CN117933986A - Scanning and voice network payment and product - Google Patents

Abstract

The scanning and voice network receiving payment and products are characterized in that: the system comprises a lighting device, a wired/wireless scanning focusing magnet lens/swing mirror camera, a sensitive element circuit, a scanning identification circuit, a resolution circuit, a triggering circuit, a reading circuit, a display system circuit, a capacitor microphone, a controller, a regulator, an audio effect device, an acoustic/photoelectric sensor and receiver circuit, an acoustic/photoelectric converter, a charge coupled device, a transceiver, a scanning translator, an intelligent microprocessor, a demodulator, a computer/chip and program software, a WIFI, a router, a clock oscillator, an electric shutter, a counter, a resistor, a memory card, a radio frequency transmitter, a network transceiver interface device, and various components and elements and circuits including a display screen, a player and a printer, and preferably comprises a scanning light reflection device system circuit board and makes scanning articles. The computer supplies with the scanning system device establish wireless network connection with the interfaces of the bank special computer and the user mobile computer products through TCP/IP and related network communication protocols. The network balance payment and settlement are carried out by scanning the identification information code of the opposite party and using the special network bank software, and the bill and bill with the uniform format of the transaction record are saved and printed.

Description

Scanning and voice network payment and product

Technical field: network scanning network communication receiving and transmitting terminal display printer for electronic technology communication technology network camera

The background technology is as follows: the development of scanning technology promotes the generation of scanning payment and settlement methods and products.

The invention comprises the following steps: the scanning and voice network receiving payment and products are characterized in that: including lighting devices, wired/wireless scanning focusing magnet lens/galvanometer cameras, sensitive component circuits and scanning identification, parsing, triggering, reading, display system circuits, as well as microphone and circuits, acoustic/photoelectric sensor and receiver circuits, identification systems, controllers, acoustic/photoelectric transducers, transceiver translators, scanning translators, modulators, charge coupled devices, modems, sound effects, intelligent microprocessors, computer computers/chips and program software, WIFI, routers, clock oscillators, counters, resistors, capacitors, memory/memory cards, radio frequency transmitters, network transceiver interface devices, and components and electronics circuits including display screens, players, printers, preferably constitute scanned light reflecting device system circuit boards and make scanning supplies. The computer supplies with the scanning system device establish wireless network connection with the interfaces of the bank special computer and the user mobile computer products through TCP/IP and related network communication protocols. By scanning the identification information code of the other party, such as: the financial institution or the account opening line makes a balance two-dimensional code/identification code/digital code/pattern code/graphic code, in a computer, a chip processing system and operation software of the scanning system device, corresponding pop-up display and reading of the opposite side or the identification balance digital information page/internet bank page of the user, the user inputs the related electronic digital currency amount in a touch screen internet bank account page column frame through manual/voice operation, in addition, the user inputs a collection password/payment password through the pop-up digital display frame through manual/voice operation, the password set by the user is stored in a computer memory card instead of the page and verified, and the user safely clicks a page operation key to collect/pay the digital currency from the opposite side. After clicking the key for collecting or paying money, the digital money which is automatically collected and paid and added or paid and transferred out or reduced is buffered at the page position column frame through the electric connection among the intelligent microprocessor, CPU, memory card, calculator, counter and control circuit, the buffered digital money is input/output into the computer account through the setting of the operation software, the operation result is displayed in the corresponding bank account page, the balance of the collection and payment amount, the transaction record and the account is saved. When the receiving party does not click on the page to confirm the receiving money and exceeds a certain time limit, the payment is automatically returned to the own account number/bank card number through the intelligent microprocessor of the user computer and the clock timing circuit, and the page notification is provided. The intelligent microprocessor circuit is electrically connected with the player circuit, the external equipment and the bill with unified format for automatic voice notification and transaction record printing when receiving payment.

Meanwhile, the user computer can download bill software uniformly formulated by banking/insurance/finance/tax authorities, fills in the bill/bill and stores the data including user name, address and contact information, can send the data to related units as evidence, and can print the paper.

