CN107784748A - A kind of self-service charging terminal based on distribution book keeping operation - Google Patents
A kind of self-service charging terminal based on distribution book keeping operation Download PDFInfo
- Publication number
- CN107784748A CN107784748A CN201610714185.1A CN201610714185A CN107784748A CN 107784748 A CN107784748 A CN 107784748A CN 201610714185 A CN201610714185 A CN 201610714185A CN 107784748 A CN107784748 A CN 107784748A
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- Prior art keywords
- charging terminal
- self
- service
- keeping operation
- book keeping
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Classifications
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
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- General Business, Economics & Management (AREA)
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- Theoretical Computer Science (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The invention discloses a kind of self-service charging terminal based on distribution book keeping operation, including data center server, automatic charging terminal chip, computation chip, mobile phone and networking charging system, the output end of the data center server is electrically connected with distributed book keeping operation account book system, realized and interacted by router between the distributed book keeping operation account book system and automatic charging terminal chip, the prefabricated user's signature of automatic charging terminal chip and contract set-up mechanism.The present invention can rapidly and accurately carry out subscriber authentication and subscriber payment validation of information, realize the automation of charge and self-oriented, the automaticity of the self-service charging terminal is greatly improved, enable user is more fast and convenient to be paid the fees and self-service charging terminal accurately carries out automation charge, safe coefficient is high.
Description
Technical field
The present invention relates to self-service charging systems technology field, more particularly to a kind of self-service charging based on distribution book keeping operation are whole
End.
Background technology
Increasingly liked with the development and people's living standards continue to improve, self-service charging equipment of science and technology by people
Love.Self-service charging equipment refer to electric power, communication, bank for you provide by Web bank, telephone bank, Mobile banking,
ATM and other self-service devices for you oneself or other people pay the service of the various expenses such as cell-phone fee, telephone charge, water rate, the electricity charge.
And self-service charging terminal is then the core facility of self-service charging equipment.At present, paid as cell-phone fee, telephone charge, water rate,
During the expenses such as the electricity charge, need to be paid the fees to special payment place by user mostly, be frequently necessary to carry greatly in payment
The personal information of amount, and the method for using manual message accounting mostly, automaticity is low, poor accuracy, usually occurs that expense is paid
Receive the situation of mistake, the use demand of nowadays people can not be met.
The content of the invention
Based on technical problem existing for background technology, it is whole that the present invention proposes a kind of self-service charging based on distribution book keeping operation
End, there is the characteristics of automaticity, payment speed are fast and the degree of accuracy is high, solution artificial payment difficulty is big, and automaticity is low,
Poor accuracy, the problem of payment of fees mistake occurs in the method for manual message accounting.
The present invention provides following technical scheme:
A kind of self-service charging terminal based on distribution book keeping operation, including data center server, automatic charging terminal chip, metering
Chip, mobile phone and networking charging system, the data center server include service management unit, chargeable service unit and POS
Machine unit, the service management unit by searching and managing, deduct fees management and payroll management form, the chargeable service unit is by receiving
Expense database server, Third-party payment platform and content are divided into charge composition, the POS unit by deduct fees operation module and
Operation module composition is provided, the output end of the data center server is electrically connected with distributed book keeping operation account book system, described
Realized and interacted by router between distribution book keeping operation account book system and automatic charging terminal chip;
The prefabricated user's signature of automatic charging terminal chip and contract set-up mechanism, automatic charging terminal chip and metering core
Piece is interacted, and automatic charging terminal chip is interacted by NFC communication module and mobile phone, automatic charging terminal chip and connection
The two-way electric connection of net toll collection system, the networking charging system is by SIM, consumption module and consumption success or failure
Authentication module forms.
Preferably, the Third-party payment platform is that platform is supported in the transaction that independent agency provides, and Third-party payment is put down
The payment mode that platform uses is payment gateway pattern.
Preferably, the content be divided into charge include long-distance consuming service charge, inter-bank consumption and payment service charge is divided into receipts
Take project.
Preferably, the SIM includes user fingerprints information checking, personal information is verified and password is tested
Card.
