payment service business, with the noise data as KI
Carry out the calculating of correlation coefficient；And carry out matching judgment, if the match is successful, then obtain obligation authority, complete payment function.
Compared with prior art, it has the beneficial effects that the present invention: different from the method that tradition differentiates image, utilizes PRNU
The characteristic that noise is retained because being difficult to eliminate, total steady noise that there is residual on digital photograph, it as mobile phone
" identity card " of account, the traditional method that compares more convenient and quicker, it is difficult to be stolen simultaneously.
Embed the interface accessing mobile phone camera in the occasion having needed to pay, take pictures in real time, clapped transmission, send photo
Noise information can mate with account binding noise information immediately, and destroy immediately, not preserve.Rise at algorithm
After to a certain degree, accuracy rate and speed are the highest, and effectiveness gets both with reliability, it is ensured that user obtains efficiently, timely
Feedback.In terms of identification, the PRNU noise of picture is not easy to be forged as password, adds safety and confidentiality.Propping up
Fu Shi, need not time-consumingly wait the identifying code of electricity business's platform, directly transmit picture, make payment process more convenient.
Accompanying drawing explanation
Fig. 1 is the register flow path of the embodiment of the present invention；
Fig. 2 is the payment flow of the embodiment of the present invention；
Fig. 3 is the noise matching principle of the embodiment of the present invention；
Fig. 4 is the system block diagram of the embodiment of the present invention.
Detailed description of the invention
Understand and implement the present invention for the ease of those of ordinary skill in the art, below in conjunction with the accompanying drawings and embodiment is to this
Bright it is described in further detail, it will be appreciated that enforcement example described herein is merely to illustrate and explains the present invention, not
For limiting the present invention.
A kind of method realizing electronic payment function by picture noise identification that the present invention provides, comprises the following steps:
Step 1: user utilizes designated mobile phone to input original image, extracts the uneven noise data of photo response of original image
(Photo Response Non-Uniformity Noise, PRNU), and uneven for photo response noise data is passed to electronics
Payment services business, the KI paid by mails as user mobile phone；
Step 2: when paying by mails, user takes at random with designated mobile phone and takes a photo, extracts the photo response of photo
Uneven noise data, is sent uneven for the photo response of photo noise data to electronic payment service business by network, with
Noise data as KI carries out the calculating of correlation coefficient；And carry out matching judgment, if the match is successful, then obtain payment
Authority, completes payment function.
The present invention in the specific implementation, as Fig. 1 register flow path is: user is first turned on mobile phone, is connected by network and logs in
Account, uploads multiple user picture, and image processing module extracts PRNU noise data and generates noise template, and camera fingerprint
(i.e. noise template) is set to password when paying, and completes registration.
As Fig. 2 mobile-phone payment flow process is: embed the interface accessing mobile phone camera in the occasion needing to pay, consumer is propping up
At will being taken a picture by camera when paying and uploaded by network, picture processing module extracts the photo PRNU noise number uploaded
According to, the PRNU noise data of photo is sent to electronic payment service business by processor by network, with making an uproar as KI
Sound data carry out the calculating of correlation coefficient；And carry out matching judgment, if the match is successful, then obtain obligation authority, complete to pay merit
Energy.
Matching process such as Fig. 3 noise is: first extract the PRNU noise of uploading pictures.Calculate noise template with to be measured
The correlation coefficient of noise image and the PCE value dependency of test picture and reference picture (PCE represent).Utilize PCE function and
CROSSCORR function calculates the degree of association of two picture noise matrix dot products；By picture being carried out correlation detection, and will inspection
Measured value is discriminating photo compared with the mobile phone threshold value that experiment sets.Wherein correlation detection methods refers to make PRNU noise data
The algorithm of image source discriminating is carried out for device-fingerprint.If PCE is more than threshold value, the match is successful, if PCE value is less than threshold value, mates mistake
Lose.Mobile phone threshold value is that experiment sets, factory setting, and the fixing then threshold value of mobile phone is fixed, and can not artificially revise.By photo before payment
The uneven noise data of photon send service provider to, at service provider calculate correlation coefficient, compared with threshold value, thus determine
Pay the most effective.
The resolution principle that the match is successful is: the picture of shooting when obtaining user and uploading the dependency distribution of noise and pay
After Noise Correlation distribution, it is first determined the mathematical model of two kinds of distributions, then use Neyman-Pearson criterion, in limit
On the premise of determining false acceptance rate, determine that a threshold value makes false rejection rate minimize；When carrying out mating decision, only
To compare captured picture noise i.e. to can be determined whether to mate with the size uploading noise correlation coefficients and threshold value；If correlation coefficient
More than threshold values, then the match is successful.
