CN1321027A - Wireless communication mode of financial payment terminal - Google Patents
Wireless communication mode of financial payment terminal Download PDFInfo
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- CN1321027A CN1321027A CN01118164A CN01118164A CN1321027A CN 1321027 A CN1321027 A CN 1321027A CN 01118164 A CN01118164 A CN 01118164A CN 01118164 A CN01118164 A CN 01118164A CN 1321027 A CN1321027 A CN 1321027A
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- wireless communication
- financial payment
- payment terminal
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Abstract
A wireless communication mode for financial payment terminal is disclosed. The financial payment system using said wireless communication mode is composed of financial payment terminals, wireless network, wireless data center and host of bank. Said financial payment terminal consists of power supply, host, printer and cipher keypad. Said host comprises keyboard, display, card reader, memory and wireless communication module. Said wireless communication module can first receive the data from other function modules of the host, send the data to the bank host, then receive the data returned from the bank host according to the instruction of other function modules and send the data to them.
Description
The present invention relates to a kind of wireless communication mode of financial payment terminal.
Various consumption places such as financial payment terminal is used in the market, hotel, catering trade receive client's fiscard, and its function comprises inquiry, consumes, returns goods, cancels, pre-authorization, pre-authorization consumption, self-help charging, self-service circle are deposited, check sheet printing etc.
As shown in Figure 1, financial payment terminal comprises power supply 11, main frame 12, printer 13 and code keypad 14, and code keypad 14 joins by line and main frame 12, imports personal identification number for client.
As shown in Figure 2, main frame 12 comprises keyboard 21, LCD display 22, card reader 23, memory 24, communication module 25, wherein keyboard 21 is used to import Transaction Information, as dealing money, type of transaction etc., LCD display 22 is used to show Transaction Information, card reader 23 is used to read the information of magnetic card or IC-card, and memory 24 is used for store transaction information, and communication module 25 is used to finish communication function.
On example, in hardware, generally be divided into desk-top, hand-hold type and wall-hanging.Desk-top being used for finished consumption function at cashier; Hand-hold type is used for the cashier to be carried and finishes the function of paying the fees, and communication wire is provided with on support, and main frame can break away from support to be used, and rechargeable battery is equipped with in its inside; Wall-hanging general employing metal shell is positioned over the public place, is used for that client finishes that self-service function such as self-help charging, self-service circle are deposited, check sheet printing etc.
What traditional financial payment terminal adopted is wire communication mode, promptly passes through public telephone network PSTN and bank main communication by built-in Modem 25.As shown in Figure 3, financial payment terminal 31 connects public telephone network PSTN32 by telephone wire, and financial payment terminal 31 built-in MODEM dial the network controller NAC33 that is bank's end, set up communication link, by this link, financial payment terminal 31 send bank main 34 with transaction data.
The objective of the invention is to substitute wire communication mode with wireless communication mode, be about to existing communication module 25 and upgrade to wireless communication module 25 ', realize the communication of financial payment terminal 31 and bank main 34 by wireless telecommunications net 42 by wired built-in MODEM.
The technical measures that enforcement above-mentioned purpose of the present invention is taked are as follows: adopt the financial payment system of wireless communication mode to comprise financial payment terminal, wireless communication networks, wireless communication data center and bank main, wherein financial payment terminal comprises power supply, main frame, printer and code keypad, main frame then comprises keyboard, LCD display, card reader, memory and communication module, and this communication module is a wireless communication module.Adopt wired connection between other functional module of main frame and wireless communication module.Wireless communication module at first receives the data that other functional module of main frame is sent, and data are sent bank main by wireless communication networks, then according to the return data of the command reception bank main of other functional module of main frame, and data are sent to other functional module of main frame.Wireless communication networks is meant not by any communication network of tangible physical medium, comprises Global Link mobile telephone network, Cellular Digital Packet Data switching network, code division multiple access data switched network.Other functional module of main frame and the communication modes between wireless communication module can adopt the serial or parallel mode.Other functional module of financial payment terminal main frame and wireless communication module can be integrated designs, other functional module and the wireless communication module that are about to main frame are integrated on the bar printing wiring board, also can be the split design, promptly other functional modules of main frame and wireless communication module have separately independently physical module.Wireless communication module has antenna, antenna can online design road plate on, also can be external.The model of wireless communication module is S320.
Now the present invention is further illustrated for the embodiment shown in conjunction with the accompanying drawings, wherein
Fig. 1 is the composition frame chart of financial payment terminal,
Fig. 2 is the composition frame chart of main frame,
Fig. 3 is the composition schematic diagram of the financial payment system of employing wire communication mode,
Fig. 4 is the composition schematic diagram of the financial payment system of employing wireless communication mode,
Fig. 5 contains the main frame of other functional module and the line graph of wireless communication module.
As shown in Figure 4, adopt the financial payment system of wireless communication mode by financial payment terminal 31, nothing Line communication network 42, wireless communication data center 43, bank main 34 form jointly. The wireless telecommunications mould Piece 25 ' is other functional module of Receiving Host 12 data of sending at first, pass through then radio communication network 42 (GSM/CDPD/CDMA) dial wireless communication data center 43, set up communication link, by This link, financial payment terminal 31 passes through wireless communication data center 43 to bank main with transaction data 34 send data, again returning according to the command reception bank main 34 of other functional module of main frame 12 Data, and data are sent to other functional module of main frame 12.
