CN108229911A - A kind of method of payment, system, server, terminal and its storage medium - Google Patents
A kind of method of payment, system, server, terminal and its storage medium Download PDFInfo
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- CN108229911A CN108229911A CN201711385673.3A CN201711385673A CN108229911A CN 108229911 A CN108229911 A CN 108229911A CN 201711385673 A CN201711385673 A CN 201711385673A CN 108229911 A CN108229911 A CN 108229911A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/10—Office automation; Time management
- G06Q10/103—Workflow collaboration or project management
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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Abstract
The present invention provides a kind of method of payment, system, server, terminal and its storage mediums.Method of payment provided by the invention, including：Sequence information is obtained by network, and the identification information of the first user is received from the terminal；Wherein, the sequence information is generated for first user in third-party vendor consumption, and the sequence information includes article of consumption, and the identification information is used to identify the identity of the first user；Judge whether the article of consumption belongs to the budgetary accounting item of second user and judge whether the identification information meets mandate identity；Wherein, it is described to authorize the identity that identity is second user mandate；When the article of consumption belongs to the budgetary accounting item of second user, and the identity meets mandate identity, the sequence information is paid using the budget accounts of second user.It is achieved thereby that business budgeting is allocated a fund for its specified purpose, enterprise's routine administrative flow is simplified, improves user experience.
Description
Technical field
The present invention relates to electronic enterprise management domain, more particularly to a kind of method of payment, system, server, terminal and
Its storage medium.
Background technology
At present, enterprise is both needed to when handling budgetary accounting item expense (such as employee welfare expense, travel charge, business entertainment when)
Using reimbursing the cost and then calculating to budgetary accounting item or account, it is embodied in actual mechanical process：Employee pays for first or in advance
First to file.Implementation procedure need to cooperate in many ways, finally be completed after by financial accounting audit.
It is gone on business for commercial affairs call on a customer by employee, generally comprises following activity：Employee arrives at by air, in advance
Local hotel is ordered, extends appreciation client, arranges commercial activity, sitting height iron returns to enterprise.The real process of its expense processing is travel charge
The corresponding papery air ticket of its stroke and/or train ticket need to be provided, business entertainment needs the food and drink class consumption that specific hotel issues
Voucher is then filled out expense report and submits to Finance Department's audit, audit after enterprise in the form of cash granting to employee,
Enterprise is by corresponding cost accounting to specific budgetary accounting item simultaneously.
Each link is required for ensureing finally arriving corresponding cost accounting in the above-mentioned process for reimbursing expense because of generation of going on business
The compliance of specific budgetary accounting item, need to expend a large amount of manpower.Employee side is both needed to when occurring per transaction to offer service
One side asks for effective reimbursement voucher (such as invoice) and just can guarantee that final tache can obtain final reimbursed expense.Finance need verifier
After the consumption certificate that work is submitted, corresponding money is then issued to employee.Cumbersome flow reduces Employees ' Satisfaction Degree, increases
Business administration burden.
Invention content
In view of the foregoing deficiencies of prior art and there are the problem of, the purpose of the present invention is to provide a kind of payers
Method, system, server, terminal and its storage medium ensure that the compliance of expense expenditure in consumptive link, accomplish business budgeting
Allocate a fund for its specified purpose, and simplify enterprise's routine administrative flow, improve enterprise customer experience and employee's user experience.
In a first aspect, the present invention provides a kind of method of payment, applied to the server being connect with terminal network, including：
Sequence information is obtained, and the identification information of the first user is received from the terminal from third-party vendor by network；Wherein, institute
State what sequence information was generated for first user in third-party vendor consumption, the sequence information includes consumable item
Mesh, the identification information are used to identify the identity of the first user；Judge whether the article of consumption belongs to the budget of second user
Subject and judge whether the identification information meets mandate identity；Wherein, it is described to authorize the body that identity is second user mandate
Part；When the article of consumption belongs to the budgetary accounting item of second user, and the identity meets when authorizing identity, utilizes the
The budget accounts of two users pay the sequence information.
