CN1625745A - Point processing device and point processing method and program for instructing computer to execute the method - Google Patents

Point processing device and point processing method and program for instructing computer to execute the method Download PDF

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Publication number
CN1625745A
CN1625745A CN02828794.0A CN02828794A CN1625745A CN 1625745 A CN1625745 A CN 1625745A CN 02828794 A CN02828794 A CN 02828794A CN 1625745 A CN1625745 A CN 1625745A
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China
Prior art keywords
investment
client
mark
amount
project
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CN02828794.0A
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Chinese (zh)
Inventor
粟津洁贵
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Fujitsu Ltd
Fujitsu Frontech Ltd
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Fujitsu Ltd
Fujitsu Frontech Ltd
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Publication of CN1625745A publication Critical patent/CN1625745A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Abstract

In a point investment server performing processing related to client points managed by a client DB of a normal work server, an investment execution processor invests an amount of money calculated according to the client points managed by the client DB to an investee terminal so as to perform a predetermined investment (fixed deposit, exchange purchase, stock purchase, lottery purchase, toto purchase, betting ticket purchase, etc.) by an on-line transaction and an investment return processor calculates the money obtained as the investment result in terms of the points and returns it to the client.

Description

Mark treating apparatus, mark disposal route and make computing machine carry out the program of this method
Technical field
The present invention relates to particularly relate to utilizing the mark service to attract client to make mark treating apparatus, the mark disposal route of abundant contribution and making computing machine carry out the program of this method to giving mark treating apparatus, the mark disposal route of handling with client's mark of client and make computing machine carry out the program of this method as preferential treatment.
Background technology
In the past, in the shop,, generally implemented so-called mark service in order to attract client.Promptly to client give with the corresponding marks such as purchase of commodity as preferential treatment (preferential), according to this mark, when buying commodity, give a discount, or be exchanged for exchange ticket and commodity, thereby provide special service client.
And in the shop of implementing this mark service, it is related that general and each client's client number, and constructs the score system of the mark of managing each client.Particularly, this score system is when owing to producing mark based on the purchase of customer commodity, when adding mark on the client with client numbers the mark of associate management, and the discounting owing to buying commodity deducts the system of the mark of use when using mark from client's mark.
But, score system in the past only be management to client give with mark, can't the attraction based on the client of mark service fully be contributed.
Promptly for the mark by the score system management is increased, because the purchase of commodity etc. only produce mark.Therefore, when having big gap between the mark that the necessary mark of commodity and the client of hope exchange has, for client, one's own mark becomes uninterested object.As a result, can't promote effectively that client wants to come the shop,, can't fully contribute client's attraction by the only simple management mark of score system.
Like this, in the shop of implementing the mark service, how making the mark that client has (by the mark of score system management) become the interested object of client becomes important problem, wishes the not only mark of simple management of consumer, need construct the system that the attraction to client can fully contribute.
Therefore, the objective of the invention is to: the mark that client is had becomes the interested object of client, what promote client comes the shop desire, mark treating apparatus, mark disposal route and the mark handling procedure that can fully contribute to the attraction based on the client of mark service.
Summary of the invention
According to the present invention, the branch number according to client is converted the amount of money that obtains as the investment gold, carry out given investment, the amount of money of obtaining as the result of the investment of carrying out is scaled the branch number, return to client.
Therefore, client need not oneself fund, enjoy investment, mark increase and decrease that client had on one side.Therefore, the mark that client is had becomes interested object, and what promote client comes the shop desire, can fully contribute to the attraction based on the client of mark service.
In addition, according to the present invention, a plurality of clients' that convert respectively branch number, the Amount in Total of total is carried out given investment as investment gold, and the amount of money of obtaining as the result of the investment of carrying out is scaled the branch number, and a plurality of clients are returned in distribution respectively.
Therefore, can be each client's that converts respectively branch number, the Amount in Total of total is invested jointly as capital.Therefore, even the investment of the investment gold of the great number that need can't invest with each client's mark also can be carried out the common investment based on a plurality of clients, can promote that client's comes the shop desire.
In addition, according to the present invention, the investment of accepting from branch number client, expression hope investment divides number and expression to wish the investment project of the project of investment, according to accept from client, investment divide the amount of money that number converts as the investment gold, carry out with accept from client, the corresponding investment of investment project.
Therefore, can carry out investment project of wishing and the diversified investment of investing the branch number based on client.Therefore, it is attractive that mark investment is become each client, can promote that client's comes the shop desire.
In addition, according to the present invention, the time limit of carrying out the investment corresponding with each investment project promptly carry out the time limit through before, accept from client, divide number and investment project, by each investment project, before the process of carrying out the time limit, the Amount in Total that the investment of accepting from a plurality of clients is divided number to convert respectively to add up to is carried out given investment as the investment gold, presses each investment project, the amount of money of obtaining as the result who invests is scaled the branch number, distributes respectively and return to a plurality of clients.
Therefore, by each investment project, can invest each client's the branch number Amount in Total that adds up to that converts respectively jointly as capital.Therefore, even the investment of the investment gold of the great number that need can't invest with each client's mark also can be carried out the common investment based on a plurality of clients, can promote that client's comes the shop desire.
In addition, according to the present invention, by each client, divide number and investment project related with the investment of accepting from each client, about this investment project, the return that client is returned in storage divides number, by each investment project, related with the Amount in Total of dividing the investment of accepting from a plurality of clients number to convert respectively to add up to, storage representation is returned the branch number from the convert total of the summation score volume that obtains of the amount of money of obtaining as the investment result.
Therefore, about the information of each client's investment with about the information of the investment of each investment project, can carry out so-called common investment reliably and by management based on the result's of common investment return.Therefore, client can feel at ease to enjoy investment, can fully contribute to the attraction based on the client of mark service.
In addition, according to the present invention, accept from client, the investment accepted of change divide the change indication of number and/or investment project, reflection accept from client, the change indication, invest.
Therefore, before investing, whether the investment that client's research is accepted is effective investment, can effectively invest.Therefore, client is according to result of study, can freely increase and decrease to invest a minute number, can promote that client's comes the shop desire.
In addition, according to the present invention, when accepting the change indication,, divide the investment of having stored number and investment project to described client's output they can be read with the Amount in Total of having stored according to requirement from client.
Therefore, client can freely increase and decrease and invest a minute number the set situation that comprises all investment gold in other clients' shop etc. as a reference.Therefore, can promote that client's comes the shop desire.
In addition, according to the present invention, the different coefficient of conversion according to pressing each client is from each client's the branch number conversion amount of money.
Therefore, shop one side can be imposed the service charge that mark is invested to each client by set the different coefficient of conversion of common coefficient of conversion that uses in the discounting when buying commodity for each client.Therefore, utilize the accumulative total of frequency and investment mark etc. by the shop of considering client, set coefficient of conversion, what can promote client comes the shop desire, or promotes client's mark investment desire.
In addition, according to the present invention,, accept purchase from purchase client, deposit, draft, stock as investment project, the purchase and/or the lottery ticket of parimutuel ticket bought.
Therefore, client need not oneself fund, just can enjoy the purchase of deposit, draft, the purchase of stock, the purchase of parimutuel ticket, the investments such as purchase of lottery ticket.Therefore, the mark that client is had becomes the interested object of client, and what promote client comes the shop desire, can fully contribute to the attraction based on the client of mark service.
In addition, according to the present invention, in investment project,, can accept from concrete investee client, that select in advance for the investment instrument that can select concrete investee arbitrarily.
Therefore,, can select concrete investee's investment instrument arbitrarily, accept from concrete investee client, that select in advance by anticipation person etc. about as toto or parimutuel ticket.Therefore, can concentrate the investment gold that uses each client, easily carry out common investment.
Description of drawings
Following brief description accompanying drawing.
Fig. 1 is the system construction drawing of structure of the investment system that comprises mark service on investment device of expression present embodiment 1.
Fig. 2 is the block diagram of the structure of expression shop one side system shown in Figure 1.
