CN112258174A - Payment method and related equipment - Google Patents

Payment method and related equipment Download PDF

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Publication number
CN112258174A
CN112258174A CN201910660424.3A CN201910660424A CN112258174A CN 112258174 A CN112258174 A CN 112258174A CN 201910660424 A CN201910660424 A CN 201910660424A CN 112258174 A CN112258174 A CN 112258174A
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information
consumption
enterprise
reconciliation
server
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马东辉
郭一
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Beijing CHJ Automobile Technology Co Ltd
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Beijing CHJ Automobile Technology Co Ltd
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Priority to CN201910660424.3A priority Critical patent/CN112258174A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment

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  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
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  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
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Abstract

The invention provides a payment method and related equipment, wherein the method comprises the following steps: receiving employee consumption information sent by a consumption server; generating first reconciliation information based on the employee consumption information; sending first reconciliation information to a consumption server; under the condition of receiving a first message sent by a consumption server, paying a fee matched with consumption information to the consumption server, wherein the first message is as follows: the consumption server side responds to the account checking information and feeds back a message for indicating that the first account checking information is successfully confirmed, so that the enterprise side can directly pay the consumption cost of the staff to the consumption server side without the need of the staff through a complicated reimbursement process, the operation is convenient and fast, time is saved, and the payment error can be avoided.

Description

Payment method and related equipment
Technical Field
The invention relates to the technical field of computers, in particular to a payment method and related equipment.
Background
With the development of socio-economic and enterprise, enterprises can afford to consume employees in some scenarios, such as: the travel fees of the staff due to traffic, diet, accommodation and the like generated during business trips of the company, the traffic fees of the staff on the way to work and the like. At present, the consumption cost of the employees provided by the enterprise is usually realized through a financial reimbursement mechanism of the enterprise, namely, the employees pay the consumption cost and obtain consumption certificates (such as invoices and the like) in the consumption process, then the invoices are provided to the interior of the company (such as unit leaders, financial departments and the like) for auditing, and after the auditing is passed, the company transfers the consumption cost into accounts of the employees. Therefore, the operation is complex and time-consuming in the process of reimbursing the consumption expense of the staff by the enterprise at present.
Disclosure of Invention
The invention provides a payment method and related equipment, which are used for solving the problems of complex operation and time consumption in the process of reimbursing the consumption expense of staff by enterprises at present.
In order to solve the technical problem, the invention is realized as follows:
in a first aspect, the present invention provides a payment method applied to an enterprise side, where the method includes:
receiving employee consumption information sent by a consumption server;
generating first reconciliation information based on the employee consumption information;
sending the first account checking information to the consumption server;
under the condition of receiving a first message sent by the consumption server, paying a fee matched with the consumption information to the consumption server, wherein the first message is as follows: and the consumption server side responds to the reconciliation information and feeds back a message for indicating that the first reconciliation information is successfully confirmed.
Optionally, after sending the first reconciliation information to the consumption server, the method further includes:
generating second account checking information and sending the second account checking information to the consumption server side under the condition of receiving a second message sent by the consumption server side, wherein the second message is as follows: and the consumption server side responds to the reconciliation information and feeds back a message for indicating that the first reconciliation information is failed to confirm.
Optionally, after the payment of the fee matched with the employee consumption information to the consumption server, the method further includes:
and updating budget information of the enterprise, wherein the budget information comprises at least one of total amount, occupied amount, paid amount and residual amount.
Optionally, the employee consumption information carries employee identity information;
the paying the expense matched with the employee consumption information to the consumption server side comprises the following steps:
determining subordinate unit information associated with the employee identity information;
and paying the expense matched with the employee consumption information to the consumption server through the account of the subordinate unit corresponding to the subordinate unit information.
In a second aspect, an embodiment of the present invention further provides a payment method, which is applied to a consumption server, where the method includes:
sending employee consumption information to an enterprise terminal;
receiving first reconciliation information sent by the enterprise terminal, wherein the reconciliation information is information generated by the enterprise terminal based on the employee consumption information;
and sending a first message to the enterprise terminal under the condition that the first reconciliation information is confirmed to be successful, wherein the first message is used for: and instructing the enterprise terminal to pay the expense matched with the employee consumption information to the consumption server terminal.
Optionally, after receiving the first reconciliation information sent by the enterprise terminal, the method further includes:
and sending a second message to the enterprise terminal under the condition that the first account reconciliation information is failed to be confirmed, wherein the second message is used for: and indicating the enterprise terminal to generate second account checking information and sending the second account checking information to the consumption server terminal.
Optionally, the employee consumption information carries employee identity information.
