CN1319966A - Small amount payment system design scheme for electronic business of cellular mobile telecommunication network - Google Patents

Small amount payment system design scheme for electronic business of cellular mobile telecommunication network Download PDF

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Publication number
CN1319966A
CN1319966A CN 01109822 CN01109822A CN1319966A CN 1319966 A CN1319966 A CN 1319966A CN 01109822 CN01109822 CN 01109822 CN 01109822 A CN01109822 A CN 01109822A CN 1319966 A CN1319966 A CN 1319966A
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mobile communication
service
payment
server
commercial
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杨大成
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Abstract

The present invention relates to a system scheme with two-way capability discrimination function, and is aimed at utilizing commercial cellular mobile communication system and blue tooth technique to provide a noncash small amount payment system scheme for commercial handset user. Said invention utilizes blue-tooth technique to solve the communication anmd payment between handset and service machine, and utilizes the commercial ullular mobile communication system to solve the accreditation of handset user and money-saving problem by using handset. Said inventino has no need of changing hardware and software of existent commerical cellular mobile communication system, also has no need of changing hardware structure of existent handset, only has need of upgrading SIM card.

Description

Small amount payment system design scheme for electronic business of cellular mobile telecommunication network
1. background
The high speed development of cellular mobile communication technology makes to have formed a cellular mobile communication networks that almost covers each life corner in the All Around The World scope.The facility that development brought and the economic benefit of mobile radio communication are on record.In the several years from now on, the service range of mobile communications network will be from merely providing voice service to omnibearing value-added service development is provided.Such development also is badly in need of being its futuramic service plan when bringing increasing service item for users, so that make the how better value-added effect of existing mobile communication network performance.
Simultaneously, along with the development of society and the raising of human civilization degree, increasing requirement has been proposed for the convenience of socialized service system.Wherein, some means of payment in the daily life also needs to utilize the mode of ecommerce to finish day by day.
The electronic business of cellular mobile telecommunication network payment system design scheme that this patent proposed will utilize mobile phone as the means of payment for the generally covering characteristics of utilizing cellular mobile communications networks satisfy the user just future, some nominal fee in the payment daily life.
The system of the support ecommerce small amount payment that has had at present utilizes cellular mobile communications networks to finish process of exchange merely.Transaction cost by contrast and the burden brought to network be than the system schema height of describing in this patent, and exchange's mobile radio communication resource that need take is also many than the system that this patent is described simultaneously.In view of the mobile phone of the cell mobile communication systems in future will generally support Bluetooth technology as important interface, therefore, the ecommerce petit average system design scheme that the system schema that utilizes this patent to describe is set up will have very application prospects.
2. design instruction 2.1. system configuration
Whole system is made up of server (as automatic vending machine, fee charging system etc.), mobile phone, cellular mobile communications networks several main parts.Employed technology comprises cellular mobile communications networks technology, Bluetooth technology, automation services machine composition.Its schematic diagram as shown in Figure 1.
In accompanying drawing 1, commerce services machine 101 can be any type of service system physical entity that service is provided to the user, most typical application is automatic vending machine and ticket machine etc., all there is the cellular mobile network number mark of operator unified distribution to exist on each server as a virtual mobile phone in the net, and the handset identity that has the bluetooth number supply and demand of an indicating self position to obtain serving.Simultaneously, installation and control device in the server can be issued the base station information of virtual mobile phone and accept, and the information that server need be issued base station value-added service system is sent into virtual mobile phone.Mobile phone 102 is mobile phones of any a support separation between machine and card of present producer, but must support the Bluetooth communication mode.Server antenna 103 is used for server and communicates by letter with base station system.Propagation path 104 is the Bluetooth technology circulation ways that are no more than 5 meters scopes.Propagation path 105 is circulation ways of the cellular system between base station and the server.Propagation path 106 is circulation ways of the cellular system between base station and the mobile phone.Mobile radio communication management system and increased value service system 107 are each major parts of finishing in the related mobile radio communication of the electronic business mode described in this patent.Antenna for base station 108 is the communication interfaces between base station and server and the mobile phone.2.2. system operating mode
Figure A0110982200051
First step user buys the savings card to the operator place under its mobile phone, dials card and goes up specific number and interconnection, and card number and password on the card are sent into system, and system will add the amount of money of indicating on the card shopping account number of access customer.
Figure A0110982200052
The second step user arrives certain server place and wishes to obtain service.At first dial the number of this server that shows on the server, this number can adopt specific identification method, the identification method of taking the lead such as double asterisk.When communicating between mobile phone and the server, communication mode adopts Bluetooth technology, and communication protocol is fixed in addition.After mobile phone and server are got in touch, self a series of information are passed to server.These information spinners will comprise, user's phone number, ESN number, savings Igor Kanygin volume etc.