Fig. 3 is the figure of the structure example of canned data among the client DB of expression ordinary business practice server shown in Figure 2.
Fig. 4 is that expression is stored in the figure of the client of mark service on investment device shown in Figure 2 with the structure example of the information among the investment DB.
Fig. 5 is that expression is stored in the figure of the shop of mark service on investment device shown in Figure 2 with the structure example of the information among the DB.
Fig. 6 is the program flow diagram of expression based on the step of all processing of shop one side system.
Fig. 7 is the program flow diagram of expression based on the step of the commodity purchasing processing of shop one side system.
Fig. 8 is that expression is accepted the program flow diagram of the step of processing based on the investment of shop one side system.
Fig. 9 is the program flow diagram of expression based on the step of the investment change processing of shop one side system.
Figure 10 is the program flow diagram of expression based on the step of the investment history reading processing of shop one side system.
Figure 11 is the step of handling is carried out in expression based on the investment of shop one side system a program flow diagram.
Figure 12 is the step of handling is returned in expression based on the investment of shop one side system a program flow diagram.
Figure 13 is the figure that is used to specify all processing shown in Figure 6.
Figure 14 and Figure 15 are used to specify the figure that commodity purchasing shown in Figure 7 is handled.
Figure 16 and Figure 17 are used to specify the figure that processing is accepted in investment shown in Figure 8.
Figure 18 and Figure 19 are used to specify the figure that investment change shown in Figure 9 is handled.
Figure 20 is used to specify the figure that investment history reading shown in Figure 10 is handled.
Figure 21 is used to specify investment shown in Figure 11 to carry out the figure that handles.
Figure 22 is used to specify investment shown in Figure 12 to return the figure that handles.
Figure 23 is the system construction drawing of structure of the computer system of expression present embodiment 2.
Figure 24 is the block diagram of the body part constructions of expression computer system shown in Figure 23.
Embodiment
Below, describe the first-selected embodiment of mark treating apparatus of the present invention, mark disposal route and mark handling procedure in detail with reference to accompanying drawing.It should be noted that, in the embodiment 1 of following expression, the investment system that comprises the mark service on investment device corresponding with mark treating apparatus of the present invention is described, in embodiment 2, the computer system of carrying out mark handling procedure of the present invention is described, last, as other embodiment, various variation are described, and effect of the present invention is described.
(embodiment 1)
In present embodiment 1, the investment system that comprises the mark service on investment device corresponding with mark treating apparatus of the present invention is described.It should be noted that after the summary and main feature of this explanation investment system, the characteristic that investment system be described is the structure of shop one side system, and is last, and the step by the various processing of shop one side system execution is described.
[principal character of the summary of investment system]
The principal character of summary of the investment system that comprises mark service on investment device of present embodiment 1 at first, is described.Fig. 1 is the system construction drawing of structure of the investment system that comprises mark service on investment device of expression present embodiment 1.The structure of this investment system is connected to shop one side system that is made of terminal 30 in mark service on investment device 10, ordinary business practice server 20 and a plurality of shops, a plurality of investment objective terminal 40, a plurality of client's terminal 50 each other and can communicates by letter by network 1 as shown in Figure 1.
In this investment system, terminal 30 is the systems that are used for implementing the mark service that described background technology illustrates in the ordinary business practice server 20 that comprises in one side system of shop and a plurality of shop.In order to attract client, the mark corresponding with the purchase of commodity etc. given and client as preferential treatment, according to this mark, when buying commodity, give a discount, or be exchanged for exchange ticket and commodity, thereby provide special service for client.
More specifically, terminal 30 is middle POS (Point of Sales System), ATM (Automatic Teller Machine), the VB terminals such as (Vending Machine) that are provided with such as shop to client's vending articles in the shop, in brief, when vending articles, accept to buy payment for goods from client,, client is given and mark with 30 associatings of ordinary business practice server, and according to this mark, processing such as the discounting when buying commodity.
In addition, ordinary business practice server 30 is by client DB21, number related with each client's client, manage the server unit of each client's mark, in brief, work as when producing mark owing to the purchase of customer commodity, in numbering the mark of associate management, the client with each client adds the mark of generation, and the discounting when buying commodity etc. when using mark, deduct the processing of the mark of use from client's mark.
Like this, in one side system of shop shown in Figure 1, terminal 30 is the systems that are used to implement the mark service in ordinary business practice server 20 and a plurality of shop.And, the additional mark service on investment devices 10 that append of terminal in these ordinary business practice servers 20 and the shop 30 are had following feature: can fully contribute to attraction based on the client of mark service.
If specify, then the amount of money that obtains converting according to the branch number by the client of the client DB21 management of ordinary business practice server 20 of this mark service on investment device 10 is as the investment gold, investment objective terminal 40 is carried out given investment (purchase of time deposit, draft, the purchase of stock, lottery ticket purchase, the purchase of soccer lottery (toto), the purchase of parimutuel ticket etc.) by online transaction, the amount of money of obtaining as the result who invests is scaled the branch number, returns to client.Therefore, according to mark service on investment device 10, client need not oneself fund, on one side just can enjoy investment, Yi Bian the mark increase and decrease that client is had.Therefore, the mark that client is had becomes the interested object of client, and what promote client comes the shop desire, can fully contribute to the attraction based on the client of mark service.
It should be noted that, with the investment objective terminal 40 that mark service on investment device 10 is connected by network 1 are the information instrument systems of being runed by given investment objective dealer such as bank, securities broker company, lottery ticket arranger, JRA, toto arranger, carry out accepting the trust of given investment (purchase of time deposit, draft, the purchase of stock, lottery ticket purchase, the purchase of toto, the purchase of parimutuel ticket), the processing of investment result to mark service on investment device 10 notices from mark service on investment device 10.In addition, are the signal conditioning packages such as known PC, workstation, phs terminal, portable terminal, mobile communication terminal or PDA that have by client with client's terminal 50 that mark service on investment device 10 is connected by network 1.
Like this, in investment system shown in Figure 1, the principal character that mark service on investment device 10 performance can fully contribute to the attraction based on the client of mark service.And, as the processing related with this principal character, this mark service on investment device 10 carry out 1. investment accept processings, 2. the investment change handle, 3. the investment history reading handle, 4. investment carry out handle, 5. processing such as investment return processing.Below, about these processing, its summary of simple declaration and feature.
1. investment is accepted to handle to accept from client, investment instrument and investment by terminal in the shop 30 and is divided number, register to client with investment DB13a (storing the database that investment divides number and investment instrument etc.), shop by each client with the processing among the investment DB13b (database that the investment of accepting from a plurality of clients is divided Amount in Total that number converts total respectively etc. by each investment instrument storage).
At this, accept from client, expression wishes that the investment instrument of kind of investment and expression wish that it is the diversified investment that divides number for investment instrument and the investment that can carry out based on the client system that the investment of the branch number of investment divides number.In view of the above, can make the mark investment is attractive for each client, can bring into play the feature of coming the shop desire that promotes client.
In addition, accept in the processing in investment, the Amount in Total that the investment of accepting from a plurality of clients is divided number to convert respectively to add up to registers to the shop with being in order to carry out the common investment based on the capital of each client's of total investment gold among the investment DB13b.In view of the above, even the investment instrument of the investment gold of the great number that need can't invest with each client's investment gold also can carry out the common investment based on a plurality of clients, can bring into play the feature of coming the shop desire that promotes client.It should be noted that, when this feature only has a small amount of mark that can't change exchange ticket and commodity into client, since the term of life mark of mark also can effectively bring into play when disappearing.
2. to handle be to accept from change indication client, that change investment instrument and investment divide number for investment change, upgrade client with investment DB13a and shop with the investment instrument of registering among the investment DB13b and the processing of investing the branch number.9 pages-26 row terminal 30 in the shop that falls
The change of accepting the investment content like this is in order to carry out whether the investment that pre-investment studies accepts is effective investment, to carry out effective the investment.In view of the above, client can freely increase and decrease investment branch number the set situation that comprises all investment gold in other clients' shop etc. as a reference, can bring into play promotion client's the feature of coming the shop desire.
