CN118609271A - Lease system and intelligent sales counter - Google Patents

Abstract

The embodiment of the invention discloses a leasing system and an intelligent sales counter, wherein the leasing system comprises: the contract signing module is used for generating a corresponding lease contract according to the first lease intention of the lessee so as to be signed by the lessee and the lessee together; the rule creation module is used for generating an accounting rule according to the signed lease contract; and the transaction settlement module is used for respectively distributing transaction amounts to the renter and the lessee according to the account dividing rule when the intelligent sales counter generates transactions. The embodiment of the invention realizes the online signing of the leasing contract, the automatic generation of the account dividing rule and the real-time distribution of the transaction amount through the contract signing module, the rule creating module and the transaction settlement module. Not only improves the efficiency and accuracy of checking accounts and reduces the labor cost, but also enhances the transparency of data and ensures the collection rights and interests of renters.

Description

Lease system and intelligent sales counter

Technical Field

The embodiment of the invention relates to the field of intelligent cabinet leasing, in particular to a leasing system and an intelligent sales counter.

Background

Vending machine manufacturer or secondhand business (retrieve self-service vending machine), in the equipment lease process, can divide into settlement according to the receipts, at present mainly through off-line settlement, the problem that off-line settlement exists: the checking cost of labor is high, the data is opaque, and the equipment renter cannot collect money in time or cannot collect money.

However, since the offline settlement requires manual checking, a great deal of time and labor are consumed, and errors are easy to occur; along with the increase of the quantity of intelligent sales counter, the difficulty and the workload of checking account can be multiplied, and the labor cost is obviously increased. The off-line settlement mode lacks transparency, and the renting parties have difficulty in knowing the transaction condition and the account separation details of the sales counter in real time. Such opacity may cause distrust and disputes between the two parties, affecting smooth progress of collaboration; and because of delays and uncertainties in off-line settlement, equipment renters may be at risk of not being charged in time or not being charged. This not only compromises the interests of the equipment renter but may also affect its normal funds circulation and business operations.

Disclosure of Invention

The technical problem which is mainly solved by the embodiment of the invention is to provide a leasing system and an intelligent sales counter, which can solve the problem of off-line settlement.

In order to solve the technical problems, one technical scheme adopted by the embodiment of the invention is as follows: the utility model provides a lease system is applied to intelligent sales counter, includes: the contract signing module is used for generating a corresponding lease contract according to the first lease intention of the lessee so as to be signed by the lessee and the lessee together; the rule creation module is used for generating an accounting rule according to the signed lease contract; and the transaction settlement module is used for respectively distributing transaction amounts to the renter and the lessee according to the account dividing rule when the intelligent sales counter generates transactions.

In some embodiments, the rental system further comprises: the temporary reminding module is used for sending reminding information to the lessee and the lessor to inform the lessee and the lessor that the lease contract will be invalid after a preset number of days before the expiration of the lease contract; and the contract renewing module is used for acquiring whether the lessee has renewing intention, and if so, sending the renewing intention to the contract signing module so as to generate a renewing contract for signing by the lessee and the lessee.

In some embodiments, the rental system further comprises: the right granting module is used for granting the right of use of the intelligent sales counter to the lessee after the lessee and the lessee sign together to take effect; and the contract termination module is used for recovering the use right after the lease contract expires.

In some embodiments, the rental system further comprises: the information display module is used for providing leasing information of the intelligent sales counter for a lessee; and the information receiving module is used for acquiring the lease intention of the lessee.

In some embodiments, the contract signing module includes: a contract generation unit, configured to generate the lease contract according to the first lease intention; a contract transmitting unit for transmitting the lease contracts to the lessee and the lessee, respectively; a contract receiving unit for receiving lease contracts commonly signed by the lessees and the lessors; and a contract verification unit for verifying whether the commonly signed lease contract has legal effectiveness.

In some embodiments, the rule creation module comprises: the first acquisition unit is used for acquiring lease information contained in the signed lease contract; and the rule generation unit is used for generating the account dividing rule according to the lease information.

In some embodiments, the transaction settlement module includes: the expense generating unit is used for respectively distributing the transaction amount into the amount obtained by the renter and the amount obtained by the lessee according to the account dividing rule; the bill generation unit is used for generating a lease bill according to the transaction amount and the amount obtained by the lessor and respectively sending the lease bill to the lessor and the lessee; and the amount settlement unit is used for respectively transferring the amount obtained by the renter and the amount obtained by the lessee to the renter and the lessee.

In some embodiments, the rental information includes a device number, rental rules, and a rental period of the intelligent sales counter.

In some embodiments, the rental rules include a revenue distribution manner, a revenue settlement period, and a rental party account amount upper bound; the profit distribution mode comprises proportionally dividing the profit into fixed amounts; the revenue settlement period includes daily settlement, weekly settlement, and monthly calculation; the upper limit of the billing amount of the renter comprises an upper limit of the amount of a single day, an upper limit of the amount of a single month and an upper limit of the accumulated amount during the renting period.