Figure A0110982200053
The 3rd step is after server is received the service request that user mobile phone sends, at once with network in related service mechanism get in touch, contact method is the regular mobile phone of cellular system and short message (SMS) contact method, USSD contact method or WAP contact method between the system.The effect of this contact is that the important informations such as identity to the user authenticate.
Figure A0110982200054
The 4th step server sends the authentication information of itself to user mobile phone, makes the validity and the legitimacy of the server that confirms phone.After mobile phone is received the identity information of server, this information is sent to cell mobile communication systems confirms.This affirmation process need server is registered on the service platform that service is provided that cell mobile communication systems is admitted in advance.
Figure A0110982200061
Server will provide service to the user, and service fee is informed mobile radio communication and user mobile phone after the information that system returns is confirmed the user identity of request service in the 5th step, and the Bluetooth system of mobile phone will be deducted service fee from user's total amount.The contact method of server and network is short message (SMS) mode, USSD mode or the WAP mode of cell mobile communication systems.When the validity of the validity of user identity or savings number was not confirmed, server provided service with refusal.When the validity of server identity was not confirmed, mobile phone provided service with refusal.
Figure A0110982200062
Can return the first step after the 5th step, user's savings Igor Kanygin volume used up.
Above working method can be with shown in the accompanying drawing 2.2.3. system advantage
The native system scheme is compared with the simple scheme (abbreviation traditional scheme) of using the cellular system mobile phone to realize ecommerce, and following advantage is arranged.
Figure A0110982200063
Use the use of Bluetooth technology Bluetooth technology, make communicating by letter between mobile phone and the server not take the resource of cellular mobile communications networks.Traditional scheme realizes that once transaction needs two mobile phones and participates in communication processs, and only has virtual mobile phone on the server to participate in communication process in the cellular mobile communications networks among the design.Save Internet resources, and therefore reduced tranaction costs.Can be because of the normal talking function that influences mobile radio communication at hot zones because there is numerous users need get involved the service of server.
Figure A0110982200071
Service fee is separated traditional scheme with cost of the phone call service fee is to be accumulated in user's the cost of the phone call by network charge system.This is unfavorable for that the user is being separated with the expense that Ying You company pays by the expense of oneself paying. Need not to change existing price policy since in this programme user mobile phone when service request only the bluetooth approach of utilization itself communicate by letter with server, therefore request is served does not have new rate problem to need solution.Communication cost between server and the cellular system is paid by the service provider, is disbursed from the cost and expenses in service fee.Because the virtual mobile phone in the server can transmit the necessary information content by modes such as SMS, therefore by policy at one's own expense such as existing short message, expense will be than the virtual mobile phone in the server as cheap many of Mobile terminating call.And traditional scheme is because the virtual mobile phone in the customer call server that needs to ask to serve, so or be the new paying policy of electronic business mode appointment formulation of this mode, perhaps the user who is served by request by existing price policy presses and calls out the once mobile caller expense of payment normally.In addition, consider from service provider's angle, in the traditional approach, service request of the every acceptance of server, be to have realized the Mobile terminating call process one time, if do not change existing price policy, the service provider also needs the Mobile terminating call expense of the payment of service request each time for the user.Simultaneously, virtual mobile phone in the server will utilize the SMS scheme to carry out in the transmission of information such as payment for goods deduction, therefore in authentication, the service provider will be each Mobile terminating call of service payment and primary information transmission expense under the prerequisite that does not change existing price policy.This patent scheme then need not to pay the Mobile terminating call expense.
Figure A0110982200081
Anti-malicious owing fee is owing to the expense of service consumption is paid in advance by savings card mode, thus the malicious owing fee of having avoided first consumption back payment method to cause easily.The upper limit of customer consumption is without the charge system setting, and is provided with automatically by the remaining amount of money of savings card. No private base station control system server system need not have special-purpose base control servo, and the investment that will help the minimizing system to install like this reduces the monopolization link, helps to set up open competitive environment. Bi-directional authentification mechanism mobile communication system and commercial service machine are united checking to mobile communication terminal validity to guarantee the just rights and interests of commercial service machine.Mobile communication system and terminal are united the checking of commercial service machine validity to prevent to palm off the just rights and interests that prevent product infringement consumer.
Figure A0110982200084
The multi-operator pattern because adopt savings card mode rather than mode that service charge and call rate add up in the lump in addition, native system also has the following advantage.
Figure A0110982200085
To the organizational system of existing mobile radio communication, layout, planning is change and correction requirement not. Irrelevant with the mode of intelligence transmission of mobile radio communication, be adapted to the multiple modes of intelligence transmission such as SMS, USSD, WAP.