The bank is provided with a connector computer and a cipher device, and the connector computer is technically characterized in that: the system is connected with an intranet server/network equipment of a bank computer in a wired way, and plays a role in safety control. The computer establishes wireless network connection with the external computer in the intranet, and recognizes, analyzes, displays and stores telecommunication registration information including the IP, ID, position, base station, server and telephone number of the user computer through special software, refuses or disconnects the user without registering telecommunication information and has circuit early warning notice. The network payment and the access/transfer of money between the two computers of the receiving and paying and between the user and the bank computer are achieved through the interconnection between the connector computers of the bank system and the business network and the user scanning and voice receiving and paying tool computer and the user receiving and paying computer, and the bill with the unified format of record and print transaction record is saved.

The payment mode has no intermediate link or third party payment mechanism, and the user terminal computer is directly and safely connected with the bank computer.

The receipt and payment information includes: the information of the identity card, the information of the merchant/company/unit organization, the coding information, the balance two-dimension code or the pattern/graphic code formulated by the account opening line, the bank account number, the address and the related information are displayed in pages and are connected with the own computer terminal.

Typically, the balance two-dimensional code formulated by the financial institution or the bank of an account opening party is specifically combined with the user communication/internet banking software on one page, and transaction records are easily stored. The two-dimensional code page which can be continuously and automatically generated is inconvenient to store transaction records after being used and lacks security. When the bank card of different account opening banks with interval sign, dash and suffix serial numbers is used as the identification code, the payable party scans the card number/picture/photo of the bank card presented by the payable party under the condition of no mobile money collecting tool, and pays the money to the network bank account page buffer position column of the payable party through the computer operation software, the payable party can inquire the money account through the password by operating the network bank account page of the mobile terminal computer product connected with the bank computer, and the touch screen key stores the own account and informs/replies the payment party. The operation can be operated by inputting voice through a microphone key controller, and numbers or language characters are displayed on a page through an acoustic/photoelectric sensor, a converter, a modulator and a microprocessor. Wherein, the translation function is through the electric switching mode: the transmitter microphone and receiver amplifying player circuits are respectively provided with a transceiver translator, and through corresponding electric connection and retrieval with a memory/storage card and a different language voice library, the mutual conversion function of own voice pronunciation and direct translation of opposite voice pronunciation is realized. The sound recording can be translated through the translator without manual simultaneous interpretation; the scanning camera is electrically connected with the memory/memory card, the word stock, the converter and the microprocessor correspondingly, so that the scanning content translation function is realized.

When the bank card number/picture/photo is used as the payment identification code, the user can click the operation key on the internet banking page of various computer terminals of the user when the user should collect the bank card number/picture/photo which should be presented by the user, send out reminding notice to the user and input the payment amount. After confirming the page of the caching position column of the computer terminal internet banking software, the payer to be paid inputs a password and performs key processing, and can pay according to the amount input by the payee, deduct the amount from the computer internet banking account of the payer, and display, save, voice notification and print transaction records of the payee and the payee.

The technical scheme is that the scanning system device is used in combination with a computer and special internet banking software, and the special internet banking software, the system software and application program software should not conflict, interfere, enter and read each other so as to be safely applicable to various desktop and mobile computer products, such as: smart phones, tablet computers, notebook computers, desktop computers, cameras, ATM machines. And a cash desk settlement computer, and a computer and software for each charging settlement department including banks/insurance/traffic/tax/various administrative institutions and institutions to collect payment and settle use. After the software is replaced, the function of the scanning device can be used for identification, detection and translation.

Besides mouse click and mechanical key operation, the computer screen capturing function can capture and save the screen in a memory/album through a built-in electric switch shutter connecting circuit in a touch screen and copying mode on an operation software page, and simultaneously sends and deletes a miniaturized screen capturing block according to marks in the page, and the page layer is kept unchanged.

The desktop computer can be provided with a back display screen, and the support frame can be connected with a built-in motor of the base for rotation, and can also be manually rotated by a threaded pipe sleeve.

The difference is that: the cash register scanner scans commodity bar code information to carry out manual collection; the online banking software; money transfer software; a scanning reader.