In one embodiment of the present of invention, the identification information includes identity and/or terminal iidentification.
In one embodiment of the present of invention, the identity is the finger print information of the first user.
In one embodiment of the present of invention, the method for payment further includes：The use is counted according to the article of consumption
The spending amount at family, and according to the account phase accounting voucher is provided to the budget accounts of the second user.
Second aspect, the present invention also provides a kind of payment system, applied to the server being connect with terminal network, packet
It includes：First communication unit, for pass through network from third-party vendor obtain sequence information and from the terminal receive identify
Information；Wherein, the sequence information is generated for the first user in third-party vendor consumption, and the sequence information includes
Article of consumption, the identification information are used to identify the identity of the first user；Judging unit, for whether judging the article of consumption
Belong to the budgetary accounting item of second user and judge whether the identification information meets mandate identity；Wherein, the mandate identity
Identity for second user mandate；Payment unit, for working as the budgetary accounting item that the article of consumption belongs to second user, and institute
State identification information meet authorize identity when, the sequence information is paid using the budget accounts of second user.
In one embodiment of the present of invention, the payment system further includes：Statistics and issuing unit, for according to
Article of consumption counts the spending amount of first user, and provides accounting to the budget accounts of the second user according to the account phase
Voucher.
The third aspect, the present invention also provides a kind of server, using the payment system described in second aspect.
Fourth aspect, the present invention also provides a kind of method of payment, applied to the terminal being connect with server network, packet
It includes：Consumption information is sent to third-party vendor by network, the consumption information is used to generate sequence information；Wherein, it is described
Sequence information includes article of consumption；The identification information of the first user is acquired, the identification information is used to identify first user
Identity；The identification information is sent to the server, is awarded so that the server judges whether the identification information meets
Weigh identity；Wherein, it is described to authorize the identity that identity is second user mandate.
In one embodiment of the present of invention, the identification information includes：Identity and/or terminal iidentification.
In one embodiment of the present of invention, the identity includes the finger print information of the first user.
5th aspect, the present invention also provides a kind of payment system, applied to the terminal being connect with server network, packet
It includes：Second communication unit sends consumption information for passing through network to third-party vendor, and the consumption information is ordered for generating
Single information；Wherein, the sequence information includes article of consumption；Collecting unit, it is described for acquiring the identification information of the first user
Identification information is used to identify the identity of first user；Second communication unit is additionally operable to send the mark to the server
Information is known, so that the server judges whether the identification information meets mandate identity；Wherein, the mandate identity is second
The identity that user authorizes.
6th aspect, the present invention provides a kind of terminal, using the payment system described in the 5th aspect.
7th aspect, the present invention also provides a kind of computer readable storage medium, the computer readable storage medium
On store computer program, the computer program is executed by processor the payer as described in first aspect or fourth aspect
Method.
As described above, a kind of method of payment provided by the invention, system, server, terminal and its storage medium, have with
Lower advantageous effect：Pass through the setting of the second users such as enterprise so that first user such as enterprise staff can only be to second user budget
Subject in subject is consumed, and so as to ensure that the compliance of expense expenditure in consumptive link, has accomplished the special of business budgeting
Money is special, simplifies enterprise's routine administrative flow, improves user experience.
Description of the drawings
Fig. 1 is a kind of application architecture figure of method of payment provided in an embodiment of the present invention；
Fig. 2 is a kind of flow chart of method of payment provided in an embodiment of the present invention；
Fig. 3 is a kind of theory structure schematic diagram of payment system provided in an embodiment of the present invention；
Fig. 4 is the theory structure schematic diagram of another payment system provided in an embodiment of the present invention.
