CN117541318B

CN117541318B - Offline consumption intelligent evaluation and supervision method, system and medium

Info

Publication number: CN117541318B
Application number: CN202410029787.8A
Authority: CN
Inventors: 吴长福; 舒谦; 方宝辉
Original assignee: Qianhai Super Front Desk Shenzhen Information Technology Co ltd
Current assignee: Qianhai Super Front Desk Shenzhen Information Technology Co ltd
Priority date: 2024-01-09
Filing date: 2024-01-09
Publication date: 2024-04-02
Anticipated expiration: 2044-01-09
Also published as: CN117541318A

Abstract

The application provides an offline consumption intelligent evaluation and supervision method, system and medium. The method comprises the following steps: acquiring user consumption ID information and terminal configuration information, associating the user consumption ID information with the terminal configuration information to generate a consumption information strip, storing the consumption information strip in a list, acquiring a system link security coefficient offline, carrying out user identification and authentication according to order application information, decrypting to acquire user consumption card information if the user consumption ID information passes the system link security coefficient, extracting consumption characteristic data, combining security coefficient processing to acquire offline consumption identification indexes and judging permission, marking authorization if the permission is permitted, extracting data according to consumption details and information of a user consumption card, evaluating to acquire an authorized user offline order evaluation index, judging compliance of an order link application, generating an offline order and storing a temporary storage list, synchronizing the temporary storage list to a server order list for queuing processing and updating the list after the temporary storage list passes the temporary storage list; therefore, the offline consumption setting is carried out on the consumption user of the terminal by combining the consumption information of the user and the link condition, and the offline consumption intelligent monitoring and management technology is realized.

Description

Offline consumption intelligent evaluation and supervision method, system and medium

Technical Field

The application relates to the technical field of big data and consumption services, in particular to an offline consumption intelligent evaluation and supervision method, system and medium.

Background

At present, systematic offline consumption setting is rarely realized between a consumption-end intelligent terminal product and a server in the market, so that consumers or consumption orders after offline linking are invalid or drop, and even consumers are damaged due to information dislocation processed asynchronously by threads, and therefore, the offline consumption is not safely, effectively and cleanly realized due to the lack of safety evaluation, order docking and system management of offline consumption of the server, the terminal and the consumption user of an offline consumption system.

In view of the above problems, an effective technical solution is currently needed.

Disclosure of Invention

The purpose of the application is to provide an offline consumption intelligent evaluation and supervision method, system and medium, which can realize offline consumption intelligent monitoring and management technology by combining user consumption information and link conditions to perform offline consumption setting on a consumption user of a terminal.

The application also provides an offline consumption intelligent evaluation and supervision method, which comprises the following steps:

acquiring user registration information of a project enterprise, generating user consumption card information, and generating user consumption ID information and consumption user terminal storage bar information by combining preset user private key information;

Acquiring terminal configuration information of system terminal equipment and correlating the terminal configuration information with the user consumption ID information, generating terminal user consumption information strips according to the terminal configuration information by combining the corresponding consumption user terminal storage strip information, and storing the terminal user consumption information strips into a terminal local temporary storage strip list;

acquiring connection condition information of the system terminal equipment and performing off-line detection, and acquiring system terminal link information and processing to acquire a system link safety supervision coefficient if the connection condition information is judged to be off-line;

acquiring offline order application information after offline linking, carrying out consumption user identification with the terminal local temporary storage list, authenticating if matched user consumption ID information exists, decrypting if authentication is passed to obtain corresponding user consumption card information, and marking target user consumption card information and target consumption users;

extracting target user registration information and corresponding target user consumption characteristic data according to the target user consumption card information, then combining the system link security supervision coefficient to obtain a target user offline consumption identification index, and judging the target user offline consumption permission;

if the offline consumption permission of the target user meets the requirement, marking the target consumption user as an authorized consumption user, extracting corresponding data according to consumption detail information and target user consumption card information, and performing user offline consumption application evaluation to obtain an offline order evaluation index of the authorized user;

And comparing the threshold value according to the offline order evaluation index of the authorized user to judge the compliance of the offline order application information of the authorized consumer user, generating the authorized offline order information if a rule is met, storing the authorized offline order information into a temporary storage list of a preset terminal offline order, synchronously uploading the temporary storage list of the preset terminal offline order to a to-be-processed offline order list of a server if the system terminal equipment is detected to be a link path, queuing each piece of authorized offline order information and updating the server to-be-checked order list.

Optionally, in the method for offline consumption intelligent evaluation and supervision described in the present application, the obtaining the user registration information of the project enterprise and generating the user consumption card information, and then generating the user consumption ID information and the consumption user terminal storage information by combining the preset user private key information includes:

acquiring user registration information of a project enterprise, wherein the user registration information comprises user identification information and user consumption setting information;

generating user consumption card information including user payment code information through a preset user consumption information management platform according to the user registration information;

generating user consumption ID information comprising user card content identification information, user card key information and user card authority information according to the user consumption card information and preset user private key information;

And generating storage bar information of the consumption user terminal according to the user consumption ID information.

