TW434518B - Method of, and system for, effecting cashless transactions and a device for use in such a system - Google Patents

Method of, and system for, effecting cashless transactions and a device for use in such a system Download PDF

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Publication number
TW434518B
TW434518B TW087113122A TW87113122A TW434518B TW 434518 B TW434518 B TW 434518B TW 087113122 A TW087113122 A TW 087113122A TW 87113122 A TW87113122 A TW 87113122A TW 434518 B TW434518 B TW 434518B
Authority
TW
Taiwan
Prior art keywords
data
station
volatile storage
main station
transaction
Prior art date
Application number
TW087113122A
Other languages
English (en)
Chinese (zh)
Inventor
Anthony Keith Sharpe
Original Assignee
Koninkl Philips Electronics Nv
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from GBGB9718214.1A external-priority patent/GB9718214D0/en
Application filed by Koninkl Philips Electronics Nv filed Critical Koninkl Philips Electronics Nv
Application granted granted Critical
Publication of TW434518B publication Critical patent/TW434518B/zh

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3221—Access to banking information through M-devices

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Cash Registers Or Receiving Machines (AREA)
TW087113122A 1997-08-29 1998-08-10 Method of, and system for, effecting cashless transactions and a device for use in such a system TW434518B (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GBGB9718214.1A GB9718214D0 (en) 1997-08-29 1997-08-29 Method of,and system for,transferring consumable data to a non-volatile memory and a secondary station for use in such a system
GBGB9719768.5A GB9719768D0 (en) 1997-08-29 1997-09-18 Method of,and system for,effecting cashless transactions and a device for use in such a system

Publications (1)

Publication Number Publication Date
TW434518B true TW434518B (en) 2001-05-16

Family

ID=26312137

Family Applications (1)

Application Number Title Priority Date Filing Date
TW087113122A TW434518B (en) 1997-08-29 1998-08-10 Method of, and system for, effecting cashless transactions and a device for use in such a system

Country Status (5)

Country Link
EP (1) EP0935793A1 (fr)
JP (1) JP2001505698A (fr)
CN (1) CN1165878C (fr)
TW (1) TW434518B (fr)
WO (1) WO1999012136A1 (fr)

Families Citing this family (19)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6041314A (en) * 1997-12-22 2000-03-21 Davis; Walter Lee Multiple account portable wireless financial messaging unit
US6311167B1 (en) * 1997-12-22 2001-10-30 Motorola, Inc. Portable 2-way wireless financial messaging unit
IES990584A2 (en) 1999-07-12 2000-07-12 Mainline Corporate Holdings Dynamic currency conversion for card payment systems
US7239226B2 (en) 2001-07-10 2007-07-03 American Express Travel Related Services Company, Inc. System and method for payment using radio frequency identification in contact and contactless transactions
US7889052B2 (en) * 2001-07-10 2011-02-15 Xatra Fund Mx, Llc Authorizing payment subsequent to RF transactions
EP1098271A1 (fr) * 1999-11-03 2001-05-09 Kim, Seon-seob Téléphone portable muni d'une carte à puce sans contact
US7716082B1 (en) * 2000-08-24 2010-05-11 Gilbarco, Inc. Wireless payment mat device and method for retail environments
EP1249995A2 (fr) * 2001-04-12 2002-10-16 Siemens Aktiengesellschaft Recharge optimisée des comptes prépayés
US9454752B2 (en) 2001-07-10 2016-09-27 Chartoleaux Kg Limited Liability Company Reload protocol at a transaction processing entity
US7249112B2 (en) 2002-07-09 2007-07-24 American Express Travel Related Services Company, Inc. System and method for assigning a funding source for a radio frequency identification device
US7360689B2 (en) 2001-07-10 2008-04-22 American Express Travel Related Services Company, Inc. Method and system for proffering multiple biometrics for use with a FOB
US9024719B1 (en) 2001-07-10 2015-05-05 Xatra Fund Mx, Llc RF transaction system and method for storing user personal data
US9031880B2 (en) 2001-07-10 2015-05-12 Iii Holdings 1, Llc Systems and methods for non-traditional payment using biometric data
US7735725B1 (en) 2001-07-10 2010-06-15 Fred Bishop Processing an RF transaction using a routing number
EP1282087A1 (fr) * 2001-08-02 2003-02-05 Alcatel Méthode pour l'éxecution de transactions monétaires électroniques entre terminaux de participants dans un réseau de communication; serveur de transactions et module de programme associés
US6805287B2 (en) 2002-09-12 2004-10-19 American Express Travel Related Services Company, Inc. System and method for converting a stored value card to a credit card
AP2239A (en) 2004-07-12 2011-05-27 Fexco Direct currency conversion.
US7552867B2 (en) * 2006-03-15 2009-06-30 Qualcomm Incorporated M-commerce virtual cash system, method, and apparatus
US10558961B2 (en) * 2007-10-18 2020-02-11 Wayne Fueling Systems Llc System and method for secure communication in a retail environment

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5206488A (en) * 1989-06-07 1993-04-27 Mordechai Teicher Credit card system including a central unit and a plurality of local units for conducting low-cost transactions
US5221838A (en) * 1990-12-24 1993-06-22 Motorola, Inc. Electronic wallet
CA2054836A1 (fr) * 1991-08-14 1993-02-15 William F. Gorog Systeme domestique pour effectuer des operations financieres
KR0125095B1 (ko) * 1991-12-13 1997-12-15 다니이 아끼오 전자자산데이터이전방법
ATE159602T1 (de) * 1992-11-11 1997-11-15 Finland Telecom Oy Verfahren zum durchführen von finanziellen transaktionen mittels eines mobilen telephonsystems
ITPD930063A1 (it) * 1993-03-19 1994-09-19 Marino Convento Terminale-portafoglio elettronico
US5884292A (en) * 1993-05-06 1999-03-16 Pitney Bowes Inc. System for smart card funds refill
US5557516A (en) * 1994-02-04 1996-09-17 Mastercard International System and method for conducting cashless transactions
FI100137B (fi) * 1994-10-28 1997-09-30 Vazvan Simin Reaaliaikainen langaton telemaksujärjestelmä
EP0724238A1 (fr) * 1995-01-24 1996-07-31 Europay International S.A. Dispositif à cartes et système pour transactions sans espèces
SE506506C2 (sv) * 1995-04-11 1997-12-22 Au System Elektronisk transaktionsterminal, telekommunikationssystem innefattande en elektronisk transaktionsterminal, smart kort som elektronisk transaktionsterminal samt metod för överföring av elektroniska krediter
JPH09212565A (ja) * 1996-02-07 1997-08-15 Nec Corp 無線携帯端末システム

Also Published As

Publication number Publication date
CN1165878C (zh) 2004-09-08
CN1242852A (zh) 2000-01-26
WO1999012136A1 (fr) 1999-03-11
JP2001505698A (ja) 2001-04-24
EP0935793A1 (fr) 1999-08-18

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GD4A Issue of patent certificate for granted invention patent
MM4A Annulment or lapse of patent due to non-payment of fees