3. investment history reading handle be by terminal in the shop 30 client's investment history (accept from client, investment divide number, the return of returning to client as the investment result divides number etc.) export, thereby the processing that can read.In view of the above, because client can analyze investment achievement in the past,, can bring into play the feature of coming the shop desire that promotes client so it is attractive that the mark investment is become each client.
4. investment execution processing is to carry out in the time limit in the investment of each investment instrument, with the investment amount of registering among the investment DB13b, entrusts treatment of investment to the investment objective terminal 40 of correspondence according to the shop.It should be noted that, when entrusting investment, to participating in client's terminal 50 of the client who invests, the notice of the meaning of the execution that finishes to invest, and because the investment amount deficiency, carry out when entrusting investment in the time limit notice of the meaning of the execution that client's terminal 50 of client is ended to invest in investment.
5. investing processing such as returning processing is to receive investment results (comprising the data to the bonus amount of money of investment) from investment objective terminal 40, the return mark that this bonus amount of money is scaled mark registers to the shop with among the investment DB13b, and, use the processing of registering each client's return mark among the investment DB13a client for the client who participates in investment is distributed this return mark.It should be noted that, when using the return mark of each client of registration among the investment DB13a, client's terminal 50 of each client is returned the notice of investment result's the meaning client.
[structure of shop one side system]
Below, the structure of shop shown in Figure 1 one side system is described.Fig. 2 is the block diagram of the structure of expression shop one side system shown in Figure 1.As shown in Figure 2, this shop one side system is made of 30 series connection of terminal in mark service on investment device 10, ordinary business practice server 20 and a plurality of shop.
Wherein, terminal 30 is the system that is used to implement the mark service as mentioned above in ordinary business practice server 20 and a plurality of shop.Particularly, work as when producing mark owing to the purchase of customer commodity, numbering related with each client's client, add the mark of generation in the mark by client DB21 management, and the discounting when buying commodity etc., when using mark, deduct the processing of the mark of use from mark by client DB21 management.Promptly by terminal 30 in a plurality of shops, client carries out the commodity purchasing processing and the mark use is handled, and ordinary business practice server 20 handles according to commodity purchasing and mark uses processing, makes the client's who is managed by client DB21 mark increase and decrease.
And terminal 30 is not only implemented the mark service in ordinary business practice server 20 and a plurality of shop, still with 10 associatings of mark service on investment device, carries out the system of the processing relevant with the mark investment.Be that mark service on investment device 10 is accepted processing, investment change processing, investment history reading processing by carrying out described investment between terminal in the shop 30 and the client, ordinary business practice server 20 makes the mark increase and decrease by the client of client DB21 management according to the investment result who is carried out by mark service on investment device 10.
In sum, terminal 30 is not only when implementing commodity purchasing processing and the service of mark use processing isodisperse in a plurality of shops, when carrying out the processing relevant (investment accept processings, investment change are handled, investment history is read processing), also bring into play effect as client's user interface with the mark investment.Equally, ordinary business practice server 20 not only when implementing the mark service, according to the result of mark investment, also makes the mark increase and decrease by the client of client DB21 management.
At this, the client DB21 of ordinary business practice server 20 is described.Fig. 3 is the figure that expression is stored in the structure example of the information among the client DB21 of ordinary business practice server 20 shown in Figure 2.This client DB21 is each client's of storage a personal information and about the database of information of mark.Particularly, be stored among this client DB21 information as shown in Figure 3, by " password ", " mark that has now ", " the mark change is experienced " interrelated formation of expression mark change before this of client of using in the member authentication of giving for unique identification client with each client " client's numbering ", client " name ", client.
" mark change experience " as shown in Figure 3, " change divides number " interrelated formation of " the change essential factor " of " transfer date " on the date of taking place by the change of expression mark, the essential factor of expression mark change, the branch number of expression change.
At this, information as expression " change essential factor ", as shown in Figure 3, information such as " using during purchase; buy commodity; accept investment; return investment; return " is arranged, but " use " expression to increase during purchase based on the mark of commodity purchasing, mark when commodity are bought in " purchase commodity " expression uses the mark that causes to reduce, the expression of " accepting investment " is accepted the mark that causes to the investment of mark service on investment device 10 and is reduced, the mark that " return investment " expression investment result's return causes increases, and " returning " expression is because the mark increase of (when returning investment branch number) during the not enough execution of ending investment of investment gold.
It should be noted that,, be necessary in client, to carry out member subscription,, client is given and member card according to this member subscription for storage " client's numbering " in this client DB21.Then, client inserts this member card in shop in the terminal 30, carries out member authentication, accepts the services such as reading of accepting, invest the accepting of change, investment history of use, the investment of purchase, the mark of commodity.
If get back to the explanation of Fig. 2, then mark service on investment device 10 has input and output control IF portion 11, Control on Communication IF portion 12, storage part 13, control part 14 as shown in Figure 2.Wherein, the input and output of the data of carrying out between 11 controls of input and output control IF portion and the ordinary business practice server 20.In addition, the communication between Control on Communication IF portion 12 control mark service on investment devices 10 and each investment objective terminal 40 and each the client's terminal 50.
Storage part 13 is storage parts (memory unit) based on the necessary data of various processing and the program of control part 14, on concept of function, as shown in Figure 2, has client with investing DB13a, shop with investing DB13b, WebDB13c.
Wherein, client is by the database of information of each client's storage about the mark investment with investment DB13a.Particularly, be stored in this client as shown in Figure 4 with the information among the investment DB13a, by be stored in client DB21 in client number corresponding " client's numbering ", " the investment mark accumulative total " of the mark accumulative total that expression spends in the mark investment till now, expression is as " returning mark accumulative total " of returning to client's mark accumulative total till now as the result of mark investment, now the investment objective is entrusted " the utilization mid-score accumulative total " of the accumulative total of the mark (be scaled the investment gold, carry out the mark that uses by investment) of investing, so the accumulative total of the mark that the investment of the investment objective is entrusted " waiting for that the mark of entrusting adds up " also do not waited in expression now through the investment execution time limit, " the mark coefficient of conversion " of the coefficient of conversion that uses when expression is scaled the investment gold to the mark of accepting investment, the investment content of investment and " investment content " interrelated formation of result are accepted in expression.
At this, the different coefficient of conversion of common coefficient of conversion that " mark coefficient of conversion " uses in the time of setting discounting when buying commodity, in view of the above, shop one side can be imposed the service charge of mark investment from client.In addition, also can utilize according to for example client's shop generation, mark use amount, the mark that has now, the investment mark of frequency, mark accumulative total, return the accumulative total of investment mark etc., for each client sets this " mark coefficient of conversion ".
Described " investment content " is shown in same figure, by being used for " client invests numbering " that unique each investment of determining each investment instrument is accepted, be used for from the shop unique definite investment instrument of one side " shop investment numbering " (corresponding with the shop investment numbering of investment DB13b) with the shop of describing later, expression is accepted from client's, " the accepting the date " on the date of investment, " investment divides number " of the branch number of investment accepted in expression, " investment amount " that this investment mark is converted and draws according to described mark coefficient of conversion, " return and divide number " of the branch number that expression is returned as the investment result, " situation " of the progressive situation that expression investment content is present, " partition coefficient " interrelated formation of the partition coefficient that uses when expression distributes mark as the investment result to each client.
At this, information as expression " situation ", shown in same figure, there be " return finishes, uses, waits for trust, ends trust etc. ", the result of " but return finishes " expression mark investment has distributed the situation of return, " use " situation of the investment of forward investment objective trust now, " wait for and entrusting " so expression is not also carried out the time limit through investment now and wait for the situation that the investment of the investment objective is entrusted that the situation that investment is carried out is ended in " entrust and end " expression owing to the investment gold is not enough.