In order to solve the technical problems, another technical scheme adopted by the embodiment of the invention is as follows: provided is an intelligent sales counter, comprising: the rental system as described above.

The beneficial effects of the embodiment of the invention are as follows: different from the situation of the prior art, the embodiment of the invention realizes the online signing of the leasing contract, the automatic generation of the account dividing rule and the real-time distribution of the transaction amount through the contract signing module, the rule creating module and the transaction settlement module. Not only improves the efficiency and accuracy of checking accounts and reduces the labor cost, but also enhances the transparency of data and ensures the collection rights and interests of renters.

Drawings

FIG. 1 is a schematic diagram of a first rental system according to an embodiment of the present invention;

FIG. 2 is a schematic diagram of a second rental system, according to an embodiment of the present invention;

FIG. 3 is a schematic diagram of a third rental system according to an embodiment of the present invention;

FIG. 4 is a schematic diagram of a contract signing module according to an embodiment of the present invention;

FIG. 5 is a schematic diagram of a rule creation module according to an embodiment of the present invention;

fig. 6 is a schematic structural diagram of a transaction settlement module according to an embodiment of the present invention.

Detailed Description

In order that the application may be readily understood, a more particular description thereof will be rendered by reference to specific embodiments that are illustrated in the appended drawings. It will be understood that when an element is referred to as being "fixed" to another element, it can be directly on the other element or one or more intervening elements may be present therebetween. When an element is referred to as being "connected" to another element, it can be directly connected to the other element or one or more intervening elements may be present therebetween. The terms "upper," "lower," "inner," "outer," "bottom," and the like as used in this specification are used in an orientation or positional relationship based on that shown in the drawings, merely to facilitate the description of the application and to simplify the description, and do not indicate or imply that the devices or elements referred to must have a particular orientation, be constructed and operated in a particular orientation, and thus should not be construed as limiting the application. Furthermore, the terms "first," "second," "third," and the like are used for descriptive purposes only and are not to be construed as indicating or implying relative importance.

Unless defined otherwise, all technical and scientific terms used herein have the same meaning as commonly understood by one of ordinary skill in the art to which this application belongs. The terminology used in the description of the application herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the application. The term "and/or" as used in this specification includes any and all combinations of one or more of the associated listed items.

In addition, the technical features mentioned in the different embodiments of the application described below can be combined with one another as long as they do not conflict with one another.

The technical scheme of the present application will be described below with reference to the accompanying drawings.

In order to solve the problems of great time and labor consumption, easy error occurrence and the like caused by manual account checking in an offline settlement mode adopted in the intelligent sales counter leasing process, the embodiment of the invention provides a leasing system applied to an intelligent sales counter, and the leasing system comprises a contract signing module 100, a permission granting module 200, a rule creating module 300, a transaction settlement module 400 and a contract ending module 500, wherein the structure schematic diagram of the leasing system is shown in fig. 1.

The contract signing module 100 is connected with the rights granting module 200, the rights granting module 200 is also connected with the rule creating module 300 and the contract terminating module 500, respectively, and the rule creating module 300 is connected with the transaction settlement module 400.

The contract signing module 100 is configured to generate a corresponding lease contract according to a first lease intention of a lessee, so that the lessee and the lessee sign together. The rights granting module 200 is used for granting the right to use the intelligent sales counter to the lessee after the lease contract is signed and validated by the lessee and the lessee together. Rule creation module 300 is configured to generate an accounting rule based on the signed lease contract. The transaction settlement module 400 is used for respectively distributing transaction amounts to renters and lessees according to the rules of billing when the intelligent sales counter generates transactions. The contract termination module 500 is used to recover the usage rights after the lease contract expires.

Specifically, the contract signing module 100 functions to automatically generate a corresponding lease contract according to lease intention of a lessee. The complicated steps of manually planning and modifying the contract in the traditional leasing process are simplified, and the efficiency and accuracy of contract generation are improved. The generated contract is signed by the lessee and the lessor together, so that the rights and interests of the lessee are ensured to be clear and guaranteed.

In some embodiments, the contract signing module 100 may be implemented based on template contract generation, including in particular: presetting a plurality of lease contract templates to cover different lease scenes and requirements; inputting lease intention of a party to be leased through a system interface, wherein the lease intention comprises key information such as lease period, lease, equipment type and the like; then automatically matching and filling the intent information provided by the lessee into corresponding contract templates to generate a preliminary lease contract; and the lessee and the lessor review the generated contract online, and carry out electronic signature after confirming the contract without errors, thus completing the signing of the contract.