Preferably, the POS unit is portable wireless POS.
The invention provides a kind of self-service charging terminal based on distribution book keeping operation, structural principle is simple, by receiving automatically
Take the utilization of terminal chip, NFC communication module, mobile phone and networking charging system, can rapidly and accurately carry out user identity
Checking and subscriber payment validation of information, the automation of charge and self-oriented is realized, so as to which the self-service receipts be greatly improved
Take the automaticity of terminal, facilitate user to be directly rapidly performed by the charge paid the fees and self-service charging terminal is automatic accurate,
The time of subscriber payment is saved, the probability that mistake occurs in self-service charging termination charge is reduced, passes through the fortune of NFC communication module
With can be in short distance using actively with passive two kinds of read modes and self-service charging terminal is identified and data exchange, having
Mobile phone can be subjected to self-help charging as traffic all-purpose card, credit card and Payment Card etc. beneficial to user, and it is whole in automatic charging
In the presence of holding chip, router and data center server, can prefabricated user's signature and contract set-up mechanism, utilize network
Receive the renewal of contract and certificate, the information of signing payment can be uploaded so that user is more fast and convenient paid the fees with
And self-service charging terminal can accurately carry out automation charge, safe coefficient is high.
The invention provides a kind of self-service charging terminal based on distribution book keeping operation, passes through the side of distributed account book of keeping accounts
Formula, self-service in the data basis of block chain it can be charged, can be in the distributed general ledger of block network sharing, Neng Goubian
Upgraded in time in user and participant and consult original, accomplished timely to merchandise and change, reduce and established in traditional approach
The demand of credit, so as to simplify the step of charging, the automaticity of charge is improved, be advantageously implemented automation charge.
The invention provides a kind of self-service charging terminal based on distribution book keeping operation, the use of computation chip can be by electricity
Stream signal is converted into the readable data message of automatic charging terminal chip, is then calculated by automatic charging terminal chip,
To realize the metering of electric energy, the information in networking charging system and mobile phone can be calculated, so as to according to different type
Expense fast and accurately carry out self-help charging.
Brief description of the drawings
Fig. 1 is a kind of self-service charging terminal theory diagram based on distribution book keeping operation proposed by the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, rather than whole embodiments.It is based on
Embodiment in the present invention, those of ordinary skill in the art are obtained every other under the premise of creative work is not made
Embodiment, belong to the scope of protection of the invention.
As shown in figure 1, Fig. 1 is a kind of self-service charging terminal theory diagram based on distribution book keeping operation proposed by the present invention.
Referring to Fig. 1, the present invention provides a kind of technical scheme:
A kind of self-service charging terminal based on distribution book keeping operation, including data center server, automatic charging terminal chip, metering
Chip, mobile phone and networking charging system, data center server include service management unit, chargeable service unit and POS list
Member, service management unit by searching and managing, deduct fees management and payroll management form, chargeable service unit is by charging database service
Device, Third-party payment platform and content are divided into charge composition, and POS unit is by operation module and the granting operation module group of deducting fees
Output end into, data center server is electrically connected with distributed book keeping operation account book system, distribution book keeping operation account book system with from
Realized and interacted by router between dynamic charging terminal chip.
The invention provides a kind of self-service charging terminal based on distribution book keeping operation, passes through the side of distributed account book of keeping accounts
Formula, self-service in the data basis of block chain it can be charged, can be in the distributed general ledger of block network sharing, Neng Goubian
Upgraded in time in user and participant and consult original, accomplished timely to merchandise and change, reduce and established in traditional approach
The demand of credit, so as to simplify the step of charging, the automaticity of charge is improved, be advantageously implemented automation charge.
In the present invention, POS unit is portable wireless POS, and POS unit is to be read by card reader on bank card
Holder's magnetic strip information, by deduct fees operation module and provide operation module, POS unit operating personnel by fast transaction gold
Volume inputs, and holder inputs the information such as personally identifiable information's such as password, POS these information by networking charging system,
Using unionpay center, Shang Song issuing banks system, on-line transaction is completed, provides the information of success or not, and print corresponding ticket
According to the application of POS unit realizes the online consumption of the bank cards such as credit card, debit card, ensure that transaction safely, quickly
With it is accurate, avoid manual query and numerous and diverse work such as pressure is single, improve operating efficiency.