Optionally, in the offline consumption intelligent evaluation and supervision method described in the present application, the obtaining terminal configuration information of a terminal device of a system and associating with the user consumption ID information, generating a terminal user consumption information strip according to the terminal configuration information by combining information stored in a corresponding consumption user terminal, and storing the terminal user consumption information strip in a terminal local temporary storage strip list includes:

acquiring terminal configuration information of system terminal equipment, wherein the terminal configuration information comprises terminal identification information, terminal attribution information and terminal coding information;

associating with the user consumption ID information according to the terminal configuration information and extracting storage bar information corresponding to the consumption user terminal;

and generating terminal user consumption information strips according to the consumption user terminal storage strip information and the terminal configuration information, and storing the terminal user consumption information strips into a terminal local temporary storage strip list.

Optionally, in the method for offline consumption intelligent evaluation and supervision described in the present application, the acquiring connection status information of the system terminal device and performing offline detection, if it is determined that the connection status information is offline, acquiring system terminal link information and processing to obtain a system link security supervision coefficient includes:

Acquiring connection condition information of the system terminal equipment, performing off-line detection according to a preset link detection model, and judging the off-line link state of the system terminal equipment according to an off-line detection result;

if the system terminal equipment is judged to be in an offline link state, acquiring system terminal link information;

the system terminal link information comprises system warning information, terminal state monitoring information and link safety monitoring information;

processing according to the system terminal link information through a preset terminal link security monitoring model to obtain a system link security monitoring coefficient;

the calculation formula of the system link safety supervision coefficient is as follows:

；

wherein,for the system link security coefficient, < >>、/>、/>Respectively system warning information, terminal state monitoring information and link security monitoring information>、/>、/>Is a preset characteristic coefficient.

Optionally, in the offline consumption intelligent evaluation and supervision method described in the present application, the obtaining offline order application information after offline linking and performing consumption user identification with the terminal local temporary storage list, if there is matched user consumption ID information, performing authentication, if authentication is passed, decrypting to obtain corresponding user consumption card information, and marking target user consumption card information and target consumption users, including:

Acquiring offline order application information of an application consumption user, which is received after offline linking, wherein the offline order application information comprises consumption user information, consumption detail information and user public key information;

performing consumer user identification judgment according to the offline order application information and the terminal local temporary storage list in the system terminal equipment;

if the terminal user consumption information bar contained in the terminal local temporary storage bar list contains user consumption ID information which is correspondingly matched with the consumption user information, carrying out key authentication on preset user private key information corresponding to the user consumption ID information according to the user public key information;

if the key authentication is passed, decrypting to obtain corresponding consumer card information;

and marking the user consumption card information obtained through decryption as target user consumption card information, and marking the application consumption user as target consumption user.

Optionally, in the offline consumption intelligent evaluation and supervision method described in the present application, the extracting target user registration information and extracting corresponding target user consumption feature data according to the target user consumption card information, and then combining with the system link security supervision coefficient processing to obtain a target user offline consumption identification index, and judging target user offline consumption permission includes:

Extracting target user registration information corresponding to a target consumption user according to the target user consumption card information;

extracting corresponding target user consumption characteristic data according to the target user registration information, wherein the corresponding target user consumption characteristic data comprises user identity attribute grade data, user consumption attribute characteristic data and consumption pre-payment limit data;

obtaining an offline consumption identification index of the target user by combining the system link security supervision coefficient processing according to the consumption characteristic data of the target user;

threshold value comparison is carried out according to the offline consumption identification index of the target user and a preset offline consumption threshold value of the user;

judging the offline consumption permission of the target user for the target consumption user according to the threshold comparison result;

the calculation formula of the offline consumption identification index of the target user is as follows:

；

wherein,offline consumption identification index for target user, +.>、/>、/>User identity attribute level data, user consumption attribute feature data, consumption pre-payment limit data, +.>For the system link security coefficient, < >>、/>、/>Is a preset characteristic coefficient.

Optionally, in the offline consumption intelligent evaluation and supervision method described in the present application, if the offline consumption permission of the target user meets the requirement, marking the target consumption user as an authorized consumption user, extracting corresponding data according to consumption detail information and consumption card information of the target user, and performing offline consumption application evaluation of the user to obtain an offline order evaluation index of the authorized user, including:

If the offline consumption permission of the target user is judged to meet the preset requirement, marking the target consumption user as an authorized consumption user;

acquiring consumption detail information corresponding to the authorized consumption user, and extracting consumption content characteristic data and consumption amount data according to the consumption detail information;

extracting user card content detail data according to the user card content identification information corresponding to the target user consumption card information corresponding to the authorized consumption user;

extracting user card limit authority data and a consumption card order authority preset threshold according to the user card authority information corresponding to the target user consumption card information;

according to the consumption content characteristic data and the consumption line data, combining the user card content detail data, the user card line authority data and the user consumption attribute characteristic data, carrying out evaluation calculation of a user offline consumption application, and obtaining an authorized user offline order evaluation index;

the calculation formula of the authorized user offline order evaluation index is as follows:

；

wherein,evaluating an index for an authorized user offline order, +.>、/>、/>、/>The content feature data, the consumption amount data, the user card content detail data and the user card amount authority data are respectively +. >For the user to consume attribute profile, < >>、/>、/>、/>、/>Is a preset characteristic coefficient.