In other embodiments, the contract signing module 100 may be implemented based on customized contract generation, including in particular: inputting specific lease requirements and terms of the lessees in detail; according to the specific requirements of lessees, contract draft is dynamically generated, and pertinence and flexibility of contract clauses are ensured; negotiating and modifying contract draft on line by the party to be leased and the party to be leased until the two parties agree; and finally, after the two parties confirm that the contract is correct, carrying out electronic signature to complete final signing of the contract.

The authority granting module 200 functions to automatically grant the tenant the right to use the intelligent sales counter after the lease contract is signed and validated by the tenant and the lender together. So as to ensure automation and accuracy of the leasing process and avoid tedious and error-prone property of manually granting rights. Through the authority granting module 200, the leasing system can safely and efficiently manage the access authority of the intelligent sales counter, and ensure the rights and interests of the leasing parties.

In some embodiments, the rights granting module 200 may be implemented based on automatic authorization of the rental contract, specifically including: verifying the validity of the lease contract, including the identity of the signing parties, the contract term and other information; after passing the verification, automatically generating a unique authorization code, wherein the authorization code is related to information of the lessee and the intelligent sales counter; and issuing the authorization code to the lessee, and enabling the lessee to activate the use right of the intelligent sales counter by inputting the authorization code.

In other embodiments, the rights granting module 200 may be implemented based on remote control authorization, including in particular: when the lease contract is validated, the authority granting module 200 automatically activates an intelligent sales counter leased by a lessee through a remote control function; the state of the intelligent sales counter is monitored in real time, so that the lessees can use normally in the contract validity period; if the intelligent sales counter is abnormal or fails, the rights granting module 200 can timely discover and notify relevant personnel to process.

In other embodiments, the rights granting module 200 may be implemented based on an integrated third party authentication service, including in particular: the rights granting module 200 integrates third party authentication services such as OAuth, openID, etc.; the lessee carries out safe login through a third party authentication service to acquire the use right of the intelligent sales counter; during the contract, the tenant's usage rights, such as set usage time, transaction limits, etc., are dynamically managed according to the terms of the lease contract.

The function of rule creation module 300 is to automatically generate the accounting rules for the transaction based on the lease contract that has been signed. The rules of the billing define how the revenue generated during the use of the intelligent sales counter should be distributed between the lessor and lessee. The automated processing of rule creation module 300 greatly improves efficiency and reduces errors that may occur due to manual setting of the billing rules.

In some embodiments, the rule creation module 300 may be implemented based on rule generation of the contract template, including in particular: selecting a proper account dividing rule template according to the type of the lease contract; automatically extracting key data from signed contracts, such as lease terms, income distribution modes and the like; and finally filling the extracted data into a template, and automatically generating a specific account dividing rule.

In other embodiments, the rule creation module 300 may generate an implementation based on customized rules, specifically including: deep analysis is carried out on signed lease contracts, and all clauses related to account separation are identified; according to the analyzed clauses, constructing a billing logic conforming to the agreement of both parties; and verifying the accuracy of the account dividing rule through the simulated transaction, and optimizing according to feedback.

The transaction settlement module 400 functions to automatically and accurately allocate transaction amounts to renters and lessees, respectively, according to the billing rules generated by the rule creation module 300 when the intelligent sales counter generates transactions. So as to simplify the complicated manual settlement process in the traditional leasing process, improve the efficiency and accuracy of fund distribution and reduce the risk of human errors.

In some embodiments, the transaction settlement module 400 may be implemented based on real-time account settlement, including in particular: real-time monitoring transaction data of the intelligent sales counter; once the transaction is generated, the module immediately distributes the transaction amount to the lessor and lessee according to the preset billing rules; and the allocation situation of each transaction is recorded in detail to generate a bill for subsequent inquiry and reconciliation.

The function of the contract termination module 500 is to ensure the normal execution of the lease contract, protect the interests of the lessor, and avoid disputes caused by continued use of the intelligent sales counter by the lessee after the expiration of the contract. The use right is recovered in an automatic mode, so that the working efficiency is improved, the need of manual intervention is reduced, the operation cost is reduced, and the standardization and legal compliance of the leasing process are ensured.

In some embodiments, the contract termination module 500 may be implemented based on an automatic locking mechanism, including in particular: before the lease contract expires, the system automatically sends an expiration prompt to the lessee; once the contract expires, the contract termination module automatically sends a locking instruction to the intelligent sales counter, so that the sales counter cannot be used continuously; and sending contract termination and sales counter locking notification to the lessee.

In other embodiments, the contract termination module 500 may be implemented based on remote shutdown and reclamation, including in particular: after the contract expires, the contract termination module 500 closes the operation of the intelligent sales counter through the remote control function; all data and settings of the lessee on the sales counter are cleared, and the lessee is restored to an initial state; and informing relevant personnel to go to the site, and carrying out physical recycling work of the intelligent sales counter.

