CN101296361A - Method and device for paying by interactive television set-top box - Google Patents
Method and device for paying by interactive television set-top box Download PDFInfo
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- CN101296361A CN101296361A CNA2007100986491A CN200710098649A CN101296361A CN 101296361 A CN101296361 A CN 101296361A CN A2007100986491 A CNA2007100986491 A CN A2007100986491A CN 200710098649 A CN200710098649 A CN 200710098649A CN 101296361 A CN101296361 A CN 101296361A
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Abstract
The invention relates to a system which utilizes an interactive TV set-top box for payment service. The system of the invention comprises an industry card, an interactive TV set-top box, a display module, a financial system or a telephone intelligent network system, wherein, the interactive TV set-top box comprises a control module which is used for reminding a subscriber to input information, controlling the interactive TV set-top box to be communicated with the financial system or the telephone intelligent network system based on the information of the industry card and the information inputted by the subscriber through the display module, and also controlling the modification of the information of the industry card. The system of the invention leads the subscribers to make the payment by utilizing the interactive TV set-top box at home, thus bringing convenience to the life of the majority of subscribers.
Description
Technical field
The present invention relates to the communications field, relate in particular to a kind of method and device of paying the fees with interactive set-top box.
Background technology
Along with development of Communication Technique, contact integrated circuit (IC) card and non-contact IC card are used more and more widely as trading card, contact integrated circuit trading card and contactless trading card have occurred, for example electricity card, water card, combustion gas card and mass transit card or the like.Trade information administrative center (for example bus information management center, power information administrative center) can carry out unified management to the information of user's trading card.Electric power, running water, combustion gas and bus operation merchant be according to own marketing strategy, can realize that first the use afterwards of user pay the fees, and perhaps pays the fees earlier and afterwards use.No matter be to pay the fees earlier afterwards to use, still use afterwards earlier and pay the fees that the user will arrive bank or electric power, running water, combustion gas and bus operation merchant's business hall and pay the fees, and is very inconvenient concerning the user.
Interactive TV is one of developing direction of following radio and television.Because traditional analog electrical view only has down channel, in the process of interactive TV net conversion, maximum problem is how to provide up channel.In order to address this problem, multiple scheme has appearred.A kind of is that the coaxial cable that directly traditional analog electrical view is used is transformed, for up channel distributes independent frequency range; A kind of is that traditional analog electrical view and smart phone net carries out combination, uses the up channel of the up channel of smart phone net as interactive TV; Also have a kind of IPTV of being, it is directly to transmit data by smart phone net or Internet, and this scheme is independent with traditional analog electrical view.Interactive TV can be made of interactive TV net, interactive set-top box and display module (for example simulated television).The interactive TV net can be made of the digital television broadcasting net separately, also can be made of the smart phone net separately, can also close formation by smart phone net and digital broadcast television anastomose.Interactive TV is than traditional tv, and one of characteristics that it has advantage are to have very strong interactivity, and the user can realize file download, video request program or the like.For interactive TV operator, one of developing value-added services problem that to be them face how, for example pay on behalf water, the electricity charge etc., and how telephone operator be faced with also and other the problem of operator's cooperation development value-added service, to keep increasing of its profit.
Summary of the invention
In order to solve above-mentioned technical problem, a kind of method and device of paying the fees with interactive set-top box is provided, its purpose is, pays the fees with interactive set-top box.
The invention provides a kind of method of paying the fees, may further comprise the steps with interactive set-top box:
Step 1, the user inserts contact integrated circuit card draw-in groove with contact integrated circuit trading card, perhaps the contact-free integrated circuit trading card is placed in the effective range of contactless integrated circuit card card reader;
Step 2, control module is pointed out user's input information by display module; The amount of money that the user pays according to the information on display module input or quantity, the bank card information of purchase are perhaps according to the input of the information on display module prepaid mobilephone card information;
The amount of money that step 3, interactive set-top box are paid the user or quantity, trading card card number, the bank card information of purchase, send to financial sector; Perhaps interactive set-top box sends to telephony intelligence net system with user's trading card card number, prepaid mobilephone card information;
Step 4, financial sector are scratched the corresponding amount of money from user's bank account, and return confirmation to interactive set-top box; Perhaps telephony intelligence net system changes the state of prepaid mobilephone card, and returns confirmation to interactive set-top box;
Step 5, the information of the described user's of affirmation information change that foundation receives trading card.
Also comprise:
Step 6, the user's that financial sector or telephony intelligence net system will pay the fees the trading card card number and the information of paying the fees send to trade information administrative center with batch fashion;
Step 7, trade information administrative center returns confirmation to financial sector or telephony intelligence net system.
Also comprise between described step 3 and the step 4:
Step 8, financial sector or telephony intelligence net system send to trade information administrative center with described user's trading card card number and the information of paying the fees;
Step 9, trade information administrative center returns confirmation to financial sector or telephony intelligence net system.
Also comprise between described step 3 and the step 4:
Step 10, the telephony intelligence net sends to trade information administrative center with described user's the trading card card number and the amount of money of prepaid mobilephone card;
Step 11, trade information administrative center converts according to remaining sum sum, the industry unit price of the described user's of the amount of money of prepaid mobilephone card and the storage of trade information administrative center the pairing account of trading card card number, the remaining sum that has more is stored in the pairing account of the sector card card number at the industry Center For Information Management, and returns confirmation to telephony intelligence net system.