Component label instructions
S21~S23 steps
11 servers
12 terminals
A kind of 3 payment systems
31 first communication units
32 judging units
33 payment units
34 statistics and issuing unit
A kind of 4 payment systems
41 collecting units
42 second communication units
Specific embodiment
Illustrate embodiments of the present invention below by way of specific specific example, those skilled in the art can be by this specification
Disclosed content understands other advantages and effect of the present invention easily.The present invention can also pass through in addition different specific realities
The mode of applying is embodied or practiced, the various details in this specification can also be based on different viewpoints with application, without departing from
Various modifications or alterations are carried out under the spirit of the present invention.It should be noted that in the absence of conflict, following embodiment and implementation
Feature in example can be combined with each other.
It should be noted that the diagram provided in following embodiment only illustrates the basic structure of the present invention in a schematic way
Think, component count, shape and size when only display is with related component in the present invention rather than according to actual implementation in schema then
It draws, kenel, quantity and the ratio of each component can be a kind of random change during actual implementation, and its assembly layout kenel
It is likely more complexity.
Fig. 1 shows the application architecture figure of method of payment provided in an embodiment of the present invention.As shown in Figure 1, application architecture can
To include server 11 and at least one terminal 12.Terminal 12 is the terminal included used in the first user.User can be under the jurisdiction of
Second user.User can be the authorized users such as enterprise staff, and user's institutional affiliation can be the use that enterprise etc. is authorized
Family, i.e. second user are first user's institutional affiliation, more specifically, the first user in the embodiment of the present invention, generally enterprise
Employee, union member or be member in the tissues such as government employee；Second user be generally enterprise, labour union, public institution,
The tissues such as school, government bodies, these tissues are all the institutional affiliation of the first user.Second user in embodiments of the present invention
Referred to as first user's institutional affiliation.Server 11 and terminal 12 can be connected with each other by network.Terminal 12 is specifically as follows hand
Machine (mobile phone), tablet computer (Pad), laptop, desktop computer etc..
Server 11 can be the server of the third party service provider, or the server that second user is possessed.When
During its server for the third party service provider of server, the base of service contract can be signed in the third party service provider and second user
On plinth, second user is authorized to carry out the Initialize installation of budgetary accounting item on the server 11, specifically, second user can pass through
Intelligent terminal is remotely configured on the server 11, and it is second user that server contract can also be based on by the third party service provider
It sets on the server 11.When the server that server 11 possesses for second user, second user can be directly in server
The Initialize installation of budgetary accounting item is carried out on 11.
Second user can also set the verification mode of the first subscriber identity information in server 11, for example, needing
During pay invoice, the finger print information of the first user of verification can be set, when being verified, and the article of consumption in the order
When belonging to budgetary accounting item, order is paid；The information such as the first user name input by user of verification, password can also be set.
Second user can authorize the first user, for example, can into server 11 the first user of typing mark
Know information, when the identification information for the first user identity of mark that terminal 12 acquires is consistent with the identity information of typing, then
Identification information is verified.Wherein, identification information can include identity and/or the first user's used terminal of the first user
Mark.
Fig. 2 is a kind of flow chart of method of payment provided in an embodiment of the present invention, and the executive agent of this method is and terminal
The server 11 of 12 network connections, as shown in Fig. 2, this method includes the following steps：
Step 21, sequence information is obtained from third-party vendor by network, and receives the first user's from the terminal
Identification information；Wherein, the sequence information is generated for first user in third-party vendor consumption, the order
Information includes article of consumption, and the identification information is used to identify the identity of the first user.
First user can be consumed by terminal 11 in third-party vendor, and specifically, terminal 11 can be equipped with
APP, the APP provide 13 interface of third-party vendor's server, so that the first user can access third by the APP
Square supplier is simultaneously consumed.Third-party vendor can be U.S. blob comment, easy fruit afternoon tea etc. provide can consumer lines confession
Answer quotient.
First user can generate sequence information when third-party vendor consumes, and include article of consumption in sequence information.
Article of consumption refers to the classification belonging to the commodity of the first customer consumption；For example, the high ferro coach seat train ticket of purchase, consumption
Classification is high ferro coach seat；A cup of Java is consumed in easy fruit afternoon tea website, article of consumption is office's drink.