In a third aspect, an embodiment of the present invention further provides an enterprise side, including:
the receiving module is used for receiving employee consumption information sent by the consumption server;
the account checking information generating module is used for generating first account checking information based on the employee consumption information;
the first sending module is used for sending the first reconciliation information to the consumption server;
a payment module, configured to pay, to the consumption server, a fee matching the consumption information when receiving a first message sent by the consumption server, where the first message is: and the consumption server side responds to the reconciliation information and feeds back a message for indicating that the first reconciliation information is successfully confirmed.
Optionally, the enterprise terminal further includes:
a second sending module, configured to generate second reconciliation information and send the second reconciliation information to the consuming server when a second message sent by the consuming server is received, where the second message is: and the consumption server side responds to the reconciliation information and feeds back a message for indicating that the first reconciliation information is failed to confirm.
Optionally, the enterprise terminal further includes:
and the budget information updating module is used for updating budget information of the enterprise, and the budget information comprises at least one of total amount, occupied amount, paid amount and residual amount.
Optionally, the employee consumption information carries employee identity information;
the payment module, comprising:
the unit information determining unit is used for determining subordinate unit information related to the employee identity information;
and the payment unit is used for paying the expense matched with the employee consumption information to the consumption server through the account of the subordinate unit corresponding to the subordinate unit information.
In a fourth aspect, an embodiment of the present invention further provides a consuming server, including:
the first sending module is used for sending employee consumption information to the enterprise terminal;
the receiving module is used for receiving first reconciliation information sent by the enterprise terminal, wherein the reconciliation information is information generated by the enterprise terminal based on the employee consumption information;
a second sending module, configured to send a first message to the enterprise side on the condition that it is confirmed that the first reconciliation information is successful, where the first message is used to: and instructing the enterprise terminal to pay the expense matched with the employee consumption information to the consumption server terminal.
Optionally, the consumption server further includes:
a third sending module, configured to send a second message to the enterprise side when it is determined that the first reconciliation information fails, where the second message is used to: and indicating the enterprise terminal to generate second account checking information and sending the second account checking information to the consumption server terminal.
Optionally, the employee consumption information carries employee identity information.
In a fifth aspect, an embodiment of the present disclosure further provides an enterprise terminal, including a processor, a memory, and a computer program stored on the memory and executable on the processor, where the computer program, when executed by the processor, implements the steps of the payment method executed by the server terminal.
In a sixth aspect, an embodiment of the present disclosure further provides a consumption service end, which includes a processor, a memory, and a computer program stored on the memory and executable on the processor, where the computer program, when executed by the processor, implements the steps of the payment method executed by the consumption service end.
In a seventh aspect, this disclosed embodiment also provides a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements the steps of the above-mentioned payment method.
In the embodiment of the invention, the employee consumption information sent by the consumption server is received; generating first reconciliation information based on the employee consumption information; sending first reconciliation information to a consumption server; under the condition of receiving a first message sent by a consumption server, paying a fee matched with consumption information to the consumption server, wherein the first message is as follows: the consumption server side responds to the account checking information and feeds back a message for indicating that the first account checking information is successfully confirmed, so that the enterprise side can directly pay the consumption cost of the staff to the consumption server side without the need of the staff through a complicated reimbursement process, the operation is convenient and fast, time is saved, and the payment error can be avoided.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings required to be used in the description of the embodiments of the present invention will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without inventive exercise.
Fig. 1 is a schematic flow chart of a payment method provided by the first embodiment;
fig. 2 is a schematic diagram of a payment method provided by the first embodiment in practical application;
fig. 3 is a schematic flow chart of a payment method provided by the second embodiment;
fig. 4 is one of the schematic structural diagrams of the enterprise side provided by the third embodiment;
FIG. 5 is a second schematic structural diagram of the enterprise side provided in the third embodiment;
fig. 6 is a third schematic structural diagram of an enterprise side provided by the third embodiment;
fig. 7 is a schematic structural diagram of a payment module provided in the third embodiment;
FIG. 8 is a schematic structural diagram of a consuming service provided in the fourth embodiment;
FIG. 9 is a second schematic structural diagram of a consuming service end provided in the fourth embodiment;
fig. 10 is a schematic diagram of a hardware structure of an enterprise side provided by the fifth embodiment;
fig. 11 is a schematic hardware structure diagram of a consumption server provided in the sixth embodiment;
fig. 12 is a flowchart illustrating a payment method according to the seventh embodiment.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, not all, embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
First embodiment
As shown in fig. 1, a payment method applied to an enterprise side includes the following steps:
step 101, receiving employee consumption information sent by a consumption server.
In the embodiment of the invention, under the condition that the consumption server acquires the staff consumption information of the staff of the target enterprise, the consumption server can send the acquired staff consumption information to the enterprise terminal of the target enterprise so as to facilitate the payment processing of the enterprise terminal in the subsequent steps based on the staff consumption information, and the target enterprise can be an enterprise provided with the enterprise terminal.