Ask for an interview Fig. 4, a kind of system being realized electronic payment function by picture noise identification that the present invention provides, its feature
It is: include processor and image processing module；Image processing module connects processor, and processor passes through network and E-Payment
Service provider is connected；Image processing module obtains the original image that user utilizes designated mobile phone to input, and extracts the photo response of picture
Uneven noise data, passes to processor by uneven for photo response noise data；Processor passes through GPRS/EDGE/3G/4G net
Electronic payment service business passed to by network, the KI paid by mails as this user mobile phone；When paying by mails, Yong Huyong
Designated mobile phone capture a photograph, extracts the uneven noise data of photo response of photo, by the light of photo by image processing module
Sub-Non-uniform responsivity noise data is sent to electronic payment service business by network, carries out with the noise data as KI
The calculating of correlation coefficient；And carry out matching judgment, if the match is successful, then obtain obligation authority, complete payment function.
The mobile phone being realized payment function by picture noise identification that the present invention proposes, can improve the safety of payment,
This physical features of camera fingerprint, as identity ID, encrypts payment transaction.There is provided convenient, quick, safe for consumer, businessman
Payment technology.
It should be appreciated that the part that this specification does not elaborates belongs to prior art.
It should be appreciated that the above-mentioned description for preferred embodiment is more detailed, can not therefore be considered this
The restriction of invention patent protection scope, those of ordinary skill in the art, under the enlightenment of the present invention, is weighing without departing from the present invention
Profit requires under the ambit protected, it is also possible to make replacement or deformation, within each falling within protection scope of the present invention, this
The bright scope that is claimed should be as the criterion with claims.
Claims (4)
1. the method realizing electronic payment function by picture noise identification, it is characterised in that comprise the following steps:
Step 1: user utilizes designated mobile phone to input original image, extracts the uneven noise data of photo response of original image,
And uneven for photo response noise data is passed to electronic payment service business, the KI paid by mails as user mobile phone；
Step 2: when paying by mails, user takes at random with designated mobile phone and takes a photo, extracts the photo response of photo
Uneven noise data, is sent uneven for the photo response of photo noise data to electronic payment service business by network, with
Noise data as KI carries out the calculating of correlation coefficient；And carry out matching judgment, if the match is successful, then obtain payment
Authority, completes payment function.
The method realizing electronic payment function by picture noise identification the most according to claim 1, it is characterised in that: step
The uneven noise data of photo response of photo and the correlation coefficient of the noise data as KI is calculated in rapid 2, described
Correlation coefficient is to reflect the statistical indicator of dependency relation level of intimate between variable, and correlation coefficient is based on product moment method
Calculate, based on two variablees deviation with respective meansigma methods, be multiplied by two deviations and reflect degree of correlation between two variablees,
It is to utilize correlation peak energy than calculating degree of association.
The method realizing electronic payment function by picture noise identification the most according to claim 1, it is characterised in that: step
The resolution principle that described in rapid 2, the match is successful is: the figure of shooting when obtaining user and uploading the dependency distribution of noise and pay
After the distribution of sheet Noise Correlation, it is first determined the mathematical model of two kinds of distributions, then use Neyman-Pearson criterion,
On the premise of limiting false acceptance rate, determine that a threshold value makes false rejection rate minimize；When carrying out mating decision,
As long as the most captured picture noise i.e. can be determined whether to mate with the size uploading noise correlation coefficients and threshold value；If phase relation
Number is more than threshold values, then the match is successful.
4. the system being realized electronic payment function by picture noise identification, it is characterised in that: include processor and image
Processing module；
Described image processing module connects processor, and described processor is connected with electronic payment service business by network；
Described image processing module obtains the original image that user utilizes designated mobile phone to input, and the photo response extracting picture is uneven
Even noise data, passes to described processor by uneven for photo response noise data；Described processor passes through GPRS/EDGE/3G/
4G network passes to electronic payment service business, the KI paid by mails as this user mobile phone；When paying by mails, use
Family designated mobile phone capture a photograph, extracts the uneven noise data of photo response of photo, by photo by image processing module
The uneven noise data of photo response by network send to electronic payment service business, with the noise data as KI
Carry out the calculating of correlation coefficient；And carry out matching judgment, if the match is successful, then obtain obligation authority, complete payment function.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610084676.2A CN105741118A (en) | 2016-02-14 | 2016-02-14 | Method and system for implementing electronic payment function through picture noise recognition |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610084676.2A CN105741118A (en) | 2016-02-14 | 2016-02-14 | Method and system for implementing electronic payment function through picture noise recognition |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN105741118A true CN105741118A (en) | 2016-07-06 |
