KR101856038B1 - System for dealing a digital currency with block chain with preventing security and hacking - Google Patents

System for dealing a digital currency with block chain with preventing security and hacking Download PDF

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KR101856038B1
KR101856038B1 KR1020170147075A KR20170147075A KR101856038B1 KR 101856038 B1 KR101856038 B1 KR 101856038B1 KR 1020170147075 A KR1020170147075 A KR 1020170147075A KR 20170147075 A KR20170147075 A KR 20170147075A KR 101856038 B1 KR101856038 B1 KR 101856038B1
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block chain
virtual currency
digital virtual
transaction
information
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KR1020170147075A
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Korean (ko)
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최성호
송청자
박대진
김우겸
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주식회사 올아이티탑
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3678Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes e-cash details, e.g. blinded, divisible or detecting double spending
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification

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  • Engineering & Computer Science (AREA)
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  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The present invention relates to a method for transacting digital virtual currency having a block chain in which transfer is identified and which matches a telephone number. The method comprises: a person smartphone guide notification step (S130b) of forcibly notifying the smartphone of a person of a transfer fact in a block chain-based digital virtual currency transaction guide server transmitting step (S130) to check whether the transfer fact is true; a transfer fact authentication step (S130c) of authenticating the transfer fact by allowing the person notified in the person smartphone guide notification step (S130b) to respond to the fact by either Yes or No in 10 seconds; a transfer account and telephone number matching checking step (S130d) of checking whether a transfer account matches the telephone number of an owner of an account to which the digital virtual currency has been transferred when the transfer fact has been authenticated and a signal of Yes is transmitted in the transfer fact authentication step (S130c); and a recipient recognition URL(A) transmitting step (S140) of allowing a block chain-based digital virtual currency transaction guide server (200) to receive a transaction request signal for a donator transmitted from a donator terminal (300), to match the transfer account of a donator included in the transaction request signal for a donator and the telephone number thereof, thereby checking whether the donator is a member, to generate a recipient recognition URL(A) for guiding to recognize a recipient who receives the digital virtual currency having a block chain, and to transmit the recipient recognition URL(A) to the donator terminal (300). The present invention is able to prevent digital virtual currency having a block chain from being stolen.

Description

[0001] The present invention relates to a digital virtual currency trading system having a block chain and a matching telephone number,

The present invention relates to a transaction method of a digital virtual currency having a transfer chain and a block chain matched with a telephone number. More particularly, the present invention can prevent security and hacking when trading digital virtual currency having a block chain, In order to prevent the person from transferring from the block chain when the personal information is leaked, he or she notifies the person in charge of the transfer and responds to it, or confirms that the transferring account has a matching phone number, And a transaction method of digital virtual currency having a block chain matched with a telephone number.

The present inventors have filed a patent application for patent application No. 10-1792025 entitled " Financial Transaction Relay System with Multiple Safety Lock Function ", which processes user authentication by scanning iris and fingerprint or / And a method of processing the same), wherein the financial transaction relay server also relays the financial transaction between the customer terminal, the electronic financial transaction system, and the electronic commerce system through the unauthenticated connection, Lock module and a middleware firewall for authenticating a user using the iris authentication, the fingerprint and / or the fingerprint authentication, the password authentication, and the telephone number authentication of the user terminal according to the present invention, When the user performs any one of the transactions, And / or the finger vein information and the iris information, and performs the authentication processing. Thus, the electronic financial transaction system and the electronic commerce system can be relayed so as to enable the financial transaction with the unauthorized access, and the second finger Since the fingerprint and / or the finger vein or iris is subjected to authentication processing, a technique capable of minimizing a user authentication error is patented.

In addition, a patent application was filed for a 3D stereoscopic imaging apparatus as an authentication apparatus for fingerprint and finger vein according to Patent Application No. 10-2016-46122 on technical matters applied as a gist of the present patent application, The patent has been filed for the algorithms for fingerprints, fingerprints, fingerprints and fingerprints, fingerprints and fingerprints in accordance with the above-mentioned patent application No. 2016-0153836, No. 10-2016-0157310 and No. 10-2016-0157311.

The transaction system of the digital virtual currency having the block chain between the parties, which is a background technology for applying this patent, has also been patented with Patent Registration Nos. 10-1673073 and 10-1628007.

Bitcoin (BTC) system was developed in 2009 by an individual or group of programmers who use the nickname Nakamoto Satoshi. It is basically a pear-to-pear (P2P) Based distributed database. In short, it means that individual computers or servers with bit coin programs installed collectively create a whole bit coin system.

In this system, what we call bit coin is created through the act of Mining (which is originally called Data Mining, which means "information mining" in our country, but "mining" in Korea) You can store and trade in your wallet. These bit coins are currently being mined and circulated by about 13.8 million, and 21 million are scheduled to be mined sequentially in 21 million.

The most important word in the description of bit coin is Mining.

Mining is usually a way to get a new bit coin. The process of providing a bit coin to a computer that finds it first by competing with a computer (terminal) constituting a bit coin network to find an operation value satisfying a specific condition is called mining. However, this mining is not only a method of acquiring a simple bit coin but also a role of authenticating a bit coin transaction.

Worldwide companies that receive payments by bit coin now include DELL (computer), MicroSoft (software), Expedia (the world's largest online travel agency), and Braintree, a subsidiary of PayPal (billing) It is. The approximate franchise status can be found at http://coinmap.org.

The following is the structure of the Crypto-Currency.

Crypto-currencies represented by bit coins have a common type of transaction book called a block chain.

As a general overview, a typical user downloads a wallet program of encrypted currency to his computer. Then install it on your own computer. Then, the program starts executing the task of synchronizing itself with the block chain recorded on the network while it is being executed. Because the data is tens of gigabytes, it usually takes 3-7 days. After the synchronization is complete, you can create your own address (the concept of an account at the bank) in your wallet and send or receive a bit coin through that address. (In the case of bit coin, the address is 34 alphanumeric Case) and numbers (ex, 1MowqQrQJL5AeaDMpX35B6EiJ4qnXPJnFp).

Here, all of the Crypto-Currency that is run in the block-chain system including the bit coin is a pair of keys in the form of 'private key-public key (address)' by the user terminal. The public key corresponds to the bank account number and the private key corresponds to the password, which is a pair that fits only with one another.

In the case of the bit coin QT program (user's personal wallet program), the private key is encrypted using the user's password and stored in the member computer.

In the case of Web Coin Exchange, a private key is encrypted and stored on the server using user password or SALT of the server.

Anyway, the existing approach is to store the private key on the server or store it on the member computer.

In other words, the Exchange security related internal person who knows how to encrypt is likely to decrypt the encrypted private key stored in the server and secretly use it.

When a member views his or her account through an exchange server, the balance stored in the server database (DB) is displayed. The actual balance existing at the address is meaningless to the member. The actual transmission of bit coin requires six checks, which takes about an hour, which makes it impossible to trade in a short period of time.

1 to 4, the digital virtual currency trading system having a block chain between parties of the present invention includes a plurality of block chain holding servers 100, a block chain-based digital virtual currency trading guidance server 200, A donor terminal 300 and a water purifier terminal 400.

First, a plurality of block-chain holding servers 100 are connected to each other through block chain-based digital virtual money (VOB) transactions through the verification of transaction information for digital virtual currency trading, A member equipped with a block chain for authenticating a transaction and recording transaction information for a digital virtual currency transaction having a block chain in accordance with the authentication, the digital virtual currency transaction having the block chain in the digital virtual currency transaction having a block chain A peer-to-peer network (P2P) -based distributed database that performs digital virtual currency transactions with block chains through authentication and recording of data, and devices constituting a bit coin network.

The configuration of the block chain holding server 100 is operated by the bit coin exchange side, and the block chain-based digital virtual currency trading guidance server 200, which will be described later, belongs to one member.

The propagation of the transaction information for the digital virtual currency transaction having the block chain is promised by the protocol. When the transaction information for the digital virtual currency transaction having the block chain is generated, one node (here, Is transmitted to the next eight nodes designated, and the transaction information for the digital virtual currency transaction having the block chain is propagated through the pyramidal propagation which is repeatedly propagated to the next eight nodes designated for each of the eight nodes Is propagated to all the block chain holding servers 100 on which the block chain necessary for carrying out the digital virtual currency transaction having the block chain is completed.

On the other hand, the block chain holding servers 100 are equipped with a block chain, and a server (or a terminal) operated by a miner who buys digital virtual currency having a block chain, or a user for a digital virtual currency transaction having a block chain A terminal (for example, a PC or a smart phone) can also be made up of one member when an electronic purse having a block chain is mounted.

Types of digital virtual currency having a block chain having such transaction characteristics include bit coin, light coin, dark coin, name coin, pottery coin, and ripple.

The block chain-based digital virtual currency transaction guidance server 200 generates a URL (A) for a voucher which guides a voucher to which a digital virtual currency having a block chain is awarded, when a transaction request signal for a presenter is transmitted When the credential authentication signal is transmitted, the donor subtracts the amount to be donated from the cardholder based on the block chain-based digital virtual money amount information stored in the electronic wallet, and stores the electronic purse The transaction information for the digital virtual currency transaction, which is made up of transaction details accumulating in the block chain-based digital virtual money amount information of the block chain, is transmitted to the block chain holding servers 100, In the transaction of digital virtual currency with block chain between 32 bytes (byte) And performs a function of easily guiding the transaction through the URL (A) for recognition of the water supplier without recognizing the rick address.

To this end, in the block chain-based digital virtual currency transaction guide server 200, information registered when a user registers for a transaction of a block chain-based digital virtual currency includes a member ID, a password, a telephone number including a new terminal, A member list information DB 211 in which member information including address information is divided and stored for each member, and a public address, a private key, and a public key of a block chain-based digital virtual money opened by a user subscribed as a member, And an electronic wallet list information DB 212 in which an electronic wallet including block chain-based digital virtual money amount information is divided and stored for each member is mounted.

Accordingly, when the transaction request signal for the presenter is transmitted from the presenter terminal 300, which will be described later, the block chain-based digital virtual currency transaction guide server 200 transmits the presenter's personal information of the presenter included in the presenter transaction request signal to the member list information And transmits the generated URL to the presentee terminal 300. When the new certificate information for the certificate of authentication is transmitted from the voucher terminal 400 to be described later, The personal information of the water purifier included in the service charge signal is matched with the member list information DB 211 to confirm that the member is a member, and then, in the electronic wallet list information DB 212, the block chain-based digital virtual money amount The information is subtracted from the amount to be donated to the beneficiary, and the block chain-based digital virtual money And then generates transaction information for digital virtual currency trading based on the accumulated transaction information and controls the block information to be propagated to the block chain holding servers 100.

As described above, the presenter and the voucher holder of the presenter terminal 300 and the water purifier terminal 400, which will be described later, are joined to the block chain-based digital virtual currency transaction guidance server 200 as a member in which the electronic purse is managed.

The presenter terminal 300 generates a presenter transaction request signal including the amount information of the digital virtual currency having the block chain to be donated and the presenter's personal information and transmits the presenter transaction request signal to the digital virtual currency transaction guidance server 200 , A donor side block chain-based digital virtual currency trading application (310) for guiding the user to designate and transmit a voucher to be delivered to the digital virtual currency transaction guidance server (200) Is mounted.

Here, the application 310 for the donor-side block chain-based digital virtual currency transaction is an application program, which is connected to the app store via the presenter terminal 300 and downloaded or can be downloaded to the above-mentioned block chain-based digital virtual currency transaction guidance server 200 It can be directly connected, downloaded, installed and used.

In addition, the presenter terminal 300 stores a block chain-based digital virtual currency transaction screen 510 for inputting a value of a digital virtual currency having a block chain and selecting an instant messenger.

The block chain-based digital virtual currency trading screen 510 includes an amount display field 511 for displaying the amount of digital virtual money having a block chain to be donated, instant messengers mounted on the presenter terminal 300 are displayed, An instant messenger selection box 512 for selecting an instant messenger of the corresponding voucher to which the presenter is subscribed among the instant messengers, a text input field 513 for inputting and displaying a message to be delivered to the voucher, and a transmission menu 514).

