CN1481540A - 获得电子单据的方法及装置 - Google Patents
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Abstract
一种一方面借助于带有存储器(3)和电子支付装置功能(4)的一芯片卡(2),另一方面借助于所述单据的销售终端(6)来获得电子单据的方法,所述方法的特征在于它包括:(a)在所述存储器(3)中预存入未生效状态下的一单据,所述单据可通过证实其有效而被获得,及独立于钱包功能(4)的单据获得功能(7),(b)使销售终端(6)和相互独立的卡(2)的获得(7)及钱包(4)功能通信,(c)单据获得命令被通过终端(6)传输给获得功能(7),(d)对卡(2)中待生效单据的存在进行检验及证实,(e)对钱包(4)中是否有用于获得单据的金额进行检验及证实,(f)如果两个步骤(d)和(e)都被确认了,则同时向各功能(4,7)发送一总同意信号,以便同时一方面使单据作为获得的单据有效,另一方面从钱包(4)中支付购买金额。
Description
技术领域
本发明涉及一方面借助于带有存储器和电子支付装置功能的一芯片卡,另一方面借助于所述单据的销售终端来获得电子单据的方法。电子支付装置的功能可为电子钱包或尤其为借记卡/信用卡型。
背景技术
芯片卡越来越多地应用于日常生活中。因此,同一个人可拥有多张这种卡。为避免这种持有、管理和使用多张卡带来的不便,因此可把这些卡结合起来,使其能具备多种功能。一种典型的情况就是芯片卡都有电子钱包功能和至少可获得一张或多张电子单据如通用车票、停车票或演出票的功能。
当同一张卡在执行支付和获得两功能时,所述功能必须已被载入卡中,以使它们彼此完全独立,因而不会有相互影响、干扰的可能。但特别地,必须绝对保证:例如从电子钱包中支付出的钱对应于获得的单据,反之亦然。如果在获得操作过程中出现功能故障,就会出现电子钱包里的钱已划走,但单据却未在卡中可靠、有效地产生和/或储存,或相反地,单据已产生/生效,而钱尚未被划走。
发明内容
本发明的目的在于通过提出一种绝对可靠的方法来补救这种缺陷,即如果钱被划走,单据即可获得,并且反之亦然。
为此,根据本发明的方法包括在所述存储器中预存入未生效状态下的单据,所述单据可通过证实其有效性而被获得,及独立于钱包功能的单据获得功能。若想购得所述单据时,须使终端和独立的卡的获得、电子支付装置功能通信。用户发送单据获得命令,所述命令通过终端传输给获得功能。先对卡中待生效单据的存在进行检验及证实,再对钱包中是否有获得单据的钱数进行检验及证实。如果两个验证阶段都通过了,最后同时向各功能发出一总同意信号,以便同时一方面使单据作为所购单据有效,另一方面从钱包中支付购买金额。
在本发明中,“获得”的意思还必须指获得单据具有通常直接或间接购买到的某些权利,如预付款式预订服务。
根据一实施例,本发明的方法包括通过与终端通信,在对所述单据或其复印件的存在进行检验及证实通过步骤后,更新所述单据或其复印件,再更新临时存储的所述单据或其复印件。为了使更新的所述单据或其复印件有效,一接收到总同意命令就在获得功能的预约位置记录已更新的单据或其复印件,同时在钱包功能的预约位置上记录已支付款项。
本发明的目的还在于提出一种电子单据的获得装置,所述装置包括一有存储器及电子钱包功能的芯片卡,和所述单据的销售终端。
在根据本发明的装置中,芯片卡还包括独立于钱包功能的获得功能,和在其中存储未生效状态下单据的一存储器。所述销售终端包括和所述卡通信的通信装置,所述通信装置可把单据获得命令传送给所述卡。所述装置还包括一对卡中待生效单据的存在进行检验及证实的装置,所述装置可产生第一同意信号,及一对钱包中是否有获得所述单据的足够金额进行检验及证实的装置,所述装置可产生第二同意信号。另外,它还装配有一第一、二同意信号的组合装置,它被配置和连接以便同时向钱包功能发送支付单据获得款的总同意信号,向获得功能发送相同的已购单据生效的总同意信号。
本发明的其它细节和特征将在后面所附的权利要求及参照附图所作的描述中体现出来,所述附图示出了所述存储器,并以非限制性实例方式描述了根据本发明的方法及装置的特别实施方式。
附图说明
所述唯一附图简略地示出了一根据本发明的实施上述两独立功能的装置。
具体实施方式
用于获得一电子单据的根据本发明的装置1,包括各种已知部件如带有存储器3及电子钱包功能4的芯片卡2及所述单据的一销售终端6。
根据本发明,芯片卡2还装配有至少独立于钱包功能4的获得功能7和另一存储器8,所述存储器可存储未生效状态下的待获得单据。终端6包括在它一侧的与所述卡2通信的已知通信装置9,所述通信装置可使个人能向所述卡传输一单据获得命令及支付命令。
根据本发明的装置1还包括多种装置,其中,下述装置已为本领域技术人员已知,且它们之间功能上相互关联。装置10可对卡2中待生效单据的存在进行检验及证实,如果卡2在这方面合乎规定,所述装置可产生第一同意信号。装置11可对钱包4中是否有为获得所述单据的足够金钱进行检验及证实,如果卡2在这一方面合乎规定,所述装置可产生第二同意信号。装置12可组合第一、二同意信号,并在接收到两个信号后同时向钱包功能4发送出一支付单据获得金额的总同意信号,向获得功能7发出相同的已购单据生效的总同意信号。
装置1还可包括和单据检验装置10相连的装置15、存储器16及预约的位置或存储器17,所述装置15可在接收到第一同意信号后更新存储在存储器8中的单据或其复印件,所述存储器16用于临时存储该单据或其复印件,所述预约的位置或存储器17用于存储所述单据或其复印件,并且只有接收到总同意信号确定其有效后才更新所述单据或其复印件。
通过上述装置1实施的根据本发明的方法一般包括以下阶段。
准备卡2时,预先在卡中存储器8内存储一未生效状态下的单据如一车票,所述票可通过证实其有效而获得,及获得所述单据功能7,所述功能独立于钱包功能4。
为获得所述票,卡2的持有者以已知方式使相应的销售终端6与独立的卡2的获得功能7、钱包功能4通信。