In the described step 4, financial sector converts according to quantity and the industry unit price that the user buys, and scratches the corresponding amount of money from this user's bank card account number; Perhaps telephony intelligence net system also converts according to remaining sum sum, the industry unit price of the described user's of the amount of money of prepaid mobilephone card and the storage of telephony intelligence net system the pairing account of trading card card number, and the remaining sum that has more is stored in telephony intelligence net system.
In the described step 2, if interactive set-top box has been installed the bank card card reader, the user is presented at the bank card number in the bank card information on the display module by brush bank card card.
The invention provides a kind of system that pays the fees with interactive set-top box, comprise financial sector or telephony intelligence net system, trading card, interactive set-top box, display module, interactive set-top box comprises:
Control module is used for by display module prompting user's input information, controls interactive set-top box according to the information of trading card and information and the financial sector or the system communication of smart phone net of user's input, and the information of control change trading card.
Also comprise newly-increased contact integrated circuit trading card draw-in groove, described newly-increased contact integrated circuit trading card draw-in groove and the shared contact integrated circuit of condition receiving card draw-in groove card reader, perhaps contact-free integrated circuit trading card card reader and contact-free integrated circuit trading card card-reader driver program module are used to read and change the information of contact integrated circuit trading card or contact-free integrated circuit trading card.
Also comprise the bank card card reader, be used to read bank card number, and under the control of control module, be presented on the display module.
Also comprise trade information administrative center, be used to preserve the pairing accounts information of user's trading card card number, and the pairing accounts information of trading card card number is managed.
The present invention can make the user utilize the interactive set-top box in the family to pay the fees, and makes things convenient for users' life.Increase new profit point can for simultaneously interactive TV operator, also can promote the sales volume of prepaid mobilephone card, increase the profit of telephone operator.The present invention is less to the change of system, and improvement cost is low, realizes easily.
Description of drawings
Fig. 1 is the system block diagram of interactive set-top box in the prior art;
Fig. 2 is interactive set-top box is paid the public transport expense by the digital television broadcasting net with up channel and down channel a system block diagram;
To be interactive set-top box pay the system block diagram of public transport expense by the down channel of the up channel of telephony intelligence net and digital television broadcasting net to Fig. 3;
Fig. 4 is interactive set-top box is paid the public transport expense by the telephony intelligence net with up channel and down channel a system block diagram;
Fig. 5 is interactive set-top box is paid the public transport expense by the Internet with up channel and down channel a system block diagram;
Fig. 6 is an interactive set-top box by the system block diagram of the digital television broadcasting net electricity payment with up channel and down channel;
Fig. 7 is that industry IC-card and condition receive IC-card by the shared card reader schematic diagram of ternary isolating device.
Embodiment
The present invention is by being provided with the Contact Type Ic Card draw-in groove on interactive set-top box, Contact Type Ic Card card reader in shared this interactive set-top box of the condition receiving card of this draw-in groove and interactive set-top box, read the data on the Contact Type Ic Card, and then communicate with bank or mobile intelligent net, data on the change Contact Type Ic Card realize paying the fees; Contactless card reader perhaps is set on interactive set-top box, reads the data on the contactless card, and then communicate with bank or mobile intelligent net, the data on the change Contact Type Ic Card realize paying the fees.
Interactive set-top box comprises application module, middleware module, system module and hardware module, as shown in Figure 1.Hardware module provides the hardware platform of interactive set-top box.System module comprises operating system (OS) and various hardware drive program.System module is used for the management of resource, and the basic operating function and the access control of equipment are provided.Middleware module is separated application module and the system module that depends on hardware module, makes application module not rely on concrete hardware platform, makes the opening of product and portability stronger.Application module is independent of hardware platform, is used to provide various services, as electronic program guides (EPG), quasi-video request program (NVOD), video request program (VOD), Internet access, IP phone, video telephone and condition reception etc.
Interactive set-top box has a plurality of interfaces, for example network interface, condition receiving card interface, even also comprise the interface of SIM card, and after loading onto SIM card, can be as the mobile phone access to mobile network.
Integrated circuit (IC) card is that integrated circuit (IC) chip is embedded a kind of sci-tech product among the material of PVC one class.IC-card is made up of several sections such as memory cell, arithmetic element and interface units.Divide from function, can be divided into storage card and CPU card; Divide from external interface types, can be divided into contact and contactless; Divide from communications protocol, can be divided into T=0 card and T=1 card.
Storage card comprises logic encryption card etc., and this card 26S Proteasome Structure and Function is relatively simple, and cost is also relatively low, generally is used for industries such as telecommunications pre-payment.
Have Operations Analysis in the CPU the core of the card sheet, have data operation and encrypting and decrypting function, can be dynamically and card reader carry out data interaction.Because this type of card has good fail safe and adaptability, therefore, mainly use in the higher field of security level requireds such as finance.