Sequence information can be sent to server 11 by third-party vendor's server 13.
Terminal 11 can acquire the identification information of the first user, and identification information is used to identify the identity of the first user, and will
The identification information of acquisition is sent to server 11 (except finger print information).Identification information includes the identity of the first user,
Identity can be specifically the user that the temporary Authorization information of the first user or second user distribute to the first user
Name, password.In embodiments of the present invention, it is preferred to use finger print information so as to facilitate the first user, improves the convenient of consumption
Property and safety, improve user experience.If using finger print information, fingerprint is verified and is obtained in terminal 11 and awarded temporarily
Information is weighed, server 11 authorizes the access of the user according to temporary Authorization information.
Identification information can also include terminal iidentification, and for identifying the first terminal used by a user, terminal iidentification can be with
It can be identified for that the information or its cryptographic Hash of terminal for IMEI, MAC Address, device certificate etc..The terminal used described in first user
It can be used for representing the identity of the first user.
Step 22, judge whether the article of consumption belongs to the budgetary accounting item of second user and judge the mark letter
Whether breath meets mandate identity；Wherein, it is described to authorize the identity that identity is second user mandate.
Server 11 can judge article of consumption therein after sequence information is received, to determine consumable item
Whether mesh belongs to the budgetary accounting item of second user.Specifically.Second user can carry out budgetary accounting item in server 11 in advance
Initial setting up makes server 11 record budgetary accounting item.Budgetary accounting item is specifically as follows the classification for the welfare that enterprise provides to employee,
For example, office's drink, office's snacks etc.；Or enterprise is the travel standard that employee on business trip formulates, for example, high ferro two
Wait seats, economic class of airplane etc..
Further, in an embodiment of the present invention, second user can also be according to the identity of the first user to budget section
Mesh carries out differentiated setting.For example, the senior executives such as president, the general manager of enterprise can be directed to, setting budgetary accounting item A；It can be with needle
To general user, setting budgetary accounting item B.Second user can also be configured budgetary accounting item according to the task of the first user,
For example, when the first user goes on business and calls on a customer, budgetary accounting item C can be set；When the first user carry out office appliance buying or
When employee welfare is purchased, budgetary accounting item D can be set.
Server 11 judges the identification information after the mark for receiving the first user, to determine the first user
Whether be second user authorized user, that is, judge whether the identification information meets mandate identity.Mandate identity is second user
The identity authorized by server 11.Specifically, by taking employee A as an example, when employee A, which goes on business, to call on a customer, second user
The identity of employee A, such as A employee's finger print information can be obtained, and is entered into server 11, which is set
The identity of sign is authorizes identity；Can also the terminal iidentification be set by terminal iidentification typing server 11 used in employee A
The terminal of characterization is authorizes identity.
Step 23, when the article of consumption belongs to the budgetary accounting item of second user, and the identification information meets mandate
During identity, the sequence information is paid using the budget accounts of second user.
Second user can in advance be selected in server 11 and set budget accounts.Budget accounts include but not limited to bank's account
Family, third-party application account or third-party vendor's account；The server 11 for being can utilize the default account pair of second user
Article of consumption is paid.Second user can also register budget accounts in server 11, and the account registered to budget is filled
Value, the remaining sum supplemented with money can be used for paying.Can also be in second user after server 11 has registered budget accounts, second user
It need not supplement with money, but there is server 11 first to pay for first article of consumption, then according to budget of the billing period to second user
Account provides accounting voucher, and to collect money from second user, it pays for fund first.
Article of consumption belongs to the budgetary accounting item of second user, and it is to close rule to illustrate this consumption；Identification information meets mandate
Identity illustrates customer consumption of this consumption by second user mandate；When two conditions are satisfied by, second user is just utilized
Budget accounts pay article of consumption.So as to ensure that allocating a fund for its specified purpose for budget.