When the consumption server side acquires the staff consumption information of the staff of the target enterprise, in order to prevent the consumption server side from sending the staff consumption information of the staff to the enterprise side except the enterprise side of the target enterprise by mistake, the consumption server side can verify whether the staff belongs to the target enterprise or not when acquiring the staff consumption information.
For example, the verifying whether the employee belongs to the target enterprise may include: the method comprises the following steps that an enterprise end receives a verification request message which is sent by a server end and carries employee identity information, wherein the verification request message is as follows: when the consumption server side confirms that the enterprise information is the target enterprise, the message is sent, namely the consumption server side determines the target enterprise according to the enterprise information when receiving the enterprise information and the employee identity information input by the employee in the consumption process, and sends the verification request message to the enterprise side of the target enterprise; the enterprise end responds to the verification request message and confirms whether the employee identity information is matched in the employee information database; and under the condition that the employee identity information is matched, the enterprise terminal sends a verification passing message to the consumption server terminal, and the consumption server terminal can send the consumption information of the employee to the enterprise terminal of the target enterprise after receiving the verification passing message.
In addition, the staff consumption information may be consumption information recorded by a consumption server in a consumption process of one or more staff; moreover, the employee consumption information may be transmitted by the consumption server when the consumption server receives the consumption information of consumption once, or the latter may be transmitted by the consumption server when the consumption server receives all the consumption information of the target enterprise employee within a period of time, for example, the consumption server may transmit the consumption information of the target enterprise employee, which is acquired within the interval period of time, to the enterprise as the employee consumption information at intervals of one week, one half month, or one month, and so on.
It should be noted that the enterprise end may be one or more electronic devices or servers arranged in an enterprise, and the enterprise end may pay the expense to the consumption server end according to the employee consumption information; in addition, the consumption server may be one or more electronic devices or servers capable of acquiring the employee consumption information, for example, the consumption server may be a transportation platform for performing billing during taking a taxi, a bus, a subway, or an airplane, and the like.
102, generating first reconciliation information based on the employee consumption information;
in this embodiment, after receiving the employee consumption information, the enterprise side may generate the first reconciliation information based on the employee consumption information.
The first reconciliation information is generated based on the employee consumption information, and may be generated by the enterprise terminal extracting corresponding information from the employee consumption information according to a preset reconciliation item, and generating the reconciliation information including information corresponding to the reconciliation item.
In addition, the reconciliation item at least includes the amount of money consumed by the employee, and may further include at least one of a consumption type, a consumption time, a consumption number, and the like, for example, the reconciliation information is a reconciliation bill, and the reconciliation bill includes the amount of money consumed, the consumption type, and the consumption time, so that the enterprise terminal may extract the amount of money consumed, the consumption type, and the consumption time from the received employee consumption information, add the amount of money consumed, the consumption type, and the consumption time to a position corresponding to the reconciliation bill, and generate the reconciliation bill corresponding to the consumption information (i.e., the first reconciliation.
After receiving the first reconciliation information, the consumption server can compare each item of information in the reconciliation information with the employee consumption information stored in the database, and send the first message to the enterprise terminal when the comparison is passed.
And 103, sending the first account reconciliation information to the consumption server.
In this embodiment, after the enterprise terminal generates the first reconciliation information, the enterprise terminal may send the first reconciliation information to the consumption service terminal, and the consumption service terminal, after receiving the first reconciliation information, confirms the first reconciliation information and feeds back a message indicating a confirmation result to the enterprise terminal, so as to indicate whether the enterprise terminal performs subsequent steps through the fed-back message.
The consumption service side confirms the first reconciliation information, and may compare information of each pair of account items in the first reconciliation information with corresponding information in employee consumption information sent to the enterprise side, and feed back a first message to the enterprise side when confirming that information of all the reconciliation items in the first reconciliation information is correct, wherein the first message is used for indicating that the confirmation of the first reconciliation information is successful; and feeding back a second message to the enterprise terminal under the condition that the information in the first reconciliation information is confirmed to be different from the information in the employee consumption information, wherein the second message is used for indicating that the first reconciliation information is failed to be confirmed.
In addition, the sending of the first reconciliation information to the consumption server may be that the enterprise sends the first reconciliation information to the consumption server by way of mail or short message, and the like, which is not limited herein.
It should be noted that, when the consumption server determines that the first reconciliation information is successful, the consumption server may also send a consumption certificate, an invoice, a stamp file, and the like to the enterprise terminal.
And 104, paying the expense matched with the employee consumption information to the consumption server under the condition of receiving the first message sent by the consumption server.
In this embodiment, the enterprise terminal only pays the fee matched with the employee consumption information to the consumption server terminal when the enterprise terminal receives the first message which is fed back by the consumption server terminal and is used for indicating that the first reconciliation information is successfully confirmed, so that the payment fee is prevented from being mistaken.