Description of the drawings:

Fig. 1 is a network scanning payment telephone. The technical characteristics are that: according to the invention, a foldable touch screen electric expansion display is designed and installed at the top end of a wired/wireless network intelligent telephone, a wireless/wired microphone scanning camera is embedded in the display screen, and the scanning camera can be used as voice and video communication. The telephone transmitter and receiver has sensor, speech recognition, transceiver, acousto-electric digital converter, filter, amplitude regulator, modulator, speech controller, microprocessor, and circuit, and is electrically connected with data memory/memory card, word stock and speech stock. Several translation conversion functions are electrically switched as follows: the transmitter and receiver circuits are respectively provided with a transceiver translator, and through electric connection and retrieval with a telephone memory/storage card and a different language voice library, the direct interconversion function of own voice pronunciation and opposite voice pronunciation translation is realized; the telephone scanning camera is electrically connected with the memory/memory card, the word stock, the converter and the microprocessor correspondingly to realize the function of converting and translating the scanning content; through the corresponding electric connection of the microphone, the memory/memory card, the word stock, the converter and the microprocessor, the voice and word/letter interconversion function is realized; and the voice recording function can display voice call recordings of the two parties and converted/translated language characters/letters on a display screen software page.

The scanning system device is electrically connected with the telephone computer circuit board, the telephone circuit board comprises various components and functional components including a computer chip, a memory card and a network connection interface, and the display screen can be downloaded and installed and is provided with one of multiple interfaces to be connected with the mobile S disc. The telephone establishes network connection with the bank computer/connector through an internal/external network interface or device connecting device. The method comprises the steps of scanning a receipt and payment identification code/two-dimensional code/bank card account number through a scanning camera connected with a display screen, displaying on a screen internet banking software page, informing an opposite party and the opposite party to reply a display column, inputting the account number and the payment amount of the opposite party to be received through a dial number key when payment is carried out, and transmitting the confirmed key to the account number of the opposite party or the internet banking account page of a computer terminal. And when receiving payment, the receiving and payment identification code/two-dimensional code/bank card account number is presented to the opposite party for the opposite party to scan and pay for the user and is displayed on an online banking software page. After confirming the collection, the received digital currency amount at the buffer position column frame is stored into the bank account number/card number through the setting key, and the balance is displayed digitally.

The telephone can be independently used, and one of the multiple interfaces of the telephone can be connected with a computer, a fax/copy/print integrated machine and external electronic equipment for use. One of the telephone interfaces can be connected with a computer, the scanning camera is used as a computer camera, the microphone is used as a computer microphone, and the scanning camera can carry out voice and video communication with fixed telephones, mobile phones, various computers and mobile communication terminal products except the telephone through built-in communication components of the computer.

Fig. 2 is a scanning and voice payment handset. The technical characteristics are that: according to the invention, a wireless scanning camera is embedded in the upper part of the smart phone or is arranged at the top of the smart phone in a butt joint way, and the camera is manufactured into a scanning device system according to the invention and is connected with a circuit board circuit of a computer of the smart phone for use. And the two-dimension code/identification code is scanned for identification, analysis, triggering, reading and displaying corresponding content information data on a software page, and the internet banking software/application program software is operated through a touch screen for carrying out internet payment of electronic digital currency.

Wherein, the translation function is through the electric switching mode: the microphone of the transmitter and the speaker amplifying player circuit are respectively provided with a transceiver translator, and through corresponding electric connection with a memory/memory card and a different language voice library, the direct translation and mutual conversion function of own voice pronunciation and opposite voice pronunciation is realized, and the translation is not carried out in a manual simultaneous interpretation mode; the mobile phone scanning camera is electrically connected with the memory/memory card, the word stock, the converter and the microprocessor correspondingly to realize the function of translating scanning contents; through the corresponding electric connection of the microphone, the memory/memory card, the word stock, the converter and the microprocessor, the voice and word/letter interconversion function is realized; and the voice recording function can display voice call recordings of the two parties and converted/translated language characters/letters on a display screen software page.

And, voice operation is input through the microphone controller of the mobile phone, and numbers or language characters are displayed on the page through the acoustic/photoelectric sensor, the converter, the modulator and the microprocessor.

When the intelligent mobile phone screen capturing function is used, the screen capturing can be carried out through a built-in shutter connection circuit in a touch screen and copy mode on an operation software page and stored in an album, and meanwhile, a miniaturized screen capturing block is sent according to page marks, and the page layer is kept unchanged.