By authorized user and the double shield of authorization terminal, the fund of the second user made is safer, and further
It ensure that allocating a fund for its specified purpose for budget.
In one example, method of payment provided in an embodiment of the present invention further includes：According to article of consumption statistics the
Then the spending amount of one user provides accounting voucher, so that second user energy according to the account phase to the budget accounts of second user
Enough real-time or regular or user consumption and acquisition accounting voucher.
It should be noted that when the article of consumption is not belonging to the budgetary accounting item of second user and/or the identification information
It does not meet when authorizing identity, server 11 refuses to pay sequence information, and sends payment failure information to terminal 12, to prompt the
One user reselects article of consumption or resurveys identification information.Specifically, when the article of consumption is not belonging to the second use
The budgetary accounting item at family, server 11 can be sent " article of consumption is wrong, please reselect article of consumption " to terminal 12；When described
Identification information is not met when authorizing identity, and server 11 can send that " user identity is wrong, please re-enter user to terminal 12
Identity ".
The method of payment provided through the embodiment of the present invention, authorized user are consumed in budgetary accounting item, so as to just
Consumptive link ensure that the compliance of estimated cost expenditure, has accomplished allocating a fund for its specified purpose for business budgeting, has simplified the daily row of enterprise
Political affairs flow also eliminates the cumbersome flow of reimbursement of employee, improves user experience.
The embodiment of the present invention additionally provides a kind of payment system 3.Payment system 3 is applied to the clothes with 12 network connection of terminal
Business device 11.As shown in figure 3, payment system 3 includes：First communication unit 31 obtains for passing through network from third-party vendor
Sequence information and the identification information that the first user is received from the terminal 11；Wherein, the sequence information is used for described first
Family is generated in third-party vendor consumption, and the sequence information includes article of consumption, and the identification information is used to identify
The identity of first user；Judging unit 32, for judge the article of consumption whether belong to second user budgetary accounting item and
Judge whether the identification information meets mandate identity；Wherein, it is described to authorize the identity that identity is second user mandate；Paying bill
Member 33, for working as the budgetary accounting item that the article of consumption belongs to second user, and the identification information meets when authorizing identity,
The sequence information is paid using the budget accounts of second user.
Payment system 3 further includes：Statistics and issuing unit 34, for counting first user according to the article of consumption
Spending amount, and according to budget accounts from the account phase to the second user provide accounting voucher.
Payment system 3 provided in an embodiment of the present invention can refer to embodiment of the method as shown in Figure 2 and realize, herein not superfluous
It states.
The payment system provided through the embodiment of the present invention, authorized user are consumed in budgetary accounting item, so as to just
Consumptive link ensure that the compliance of estimated cost expenditure, has accomplished allocating a fund for its specified purpose for business budgeting, has simplified the daily row of enterprise
Political affairs flow also eliminates the cumbersome flow of reimbursement of employee, improves user experience.
The embodiment of the present invention additionally provides a kind of server, using payment system 3 provided in an embodiment of the present invention.
This server provided through the embodiment of the present invention, authorized user are consumed in budgetary accounting item, so as to just
Consumptive link ensure that the compliance of estimated cost expenditure, has accomplished allocating a fund for its specified purpose for business budgeting, has simplified the daily row of enterprise
Political affairs flow also eliminates the cumbersome flow of reimbursement of employee, improves user experience.
The embodiment of the present invention additionally provides a kind of payment system 4, applied to server 11 and the terminal of network connection 12.
As shown in figure 4, payment system 4 includes the second communication unit 42, consumption information is sent to third-party vendor for passing through network,
The consumption information is used to generate sequence information；Wherein, the sequence information includes article of consumption；Collecting unit 41, for adopting
Collect the identification information of the first user；Second communication unit 42 is additionally operable to send the identification information to the server 11, so that
The server judges whether the identification information meets mandate identity；Wherein, it is described to authorize identity as second user mandate
Identity.
Payment system 4 provided in an embodiment of the present invention can refer to each method embodiment as shown in Figure 2 and realize, not exist herein
It repeats.