In some embodiments, after the step 103, the method may further include: generating second account checking information and sending the second account checking information to the consumption server side under the condition of receiving a second message sent by the consumption server side, wherein the second message is as follows: and the consumption server side responds to the reconciliation information and feeds back a message for indicating that the first reconciliation information is failed to confirm.
Here, when the consumption server fails to confirm the first reconciliation information, the consumption server may send a second message to the enterprise terminal, and the enterprise terminal may regenerate the reconciliation information (i.e., the second reconciliation information) based on the employee consumption information in response to the second message, so that the enterprise terminal may correct the reconciliation information in time, and improve the payment efficiency.
Of course, in other embodiments, when the consumption server fails to confirm the first reconciliation information, the consumption server may not perform any operation, and when a preset time length after the enterprise terminal sends the first reconciliation information arrives, the enterprise terminal automatically generates the second reconciliation information and sends the second reconciliation information to the consumption server, and so on.
In addition, since the target enterprise may include a plurality of subordinate units, such as branch companies or departments, and each subordinate unit is provided with a corresponding account, in some embodiments, the employee consumption information carries employee identity information; the paying the expense matched with the employee consumption information to the consumption server side comprises the following steps: determining subordinate unit information associated with the employee identity information; and paying the expense matched with the employee consumption information to the consumption server side through the account of the subordinate unit corresponding to the subordinate unit information, so that payment processing can be realized through the account of the subordinate unit related to the employee identity information.
In some embodiments, after the step 104, the method may further include: and updating budget information of the enterprise, wherein the budget information comprises at least one of total amount, occupied amount, paid amount and residual amount.
After the enterprise terminal finishes payment, the budget information of the enterprise can be updated in time, so that guidance can be provided for the budget of the enterprise, and cost control and fund utilization maximization of the enterprise are realized.
For example, the enterprise terminal pays the expense matched with the employee consumption information to the consumption service terminal through an account of the subordinate unit corresponding to the subordinate unit information, and the enterprise terminal may update the budget information of the subordinate unit, so as to provide guidance for the subsequent budget of the subordinate unit, for example, when the budget exceeds the standard, the subordinate unit may be prompted to apply for a new budget to the enterprise financial department in time, and so on.
For the convenience of understanding the implementation process of the above payment method, the description is made in conjunction with the practical application of the above payment method, specifically as follows:
as shown in fig. 2, the enterprise terminal may include an interface module, a reconciliation module, a payment module, a budget module, and a financial system, wherein:
a budget module to: the budget fees of each cost center are recorded, and budget line items (namely budget information) are generated to realize the updating of the budget line items, wherein the budget line items comprise total amount, occupied amount, paid amount and residual amount, the budget line items comprise the cost centers, budget subjects, budget codes and the like, and the cost centers comprise companies and departments.
A reconciliation module for: collecting data generated by a consumption platform (namely a consumption server), and splitting different reconciliation bills (namely reconciliation information) according to different companies (namely subordinate units), wherein the main operation logic of the reconciliation module is as follows: the method comprises the steps of acquiring consumption details (namely employee consumption information including employee names and consumption amounts) from a consumption platform by using an interface module, matching company ID and department ID where employees are located from an internal information system (namely an employee identity information database) by using the employee names, matching corresponding cost centers according to the company ID and the department ID, and splitting into different statements, for example, splitting the consumption details of employees of the company A into a statement of the company A, splitting the consumption details of employees of the company B into a statement of the company B, and splitting the consumption details of employees of the company C into a statement of the company C and … …, wherein the purpose is to correspond to different budget line items, so that the budget cost of an actual department is occupied.
In addition, after the reconciliation module generates each pair of bills, the reconciliation module can feed back the reconciliation bills to the consumption platform, the consumption platform confirms each reconciliation bill, and sends a confirmation success message (namely a first message) and an invoice, a stamping file and the like when the reconciliation bills are successfully confirmed so as to enable the payment module to continue the subsequent steps; when the reconciliation validation fails, a validation failure message (i.e., a second message) is sent to instruct the reconciliation module to reconcile.
A payment module to: the completed statement is automatically generated into bills, for example, company a bills into company a bills, company B bills into company B bills, and company C bills into company C bills, … …, and each bill is transmitted to the financial system through the interface module for payment.
An interface module to: acquiring consumption details (namely employee consumption information) from the outside of the enterprise; transmitting the reconciliation data generated by the payment module to a financial system for payment; and transmitting the payment data to a budget module for deducting the cost of the actual cost department.
A financial system for: payment is made to the consumption platform (i.e., fees matching employee consumption information) based on each invoice through an account of the corresponding company or department, for example, payment is made to the invoice of company a through an account of company a, payment is made to the invoice of company B through an account of company B, and payment is made to the invoice of company B through an account of company B, … ….