If get back to the explanation of storage part 13, then the shop is by the database of information of each investment instrument storage about the mark investment with investment DB13b.Particularly, be stored in this shop as shown in Figure 5, by " the shop investment numbering " that be used for the unique definite investment instrument of one side (corresponding with the shop investment numbering of investment DB13b) with described shop from the shop with the information among the investment DB13b, " investment instrument " of the title of expression investment instrument, " time limit is carried out in investment " in the time limit of investment entrusted in expression to the investment objective as the investment execution, " the utilization closing day " on the date that the utilization end of expression investment and investment result are clear and definite, " the investment minimum amount " of the necessary MIN amount of money of expression investment, " coefficient of conversion " that uses when the bonus amount of money of obtaining as the investment result is scaled mark, the interrelated formations of information such as " investment amounts; the bonus amount of money; return mark; situation; ROA " of the detailed content of expression investment.
At this, when " investment minimum amount " is not only and set by the investment objective, also can set from the viewpoint on the investment strategy in shop one side.In addition, " coefficient of conversion " shop one side is set for the service charge of imposing mark investment from client, but after deducting certain amount of money from the bonus amount of money, the common coefficient of conversion that uses in the time of using the discounting that the purchase commodity are.
" investment amount " expression client is with the amount of money that in each client's the investment amount of investment DB13a the investment amount of corresponding investment instrument is added up to.It should be noted that, use " investment amount " of this shop, remove " investment amount " of client, obtain " partition coefficient " of client with each client of investment DB13a with each client of investment DB13a with investment DB13b.
In addition, " the bonus amount of money " expression is as the investment result and the bonus amount of money obtained, and " return mark " expression is according to the described coefficient of conversion mark that this bonus amount of money calculates that converts.It should be noted that,, obtain " the return mark " of client with each client of investment DB13a by " partition coefficient " of client with each client of investment DB13a be multiply by with " the return mark " of investing DB13b in the shop.
In addition, " situation " is corresponding with investment DB13a " situation " with client, the present progressive situation of expression investment content." ROA " is by using " investment amount " to remove the value that described " the bonus amount of money " is obtained, representing the ROA based on investment.
If get back to the explanation of storage part 13, then WebDB13c is the database of storage to the various Web data of terminal in the shop 30, investment objective terminal 40,50 transmissions of client's terminal.Particularly, when use, the investment of the purchase of commodity, mark are accepted processings, investment change and accepted various processing such as processings, investment history reading are handled, investment is carried out and handled, processings returned in investment, store the input of each terminal transmission with picture data or notify picture data etc. (with reference to Figure 13～Figure 22).
If get back to the explanation of Fig. 2, then the control part 14 of mark service on investment device 10 has storage OS control programs such as (Operating System), the program of the various treatment steps of regulation and the internal storage of desired data, it is the handling part of carrying out various processing by them, on concept of function, shown in figure, have investment and accept handling part 14a, investment change and accept that handling part 14d is carried out in handling part 14b, investment history reading handling part 14c, investment, handling part 14e is returned in investment.It should be noted that,, the summary of the portion of these processing is described, use Fig. 6～Figure 12 later on, describe the content of detailed treatment step at this.
Wherein, investment is accepted handling part 14a and is accepted the investment content from client by terminal in the shop 30, this investment content is registered to client with among the investment DB13a, and according to this register content, upgrade the handling part of shop with investment DB13b and client DB21.
It is the indication of accepting the investment change from client by terminal in the shop 30 that handling part 14b is accepted in the investment change, the investment content of this investment change indication of reflection is registered to client with among the investment DB13a, and, upgrade the handling part of shop with investment DB13b and client DB21 according to this register content.
Investment history reading handling part 14c is according to the requirement from client by terminal 30 in the shop, exports with the investment history of the client among the investment DB13a being registered in client, thus the handling part that can read.
Investment is carried out handling part 14d and is carried out in the time limit in the investment of each investment instrument, according to being registered in the shop with the investment amount among the investment DB13b, entrusts treatment of investment portion to the investment objective terminal 40 of correspondence.
Investment is returned handling part 14e and is received that from investment objective terminal 40 the investment result is when (comprising the data to the bonus amount of money of investment), register the return mark that the bonus amount of money is scaled mark in the shop among the DB13b with investing, and, use the handling part of registering each client's return mark among the investment DB13a client in order to distribute this return mark.
[based on the various processing of shop one side system]
Below, the step by the various processing of shop shown in Figure 1 one side system execution is described.As the processing of carrying out by this shop one side system (terminal 30 in mark service on investment device 10, ordinary business practice server 20, the shop), as mentioned above, having commodity purchasing to handle (mark that comprises when buying commodity uses relevant processing), investment accepts processings, investment change and accepts that processings, investment history reading are handled, investment is carried out and handled, invest the return processing.
Wherein, investment is carried out and handled, investment is returned and handled is to carry out by the active process of mark service on investment device 10, but commodity purchasing is handled, processings accepted in investment, processings accepted in the investment change, the investment history reading is handled is between client and mark service on investment device 10 by terminal 30 in the shop, by assisting the processing execution moved.Be that client passes through terminal 30 in the shop, the commodity purchasing processing is carried out in selection, investment is accepted processing, invested and change any processing of accepting in processing, the investment history reading processing.
Therefore, below explanation by terminal in the shop 30 client and mark service on investment device 10 between after the step of all processing of carrying out, specify that commodity purchasing is handled, processings accepted in investment, processings accepted in the investment change, the investment history reading is handled, investment is carried out and handled, investment returns and respectively step of processing such as handle.
[all processing]
The step of all processing of carrying out between client by terminal in the shop 30 and the mark service on investment device 10 at first, is described.Fig. 6 is the program flow diagram of expression based on the step of all processing of shop one side system.As shown in Figure 6, in the shop, on the terminal 30, in the normal state, show the guide picture (step S601) shown in Figure 13 (a).Then, under the state that shows this guide picture, in the shop, insert member card in the terminal 30, continue whether to input the supervision (step S602) of password, when inserting member card, (step S602 during the input password, sure), with reference to client DB21, judge member authentication whether successfully (step S603).
At this, when member authentication is failed (step S603 negates), terminal 30 is not carried out the processing of all in the shop, returns member card, end process (step S607).And when the member authentication success (step S603 certainly), 30 couples of clients of terminal show the menu screen (step S604) shown in Figure 13 (b) in the shop.
Then, if menu screen is had the selection to given menu button based on client (step S605 certainly), just carry out the processing corresponding (any processing in the processing that the commodity purchasing of describing is later handled, processings accepted in investment, processing is accepted in the investment change, investment history is read) (step S606) with the menu button of selecting.Then, if these processing finish, just return member card, end process (step S607).
Through described a series of processing, client can select to carry out the commodity purchasing processing, investment is accepted processing, invested and change any processing of accepting in processing, the investment history reading processing.
[commodity purchasing processing]
Below, the step of handling based on the commodity purchasing of shop one side system is described.Fig. 7 is the program flow diagram of expression based on the step of the commodity purchasing processing of shop one side system.As shown in Figure 7, for the menu screen shown in Figure 13 (b), if the selection (step S701 certainly) of goods purchase button is arranged, then 30 couples of clients of terminal show the commodity purchasing picture (step S702) shown in Figure 14 (a) in the shop.
At this, if cash input for the commodity purchasing picture, has the selection to given commodity button (step S703 certainly) based on client, then 30 couples of clients of terminal show that the mark shown in Figure 14 (b) uses affirmation picture (step S704) in the shop.Then, confirm picture when using for mark, when client selects mark to use button (the "Yes" button shown in Figure 14 (b)) (step S705 certainly), mark service on investment device 10 uses corresponding mark to reduce and the mark increase corresponding with commodity purchasing in order to reflect with mark, upgrades client DB21 (step S706).
If specify the renewal of this client DB21, then in client DB21 shown in Figure 3, as mark change experience, registration is about using the information that corresponding mark reduces (transfer date, as " using during purchase " of change essential factor, as changing the branch number that mark deducts) with mark, and the information that registration increases about the mark corresponding with commodity purchasing (" commodity purchasing " of transfer date, conduct change essential factor, as changing the branch number that mark adds), according to these change marks, upgrade the value of " mark that has now ".