Optionally, in the method for intelligent offline consumption assessment and supervision according to the present application, the comparing and judging the compliance of the offline order application information of the authorized consumer according to the offline order assessment index of the authorized consumer by using a threshold value, generating the authorized offline order information if a rule is met, and storing the authorized offline order information into a temporary storage list of a preset terminal offline order, if the system terminal device is detected to be a link path, synchronously uploading the temporary storage list of the preset terminal offline order to a to-be-processed offline order list of a server, queuing each piece of authorized offline order information, and updating the order list of a server, including:

threshold value comparison is carried out according to the offline order evaluation index of the authorized user and the consumption card order authority preset threshold value;

judging compliance of the offline order application information of the authorized consumption user according to a threshold comparison result;

if the offline order application information is compliant, generating authorized offline order information according to the offline order application information in combination with the corresponding terminal configuration information;

storing the authorized offline order information into a temporary storage list of a preset terminal offline order corresponding to the system terminal equipment;

If the offline detection of the system terminal equipment is obtained through the detection of the preset link detection model, the offline detection is a link path;

synchronously uploading the temporary offline order list of the preset terminal to a server to-be-processed offline order list;

the server performs queuing processing and updates a list according to the authorized offline order information in the offline order list to be processed by the server;

if the authorized offline order information processing is abnormal, an abnormal order prompt is sent out and abnormal order information to be processed is generated;

if the authorized offline order information is processed normally, the order in the authorized offline order information is checked in, and a server check-in order list is updated.

In a second aspect, the present application provides an offline consumption intelligent assessment and supervision system, the system comprising: the system comprises a memory and a processor, wherein the memory comprises a program of an offline consumption intelligent evaluation and supervision method, and the program of the offline consumption intelligent evaluation and supervision method realizes the following steps when being executed by the processor:

Comparing the threshold value according to the offline order evaluation index of the authorized user to judge the compliance of the offline order application information of the authorized consumer user, generating the authorized offline order information if the rule is met, and storing the authorized offline order information into a temporary storage list of the offline order of the preset terminal;

if the system terminal equipment is detected to be a link path, synchronously uploading the temporary storage list of the preset terminal offline orders to a list of the offline orders to be processed by the server, queuing all authorized offline order information and updating the list of the server account-entering orders.

In a third aspect, the present application further provides a computer readable storage medium, where the computer readable storage medium includes an offline consumption intelligent evaluation and supervision method program, where the offline consumption intelligent evaluation and supervision method program, when executed by a processor, implements the steps of the offline consumption intelligent evaluation and supervision method according to any one of the above.

According to the method, the system and the medium for intelligent evaluation and supervision of offline consumption, user consumption ID information and terminal storage information are generated by combining user consumption card information with a user private key, terminal configuration information is obtained and is associated with the ID information to generate a terminal user consumption information piece, and the terminal user consumption information piece is stored in a list; therefore, the offline consumption setting is carried out on the consumption user of the terminal by combining the consumption information of the user and the link condition, and the offline consumption intelligent monitoring and management technology is realized.

Additional features and advantages of the application will be set forth in the description which follows, and in part will be obvious from the description, or may be learned by practice of the application. The objects and other advantages of the present application may be realized and attained by the structure particularly pointed out in the written description and drawings.

Drawings

In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings that are needed in the embodiments of the present application will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present application and should not be considered as limiting the scope, and other related drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.

FIG. 1 is a flowchart of an offline consumption intelligent evaluation and supervision method provided in an embodiment of the present application;

fig. 2 is a flowchart of generating user consumption ID information and storing information of a consumption user terminal in an offline consumption intelligent evaluation and supervision method according to an embodiment of the present application;

FIG. 3 is a flowchart of generating an end user consumption information strip of the offline consumption intelligent evaluation and supervision method according to an embodiment of the present application;

Fig. 4 is a schematic structural diagram of an offline consumption intelligent evaluation and supervision system according to an embodiment of the present application.