Thus, the donor-side block chain-based digital virtual currency trading app 310 of the presenter terminal 300 can display the amount of money displayed in the amount-of-money display field 511 when the transmission menu 514 of the block chain-based digital virtual money transaction screen 510 is clicked ), The selected IM identification information selected via the instant messenger selection field 512, and the personal information of the presenter to be stored and managed, to generate a transaction request signal for the presenter .

A transaction process of a digital virtual currency having a block chain between parties using a transaction system of digital virtual currency having a block chain between the parties having the structure of the present invention will be described as follows.

First, the presenter executes the application 310 for the donor-side block chain-based digital virtual currency transaction (S110) mounted on the presenter terminal 300 and executes the executed donor-side block chain-based digital virtual currency trading application 310 (S120) through the information output unit (301) of the presenter terminal (300).

Thereafter, the presenter presents the amount display field 511, the instant messenger selection field 512, and the text input field 513 on the block chain-based digital virtual currency transaction screen 510 displayed through the information output unit 301 to the input form When the transmission menu 514 is clicked in the state in which it is properly input, the donor-side block chain-based digital virtual currency trading app 310 displays the amount information of the digital virtual currency inputted through the block chain-based digital virtual currency trading screen 510 , The selected IM identification information, and the personal information of the presenter to be stored and managed, to generate a transaction request signal for the presenter, and transmits it to the block chain-based digital virtual currency transaction guidance server 200 (S130).

Then, the block chain-based digital virtual currency transaction information server 200 transmits the information on the presenter's personal information included in the transaction request signal for the presenter to the member list information DB 211, when the transaction request signal for the presenter is transmitted from the presenter terminal 300. [ And generates a URL (A) for a veterinarian to recognize the voucher to which the digital virtual currency having the block chain is to be recognized after confirming that the member is a member, and transmits it to the presenter terminal 300 (S140).

Then, when the donor-side block chain-based digital virtual currency trading app 310 of the presenter terminal 300 receives the URL for acknowledgment of acceptance from the block chain-based digital virtual currency transaction guidance server 200, A URL display screen (see FIG. 3B) for the presentee's instant messenger in which a URL for confirmation AID (A) is inserted in the automatically executed invitation-side instant messenger under the control of the automatic execution of the instant messenger corresponding to the information And is outputted through the information output unit 301 (S150).

Then, the instant messenger of the presenter of the presenter 300 sends a voucher account of the instant messenger requesting delivery of the URL (A) for the voucher to the presenter through the presenter specifying screen for the instant messenger (see Fig. 3C) (S160), the URL of the water purifier is transmitted to the water purifier terminal 400 corresponding to the water purifier account.

Then, the water purifier side instant messenger of the water purifier terminal 400 displays a URL display guidance screen (see FIG. 3D) for the instant messengers on the water purifier side in which the transmitted URL of the water purifier identification is inserted (see FIG. 3D) through the information output unit 401 S170).

Then, when the water purifier URL (A) displayed on the water purifier-side instant messenger of the water purifier terminal 400 is clicked, the water purifier side block chain-based digital virtual currency trading app 410 is automatically executed (S180) .

The appendage block chain-based digital virtual currency trading app 410 of the automatically executed water purifier terminal 400 generates a personal authentication history signal for personal authentication, which includes personal information of a voucher donated with digital virtual money having a block chain And transmits it to the digital virtual currency transaction guidance server 200 (S190).

Then, the block chain-based digital virtual currency transaction information server 200 transmits the personal identification information for the certificate authentication to the member list information DB 400, After confirming that the voucher is a member, it is subtracted from the electronic wallet list information DB 212 by the amount to be donated to the voucher from the block chain-based digital virtual money amount information stored in the electronic wallet information of the presenter, Based on the block chain-based digital virtual money amount information stored in the electronic wallet information of the voucher by a predetermined amount, and generates transaction information for the digital virtual currency transaction having the block chain on the basis of the accumulated transaction information and transmits it to the designated block chain holding servers 100 (S200).

Thereafter, when the transaction information for the digital virtual currency transaction having the block chain is transmitted, the designated individual block chain holding server 100 verifies the transaction information for the digital virtual currency transaction having the transmitted block chain, The transaction is authenticated by authenticating the virtual currency transaction and recording the transaction information for the digital virtual currency transaction having the block chain in accordance with the authentication (S210).

Thereafter, the block chain-based digital virtual currency trading information server 200 transmits a message to the presenter 300 that the digital virtual currency having the block chain has been paid to the certificate holder.

Then, when a message is transmitted from the block chain-based digital virtual currency transaction guidance server 200, the donor-side block chain-based digital virtual currency trading app 310 of the presenter terminal 300 receives the selected IM identification information (See FIG. 3E) for the instant messenger on which the message is inserted in the automatically executed invitation-side instant messenger while controlling the instant messenger to be automatically executed is output through the information output unit 301 .

In addition, when the message is transmitted from the block chain-based digital virtual currency transaction guidance server 200, the videophone side block chain-based digital virtual currency trading app 410 of the water purifier terminal 400 may be configured so that the videophone instant messenger is automatically executed (See FIG. 3F) for the instant messenger system in which the message is inserted into the automatically executed VIP-side instant messenger in a controlled state is output through the information output unit 401. [

However, in a transaction system of digital virtual currency having a block chain between the parties as described above, when a private key corresponding to each unique address, that is, a public address and a secret, is lost, There is a problem that a problem occurs in hacking.

 In addition, since the actual transfer of bit coin requires 6 hours of verification, it takes about an hour, which makes it impossible to conduct transactions that are often bought and sold in a short time.

Accordingly, it is an object of the present invention to provide a method and apparatus for preventing personal information from being transferred to a block chain, The block chain is prevented from being stolen in advance.

Further, even if a unique address of a trading system of digital virtual currency having a block chain between parties, that is, a private key corresponding to a public address and a password is lost, there is a problem in security and hacking of bit coin There is no purpose for this.

The present invention relates to a transaction method of a crypto-currency in which a transaction is made by collecting and encrypting transmission records in a network and has no block issuing entity in a block chain structure. First, An application (310) for donor-side block chain-based digital virtual currency trading or an application or web execution step (S110) for executing a hybrid web; The implemented donor-side block chain-based digital virtual currency trading app 310 displays an output display through the information output unit 301 of the presenter terminal 300, a stored block chain-based digital virtual currency transaction screen 510 An information output unit display step (S120) for controlling the information output unit; Thereafter, the presenter presents the amount display field 511, the instant messenger selection field 512, and the text input field 513 on the block chain-based digital virtual currency transaction screen 510 displayed through the information output unit 301 to the input form When the transmission menu 514 is clicked in the state in which it is properly input, the donor-side block chain-based digital virtual currency trading app 310 displays the amount information of the digital virtual currency inputted through the block chain-based digital virtual currency trading screen 510 , A block chain-based digital virtual currency trading guide server transmission unit for collecting the selected IM identification information and the personal information of the presenter which is stored and managed, and generating a transaction request signal for the presenter and transmitting the generated request signal to the block chain-based digital virtual currency transaction guidance server 200 Step S130; A smartphone guidance notification step (S1130b) of notifying the transfer of the fact to the user's smartphone in the block chain-based digital virtual currency transaction guidance server transmission step (S130) to confirm whether the transfer is true; A transferring step (S130c) of authenticating transferring the fact that the person himself / herself notified in the smart phone guidance notifying step (S130b) responds to the fact thereof with Yes and No within 10 seconds; In a transfer account and a telephone number matching confirmation step (S130d) for verifying whether the transfer account is matched with a master telephone number of an account to which the transfer account is transferred in the case of authenticating the transfer fact authentication step (S130c) and sending a signal of Yes, ; Thereafter, the block chain-based digital virtual currency transaction guidance server 200 matches the transfer account and telephone number of the presenter included in the transaction request signal for the presenter to the presenter, (A), which is a URL for a voucher terminal 300, which generates a URL (A) for a veterinarians to recognize a voucher to which a digital virtual currency having a block chain is confirmed after confirming that the voucher is a voucher (S140); Then, when the donor-side block chain-based digital virtual currency trading app 310 of the presenter terminal 300 receives the URL for acknowledgment of acceptance from the block chain-based digital virtual currency transaction guidance server 200, A URL display guidance screen for the presentee's instant messenger in which a URL for acknowledging a party for acceptance (A) is inserted in the automatically executed presenter's instant messenger while controlling the instant messenger on the side of the presenter to be automatically executed is displayed on the information output unit 301 A step S150 of outputting a URL display guidance screen for a presentee instant messenger which controls the display of the presentee instant messenger via a URL display step; Then, when the presenter's instant messenger of the presentee terminal 300 designates the voucher account of the instant messenger requesting the delivery of the URL (A) for the voucher recognition through the presenter specifying information for the presenter instant messenger, the voucher account A step S 160 of transmitting a URL for acknowledging a water purifier to a water purifier terminal 400 corresponding to the water purifier; Then, the water purifier side instant messenger of the water purifier terminal 400 receives the water purifier instant URL (A), which is displayed on the water purifier side instant messenger, to be output through the information output unit 401, A URL display guidance screen output step for the messenger (S170); When the URL (A) for identification of the veteran of the water purifier terminal 400 is clicked, the application 410 for the veteran side block chain-based digital virtual currency transaction automatically Execution step S180; And a method of trading digital virtual currency having a block chain matched with a telephone number.

The application 410 for the purse-side block chain-based digital virtual currency transaction of the auto-executed water purifier terminal 400 of the present invention includes a personal identification number (PIN) A step S 190 of transmitting the digital virtual currency transaction guidance server 200 for generating a history signal and transmitting the generated signal to the digital virtual currency transaction guidance server 200; Then, the block chain-based digital virtual currency transaction information server 200 transmits the personal identification information for the certificate authentication to the member list information DB 400, After confirming that the voucher is a member, it is subtracted from the electronic wallet list information DB 212 by the amount to be donated to the voucher from the block chain-based digital virtual money amount information stored in the electronic wallet information of the presenter, The transaction information for the digital virtual currency transaction having the block chain is generated and transmitted to the designated block chain holding servers 100 on the basis of the cumulative transaction information accumulated in the block chain based digital virtual money amount information stored in the electronic wallet information of the voucher A transaction information transmission step (S200) for digital virtual currency transaction; Thereafter, when the transaction information for the digital virtual currency transaction having the block chain is transmitted, the designated individual block chain holding server 100 verifies the transaction information for the digital virtual currency transaction having the transmitted block chain, A transaction authentication step (S210) for authenticating the virtual currency transaction and recording the transaction information for the digital virtual currency transaction having the block chain in accordance with the authentication; And a method of trading digital virtual currency having a block chain matched with a telephone number.

According to the present invention, when the result of checking the balance of the block chain is larger than the remittance amount, the account transfer is executed in accordance with the designated procedure. At this time, the transfer amount limit for judging whether or not the limit of the transfer amount set by the person And a decision step (S130a). The digital virtual currency transaction method has a block chain matched with a telephone number.

In the present invention, if the person who has been notified in the smartphone guidance notifying step (S130b) of the present invention responds with a signal of No or does not respond after a lapse of a predetermined time, it is notified to the criminal reporting center, (S130e) for reporting the location of the criminal to enable the location tracking of the digital virtual currency with the block number matched with the telephone number.

In the present invention, the Yes signal may be any one of fingerprint information and / or fingerprint information, iris information, and face information stored in a smart phone. In this case, Which is a trading method of digital virtual currency.