In the embodiment of the invention, the employee consumption information sent by the consumption server is received; generating first reconciliation information based on the employee consumption information; sending first reconciliation information to a consumption server; under the condition of receiving a first message sent by a consumption server, paying a fee matched with consumption information to the consumption server, wherein the first message is as follows: the consumption server side responds to the account checking information and feeds back a message for indicating that the first account checking information is successfully confirmed, so that the enterprise side can directly pay the consumption cost of the staff to the consumption server side without the need of the staff through a complicated reimbursement process, the operation is convenient and fast, time is saved, and the payment error can be avoided.
Second embodiment
As shown in fig. 3, a payment method applied to a consumption server includes the following steps:
step 301, sending employee consumption information to an enterprise terminal;
step 302, receiving first reconciliation information sent by the enterprise terminal, wherein the reconciliation information is information generated by the enterprise terminal based on the employee consumption information;
step 303, sending a first message to the enterprise terminal when the first reconciliation information is confirmed to be successful, where the first message is used for: and instructing the enterprise terminal to pay the expense matched with the employee consumption information to the consumption server terminal.
Optionally, after receiving the first reconciliation information sent by the enterprise terminal, the method further includes:
and sending a second message to the enterprise terminal under the condition that the first account reconciliation information is failed to be confirmed, wherein the second message is used for: and indicating the enterprise terminal to generate second account checking information and sending the second account checking information to the consumption server terminal.
Optionally, the employee consumption information carries employee identity information.
It should be noted that, as an embodiment of the consumption server corresponding to the first embodiment, specific implementation manners of the embodiment of the present disclosure may refer to relevant descriptions in the first embodiment, and the same beneficial effects can be achieved, and details are not described herein again to avoid repeated descriptions.
Third embodiment
As shown in fig. 4, an enterprise terminal 400 includes:
the receiving module 401 is configured to receive employee consumption information sent by a consumption server;
a reconciliation information generating module 402, configured to generate first reconciliation information based on the employee consumption information;
a first sending module 403, configured to send the first reconciliation information to the consumption server;
a payment module 404, configured to pay, to the consumption server, a fee matching the consumption information when a first message sent by the consumption server is received, where the first message is: and the consumption server side responds to the reconciliation information and feeds back a message for indicating that the first reconciliation information is successfully confirmed.
Optionally, as shown in fig. 5, the enterprise terminal 400 further includes:
a second sending module 405, configured to generate second reconciliation information and send the second reconciliation information to the consuming server, when a second message sent by the consuming server is received, where the second message is: and the consumption server side responds to the reconciliation information and feeds back a message for indicating that the first reconciliation information is failed to confirm.
Optionally, as shown in fig. 6, the enterprise terminal 400 further includes:
and a budget information updating module 406, configured to update budget information of the enterprise, where the budget information includes at least one of a total amount, an occupied amount, a paid amount, and a remaining amount.
Optionally, the employee consumption information carries employee identity information;
as shown in fig. 7, the payment module 404 includes:
a unit information determining unit 4041, configured to determine subordinate unit information associated with the employee identity information;
the payment unit 4042 is configured to pay the fee matched with the employee consumption information to the consumption server through an account of the subordinate unit corresponding to the subordinate unit information.
It should be noted that, in the embodiment of the present disclosure, the enterprise terminal 400 may be an enterprise terminal according to any implementation manner in the embodiment of the method, and any implementation manner of the enterprise terminal in the embodiment of the method may be implemented by the enterprise terminal 400 in the embodiment of the present disclosure, and the same beneficial effects are achieved.
Fourth embodiment
As shown in fig. 8, a consuming service 800 includes:
a first sending module 801, configured to send employee consumption information to an enterprise terminal, so that the enterprise terminal pays a fee matching the employee consumption information to the consumption server terminal;
a receiving module 802, configured to receive first reconciliation information sent by the enterprise side, where the reconciliation information is information generated by the enterprise side based on the employee consumption information;
a second sending module 803, configured to send a first message to the enterprise side on the condition that it is confirmed that the first reconciliation information is successful, where the first message is used to: and instructing the enterprise terminal to pay the expense matched with the employee consumption information to the consumption server terminal.
Optionally, as shown in fig. 9, the consumption server 800 further includes:
a third sending module 804, configured to send a second message to the enterprise side when it is determined that the first reconciliation information fails, where the second message is used to: and indicating the enterprise terminal to generate second account checking information and sending the second account checking information to the consumption server terminal.
Optionally, the employee consumption information carries employee identity information.
It should be noted that, in the embodiment of the present disclosure, the consuming server 800 may be a consuming server of any implementation manner in the method embodiment, and any implementation manner of the consuming server in the method embodiment may be implemented by the consuming server 800 in the embodiment of the present disclosure, and the same beneficial effects are achieved, and in order to avoid repetition, details are not described here.