Detailed Description

The following description of the embodiments of the present application will be made clearly and completely with reference to the drawings in the embodiments of the present application, and it is apparent that the described embodiments are only some embodiments of the present application, not all embodiments. The components of the embodiments of the present application, which are generally described and illustrated in the figures herein, may be arranged and designed in a wide variety of different configurations. Thus, the following detailed description of the embodiments of the present application, as provided in the accompanying drawings, is not intended to limit the scope of the application, as claimed, but is merely representative of selected embodiments of the application. All other embodiments, which can be made by those skilled in the art based on the embodiments of the present application without making any inventive effort, are intended to be within the scope of the present application.

It should be noted that like reference numerals and letters refer to like items in the following figures, and thus once an item is defined in one figure, no further definition or explanation thereof is necessary in the following figures. Meanwhile, in the description of the present application, the terms "first", "second", and the like are used only to distinguish the description, and are not to be construed as indicating or implying relative importance.

Referring to fig. 1, fig. 1 is a flowchart of an offline consumption intelligent assessment and supervision method in some embodiments of the present application. The offline consumption intelligent evaluation and supervision method is used in terminal equipment, such as computers, mobile phone terminals and the like. The offline consumption intelligent evaluation and supervision method comprises the following steps:

s101, acquiring user registration information of a project enterprise, generating user consumption card information, and generating user consumption ID information and consumption user terminal storage bar information by combining preset user private key information;

s102, acquiring terminal configuration information of system terminal equipment, associating the terminal configuration information with the user consumption ID information, generating terminal user consumption information strips according to the terminal configuration information by combining corresponding consumption user terminal storage strip information, and storing the terminal user consumption information strips into a terminal local temporary storage strip list;

s103, acquiring connection condition information of the system terminal equipment and performing off-line detection, and acquiring system terminal link information and processing to acquire a system link safety supervision coefficient if the system terminal equipment is judged to be off-line;

s104, acquiring offline order application information after offline linking, carrying out consumption user identification with the terminal local temporary storage list, authenticating if matched user consumption ID information exists, decrypting if authentication is passed to obtain corresponding user consumption card information, and marking target user consumption card information and target consumption users;

S105, extracting target user registration information and corresponding target user consumption characteristic data according to the target user consumption card information, then combining the system link security supervision coefficient to obtain a target user offline consumption identification index, and judging the target user offline consumption permission;

s106, if the offline consumption permission of the target user meets the requirement, marking the target consumption user as an authorized consumption user, extracting corresponding data according to consumption detail information and target user consumption card information, and performing user offline consumption application evaluation to obtain an offline order evaluation index of the authorized user;

s107, comparing the threshold value according to the offline order evaluation index of the authorized user to judge the compliance of the offline order application information of the authorized consumer user, generating the authorized offline order information if the rule is met, and storing the authorized offline order information into a temporary storage list of the offline order of the preset terminal;

s108, if the system terminal equipment is detected to be a link passage, synchronously uploading the temporary storage list of the preset terminal offline orders to a list of the offline orders to be processed by the server, queuing all authorized offline order information, and updating the list of the server account-entering orders.

It should be noted that, in order to realize the system to collect and generate offline consumption setting for consumer information, manage the terminal and associated with consumption user information, identify and check the consumption user after the terminal is offline, acquire and evaluate the order, and synchronize the terminal and server list after the terminal is connected and upload the order, the offline consumption management technology of processing is realized by acquiring the user registration information of the project enterprise and generating user consumption card information through the platform, then combining the user private key information to generate user consumption ID information, then generating consumption user terminal storage bar information according to the user consumption ID information, so as to collect and obtain the consumption user and consumption ID related information, then acquiring terminal configuration information, associating with the user consumption ID information and extracting the corresponding consumption user terminal storage bar information, generating terminal user consumption information by combining the terminal configuration information with the consumption user terminal storage information, storing the terminal user consumption information into a terminal local temporary storage list to obtain information input of a terminal and an associated consumption user, temporarily storing the information into the terminal list, performing off-line detection on the connection condition of system terminal equipment, judging whether off-line link is performed, acquiring system terminal link information if the terminal is off-line, performing information evaluation processing on the off-line state of the terminal link to obtain a system link safety supervision coefficient, obtaining security monitoring of the off-line condition of the link, preventing information leakage or consumption theft possibly caused by system vulnerability or malicious attack from occurring, preventing loss, further obtaining the off-line order application information of the application consumption user received after off-line link, performing consumption user identification with the local temporary storage list in the system terminal equipment, judging whether the system link information is matched with the consumption user information temporarily stored in the list, if the user consumption ID information is matched with the user consumption ID information, key authentication is carried out on preset user private key information according to user public key information, if the key authentication is passed, corresponding user consumption card information is obtained through decryption, the matched user consumption card information is marked as target user consumption card information, the application consumption user is marked as target consumption user, matching and authentication of registered users in a pre-stored list and extraction of user consumption card information are completed, corresponding target user consumption characteristic data is extracted according to the extracted registered information of the user, processing is carried out by combining with a system link safety supervision coefficient to obtain a target user offline consumption identification index, and target user offline consumption permission judgment is carried out according to the target user offline consumption identification index and a preset user offline consumption threshold, comprehensive evaluation processing is carried out according to personal total consumption authority of the target user, overall safety of offline consumption of the user is judged, the safety of offline consumption of the user is in a current offline environment state, if the offline consumption user's offline consumption permission of the target user meets the preset requirement, the consumption user is marked as authorized consumption user, namely, the corresponding user offline consumption card is extracted according to the authorization requirement of the offline user, the authorization card is taken as the corresponding user offline consumption order, the corresponding user offline consumption card is taken by the authorization card, the corresponding user offline consumption card is taken as the authorization of the user, the corresponding user has the authorization card is taken offline consumption card, the corresponding to obtain the authorization information, and the authorization is taken by the corresponding user offline consumption card, and the user has the authorization to obtain the authorization and the corresponding user offline consumption information, and has the authorization information according to the authorization information, and finally, if the offline link state of the system terminal equipment is converted into a link path, the preset terminal offline order temporary storage list is synchronously uploaded to a server to-be-processed offline order list, the server queues and updates the list according to each authorized offline order information in the server to-be-processed offline order list, if the authorized offline order information is abnormal, abnormal order prompt is issued and abnormal to-be-processed order information is generated, if the authorized offline order information is normal in processing, the order in the authorized offline order information is checked into account, and the server to-be-checked into account is updated, so that the uploading of the temporarily stored offline order in the terminal equipment to the server and the information synchronization, the offline management and the offline management of the offline management and the offline management are realized.