Claims (3)

1. utilize commercial cellular mobile communication network technology and Bluetooth technology collaborative work, Bluetooth technology is responsible for finishing communicating by letter and the payment for goods payment between portable terminal and the commerce services machine, cell mobile communication systems is responsible for the authentication and the savings function of user identity, thereby reaches the electronic business mode of common support to the commerce services machine payment small amount service fee that service is provided.
2. the user buys by cell mobile communication systems or increase portable terminal savings number in advance, communicate by letter with the commercial service machine by portable terminal when needing payment and at first communicate contact by the Bluetooth technology function, carry out the transaction of savings and commodity or service then, thereby reach the working mechanism of small amount payment.
3. commercial mobile communication system and server effectively guarantee the rights and interests separately of mobile communication subscriber and server producer to the checking of portable terminal validity and mobile communication system and the mobile communication terminal bi-directional authentification mechanism to server validity.
CN 01109822 2001-03-20 2001-03-20 Small amount payment system design scheme for electronic business of cellular mobile telecommunication network Pending CN1319966A (en)

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Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2005046119A1 (en) * 2003-11-11 2005-05-19 Huawei Technologies Co., Ltd. A method of setting up the association between the session transaction identification and the network application entity
US7317715B2 (en) 2002-07-08 2008-01-08 Quanta Computer, Inc. Wireless local area network authentication method
CN102761849A (en) * 2012-08-01 2012-10-31 杭州迪普科技有限公司 Short message network management method and device
CN103858140A (en) * 2011-08-19 2014-06-11 谷歌公司 Point of sale processing initiated by a single tap
CN104318440A (en) * 2014-11-06 2015-01-28 苏州海博智能系统有限公司 IC card
CN106453260A (en) * 2006-10-02 2017-02-22 赛乐得公司 Method and system for improving client server transmission over fading channel
US10134025B2 (en) 2011-09-18 2018-11-20 Google Llc One-click offline buying

Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7317715B2 (en) 2002-07-08 2008-01-08 Quanta Computer, Inc. Wireless local area network authentication method
WO2005046119A1 (en) * 2003-11-11 2005-05-19 Huawei Technologies Co., Ltd. A method of setting up the association between the session transaction identification and the network application entity
CN100466515C (en) * 2003-11-11 2009-03-04 华为技术有限公司 Method for establishing interaction between conversation business mark and network application entity
CN106453260A (en) * 2006-10-02 2017-02-22 赛乐得公司 Method and system for improving client server transmission over fading channel
CN106453260B (en) * 2006-10-02 2019-07-19 赛乐得科技(北京)有限公司 For improving the method and system of transmission of the client server in fading channel
CN103858140A (en) * 2011-08-19 2014-06-11 谷歌公司 Point of sale processing initiated by a single tap
US10134025B2 (en) 2011-09-18 2018-11-20 Google Llc One-click offline buying
CN102761849A (en) * 2012-08-01 2012-10-31 杭州迪普科技有限公司 Short message network management method and device
CN104318440A (en) * 2014-11-06 2015-01-28 苏州海博智能系统有限公司 IC card

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