Contact Type Ic Card is to carry out data interaction by 8 contacts on the chip exterior interface and read write line, card is powered by the VCC contact by read write line in the process of exchange, reset signal and clock signal are provided, and data are transmitted with half-duplex mode by the I/O contact.In general, the operating voltage of IC-card is 4.6V～5.4V, and the card of low voltage operatings such as 3.7V or 2.7V is also arranged.Clock frequency is generally 1～5MHz.
Non-contact IC card is to utilize radio-frequency technique, carries out data interaction by the induction coil on the card with read write line.It is fast that non-contact IC card has transactions velocity, and therefore effective communication distance and advantage such as easy and simple to handle, all have very widely in fields such as authentication, public transport and social securities and to use.
Among the present invention, can pay the fees, need the module of paying the fees be set in application module, be used to point out the user to select the type of paying the fees in order to make interactive set-top box, and the information that receives user's input.Interactive set-top box among the present invention also is provided with the Contact Type Ic Card draw-in groove; In order to support contactless card to pay the fees, also be provided with contactless card reader, and contactless card card-reader driver program module be set at system module in hardware module.
If interactive set-top box has the Contact Type Ic Card draw-in groove more than 2 or 2, when trading card inserted one of them draw-in groove, control module was communicated by letter with Contact Type Ic Card so, pointed out user's input information on display module.If interactive set-top box has only 1 Contact Type Ic Card draw-in groove, when digital broadcast television net or telephony intelligence net system allow and interactive set-top box is paid the fees information transparency when transmitting alternately, trading card can be inserted the condition receiving card draw-in groove, control module identification trading card is pointed out user's input information on display module; When digital broadcast television net and/or telephony intelligence net system do not allow to pay the fees the information transparency transmission alternately with interactive set-top box, need on interactive set-top box, newly establish a Contact Type Ic Card draw-in groove, new Contact Type Ic Card draw-in groove and the shared card reader of former Contact Type Ic Card draw-in groove, as shown in Figure 7, the signal of master chip output links to each other with the condition receiving card draw-in groove by ternary isolating device, and links to each other with the trading card draw-in groove by ternary isolating device simultaneously.For guarantee any time have only a Contact Type Ic Card work, also need clump master chip to draw a control line, general input (GPIO) for example, utilize inverter to be connected on the Enable Pin of ternary isolating device simultaneously, thereby ternary isolating device is (as 74LVT245,74LS245,74HC245 etc.) can guarantee to have only at any time one and link card reader, after trading card and condition receiving card all insert the Contact Type Ic Card draw-in groove, under control module control, control module identification trading card, on display module, point out user's input information, when digital television broadcasting net or telephony intelligence net system return affirmation information through encrypted transmission, the control module disconnection is connected with trading card, connect with condition receiving card, decrypt confirmation.
Because traditional analog catv all has only down channel, in order to realize interaction, must increase up channel and transmit user's uplink information.Because interactive TV does not also form unified standard, so the method for multiple realization interactive TV is arranged in the prior art.A kind of is to list an independent frequency range as up channel the down channel that constitutes of the frequency range of the coaxial cable that directly uses from simulated television, is used to transmit uplink information; Another is to use the coaxial cable of simulated television as down channel, uses the up channel of telephone network to transmit the up channel of information as interactive set-top box, thereby realizes interactive.IPTV also is a kind of of interactive TV, and two kinds of implementations are also arranged at present, and a kind of is up channel and the down channel transmission data of utilizing telephone network, and also having a kind of is up channel and the down channel transmission data of utilizing the Internet net.
The present invention is described in detail below in conjunction with accompanying drawing.
To be interactive set-top box pay the system block diagram of public transport expense by the digital television broadcasting net with up channel and down channel to Fig. 2, comprises display module, interactive set-top box, digital television broadcasting net, financial sector/telephony intelligence net system and bus information management system.Wherein display module links to each other with interactive set-top box, is used to the result who points out the user to import corresponding information and pay the fees; Interactive set-top box and digital television broadcasting net establish a communications link; Digital television broadcasting net and financial sector/telephony intelligence net system establishes a communications link; Financial sector/telephony intelligence net system and bus information management system establish a communications link.Financial sector/telephony intelligence net system is used to finish the payment on behalf of public transport expense, and the information that also is used for paying on behalf is sent to the bus information management system and to make things convenient for the bus information management system user is managed and settles accounts.The bus information management system is used to preserve user's mass transit card information, and this information is managed.Mass transit card information comprises that mass transit card number, user pay historical record of public transport expense etc.
System shown in Fig. 2 can support bank card to pay the fees, and also can the supporting telephone rechargeable card pays the fees (as walk in the Divine Land, EasyCall, phs telephone rechargeable card etc.).The user can be according to prompting, input bank card information (comprise number of the account, password, for some type credit card, the user does not need to input password) and the amount of money of paying the fees or the password of directly inputing prepaid mobilephone card.For the interactive set-top box that the bank card card reader has been installed, the user can directly swipe the card, thereby reads bank card account number, and the user does not then need to have imported bank card account number.
Telephony intelligence net system among Fig. 2 can be the mobile intelligent net system, also can be the landline telephone intelligent net system.