持有者通过终端向获得功能7发出获得单据命令。
装置1分别通过装置10和11,对卡2中的待生效单据的存在进行检验及证实,对钱包4中是否有足够金额获得所述单据进行检验及证实。
如果两次检验都通过了,随后产生的两同意信号可通过组合装置12产生一总同意信号同时传送给各功能4和7,以便同时一方面使单据作为所购单据有效,另一方面从钱包4中支付购买金额。
在根据本发明的一实施例中,当卡2和终端6通信时,所述单据的存在确定检验及证实使所述单据或其复印件可被更新,同时更新例如临时存储在存储器16中的单据或其复印件。
为了使更新的所述单据或其复印件生效,装置1可一接收到总同意信号就在获得功能7的预约位置17记录所述已更新的单据或其复印件,同时在钱包功能4的预约位置将金额记入借方。
必须明白,本发明完全不局限于所述实施例中,可对所述实施例进行修改,但并不会超出本发明的权利要求范围。
因此,根据本发明的方法还可包括在终端6里记录下所述购买金额的支付证据。
卡2中所必需的各种存储器可以只是唯一一个存储器3,它可根据需要划分为彼此独立或相互联系的各部分存储器。
上述部件及装置在卡2和终端6里的分配,可和实施例中所提出的不同,但不会超出权利要求的范围。
同一卡2中可装备若干彼此独立的获得功能,所述功能可通过一个终端6来启动,或用不同终端分别启动各功能的方式来运行。
附图图注1 根据本发明的装置2 芯片卡3 2的存储器4 电子钱包(功能)6 销售终端7 获得功能8 其它存储器9 通信装置10 单据存在检验装置11 金额存在检验装置12 两信号组合装置15 更新装置16 临时存储装置17 已生效单据存储器或位置
Claims (5)
1.一种一方面借助于带有存储器(3)和电子支付装置功能(4)的一芯片卡(2),另一方面借助于所述单据的销售终端(6)来获得电子单据的方法,所述方法的特征在于它包括:
(a)在所述存储器(3)中预存储未生效状态下的一单据,所述单据可通过证实其有效而被获得,及独立于钱包功能(4)的单据获得功能(7),
(b)使销售终端(6)和相互独立的卡(2)的获得(7)及钱包(4)功能通信,
(c)单据获得命令被通过终端(6)传输给获得功能(7),
(d)对卡(2)中待生效单据的存在进行检验及证实,
(e)对钱包(4)中是否有用于获得单据的金额进行检验及证实,
(f)如果两个步骤(d)和(e)都被确认了,则同时向各功能(4,7)发送一总同意信号,以便同时一方面使单据作为获得的单据有效,另一方面从钱包(4)中支付购买金额。
2.根据权利要求1所述的方法,其特征在于它包括:
——通过与终端(6)通信,在对所述单据的存在进行检验及证实通过步骤(d)后,更新所述单据或其复印件,
——更新临时存储(16)的所述单据或其复印件,
——为了使更新的所述单据有效,一接收到总同意信号就在获得功能(6)的预约位置(17)记录已更新的所述单据或其复印件,同时在钱包功能(4)的预约位置将已支付金额记入借方。
3.根据权利要求1或2其中之一所述的方法,其特征在于,它还可在终端记录下所述购买金额的一支付证据。
4.一种电子单据的获得装置,它包括:
——带有存储器(3)和电子支付装置功能(4)的一芯片卡(2)及
——所述单据的一销售终端(6),
其特征在于
——芯片卡(2)还包括独立于钱包功能(4)的一获得功能(7),和在其中存储未生效状态下单据的一存储器(3,8),
——终端包括和所述卡(2)通信的通信装置(9),所述通信装置用于将单据获得命令传送给所述卡(2),
——所述装置(1)包括:
——对卡(2)中待生效单据的存在进行检验及证实的一装置(10),以产生第一同意信号,
——对钱包(4)中是否有获得所述单据的足够金额进行检验及证实的装置(11),以产生第二同意信号,及
——第一、二同意信号的一组合装置(12),它被配置和连接为用于同时
——向钱包功能(4)发送一支付获得单据金额的总同意信号,
——向获得功能(7)发送一已购单据生效的总同意信号。
5.根据权利要求4所述的装置,其特征在于它包括,
——和单据检验装置(10)相连的一更新装置(15),所述装置可在一接收到第一同意信号后就更新单据或所述单据的复印件,
——存储器(16),用于临时存储更新单据或其复印件,和
——预约位置(17),所述位置用于更新的所述单据在接收到的总同意信号使其生效后的存储。
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Application Number | Priority Date | Filing Date | Title |
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EP00870310A EP1220170B1 (fr) | 2000-12-20 | 2000-12-20 | Procédé et dispositif d'acquisition d'un document électronique |
EP00870310.0 | 2000-12-20 |
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Publication Number | Publication Date |
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CN1481540A true CN1481540A (zh) | 2004-03-10 |
CN1232934C CN1232934C (zh) | 2005-12-21 |
Family
ID=8175881
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CNB01821049XA Expired - Lifetime CN1232934C (zh) | 2000-12-20 | 2001-12-17 | 获得电子单据的方法及装置 |