The technical scheme is suitable for flat computers, notebook computers and desktop computer products with scanning voice video cameras, and can collect money through scanning besides online banking software collection and payment.

The method is different from a desktop computer and a notebook computer for downloading internet banking software to pay and deposit and withdraw.

Fig. 3 is a checkout counter network balance system. The technical characteristics are that: according to the invention, the scanner/scanning camera/scanning screen is connected with the cashier computer in a wired or wireless way and is connected with the keyboard computer screen with the electronic weighing appliance, a software page comprising a payable column is automatically generated and displayed in the computer by scanning the two-dimension code/identification code of the commodity, the amount of money is input, then the bank shown by the payer is scanned to pay the two-dimension code/identification code account, and the corresponding money in the payer computer account is transferred into the payee computer account by the scanning processing system. The payee may also present the payee identification code, and the payer may scan the payment article for the payment and the payee. Computer products used by both the receiving party and the paying party are connected with a bank computer wireless network.

The wireless scanner is internally provided with a WIFI, a microprocessor, a memory, a video transmitter, a network receiving and transmitting interface device and a circuit, and can be used for establishing network connection by a computer.

The technical scheme is suitable for products with scanning payment computer devices at any payment service window, toll gate and ticket purchasing gate, and is safe, quick, time-saving and cost-saving.

Different from a cashier settlement computer with only a scanning and reading function and without a scanning network payment receiving function and an electronic scale connection type computer.

Fig. 4 is a connector computer. The technical characteristics are that: the computer is connected with the computer equipment in the bank in a wired way, and plays a role in safety protection. The computer establishes wireless network connection with the user computer outside the intranet, and recognizes, analyzes, displays and stores the user telecommunication registration information including the IP, ID, position, base station, server and telephone number of the user computer through special software, refuses or disconnects the terminal user without registering telecommunication information and has circuit early warning notice. The network payment and the access/transfer of money between the computers of the receiving and paying parties and between each user and the bank computer are achieved through the interconnection between the connector computers of the bank system and the business network and the scanning and voice receiving and paying tool computers and the user receiving and paying computers, and the bill and bill with uniform format of record and printing transaction record are stored.

The main problem of solving:

1. time is saved by scanning the payment method, and efficiency is improved.

2. In addition to the two-dimensional code, various photoelectric identification codes may be used. Is formulated by related departments of national authorities and used according to a specified method.

The specific embodiment is as follows:

The computer supplies with the scanning system device establish wireless network connection with the bank special computer and the user mobile computer products through TCP/IP and related network communication protocols. The balance payment identification information code of the opposite party is scanned by the scanning tool product, the special internet banking software is operated to carry out network balance payment and settlement, and the bill and bill with the uniform format of transaction records are saved and printed.

Claims (8)

1. The scanning and voice network receiving payment and products are characterized in that: including lighting, wired/wireless scanning focusing magnet lens/swing mirror camera, sensitive component circuitry and scanning identification, parsing, triggering, reading, display system circuitry, as well as capacitive microphone and circuitry, acoustic/photoelectric sensor and receiver circuitry, identification systems, controllers, acoustic/photoelectric conversion circuitry, transceiver, scanning translator, regulator, charge coupled device, modem, sound effect, intelligent microprocessor, computer/chip and program software, WIFI, router, clock oscillator, counter, resistor, capacitor, memory/memory card, radio frequency transmitter, network transceiver interface device, and components and electronics circuitry, preferably comprising the scanned light reflecting device system board and making scanning supplies. The computer supplies with the scanning system device establish wireless network connection with the interfaces of the bank special computer and the user mobile computer products through TCP/IP and related network communication protocols. By scanning the identification information code of the other party, such as: the financial institution or the account opening line makes a balance two-dimensional code/identification code/digital code/pattern code/graphic code, in a computer, a chip processing system and operation software of the scanning system device, corresponding pop-up display and reading of the opposite side or the identification balance digital information page/internet bank page of the user, the user inputs the related electronic digital currency amount in a touch screen internet bank account page column frame through manual/voice operation, in addition, the user inputs a collection password/payment password through the pop-up digital display frame through manual/voice operation, the password set by the user is stored in a computer memory card instead of the page and verified, and the user safely clicks a page operation key to collect/pay the digital currency from the opposite side. After clicking the key for collecting or paying money, the digital money which is automatically collected and paid and added or paid and transferred out or reduced is buffered at the page position column frame through the electric connection among the intelligent microprocessor, CPU, memory card, calculator, counter and control circuit, the buffered digital money is input/output into the computer account through the setting of the operation software, the operation result is displayed in the corresponding bank account page, the balance of the collection and payment amount, the transaction record and the account is saved. When the receiving party does not click on the page to confirm the receiving money and exceeds a certain time limit, the payment is automatically returned to the own account number/bank card number through the intelligent microprocessor of the user computer and the clock timing circuit, and the page notification is provided. The intelligent microprocessor circuit is electrically connected with the player circuit, the external equipment and the bill with unified format for automatic voice notification and transaction record printing when receiving payment.