In the present invention, the Yes signal is a digital signal of fingerprint or / and finger vein information, iris information, and face information stored in the presenter terminal 300, and the customer terminal transmits the DTMF signal to the personal finance Transmitting to the receiver side exchange of the relay transaction server; Returning a predetermined authentication number from the receiver side exchange of the personal finance relay transaction server; Converting an arrangement of the DTMF signals and transmitting the DTMF signals to a receiving device in accordance with conversion logic based on a predetermined authentication number to which fingerprint or / and fingerprint information in the digital signal is returned; Reconstructing the converted DTMF signal into an array of DTMF signals originated by a user according to conversion logic based on an authentication number used for DTMF signal conversion; Iris information or facial information of the fingerprint and / or the finger vein transmitted to the personal finance transaction relay server matches the information of the fingerprint and / or the finger vein registered in the personal finance transaction relay server, iris information or face information, respectively And relaying a financial transaction by accessing an online banking system or an electronic commerce system without authentication through the personal financial transaction relay server. .

In the present invention, the integration module U1 for authenticating the fingerprint and / or finger vein information comprises a fingerprint scanning module U2, a finger vein module U3 and a conversion module U4, The fingerprint scanning module U2 scans the fingerprint image from the image sensor and compares the fingerprint image with a previously stored image to output a registered authentication code of the person in the same fingerprint image to the RS232 serial communication. ) Transmits the registered authentication code of the person through the RS485 serial communication when there is a person with the same image by comparing the finger vein image with the pre-stored finger image by scanning the finger vein from the camera image sensor after transmitting the finger through the infrared LED, The module U4 may receive the RS485 serial communication output from the finger vein module and convert it into an RS232 serial communication such as the fingerprint scanning module U2 and output it A fingerprint authentication code output from the fingerprint scanning module U2 and a fingerprint authentication code output from the fingerprint module U3 are received by the integration module U1 and a fingerprint and a fingerprint authentication code Or the fingerprint authentication code output from the fingerprint scanning module U2 and the fingerprint authentication code output from the fingerprint module U3 are received by the integration module U1 The fingerprint scanning module U2 is connected to the GND line 1 of the fingerprint scanning module as a reference of the (-) voltage circuit, and the 0V grounding function RX line 2 is a serial data reception port and controls the fingerprint module. TX 3 line is a serial data transmission port and reads the status of the fingerprint module. VCC line 4 is a power supply circuit of (+) Voltage reference, the + 5V voltage input function. In the above configuration, the image sensor scans the fingerprint and compares the image with the previously stored image. If there is a person with the same fingerprint image, the registered authentication code GND line 1 of the finger vein module U3 has a grounding function of 0V as a reference of a negative voltage and line A 2 is a serial communication standard RSRS 485 communication A port, And line B3 is serial communication standard RSRS485 communication B port and it functions to receive and transmit data and line 4 of VCC is a + In the above configuration, when a finger is transmitted through an infrared LED, a vein is scanned by a camera image sensor and compared with a previously stored vein image, And the GND line 1 on the left side of the conversion module U4 serves as a 0V grounding function as a reference of the negative voltage and the A line 2 is a serial communication standard RSRS485 communication A port , Data reception and transmission function, and line B3 is a serial communication standard RSRS485 communication B port, which functions to receive and transmit data. VCC line 4 has a + 5V voltage input function In the above configuration, the RS 485 communication output from the finger vein module is received and converted into RS232 communication, and the DI 5 line on the right side of the conversion module U4 is a serial RS232 communication receiving port. RE 6 line is RS485 communication control port and it controls the sending and receiving status of RS485 communication module. DE 7 line is RS485 communication control port and it controls the sending and receiving status of RS485 communication module And the RO line 8 is a serial RS232 communication transmission port, which functions to transmit a command and is linked with the integration module U1. In this case, Which is a trading method of digital virtual currency.

As described above, according to the present invention, when the personally identifiable information is leaked, the person is notified of the change in the block chain so as to prevent the person from making a transfer, It is possible to prevent the digital virtual money having the block chain from being stolen.

In addition, even when a private key corresponding to a public address (public address) and a private key of a transaction system of a digital virtual currency having a block chain between parties is lost, an authentication signal The transaction request signal for the presenter is not transmitted or the app for the digital virtual money transaction based on the party side block chain is not automatically executed to thereby effect a great effect on the security of the bit coin and the prevention of the hacking .

In addition, although the actual transmission of bit coin requires 6 hours of consultation, it takes about 1 hour. According to the security and anti-hacking method thereof, since the transmission is performed by a definite verifier, a predetermined effect can be achieved even if the number of confirmations is halved , It is possible to make a transaction which is often bought and sold in a short time.

Brief Description of Drawings Fig. 1 is an overall configuration diagram showing a transaction system of a digital virtual currency having a block chain between parties of the conventional invention, Fig.
FIG. 2 is a block diagram showing a DB unit mounted on a block chain-based digital virtual currency transaction guidance server among the configurations of a transaction system of digital virtual currency having a block chain between parties of the conventional invention.
FIG. 3A is a block chain-based digital virtual currency transaction screen stored in a presenter terminal in a configuration of a transaction system of a digital virtual currency having a block chain between parties of the related art, FIG.
FIG. 3B is a diagram illustrating a process of exchanging a digital virtual currency having a block chain between parties using a digital virtual currency transaction system having a block chain between parties according to the related art, wherein a URL for recognizing a vender is placed on the presenter's instant messenger A URL display guidance screen for the instant messenger on the donor side,
FIG. 3c is a flowchart illustrating a process of trading a digital virtual currency having a block chain between parties using a digital virtual currency transaction system having a block chain between parties according to the related art. In the case of a donor side selecting a donor on the donor side instant messenger mounted on the donor terminal A drawing of a presenter specifying screen for instant messengers,
FIG. 3D is a flowchart illustrating a process of trading a digital virtual currency having a block chain between parties using a digital virtual currency transaction system having a block chain between parties according to the related art. A URL display guidance screen for the instant messenger on the voucher side to be displayed,
FIG. 3E is a block diagram illustrating an example of a conventional method of trading a digital virtual currency having a block chain between parties using a transaction system of a digital virtual currency having a block chain between parties. FIG. 5 is a diagram showing a payment confirmation screen for a presenter's instant messenger indicating that a digital virtual currency having payment has been received,
FIG. 3F is a diagram showing an example of an electronic purse of a water purifier on a videophone instant messenger installed in a water purifier terminal during a transaction of a digital virtual currency having a block chain between parties using a digital virtual currency transaction system having a block chain between parties A cumulative storage guidance screen for a vending machine instant messenger that guides cumulative storage of digital virtual money having a block chain sent from a presenter,
FIG. 4 is a flowchart illustrating a process of exchanging a digital virtual currency having a block chain between parties using a digital virtual currency transaction system having a block chain between parties of the related art.
5 is a flowchart illustrating a process of exchanging a digital virtual currency having a block chain between parties using fingerprint and fingerprint information using a transaction system of digital virtual currency having a block chain between parties of the present invention.
6 is a diagram illustrating an input / output integration module for linking a fingerprint and a fingerprint algorithm applied to the present invention.
Fig. 7 is a schematic block diagram of a conversion apparatus and a reception apparatus applied to the present invention
8 (a) and 8 (b) are views for explaining an authentication number of the conversion apparatus and receiving apparatus according to the present invention
FIG. 9 is a flowchart illustrating a process of exchanging digital virtual currency having a block chain between parties by using iris information using a digital virtual currency transaction system having a block chain between parties of the present invention.
FIG. 10 is a block diagram illustrating an iris recognition apparatus using a camera for shooting a nearby iris according to an embodiment of the present invention.
11 is a flowchart illustrating an iris recognition method using a camera for short range iris photography according to an embodiment of the present invention.
FIG. 12 is a diagram for explaining a method of normalizing binary data in the iris recognition method using a camera for a short distance iris according to an embodiment of the present invention applied to the present invention.
FIG. 13 is a flowchart illustrating a process of exchanging digital virtual currency having a block chain between parties according to face information using a transaction system of digital virtual currency having a block chain between parties of the present invention.
FIG. 14 is an explanatory view of a muscle structure of the eye according to the conventional invention applied to the present invention. FIG.
FIG. 15 is a simplified configuration diagram of a face image of the conventional invention applied to the present invention. FIG.
FIGS. 16 and 17 are flowcharts illustrating a process of exchanging a digital virtual currency having a block chain between parties so as to prevent illegal transfer using a transaction system of a digital virtual currency having a block chain between parties of the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Reference will now be made in detail to the preferred embodiments of the present invention, examples of which are illustrated in the accompanying drawings, wherein like reference numerals refer to the like elements throughout.

First, in order to facilitate understanding of the technical contents of the present invention, the present invention will be described in detail with respect to the present invention's terminal 300 and the water purifier terminal 400, which constitute the basis of the present invention.

The presenter terminal 300 generates a presenter transaction request signal including the amount information of the digital virtual currency having the block chain to be donated and the presenter's personal information and transmits the presenter transaction request signal to the digital virtual currency transaction guidance server 200 , A donor side block chain-based digital virtual currency trading application (310) for guiding the user to designate and transmit a voucher to be delivered to the digital virtual currency transaction guidance server (200) Is mounted.

Here, the application 310 for the donor-side block chain-based digital virtual currency transaction is an application program, which is connected to the app store via the presenter terminal 300 and downloaded or can be downloaded to the above-mentioned block chain-based digital virtual currency transaction guidance server 200 It can be directly connected, downloaded, installed and used.

The hybrid web can be used in place of the application 310, and the hybrid web can be activated and accessed or transmitted.

In addition, the presenter terminal 300 includes a keypad (not shown) for generating a user input signal for controlling or operating the presentee terminal 300 according to a user's operation in order to operate the app 310 for the donor side block chain- An information storage unit for storing data such as an information input unit such as a donor's personal information or an app for a digital virtual currency transaction based on the donor side block chain, which is a dedicated program, a block chain-based digital virtual currency transaction screen An information output unit 301 for outputting multimedia information such as a title 510 and a control unit for performing overall operation control of the presentee terminal 300. In order to clearly define the present invention, And the reference numerals are denoted only to the information output unit 401 in the water terminal 400, which will be described later.

The presenter terminal 300 that performs the functions may be provided with various functions such as palmtops, PDAs, a communication terminal such as a smart phone capable of accessing the Internet, a portable multimedia player (PMP), or a UMPC -mobile PC) and a MID (Mobile Internet Device), which can be similarly applied to a water-purifier terminal 400 described later.

The water purifier terminal 400 is automatically executed when a URL for a water purifier to which a URL for recognition of a witness A is transmitted from the presenter 300 is clicked on to receive a digital virtual currency having a block chain Side terminal block chain-based digital virtual currency trading app 410 for controlling the vender-side currency block transaction information server 200 to generate a voucher authentication voucher signal including personal information .

Here, the app 310 for the donor-side block chain-based digital virtual currency transaction and the app 410 for the digital virtual currency transaction based on the debit side block chain are attached to the same app as the prefixes "donor side" and " .

In the presenter terminal 300 and the water purifier terminal 400, it is preferable that the water purifier is provided on the basis of an instant messenger (IM) so that it is possible to easily select a presenter to give a digital virtual currency having a block chain.

To this end, the presentee terminal 300 is equipped with a presentee instant messenger, and the water authority terminal 400 is equipped with a waterway instant messenger.

As such, the presenter instant messenger and the veteran instant messenger to be mounted are the same instant messenger and are prefixed here with the prefixes of the donor side and the veteran side to clearly distinguish them.

Thus, the donor-side block chain-based digital virtual currency trading app 310 of the donor terminal 300 collects the selected IM identification information identifying the donor-side instant messenger specified by the donor in the transaction request signal for the donor, and transmits it , When the URL for recognizing the voucher is transmitted from the digital virtual currency transaction guidance server 200, the invitation-side instant messenger is controlled so that the presenter's instant messenger specified by the presenter is automatically executed, When the presenter designates the instant messenger's account of the instant messenger requesting delivery of the URL (A) for identification, the presenter's instant messenger transmits the URL (A) for the water terminal 400 ). ≪ / RTI >

In addition, the instant messenger of the water purifier terminal 400 controls the output of the transmitted urinal URL (A) to be output, and the water purifier side block chain-based digital virtual currency trading app 410 of the water purifier terminal 400 When the water purifier clicks on the URL (A) for the water purifier indicated in the instant messenger on the water purifier side, the water purifier is automatically executed to generate a personal identification signal for the water purifier authentication and is programmed to be transmitted to the digital virtual currency transaction guidance server 200.