Referring to fig. 2, fig. 2 is a flowchart of generating user consumption ID information and consuming user terminal storage bar information in the offline consumption intelligent evaluation and supervision method according to some embodiments of the present application. According to the embodiment of the invention, the user registration information of the project enterprise is obtained and user consumption card information is generated, and then user consumption ID information and consumption user terminal storage information are generated by combining preset user private key information, specifically:

s201, acquiring user registration information of a project enterprise, wherein the user registration information comprises user identity information and user consumption setting information;

s202, generating user consumption card information including user payment code information through a preset user consumption information management platform according to the user registration information;

s203, generating user consumption ID information according to the user consumption card information and combining preset user private key information, wherein the user consumption ID information comprises user card content identification information, user card key information and user card authority information;

s204, generating storage bar information of the consumption user terminal according to the consumption ID information of the user.

It should be noted that, in order to implement information collection and security monitoring and order management of offline consumption, first, user registration information of a project enterprise of an offline consumption system needs to be collected, so as to obtain consumption identification information of offline consumption users and consumption card management information for generating consumption IDs, so as to identify and evaluate rights of consumers, thereby ensuring security of various users in offline consumption, obtaining user registration information of the project enterprise, including identity information such as positions and posts of each user, and user consumption setting information including information of consumption limit, consumption range and consumption form setting authority of the user, then processing the user registration information through a preset third party user consumption information management platform to generate user consumption card information, including user payment code information, that is, generating corresponding payment code information according to the identity and consumption setting of the user, combining preset user private key information, that is, user encryption information, including identification information of card consumption identification number, consumption card type, consumption card limit and other card content of the user card, preset key information of the user card, application range, consumption card consumption form setting authority information, and the like, storing the user ID information as a terminal and the like, and storing the information in a memory terminal can store the user ID information as a related consumption information.

Referring to fig. 3, fig. 3 is a flowchart of an offline consumption intelligent assessment and supervision method in some embodiments of the present application for generating an end user consumption information strip. According to the embodiment of the invention, the terminal configuration information of the system terminal equipment is acquired and correlated with the user consumption ID information, and terminal user consumption information strips are generated according to the terminal configuration information by combining the corresponding consumption user terminal storage strip information and stored in a terminal local temporary storage strip list, specifically:

s301, acquiring terminal configuration information of system terminal equipment, wherein the terminal configuration information comprises terminal identification information, terminal attribution information and terminal coding information;

s302, associating with the user consumption ID information according to the terminal configuration information and extracting storage bar information corresponding to the consumption user terminal;

s303, generating terminal user consumption information strips according to the consumption user terminal storage strip information and combining the terminal configuration information, and storing the terminal user consumption information strips into a terminal local temporary storage strip list.

After obtaining the related information of the consumer and converting the related information into the storage bar information, generating a terminal consumer information bar by combining the storage bar information of the consumer terminal with terminal configuration information and storing the terminal consumer information bar into a terminal local temporary storage bar list so as to obtain information input of the terminal and the related consumer and temporarily store the storage bar information of the user into the terminal list, wherein the terminal configuration information comprises positioning and identification number information of the terminal, information of terminal attribution such as information of a affiliated management department or a supervision organization, and terminal coding information of a system.