Fifth embodiment
As shown in fig. 10, the enterprise terminal 1000 includes a memory 1001, a processor 1002, and a computer program stored on the memory 1001 and executable on the processor 1002; the processor 1002, when executing the program, implements:
receiving employee consumption information sent by a consumption server;
generating first reconciliation information based on the employee consumption information;
sending the first account checking information to the consumption server;
under the condition of receiving a first message sent by the consumption server, paying a fee matched with the employee consumption information to the consumption server, wherein the first message is as follows: and the consumption server side responds to the reconciliation information and feeds back a message for indicating that the first reconciliation information is successfully confirmed.
In fig. 10, the bus architecture may include any number of interconnected buses and bridges, with one or more processors represented by processor 1002 and various circuits of memory represented by memory 1001 being linked together. The bus architecture may also link together various other circuits such as peripherals, voltage regulators, power management circuits, and the like, which are well known in the art, and therefore, will not be described any further herein. The bus interface provides an interface. The processor 1002 is responsible for managing the bus architecture and general processing, and the memory 1001 may store data used by the processor 1002 in performing operations.
Optionally, after the sending the first reconciliation information to the consuming server, the processor 1002 further includes:
generating second account checking information and sending the second account checking information to the consumption server side under the condition of receiving a second message sent by the consumption server side, wherein the second message is as follows: and the consumption server side responds to the reconciliation information and feeds back a message for indicating that the first reconciliation information is failed to confirm.
Optionally, after the paying the fee matching with the employee consumption information to the consumption server is further executed by the processor 1002, the method further includes:
and updating budget information of the enterprise, wherein the budget information comprises at least one of total amount, occupied amount, paid amount and residual amount.
Optionally, the employee consumption information carries employee identity information;
the processor 1002 further executes the payment of the fee matched with the employee consumption information to the consumption service terminal, including:
determining subordinate unit information associated with the employee identity information;
and paying the expense matched with the employee consumption information to the consumption server through the account of the subordinate unit corresponding to the subordinate unit information.
In addition, the enterprise terminal 1000 further includes some functional modules that are not shown, and are not described herein again.
The enterprise terminal 1000 provided in the embodiment of the present disclosure can implement each process implemented by the enterprise terminal in the method embodiments of fig. 1 to fig. 3, and achieve the same beneficial effects, and for avoiding repetition, details are not repeated here.
The enterprise terminal 1000 of the embodiment of the present disclosure receives employee consumption information sent by the consumption server; and paying the expense matched with the employee consumption information to the consumption server, so that the enterprise terminal can directly pay the consumption expense of the employee to the consumption server without the need of the employee to go through a complicated reimbursement process, and the operation is convenient and fast and saves time.
An embodiment of the present disclosure further provides a computer-readable storage medium, where a computer program is stored on the computer-readable storage medium, and when the computer program is executed by a processor, the computer program implements each process of the payment method embodiment in fig. 1 to 3, and can achieve the same technical effect, and is not described herein again to avoid repetition. The computer-readable storage medium may be a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk.
Sixth embodiment
As shown in fig. 11, the consuming enterprise side 1100 includes a memory 1101, a processor 1102, and a computer program stored on the memory 1101 and executable on the processor 1102; the processor 1102, when executing the program, implements:
sending staff consumption information to an enterprise terminal so that the enterprise terminal pays a fee matched with the staff consumption information to the consumption server terminal;
receiving first reconciliation information sent by the enterprise terminal, wherein the reconciliation information is information generated by the enterprise terminal based on the employee consumption information;
and sending a first message to the enterprise terminal under the condition that the first reconciliation information is confirmed to be successful, wherein the first message is used for: and instructing the enterprise terminal to pay the expense matched with the employee consumption information to the consumption server terminal.
In FIG. 11, the bus architecture may include any number of interconnected buses and bridges, with one or more processors, represented by processor 1102, and various circuits, represented by memory 1101, linked together. The bus architecture may also link together various other circuits such as peripherals, voltage regulators, power management circuits, and the like, which are well known in the art, and therefore, will not be described any further herein. The bus interface provides an interface. The processor 1102 is responsible for managing the bus architecture and general processing, and the memory 1101 may store data used by the processor 1102 in performing operations.
Optionally, after the receiving the first reconciliation information sent by the enterprise terminal, the processor 1102 further includes:
and sending a second message to the enterprise terminal under the condition that the first account reconciliation information is failed to be confirmed, wherein the second message is used for: and indicating the enterprise terminal to generate second account checking information and sending the second account checking information to the consumption server terminal.
Optionally, the employee consumption information carries employee identity information.
In addition, the consuming enterprise 1100 further includes some functional modules not shown, which are not described herein.