Use system shown in Figure 2 to pay the public transport expense, may further comprise the steps:
Step 11, the user places mass transit card in the effective range of Non-contact Media Reader, according to the input of the information on display module Bank Account Number information, the amount of money/prepaid mobilephone card password;
Step 12 sends to the digital broadcast television net with user's mass transit card number of the account, (Bank Account Number information, the amount of money)/prepaid mobilephone card password;
Step 13, the digital broadcast television net is forwarded to financial sector/telephony intelligence net system with above-mentioned information;
Step 14, financial sector is deducted the corresponding amount of money according to the amount information that the user provides from this user's bank account, and returns confirmation, comprises the amount of money that the user pays in this confirmation; Perhaps intelligent net system is changed the prepaid mobilephone card state, and returns confirmation, and this confirmation comprises the amount of money of this prepaid mobilephone card;
Step 15, Non-contact Media Reader are changed the amount of money of user's mass transit card according to received affirmation information;
Step 16, financial sector/telephony intelligence net sends to bus information management system with the amount of money of paying with batch fashion with a plurality of mass transit card numbers of the account of having paid the user of public transport expense;
Step 17, the bus information management system returns confirmation to financial sector/telephony intelligence net system.
To be interactive set-top box pay the system block diagram of public transport expense by the down channel of the up channel of telephony intelligence net and digital television broadcasting net to Fig. 3, comprises display module, interactive set-top box, digital television broadcasting net, financial sector/telephony intelligence net system and bus information management system.Wherein display module links to each other with interactive set-top box, is used to the result who points out the user to import corresponding information and pay the fees; Interactive set-top box sends information by the up channel of telephony intelligence net to the digital television broadcasting net; The down channel that himself is crossed by digital television broadcasting Netcom sends information to interactive set-top box; Digital television broadcasting net and financial sector establish a communications link; Digital television broadcasting net and telephony intelligence net system establish a communications link; Financial sector and telephony intelligence net system establish a communications link; Financial sector and bus information management system establish a communications link; Telephony intelligence net system and bus information management system establish a communications link.
System shown in Fig. 3 can support bank card to pay the fees, and also can the supporting telephone rechargeable card pays the fees (as walk in the Divine Land, EasyCall, phs telephone rechargeable card etc.).The user can be according to prompting, input bank card information (comprise number of the account, password, for some type credit card, the user does not need to input password) and the amount of money of paying the fees or the password of directly inputing prepaid mobilephone card.For the interactive set-top box that the bank card card reader has been installed, the user can directly swipe the card, thereby reads bank card account number, and the user does not then need to have imported bank card account number.
Telephony intelligence net system among Fig. 3 can be a mobile intelligent net, also can be the landline telephone intelligent network, can also be mobile intelligent net and fixed intelligent network.It specifically is which kind of intelligent net system, then need to determine according to the mode of interactive set-top box access smart phone net and the type of the employed rechargeable card of user, for example the user inserts by fixed-line telephone network, and the prepaid mobilephone card that uses the fixed-line telecom carrier to provide, then the telephony intelligence net among Fig. 3 is the landline telephone intelligent network; If for example the user inserts by fixed-line telephone network, and the prepaid mobilephone card that uses mobile operator to provide, then the telephony intelligence net among Fig. 3 comprises landline telephone intelligent network and mobile phone intelligent network; If for example the user inserts by mobile network, and the prepaid mobilephone card that uses mobile operator to provide, then the telephony intelligence net among Fig. 3 is the mobile phone intelligent network.
Utilize system shown in Figure 3, use prepaid mobilephone card to pay the public transport expense and may further comprise the steps:
Step 21, the user places mass transit card in the effective range of Non-contact Media Reader, according to the input of the information on television screen prepaid mobilephone card password;
Step 22 sends to the telephony intelligence net with user's mass transit card number of the account and prepaid mobilephone card password;
Step 23, the telephony intelligence net is changed the state of user's prepaid mobilephone card, and the amount of money of this prepaid mobilephone card is sent to the digital broadcast television net;
Step 24, the digital broadcast television net returns confirmation to interactive set-top box, comprises the amount of money that this confirmation of user comprises this prepaid mobilephone card in this confirmation;
Step 25, Non-contact Media Reader are changed the amount of money of user's mass transit card according to received affirmation information;
Step 26, the telephony intelligence net sends to bus information management system with the amount of money of paying with batch fashion with a plurality of mass transit card numbers of the account of having paid the user of public transport expense;
Step 27, the bus information management system returns confirmation to telephony intelligence net system.
On the basis of system shown in Figure 3, it is as follows that the user uses bank card to pay the step of public transport expense:
Step 31, the user places mass transit card in the effective range of Non-contact Media Reader, according to the input of the information on the television screen Bank Account Number information and the amount of money of paying;
Step 32 sends to the telephony intelligence net with user's Bank Account Number information (comprising Bank Account Number, password), the amount of money of paying and mass transit card number of the account;
Step 33, the telephony intelligence net is forwarded to financial sector with user's Bank Account Number information, the amount of money of paying and mass transit card number of the account;
Step 34, financial sector is deducted the corresponding amount of money according to the amount information that the user provides from this user's bank account, and returns confirmation to the digital television broadcasting net, comprises the amount of money that the user pays in this confirmation;
Step 35, the digital broadcast television net is forwarded to interactive set-top box with confirmation;
Step 36, Non-contact Media Reader are changed the amount of money of user's mass transit card according to received affirmation information;
Step 37, financial sector sends to bus information management system with the amount of money of paying with batch fashion with a plurality of mass transit card numbers of the account of having paid the user of public transport expense;
Step 38, the bus information management system returns confirmation to financial sector.