According to the embodiment of the invention, the connection status information of the system terminal equipment is obtained and offline detection is performed, if the connection status information is offline, the system terminal link information is collected and the system link security monitoring coefficient is obtained through processing, specifically:

；

wherein,for the system link security coefficient, < >>、/>、/>Respectively system warning information, terminal state monitoring information and link security monitoring information>、/>、/>The characteristic coefficient is preset (the characteristic coefficient is obtained through inquiring a preset system terminal monitoring platform).

It should be noted that, because the offline causes of the links of the terminal are various, and may be system setup or management actions, and may also be abnormal conditions caused by external interference, vulnerabilities, and man-made attacks, it is necessary to perform offline detection on the connection status of the system terminal device and determine the security status of the links of the system terminal device, so as to avoid occurrence of risk hidden danger and prevent the abnormal operation environment of the terminal, and it is necessary to obtain the connection status information of the system terminal device, perform offline detection according to a preset link detection model, and perform offline detection according to actual requirements, and determine the offline link status of the system terminal device according to the offline detection result, and if the terminal determines that the offline link is an offline link, collect system terminal link information, including monitoring alarm information sent by the system, information about whether the link status is abnormal, and security monitoring information about whether the link status is abnormal due to malicious attacks and external interference, and then perform evaluation processing according to the system terminal link information to the system terminal link security model to obtain the security coefficient of the system link, so as to obtain the security monitoring of the link offline status, and prevent information leakage or consumption caused by the system vulnerability or malicious attacks or link attack interference from occurring, so as to avoid loss.

According to the embodiment of the invention, the offline order application information after offline linking is obtained and consumer user identification is performed with the terminal local temporary storage list, if matched user consumption ID information exists, authentication is performed, if authentication is passed, decryption is performed to obtain corresponding user consumption card information, and target user consumption card information and target consumption users are marked, specifically:

It should be noted that, further obtain the offline order application information of the consumer user received after offline linking, and carry out consumer identification with the corresponding user of the consumer user terminal storage information recorded in the local temporary storage list in the system terminal device, judge whether the consumer user who sends the offline order application matches with the consumer user information corresponding to the information list temporary storage, if yes, carry out key authentication on the preset user private key information according to the user public key information of the consumer user, if the key authentication passes, decrypt and obtain the consumer consumption card information corresponding to the user consumption ID information, and mark the consumer consumption card information of the matched user as the target consumer card information, mark the application consumption user as the target consumer user, so as to complete matching and authentication with the registered consumer user in the terminal pre-storing list, and extract the corresponding consumer card information.

According to the embodiment of the invention, the target user registration information is extracted according to the target user consumption card information, the corresponding target user consumption characteristic data is extracted, the target user offline consumption identification index is obtained by combining the system link security monitoring coefficient processing, and the target user offline consumption permission degree is judged, specifically:

；

wherein,offline consumption identification index for target user, +.>、/>、/>User identity attribute level data, user consumption attribute feature data, consumption pre-payment limit data, +.>For the system link security coefficient, < >>、/>、/>The characteristic coefficient is preset (the characteristic coefficient is obtained through inquiring a preset system terminal monitoring platform).

It should be noted that, in order to determine the consumption attribute, authority, and the consumption security of the target consumer under the offline environment condition, the matched target consumer extracts the registration information corresponding to the user, and extracts the corresponding consumption feature data according to the registration information of the target consumer, where the registration feature data includes the data of the user identity attribute level, such as the identity position and authority level, the features of the differential consumption attribute contained in different identity positions of the user, such as the consumption of a common employee, the consumption of a reception staff, the consumption of a purchasing department, and the consumption pre-payment limit, and the data of the consumption pre-payment limit, and processes the feature data in combination with the system link security monitoring coefficient to obtain the offline consumption identification index of the target consumer, and determines the offline consumption permission of the target consumer according to the offline consumption identification index of the target consumer and the preset offline consumption threshold, if the offline consumption identification index of the target consumer meets the threshold comparison requirement, and if the offline consumption permission of the target consumer is not permitted, so as to determine the overall security of the offline consumption of the user by comprehensive evaluation according to the individual identity, consumption attribute, authority, and the offline security of the offline consumption index of the target consumer, such as a special position user or the offline security of the current consumer under the offline environment.

According to the embodiment of the invention, if the offline consumption permission of the target user meets the requirement, the target consumption user is marked as an authorized consumption user, corresponding data is extracted according to consumption detail information and target user consumption card information, and user offline consumption application evaluation is performed, so that an authorized user offline order evaluation index is obtained, specifically:

；

wherein,evaluating an index for an authorized user offline order, +.>、/>、/>、/>The content feature data, the consumption amount data, the user card content detail data and the user card amount authority data are respectively +.>For the user to consume attribute profile, < >>、/>、/>、/>、/>The characteristic coefficient is preset (the characteristic coefficient is obtained through inquiring a preset system terminal monitoring platform).