The consuming enterprise 1100 provided in the embodiment of the present disclosure can implement each process implemented by the consuming enterprise in the method embodiments of fig. 1 to fig. 3, and achieve the same beneficial effects, and is not described herein again to avoid repetition.
An embodiment of the present disclosure further provides a computer-readable storage medium, where a computer program is stored on the computer-readable storage medium, and when the computer program is executed by a processor, the computer program implements each process of the payment method embodiment in fig. 1 to 3, and can achieve the same technical effect, and is not described herein again to avoid repetition. The computer-readable storage medium may be a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk.
Seventh embodiment
As shown in fig. 12, a payment method includes:
step 1201, the consumption server sends employee consumption information to the enterprise terminal;
step 1202, the enterprise end receives employee consumption information sent by the consumption server end;
step 1203, generating first reconciliation information by the enterprise terminal based on the employee consumption information;
step 1204, the enterprise side sends the first reconciliation information to the consumption server side;
step 1205, the consumption server receives first reconciliation information sent by the enterprise terminal, wherein the reconciliation information is information generated by the enterprise terminal based on the employee consumption information;
step 1206, the consuming server sends a first message to the enterprise terminal under the condition that the first reconciliation information is confirmed to be successful, wherein the first message is used for: instructing the enterprise terminal to pay the expense matched with the employee consumption information to the consumption server terminal;
step 1207, the enterprise terminal pays the expense matched with the employee consumption information to the consumption service terminal under the condition that the enterprise terminal receives the first message sent by the consumption service terminal.
Optionally, after the enterprise side sends the first reconciliation information to the consumption server side, the method further includes:
the enterprise terminal generates second account checking information under the condition that a second message sent by the consumption server terminal is received, and sends the second account checking information to the consumption server terminal, wherein the second message is as follows: and the consumption server side responds to the reconciliation information and feeds back a message for indicating that the first reconciliation information is failed to confirm.
Optionally, after the enterprise terminal pays the fee matched with the employee consumption information to the consumption server terminal, the method further includes:
and the enterprise terminal updates budget information of the enterprise, wherein the budget information comprises at least one of total amount, occupied amount, paid amount and residual amount.
Optionally, the employee consumption information carries employee identity information;
the enterprise terminal pays the expense matched with the employee consumption information to the consumption server terminal, and the expense comprises the following steps:
the enterprise terminal determines subordinate unit information associated with the employee identity information;
and the enterprise terminal pays the expense matched with the employee consumption information to the consumption service terminal through the account of the subordinate unit corresponding to the subordinate unit information.
Optionally, after the consuming server receives the first reconciliation information sent by the enterprise terminal, the method further includes:
and under the condition that the first account checking information is confirmed to be failed, the consumption service side sends a second message to the enterprise side, wherein the second message is used for: and indicating the enterprise terminal to generate second account checking information and sending the second account checking information to the consumption server terminal.
Optionally, the employee consumption information carries employee identity information.
It should be noted that the present embodiment corresponds to the payment method in the first embodiment and the second embodiment, so that the relevant description in the first embodiment and the second embodiment can be referred to, and the same beneficial effects can be achieved. To avoid repetition of the description, the description is omitted.
In addition, the present disclosure also provides a payment system, which includes the enterprise terminal 400 in the third embodiment and the consumption service terminal 800 in the fourth embodiment. Since the enterprise 400 is described in the third embodiment and the consuming server 800 is described in the fourth embodiment, repeated descriptions are omitted here to avoid repeated descriptions.
It should be noted that, in this document, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.
Through the above description of the embodiments, those skilled in the art will clearly understand that the method of the above embodiments can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware, but in many cases, the former is a better implementation manner. Based on such understanding, the technical solutions of the embodiments of the present disclosure or portions thereof contributing to the prior art may be embodied in the form of a software product, which is stored in a storage medium (e.g., ROM/RAM, magnetic disk, optical disk) and includes instructions for enabling a terminal (e.g., a mobile phone, a computer, an enterprise terminal, an air conditioner, or a network device) to execute the methods according to the embodiments of the present disclosure.
The above description is only a specific implementation of the embodiments of the present disclosure, but the scope of the embodiments of the present disclosure is not limited thereto, and any person skilled in the art can easily conceive of changes or substitutions within the technical scope of the embodiments of the present disclosure, and all the changes or substitutions should be covered by the scope of the embodiments of the present disclosure. Therefore, the protection scope of the embodiments of the present disclosure shall be subject to the protection scope of the claims.

Claims (17)

1. A payment method applied to a business end is characterized by comprising the following steps:
receiving employee consumption information sent by a consumption server;
generating first reconciliation information based on the employee consumption information;
sending the first account checking information to the consumption server;
under the condition of receiving a first message sent by the consumption server, paying a fee matched with the employee consumption information to the consumption server, wherein the first message is as follows: and the consumption server side responds to the reconciliation information and feeds back a message for indicating that the first reconciliation information is successfully confirmed.