In the prior art, IPTV also is one of developing direction of interactive TV, because up channel and the down channel of IPTV are not that digital broadcast television operator provides, if realize paying the public transport expense so use the up channel of IPTV and down channel, the structure of system is different again, Fig. 4 is interactive set-top box is paid the public transport expense by the telephony intelligence net with up channel and down channel a system block diagram, wherein display module links to each other with interactive set-top box, is used to the result who points out the user to import corresponding information and pay the fees; Telephony intelligence net and financial sector establish a communications link; Telephony intelligence net system and financial sector also can establish a communications link with public traffic information system.
System shown in Fig. 4 can support bank card to pay the fees, and also can the supporting telephone rechargeable card pays the fees (as walk in the Divine Land, phs telephone rechargeable card etc.).The user can be according to prompting, input bank card information (comprise number of the account, password, for some type credit card, the user does not need to input password) and the amount of money of paying the fees or the password of directly inputing prepaid mobilephone card.For the interactive set-top box that the bank card card reader has been installed, the user can directly swipe the card, thereby reads bank card account number, and the user does not then need to have imported bank card account number.
Telephony intelligence net system among Fig. 4 can be a mobile intelligent net, also can be the landline telephone intelligent network, can also be mobile intelligent net and fixed intelligent network.
On the system shown in Figure 4 basis, it is as follows that the user uses prepaid mobilephone card to pay the step of public transport expense:
Step 41, the user places mass transit card in the effective range of Non-contact Media Reader, according to the input of the information on television screen prepaid mobilephone card password;
Step 42 sends to the telephony intelligence net with user's prepaid mobilephone card password and mass transit card number of the account;
Step 43, the telephony intelligence net will be changed the state of user's prepaid mobilephone card, and return confirmation to interactive set-top box, comprise the amount of money of prepaid mobilephone card in this confirmation;
Step 44, Non-contact Media Reader are changed the amount of money of user's mass transit card according to received affirmation information;
Step 45, the telephony intelligence net sends to bus information management system with the amount of money of paying with batch fashion with a plurality of mass transit card numbers of the account of having paid the user of public transport expense;
Step 46, the bus information management system returns confirmation to telephony intelligence net system.
On the system shown in Figure 4 basis, it is as follows that the user uses bank card to pay the step of public transport expense:
Step 51, the user places mass transit card in the effective range of Non-contact Media Reader, according to the information on the television screen input Bank Account Number information and the amount of money paid;
Step 52 sends to the telephony intelligence net with user's mass transit card number of the account, the Bank Account Number information and the amount of money of paying;
Step 53, the telephony intelligence net sends to the telephony intelligence net with user's mass transit card number of the account, Bank Account Number information and the amount of money paid and is forwarded to financial sector;
Step 54, financial sector is deducted the corresponding amount of money according to the amount information that the user provides from this user's bank account, and returns confirmation to telephony intelligence net system, and this confirmation comprises the amount of money that the user pays;
Step 55, telephony intelligence net system is forwarded to top box of digital machine with confirmation;
Step 56, Non-contact Media Reader are changed the amount of money of user's mass transit card according to received affirmation information;
Step 57, financial sector sends to bus information management system with the amount of money of paying with batch fashion with a plurality of mass transit card numbers of the account of having paid the user of public transport expense;
Step 58, the bus information management system returns confirmation to telephony intelligence net system.
Fig. 5 is interactive set-top box is paid the public transport expense by the Internet with up channel and down channel a system block diagram, under this system architecture, because set-top box directly gets involved Internet, Internet and financial sector establish a communications link, Internet and smart phone net establish a communications link, and smart phone net and financial sector also establish a communications link with the bus information management system.
On the system shown in Figure 5 basis, it is as follows that the user uses bank card to pay the step of public transport expense:
Step 61, the user places mass transit card in the effective range of Non-contact Media Reader, according to the information on the television screen input Bank Account Number information and the amount of money paid;
Step 62 sends to user's mass transit card number of the account, Bank Account Number information and the amount of money paid and melts system by Internet;
Step 63, financial sector is deducted the corresponding amount of money according to the amount information that the user provides from this user's bank account, and returns confirmation by Internet to interactive set-top box, and this confirmation comprises the amount of money that the user pays;
Step 64, Non-contact Media Reader are changed the amount of money of user's mass transit card according to received affirmation information;
Step 65, financial sector sends to bus information management system with the amount of money of paying with batch fashion with a plurality of mass transit card numbers of the account of having paid the user of public transport expense;
Step 66, the bus information management system returns confirmation to financial sector.