It should be noted that, when the offline consumption permission of the target user meets the preset requirement, the target consumption user is marked as an authorized consumption user, and further compliance judgment is required to be performed on the consumption behavior of the user card corresponding to the offline consumption order, so as to prevent the risk of offline consumption order caused by excessive consumption or bill swiping, then the consumption detail information of the authorized consumption user corresponding to the offline order is obtained, consumption content characteristic data and consumption amount data are extracted, then the user card content detail data and the user card limit authority data are extracted according to the user card content identification information and the user card authority information corresponding to the target user consumption card information, and then calculation evaluation of the offline consumption application of the user is performed according to the data, so as to obtain the evaluation index of offline order of the authorized user, so as to obtain the compliance judgment index of the consumption limit authority of the authorized consumption user card and the offline consumption order initiated by the user, and the generated single offline consumption behavior are provided with identification data, and the loophole or risk caused by excessive consumption or bill swiping is prevented.

According to the embodiment of the invention, the compliance of the offline order application information of the authorized consumer is judged by comparing the threshold according to the offline order evaluation index of the authorized consumer, if the compliance rule generates the authorized offline order information and stores the authorized offline order information in a temporary storage list of a preset terminal offline order, if the system terminal equipment is detected to be a link path, the temporary storage list of the preset terminal offline order is synchronously uploaded to a to-be-processed offline order list of a server, and queuing processing is performed on each authorized offline order information and the to-be-checked-in order list of the server is updated, specifically, the method comprises the steps of:

It should be noted that, threshold comparison is performed according to the obtained offline order evaluation index of the authorized user and the preset threshold of the order authority of the consumption card, compliance of the offline order application information of the authorized consumption user is judged according to the threshold comparison result, if the threshold comparison result of the offline order evaluation index of the authorized user meets the threshold comparison requirement, the authorized offline order information is generated according to the offline order application information and the corresponding terminal configuration information, and stored in the preset terminal offline order temporary storage list corresponding to the system terminal device, association and temporary storage of the information of the authorized offline order on the terminal are realized, and finally if the offline link state of the system terminal device is detected as a link path, the preset terminal offline order temporary storage list is synchronously uploaded to the server to be processed offline order list, and if the authorized offline order information in the server to be processed offline order list is abnormal, the abnormal offline order information is sent out, and the abnormal to be processed, and the authorized offline order information is generated, and the offline order is checked into the server to be checked, and the offline order is synchronously uploaded to the server to be managed, and finally, and the offline order is managed.

As shown in fig. 4, the invention also discloses an offline consumption intelligent evaluation and supervision system 4, which comprises a memory 41 and a processor 42, wherein the memory comprises an offline consumption intelligent evaluation and supervision method program, and the offline consumption intelligent evaluation and supervision method program realizes the following steps when being executed by the processor:

According to the embodiment of the invention, the user registration information of the project enterprise is obtained and user consumption card information is generated, and then user consumption ID information and consumption user terminal storage information are generated by combining preset user private key information, specifically:

According to the embodiment of the invention, the terminal configuration information of the system terminal equipment is acquired and correlated with the user consumption ID information, and terminal user consumption information strips are generated according to the terminal configuration information by combining the corresponding consumption user terminal storage strip information and stored in a terminal local temporary storage strip list, specifically:

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A third aspect of the present invention provides a readable storage medium having an offline consumption intelligent evaluation and supervision method program embodied therein, which when executed by a processor, implements the steps of the offline consumption intelligent evaluation and supervision method as described in any one of the above.

The invention discloses an offline consumption intelligent evaluation and supervision method, a system and a medium, wherein user consumption ID information and terminal storage information are generated by combining user consumption card information with a user private key, terminal configuration information is acquired and correlated with the ID information to generate a terminal user consumption information bar, and the terminal user consumption information bar is stored in a list; therefore, the offline consumption setting is carried out on the consumption user of the terminal by combining the consumption information of the user and the link condition, and the offline consumption intelligent monitoring and management technology is realized.

In the several embodiments provided in this application, it should be understood that the disclosed apparatus and method may be implemented in other ways. The above described device embodiments are only illustrative, e.g. the division of the units is only one logical function division, and there may be other divisions in practice, such as: multiple units or components may be combined or may be integrated into another system, or some features may be omitted, or not performed. In addition, the various components shown or discussed may be coupled or directly coupled or communicatively coupled to each other via some interface, whether indirectly coupled or communicatively coupled to devices or units, whether electrically, mechanically, or otherwise.

The units described above as separate components may or may not be physically separate, and components shown as units may or may not be physical units; can be located in one place or distributed to a plurality of network units; some or all of the units may be selected according to actual needs to achieve the purpose of the solution of this embodiment.

In addition, each functional unit in each embodiment of the present invention may be integrated in one processing unit, or each unit may be separately used as one unit, or two or more units may be integrated in one unit; the integrated units may be implemented in hardware or in hardware plus software functional units.

