CN116342243A

CN116342243A - Order data processing method, device, equipment and storage medium

Info

Publication number: CN116342243A
Application number: CN202211643564.8A
Authority: CN
Inventors: 张永超
Original assignee: Ping An Bank Co Ltd
Current assignee: Ping An Bank Co Ltd
Priority date: 2022-12-20
Filing date: 2022-12-20
Publication date: 2023-06-27

Abstract

The application discloses order data processing method, device, equipment and storage medium, examine the borrowing request sent by the borrowing user through a platform, and issue the borrowing request to the corresponding page of the investment user for displaying, so that the investment user can select the borrowing request of investment according to personal demands, meanwhile, the investment user is prevented from directly contacting with the borrowing user, the platform carries out intermediate guarantee, the technical problems that the difficulty of directly searching a lending party by the personal user is large, and a proper third party platform is lacking as a guarantee and a management and control, and the safety is low are solved.

Description

Order data processing method, device, equipment and storage medium

Technical Field

The present disclosure relates to the technical field of financial science and technology, and in particular, to a method, an apparatus, a device, and a storage medium for processing order data.

Background

With the development of internet financial technology, a great deal of lending business has emerged. Typically investors are banks, financial institutions, etc. with financial properties, but as the free funds of individual users increase, more and more individual users also wish to find suitable lenders as investors.

In the prior art, the difficulty of directly searching a loan party by a personal user is high, and a proper third party platform is lacking as a guarantee and management and control, so that the technical problem of low safety exists.

Disclosure of Invention

The application provides an order data processing method, device, equipment and storage medium, which solve the technical problems that the difficulty of directly searching a loan party by a personal user is high, and the safety is low due to the fact that a proper third party platform is lacking as a guarantee and management and control.

In view of this, a first aspect of the present application provides an order data processing method, the method comprising:

s1, receiving a borrowing request sent by a first user corresponding to a first terminal, wherein the borrowing request carries borrowing amount, borrowing interest rate and borrowing duration;

s2, after the borrowing request is checked and passed, the borrowing request is issued to a second terminal corresponding to at least one second user;

s3, receiving an investment request sent by the second user corresponding to the second terminal, wherein the investment request carries the borrowing request;

s4, creating a borrowing order between the first user and the second user, and deducting funds corresponding to the borrowing amount in the account to which the second user belongs to the account to which the first user belongs.

Optionally, the step S2 specifically includes:

after the borrowing request is checked and passed, judging whether the borrowing interest rate is higher than a preset interest rate;

if yes, the bank is used as an investor of the first user, a lending order between the first user and the bank is created, and funds of the borrowing amount are provided to an account to which the first user belongs;

if not, issuing the borrowing request to at least one second terminal corresponding to the second user.

Optionally, the step S2 specifically includes:

after the borrowing request is checked and passed, the grade marking is carried out on the borrowing request according to the client qualification of the first user, the borrowing amount, the borrowing interest rate and the borrowing duration in the borrowing request;

and issuing the borrowing request to at least one second user corresponding to the second terminal, so that the second user corresponding to the second terminal displays the borrowing request according to the rank mark ordering.

Optionally, the method further comprises:

s5, receiving an investment intention request sent by a second user corresponding to a second terminal, wherein the investment intention request carries an investment amount range, an investment interest rate range and an investment period range;

and S6, matching the request with the issued borrowing request according to the investment intention request, if the matching is successful, executing the step S4, generating a prompt message and sending the prompt message to a second terminal corresponding to the second user.

Optionally, the step S6 further includes:

if the matching is unsuccessful, the investment fund in the account to which the second user belongs is utilized to automatically buy the T+0 type financial products, the issued borrowing request is polled at regular time until the borrowing request is matched, the investment request of the second user is created, the purchased financial products are redeemed, the step S4 is executed after the fund is paid, and a prompt message is generated and sent to the second terminal corresponding to the second user.

A second aspect of the present application provides an order data processing apparatus, the apparatus comprising:

the first receiving unit is used for receiving a borrowing request sent by a first user corresponding to the first terminal, wherein the borrowing request carries borrowing amount, borrowing interest rate and borrowing duration;

the issuing unit is used for issuing the borrowing request to at least one second terminal corresponding to the second user after the borrowing request is checked and passed;

the second receiving unit is used for receiving an investment request sent by the second user corresponding to the second terminal, wherein the investment request carries the borrowing request;

and the processing unit is used for creating a borrowing order between the first user and the second user, and deducting funds corresponding to the borrowing amount in the account to which the second user belongs to the account to which the first user belongs.

Optionally, the method further comprises:

the third receiving unit is used for receiving an investment intention request sent by a second user corresponding to the second terminal, wherein the investment intention request carries an investment amount range, an investment interest rate range and an investment period range;

and the matching unit is used for matching the published borrowing request according to the investment intention request, if the matching is successful, the processing unit is skipped, and a prompt message is generated and sent to a second terminal corresponding to the second user.

Optionally, the matching unit is further configured to:

if the matching is unsuccessful, the investment fund in the account to which the second user belongs is utilized to automatically buy the T+0 type financial product, the issued borrowing request is polled at regular time until the borrowing request is matched, the investment request of the second user is created, the purchased financial product is redeemed, after the investment fund arrives, the process unit is jumped to, and a prompt message is generated and sent to a second terminal corresponding to the second user.