The self-service charging terminal based on distribution book keeping operation, Third-party payment platform are that the transaction that independent agency provides is supported
Platform, and the payment mode that Third-party payment platform uses is payment gateway pattern, Third-party payment refers to possess strength and letter
The third party enterprise ensured and each big bank's signing both domestic and external are praised, is the credit enhancing that buyer and the seller provide, in bank
Increase by an intermediary in direct payment link, when being merchandised by Third-party payment platform, buyer's free choice of goods is not direct by fund
Make the seller but pay intermediary, intermediary notifies seller to deliver, and after buyer receives commodity, advice and pay, intermediary goes to fund
Seller's account.
The self-service charging terminal based on distribution book keeping operation, Third-party payment platform uses payment gateway pattern, by the
Tripartite's payment platform provides a series of application interface program, and a variety of bank card payments are incorporated on an interface, bears
Docked in duty settlement of transactions with bank, make shopping online consumption more quick, convenient, so as to carrying out self-service charging.
This based on distribution book keeping operation self-service charging terminal, tolling database server can by all kinds such as electricity charge,
The expense of water rate etc. is quickly stored in one, is easy to pay different expenses according to different consumption mode users, content point
, can be by all kinds of charging programs into charge includes long-distance consuming service charge, inter-bank consumption and payment service charge is divided into charging item
It is integrated in one, so as to facilitate user to be paid the fees.
The prefabricated user's signature of automatic charging terminal chip and contract set-up mechanism, automatic charging terminal chip and metering core
Piece is interacted, and automatic charging terminal chip is interacted by NFC communication module and mobile phone, automatic charging terminal chip and connection
The two-way electric connection of net toll collection system, networking charging system are verified by SIM, consumption module and consumption success or failure
Module forms.
In the present invention, SIM includes user fingerprints information checking, personal information checking and password authentification,
After user profile is proved to be successful, by consumption module and consumption success or failure authentication module, self-service charging terminal can be according to consumption thing
Item is realized and quickly and accurately charged.
The invention provides a kind of self-service charging terminal based on distribution book keeping operation, the use of computation chip can be by electricity
Stream signal is converted into the readable data message of automatic charging terminal chip, is then calculated by automatic charging terminal chip,
To realize the metering of electric energy, the information in networking charging system and mobile phone can be calculated, so as to according to different type
Expense fast and accurately carry out self-help charging.
The invention provides a kind of self-service charging terminal based on distribution book keeping operation, structural principle is simple, by receiving automatically
Take the utilization of terminal chip, NFC communication module, mobile phone and networking charging system, can rapidly and accurately carry out user identity
Checking and subscriber payment validation of information, the automation of charge and self-oriented is realized, so as to which the self-service receipts be greatly improved
Take the automaticity of terminal, facilitate user to be directly rapidly performed by the charge paid the fees and self-service charging terminal is automatic accurate,
The time of subscriber payment is saved, reduces the probability that mistake occurs in self-service charging termination charge.
Can be in short distance using active and passive two kinds of read modes by the utilization of NFC communication module in the present invention
Be identified with self-service charging terminal and data exchange, be advantageous to user can by mobile phone as traffic all-purpose card, credit card and
Payment Card etc. carries out self-help charging, and in the presence of automatic charging terminal chip, router and data center server, can
Prefabricated user's signature and contract set-up mechanism, the renewal of contract and certificate is received using network, the letter of signing payment can be uploaded
Breath so that user is more fast and convenient to be paid the fees and self-service charging terminal can accurately carry out automation charge, peace
Whole degree is high.
In use, information and userspersonal information that user is paid the fees needs using NFC communication module by mobile phone pass
Automatic charging terminal chip is defeated by, networking charging system is transferred to by automatic charging terminal chip, passes through networking charging system
Subscriber authentication and consumption are carried out, after Information Authentication success, by router, realizes automatic charging terminal chip and data
Central server interacts, then is calculated the expense for needing to pay by computation chip, so as to pass through Third-party payment platform
Or POS unit carries out paying the i.e. achievable self-service charging of corresponding expense.