Meanwhile, the user computer can download bill software uniformly formulated by banking/insurance/finance/tax authorities, fills in the bill/bill and stores the data including user name, address and contact information, can send the data to related units as evidence, and can print the paper.

The bank is provided with a connector computer and a cipher device, and the connector computer is technically characterized in that: the system is connected with an intranet server/network equipment of a bank computer in a wired way, and plays a role in safety control. The computer establishes wireless network connection with the external computer in the intranet, and recognizes, analyzes, displays and stores telecommunication registration information including the IP, ID, position, base station, server and telephone number of the user computer through special software, refuses or disconnects the user without registering telecommunication information and has circuit early warning notice. The network payment and the access/transfer of money between the two computers of the receiving and paying and between the user and the bank computer are achieved through the interconnection between the connector computers of the bank system and the business network and the user scanning and voice receiving and paying tool computer and the user receiving and paying computer, and the bill with the unified format of record and print transaction record is saved.

The payment mode has no intermediate link or third party payment mechanism, and the user terminal computer is directly and safely connected with the bank computer.

The receipt and payment information includes: the information of the identity card, the information of the merchant/company/unit organization, the coding information, the balance two-dimension code or the pattern/graphic code formulated by the account opening line, the bank account number, the address and the related information are displayed in pages and are connected with the own computer terminal.

Typically, the balance two-dimensional code formulated by the financial institution or the bank of an account opening party is specifically combined with the user communication/internet banking software on one page, and transaction records are easily stored. The two-dimensional code page which can be continuously and automatically generated is inconvenient to store transaction records after being used and lacks security. When the bank card of different account opening banks with interval sign, dash and suffix serial numbers is used as the identification code, the payable party scans the card number/picture/photo of the bank card presented by the payable party under the condition of no mobile money collecting tool, and pays the money to the network bank account page buffer position column of the payable party through the computer operation software, the payable party can inquire the money account through the password by operating the network bank account page of the mobile terminal computer product connected with the bank computer, and the touch screen key stores the own account and informs/replies the payment party. The operation can be operated by inputting voice through a microphone key controller, and numbers or language characters are displayed on a page through an acoustic/photoelectric sensor, a converter, a modulator and a microprocessor. Wherein, the translation function is through the electric switching mode: the transmitter microphone and receiver amplifying player circuits are respectively provided with a transceiver translator, and through corresponding electric connection and retrieval with a memory/storage card and a different language voice library, the mutual conversion function of own voice pronunciation and direct translation of opposite voice pronunciation is realized. The sound recording can be played and translated through connecting the translator without translating through a manual simultaneous interpretation mode; the scanning camera is electrically connected with the memory/storage card, the word stock, the converter and the microprocessor correspondingly, so that the translation and conversion function of the scanning content is realized.

When the bank card number/picture/photo is used as the payment identification code, the user can click the operation key on the internet banking page of various computer terminals of the user when the user should collect the bank card number/picture/photo which should be presented by the user, send out reminding notice to the user and input the payment amount. After confirming the page of the caching position column of the computer terminal internet banking software, the payer to be paid inputs a password and performs key processing, and can pay according to the amount input by the payee, deduct the amount from the computer internet banking account of the payer, and display, save, voice notification and print transaction records of the payee and the payee. This type of payment lacks security, and it is generally safer to scan the identification code of the party to be paid for.