Hereinafter, embodiments of the present invention will be described in detail with reference to FIG. 5 attached hereto.

4, which is an essential component of the present invention, will be described as it is.

In the sign display, the same technical content codes as those of the prior art are used in the same way.

First, the presenter executes the application 310 for the donor-side block chain-based digital virtual currency transaction (S110) mounted on the presenter terminal 300 and executes the executed donor-side block chain-based digital virtual currency trading application 310 (S120) through the information output unit (301) of the presenter terminal (300).

At this time, the biometric authentication of the donor side is requested by the fingerprint and / or finger vein authentication means in order to prevent all information from being exposed. Here, it is determined whether the fingerprint and / or finger vein authentication is performed (S130a).

If the above conditions are not satisfied, the transaction is terminated. Thereafter, the presenter displays an amount display column 511 on the block chain-based digital virtual currency transaction screen 510 displayed through the information output unit 301, When the transmission menu 514 is clicked in the input field 512 and the text input field 513 in accordance with the input form, the donor-side block chain-based digital virtual currency trading app 310 receives the block chain-based digital virtual currency The money information of the digital virtual currency inputted through the transaction screen 510, the selected IM identification information, and the personal information of the presenter which is stored and managed, thereby generating a transaction request signal for the presenter and transmitting it to the block chain-based digital virtual currency transaction guidance server 200 (S130).

Then, the block chain-based digital virtual currency transaction information server 200 transmits the information on the presenter's personal information included in the transaction request signal for the presenter to the member list information DB 211, when the transaction request signal for the presenter is transmitted from the presenter terminal 300. [ And generates a URL (A) for a veterinarian to recognize the voucher to which the digital virtual currency having the block chain is to be recognized after confirming that the member is a member, and transmits it to the presenter terminal 300 (S140).

Then, when the donor-side block chain-based digital virtual currency trading app 310 of the presenter terminal 300 receives the URL for acknowledgment of acceptance from the block chain-based digital virtual currency transaction guidance server 200, A URL display screen (see FIG. 3B) for the presentee's instant messenger in which a URL for confirmation AID (A) is inserted in the automatically executed invitation-side instant messenger under the control of the automatic execution of the instant messenger corresponding to the information And is outputted through the information output unit 301 (S150).

Then, the presentee instant messenger of the presenter 300 of the presenter 300 sends the instant messenger's voucher account requesting delivery of the URL (A) for the veteran's identification to the presenter's instant messenger presenter specifying screen (see FIG. 3C) (S160), the URL of the water purifier is transmitted to the water purifier terminal 400 corresponding to the water purifier account.

Then, the water purifier side instant messenger of the water purifier terminal 400 displays a URL display guidance screen (see FIG. 3D) for the instant messengers on the water purifier side in which the transmitted URL of the water purifier identification is inserted (see FIG. 3D) through the information output unit 401 S170).

At this time, the biometric authentication of the donor side is requested by the fingerprint and / or the finger vein authentication means in order to prevent the transaction progress from being automatic. In this case, it is determined whether fingerprint authentication and / or fingerprint authentication is performed (S180a).

If the above condition is not satisfied, the transaction is terminated, and when the URL (A) for the water purifier displayed on the water purifier side instant messenger of the water purifier terminal 400 is clicked, the water purifier side block chain digital virtual The monetary transaction app 410 is automatically executed (S180).

The appendage block chain-based digital virtual currency trading app 410 of the automatically executed water purifier terminal 400 generates a personal authentication history signal for personal authentication, which includes personal information of a voucher donated with digital virtual money having a block chain And transmits it to the digital virtual currency transaction guidance server 200 (S190).

Then, the block chain-based digital virtual currency transaction information server 200 transmits the personal identification information for the certificate authentication to the member list information DB 400, After confirming that the voucher is a member, it is subtracted from the electronic wallet list information DB 212 by the amount to be donated to the voucher from the block chain-based digital virtual money amount information stored in the electronic wallet information of the presenter, Based on the block chain-based digital virtual money amount information stored in the electronic wallet information of the voucher by a predetermined amount, and generates transaction information for the digital virtual currency transaction having the block chain on the basis of the accumulated transaction information and transmits it to the designated block chain holding servers 100 (S200).

Thereafter, when the transaction information for the digital virtual currency transaction having the block chain is transmitted, the designated individual block chain holding server 100 verifies the transaction information for the digital virtual currency transaction having the transmitted block chain, The transaction is authenticated by authenticating the virtual currency transaction and recording the transaction information for the digital virtual currency transaction having the block chain in accordance with the authentication (S210).

Thereafter, the block chain-based digital virtual currency trading information server 200 transmits a message to the presenter 300 that the digital virtual currency having the block chain has been paid to the certificate holder.

Then, when a message is transmitted from the block chain-based digital virtual currency transaction guidance server 200, the donor-side block chain-based digital virtual currency trading app 310 of the presenter terminal 300 receives the selected IM identification information (See FIG. 3E) for the instant messenger on which the message is inserted in the automatically executed invitation-side instant messenger while controlling the instant messenger to be automatically executed is output through the information output unit 301 .

In addition, when the message is transmitted from the block chain-based digital virtual currency transaction guidance server 200, the videophone side block chain-based digital virtual currency trading app 410 of the water purifier terminal 400 may be configured so that the videophone instant messenger is automatically executed (See FIG. 3F) for the instant messenger system in which the message is inserted into the automatically executed VIP-side instant messenger in a controlled state is output through the information output unit 401. [

A transaction method of a bit coin which is a Crypto-Currency without issuance of a currency in a block chain structure in which transmission records made in the network are collected and encrypted with another bit coin transaction method, Executing a program installed in a computer constituting the bit coin to acquire and acquire a bit coin while authenticating the transaction of the bit coin; A bit coin obtained by mining and purchasing for the transaction of bit coin with a program executed by a computer is executed by executing a program mounted on the computer by a member server or a member computer equipped with a program provided by a cryptographic exchange server Executing an embedded program to generate a member web site address of a member's exchange on an encrypted money exchange server; The address of the general purse of the exchange for bit coin transaction is encrypted in a currency exchange server server through an encrypted currency exchange server having a database (DB) in which the transaction stored in the member server or the member computer is executed by executing the program ; And generating a member exchange address of a member stored in the encrypted money exchange server to execute a program mounted on the member server or member computer to trade bit coins.

In this case, before transmitting the bit coin, the biometric authentication of the donor side is requested by the fingerprint and / or the finger vein authentication means for authenticating the user. In this case, it is determined whether the fingerprint and / or finger vein authentication is performed. In order to quickly execute a bit coin transaction by executing a program mounted on a member server or a member computer, a bit coin is transmitted from the exchange's web wallet address of the member created in the encrypted money exchange server to the exchange's general purse address generated in the encrypted money exchange server ; And confirming transmission of the bit coin to the exchange general purse address generated at the exchange server at the exchange Web address of the member's own web site generated at the encrypted currency exchange server in the state where the program installed in the encrypted money exchange server is being executed.

At this time, before depositing the bit coin, the biometric authentication of the donor side is requested by the fingerprint and / or the finger vein authentication means for authenticating the user, and in this case, it is judged whether the fingerprint and / or finger vein authentication has been performed. When it is confirmed that the bit coin has been transmitted, the program mounted on the encrypted money exchange server is executed, and the bit coin is deposited by changing the numeric value on the database mounted on the encrypted money exchange server, not the actual bit coin, Processing; And a bit coin transaction method comprising a step of performing offset processing with a portion pre-paid in the database of the member when the transaction of the bit coin is completed by changing the numeric value on the database mounted on the encrypted money exchange server.

Here, the fingerprint and / or finger vein authentication means are formed as follows.

12 is a diagram showing an input / output integration module for linking fingerprint and fingerprint algorithm.

As shown in FIG. 12, the input / output integration module U1 for simultaneously linking the fingerprint and fingerprint algorithm comprises a fingerprint scanning module U2, a fingerprint module U3, and a conversion module U4.

First, the fingerprint scanning module U2 will be described.

The GND line 1 of the fingerprint scan module U2 functions as a 0V grounding function as a reference of the negative voltage circuit and the line RX 2 serves as a serial data reception port to control the fingerprint module. Line is a serial data transmission port, and the VCC line 4 functions as a + 5V voltage input function based on the (+) voltage of the power supply circuit. The above- The fingerprint is scanned and compared with a previously stored image. If there is a person with the same fingerprint image, the registered authentication code of the person is output to the serial communication (here, RS232 communication is applied as an embodiment).

Here, RS232 communication is a serial communication standard.

Next, the finger vein module U3 will be described.

The GND line 1 of the finger vein module U3 has a 0V grounding function as a reference of a negative voltage and the A 2 line is a serial communication standard RSRS 485 communication A port for receiving and transmitting data, Line 3 is a serial communication RSRS485 communication B port for receiving and transmitting data. VCC line 4 is a + (+) voltage reference of the power supply circuit and functions as a + 5V voltage input. After passing through the infrared LED, a vein is scanned by a camera image sensor and compared with a vein image stored in advance. If there is a person with the same image, the registered authentication code of the person is used for serial communication (RS485 communication is applied here as an example) .

Here, RS485 communication is a serial communication standard.

The following describes the conversion module U4 of the RS485-RS232 communication.

The GND line 1 on the left side of the conversion module U4 has a 0V grounding function as a reference of the negative voltage and the A 2 line is a serial communication standard RSRS485 communication A port, Line 3 is a serial communication standard RSRS485 communication B port for receiving and transmitting data and VCC line 4 is for + 5V voltage input as a voltage reference. And converts the received RS485 communication into RS232 communication.

The line DI5 on the right side of the conversion module U4 is a serial RS232 communication receiving port and receives the data. The RE6 line is an RS485 communication control port and controls the transmission / reception state of the RS485 communication module DE line 7 is an RS485 communication control port and controls the transmission / reception state of the RS485 communication module. RO line 8 is a serial RS232 communication transmission port and functions to transmit commands. It is linked with the integration module U1.

Next, the fingerprint and fingerprint input and USB output integration module U1 will be described.

The D1 / TX1 line of the integration module U1 is a serial RS232 communication transmission port and functions as a data transmission function to a computer. The D0 / RX2 line is a serial RS232 communication reception port. , GND line 4 is the ground voltage of 0V as the voltage reference and D2 line 5 is the serial RS232 communication transmission line of the fingerprint scan module (U2). It functions to send commands to the fingerprint module and D3 Line 6 is the fingerprint scan module (U2) serial RS232 communication reception line, and receives the status value of the fingerprint module. D8 line 11 is the serial RS232 communication transmission port of RS485-RS232 communication conversion module (U4) D9 12 is an RS485 communication control port of the RS485-RS232 communication conversion module (U4). It controls the sending / receiving status of the RS485 communication module. D10 13 Line of the RS485-RS232 communication conversion module (U4) The S485 communication control port controls the sending / receiving status of the RS485 communication module. D11 14 is a serial RS232 communication receiving port of the RS485-RS232 communication conversion module (U4). The status of the finger module (U3) 5V line 27 is the (+) voltage 5V output pin and it supplies the 5V voltage of the fingerprint scan module (U2), finger vein module (U3) and RS485 communication conversion module (U4) , GND line 29 serves as a reference for the negative voltage and has a grounding function of 0 V. The line VIN 30 serves as a voltage input for the positive voltage of +5 V, (The unique number of the customer registered with the fingerprint) output from the UIM module U2 and the finger vein authentication code (the unique number of the customer registered with the low vein) output from the finger vein module U3, To RS232 communication and received by the integration module (U1), so that the fingerprint and the fingerprint authentication code coincide with each other And it outputs the verification code when using a USB.