And in contrast, when being used, mark confirms picture, when the non-selected mark of client uses button (the "Yes" button shown in Figure 14 (b)) (step S705 negates), mark service on investment device 10 increases in order to reflect the mark corresponding with the purchase of commodity, upgrades client DB21 (step S709).At this moment promptly, in client DB21 shown in Figure 3, as mark change experience, only registration is about information (" commodity purchasing " of transfer date, conduct change essential factor of the mark increase corresponding with commodity purchasing, as changing the branch number that mark adds), according to this change mark, upgrade the value of " mark that has now ".
And, terminal 30 is after handling (step S706 or S709) based on the renewal of the client DB21 of ordinary business practice server 20 in the shop, receipt shown in Figure 14 (c) is launched (step S707) with change, client is shown the commodity purchasing processing end picture shown in Figure 15 (a), end process (step S708).
Through described a series of processing, client can make the mark increase and decrease that is registered among the client DB21.It should be noted that, at this, explanation shows the commodity purchasing processing end picture shown in Figure 15 (a) to client, situation during end process, but can show the commodity purchasing processing end picture shown in Figure 15 (b) to client, thereby then this commodity purchasing is handled the processing of accepting that can transfer to the mark investment.I.e. this moment, in commodity purchasing was handled end picture, by selecting the "Yes" button, client just can carry out the investment of describing later and accept processing without once again member authentication.
[processing is accepted in investment]
Below, the step of accepting processing based on the investment of shop one side system is described.Fig. 8 is that expression is accepted the program flow diagram of the step of processing based on the investment of shop one side system.As shown in Figure 8, to the menu screen shown in Figure 13 (b), if there is investment to accept the selection (step S801 certainly) of button, then the investment of mark service on investment device 10 is accepted handling part 14a and is shown that by 30 couples of clients of terminal in the shop investment shown in Figure 16 (a) accepts picture (step S802).
At this, each investment instrument that screen displayed is accepted in this investment is with investing the investment instrument that also is not registered as " wait for and entrusting " in the investment instrument of registering among the DB13b through the i.e. conduct " situation " of investment instrument in investment execution time limit in the shop.In addition, accept in each investment instrument of screen displayed,, can select concrete investee's investment instrument arbitrarily, accept from concrete investee client, that select in advance by anticipation person etc. about as toto or parimutuel ticket in this investment.This is in order to concentrate each client's capital fund, to realize common investment easily.
If return the explanation of Fig. 8, then accept picture for this investment, if client selects given investment instrument (step S803 certainly), then investment is accepted handling part 14a and is shown the investment mark input picture (step S804) shown in Figure 16 (b) by 30 couples of clients of terminal in the shop.It should be noted that, in this investment mark input picture, as shown in Figure 8, investment instrument about client's selection, not only time limit, utilization closing day, investment minimum amount, coefficient of conversion, present information such as investment amount are carried out in investment, also show information such as mark that client has now, mark coefficient of conversion, so client can consider these information, the research investment.
And, if to investment mark input picture, client imports investment mark (step S805 certainly), investment is accepted handling part 14a and just whether enough the mark of input is judged mark that client has (step S806), when deficiency (step S806 negates), in order to urge client to import the investment mark again, client is shown investment mark input picture (step S804) once again.
And ought be in contrast, to the mark of input, when the mark that client has is enough (step S806 certainly), investment accept handling part 14a accept from client, the investment content register to client with among the investment DB13a (step S807).Promptly use among the investment DB13a client shown in Figure 4, as the investment content, registration " client invests numbering, shop investment numbering, invests and accept day, investment mark, investment amount, situation (wait for and entrusting), partition coefficient " waits each information, and the value of renewal " the mark accumulative total that wait is entrusted ".It should be noted that, accept that also change is one by one upgraded registration and is somebody's turn to do " partition coefficient " according to investment from other clients.
Then, investment is accepted handling part 14a according to register content renewal shop investment DB13b and the client DB21 (step S808 and S809) of client with investment DB13a.Promptly use among the investment DB13b in shop shown in Figure 5, " investment amount " of corresponding investment instrument is updated to the amount of money that client is added up to the investment amount of registering among the investment DB13a, and in client DB21 shown in Figure 3, as mark change experience, registration is about accepting the information that corresponding mark reduces (transfer date, as " accepting investment " of change essential factor, as changing the branch number that mark deducts) with investment, according to this change mark, upgrade the value of " mark that has now ".
And, investment is accepted handling part 14a after (step S809) handled in the renewal of client DB21, show by 30 couples of clients of terminal in the shop that the investment shown in Figure 17 (a) is accepted and handle end picture (step S810), launch to have and accept the receipt of handling the same content of end picture, end process (step S811) with this investment.
Through described a series of processing, client with investment DB13a and shop with investment DB13b in registration accept from client, the investment content, the mark that registers to the client among the client DB21 is according to investing the mark minimizing.It should be noted that, at this, illustrate client is shown the investment mark input picture shown in Figure 16 (b), the situation when the input investment divides number, but for the investment mark is imported as the investment number of packages, can be to client being shown the investment mark input picture shown in Figure 17 (b).I.e. this moment, shown in Figure 17 (b), import the mark of a project of screen displayed at the investment mark.
In addition, accept in the processing in described investment, the order of investment DB13b, client DB21 is used in expression with investment DB13a, shop according to client, situation when upgrading each DB, but sequential update each DB different can be used with this order, in addition, can with sequence independence, parallel unified each DB that upgrades.
[processing is accepted in the investment change]
Below, the step of accepting processing based on the investment change of shop one side system is described.Fig. 9 is that expression is accepted the program flow diagram of the step of processing based on the investment change of shop one side system.As shown in Figure 9, for the menu screen shown in Figure 13 (b), if there is investment change to accept the selection of button (step S901 certainly), the investment change of mark service on investment device 10 is accepted handling part 14b and is just shown that by 30 couples of clients of terminal in the shop change kind shown in Figure 18 (a) accepts picture (step S902).It should be noted that, accepting each investment instrument that shows on the picture in this change kind is that client is not conduct " situation " information through investing the investment instrument of carrying out the time limit also with investing in the investment instrument of registering among the DB13a, is registered as the investment instrument of " waiting for trust ".
Then, if this change kind is accepted picture, client selects given investment instrument button (step S903 certainly), and the investment change is accepted handling part 14a and just shown that by 30 couples of clients of terminal in the shop changed content shown in Figure 18 (b) accepts picture (step S904).It should be noted that, accept in the picture at this changed content, shown in Figure 18 (b), about managing selectable investment instrument, not only time limit, utilization closing day, investment minimum amount, coefficient of conversion, present information such as investment amount are carried out in investment, also show mark that client has now, mark coefficient of conversion, present information such as investment amount, so client can consider these information, research investment again.Whether oneself the investment that particularly can accept set situation of all investment gold in the shop that comprises other clients etc. in research as the reference this point is to be effective in the effective investment.
If get back to the explanation of Fig. 9, if then this changed content is accepted picture, client imports changed content (investment mark after changing) (step S905 certainly), then the investment change accept handling part 14b accept from client, changed content be reflected to client with among the investment DB13a (step S906).Promptly use among the investment DB13a client shown in Figure 4, related with corresponding " client invests numbering and shop investment numbering " of having registered as the investment content, upgrade " day, investment mark, investment amount, partition coefficient are accepted in investment " according to changed content and wait each information, and upgrade the value of " waiting for that the mark of entrusting adds up ".
Then, the investment change is accepted handling part 14b and is used the renewal of investment DB13a to handle according to client, upgrades the shop with investing DB13b and client DB21 (step S907 and S908).Promptly use among the investment DB13b in the shop shown in the figure, " investment amount " of corresponding investment instrument is updated to the amount of money of reflection client with the investment amount after changing of renewal registration among the investment DB13a, and in client DB21 shown in Figure 3, (mark is changed in " investment is changed ", the conduct of transfer date, conduct change essential factor about changing the information of accepting corresponding mark and increasing and decreasing with investment in registration, the difference of the branch number of having invested and the branch number of investment after changing), according to this change mark, upgrade the value of " mark that has now ".