Those of ordinary skill in the art will appreciate that: all or part of the steps for implementing the above method embodiments may be implemented by hardware related to program instructions, and the foregoing program may be stored in a readable storage medium, where the program, when executed, performs steps including the above method embodiments; and the aforementioned storage medium includes: a mobile storage device, a Read-Only Memory (ROM), a random access Memory (RAM, random Access Memory), a magnetic disk or an optical disk, or the like, which can store program codes.

Alternatively, the above-described integrated units of the present invention may be stored in a readable storage medium if implemented in the form of software functional modules and sold or used as separate products. Based on such understanding, the technical solution of the embodiments of the present invention may be embodied in essence or a part contributing to the prior art in the form of a software product stored in a storage medium, including several instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute all or part of the methods described in the embodiments of the present invention. And the aforementioned storage medium includes: a removable storage device, ROM, RAM, magnetic or optical disk, or other medium capable of storing program code.

Claims

1. The intelligent offline consumption evaluation and supervision method is characterized by comprising the following steps of:

comparing and judging compliance of offline order application information of the authorized consumer according to the offline order evaluation index of the authorized user by a threshold value, generating authorized offline order information if a rule is met, storing the authorized offline order information into a temporary storage list of a preset terminal offline order, synchronously uploading the temporary storage list of the preset terminal offline order to a to-be-processed offline order list of a server if the system terminal equipment is detected to be a link path, queuing and updating the to-be-processed offline order list of the server;

the step of obtaining the user registration information of the project enterprise and generating user consumption card information, and then generating user consumption ID information and consumption user terminal storage bar information by combining preset user private key information comprises the following steps:

generating consumption user terminal storage bar information according to the user consumption ID information;

acquiring the connection condition information of the system terminal equipment and performing off-line detection, acquiring the system terminal link information and processing to acquire a system link security monitoring coefficient if the system terminal equipment is judged to be off-line, wherein the method comprises the following steps of:

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wherein,for the system link security coefficient, < >>、/>、/>Respectively system warning information, terminal state monitoring information and link security monitoring information>、/>、/>Is a preset characteristic coefficient;

the obtaining the offline order application information after offline linking and carrying out consumption user identification with the terminal local temporary storage list, if the matched user consumption ID information exists, carrying out authentication, if the authentication passes, decrypting to obtain the corresponding user consumption card information, and marking the target user consumption card information and the target consumption user, wherein the method comprises the following steps:

marking the user consumption card information obtained through decryption as target user consumption card information, and marking the application consumption user as target consumption user;

extracting target user registration information and corresponding target user consumption characteristic data according to the target user consumption card information, then combining the system link security supervision coefficient to obtain a target user offline consumption identification index, and judging target user offline consumption permission, wherein the method comprises the following steps:

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wherein,offline consumption identification index for target user, +.>、/>、/>User identity attribute level data, user consumption attribute feature data, consumption pre-payment limit data, +.>For the system link security coefficient, < >>、/>、/>Is a preset characteristic coefficient;

if the offline consumption permission of the target user meets the requirement, marking the target consumption user as an authorized consumption user, extracting corresponding data according to consumption detail information and target user consumption card information, and performing user offline consumption application evaluation to obtain an offline order evaluation index of the authorized user, wherein the method comprises the following steps:

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wherein,evaluating an index for an authorized user offline order, +.>、/>、/>、/>The content feature data, the consumption amount data, the user card content detail data and the user card amount authority data are respectively +.>For the user to consume attribute profile, < >>、、/>、/>、/>Is a preset characteristic coefficient.

2. The method for intelligent offline consumption assessment and supervision according to claim 1, wherein the steps of obtaining terminal configuration information of a terminal device of the system and associating the terminal configuration information with the user consumption ID information, generating a terminal user consumption information strip according to the terminal configuration information in combination with the corresponding consumption user terminal storage strip information, and storing the terminal user consumption information strip in a terminal local temporary storage strip list include:

3. The method for intelligent offline consumption assessment and supervision according to claim 2, wherein the step of comparing the threshold value according to the offline order assessment index of the authorized user to determine compliance of the offline order application information of the authorized user, generating the authorized offline order information if a rule is met, storing the authorized offline order information in a temporary offline order list of a preset terminal, and if the system terminal device is detected to be a link path, synchronously uploading the temporary offline order list of the preset terminal to a server to-be-processed offline order list, queuing each authorized offline order information and updating the server to-be-checked-in order list comprises:

4. An offline consumption intelligent assessment and supervision system, characterized in that the system comprises: the system comprises a memory and a processor, wherein the memory comprises a program of an offline consumption intelligent evaluation and supervision method, and the program of the offline consumption intelligent evaluation and supervision method realizes the following steps when being executed by the processor:

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5. A computer readable storage medium, characterized in that the computer readable storage medium comprises an offline consumption intelligent evaluation and supervision method program, which when executed by a processor, implements the steps of the offline consumption intelligent evaluation and supervision method according to any one of claims 1 to 3.