The fingerprint and fingerprint algorithm of this case invention can be expressed as follows.

int getfingerauthorization (int fingerprintcode, int fingerveincode)

{

    if (fingerprintcode> 0 && fingerveincode> 0 && fingerprintcode == fingerveincode))

    {

return fingerprintcode;

    }

    return 0;

}

The algorithm is an algorithm that accepts a fingerprint authentication code and a fingerprint authentication code from the integration module U1 and allows an authentication code only when the fingerprint and the low vein are the same person.

The following is a more detailed description.

The fingerprint scanning module U2 searches the fingerprint and outputs the code number of the corresponding person if there is a matching person.

The finger vein module U3 searches for a finger vein and outputs the corresponding person's code number if there is a person matching the finger vein.

The fingerprint code of the fingerprint scanning module U2 and the fingerprint code of the fingerprint module U3 are inputted into fingerprintcode and fingerveincode which are the arguments of the function name getfingerauthorization of the above algorithm so that both argument values are valid and two When the registered customer's unique number is matched, the fingerprint and finger vein integration module outputs the corresponding person's code.

If other fingerprint code and fingerprint code are invalid or do not match, an error code of 0 is output.

The following describes a technique of combining a device and an anti-hacking device developed by the inventor who can simultaneously recognize a fingerprint, a fingerprint and / or a finger vein.

7 is a block diagram of an authentication logic description of the conversion apparatus and the receiving apparatus according to the present invention.

Side switching center 3200 and a reception apparatus 3210 and a phone banking server 3300 are connected to the receiver side in a systematic manner by forming a customer terminal 3100, a conversion apparatus 3110 and a caller- Is formed.

The calling terminal 3100 is used, for example, by a user to call the phone banking server 160 and input personal information such as a user's account number, password, and resident registration number as a DTMF signal.

In order to prevent the input DTMF signal of the personal information input by the user through the calling terminal 100 from the risk of hacking, the conversion device 3110 converts the input DTMF signal into conversion logic based on a predetermined authentication number provided from the reception device 3210 And converts the inputted DTMF signal.

The source-side switching center 3120 transmits the converted DTMF signal input from the conversion apparatus 3110 to the destination switching center 3200 via the communication network.

The called party switching center 3200 receives information transmitted from the calling party switching center 3120 via the communication network. It is formed in the personal finance transaction relay server.

The receiving device 3210 restores the converted DTMF signal received from the destination switching center 3200 into the DTMF signal of the original personal information.

The phone banking server 3300 finally receives the DTMF signal restored from the reception device 3210 and performs a phone banking service of the user.

The authentication number may be fixedly used in the receiving apparatus 3210 and used irregularly.

In the case of the authentication number fixed to the receiving device 3210, the receiving device 3210 searches the database based on the calling number of the customer and uses the same.

In the case of the authentication number generated irregularly by the receiving device 3210, the receiving device 3210 randomly generates and uses the authentication number in the authentication number generating / storing unit.

Referring to FIG. 8A, the number converter 217 includes a converter 401 that generates a converted number by combining a circle number originally pressed by a customer and an authentication number input to the conversion apparatus 110. FIG. The authentication number is received from the receiving apparatus 150 during operation and stored therein, and the converter 401 converts the number using a combination of the inputted number and the authentication number.

FIG. 8B is a diagram illustrating the function of the restorer 403 of the number restoring unit 315. The number restored by the converter 401 is converted into an original number using a predetermined authentication number.

The receiving apparatus 3210 may transmit the authentication number every time the DTMF signal is required, or may be used as the authentication number until the call is terminated after the first transmission.

The conversion apparatus 3100 converts the received authentication number from the receiving apparatus 3210 using only the most recently received authentication number.

The following is an example in which the original number is converted into another number by the numeric conversion unit 217 using a predetermined authentication number.

Assume that the input digit is '3456' and the authentication number is '11'.

The converted digit '4' is added by adding the first digit '3' of the input digit and the first digit of the authentication number '1'.

To create a number to be added for conversion, the decimal place '1' and the place of day '1' of the authentication number are added to the converted number '4' to make a number '6'.

After making the data by the conversion device using the logic, the data is transmitted by the receiving device, and the authentication signal is transmitted to the phone banking server.

As a result, the technical content applied to the present invention applies to the fingerprint and / or fingerprint authentication means, and the step of processing authentication of the fingerprint or fingerprint applied to the fingerprint and / Transmitting the personal information to the receiver side exchange of the personal finance relaying transaction server using the DTMF signal; Returning a predetermined authentication number from the receiver side exchange of the personal finance relay transaction server; Converting an arrangement of the DTMF signals and transmitting the DTMF signals to a receiving device according to conversion logic based on a predetermined authentication number to which the fingerprint or finger vein information is returned; Reconstructing the converted DTMF signal into an array of DTMF signals originated by a user according to conversion logic based on an authentication number used for DTMF signal conversion; If the transmitted fingerprint or fingerprint information coincides with the fingerprint or fingerprint information registered in the personal financial transaction relay server, the personal banking transaction server accesses the online banking system or the electronic commerce system without authentication through the personal financial transaction relay server And a step of relaying the financial transaction. The method of the present invention is a transaction method of a digital virtual currency having a security and an anti-hacking function.

The following describes the process of trading a digital virtual currency using iris information.

9 is a flowchart illustrating a process of exchanging a digital virtual currency having a block chain between parties using iris information using a digital virtual currency transaction system having a block chain between parties of the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to FIG. 9 attached hereto.

4, which is an essential component of the present invention, will be described as it is.

In the sign display, the same technical content codes as those of the prior art are used in the same way.

First, the presenter executes the application 310 for the donor-side block chain-based digital virtual currency transaction (S110) mounted on the presenter terminal 300 and executes the executed donor-side block chain-based digital virtual currency trading application 310 (S120) through the information output unit (301) of the presenter terminal (300).

At this time, the biometric authentication of the donor side is requested by the iris information authentication means in order to prevent the exposure of all the information. Here, the iris information is used to determine whether the authentication is performed by the binary data determined by the presence or absence of the iris image pattern of each pixel (S121).

If the above conditions are not satisfied, the transaction is terminated. Thereafter, the presenter displays an amount display column 511 on the block chain-based digital virtual currency transaction screen 510 displayed through the information output unit 301, When the transmission menu 514 is clicked in the input field 512 and the text input field 513 in accordance with the input form, the donor-side block chain-based digital virtual currency trading app 310 receives the block chain-based digital virtual currency The money information of the digital virtual currency inputted through the transaction screen 510, the selected IM identification information, and the personal information of the presenter which is stored and managed, thereby generating a transaction request signal for the presenter and transmitting it to the block chain-based digital virtual currency transaction guidance server 200 (S130).

Then, the block chain-based digital virtual currency transaction information server 200 transmits the information on the presenter's personal information included in the transaction request signal for the presenter to the member list information DB 211, when the transaction request signal for the presenter is transmitted from the presenter terminal 300. [ And generates a URL (A) for a veterinarian to recognize the voucher to which the digital virtual currency having the block chain is to be recognized after confirming that the member is a member, and transmits it to the presenter terminal 300 (S140).

Then, when the donor-side block chain-based digital virtual currency trading app 310 of the presenter terminal 300 receives the URL for acknowledgment of acceptance from the block chain-based digital virtual currency transaction guidance server 200, A URL display screen (see FIG. 3B) for the presentee's instant messenger in which a URL for confirmation AID (A) is inserted in the automatically executed invitation-side instant messenger under the control of the automatic execution of the instant messenger corresponding to the information And is outputted through the information output unit 301 (S150).

Then, the presentee instant messenger of the presenter 300 of the presenter 300 sends the instant messenger's voucher account requesting delivery of the URL (A) for the veteran's identification to the presenter's instant messenger presenter specifying screen (see FIG. 3C) (S160), the URL of the water purifier is transmitted to the water purifier terminal 400 corresponding to the water purifier account.

Then, the water purifier side instant messenger of the water purifier terminal 400 displays a URL display guidance screen (see FIG. 3D) for the instant messengers on the water purifier side in which the transmitted URL of the water purifier identification is inserted (see FIG. 3D) through the information output unit 401 S170).

At this time, the biometric authentication of the donor side is requested by the iris information authentication means in order to prevent the automatic progress of the transaction. Here, the iris information is authenticated by the binary data determined by the presence or absence of the iris image pattern of each pixel (S171).

If the above condition is not satisfied, the transaction is terminated, and when the URL (A) for the water purifier displayed on the water purifier side instant messenger of the water purifier terminal 400 is clicked, the water purifier side block chain digital virtual The monetary transaction app 410 is automatically executed (S180).

The appendage block chain-based digital virtual currency trading app 410 of the automatically executed water purifier terminal 400 generates a personal authentication history signal for personal authentication, which includes personal information of a voucher donated with digital virtual money having a block chain And transmits it to the digital virtual currency transaction guidance server 200 (S190).

Then, the block chain-based digital virtual currency transaction information server 200 transmits the personal identification information for the certificate authentication to the member list information DB 400, After confirming that the voucher is a member, it is subtracted from the electronic wallet list information DB 212 by the amount to be donated to the voucher from the block chain-based digital virtual money amount information stored in the electronic wallet information of the presenter, Based on the block chain-based digital virtual money amount information stored in the electronic wallet information of the voucher by a predetermined amount, and generates transaction information for the digital virtual currency transaction having the block chain on the basis of the accumulated transaction information and transmits it to the designated block chain holding servers 100 (S200).

Thereafter, when the transaction information for the digital virtual currency transaction having the block chain is transmitted, the designated individual block chain holding server 100 verifies the transaction information for the digital virtual currency transaction having the transmitted block chain, The transaction is authenticated by authenticating the virtual currency transaction and recording the transaction information for the digital virtual currency transaction having the block chain in accordance with the authentication (S210).

Thereafter, the block chain-based digital virtual currency trading information server 200 transmits a message to the presenter 300 that the digital virtual currency having the block chain has been paid to the certificate holder.

Then, when a message is transmitted from the block chain-based digital virtual currency transaction guidance server 200, the donor-side block chain-based digital virtual currency trading app 310 of the presenter terminal 300 receives the selected IM identification information (See FIG. 3E) for the instant messenger on which the message is inserted in the automatically executed invitation-side instant messenger while controlling the instant messenger to be automatically executed is output through the information output unit 301 .

In addition, when the message is transmitted from the block chain-based digital virtual currency transaction guidance server 200, the videophone side block chain-based digital virtual currency trading app 410 of the water purifier terminal 400 may be configured so that the videophone instant messenger is automatically executed (See FIG. 3F) for the instant messenger system in which the message is inserted into the automatically executed VIP-side instant messenger in a controlled state is output through the information output unit 401. [

A transaction method of a bit coin which is a Crypto-Currency without issuance of a currency in a block chain structure in which transmission records made in the network are collected and encrypted with another bit coin transaction method, Executing a program installed in a computer constituting the bit coin to acquire and acquire a bit coin while authenticating the transaction of the bit coin; A bit coin obtained by mining and purchasing for the transaction of bit coin with a program executed by a computer is executed by executing a program mounted on the computer by a member server or a member computer equipped with a program provided by a cryptographic exchange server Executing an embedded program to generate a member web site address of a member's exchange on an encrypted money exchange server; The address of the general purse of the exchange for bit coin transaction is encrypted in a currency exchange server server through an encrypted currency exchange server having a database (DB) in which the transaction stored in the member server or the member computer is executed by executing the program ; And generating a member exchange address of a member stored in the encrypted money exchange server to execute a program mounted on the member server or member computer to trade bit coins.

At this time, before transmitting the bit coin, the biometric authentication of the donor side is requested by the authentication means of the iris information formed by the binary data determined according to the presence or absence of the iris image pattern of each pixel for the identity authentication. If the authentication is successful; In order to quickly execute a bit coin transaction by executing a program mounted on a member server or a member computer, a bit coin is transmitted from the exchange's web wallet address of the member created in the encrypted money exchange server to the exchange's general purse address generated in the encrypted money exchange server ; And confirming transmission of the bit coin to the exchange general purse address generated at the exchange server at the exchange Web address of the member's own web site generated at the encrypted currency exchange server in the state where the program installed in the encrypted money exchange server is being executed.