On the system shown in Figure 5 basis, it is as follows that the user uses prepaid mobilephone card to pay the step of public transport expense:
Step 71, the user places mass transit card in the effective range of Non-contact Media Reader, according to the input of the information on television screen prepaid mobilephone card password;
Step 72 sends to the telephony intelligence net with user's prepaid mobilephone card password by Internet;
Step 73, the telephony intelligence net is changed the state of user's prepaid mobilephone card, and returns confirmation by Internet to interactive set-top box, and this confirmation comprises the amount of money of user's prepaid mobilephone card;
Step 74, Non-contact Media Reader are changed the amount of money of user's mass transit card according to received affirmation information;
Step 75, the telephony intelligence net sends to bus information management system with the amount of money of paying with batch fashion with a plurality of mass transit card numbers of the account of having paid the user of public transport expense;
Step 76, the bus information management system returns confirmation to telephony intelligence net system.
Among the above-mentioned embodiment that pays the public transport expense, be to adopt mode quasi real time to finish, promptly before the change of finishing the amount of money of user's mass transit card, the bus information management system does not participate in any communication process.Certainly among above-mentioned all embodiment, also can adopt real-time mode to carry out, be that financial sector or telephony intelligence net system carried out alternately with the bus information management system before sending acknowledge message, the amount of money that user's public transport card number and user paid sends to the bus information management system, after finishing alternately, send confirmation again.
Among the above-mentioned embodiment that pays the public transport expense, read the amount of money of the user that returns pays in the confirmation the amount of money and then change family mass transit card realizes by Non-contact Media Reader, and in actual life, also have the quantity of the product of enough buying by the change user to realize, for example the user takes the electricity card to go to bank to purchase, the staff of bank can write the number of degrees of the electricity of user institute electricity payment equivalence in the electricity card of access customer, describes how electricity payment of user below in detail.
Fig. 6 is an interactive set-top box by the system block diagram of the digital television broadcasting net electricity payment with up channel and down channel, comprises display module, interactive set-top box, digital television broadcasting net, financial sector/telephony intelligence net system and power information management system.Wherein display module links to each other with interactive set-top box, is used to the result who points out the user to import corresponding information and pay the fees; Interactive set-top box and digital television broadcasting net establish a communications link; Digital television broadcasting net and financial sector/telephony intelligence net system establishes a communications link; Financial sector/telephony intelligence net system and power information management system establish a communications link.Financial sector/telephony intelligence net system is used to finish the payment on behalf of the electricity charge, and the information that also is used for paying on behalf is sent to the power information management system and to make things convenient for the power information management system user is managed and settles accounts.The power information management system is used to preserve user's electric card information, and this information is managed.The electricity card information comprises the historical record of electric card number, user's electricity payment, also comprises the user when using the prepaid mobilephone card paying, the remaining sum that has more etc.
System shown in Fig. 6 can support bank card to pay the fees, and also can the supporting telephone rechargeable card pays the fees (as walk in the Divine Land, phs telephone rechargeable card etc.).The user can be according to prompting, input bank card information (comprise number of the account, password, for some type credit card, the user does not need to input password) and the amount of money of paying the fees or the password of directly inputing prepaid mobilephone card.For the interactive set-top box that the bank card card reader has been installed, the user can directly swipe the card, thereby reads bank card account number, and the user does not then need to have imported bank card account number.
Telephony intelligence net system among Fig. 6 can be the mobile intelligent net system, it also can be the landline telephone intelligent net system, can also be mobile intelligent net system and landline telephone intelligent net system, for example use the walk in the Divine Land prepaid mobilephone card to pay the fees by the fixed-line telephone network system.
On the basis of system shown in Figure 6, may further comprise the steps with the bank card electricity payment:
Step 81 user inserts the electricity card in Contact Type Ic Card draw-in groove that increases newly or condition receiving card draw-in groove after, is imported Bank Account Number information, is purchased the electric number of degrees according to the information on the television screen;
Step 82 sends to the digital broadcast television net with user's electricity card number of the account, Bank Account Number information, the number of degrees of purchasing electricity;
Step 83, the digital broadcast television net is forwarded to financial sector with above-mentioned information;
Step 84, financial sector is deducted corresponding amount of money according to the number of degrees of purchasing electricity that the user provides through convert (number of degrees unit of the multiply by electricity price of promptly purchasing electricity) from this user's bank account, and return confirmation, comprise the user in this confirmation and purchase the number of degrees of electricity and the corresponding amount of money of being deducted;
Step 85, Contact Type Ic Card card reader are changed the number of degrees of user's electricity card according to received affirmation information;
Step 86, financial sector sends to the power information management system with the user's of a plurality of electricity payments the electricity card number of the account and the corresponding amount of money of being deducted with batch fashion;
Step 87, the power information management system is returned confirmation to financial sector.
The above-mentioned embodiment that purchases electricity is that the mode by quasi real time realizes, certainly, also can realize with real-time mode.
Be described in detail in below on the basis of system shown in Figure 6, use the step of prepaid mobilephone card electricity payment.Because existing prepaid mobilephone card all is a quota, remainder (this amount of money can not be divided exactly by the unit electricity price) may appear when purchasing electricity with the amount of money of prepaid mobilephone card, and the electricity card generally can only be supported a decimal, for user and Utilities Electric Co. are not all suffered a loss, solve this problem that when using prepaid mobilephone card, is occurred with mode real-time and quasi real time respectively below.