2. The method of claim 1, wherein after sending the first reconciliation information to the consuming service, further comprising:
generating second account checking information and sending the second account checking information to the consumption server side under the condition of receiving a second message sent by the consumption server side, wherein the second message is as follows: and the consumption server side responds to the reconciliation information and feeds back a message for indicating that the first reconciliation information is failed to confirm.
3. The method according to claim 1 or 2, wherein after the payment of the fee matching the employee consumption information to the consumption service terminal, the method further comprises:
and updating budget information of the enterprise, wherein the budget information comprises at least one of total amount, occupied amount, paid amount and residual amount.
4. The method of claim 1 or 2, wherein the employee consumption information carries employee identity information;
the paying the expense matched with the employee consumption information to the consumption server side comprises the following steps:
determining subordinate unit information associated with the employee identity information;
and paying the expense matched with the employee consumption information to the consumption server through the account of the subordinate unit corresponding to the subordinate unit information.
5. A payment method is applied to a consumption server side, and is characterized in that the method comprises the following steps:
sending employee consumption information to an enterprise terminal;
receiving first reconciliation information sent by the enterprise terminal, wherein the reconciliation information is information generated by the enterprise terminal based on the employee consumption information;
and sending a first message to the enterprise terminal under the condition that the first reconciliation information is confirmed to be successful, wherein the first message is used for: and instructing the enterprise terminal to pay the expense matched with the employee consumption information to the consumption server terminal.
6. The method according to claim 5, wherein after receiving the first reconciliation information sent by the enterprise side, the method further comprises:
and sending a second message to the enterprise terminal under the condition that the first account reconciliation information is failed to be confirmed, wherein the second message is used for: and indicating the enterprise terminal to generate second account checking information and sending the second account checking information to the consumption server terminal.
7. The method of claim 5 or 6, wherein the employee consumption information carries employee identity information.
8. An enterprise side, comprising:
the receiving module is used for receiving employee consumption information sent by the consumption server;
the account checking information generating module is used for generating first account checking information based on the employee consumption information;
the first sending module is used for sending the first reconciliation information to the consumption server;
a payment module, configured to pay, to the consumption server, a fee matching the consumption information when receiving a first message sent by the consumption server, where the first message is: and the consumption server side responds to the reconciliation information and feeds back a message for indicating that the first reconciliation information is successfully confirmed.
9. The enterprise-side of claim 8, further comprising:
a second sending module, configured to generate second reconciliation information and send the second reconciliation information to the consuming server when a second message sent by the consuming server is received, where the second message is: and the consumption server side responds to the reconciliation information and feeds back a message for indicating that the first reconciliation information is failed to confirm.
10. The enterprise side of claim 8 or 9, further comprising:
and the budget information updating module is used for updating budget information of the enterprise, and the budget information comprises at least one of total amount, occupied amount, paid amount and residual amount.
11. The enterprise side of claim 8 or 9, wherein the employee consumption information carries employee identity information;
the payment module, comprising:
the unit information determining unit is used for determining subordinate unit information related to the employee identity information;
and the payment unit is used for paying the expense matched with the employee consumption information to the consumption server through the account of the subordinate unit corresponding to the subordinate unit information.
12. A consumer server, comprising:
the first sending module is used for sending employee consumption information to the enterprise terminal;
the receiving module is used for receiving first reconciliation information sent by the enterprise terminal, wherein the reconciliation information is information generated by the enterprise terminal based on the employee consumption information;
a second sending module, configured to send a first message to the enterprise side on the condition that it is confirmed that the first reconciliation information is successful, where the first message is used to: and instructing the enterprise terminal to pay the expense matched with the employee consumption information to the consumption server terminal.
13. The consuming server according to claim 12, wherein the consuming server further comprises:
a third sending module, configured to send a second message to the enterprise side when it is determined that the first reconciliation information fails, where the second message is used to: and indicating the enterprise terminal to generate second account checking information and sending the second account checking information to the consumption server terminal.
14. The consumption service end according to claim 12 or 13, wherein the employee consumption information carries employee identity information.
15. An enterprise comprising a processor, a memory and a computer program stored on the memory and executable on the processor, the computer program when executed by the processor implementing the steps of the payment method as claimed in any one of claims 1 to 4.
16. A consumption service comprising a processor, a memory and a computer program stored on the memory and executable on the processor, the computer program, when executed by the processor, implementing the steps of the payment method as claimed in any one of claims 5 to 7.
17. A computer-readable storage medium, characterized in that a computer program is stored on the computer-readable storage medium, which computer program, when being executed by a processor, carries out the steps of the payment method according to one of the claims 1 to 7.
CN201910660424.3A 2019-07-22 2019-07-22 Payment method and related equipment Pending CN112258174A (en)

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Application publication date: 20210122