The iris information formed by the binary data determined according to the presence or absence of the iris image pattern of each pixel and the conversion device are fused to generate a new signal.

In this case, before depositing the bit coin, the biometric authentication of the donor side is requested by the iris information authentication means made up of the binary data determined by the presence or absence of the iris image pattern of each pixel for authenticating the user, Determining whether the user has performed the operation; When it is confirmed that the bit coin has been transmitted, the program mounted on the encrypted money exchange server is executed, and the bit coin is deposited by changing the numeric value on the database mounted on the encrypted money exchange server, not the actual bit coin, Processing; And a bit coin transaction method comprising a step of performing offset processing with a portion pre-paid in the database of the member when the transaction of the bit coin is completed by changing the numeric value on the database mounted on the encrypted money exchange server.

Further, the description of such iris (or face) information is made up of binary data determined by dividing each pixel, and these data and the conversion device are fused to generate a new signal.

FIG. 10 is a block diagram showing an iris recognition apparatus using a camera for short-distance iris photographing according to an embodiment of the present invention. FIG. 11 is a block diagram of a near- 12 is a flowchart illustrating an iris recognition method using a camera for photographing according to an embodiment of the present invention. FIG. 12 illustrates a method for normalizing an iris recognition method using binary camera FIG.

10, the iris recognition device using the camera for short range iris photography of a smartphone according to an embodiment of the present invention includes a camera 1 for iris photography, a key input unit 2, a storage unit 4, a control unit 3 An output unit 5 and a display lamp 300. [

As shown in Korean Patent Laid-Open Publication No. 10-214-0133762, the iris camera 1 has a prism 200 having an inclined surface on an upper portion of a guide of the illumination IR LED 20, Thereby improving the iris recognition and preventing the static electricity from being transmitted to the internal device through the illumination IR LED 20, so that it can be formed small.

The key input unit 2 selects whether to register the iris or recognize the iris through the iris recognition apparatus. The storage unit 4 stores a program for registration and recognition of the iris and iris data for the recognized iris image at the time of registration.

The output unit 5 outputs the result of iris recognition by the control unit 3, and provides various services according to the iris recognition result in a peripheral device (not shown). The control unit 3 operates the iris photography camera 1 according to the selection of the key input unit 2, photographs the iris according to the brightness of illumination, determines whether the iris is a living person's iris through a change in pupil size, The iris data for the iris image is stored and registered or the iris data and the iris recognition for the iris image stored in the storage unit 4 are performed.

The iris information fuses with other signals and is utilized as an anti-hacking means.

The display lamp 300 is turned on so that the user can recognize that the iris image is being recognized by operating the iris photographing camera 1 in the control unit 3. [ At this time, the display lamp 300 may display the progress of the display through various colors.

11, in the iris recognition method using a camera for a short distance iris photographing of a smartphone according to an embodiment of the present invention, when the iris recognition is selected in the key input unit 2 (S10) The iris 1 is operated to photograph the iris according to the brightness of the illumination (S22).

At this time, the operation state of the camera 1 for iris photography is displayed through the display lamp 300 to recognize that the user is operating. Even if the human iris is the same person, the size of the pupil changes according to the brightness of illumination as shown in the figure, and the iris pattern also changes.

In the prior art, the iris image is acquired while the iris is photographed while varying the brightness of the illumination while maintaining the characteristic that changes according to the individual characteristics. After the iris is imaged according to the brightness of the illumination, it is determined whether there is a change in the pupil size (S24).

At this time, if there is no change in pupil size, it can not be judged to be a living person. When an eye of a living person is photographed, as the size of the pupil changes, one iris image is acquired for iris recognition among the iris images thus changed (S26).

As shown in FIG. 12, the obtained iris image is normalized into binary data for each pixel of the imaged iris image to generate iris data (S28).

That is, the iris data can be reduced in the amount of data by normalizing it with binary data indicating that there is no pattern irrespective of the increase of the iris pattern. Therefore, the processing speed can be improved and the recognition speed can be improved. Also, the processing speed can be improved through the low-specification system, and the miniaturization and portability can be increased, and the influence of night and day and illumination can be minimized.

The generated iris data is compared with iris data for a plurality of iris images photographed in accordance with the brightness of illumination stored in the storage unit 4 (S30). Then, the comparison result is outputted through the output unit 5 so that various services can be provided through a peripheral device (not shown) through the iris recognition result (S32).

On the other hand, when the iris registration is selected in the key input unit 2 (S10), the control unit 3 operates the iris photography camera 1 to photograph the iris according to the brightness of the illumination (S12). At this time, the operation state of the camera 1 for iris photography is displayed through the display lamp 300 to recognize that the user is operating.

Even if the human iris is the same person, the size of the pupil changes according to the brightness of the illumination, and the iris pattern also changes. In the prior art, the iris image is acquired while the iris is photographed while varying the brightness of the illumination while maintaining the characteristic that changes according to the individual characteristics.

After the iris is imaged according to the brightness of the illumination, it is determined whether the size of the pupil is changed (S14). At this time, if there is no change in pupil size, it can not be judged to be a living person.

When the eye of a living person is photographed, as the size of the pupil changes, a plurality of iris images are acquired for iris registration in the thus changing iris image (S16). As shown in FIG. 12, iris data for a plurality of acquired iris images are normalized with binary data for each pixel of the imaged iris image to generate iris data for a plurality of iris images (S18). That is, the iris data can be reduced in the amount of data by normalizing it with binary data indicating that there is no pattern irrespective of the increase of the iris pattern.

Therefore, it is made up of binary data that is determined by dividing each pixel, and these data and the conversion device are fused to generate a new signal.

Registration is performed by storing the iris data for the plurality of iris images thus generated in the storage unit 4 (S20). As described above, according to the iris recognition method using the camera for the near iris photography of the smartphone according to the present invention, the iris image taken through the camera for the near iris photography of the smart phone is processed into the binary data according to the iris pattern of each pixel, It is possible to reduce the recognition rate through the change of iris pattern and path, and it can be processed through the system of low specification, so that miniaturization and portability can be increased, The recognition rate can be increased irrespective of whether the pattern is intact or not.

The following describes the process of trading digital virtual currency using face information.

13 is a flowchart illustrating a process of exchanging a digital virtual currency having a block chain between parties using face information using a transaction system of a digital virtual currency having a block chain between parties of the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to FIG. 13 attached hereto.

4, which is an essential component of the present invention, will be described as it is.

In the sign display, the same technical content codes as those of the prior art are used in the same way.

First, the presenter executes the application 310 for the donor-side block chain-based digital virtual currency transaction (S110) mounted on the presenter terminal 300 and executes the executed donor-side block chain-based digital virtual currency trading application 310 (S120) through the information output unit (301) of the presenter terminal (300).

At this time, the biometric authentication of the donor side is requested by the face information authentication means in order to prevent the exposure of all the information, and the face information is divided into the pixels according to the face image normalization by the minutiae of the eye position and the neighboring detail information (Step S122). If the face information authentication is performed,

If the above conditions are not satisfied, the transaction is terminated. Thereafter, the presenter displays an amount display column 511 on the block chain-based digital virtual currency transaction screen 510 displayed through the information output unit 301, When the transmission menu 514 is clicked in the input field 512 and the text input field 513 in accordance with the input form, the donor-side block chain-based digital virtual currency trading app 310 receives the block chain-based digital virtual currency The money information of the digital virtual currency inputted through the transaction screen 510, the selected IM identification information, and the personal information of the presenter which is stored and managed, thereby generating a transaction request signal for the presenter and transmitting it to the block chain-based digital virtual currency transaction guidance server 200 (S130).

Then, the block chain-based digital virtual currency transaction information server 200 transmits the information on the presenter's personal information included in the transaction request signal for the presenter to the member list information DB 211, when the transaction request signal for the presenter is transmitted from the presenter terminal 300. [ And generates a URL (A) for a veterinarian to recognize the voucher to which the digital virtual currency having the block chain is to be recognized after confirming that the member is a member, and transmits it to the presenter terminal 300 (S140).

Then, when the donor-side block chain-based digital virtual currency trading app 310 of the presenter terminal 300 receives the URL for acknowledgment of acceptance from the block chain-based digital virtual currency transaction guidance server 200, A URL display screen (see FIG. 3B) for the presentee's instant messenger in which a URL for confirmation AID (A) is inserted in the automatically executed invitation-side instant messenger under the control of the automatic execution of the instant messenger corresponding to the information And is outputted through the information output unit 301 (S150).

Then, the presentee instant messenger of the presenter 300 of the presenter 300 sends the instant messenger's voucher account requesting delivery of the URL (A) for the veteran's identification to the presenter's instant messenger presenter specifying screen (see FIG. 3C) (S160), the URL of the water purifier is transmitted to the water purifier terminal 400 corresponding to the water purifier account.

Then, the water purifier side instant messenger of the water purifier terminal 400 displays a URL display guidance screen (see FIG. 3D) for the instant messengers on the water purifier side in which the transmitted URL of the water purifier identification is inserted (see FIG. 3D) through the information output unit 401 S170).

At this time, the biometric authentication of the donor side is requested by the face information authentication means in order to prevent the automatic progress of the transaction, wherein the face information is determined by the feature points of the eye position and the neighboring detail information, (Step S172). In step S172, it is determined whether face information authentication is performed.

If the above condition is not satisfied, the transaction is terminated, and when the URL (A) for the water purifier displayed on the water purifier side instant messenger of the water purifier terminal 400 is clicked, the water purifier side block chain digital virtual The monetary transaction app 410 is automatically executed (S180).

The appendage block chain-based digital virtual currency trading app 410 of the automatically executed water purifier terminal 400 generates a personal authentication history signal for personal authentication, which includes personal information of a voucher donated with digital virtual money having a block chain And transmits it to the digital virtual currency transaction guidance server 200 (S190).

Then, the block chain-based digital virtual currency transaction information server 200 transmits the personal identification information for the certificate authentication to the member list information DB 400, After confirming that the voucher is a member, it is subtracted from the electronic wallet list information DB 212 by the amount to be donated to the voucher from the block chain-based digital virtual money amount information stored in the electronic wallet information of the presenter, Based on the block chain-based digital virtual money amount information stored in the electronic wallet information of the voucher by a predetermined amount, and generates transaction information for the digital virtual currency transaction having the block chain on the basis of the accumulated transaction information and transmits it to the designated block chain holding servers 100 (S200).

Thereafter, when the transaction information for the digital virtual currency transaction having the block chain is transmitted, the designated individual block chain holding server 100 verifies the transaction information for the digital virtual currency transaction having the transmitted block chain, The transaction is authenticated by authenticating the virtual currency transaction and recording the transaction information for the digital virtual currency transaction having the block chain in accordance with the authentication (S210).

Thereafter, the block chain-based digital virtual currency trading information server 200 transmits a message to the presenter 300 that the digital virtual currency having the block chain has been paid to the certificate holder.

Then, when a message is transmitted from the block chain-based digital virtual currency transaction guidance server 200, the donor-side block chain-based digital virtual currency trading app 310 of the presenter terminal 300 receives the selected IM identification information (See FIG. 3E) for the instant messenger on which the message is inserted in the automatically executed invitation-side instant messenger while controlling the instant messenger to be automatically executed is output through the information output unit 301 .