The technical scheme is that the scanning system device is used in combination with a computer and special internet banking software, and the special internet banking software, the system software and application software should not conflict, interfere, enter and read each other so as to be safely applicable to various desktop and mobile computer products, such as: smart phones, tablet computers, notebook computers, desktop computers, cameras, ATM machines. And a cash desk settlement computer, and a computer and software for each charging settlement department including banks/insurance/traffic/tax/various administrative institutions and institutions to collect payment and settle use. After the software is replaced, the function of the scanning device can be used for identification, detection and translation.

Besides mouse click and mechanical key operation, the computer screen capturing function can capture and save the screen in a memory/album through a built-in electronic switch shutter connecting circuit in a touch screen and copying mode on an operation software page, and simultaneously sends and deletes a miniaturized screen capturing block according to marks in the page, and the page layer is kept unchanged.

The desktop computer can be provided with a back display screen, and the support frame can be connected with a built-in motor of the base for rotation, and can also be manually rotated by a threaded pipe sleeve.

The difference is that: the cash register scanner scans commodity bar code information to carry out manual collection; the online banking software; money transfer software; a scanning reader.

2. The network scanning pay telephone of claim 1, wherein: a foldable touch screen electric expansion display is designed and installed at the top end of a wired/wireless network intelligent telephone, a wireless/wired microphone scanning camera is embedded in the display screen, and the scanning camera can be used as voice and video communication. The telephone transmitter and receiver has sensor, speech recognition, sound-electricity-digital converter, filter, amplitude regulator, modulator, speech controller, microprocessor, and their components and circuits, and is electrically connected with data memory/memory card, word stock and speech stock. Several translation conversion functions are electrically switched as follows: the transmitter and receiver circuits are respectively provided with a transceiver translator, and through electric connection and retrieval with a telephone memory/storage card and a different language voice library, the direct interconversion function of own voice pronunciation and opposite voice pronunciation translation is realized; the telephone scanning camera is electrically connected with the memory/memory card, the word stock, the converter and the microprocessor correspondingly to realize the function of converting and translating the scanning content; through the corresponding electric connection of the microphone, the memory/memory card, the word stock, the converter and the microprocessor, the voice and word/letter interconversion function is realized; and the voice recording function can display voice call recordings of the two parties and converted/translated language characters/letters on a display screen software page.

The scanning system device is electrically connected with the telephone computer circuit board, the telephone circuit board comprises various components and functional components including a computer chip, a memory card and a network connection interface, and the display screen can be downloaded and installed and is provided with one of multiple interfaces to be connected with the mobile S disc. The telephone establishes network connection with the bank computer/connector through an internal/external network interface or device connecting device. The method comprises the steps of scanning a receipt and payment identification code/two-dimensional code/bank card account number through a scanning camera connected with a display screen, displaying on a screen internet banking software page, informing an opposite party and the opposite party to reply a display column, inputting the account number and the payment amount of the opposite party to be received through a dial number key when payment is carried out, and transmitting the confirmed key to the account number of the opposite party or the internet banking account page of a computer terminal. And when receiving payment, the receiving and payment identification code/two-dimensional code/bank card account number is presented to the opposite party for the opposite party to scan and pay for the user and is displayed on an online banking software page. After confirming the collection, the received digital currency amount at the buffer position column frame is stored into the bank account number/card number through the setting key, and the balance is displayed digitally.

The telephone can be independently used, and one of the multiple interfaces of the telephone can be connected with a computer, a fax/copy/print integrated machine and external electronic equipment for use. One of the telephone interfaces can be connected with a computer, the scanning camera is used as a computer camera, the microphone is used as a computer microphone, and the scanning camera can carry out voice and video communication with fixed telephones, mobile phones, various computers and mobile communication terminal products except the telephone through built-in communication components of the computer.

Is different from a fixed telephone without network expense function, voice translation and connection with a computer.