Overall, the contract signing module 100 will further trigger the rights granting module 200 after completing the signing process of the contract. The rights granting module 200 then verifies the validity of the lease contract and automatically opens the right to use the intelligent sales counter for the lessee; and the signed lease contract information is transferred to the rule creation module 300 so that it automatically generates transaction billing rules according to specific terms in the contract, such as a revenue distribution manner, a revenue settlement period, etc. The information of the contract due date and the like recorded in the contract signing module 100 will be used by the contract ending module 500. When the contract expires, the contract termination module 500 will automatically trigger the usage rights reclamation process based on this information.

Unlike the rental system of the above embodiment, the present invention further provides a second rental system, whose structure diagram is shown in fig. 2, which includes a contract signing module 100, a rights granting module 200, a rule creating module 300, a transaction settlement module 400, a contract terminating module 500, an information displaying module 600, and an information displaying module 700.

The contract signing module 100 is connected with the authority granting module 200, the authority granting module 200 is also connected with the rule creating module 300 and the contract terminating module 500 respectively, the rule creating module 300 is connected with the transaction settlement module 400, the information display module 600 is connected with the information display module 700, and the information display module 700 is connected with the contract signing module 100.

The specific functions of the contract signing module 100, the rights granting module 200, the rule creating module 300, the transaction settlement module 400 and the contract terminating module 500 are the same as those of the rental system provided in the previous embodiment, and the detailed description is omitted in this embodiment.

The information display module 600 is used for providing lease information of the intelligent sales counter for the lessee; the information receiving module 700 is used for obtaining the lease intention of the lessee.

In the embodiment of the application, the lease information comprises the equipment number, lease rule, lease period and the like of the intelligent sales counter. The lease rules comprise a profit distribution mode, a profit settlement period and an upper limit of the amount of the leasing party; the income distribution mode comprises proportionally dividing into fixed amount; the revenue settlement period includes daily settlement, weekly settlement, and monthly calculation; the upper limit of the billing amount of the lessor includes an upper limit of the amount of a single day, an upper limit of the amount of a single month, and an upper limit of the accumulated amount during lease.

The information display module 600 functions to provide detailed intelligent sales counter rental information for the lessee. Lease information includes, but is not limited to, the type, function, lease period, available quantity, lease location, etc. of the intelligent sales counter. Through the information display module 600, the lessee can clearly learn about the details of the lease, thereby making a more intelligent lease decision. Further, transparency of the leasing process is improved, user experience is enhanced, and more potential clients are attracted.

The information receiving module 700 functions in the rental system of the intelligent sales counter to receive and process the rental intent submitted by the lessee. Provides a convenient channel for lessees to express the leasing requirement of the lessees on the intelligent sales counter, and is a bridge connecting the lessees and the leasing system. Through the information receiving module 700, the rental system can timely capture market dynamics and customer demands, and then respond accordingly.

The information provided by the information presentation module 600 can excite the interest of the lessee, and thus submit the lease intention through the information receiving module 700. Together, information presentation module 600 and information receiving module 700 form a front-end interface of the rental system, responsible for attracting and hosting potential customers. Once the information receiving module 700 collects the lease intention of the lessee, the lease intention is passed to the contract signing module 100. The contract signing module 100 prepares a corresponding lease contract for lessees and lessees to sign according to information contained in lease intention.

In distinction to the rental system of the above embodiment, the present invention further provides a third rental system, whose structure diagram is shown in fig. 3, which includes a contract signing module 100, a rights granting module 200, a rule creating module 300, a transaction settlement module 400, a contract terminating module 500, an information displaying module 600, an information displaying module 700, a temporary reminding module 800, and a contract renewing module 900.

The contract signing module 100 is connected with the authority granting module 200 and the contract renewing module 900, the authority granting module 200 is also connected with the rule creating module 300 and the contract ending module 500 respectively, the rule creating module 300 is connected with the transaction settlement module 400, the information displaying module 600 is connected with the information displaying module 700, and the information displaying module 700 is connected with the contract signing module 100. The contract termination module 500 is connected with the temporary reminding module 800, and the temporary reminding module 800 is connected with the contract renewal module 900.

The temporary reminding module 800 is configured to send reminding information to the lessee and the lessor for informing the lessee and the lessor that the lessee lease contract will fail, on a preset number of days before the expiration of the lease contract; the contract renewal module 900 is configured to obtain whether the lessee has a renewal, and if yes, send the renewal to the contract renewal module to generate a renewal contract for the lessee and the lessee to sign.

The function of the expiration reminding module 800 in the intelligent sales counter lease system is to send reminding information to the lessee and the lessor in a preset number of days before the lease contract expires, and inform the lessee and the lessor that the lease contract is about to expire, so as to avoid contract failure caused by forgetting or negligence. So as to improve the efficiency of lease management and customer satisfaction, and ensure that both parties have enough time to prepare contract renewal or termination matters.