Family
ID=56245067
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610084676.2A Pending CN105741118A (en) | 2016-02-14 | 2016-02-14 | Method and system for implementing electronic payment function through picture noise recognition |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN105741118A (en) |
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107644335A (en) * | 2017-09-18 | 2018-01-30 | 维沃移动通信有限公司 | A kind of method of payment, mobile terminal and server |
| CN108259791A (en) * | 2018-01-05 | 2018-07-06 | 南京信息工程大学 | A kind of method that PRNU noises are extracted from video file |
| CN108540458A (en) * | 2018-03-21 | 2018-09-14 | 努比亚技术有限公司 | A kind of method of client checks, equipment, server and storage medium |
| CN108764926A (en) * | 2018-05-31 | 2018-11-06 | 成都信息工程大学 | Voice Encryption method of payment, system and user's payment terminals, payment operating service end |
| CN108923931A (en) * | 2018-06-27 | 2018-11-30 | 努比亚技术有限公司 | A kind of electronic certificate processing method, equipment and computer readable storage medium |
| CN112991345A (en) * | 2021-05-11 | 2021-06-18 | 腾讯科技（深圳）有限公司 | Image authenticity detection method and device, computer equipment and storage medium |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104036393A (en) * | 2014-06-28 | 2014-09-10 | 李佳丽 | Intelligent automatic fingerprint payment system |
| CN104270581A (en) * | 2014-09-29 | 2015-01-07 | 南京大学 | Portable true random code generating device and method |
-
2016
- 2016-02-14 CN CN201610084676.2A patent/CN105741118A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104036393A (en) * | 2014-06-28 | 2014-09-10 | 李佳丽 | Intelligent automatic fingerprint payment system |
| CN104270581A (en) * | 2014-09-29 | 2015-01-07 | 南京大学 | Portable true random code generating device and method |
Non-Patent Citations (1)
| Title |
|---|
| 周翠娟: "《基于手机相机的数字图像取证》", 《中国优秀硕士学位论文全文数据库信息科技辑》 * |
Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107644335A (en) * | 2017-09-18 | 2018-01-30 | 维沃移动通信有限公司 | A kind of method of payment, mobile terminal and server |
| CN108259791A (en) * | 2018-01-05 | 2018-07-06 | 南京信息工程大学 | A kind of method that PRNU noises are extracted from video file |
| CN108259791B (en) * | 2018-01-05 | 2020-05-15 | 南京信息工程大学 | Method for extracting PRNU noise from video file |
| CN108540458A (en) * | 2018-03-21 | 2018-09-14 | 努比亚技术有限公司 | A kind of method of client checks, equipment, server and storage medium |
| CN108764926A (en) * | 2018-05-31 | 2018-11-06 | 成都信息工程大学 | Voice Encryption method of payment, system and user's payment terminals, payment operating service end |
| CN108764926B (en) * | 2018-05-31 | 2022-04-01 | 成都信息工程大学 | Sound encryption payment method and system, user payment terminal and payment operation server terminal |
| CN108923931A (en) * | 2018-06-27 | 2018-11-30 | 努比亚技术有限公司 | A kind of electronic certificate processing method, equipment and computer readable storage medium |
| CN108923931B (en) * | 2018-06-27 | 2021-06-22 | 努比亚技术有限公司 | Electronic certificate processing method and device and computer readable storage medium |
| CN112991345A (en) * | 2021-05-11 | 2021-06-18 | 腾讯科技（深圳）有限公司 | Image authenticity detection method and device, computer equipment and storage medium |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN105741118A (en) | Method and system for implementing electronic payment function through picture noise recognition | |
| US10733606B2 (en) | Biometric authentication for paper-based transactions | |
| CN108292334B (en) | Wireless biometric authentication system and method | |
| CN107292150A (en) | Save user identification confirmation method and apparatus in information processing from damage | |
| CN105069622B (en) | A kind of face recognition payment system and method for facing moving terminal | |
| WO2018094584A1 (en) | Payment and identity authentication system based on biometric feature recognition | |
| CN105654372A (en) | Identity recognition method for remote account opening and server and system | |
| TW201337812A (en) | Method and device for indentification and system and method for payment | |
| CN108717652B (en) | Order processing system and method, order server and second client | |
| CN105868970B (en) | authentication method and electronic equipment | |
| CN111049659B (en) | Service verification method, device and system based on handwriting signature recognition | |
| KR101856038B1 (en) | System for dealing a digital currency with block chain with preventing security and hacking | |
| CN110084586B (en) | Mobile terminal secure payment system and method | |
| US20200143377A1 (en) | Systems and methods for user identity authentication | |
| CN111553312A (en) | Business handling method and device | |
| WO2017117168A1 (en) | Systems and methods for biometric payments | |
| CN106599224A (en) | Credit information report query method and system | |
| US20230020968A1 (en) | Systems and methods for verifying digital payments | |
| WO2015125099A1 (en) | System and method for transmitting and receiving transaction information | |
| CN110992053A (en) | Safe payment system and method based on finger vein recognition and block chain technology | |
| CN116596536A (en) | Internet financial secure payment method and system | |
| CN104537534A (en) | Facial recognition based mobile phone secure payment system and payment method thereof | |
| CN107146079B (en) | Transaction payment method and system | |
| JP6318293B1 (en) | Financial settlement system using biometric information that does not require a card and financial settlement method using the same | |
| KR101674891B1 (en) | Method and system for enhancing security of ATM by using face recognition |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20160706 |
|
| RJ01 | Rejection of invention patent application after publication |