Along with the fast development of wireless telecommunications, the expense of wireless telecommunications will also become more and more lower, This is so that the communication of financial payment terminal by wireless network and bank main had practicality. By wireless The powerful coverage property of communication network, the place in that any radio communication network covers does not need to apply for telephone wire, As long as applied for wireless communication function, it is whole that the user can dispose the financial payment of adopting wireless communication mode End. The running cost of mobile financial payment terminal is also very cheap. At the beginning of 2000, use China Mobile The SMS (Short Message Service) of telecommunications Global Link, the expense of single communication are 1/3rd of telephone expense at the most. In addition, because the card processing center of many financial institutions is located at provincial capital, if adopt wire communication side Formula, the financial payment terminal in other cities just must be real by the mode of long-distance call with the communication at card center Existing, and the financial payment terminal of employing wireless communication mode with short message or digital service mode, is then pressed The local mode charge, communication fee reduces greatly.
The whole employings of the financial payment terminal of all financial terminal manufacturers both at home and abroad is wire communication side at present Formula, the present invention has realized the wireless telecommunications of financial payment terminal, has filled up international and domestic blank.
Fig. 5 has represented the preferred embodiments of the present invention, and what it adopted is the split design.The main frame 12 ' that wherein contains other functional module adopts serial mode and wireless communication module 25 ' to connect by quadded cable.The connection method of quadded cable is described below: the transmitting terminal TX that contains the main frame 12 ' of other functional module is connected on the receiving terminal RX of wireless communication module 25 ', the receiving terminal RX that contains the main frame 12 ' of other functional module is connected on the transmitting terminal TX of wireless communication module 25 ', GND contains the main frame 12 ' of other functional module and holding of wireless communication module 25 ' commonly, and the main frame 12 ' that contains other functional module provides+external power supply of 5V for wireless communication module 25 '.Wireless communication module 25 ' adopts GSM digital radio communication module, model is S320, this module is supported GSM900/GSM1800MHZ dual frequency global roaming communication, supports SMS (Short Message Service) (short message service), data, services (data service) function.
Claims (9)
1. the wireless communication mode of a financial payment terminal, adopt the financial payment system of this communication modes to comprise financial payment terminal, wireless communication networks, wireless communication data center and bank main, wherein financial payment terminal comprises power supply, main frame, printer and code keypad, main frame then comprises keyboard, LCD display, card reader, memory and communication module, it is characterized in that, communication module in this financial payment terminal is a wireless communication module, adopt wired connection between other functional module of main frame and wireless communication module, this wireless communication module at first receives the data that other functional module of main frame is sent, and data are sent bank main by wireless communication networks, then according to the return data of the command reception bank main of other functional module of main frame, and data are sent to other functional module of main frame.
2. the wireless communication mode of financial payment terminal as claimed in claim 1, it is characterized in that, wireless communication networks is meant not by any communication network of tangible physical medium, comprises Global Link mobile telephone network, Cellular Digital Packet Data switching network, code division multiple access data switched network.
3. the wireless communication mode of financial payment terminal as claimed in claim 1 is characterized in that, other functional module of main frame and the communication modes between wireless communication module can adopt serial mode.
4. the wireless communication mode of financial payment terminal as claimed in claim 1 is characterized in that, other functional module of main frame and the communication modes between wireless communication module can adopt parallel mode.
5. the wireless communication mode of financial payment terminal as claimed in claim 1, it is characterized in that, other functional module of financial payment terminal main frame and wireless communication module can be integrated designs, and other functional module and the wireless communication module that are about to main frame are integrated on the bar printing wiring board.
6. the wireless communication mode of financial payment terminal as claimed in claim 1, it is characterized in that, other functional module of the main frame of financial payment terminal and wireless communication module can be the split designs, and promptly other functional module of main frame and wireless communication module have separately independently physical module.
7. the wireless communication mode of financial payment terminal as claimed in claim 1 is characterized in that, wireless communication module has antenna.
8. the wireless communication mode of financial payment terminal as claimed in claim 7 is characterized in that, antenna can online design road plate on, also can be external.
9. the wireless communication mode of financial payment terminal as claimed in claim 1 is characterized in that, this wireless communication module model is S320.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNB011181648A CN1152530C (en) | 2001-05-18 | 2001-05-18 | Wireless communication mode of financial payment terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNB011181648A CN1152530C (en) | 2001-05-18 | 2001-05-18 | Wireless communication mode of financial payment terminal |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN1321027A true CN1321027A (en) | 2001-11-07 |
| CN1152530C CN1152530C (en) | 2004-06-02 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNB011181648A Expired - Fee Related CN1152530C (en) | 2001-05-18 | 2001-05-18 | Wireless communication mode of financial payment terminal |
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| Country | Link |
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| CN (1) | CN1152530C (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN100425037C (en) * | 2005-03-18 | 2008-10-08 | 中国工商银行股份有限公司 | Radio network data communication interface and method for bank |
| US8950827B2 (en) | 2008-06-11 | 2015-02-10 | Robert Bosch Gmbh | Brake device for a motor vehicle having at least three brake circuits |
| CN112465512A (en) * | 2020-11-25 | 2021-03-09 | 广州羊城通有限公司 | Recharge revocation control method and device for rechargeable card |
-
2001
- 2001-05-18 CN CNB011181648A patent/CN1152530C/en not_active Expired - Fee Related
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN100425037C (en) * | 2005-03-18 | 2008-10-08 | 中国工商银行股份有限公司 | Radio network data communication interface and method for bank |
| US8950827B2 (en) | 2008-06-11 | 2015-02-10 | Robert Bosch Gmbh | Brake device for a motor vehicle having at least three brake circuits |
| CN112465512A (en) * | 2020-11-25 | 2021-03-09 | 广州羊城通有限公司 | Recharge revocation control method and device for rechargeable card |
Also Published As
| Publication number | Publication date |
|---|---|
| CN1152530C (en) | 2004-06-02 |
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