In some embodiments, the temporary reminding module 800 may be implemented based on a popup window inside the system, and specifically includes: when a lessee or lessor logs in to the rental system, if the lessee or lessor has a lease contract to expire, the system automatically pops up a reminding window; detailed information of the contract is displayed in the popup window, wherein the detailed information comprises a contract number, an expiration date and a renewal operation guide; buttons such as 'immediate continuation' or 'view details' are provided to guide the user to perform the next operation.

In other embodiments, the temporary reminding module 800 may be implemented based on automatic sms/email reminding, and specifically includes: allowing lessors to set the number of days in advance for alert delivery, such as 30 days, 15 days, 7 days, etc. before the contract expires; automatically generating reminding short messages or mail contents according to a preset template, wherein the reminding short messages or mail contents comprise contract expiration dates, renewal guides and the like; when the preset reminding time is reached, the system automatically sends reminding information to registered mobile phone numbers or mailboxes of the lessees and the lessees.

The function of the contract renewal module 900 in the intelligent sales counter rental system is to process the renewal of the lessee and coordinate the contract renewal module to generate a new renewal contract. The continuity and smoothness of the leasing relation are ensured, the service interruption caused by the expiration of the contract is reduced, and the customer satisfaction degree and the leasing efficiency are improved.

In some embodiments, the contract renewal module 900 may be implemented based on an online renewal platform, specifically including: lessees can submit the duration of lease through an online platform of the lease system, and select duration of lease, lease payment mode and the like; according to preset rules, automatically checking the renewing intention of the lessee to ensure that the lessee accords with renewing conditions; after the verification is passed, the system automatically sends the renewing lease to the contract signing module 100 to generate a new renewing lease contract for signing by both parties.

When the temporary reminding module 800 sends reminding information, a lessee can be guided to express the duration through the contract duration module 900, so that smooth connection between the temporary reminding module 800 and the contract duration module 900 is realized. When the lessee expresses the renewing intent and is processed by the contract renewing module 900, the contract signing module 100 will generate a new lease contract. The clinical reminding module 800 updates the internal contract term information after the completion of signing the contract, so as to ensure the subsequent accurate reminding. If the tenant chooses not to renew the lease, the clinical reminder module 800 will notify the contract termination module 500 that it is ready to perform a contract termination operation after the contract expires.

In some embodiments of the present application, there is provided a contract signing module, the structure of which is schematically shown in fig. 4, comprising a contract generating unit 110, a contract transmitting unit 120, a contract receiving unit 130, and a contract verifying unit 140.

The contract generation unit 110 is connected to the contract transmission unit 120, and the contract reception unit 130 is connected to the contract verification unit 140. The contract generation unit 110 is used for generating a lease contract according to the first lease intention; the contract transmitting unit 120 is used for transmitting the lease contracts to the lessees and lessees, respectively; the contract receiving unit 130 is used for receiving lease contracts commonly signed by lessees and lessees; the contract verification unit 140 is used to verify whether the commonly signed lease contract has legal effectiveness.

The contract generation unit 110 functions to automatically or semi-automatically generate a standardized lease contract according to the lease intention of a lessee and the lease condition of a lessee. So as to ensure the accuracy, the integrity and the compliance of the contract contents, thereby effectively reducing legal disputes caused by unclear or missing contract terms. Meanwhile, the efficiency of the leasing process can be greatly improved and the manual operation and human errors are reduced by automatically generating the contract.

In some embodiments, the contract generation unit 110 may be implemented based on template compound co-generation, specifically including: presetting a plurality of standardized contract templates according to the characteristics of leasing businesses and legal requirements; when the lease intention is received, the contract generation unit automatically extracts key information (such as lease term, lease goods and the like) from the intention and fills the information into a corresponding template; the contract generation unit may automatically adjust or add certain specific terms depending on the specific requirements of the lessee and lessor.

In other embodiments, the contract generation unit 110 may be customized based on an intelligent contract, including in particular: specific demands of lessees and lessors are collected through an interactive interface; the requirements of both sides are intelligently matched by utilizing an algorithm, and contract clauses meeting the requirements of both sides are generated; the generated contract draft can be checked by legal specialists or business personnel to ensure the validity and rationality of the contract content.

The function of the contract sending unit 120 is to ensure that the contract can be timely and accurately communicated to both parties for signing by both parties. By the contract sending unit, the contract signing efficiency and convenience can be greatly improved, and unnecessary troubles and disputes caused by transfer delay or errors are reduced.

In some embodiments, the contract sending unit 120 may be implemented based on email sending, specifically including: the contract generation unit 110 uploads the generated lease contract as an attachment to the contract transmission unit 120; the contract sending unit 120 automatically edits a package of e-mail containing the rental contract attachment and sends the package to the email address provided in advance by the lessee and the lessee, respectively; after transmission, the contract transmission unit 120 records the transmission state and provides acknowledgement information of successful transmission. Meanwhile, the opening and reading conditions of the mails can be tracked.