The foregoing is only a preferred embodiment of the present invention, but protection scope of the present invention be not limited thereto,
Any one skilled in the art the invention discloses technical scope in, technique according to the invention scheme and its
Inventive concept is subject to equivalent substitution or change, should all be included within the scope of the present invention.
Claims (5)
1. a kind of self-service charging terminal based on distribution book keeping operation, including data center server, automatic charging terminal chip, meter
Measure chip, mobile phone and networking charging system, it is characterised in that:The data center server includes service management unit, charge
Service unit and POS unit, the service management unit by searching and managing, deduct fees management and payroll management form, the receipts
Expense service unit is divided into charge by tolling database server, Third-party payment platform and content and formed, the POS unit by
Operation module of deducting fees and granting operation module composition, the output end of the data center server are electrically connected with distributed book keeping operation
Account book system, realized and interacted by router between the distributed book keeping operation account book system and automatic charging terminal chip;
The prefabricated user's signature of automatic charging terminal chip and contract set-up mechanism, automatic charging terminal chip and metering core
Piece is interacted, and automatic charging terminal chip is interacted by NFC communication module and mobile phone, automatic charging terminal chip and connection
The two-way electric connection of net toll collection system, the networking charging system is by SIM, consumption module and consumption success or failure
Authentication module forms.
A kind of 2. self-service charging terminal based on distribution book keeping operation according to claim 1, it is characterised in that:Described 3rd
Square payment platform is that platform is supported in the transaction that independent agency provides, and the payment mode that Third-party payment platform uses is payment net
Pass pattern.
A kind of 3. self-service charging terminal based on distribution book keeping operation according to claim 1, it is characterised in that:The content
Be divided into charge include long-distance consuming service charge, inter-bank consumption and payment service charge is divided into charging item.
A kind of 4. self-service charging terminal based on distribution book keeping operation according to claim 1, it is characterised in that:The user
Authentication module includes user fingerprints information checking, personal information checking and password authentification.
A kind of 5. self-service charging terminal based on distribution book keeping operation according to claim 1, it is characterised in that:The POS
Machine unit is portable wireless POS.
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CN201610714185.1A CN107784748B (en) | 2016-08-24 | 2016-08-24 | Self-service charging terminal based on distributed accounting |
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CN201610714185.1A CN107784748B (en) | 2016-08-24 | 2016-08-24 | Self-service charging terminal based on distributed accounting |
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CN107784748A true CN107784748A (en) | 2018-03-09 |
CN107784748B CN107784748B (en) | 2020-02-07 |
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CN109614263A (en) * | 2018-10-29 | 2019-04-12 | 阿里巴巴集团控股有限公司 | A kind of disaster tolerance data processing method, apparatus and system |
CN109886666A (en) * | 2019-02-28 | 2019-06-14 | 江苏源坤电子科技有限公司 | A kind of self-service culinary art fare payment system and its fee payment method based on NB-IoT |
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CN110269127A (en) * | 2018-03-13 | 2019-09-24 | 艾力集团有限责任公司-卡皮贾尼 | For making the machine of liquid or semi-liquid food products and including the production system of the machine |
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US10972463B2 (en) | 2018-06-06 | 2021-04-06 | Cisco Technology, Inc. | Blockchain-based NB-IoT devices |
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CN109614263B (en) * | 2018-10-29 | 2020-07-03 | 阿里巴巴集团控股有限公司 | Disaster tolerance data processing method, device and system |
CN109614263A (en) * | 2018-10-29 | 2019-04-12 | 阿里巴巴集团控股有限公司 | A kind of disaster tolerance data processing method, apparatus and system |
CN109886666A (en) * | 2019-02-28 | 2019-06-14 | 江苏源坤电子科技有限公司 | A kind of self-service culinary art fare payment system and its fee payment method based on NB-IoT |
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