The payment system provided through the embodiment of the present invention, authorized user are consumed in budgetary accounting item, so as to just
Consumptive link ensure that the compliance of estimated cost expenditure, has accomplished allocating a fund for its specified purpose for business budgeting, has simplified the daily row of enterprise
Political affairs flow also eliminates the cumbersome flow of reimbursement of employee, improves user experience.
An embodiment of the present invention provides a kind of terminal, using payment system 4 provided in an embodiment of the present invention.
The terminal provided through the embodiment of the present invention, authorized user are consumed in budgetary accounting item, so as to just consume
Link ensure that the compliance of estimated cost expenditure, has accomplished allocating a fund for its specified purpose for business budgeting, has simplified enterprise's routine administrative stream
Journey also eliminates the cumbersome flow of reimbursement of employee, improves user experience.
Method and step in the embodiment of the present invention can perform the mode of software instruction to realize by processor.Software refers to
Order can be made of corresponding software module, and software module can be stored on random access memory (Random Access
Memory, RAM), flash memory, read-only memory (Read-Only Memory, ROM), programmable read only memory
(Programmable ROM, PROM), Erasable Programmable Read Only Memory EPROM (Erasable PROM, EPROM), electric erasable
Programmable read only memory (Electrically EPROM, EEPROM), register, hard disk, mobile hard disk, CD-ROM or sheet
In the storage medium of any other form known to field.A kind of illustrative storage medium is coupled to processor, so as to make place
Managing device can be from the read information, and information can be written to the storage medium.Certainly, storage medium can also be place
Manage the component part of device.Pocessor and storage media can be located in ASIC.In addition, the ASIC can be located at server 11 and
In terminal 12.
It is understood that the processor in the embodiment of the present invention can be central processing unit (Central
Processing Unit, CPU), it can also be other general processors, digital signal processor (Digital Signal
Processor, DSP), it is application-specific integrated circuit (Application Specific Integrated Circuit, ASIC), existing
Field programmable gate array (Field Programmable Gate Array, FPGA) or other programmable logic device, crystal
Pipe logical device, hardware component or its arbitrary combination.General processor can be microprocessor or any conventional
Processor.
In the above-described embodiments, can come wholly or partly by software, hardware, firmware or its arbitrary combination real
It is existing.When implemented in software, it can entirely or partly realize in the form of a computer program product.The computer program
Product includes one or more computer instructions.When loading on computers and performing the computer program instructions, all or
It partly generates according to the flow or function described in the embodiment of the present invention.The computer can be all-purpose computer, special meter
Calculation machine, computer network or other programmable devices.The computer instruction can be stored in computer readable storage medium
In or be transmitted by the computer readable storage medium.The computer instruction can be from a web-site, meter
Calculation machine, server or data center are (such as red by wired (such as coaxial cable, optical fiber, Digital Subscriber Line (DSL)) or wireless
Outside, wirelessly, microwave etc.) mode is transmitted to another web-site, computer, server or data center.The calculating
Machine readable storage medium storing program for executing can be that any usable medium that computer can access either includes one or more usable mediums
The data storage devices such as integrated server, data center.The usable medium can be magnetic medium, (for example, floppy disk, hard
Disk, tape), optical medium (for example, DVD) or semiconductor medium (such as solid state disk (Solid State Disk, SSD))
Deng.
In conclusion method of payment provided by the invention, system, server, terminal and its storage medium, authorized user exist
It is consumed in budgetary accounting item, thus in the compliance that consumptive link ensure that estimated cost expenditure, has accomplished business budgeting
Allocate a fund for its specified purpose, simplify enterprise's routine administrative flow, also eliminate the cumbersome flow of reimbursement of employee, improve user experience.
The above-described embodiments merely illustrate the principles and effects of the present invention, and is not intended to limit the present invention.It is any ripe
The personage for knowing this technology all can carry out modifications and changes under the spirit and scope without prejudice to the present invention to above-described embodiment.Cause
This, those of ordinary skill in the art is complete without departing from disclosed spirit and institute under technological thought such as
Into all equivalent modifications or change, should by the present invention claim be covered.