In other embodiments, the contract sending unit 120 may be implemented based on online platform pushing, and specifically includes: the generated lease contract is uploaded to an online lease management platform; the contract transmitting unit 120 informs the lessee and lessee that a new contract is to be signed and provides access links or rights through a notification system within the platform; the online platform may integrate electronic signature functionality, allowing both parties to sign contracts directly on the platform.

After the contract generation unit 110 completes the generation of the contract, the contract file is transferred to the contract transmission unit 120. The contract sending unit 120 is responsible for sending the contracts to the lessees and lessors for signing, respectively.

The function of the contract receiving unit 130 is to ensure that the contracts signed by both parties can be received correctly and securely by the system and to provide accurate contract documentation for subsequent contract verification and other business processes. Through the contract receiving unit, the lease system can automatically manage the contract document, improve the working efficiency and reduce the complexity and error rate of paper document management.

In some embodiments, contract receiving unit 130 may be implemented based on email reception, including in particular: configuring a dedicated email account for contract receipt; the contract receiving unit regularly searches the mailbox, and automatically downloads and stores contract attachments in the mail; the downloaded contract file is automatically archived and indexed for subsequent retrieval and use.

In other embodiments, the contract receiving unit 130 may be implemented based on online platform upload, including in particular: providing a safe uploading interface on an online platform of the leasing system; identity verification is needed before the lessees and lessors upload the contracts, so that only legal users can upload the contracts; the uploaded contract can be subjected to automatic auditing or manual auditing of the system to confirm the integrity and accuracy of the contract content.

The function of the contract verification unit 140 is to verify whether a lease contract commonly signed by a lessee and a lessor has legal effectiveness. To ensure the legitimacy and execution of the contract, thereby protecting the rights and interests of both parties. Through contract verification, disputes and losses caused by contract inefficiency or legal risks can be reduced.

In some embodiments, the contract verification unit 140 may be implemented based on a regulatory comparison verification, specifically including: the contract validation unit 140 first creates a database containing relevant legal regulations; when receiving the contract, the contract verification unit 140 automatically extracts key terms in the contract and compares the key terms with rules in a database; if the contract is found to have terms that violate the legal rules, the contract validation unit 140 generates a detailed validation report indicating the problem and providing a modification suggestion.

In other embodiments, contract verification unit 140 may be implemented based on artificial intelligence-assisted verification, including in particular: training an artificial intelligent model to identify legal risks in the contract by using historical contract data and labels of legal specialists; when a new contract enters the verification unit, the AI model automatically analyzes contract terms and judges whether legal risks exist or not; the verification result of AI is checked by legal expert, so as to ensure the verification accuracy.

The contract receiving unit 130, after receiving the signed contract, passes it to the contract verifying unit 140 for verification of legal effectiveness. The cooperation between the contract receiving unit 130 and the contract verifying unit 140 ensures the validity and validity of the contract.

In some embodiments of the present application, a rule creation module is provided, the structure of which is schematically shown in fig. 5, and the rule creation module includes a first acquisition unit 310 and a rule generation unit 320.

The first obtaining unit 310 is connected to the rule generating unit 320, and the first obtaining unit 310 is configured to obtain lease information contained in the signed lease contract; the rule generation unit 320 is used for generating a billing rule according to the rental information.

The first obtaining unit 310 functions to obtain key rental information from the signed rental contract. Such information may include, but is not limited to, rental amount, payment period, rental payment form, and the like. These information are the basic data of the subsequently generated accounting rules, which is critical to ensure the accuracy and fairness of accounting.

The first acquisition unit 310 may be implemented by:

text parsing mode: and analyzing text content of the lease contract by utilizing a Natural Language Processing (NLP) technology, and extracting key lease information. This approach can handle unstructured text data, but requires more complex algorithmic support.

The data interface docking mode: if the lease agreement is signed in an electronic way, the first acquisition unit can directly acquire the structured lease information through interfacing with a data interface of the contract signing system. This approach is more efficient and data accuracy is better.

The rule generating unit 320 functions to automatically generate an accounting rule according to the rental information provided by the first acquiring unit. The rules of billing are the basis for determining how rentals are distributed between renters and tenants, and may include specific contents such as distribution proportion, distribution period, distribution mode, etc. The rule generating unit needs to ensure that the generated rule meets the agreement of the lease contract and can meet the actual business operation requirement.

The rule generation unit 320 may be implemented as follows:

Template rule generation mode: a series of templates of the account dividing rule are predefined, and proper templates are selected for filling and adjustment according to different lease information. This approach is applicable to cases where rental business scenarios are relatively fixed.