Then, the investment change is accepted handling part 14b after (step S908) handled in the renewal of client DB21, by terminal in the shop 30, client is shown that investment shown in Figure 19 change is accepted handle end picture (step S909), launch to have and accept the receipt of handling the same content of end picture, end process (step S910) with this investment change.
Through described a series of processing, register after changing the investment content of from client arguing with investment DB13a and shop in investment DB13b client, the mark that is registered in the client among the client DB21 also after changing investment content increases and decreases.It should be noted that,, the situation when input investment after changing divides number is described, but accept processing equally, can import investment mark after changing as number of packages with described investment at this.At this, expression is used investment DB13a, the shop order of investment DB13b, client DB21, the situation when upgrading each DB according to client, handle equally but can accept, use each DB of the sequential update different, in addition with this order with described investment, can with sequence independence, parallel unified each DB that upgrades.
[the investment history reading is handled]
Below, the step of handling based on the investment history reading of shop one side system is described.Figure 10 is the program flow diagram of expression based on the step of the investment history reading processing of shop one side system.As shown in figure 10, to the menu screen shown in Figure 13 (b), if the selection (step S1001 certainly) of investment history reading button is arranged, the investment history reading handling part 14c of mark service on investment device 10 just shows investment history reading picture (step S1002) shown in Figure 20 by 30 couples of clients of terminal in the shop, launch the receipt that has with the same content of this investment history reading picture, end process (step S1003).
It should be noted that, in this investment history reading picture, as shown in figure 20, according to each investment instrument of returning to client, " the investment mark " and " return mark " that shows client, and show the information of the point that the information that is registered in client equally and adds up with " investment mark accumulative total, return mark accumulative total in mark accumulative total, the utilization, wait for mark accumulative total, the mark coefficient of conversion of entrusting " among the investment DB13a etc., " the investment mark of last week, the return mark of last week " etc. are nearest.Therefore, in client,, can analyze investment military success in the past by with reference to this investment history reading picture.
[investment is carried out and is handled]
Below, illustrate based on the investment of shop one side system and carry out the step of handling.Figure 11 is the step of handling is carried out in expression based on the investment of shop one side system a program flow diagram.As shown in figure 11, the investment of mark service on investment device 10 carry out handling part 14d in the shop with investing in each investment instrument of registering among the DB13b, about as " condition information ", register the investment instrument of " wait for and entrusting ", continue to judge whether the time limit (step S1101) is carried out in the process investment.
And, when producing the investment instrument of investment execution time limit process (step S1101 certainly), about this investment instrument, judge whether present investment amount is investment minimum amount above (step S1102), when being investment minimum amount when above (step S1102 certainly), shown in step S1103～S1106, carry out processing about the investment execution, but when not being that the investment minimum amount is when above (step S1102 is negative), shown in step S1107～S1110, carry out carrying out the processing of ending about investment.
Promptly be investment minimum amount when above (step S1102 certainly) when present investment amount, investment is carried out 14d pair of investment objective terminal corresponding with investment instrument of handling part 40 and is sent investment and entrust data (comprising the information of determining investment instrument and the data of representing the information of investment amount) (step S1103).
Then, investment is carried out handling part 14d and is used among the investment DB13b in shop shown in Figure 5, and " situation " information of corresponding investment instrument is updated to " the utilization " (step S1104) from " wait for and entrusting ".In addition, investment is carried out handling part 14d and is used among the investment DB13a client shown in Figure 4, " situation " information of the investment instrument of each client's correspondence is updated to " the utilization " from " wait for and entrusting ", and upgrades the value (step S1105) of " the mark accumulative total in the utilization " and " waiting for the mark accumulative total of entrusting ".Then, investment is carried out handling part 14d and client's terminal 50 of the client that carries out this investment and accept is sent the investment shown in Figure 21 (a) is carried out end notification, end process (step S1106).
In contrast, when present throwing is not that the investment minimum amount is when above (step S1102 negates) at the amount of money, investment is carried out handling part 14d and is used among the investment DB13b in shop shown in Figure 5, and " situation " information of corresponding investment instrument is updated to " trust is ended " (step S1107) from " wait for and entrusting ".In addition, investment is carried out handling part 14d and is used among the investment DB13a client shown in Figure 4, " situation " information of the investment instrument of each client's correspondence is updated to " entrust and end " from " wait for and entrusting ", and upgrades the value (step S1108) of " waiting for the mark accumulative total of entrusting ".
Investment is carried out handling part 14d in client DB21 shown in Figure 3, as the mark change experience of carrying out the client that this investment accepts, registration is upgraded the value (step S1109) of " mark that has now " about carrying out the information (" returning " of transfer date, conduct change essential factor, the branch number that adds as the change mark) of ending corresponding mark and increasing with investment according to this change mark.Then, investment is carried out handling part 14d and is sent the investment shown in Figure 21 (b) for client's terminal 50 of carrying out the client that this investment accepts and carry out suspension notice, end process (step S1110).
Through described a series of processing, about carry out the investment instrument of investment amount abundance in the time limit in investment, the investment objective for correspondence, entrust as investment, carry out investment, and about carry out the investment instrument of investment amount deficiency in the time limit in investment, for the investment objective of correspondence, the trust of not investing, return accept from client, the investment mark.
It should be noted that, carry out in the processing in described investment, the order of investment DB13a, client DB21 is used in expression with investment DB13b, client according to the shop, situation when upgrading each DB, but can use sequential update each DB different with this order, in addition, can with sequence independence, parallel unified each DB that upgrades.
[investment is returned and is handled]
Below, illustrate based on the investment of shop one side system and return the step of handling.Figure 11 is the step of handling is returned in expression based on the investment of shop one side system a program flow diagram.As shown in figure 11, if the investment of mark service on investment device 10 is returned handling part 14e and is received investment result data (comprising the information of determining investment instrument and the data of representing the information of the bonus amount of money) (step S1201) from given investment objective terminal 40, just, this bonus amount of money is scaled return mark (step S1202) with reference to " coefficient of conversion " of shop with the investment instrument of the correspondence of registering among the investment DB13b.
Then, investment is returned handling part 14e and is used " investment amount " of shop with the investment instrument of the correspondence of registering among the investment DB13b, calculate ROA (step S1203) from the described bonus amount of money, use " partition coefficient " of client, calculate each client's return mark (step S1204) with the investment instrument of the correspondence of registering among the investment DB13a.
Then, investment is returned handling part 14e and is used among the investment DB13b in shop shown in Figure 5, " condition information " of corresponding investment instrument is updated to " return finishes " from " the utilization ", and registration respectively " the bonus amount of money, return mark, ROA " (step S1205).In addition, investment is returned handling part 14e and is used among the investment DB13a client shown in Figure 4, " condition information " of the investment instrument of each client's correspondence is updated to " return finishes " from " the utilization ", and the value (step S1206) of " returning the mark accumulative total in mark accumulative total and the utilization " is upgraded in registration " return mark ".
Investment is returned handling part 14e in client DB21 shown in Figure 3, mark change experience as the client who returns the investment result, the information that the mark that registration causes about the return of investing the result increases (" return and invest " of transfer date, conduct change essential factor, the branch number that adds as the change mark), according to this change mark, upgrade the value (step S1207) of " mark that has now ".Then, the notice of handling part 14d for client's terminal 50 transmissions of the client who returns investment result return investment shown in Figure 22, end process (step S1208) are returned in investment.
Through described a series of processing, the client's who registers among the client DB21 mark increases according to the result of mark investment.It should be noted that, return in the processing in described investment, expression is according to the order of the calculating of the calculating of the conversion of returning mark, ROA, each client's return mark, situation when obtaining each numerical value, but can obtain each numerical value with the order different with this order, in addition, unified each numerical value of obtaining that can walk abreast.This example, expression is used the order of investing DB13a, client DB21, the situation when upgrading each DB according to the shop with investment DB13b, client, handle equally but can carry out, use each DB of the sequential update different, in addition with this order with described investment, can with sequence independence, parallel unified each DB that upgrades.