3. The scanning and voice payment mobile phone according to claim 1, wherein the technical features are: a wireless scanning camera is embedded in the upper part of the intelligent mobile phone or is arranged at the top of the intelligent mobile phone in a butt joint way, and the camera is manufactured into a scanning device system according to the invention and is connected with a circuit board circuit of a mobile phone computer for use. And the two-dimension code/identification code is scanned for identification, analysis, triggering, reading and displaying corresponding content information data on a software page, and the internet banking software/application program software is operated through a touch screen for carrying out internet payment of electronic digital currency.

Wherein, the translation function is through the electric switching mode: the microphone of the transmitter and the speaker amplifying player circuit are respectively provided with a transceiver translator, and through corresponding electric connection with a memory/memory card and a different language voice library, the direct translation and mutual conversion function of own voice pronunciation and opposite voice pronunciation is realized, and the translation is not carried out in a manual simultaneous interpretation mode; the mobile phone scanning camera is electrically connected with the memory/memory card, the word stock, the converter and the microprocessor correspondingly to realize the function of translating scanning contents; through the corresponding electric connection of the microphone, the memory/memory card, the word stock, the converter and the microprocessor, the voice and word/letter interconversion function is realized; and the voice recording function can display voice call recordings of the two parties and converted/translated language characters/letters on a display screen software page.

And, voice operation is input through the microphone controller of the mobile phone, and numbers or language characters are displayed on the page through the acoustic/photoelectric sensor, the converter, the modulator and the microprocessor.

When the intelligent mobile phone screen capturing function is used, the screen capturing can be carried out through a built-in shutter connection circuit in a touch screen and copy mode on an operation software page and stored in an album, and meanwhile, a miniaturized screen capturing block is sent according to page marks, and the page layer is kept unchanged.

The technical scheme is suitable for flat computers, notebook computers and desktop computer products with scanning voice video cameras, and can collect money through scanning besides online banking software collection and payment.

Different from various computers which use internet banking software for paying, depositing and withdrawing, and digital mobile phones without network scanning payment function.

4. The checkout counter network balance system according to claim 1, wherein: the scanner/scanning camera/scanning screen is connected with a cashier computer in a wired or wireless way and is connected with a keyboard computer screen with an electronic weighing tool, a software page comprising a payable column is automatically generated and displayed in the computer by scanning a commodity two-dimension code/identification code, the amount of money is input, then a bank payment two-dimension code/identification code account presented by a payer is scanned, and corresponding money in the payer computer account is transferred into the payee computer account through a scanning processing system. The payee may also present the payee identification code, and the payer may scan the payment article for the payment and the payee. Computer products used by both the receiving party and the paying party are connected with a bank computer wireless network.

The wireless scanner is internally provided with a WIFI, a microprocessor, a memory, a video transmitter, a network receiving and transmitting interface device and a circuit, and can be used for establishing network connection by a computer.

The technical scheme is suitable for products with scanning payment computer devices at any payment service window, toll gate and ticket purchasing gate, and is safe, quick, time-saving and cost-saving.

Different from a cashier settlement computer with only a scanning and reading function and without a scanning network payment receiving function and an electronic scale connection type computer.

5. The connector computer of claim 1, wherein: the computer is connected with the computer equipment in the bank in a wired way, and plays a role in safety protection. The computer establishes wireless network connection with the user computer outside the intranet, and recognizes, analyzes, displays and stores the user telecommunication registration information including the IP, ID, position, base station, server and telephone number of the user computer through special software, refuses or disconnects the terminal user without registering telecommunication information and has circuit early warning notice. The network payment, access and transfer of money between the computers of the receiving and paying parties and between each user and the bank computer are achieved through the interconnection between the connector computers of the bank system and the business network and the scanning and voice receiving and paying tool computers and the user receiving and paying computers, and the bill with the uniform format of record and print transaction record is saved.

6. The transceiver translator of claim 1, and the connection circuitry thereof, are applicable to any product having microphone or headset functionality, and for translating in connection with audio playback.

7. According to claim 1, the scanning translator and the connecting circuit thereof can be applied to any product for scanning, including two-dimensional code, displaying, reading and printing.

8. The claims and the related products in the application number 202311714022X、201410449441X、2015102085193、2019106081626、2019109381815、2020100291680、2021105374561、2022104133647、2022110864762 document are mutually applicable.