CN1165878C - 实现无现金交易的方法和系统以及在这种系统中使用的设备 - Google Patents

实现无现金交易的方法和系统以及在这种系统中使用的设备 Download PDF

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Publication number
CN1165878C
CN1165878C CNB988015854A CN98801585A CN1165878C CN 1165878 C CN1165878 C CN 1165878C CN B988015854 A CNB988015854 A CN B988015854A CN 98801585 A CN98801585 A CN 98801585A CN 1165878 C CN1165878 C CN 1165878C
Authority
CN
China
Prior art keywords
nonvolatile memory
memory devices
monetary data
main website
treating apparatus
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
CNB988015854A
Other languages
English (en)
Chinese (zh)
Other versions
CN1242852A (zh
Inventor
Ak
A·K·夏普
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Koninklijke Philips NV
Original Assignee
Koninklijke Philips Electronics NV
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from GBGB9718214.1A external-priority patent/GB9718214D0/en
Application filed by Koninklijke Philips Electronics NV filed Critical Koninklijke Philips Electronics NV
Publication of CN1242852A publication Critical patent/CN1242852A/zh
Application granted granted Critical
Publication of CN1165878C publication Critical patent/CN1165878C/zh
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3221—Access to banking information through M-devices

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Mobile Radio Communication Systems (AREA)
CNB988015854A 1997-08-29 1998-08-03 实现无现金交易的方法和系统以及在这种系统中使用的设备 Expired - Fee Related CN1165878C (zh)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
GBGB9718214.1A GB9718214D0 (en) 1997-08-29 1997-08-29 Method of,and system for,transferring consumable data to a non-volatile memory and a secondary station for use in such a system
GB9719768.5 1997-09-18
GB9718214.1 1997-09-18
GBGB9719768.5A GB9719768D0 (en) 1997-08-29 1997-09-18 Method of,and system for,effecting cashless transactions and a device for use in such a system
PCT/IB1998/001185 WO1999012136A1 (fr) 1997-08-29 1998-08-03 Procede et systeme pour executer des transactions sans numeraire et dispositif utilise dans ce systeme

Publications (2)

Publication Number Publication Date
CN1242852A CN1242852A (zh) 2000-01-26
CN1165878C true CN1165878C (zh) 2004-09-08

Family

ID=26312137

Family Applications (1)

Application Number Title Priority Date Filing Date
CNB988015854A Expired - Fee Related CN1165878C (zh) 1997-08-29 1998-08-03 实现无现金交易的方法和系统以及在这种系统中使用的设备

Country Status (5)

Country Link
EP (1) EP0935793A1 (fr)
JP (1) JP2001505698A (fr)
CN (1) CN1165878C (fr)
TW (1) TW434518B (fr)
WO (1) WO1999012136A1 (fr)

Families Citing this family (19)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6041314A (en) * 1997-12-22 2000-03-21 Davis; Walter Lee Multiple account portable wireless financial messaging unit
US6311167B1 (en) * 1997-12-22 2001-10-30 Motorola, Inc. Portable 2-way wireless financial messaging unit
IES990584A2 (en) 1999-07-12 2000-07-12 Mainline Corporate Holdings Dynamic currency conversion for card payment systems
US7239226B2 (en) 2001-07-10 2007-07-03 American Express Travel Related Services Company, Inc. System and method for payment using radio frequency identification in contact and contactless transactions
US7889052B2 (en) * 2001-07-10 2011-02-15 Xatra Fund Mx, Llc Authorizing payment subsequent to RF transactions
EP1098271A1 (fr) * 1999-11-03 2001-05-09 Kim, Seon-seob Téléphone portable muni d'une carte à puce sans contact
US7716082B1 (en) * 2000-08-24 2010-05-11 Gilbarco, Inc. Wireless payment mat device and method for retail environments
EP1249995A2 (fr) * 2001-04-12 2002-10-16 Siemens Aktiengesellschaft Recharge optimisée des comptes prépayés
US9024719B1 (en) 2001-07-10 2015-05-05 Xatra Fund Mx, Llc RF transaction system and method for storing user personal data
US7735725B1 (en) 2001-07-10 2010-06-15 Fred Bishop Processing an RF transaction using a routing number
US9031880B2 (en) 2001-07-10 2015-05-12 Iii Holdings 1, Llc Systems and methods for non-traditional payment using biometric data
US9454752B2 (en) 2001-07-10 2016-09-27 Chartoleaux Kg Limited Liability Company Reload protocol at a transaction processing entity
US7249112B2 (en) 2002-07-09 2007-07-24 American Express Travel Related Services Company, Inc. System and method for assigning a funding source for a radio frequency identification device
US7360689B2 (en) 2001-07-10 2008-04-22 American Express Travel Related Services Company, Inc. Method and system for proffering multiple biometrics for use with a FOB
EP1282087A1 (fr) * 2001-08-02 2003-02-05 Alcatel Méthode pour l'éxecution de transactions monétaires électroniques entre terminaux de participants dans un réseau de communication; serveur de transactions et module de programme associés
US6805287B2 (en) 2002-09-12 2004-10-19 American Express Travel Related Services Company, Inc. System and method for converting a stored value card to a credit card
JP5095397B2 (ja) 2004-07-12 2012-12-12 フェクスコ マーチャント サービシズ 直接的な通貨両替
US7552867B2 (en) * 2006-03-15 2009-06-30 Qualcomm Incorporated M-commerce virtual cash system, method, and apparatus
US10558961B2 (en) 2007-10-18 2020-02-11 Wayne Fueling Systems Llc System and method for secure communication in a retail environment

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CA2054836A1 (fr) * 1991-08-14 1993-02-15 William F. Gorog Systeme domestique pour effectuer des operations financieres
KR0125095B1 (ko) * 1991-12-13 1997-12-15 다니이 아끼오 전자자산데이터이전방법
US6169890B1 (en) * 1992-11-11 2001-01-02 Sonera Smarttrust Oy Mobile telephone system and method for carrying out financial transactions using a mobile telephone system
ITPD930063A1 (it) * 1993-03-19 1994-09-19 Marino Convento Terminale-portafoglio elettronico
US5884292A (en) * 1993-05-06 1999-03-16 Pitney Bowes Inc. System for smart card funds refill
FI100137B (fi) * 1994-10-28 1997-09-30 Vazvan Simin Reaaliaikainen langaton telemaksujärjestelmä
SE506506C2 (sv) * 1995-04-11 1997-12-22 Au System Elektronisk transaktionsterminal, telekommunikationssystem innefattande en elektronisk transaktionsterminal, smart kort som elektronisk transaktionsterminal samt metod för överföring av elektroniska krediter
JPH09212565A (ja) * 1996-02-07 1997-08-15 Nec Corp 無線携帯端末システム

Also Published As

Publication number Publication date
TW434518B (en) 2001-05-16
CN1242852A (zh) 2000-01-26
WO1999012136A1 (fr) 1999-03-11
JP2001505698A (ja) 2001-04-24
EP0935793A1 (fr) 1999-08-18

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C06 Publication
PB01 Publication
C10 Entry into substantive examination
SE01 Entry into force of request for substantive examination
C14 Grant of patent or utility model
GR01 Patent grant
C17 Cessation of patent right
CF01 Termination of patent right due to non-payment of annual fee

Granted publication date: 20040908