As mentioned above, in present embodiment 1, the amount of money that mark service on investment device 10 obtains converting according to the branch number by the client of the client DB21 management of ordinary business practice server 20 is as the investment gold, investment objective terminal 40 is carried out given investment (purchase of time deposit, draft, the purchase of stock, lottery ticket purchase, the purchase of soccer lottery (toto), the purchase of parimutuel ticket etc.) by reproducing transaction, the amount of money of obtaining as the investment result who carries out is scaled the branch number, returns to client.Therefore, client can own fund and enjoy on one side and invest, on one side as the result who invests, the mark increase and decrease that solid client is had, so the mark that client is had becomes the interested object of client, what can promote client comes the shop desire, can fully contribute to the attraction based on the client of mark service.
(embodiment 2)
But, can realize the mark service on investment device 10 of explanation among the described embodiment 1 by carrying out pre-prepd program with the computer system of PC or workstation etc.Therefore, in present embodiment 2, illustrate carry out have with described embodiment 1 in the computer system of mark investment program (corresponding) of mark service on investment device 10 said functions of explanation with " mark handling procedure " described in claims.
Figure 23 is the system construction drawing of structure of the computer system of expression present embodiment 2, and Figure 24 is the block diagram of the structure of the main part in this computer system of expression.As shown in figure 23, the computer system 100 of present embodiment 2 comprises: main part 101, according to from the indication of main part 101 the display 102 of information such as displayed image on the display frame 102a, be used for to the various information of this computer system 100 inputs keyboard 103, be used to specify the mouse 104 of the optional position on the display frame 102a of display 102.
In addition, the main part 101 of this computer system 100 comprises as shown in figure 24: CPU121, RAM122, ROM123, hard disk drive (HDD) 124, put into CD-ROM109 CD-ROM drive 125, put into floppy disk (FD) 108 FD driver 126, connect display 102, keyboard 103 and mouse 104 I/O interface 127, be connected on LAN (Local Area Network) or the wide area network (LAN/WAN) 106 LAN interface 128.
On computer system 100, connect and be used for the modulator-demodular unit 105 that is connected with public line 107 such as the Internet, and pass through LAN interface 128 and LAN/WAN106, be connected with other computer system (PC) 111, server 112 and printer 113.
And this computer system 100 is by the mark investment program of playback record in given recording medium, and execution, realizes mark service on investment device 10.
Given recording medium also comprises except " movably physical mediums " such as floppy disk (FD) 108, CD-ROM109, MO dish, DVD dish, photomagneto disk, IC-cards: the hard disk drive that has inside and outside the computer system 100 (HDD) 124, RAM122, ROM123 etc. " fixing physical medium "; Resemble any recording medium of the password loading routine that the records such as " communication mediums " of short-term maintenance program can be read by computer system 100 when the transmission of program such as the public line 107 that connects by modulator-demodular unit 105, the LAN/WAN106 that connects other computer system 111 and server 112.
Be that the password loading routine is recorded in described " movably physical medium ", in the recording mediums such as " fixing physical medium ", " communication medium ", can read by computing machine, computer system 100 reads the password loading routine from such recording medium, carry out, realize cipher input (cipher-code input method).It should be noted that the password loading routine is not limited to be carried out by computer system 100, when carrying out marks investment programs, association is moving for their when carrying out mark investment program, can use the present invention too by other computer system 111 and server 112.
(other embodiment)
So, the embodiment of the invention is described before this, but the present invention except the above embodiments, claims in the technological thought scope of book, can implement with various embodiment.
For example in the present embodiment, illustrate by between terminal 30 in the shop and the client, invest and accept processing, the situation when processing, investment history reading processing are accepted in the investment change, but the present invention is not limited thereto, between client's terminal 50 and client, carry out when these are handled and also can use equally.Like this, terminal 30 in the shop not only, it is effective also carrying out these desires of handling for the mark investment that promotes client from client's terminal 50.
In addition, in the present embodiment, handling and invest return as the investment execution handles, situation when explanation sends investment execution end notification or investment return notice to client's terminal 50, but the present invention is not limited thereto, can these notices not sent to client's terminal 50, output in the terminal 30 in the shop, thereby can read the time too.The result who like this, only in the shop, knows investment in the terminal 30 promote client to come on the desire of shop be effective.
In addition, in the present embodiment, as shop one side system, system with terminal 30 in mark service on investment device 10, ordinary business practice server 20 and the shop is described, but the present invention is not limited thereto, by terminal 30 is connected on the mark service on investment device 10 by network 1 in ordinary business practice server 20 in a plurality of shops and the shop being separately positioned on, during the mark investment of the client in handling a plurality of shops, also can use equally.It should be noted that can according to competition principle promote mark between shop invest by investing in each shop this moment.
In addition, in the present embodiment, the situation when adding mark service on investment device 10 on ordinary business practice server 20 is described, but the present invention is not limited thereto, by both servers of unification, when constructing server, can use too with both functions.
In addition, during each of explanation handled in the present embodiment, all or part of that is illustrated as the processing carried out automatically also can manually carry out, and all or part of that perhaps is illustrated as the processing manually carried out also can carry out automatically with disclosed method.In addition, about in the described document or the treatment step of representing in the accompanying drawing, controlled step, concrete title, comprise the information of various data or parameter,, can change arbitrarily except the situation of special record.Equally, about the content of various inputs, also can change arbitrarily with picture.
In addition, each inscape of illustrated each device is on the concept of function, might not resemble physically to constitute the diagram.Promptly the dispersion of each device and unified concrete form are not limited to diagram, can be according to various loads or behaviour in service etc., with unit arbitrarily in function or physically disperse and unify formation its all or part of.All or part of of each processing capacity of carrying out in each device can and be analyzed the program of carrying out with this CPU and realize by CPU, perhaps can realize as the hardware based on hard wired logic.
(effect of the present invention)
As mentioned above, according to the present invention, client need not oneself fund, enjoy investment, mark increase and decrease that client had on one side.Therefore, the mark that client is had becomes the interested object of client, and what can promote client comes the shop desire, can fully contribute to the attraction based on the client of mark service.
In addition, according to the present invention, can be each client's that converts respectively branch number, the Amount in Total of total is invested jointly as capital.Therefore, even the investment of the investment gold of the great number that need can't invest with each client's mark also can be carried out the common investment based on a plurality of clients, can promote that client's comes the shop desire.
In addition, according to the present invention, can carry out the investment project of wishing and invest the varied investment that divides number based on client.Therefore, it is attractive that mark investment is become each client, can promote that client's comes the shop desire.
In addition, according to the present invention, can be to investment project, each client's that converts respectively branch number, the Amount in Total of total is invested jointly as capital.Therefore, even the investment of the investment gold of the great number that need can't invest with each client's mark also can be carried out the common investment based on a plurality of clients, can promote that client's comes the shop desire.
In addition, according to the present invention, about the information of each client's investment with about the information of the investment of each investment project, can carry out the execution of so-called common investment reliably and based on the result's of common investment return by management.Therefore, client can feel at ease to enjoy investment, can fully contribute to the attraction based on the client of mark service.
In addition, according to the present invention, before investing, whether the investment that client's research is accepted is effective investment, can effectively invest.Therefore, client is according to result of study, can freely increase and decrease to invest a minute number, can promote that client's comes the shop desire.
In addition, according to the present invention, client can freely increase and decrease and invest a minute number the set situation that comprises all investment gold in other clients' shop etc. as a reference.Therefore, can promote that client's comes the shop desire.
In addition, according to the present invention, shop one side can be imposed the service charge that mark is invested to each client by set the different coefficient of conversion of common coefficient of conversion that uses in the discounting when buying commodity for each client.Therefore, utilize the accumulative total of frequency and investment mark etc. by the shop of considering client, set coefficient of conversion, what can promote client comes the shop desire, or promotes client's mark investment desire.