The algorithm automatic calculation mode: and automatically calculating a reasonable account dividing rule according to the lease information through a preset algorithm. For example, the distribution ratio and period may be calculated by a certain mathematical model based on the lease amount, the payment period, and other factors.

Manual intervention and adjustment modes: after the rule generating unit generates the preliminary account separating rule, manual intervention and adjustment are allowed. The method can cope with special situations or complex requirements, and ensures that the generated rules are more in line with the actual business scenes.

A close-cooperative relationship is between the first acquisition unit 310 and the rule generation unit 320. The first obtaining unit 310 is responsible for extracting key lease information from the lease contract, which is the basis for the operation of the rule generating unit 320. The rule generation unit 320 generates a specific billing rule based on the information. The data transfer between the first acquisition unit 310 and the rule generation unit 320 must be accurate to ensure that the generated billing rules remain consistent with the contents of the rental contract. Meanwhile, the first obtaining unit 310 and the rule generating unit 320 also need to cooperate with each other to cope with various complicated rental business scenarios and demand changes.

In some embodiments of the present application, there is provided a transaction settlement module, the structure of which is schematically shown in fig. 6, and the rule creation module includes a fee generation unit 410, a bill generation unit 420, and an amount settlement unit 430.

The fee generation unit 410 is connected to the bill generation unit 420 and the amount settlement unit 430, respectively. The fee generation unit 410 is configured to allocate the transaction amount to the amount obtained by the lessor and the amount obtained by the lessee according to the billing rule; the bill generating unit 420 is configured to generate a lease bill according to the transaction amount and the amount obtained by the lessor, and send the lease bill to the lessor and the lessee, respectively; the amount settlement unit 430 is used to transfer the amount of the lessor and the amount of the lessee to the lessor and the lessee, respectively.

The fee generation unit 410 functions to reasonably distribute transaction amounts to lessors and lessees according to preset billing rules to ensure fairness and accuracy of transactions. The fee generation unit 410 can automatically calculate the amount of money due to each party, thereby avoiding the tedious and possibly wrong manual calculation.

The fee generation unit 410 may be implemented by:

fixed ratio distribution: transaction amounts are allocated to the lessors and lessees according to a fixed ratio set in the rules of the billing. For example, if the rule sets that the lessor and lessee allocate transaction amounts in a ratio of 70% to 30%, the fee generation unit automatically calculates and allocates in this ratio.

Dynamic allocation based on conditions: in some complex rental scenarios, the allocation ratio may dynamically change depending on certain conditions. The fee generation unit may preset these conditions (such as lease term, lease payment mode, etc.), and dynamically adjust the allocation ratio according to the actually satisfied conditions.

The formula calculates the allocation: for some dispensing scenarios requiring finer control, the dispensing amount may be calculated by a preset formula. The fee generation unit precisely calculates the respective amounts of the lessor and lessee based on the formulas in combination with the lease information.

The bill generation unit 420 functions to generate detailed rental bills and transmit the bills to the lessor and lessee, respectively. The bill is a very important document in the rental transaction, which details the transaction amount, the amount the lessor gets, the amount the lessee should pay, and other possible fees or deductions. Through bill generation unit, transparency and accuracy of transaction can be ensured, and clear and detailed financial record is provided for renter and lessee.

In some embodiments, the bill generation unit 420 may be implemented based on automated bill generation, specifically including: automatically filling various contents in the bill, such as transaction date, transaction amount, amount obtained by a lessor and the like by utilizing a preset template and data provided by the fee generation unit; according to the account dividing rules and other related information, the amount of the account of each party is automatically calculated, and detailed expense details are generated; the generated bill is automatically sent to the renter and the lessee by means of e-mail or system notification.

In other embodiments, the bill generation unit 420 may be implemented based on automated bill generation, specifically including: providing customized billing formats and contents according to specific demands of lessors and lessees; allowing the user to select or enter specific billing items, such as adding additional fees, notes or instructions, etc., through the interface; when generating the bill, the layout and the display content of the bill can be automatically adjusted according to the custom requirements of the user.

The money settlement unit 430 functions to perform actual transfer and settlement of funds. The amount settlement unit 430 accurately transfers the amounts to the corresponding accounts through bank transfer, a third party paymate or other financial channels according to the amounts obtained by the lessees and the amounts obtained by the lessees calculated by the fee generation unit 410. The correctness and timeliness of the fund flow are ensured, and the method is a key link for completing the fund delivery in the whole renting transaction flow.

In some embodiments, the amount settlement unit 430 may be implemented based on automatic transfer settlement, specifically including: the amount settlement unit establishes interface connection with each big bank or a third party payment platform (such as payment treasures, weChat payment and the like); after the fee generation unit calculates the amount distribution, the amount settlement unit automatically triggers a transfer instruction, and the amount obtained by the lessor and the amount obtained by the lessee are respectively transferred into a specified bank account or electronic wallet; after the transfer is completed, the amount settlement unit sends notification of successful settlement to the lessor and lessee, and provides an electronic receipt as a transaction voucher.