The specific embodiment of the above, only the embodiment of the present invention, any technology people for being familiar with the art
In the technical scope that member discloses exposure in the application, the change or replacement that can readily occur in should all cover the implementation in the present invention
Within the protection domain of example.
Claims (13)
1. a kind of method of payment, which is characterized in that applied to the server being connect with terminal network, including：
Sequence information is obtained, and the identification information of the first user is received from the terminal from third-party vendor by network；Its
In, the sequence information is generated for first user in third-party vendor consumption, and the sequence information includes disappearing
Take project, the identification information is used to identify the identity of the first user；
Judge whether the article of consumption belongs to the budgetary accounting item of second user and judge whether the identification information meets to award
Weigh identity；Wherein, it is described to authorize the identity that identity is second user mandate；
When the article of consumption belongs to the budgetary accounting item of second user, and the identity meets mandate identity, utilize
The budget accounts of second user pay the sequence information.
2. method of payment according to claim 1, which is characterized in that the identification information includes identity and/or end
End mark.
3. method of payment according to claim 2, which is characterized in that the identity is believed for the fingerprint of the first user
Breath.
4. method of payment according to claim 1, which is characterized in that further include：According to article of consumption statistics
The spending amount of user, and according to the account phase accounting voucher is provided to the budget accounts of the second user.
5. a kind of payment system, which is characterized in that applied to the server being connect with terminal network, including
First communication unit, for pass through network from third-party vendor obtain sequence information and from the terminal receive mark
Know information；Wherein, the sequence information is generated for the first user in third-party vendor consumption, the sequence information packet
Article of consumption is included, the identification information is used to identify the identity of the first user；
Judging unit, for judging whether the article of consumption belongs to the budgetary accounting item of second user and judge the mark
Whether information meets mandate identity；Wherein, it is described to authorize the identity that identity is second user mandate；
Payment unit, for working as the budgetary accounting item that the article of consumption belongs to second user, and the identification information meets and awards
When weighing identity, the sequence information is paid using the budget accounts of second user.
6. payment system according to claim 5, which is characterized in that further include：
Statistics and issuing unit, for counting the spending amount of first user according to the article of consumption, and according to the account phase
Accounting voucher is provided to the budget accounts of the second user.
7. a kind of server, which is characterized in that use payment system described in claim 5 or 6.
8. a kind of method of payment, which is characterized in that applied to the terminal being connect with server network, including：
Consumption information is sent to third-party vendor by network, the consumption information is used to generate sequence information；Wherein, it is described
Sequence information includes article of consumption；
The identification information of the first user is acquired, the identification information is used to identify the identity of first user；
The identification information is sent to the server, so that the server judges whether the identification information meets mandate body
Part；Wherein, it is described to authorize the identity that identity is second user mandate.
9. method of payment according to claim 8, which is characterized in that the identification information includes：Identity and/or end
End mark.
10. method of payment according to claim 9, it is characterised in that：The identity includes the fingerprint of the first user
Information.
11. a kind of payment system, which is characterized in that applied to the terminal being connect with server network, including：
Second communication unit sends consumption information for passing through network to third-party vendor, and the consumption information is used to generate
Sequence information；Wherein, the sequence information includes article of consumption；
Collecting unit, for acquiring the identification information of the first user, the identification information is used to identify the body of first user
Part；
Second communication unit is additionally operable to send the identification information to the server, so that the server judges the mark
Know whether information meets mandate identity；Wherein, it is described to authorize the identity that identity is second user mandate.
12. a kind of terminal, which is characterized in that using the payment system described in claim 11.
13. a kind of computer readable storage medium, which is characterized in that store computer on the computer readable storage medium
Program, the computer program are executed by processor the method for payment as described in any one of claim 1-4 or 8-10.
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