On the basis of system shown in Figure 6, use the prepaid mobilephone card electricity payment with real-time mode, wherein the power information management system is preserved the remaining sum that has more when the user uses the prepaid mobilephone card electricity payment, may further comprise the steps:
Step 91 is the user inserts the electricity card in newly-increased Contact Type Ic Card draw-in groove or condition receiving card draw-in groove after, according to the input of the information on television screen prepaid mobilephone card password;
Step 92 sends to the digital broadcast television net with user's prepaid mobilephone card password and electric card number;
Step 93, the digital broadcast television net is forwarded to the telephony intelligence net with above-mentioned information;
Step 94, the telephony intelligence net is inquired about the amount of money of this prepaid mobilephone card, and the amount of money of this prepaid mobilephone card is sent to the power information management system;
Step 95, power information management system utilize the remaining sum sum and the unit electricity price of the amount of money of this prepaid mobilephone card and this user's that the power information management system is preserved electricity card to convert, and obtain the number of degrees that the user purchases electricity, and the unnecessary amount of money;
Step 96, power information management system are preserved the unnecessary amount of money, and the number of degrees that this user purchases electricity are sent and the unnecessary amount of money arrives the telephony intelligence net;
Step 97, the telephony intelligence net sends confirmation to the digital television broadcasting net, and this confirmation comprises this user and purchases the number of degrees of electricity and the unnecessary amount of money;
Step 98, the digital television broadcasting net is forwarded to interactive set-top box with confirmation;
Step 99, Contact Type Ic Card card reader are changed the number of degrees of user's electricity card according to received affirmation information.
On the basis of system shown in Figure 6, the step of using prepaid mobilephone card to purchase electricity in mode quasi real time comprises:
Step 101, telephony intelligence net, are used to preserve the amount of money that the user uses prepaid mobilephone card and purchase the remaining sum that has more behind the electricity for the user who uses the prepaid mobilephone card electricity payment sets up database in this locality;
Step 102 is the user inserts the electricity card in newly-increased Contact Type Ic Card draw-in groove or condition receiving card draw-in groove after, according to the input of the information on television screen prepaid mobilephone card password;
Step 103 sends to the digital broadcast television net with user's prepaid mobilephone card password and electric card number;
Step 104, the digital broadcast television net is forwarded to the telephony intelligence net with above-mentioned information;
Step 105, the telephony intelligence net is in the remaining sum that has more of this user's of local search electricity card;
Step 106, telephony intelligence net utilize the remaining sum sum that has more and the unit electricity price of the amount of money of this prepaid mobilephone card and this user's electricity card to convert, and obtain the number of degrees that the user purchases electricity, and the unnecessary amount of money;
Step 107, telephony intelligence net are preserved the unnecessary amount of money in this locality, and send confirmation to the digital television broadcasting net, and this confirmation comprises that this user purchases the number of degrees of electricity and the unnecessary amount of money;
Step 108, the digital television broadcasting net is forwarded to interactive set-top box with confirmation;
Step 109, Contact Type Ic Card card reader are changed the number of degrees of user's electricity card according to received affirmation information;
Step 1010, the telephony intelligence net sends to the power information management system with the number of degrees that the user purchases electricity;
Step 1011, the power information management system is returned confirmation to telephony intelligence net system.
Those skilled in the art can also carry out various modifications to above content under the condition that does not break away from the definite the spirit and scope of the present invention of claims.Therefore scope of the present invention is not limited in above explanation, but determine by the scope of claims.
Claims (10)
1, a kind of method of paying the fees with interactive set-top box is characterized in that, may further comprise the steps:
Step 1, the user inserts contact integrated circuit card draw-in groove with contact integrated circuit trading card, perhaps the contact-free integrated circuit trading card is placed in the effective range of contactless integrated circuit card card reader;
Step 2, control module is pointed out user's input information by display module; The amount of money that the user pays according to the information on display module input or quantity, the bank card information of purchase are perhaps according to the input of the information on display module prepaid mobilephone card information;
The amount of money that step 3, interactive set-top box are paid the user or quantity, trading card card number, the bank card information of purchase, send to financial sector; Perhaps interactive set-top box sends to telephony intelligence net system with user's trading card card number, prepaid mobilephone card information;
Step 4, financial sector are scratched the corresponding amount of money from user's bank account, and return confirmation to interactive set-top box; Perhaps telephony intelligence net system changes the state of prepaid mobilephone card, and returns confirmation to interactive set-top box;
Step 5, the information of the described user's of affirmation information change that foundation receives trading card.
2, method of paying the fees with interactive set-top box as claimed in claim 1 is characterized in that, also comprises:
Step 6, the user's that financial sector or telephony intelligence net system will pay the fees the trading card card number and the information of paying the fees send to trade information administrative center with batch fashion;
Step 7, trade information administrative center returns confirmation to financial sector or telephony intelligence net system.