In addition, when the message is transmitted from the block chain-based digital virtual currency transaction guidance server 200, the videophone side block chain-based digital virtual currency trading app 410 of the water purifier terminal 400 may be configured so that the videophone instant messenger is automatically executed (See FIG. 3F) for the instant messenger system in which the message is inserted into the automatically executed VIP-side instant messenger in a controlled state is output through the information output unit 401. [

A transaction method of a bit coin which is a Crypto-Currency without issuance of a currency in a block chain structure in which transmission records made in the network are collected and encrypted with another bit coin transaction method, Executing a program installed in a computer constituting the bit coin to acquire and acquire a bit coin while authenticating the transaction of the bit coin; A bit coin obtained by mining and purchasing for the transaction of bit coin with a program executed by a computer is executed by executing a program mounted on the computer by a member server or a member computer equipped with a program provided by a cryptographic exchange server Executing an embedded program to generate a member web site address of a member's exchange on an encrypted money exchange server; The address of the general purse of the exchange for bit coin transaction is encrypted in a currency exchange server server through an encrypted currency exchange server having a database (DB) in which the transaction stored in the member server or the member computer is executed by executing the program ; And generating a member exchange address of a member stored in the encrypted money exchange server to execute a program mounted on the member server or member computer to trade bit coins.

In this case, before transmitting the bit coin, biometric authentication of the donor side is requested by the face information authentication means for authenticating the user, wherein the face information is determined by the minutiae of the eye position and the neighboring detail information, Determining whether face information authentication made up of binary data is performed; In order to quickly execute a bit coin transaction by executing a program mounted on a member server or a member computer, a bit coin is transmitted from the exchange's web wallet address of the member created in the encrypted money exchange server to the exchange's general purse address generated in the encrypted money exchange server ; And confirming transmission of the bit coin to the exchange general purse address generated at the exchange server at the exchange Web address of the member's own web site generated at the encrypted currency exchange server in the state where the program installed in the encrypted money exchange server is being executed.

At this time, before depositing the bit coin, the biometric authentication of the donor side is requested by the face information authentication means for authenticating the user, wherein the face information is determined by the minutiae of the eye position and the neighboring detail information, Determining whether face information authentication made up of binary data is performed; When it is confirmed that the bit coin has been transmitted, the program mounted on the encrypted money exchange server is executed, and the bit coin is deposited by changing the numeric value on the database mounted on the encrypted money exchange server, not the actual bit coin, Processing; And a bit coin transaction method comprising a step of performing offset processing with a portion pre-paid in the database of the member when the transaction of the bit coin is completed by changing the numeric value on the database mounted on the encrypted money exchange server.

FIG. 14 is an explanatory view of a muscle structure of the eye according to the conventional invention applied to the present invention, FIG. 15 is a schematic view of the face image of the conventional invention applied to the present invention, .

As shown in Korean Patent Publication No. 10-1174103, the figure is a simplified block diagram of a face image according to an embodiment of the present invention, and each position and distance measurement is the key.

The detection of the eye and surrounding muscle information applied to the conventional invention can be performed by grasping the position of the frontal muscle, the upper limb muscle, the eye circumference muscle, and the eyebrow lowering muscle, which are muscle structures of the eye, The distance between the eyes and the mouth, the angle between the eyes and the nose, and the angle between the mouth and the nose) are detected, and the generated information is used as registration information or control data, and a preprocessing method .

Then, the conventional method includes a facial image normalization, a removal and statistical correction of the external illuminance component in the normalized facial image, and a preprocessing and feature extraction step of extracting features from the preprocessed facial image according to the eye position and the surrounding detail information.

At this time, the pre-processing and feature extraction steps applied to the present invention are used to compensate for changes in luminous intensity, posture, and external conditions of facial expression, and the luminance correction uses local variance normalization and local histogram smoothing.

In addition, the image data is composed of binary data that is divided into pixels according to the facial image normalization by the minutiae of the eye position and the neighboring detail information, and the data and the conversion device are fused to generate a new signal.

The face recognition method of mathematical pattern analysis based on the upper musculoskeletal structure includes a face image input step of inputting an image input by a camera (USB includes CCD) or a video file or an image file image, A face detection step of detecting a position of the face, detecting a position of the face, detecting a face from the detected object (object) to determine a basic outline, and automatically detecting the position of the face; A step of detecting muscle information around the eyes and eyes detecting the details around the eyes, a step of normalizing the face image by the eye position and the surrounding details, a removal and statistical correction of the external illumination components in the normalized face image, A feature extraction step and a feature extraction step.

Here, the face information is composed of binary data determined according to the face image normalization according to the eye position and the surrounding detail information, and can be used in the conversion apparatus.

The present invention may be applied to the execution system of the present invention using the above-described conventional techniques.

The following describes how to confirm the transfer facts applied to prevent illegal transfer of electronic money, and how to transfer them to a water terminal connected to a telephone number.

FIGS. 16 and 17 are flowcharts illustrating a process of exchanging a digital virtual currency having a block chain between parties so as to prevent illegal transfer using a transaction system of a digital virtual currency having a block chain between parties of the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to FIG. 13 attached hereto.

4, which is an essential component of the present invention, will be described as it is.

In the sign display, the same technical content codes as those of the prior art are used in the same way.

First, the presenter executes the application 310 for the donor-side block chain-based digital virtual currency transaction (S110) mounted on the presenter terminal 300 and executes the executed donor-side block chain-based digital virtual currency trading application 310 (S120) through the information output unit (301) of the presenter terminal (300).

Thereafter, the presenter presents the amount display field 511, the instant messenger selection field 512, and the text input field 513 on the block chain-based digital virtual currency transaction screen 510 displayed through the information output unit 301 to the input form When the transmission menu 514 is clicked in the state in which it is properly input, the donor-side block chain-based digital virtual currency trading app 310 displays the amount information of the digital virtual currency inputted through the block chain-based digital virtual currency trading screen 510 , The selected IM identification information, and the personal information of the presenter to be stored and managed, to generate a transaction request signal for the presenter, and transmits it to the block chain-based digital virtual currency transaction guidance server 200 (S130).

A transfer amount limit determination step (S130a) for determining whether or not the account transfer is executed in accordance with the designated procedure when the remaining balance of the block chain is greater than the transfer amount, and whether or not the transfer amount limit set by the user has been exceeded;

If the transfer amount set by the user exceeds the limit in the transfer amount limit determination step (S130a), the user's smartphone guidance notifying step (S1130b) for notifying the transfer of the transfer to the user's smartphone is confirmed, ;

The person who has received the notification in the smartphone guidance notifying step (S130b) of the smartphone informs the fact of the transfer between 10s and 10s with Yes and No (the time is adjusted by the designer) (S130c);

In the transferring step S130c, if it is determined that the transfer account has been authenticated and the signal is Yes, the transfer account and the telephone number matching step (S130d) for confirming whether the transfer account is matched with the master telephone number of the transfer account, ;

In addition, a URL transmission step (S140) for a voucher to be transmitted to a URL for a voucher only if the transfer account and the telephone number of the person to be transferred are matched in the transfer account and telephone number matching confirmation step (S130d);

The person who has received the notification in the smartphone guidance notifying step (S130b) notifies the criminal reporting center in the case of responding to the fact with the signal of No, and reports the location of the criminal reporting center (S130e).

Of course, the money source that does not exceed the transfer amount limit may be transferred automatically. At this time, however, the transfer account and the telephone number matching confirmation step (S130d) for confirming whether the transfer account is matched with the owner telephone number of the passbook The process of transferring proceeds.

Also, if the set time of about 10 seconds elapses even in the case where it can not be acknowledged in the transfer fact authentication step (S130c) for authenticating the transfer fact, it can proceed in the same procedure as the signal of No.

If the user who has received the notification in the smartphone guidance notification step (S130b) does not confirm the fact in response to Yes and No and confirms the fact in the transfer fact authentication step (S130c) The non-response elapsed time determination step may be performed so that the requested transfer money can be transferred after a certain period of time has elapsed according to the delegation condition of the payment person of the workplace.

Of course, even at this time, the money source that does not exceed the transfer amount limit may be automatically transferred, but at this time also a transfer account and a telephone number matching confirmation step (S130d) for confirming whether the transfer account is matched with the owner telephone number of the passbook ), The transfer procedure proceeds.

The block chain-based digital virtual currency transaction guide server 200 transmits the personal information of the presenter included in the transaction request signal for the presenter to the member list information database (DB) 300 when the transaction request signal for the presenter is transmitted from the presenter terminal 300 (A) to recognize the voucher to which the digital virtual money having the block chain is to be recognized, and transmits it to the presenter terminal 300 (S140) do.

Then, when the donor-side block chain-based digital virtual currency trading app 310 of the presenter terminal 300 receives the URL for acknowledgment of acceptance from the block chain-based digital virtual currency transaction guidance server 200, A URL display screen (see FIG. 3B) for the presentee's instant messenger in which a URL for confirmation AID (A) is inserted in the automatically executed invitation-side instant messenger under the control of the automatic execution of the instant messenger corresponding to the information And is outputted through the information output unit 301 (S150).

Then, the presentee instant messenger of the presenter 300 of the presenter 300 sends the instant messenger's voucher account requesting delivery of the URL (A) for the veteran's identification to the presenter's instant messenger presenter specifying screen (see FIG. 3C) (S160), the URL of the water purifier is transmitted to the water purifier terminal 400 corresponding to the water purifier account.

Then, the water purifier side instant messenger of the water purifier terminal 400 displays a URL display guidance screen (see FIG. 3D) for the instant messengers on the water purifier side in which the transmitted URL of the water purifier identification is inserted (see FIG. 3D) through the information output unit 401 S170).

If the above condition is not satisfied, the transaction is terminated, and when the URL (A) for the water purifier displayed on the water purifier side instant messenger of the water purifier terminal 400 is clicked, the water purifier side block chain digital virtual The monetary transaction app 410 is automatically executed (S180).

The appendage block chain-based digital virtual currency trading app 410 of the automatically executed water purifier terminal 400 generates a personal authentication history signal for personal authentication, which includes personal information of a voucher donated with digital virtual money having a block chain And transmits it to the digital virtual currency transaction guidance server 200 (S190).

Then, the block chain-based digital virtual currency transaction information server 200 transmits the personal identification information for the certificate authentication to the member list information DB 400, After confirming that the voucher is a member, it is subtracted from the electronic wallet list information DB 212 by the amount to be donated to the voucher from the block chain-based digital virtual money amount information stored in the electronic wallet information of the presenter, Based on the block chain-based digital virtual money amount information stored in the electronic wallet information of the voucher by a predetermined amount, and generates transaction information for the digital virtual currency transaction having the block chain on the basis of the accumulated transaction information and transmits it to the designated block chain holding servers 100 (S200).

Thereafter, when the transaction information for the digital virtual currency transaction having the block chain is transmitted, the designated individual block chain holding server 100 verifies the transaction information for the digital virtual currency transaction having the transmitted block chain, The transaction is authenticated by authenticating the virtual currency transaction and recording the transaction information for the digital virtual currency transaction having the block chain in accordance with the authentication (S210).

Thereafter, the block chain-based digital virtual currency trading information server 200 transmits a message to the presenter 300 that the digital virtual currency having the block chain has been paid to the certificate holder.

Then, when a message is transmitted from the block chain-based digital virtual currency transaction guidance server 200, the donor-side block chain-based digital virtual currency trading app 310 of the presenter terminal 300 receives the selected IM identification information (See FIG. 3E) for the instant messenger on which the message is inserted in the automatically executed invitation-side instant messenger while controlling the instant messenger to be automatically executed is output through the information output unit 301 .

In addition, when the message is transmitted from the block chain-based digital virtual currency transaction guidance server 200, the videophone side block chain-based digital virtual currency trading app 410 of the water purifier terminal 400 may be configured so that the videophone instant messenger is automatically executed (See FIG. 3F) for the instant messenger system in which the message is inserted into the automatically executed VIP-side instant messenger in a controlled state is output through the information output unit 401. [

In the hacking prevention, the Yes signal is a digital signal of fingerprint and / or finger vein information, iris information, and face information stored in a smart phone, and is generated by a conversion device and a single use thereof.