In addition, according to the present invention, client need not oneself fund, just can enjoy the purchase of deposit, draft, the purchase of stock, the purchase of parimutuel ticket, the investments such as purchase of lottery ticket.Therefore, the mark that client is had becomes the interested object of client, and what promote client comes the shop desire, can fully contribute to the attraction based on the client of mark service.
In addition,,, can select concrete investee's investment instrument arbitrarily, can accept from concrete investee client, that select in advance by anticipation person about as toto or parimutuel ticket according to the present invention.Therefore, can concentrate the investment gold that uses each client, easily carry out common investment.
The possibility of utilizing on the industry
In sum, mark treating apparatus of the present invention, mark disposal route and mark handling procedure are well-suited for the shop of implementing so-called mark service, and the information instrument with client's mark of client is given in management as preferential treatment.

Claims (18)

1. mark treating apparatus carries out and gives the processing relevant with client's mark of client as preferential treatment, it is characterized in that: comprising:
Branch number according to described client is converted the amount of money that obtains as investment gold, the investment execution unit that carries out given investment; With
The amount of money of obtaining as the result of the investment of being carried out by described investment execution unit is scaled described minute number, returns to described client's investment returning device.
2. mark treating apparatus according to claim 1 is characterized in that:
The Amount in Total that described investment execution unit adds up to a plurality of clients' that convert respectively branch number is carried out described given investment as the investment gold;
Described investment returning device is scaled described minute number to the amount of money that conduct is obtained by the result of the investment of described investment execution unit execution, distributes respectively and returns to described a plurality of client.
3. mark treating apparatus according to claim 1 is characterized in that: also comprise:
Accept from described client, expression wishes that the investment of the branch number of investment divides the investment of the investment project of the project that number and expression wish investment to accept parts;
Described investment execution unit is accepting investment from described client and divide the amount of money that number converts as the investment gold according to accepting parts by described investment, carries out and accepts parts by described investment and accept from the corresponding investment of described client's investment project.
4. mark treating apparatus according to claim 3 is characterized in that:
Described investment accept parts the time limit of carrying out the investment corresponding with each investment project promptly carry out the time limit through before, accept described minute number and investment project from described client;
Described investment execution unit is accepted parts by each investment project by described investment, and before the process of carrying out the time limit, the investment of accepting from a plurality of clients that converts respectively divides number, and the Amount in Total that adds up to as the investment gold, is carried out described given investment;
Described investment returning device is by each investment project, being scaled described minute number as the amount of money of being obtained by the result of the investment of described investment execution unit execution, distributes respectively and returns to described a plurality of client.
5. mark treating apparatus according to claim 4 is characterized in that: also comprise:
By described each client, divide number and investment project related with the investment of accepting from each client, the return of returning to client's branch number about this investment project storage representation divides the first investing tip memory unit of number;
By described each investment project, be associated with the investment of accepting from a plurality of clients being divided the number Amount in Total that adds up to that converts respectively, and storage representation is returned the second investing tip memory unit of branch number from the convert total of the summation score volume that obtains of the amount of money of obtaining as the investment result.
6. according to claim 3,4 or 5 described mark treating apparatus, it is characterized in that:
Also comprise: accept and accept the investment that parts accept from described client's change by described investment and divide the investment change of the change indication of number and/or investment project to accept parts;
The reflection of described investment execution unit is accepted parts by described investment change and is accepted to indicate from described client's change and invest.
7. mark treating apparatus according to claim 6 is characterized in that:
Described investment change is accepted parts when accepting described change indication, according to requirement, dividing number and investment project with to described client's output it can being read by the Amount in Total of the described second investing tip storage component stores by the investment of the described first investing tip storage component stores from described client.
8. mark treating apparatus according to claim 3 is characterized in that:
Described investment execution unit is different coefficient of conversions according to pressing each client, from each client's the branch number conversion amount of money.
9. mark treating apparatus according to claim 3 is characterized in that:
Described investment is accepted parts and is accepted the purchase of the purchase of the purchase of the purchase of deposit from described client, draft, stock, parimutuel ticket and/or lottery ticket as described investment project.
10. mark treating apparatus according to claim 9 is characterized in that:
About selecting concrete investee's investment project in the described investment project arbitrarily, described investment is accepted parts and is accepted the concrete investee who selects in advance from described client.
11. a mark disposal route is carried out and is given the processing relevant with client's mark of client as preferential treatment, it is characterized in that: comprising:
The investment execution in step that the amount of money that obtains carries out given investment as the investment gold that converts of the branch number according to described client; With
The amount of money of obtaining as the investment result who is undertaken by described investment execution in step is scaled described minute number, returns to described client's investment and return step.
12. mark disposal route according to claim 11 is characterized in that:
Described investment execution in step is a plurality of clients' that convert respectively branch number, and the Amount in Total of total is carried out described given investment as the investment gold;
Described investment is returned step the amount of money of obtaining as the investment result who is carried out by the investment execution unit is scaled described minute number, distributes respectively and returns to described a plurality of client.
13. mark disposal route according to claim 11 is characterized in that:
Also comprise: accept from described client, expression wishes that the investment of the branch number of investment divides the investment of the investment project of the project that number and expression wish investment to accept step;
Described investment execution in step is accepting the amount of money that investment from described client divides number to convert to obtain as the investment gold according to accept step by described investment, carries out and accepts step by described investment and accept from the corresponding investment of described client's investment project.
14. mark disposal route according to claim 13 is characterized in that:
Described investment accept step the time limit of carrying out the investment corresponding with each investment project promptly carry out the time limit through before, accept described minute number and investment project from described client;
Described investment execution in step is by each investment project, accept step by described investment, the described execution time limit through before, the Amount in Total that the investment of accepting from a plurality of clients is divided number to convert respectively to add up to is as investing the golden described given investment of carrying out;
Described investment is returned step by each investment project, and the amount of money of obtaining as the investment result who is undertaken by described investment execution in step is scaled described minute number, distributes respectively and returns to described a plurality of client.
15. a mark handling procedure carries out computing machine and gives the processing relevant with client's mark of client as preferential treatment, it is characterized in that: comprising:
Branch number according to client is converted the amount of money that obtains as investment gold, the investment execution in step of carrying out given investment;
The amount of money of obtaining as the investment result who is undertaken by described investment execution in step is scaled described minute number to be returned to described client's investment and returns step.
16. mark handling procedure according to claim 15 is characterized in that:
The Amount in Total that described investment execution in step adds up to a plurality of clients' that convert respectively branch number is carried out described given investment as the investment gold;
Described investment is returned step the amount of money that conduct is obtained by the result of the investment of described investment execution unit execution is scaled described minute number, distributes respectively and returns to described a plurality of client.
17. mark handling procedure according to claim 15 is characterized in that:
Computing machine is carried out accept from described client, expression wishes that the investment of the branch number of investment divides the investment of the investment project of the project that number and expression wish investment to accept step;
Described investment execution in step is accepted the amount of money that investment from described client divides number to convert to obtain as the investment gold accept step by described investment, carries out and accepts step by described investment and accept from the corresponding investment of described client's investment project.
18. mark handling procedure according to claim 17 is characterized in that:
Described investment accept step the time limit of carrying out the investment corresponding with each investment project promptly carry out the time limit through before, accept described minute number and investment project from described client;
Described investment execution in step is by each investment project, accept step by described investment, the described execution time limit through before, the Amount in Total that the investment of accepting from a plurality of clients is divided number to convert respectively to add up to is as investing the golden described given investment of carrying out;
Described investment is returned step by each investment project, and the amount of money of obtaining as the investment result who is undertaken by described investment execution in step is scaled described minute number, distributes respectively and returns to described a plurality of client.
CN02828794.0A 2002-06-28 2002-06-28 Point processing device and point processing method and program for instructing computer to execute the method Pending CN1625745A (en)

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