The fee generation unit 410 calculates the amount of money each of the lessor and lessee should receive, and then passes the data to the bill generation unit 420. The bill generation unit 410 generates a detailed rental bill including information of transaction amount, amount obtained by the lessor, amount obtained by the lessee, and the like from these data, and transmits to the lessor and lessee, respectively. The fee generation unit 410 transmits the allocation result to the amount settlement unit 430 after the allocation of the amount is completed. The amount settlement unit 430 is responsible for transferring the amount obtained by the lessor and the amount obtained by the lessee to the corresponding accounts respectively according to the information, and completing the amount settlement of the whole transaction process.

Different from the situation of the prior art, the embodiment of the invention realizes the online signing of the leasing contract, the automatic generation of the account dividing rule and the real-time distribution of the transaction amount through the contract signing module, the rule creating module and the transaction settlement module. Not only improves the efficiency and accuracy of checking accounts and reduces the labor cost, but also enhances the transparency of data and ensures the collection rights and interests of renters.

Based on any one of the rental systems provided in the above embodiments, the embodiment of the present invention further provides an intelligent sales counter, which includes the rental system as described in any one of the above embodiments.

Finally, it should be noted that: the above embodiments are only for illustrating the technical solution of the present application, and are not limiting; the technical features of the above embodiments or in the different embodiments may also be combined within the idea of the application, the steps may be implemented in any order, and there are many other variations of the different aspects of the application as above, which are not provided in details for the sake of brevity; although the application has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical scheme described in the foregoing embodiments can be modified or some technical features thereof can be replaced by equivalents; such modifications and substitutions do not depart from the spirit of the application.

Claims (10)

1. A rental system for intelligent sales counter, comprising:

The contract signing module is used for generating a corresponding lease contract according to the first lease intention of the lessee so as to be signed by the lessee and the lessee together;

the rule creation module is used for generating an accounting rule according to the signed lease contract;

And the transaction settlement module is used for respectively distributing transaction amounts to the renter and the lessee according to the account dividing rule when the intelligent sales counter generates transactions.

2. The system of claim 1, further comprising:

The temporary reminding module is used for sending reminding information to the lessee and the lessor to inform the lessee and the lessor that the lease contract will be invalid after a preset number of days before the expiration of the lease contract;

And the contract renewing module is used for acquiring whether the lessee has renewing intention, and if so, sending the renewing intention to the contract signing module so as to generate a renewing contract for signing by the lessee and the lessee.

3. The system of claim 1, further comprising:

the right granting module is used for granting the right of use of the intelligent sales counter to the lessee after the lessee and the lessee sign together to take effect;

and the contract termination module is used for recovering the use right after the lease contract expires.

4. The system of claim 1, further comprising:

the information display module is used for providing leasing information of the intelligent sales counter for a lessee;

And the information receiving module is used for acquiring the lease intention of the lessee.

5. The system of claim 1, wherein the contract signing module comprises:

A contract generation unit, configured to generate the lease contract according to the first lease intention;

a contract transmitting unit for transmitting the lease contracts to the lessee and the lessee, respectively;

a contract receiving unit for receiving lease contracts commonly signed by the lessees and the lessors;

and a contract verification unit for verifying whether the commonly signed lease contract has legal effectiveness.

6. The system of claim 1, wherein the rule creation module comprises:

The first acquisition unit is used for acquiring lease information contained in the signed lease contract;

and the rule generation unit is used for generating the account dividing rule according to the lease information.

7. The system of claim 1, wherein the transaction settlement module comprises:

the expense generating unit is used for respectively distributing the transaction amount into the amount obtained by the renter and the amount obtained by the lessee according to the account dividing rule;

The bill generation unit is used for generating a lease bill according to the transaction amount and the amount obtained by the lessor and respectively sending the lease bill to the lessor and the lessee;

And the amount settlement unit is used for respectively transferring the amount obtained by the renter and the amount obtained by the lessee to the renter and the lessee.

8. The system of any of claims 1-7, wherein the rental information comprises a device number, a rental rule, and a rental period of the intelligent sales counter.

9. The system of claim 8, wherein the rental rules include a revenue distribution manner, a revenue settlement period, and a rental party upper bound on the amount;

the profit distribution mode comprises proportionally dividing the profit into fixed amounts;

the revenue settlement period includes daily settlement, weekly settlement, and monthly calculation;

the upper limit of the billing amount of the renter comprises an upper limit of the amount of a single day, an upper limit of the amount of a single month and an upper limit of the accumulated amount during the renting period.

10. An intelligent sales counter, comprising:

The rental system of any one of claims 1-9.