3, method of paying the fees with interactive set-top box as claimed in claim 1 is characterized in that, also comprises between described step 3 and the step 4:
Step 8, financial sector or telephony intelligence net system send to trade information administrative center with described user's trading card card number and the information of paying the fees;
Step 9, trade information administrative center returns confirmation to financial sector or telephony intelligence net system.
4, method of paying the fees with interactive set-top box as claimed in claim 1 is characterized in that, also comprises between described step 3 and the step 4:
Step 10, the telephony intelligence net sends to trade information administrative center with described user's the trading card card number and the amount of money of prepaid mobilephone card;
Step 11, trade information administrative center converts according to remaining sum sum, the industry unit price of the described user's of the amount of money of prepaid mobilephone card and the storage of trade information administrative center the pairing account of trading card card number, the remaining sum that has more is stored in the pairing account of the sector card card number at the industry Center For Information Management, and returns confirmation to telephony intelligence net system.
5, method of paying the fees with interactive set-top box as claimed in claim 1 is characterized in that, in the described step 4, financial sector converts according to quantity and the industry unit price that the user buys, and scratches the corresponding amount of money from this user's bank card account number; Perhaps telephony intelligence net system also converts according to remaining sum sum, the industry unit price of the described user's of the amount of money of prepaid mobilephone card and the storage of telephony intelligence net system the pairing account of trading card card number, and the remaining sum that has more is stored in telephony intelligence net system.
6, method of paying the fees as claimed in claim 1 with interactive set-top box, it is characterized in that, in the described step 2, if interactive set-top box has been installed the bank card card reader, the user is presented at the bank card number in the bank card information on the display module by brush bank card card.
7, a kind of system that pays the fees with interactive set-top box comprises financial sector or telephony intelligence net system, trading card, interactive set-top box, display module, it is characterized in that interactive set-top box comprises:
Control module is used for by display module prompting user's input information, controls interactive set-top box according to the information of trading card and information and the financial sector or the system communication of smart phone net of user's input, and the information of control change trading card.
8, the system that pays the fees with interactive set-top box as claimed in claim 7, it is characterized in that, also comprise newly-increased contact integrated circuit trading card draw-in groove, described newly-increased contact integrated circuit trading card draw-in groove and the shared contact integrated circuit of condition receiving card draw-in groove card reader, perhaps contact-free integrated circuit trading card card reader and contact-free integrated circuit trading card card-reader driver program module are used to read and change the information of contact integrated circuit trading card or contact-free integrated circuit trading card.
9, the system that pays the fees with interactive set-top box as claimed in claim 7 is characterized in that, also comprises the bank card card reader, is used to read bank card number, and is presented on the display module under the control of control module.
10, the described system that pays the fees with interactive set-top box of claim 7 is characterized in that, also comprises trade information administrative center, is used to preserve the pairing accounts information of user's trading card card number, and the pairing accounts information of trading card card number is managed.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2007100986491A CN101296361A (en) | 2007-04-24 | 2007-04-24 | Method and device for paying by interactive television set-top box |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2007100986491A CN101296361A (en) | 2007-04-24 | 2007-04-24 | Method and device for paying by interactive television set-top box |
Publications (1)
| Publication Number | Publication Date |
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| CN101296361A true CN101296361A (en) | 2008-10-29 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA2007100986491A Pending CN101296361A (en) | 2007-04-24 | 2007-04-24 | Method and device for paying by interactive television set-top box |
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| Country | Link |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2010145299A1 (en) * | 2009-06-18 | 2010-12-23 | 中兴通讯股份有限公司 | Method and system for payment based on network television terminal |
| CN102117453A (en) * | 2009-12-30 | 2011-07-06 | 中国银联股份有限公司 | Method and system for accepting various payment cards and performing transaction transfer treatment |
| CN101783923B (en) * | 2009-12-25 | 2011-10-26 | 北京惠信博思技术有限公司 | Method for sending dunning information of digital television |
| WO2012014185A1 (en) | 2010-07-30 | 2012-02-02 | Hubinak Emil | System and method of cashless payment for purchase over a television channel |
| CN102547404A (en) * | 2011-12-29 | 2012-07-04 | 上海泓安信息科技有限公司 | Set-top box operation charging system |
-
2007
- 2007-04-24 CN CNA2007100986491A patent/CN101296361A/en active Pending
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2010145299A1 (en) * | 2009-06-18 | 2010-12-23 | 中兴通讯股份有限公司 | Method and system for payment based on network television terminal |
| CN101783923B (en) * | 2009-12-25 | 2011-10-26 | 北京惠信博思技术有限公司 | Method for sending dunning information of digital television |
| CN102117453A (en) * | 2009-12-30 | 2011-07-06 | 中国银联股份有限公司 | Method and system for accepting various payment cards and performing transaction transfer treatment |
| CN102117453B (en) * | 2009-12-30 | 2014-08-20 | 中国银联股份有限公司 | Method and system for accepting various payment cards and performing transaction transfer treatment |
| WO2012014185A1 (en) | 2010-07-30 | 2012-02-02 | Hubinak Emil | System and method of cashless payment for purchase over a television channel |
| CN102547404A (en) * | 2011-12-29 | 2012-07-04 | 上海泓安信息科技有限公司 | Set-top box operation charging system |
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Open date: 20081029 |