A transaction method of a bit coin which is a Crypto-Currency without issuance of a currency in a block chain structure in which transmission records made in the network are collected and encrypted with another bit coin transaction method, Executing a program installed in a computer constituting the bit coin to acquire and acquire a bit coin while authenticating the transaction of the bit coin; A bit coin obtained by mining and purchasing for the transaction of bit coin with a program executed by a computer is executed by executing a program mounted on the computer by a member server or a member computer equipped with a program provided by a cryptographic exchange server Executing an embedded program to generate a member web site address of a member's exchange on an encrypted money exchange server; The address of the general purse of the exchange for bit coin transaction is encrypted in a currency exchange server server through an encrypted currency exchange server having a database (DB) in which the transaction stored in the member server or the member computer is executed by executing the program ; And generating a member exchange address of a member stored in the encrypted money exchange server to execute a program mounted on the member server or member computer to trade bit coins.

In order to quickly execute a bit coin transaction by executing a program mounted on a member server or a member computer, a bit coin is transmitted from the exchange's web wallet address of the member created in the encrypted money exchange server to the exchange's general purse address generated in the encrypted money exchange server .

At this time, when the balance of the block chain is confirmed to be larger than the remittance amount, the account transfer is executed according to the designated procedure. In this case, in the transfer amount limit determination step (S130a), it is determined whether or not the transfer amount limit set by the user is exceeded. .

If the transfer amount set by the user exceeds the limit in the transfer amount limit determination step (S130a), the user's smartphone guidance notifying step (S1130b) for notifying the transfer of the transfer to the user's smartphone is confirmed, .

The person who has received the notification in the smartphone guidance notifying step (S130b) of the smartphone informs the fact of the transfer between 10s and 10s with Yes and No (the time is adjusted by the designer) (S130c).

In the transferring step S130c, if it is determined that the transfer account has been authenticated and the signal is Yes, the transfer account and the telephone number matching step (S130d) for confirming whether the transfer account is matched with the master telephone number of the transfer account, .

In addition, in the transfer account and telephone number matching step (S130d), only when the transfer account and the telephone number of the person to be transferred are matched, a URL transmission step (S140) is carried out for a water purifier recognition URL.

The person who has received the notification in the smartphone guidance notifying step (S130b) notifies the criminal reporting center in the case of responding to the fact with the signal of No, and reports the location of the criminal reporting center (S130e).

Of course, the money source that does not exceed the transfer amount limit may be transferred automatically. At this time, however, the transfer account and the telephone number matching confirmation step (S130d) for confirming whether the transfer account is matched with the owner telephone number of the passbook The process of transferring proceeds.

Also, if the set time of about 10 seconds elapses even in the case where it can not be acknowledged in the transfer fact authentication step (S130c) for authenticating the transfer fact, it can proceed in the same procedure as the signal of No.

If the user who has received the notification in the smartphone guidance notification step (S130b) does not confirm the fact in response to Yes and No and confirms the fact in the transfer fact authentication step (S130c) The non-response elapsed time determination step may be performed so that the requested transfer money can be transferred after a certain period of time has elapsed according to the delegation condition of the payment person of the workplace.

Of course, even at this time, the money source that does not exceed the transfer amount limit may be automatically transferred, but at this time also a transfer account and a telephone number matching confirmation step (S130d) for confirming whether the transfer account is matched with the owner telephone number of the passbook ), The transfer procedure proceeds.

And confirming transmission of the bit coin to the exchange general purse address generated at the exchange server at the exchange Web address of the member's own web site generated at the encrypted currency exchange server in the state where the program installed in the encrypted money exchange server is being executed.

When it is confirmed that the bit coin has been transmitted, the program mounted on the encrypted money exchange server is executed, and the bit coin is deposited by changing the numeric value on the database mounted on the encrypted money exchange server, not the actual bit coin, Processing; And a bit coin transaction method comprising a step of performing offset processing with a portion pre-paid in the database of the member when the transaction of the bit coin is completed by changing the numeric value on the database mounted on the encrypted money exchange server.

The scope of protection of the present invention is not limited to the description and the expression of the embodiments explicitly described in the foregoing. It is again to be understood that the present invention is not limited by the modifications or substitutions that are obvious to those skilled in the art.

100: Block chain holding server
200: Block Chain Based Digital Virtual Currency Trading Server
300: presenter terminal
400: receiver terminal
310: Application for digital virtual currency trading based on donor side block chain
410: An application for digital virtual currency trading based on the party side block chain
510: Block Chain Based Digital Virtual Currency Trading Screen

Claims (7)

A transaction method of a crypto-currency having a subject of issuing a money by a block chain structure in which transmission records made in the network are collected and encrypted,
First, an application or web execution step (S110) for executing a hybrid web or an app 310 for digital virtual currency trading based on a donor side block chain mounted on the presenter terminal 300;
The implemented donor-side block chain-based digital virtual currency trading app 310 displays an output display through the information output unit 301 of the presenter terminal 300, a stored block chain-based digital virtual currency transaction screen 510 An information output unit display step (S120) for controlling the information output unit;
Thereafter, an amount display field 511, an instant messenger selection field 512, and a text input field 513 displayed on the block chain-based digital virtual currency transaction screen 510 displayed through the information output unit 301 are displayed on the display screen When the transmission menu 514 is clicked in the input state, the donor side block chain-based digital virtual currency trading app 310 displays the amount information of the digital virtual currency inputted through the block chain-based digital virtual currency trading screen 510, A block chain-based digital virtual currency trading system for collecting the selected instant messenger (IM) identification information and the personal information of the presenter which is stored and managed, and generating a transaction request signal for the presenter and transmitting the generated request signal to the block chain- A guide server transmission step (S130);
A smartphone guidance notification step (S1130b) of notifying the transfer of the fact to the user's smartphone in the block chain-based digital virtual currency transaction guidance server transmission step (S130) to confirm whether the transfer is true;
A transferring step (S130c) of authenticating transferring the fact that the person himself / herself notified in the smart phone guidance notifying step (S130b) responds to the fact thereof with Yes and No within 10 seconds;
In a transfer account and a telephone number matching confirmation step (S130d) for verifying whether the transfer account is matched with a master telephone number of an account to which the transfer account is transferred in the case of authenticating the transfer fact authentication step (S130c) and sending a signal of Yes, ;
Thereafter, the block chain-based digital virtual currency transaction guidance server 200 matches the transfer account and telephone number of the presenter included in the transaction request signal for the presenter to the presenter, (A), which is a URL for a voucher terminal 300, which generates a URL (A) for a veterinarians to recognize a voucher to which a digital virtual currency having a block chain is confirmed after confirming that the voucher is a voucher (S140);
Then, when the donor-side block chain-based digital virtual currency trading app 310 of the presenter terminal 300 receives the URL (A) for the certificate recognition from the block chain-based digital virtual currency transaction guidance server 200, the selected instant messenger A URL display guidance screen for the presentee's instant messenger in which the URL of the receiver identification URL (A) is inserted in the automatically executed presenter's instant messenger with the automatic execution of the presenter's instant messenger corresponding to the identification information of the present user (IM) A URL display guidance screen output step S150 for a presenter-side instant messenger for controlling the output of the presenter-side instant messenger via the output unit 301;
Then, when the presenter's instant messenger of the presentee terminal 300 designates the voucher account of the instant messenger requesting the delivery of the URL (A) for the voucher recognition through the presenter's instant messenger designation guide screen for the presenter, A step S 160 of transmitting a URL for acknowledging a water purifier to a corresponding water purifier terminal 400;
Then, the water purifier side instant messenger of the water purifier terminal 400 receives the water purifier instant URL (A), which is displayed on the water purifier side instant messenger, to be output through the information output unit 401, A URL display guidance screen output step for the messenger (S170);
When the URL (A) for identification of the veteran of the water purifier terminal 400 is clicked, the application 410 for the veteran side block chain-based digital virtual currency transaction automatically (S180); and,
The signal of Yes is made by the information of the fingerprint and / or the fingerprint stored in the presenter terminal 300. The integration module U1 for authenticating the fingerprint and / or fingerprint information includes a fingerprint scan module U2, The fingerprint scanning module U2 scans the fingerprint image from the image sensor and compares the fingerprint image with a previously stored image. If there is a person with the same fingerprint image, The finger vein module U3 transmits the registered authentication code to the RS232 serial communication. After passing the finger through the infrared LED, the camera image sensor scans the finger vein and compares it with the pre-stored finger vein image, The control module U4 outputs the registered authentication code of the corresponding person to the RS485 serial communication, receives the RS485 serial communication output from the finger vein module, The fingerprint scanning module U2 and the fingerprint authentication module U3 can be converted into the RS232 serial communication such as the fingerprint scanning module U2 to output the fingerprint authentication code output from the fingerprint scanning module U2 and the fingerprint authentication code output from the fingerprint scanning module U2, The integrated module U1 is enabled to output the corresponding authentication code to the USB when the fingerprint and the finger vein authentication code match each other, and the GND line 1 of the fingerprint scanning module U2 is connected to the negative voltage circuit RX line 2 is a serial data reception port and controls the fingerprint module. TX line 3 is a serial data transmission port that reads the status of the fingerprint module , And VCC line 4 is the (+) voltage reference of the power supply circuit and functions as a voltage input function of + 5V. In the above configuration, the image sensor scans the fingerprint, The GND line 1 of the finger vein module U3 functions as a ground of 0V as a reference of the negative voltage and the line A 2 is connected to the Serial communication standard RSRS485 communication A port that receives and transmits data and line B 3 is a serial communication RSRS485 communication B port for receiving and transmitting data and VCC line 4 is a (+ In the above configuration, when a finger is transmitted through an infrared LED, a vein is scanned by a camera image sensor and compared with a previously stored vein image. If there is a person having the same image, And the GND line 1 on the left side of the conversion module U4 functions as a ground of 0V as a reference of the negative voltage and the A 2 line is a serial communication standard The RS-485 communication A port is used for data reception and transmission. Line B 3 is a RS-485 communication B port for data reception and transmission. VCC line 4 is connected to + 5V In the above configuration, the RS 485 communication output from the finger vein module is received and converted into RS232 communication, and the DI 5 line on the right side of the conversion module U4 is output as a serial RS232 communication receiving port RE 6 line is RS485 communication control port and controls the sending / receiving status of RS485 communication module. DE 7 line is RS485 communication control port, and it is used for sending / receiving status of RS485 communication module And the RO line 8 is a serial RS232 communication transmission port, which functions to transmit a command and is linked with the integration module U1. Trading method of the real view and digital virtual money having a block chain matches the phone number.
delete The system according to claim 1, wherein the pay-per-use-side block chain-based application (410) of the auto-executed water purifier terminal (400) includes a personal identification number A step S 190 of transmitting a digital virtual currency transaction guidance server 200 for generating a personal identification signal and transmitting it to the digital virtual currency transaction guidance server 200;
Then, the block chain-based digital virtual currency transaction information server 200 transmits the personal identification information for the certificate authentication to the member list information DB 400, After confirming that the voucher is a member, it is subtracted from the electronic wallet list information DB 212 by the amount to be donated to the voucher from the block chain-based digital virtual money amount information stored in the electronic wallet information of the presenter, The transaction information for the digital virtual currency transaction having the block chain is generated and transmitted to the designated block chain holding servers 100 on the basis of the cumulative transaction information accumulated in the block chain based digital virtual money amount information stored in the electronic wallet information of the voucher A transaction information transmission step (S200) for digital virtual currency transaction;
Thereafter, when the transaction information for the digital virtual currency transaction having the block chain is transmitted, the designated individual block chain holding server 100 verifies the transaction information for the digital virtual currency transaction having the transmitted block chain, A transaction authentication step (S210) for authenticating the virtual currency transaction and recording the transaction information for the digital virtual currency transaction having the block chain in accordance with the authentication;
And a block chain matched with the telephone number.
2. The method according to claim 1, further comprising: determining whether a bank transfer amount exceeds a transfer amount limit as a result of checking the balance of the block chain; And a step (S130a). The method of claim 1, wherein the digital virtual currency has a block chain matched with the telephone number.
2. The method according to claim 1, wherein if the person who received the notification in the smartphone guidance notifying step (S130b) responds with a signal of No or does not respond after a predetermined time elapses, the information is reported to the criminal reporting center, And a reporting step (S130e) of a criminal reporting center to enable location tracking. delete delete
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