Country Status (10)
Country | Link |
---|---|
US (1) | US6889895B2 (zh) |
EP (1) | EP1220170B1 (zh) |
JP (1) | JP4647186B2 (zh) |
KR (1) | KR100804294B1 (zh) |
CN (1) | CN1232934C (zh) |
AT (1) | ATE311001T1 (zh) |
AU (1) | AU2002224672A1 (zh) |
DE (1) | DE60024292T2 (zh) |
ES (1) | ES2253200T3 (zh) |
WO (1) | WO2002050785A1 (zh) |
Family Cites Families (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
FR2642202B1 (fr) * | 1989-01-25 | 1994-02-18 | Urba 2000 | Systeme de paiement electronique de transports et de services publics par cartes a microcircuit |
FR2706056B1 (fr) * | 1993-06-04 | 1995-08-11 | Decaux Jean Claude | Installation de paiement pour réseau de transport. |
JP3614480B2 (ja) * | 1994-11-18 | 2005-01-26 | 株式会社日立製作所 | 電子チケット販売・払戻システム及びその販売・払戻方法 |
JPH0944576A (ja) * | 1995-08-02 | 1997-02-14 | Hitachi Ltd | 電子財布貸付システム |
EP0823694A1 (en) * | 1996-08-09 | 1998-02-11 | Koninklijke KPN N.V. | Tickets stored in smart cards |
AU4112601A (en) * | 2000-03-13 | 2001-09-24 | Pia Corp | Electronic ticket system |
-
2000
- 2000-12-20 ES ES00870310T patent/ES2253200T3/es not_active Expired - Lifetime
- 2000-12-20 AT AT00870310T patent/ATE311001T1/de not_active IP Right Cessation
- 2000-12-20 EP EP00870310A patent/EP1220170B1/fr not_active Expired - Lifetime
- 2000-12-20 DE DE60024292T patent/DE60024292T2/de not_active Expired - Lifetime
-
2001
- 2001-12-17 AU AU2002224672A patent/AU2002224672A1/en not_active Abandoned
- 2001-12-17 KR KR1020037008283A patent/KR100804294B1/ko not_active IP Right Cessation
- 2001-12-17 JP JP2002551804A patent/JP4647186B2/ja not_active Expired - Lifetime
- 2001-12-17 WO PCT/BE2001/000214 patent/WO2002050785A1/fr active Application Filing
- 2001-12-17 US US10/451,328 patent/US6889895B2/en not_active Expired - Lifetime
- 2001-12-17 CN CNB01821049XA patent/CN1232934C/zh not_active Expired - Lifetime
Also Published As
Publication number | Publication date |
---|---|
JP4647186B2 (ja) | 2011-03-09 |
DE60024292D1 (de) | 2005-12-29 |
US6889895B2 (en) | 2005-05-10 |
KR100804294B1 (ko) | 2008-02-18 |
ATE311001T1 (de) | 2005-12-15 |
US20040065727A1 (en) | 2004-04-08 |
WO2002050785A1 (fr) | 2002-06-27 |
CN1232934C (zh) | 2005-12-21 |
JP2004530960A (ja) | 2004-10-07 |
EP1220170B1 (fr) | 2005-11-23 |
EP1220170A1 (fr) | 2002-07-03 |
AU2002224672A1 (en) | 2002-07-01 |
DE60024292T2 (de) | 2006-08-03 |
ES2253200T3 (es) | 2006-06-01 |
KR20030071788A (ko) | 2003-09-06 |
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