A third aspect of the present application provides an order data processing apparatus, the apparatus comprising a processor and a memory:

the memory is used for storing program codes and transmitting the program codes to the processor;

the processor is configured to perform the steps of the method of order data processing as described in the first aspect above, according to instructions in the program code.

A fourth aspect of the present application provides a computer readable storage medium for storing program code for performing the method of the first aspect described above.

From the above technical solutions, the embodiments of the present application have the following advantages:

in the application, the method, the device, the equipment and the storage medium for processing the order data are provided, the borrowing request sent by the borrowing user is audited through the platform and is distributed to the corresponding page of the investment user for displaying, so that the investment user can select the borrowing request of investment according to personal demands, meanwhile, the investment user is prevented from directly contacting with the borrowing user, the platform carries out intermediate guarantee, the technical problem that the difficulty of directly searching a loan party by the personal user is large, and a proper third party platform is lacked as a guarantee and a management and control part, and the existing safety is low is solved.

Drawings

FIG. 1 is a flow chart of a first method of order data processing in an embodiment of the present application;

FIG. 2 is a flow chart of a second method of order data processing in an embodiment of the present application;

FIG. 3 is a flow chart of a third method of order data processing in an embodiment of the present application;

FIG. 4 is a flow chart of a fourth method of order data processing in an embodiment of the present application;

FIG. 5 is a schematic diagram of an order data processing apparatus according to an embodiment of the present application;

fig. 6 is a schematic structural diagram of an order data processing apparatus in an embodiment of the present application.

Detailed Description

In order to make the present application solution better understood by those skilled in the art, the following description will clearly and completely describe the technical solution in the embodiments of the present application with reference to the accompanying drawings in the embodiments of the present application, and it is apparent that the described embodiments are only some embodiments of the present application, not all embodiments. All other embodiments, which can be made by one of ordinary skill in the art without undue burden from the present disclosure, are within the scope of the present disclosure.

The application designs an order data processing method, an order data processing device, order data processing equipment and a storage medium, which solve the technical problems that the difficulty of directly searching a loan party by a personal user is large, and the safety is low due to the fact that a proper third party platform is lacking as a guarantee and management and control.

For ease of understanding, referring to fig. 1, fig. 1 is a flowchart of a first method of order data processing method in an embodiment of the present application, as shown in fig. 1, specifically:

it should be noted that, according to the borrowing request order of recent successful transaction, the borrowing amount, the borrowing interest rate and the borrowing duration with the highest success rate can be counted, so that the borrower can refer to the borrowing request when filling in the borrowing request.

In addition, the upper limit and the lower limit of the borrowing interest rate and the borrowing duration can be set, and when a borrower submits a borrowing request, the borrowing interest rate and the borrowing duration all need to accord with the upper limit and the lower limit.

In addition, if the time length of the borrowing submitted by the user or the borrowing interest rate accords with the upper limit and the lower limit, but the interest rate is higher than the average interest rate of the historical synchronization limit, the user is prompted by the elastic frame, so that the interest rate can be reduced, and the borrower is prevented from bearing excessive interest.

S2, after the borrowing request is checked and passed, the borrowing request is issued to at least one second user corresponding to the second terminal;

after submitting the borrowing request, pre-checking the borrowing request according to the qualification of the user, and if the credit investigation of the user is not qualified, checking is not passed. And issuing the verified borrowing request to a second terminal corresponding to the second user with the investment qualification, so that the investment user can acquire the investment information in time.

S3, receiving an investment request sent by a second user corresponding to the second terminal, wherein the investment request carries a borrowing request;

s4, creating a lending order between the first user and the second user, and deducting funds corresponding to the borrowing amount in the account to which the second user belongs to the account to which the first user belongs.

Referring to fig. 2, fig. 2 is a flowchart of a second method of order data processing method in the embodiment of the present application, as shown in fig. 2, specifically:

S21, judging whether the borrowing interest rate is higher than a preset interest rate after checking and passing the borrowing request;

s22, if so, the bank serves as an investor of the first user, a lending order between the first user and the bank is created, and funds of the borrowing amount are provided to an account to which the first user belongs;

s23, if not, issuing a borrowing request to at least one second terminal corresponding to the second user.

After the borrower submits the borrowing request, whether the borrowing request is converted into the bank automatic investment is judged according to the borrowing duration, the borrowing interest rate, the financing order waiting days and the like set in the background.

Examples: a, the duration in the borrowing request is 1 year, the borrowing interest rate exceeds 10%, and the bank invests automatically;

and b, the borrowing interest rate in the borrowing request is not lower than 4%, and the financing order shows that no investment exists for more than 3 days, so that the bank invests automatically, and the borrowing success rate is improved.

Referring to fig. 3, fig. 3 is a flowchart of a third method of order data processing method in the embodiment of the present application, as shown in fig. 3, specifically:

S24, after checking and passing the borrowing request, marking the grade of the borrowing request according to the client qualification of the first user, the borrowing amount, the borrowing interest rate and the borrowing duration in the borrowing request;

it should be noted that, the system first ranks the customer qualification, for example:

class a clients: good credit, three years of account opening, more than 10 times of activity and 100 ten thousand of assets

Class B clients: good credit sign + three years of account opening + 10 times of activity

Class C clients: condition sign good + new account opening/inactive customer

Class D clients: condition investigation non-compliance customer

Further, the grading is performed according to the borrowing request, for example:

class a order: class A customers + borrowing period 1-3 years + interest rate greater than 4%

Class A customers + borrowing period of more than 3 years + interest rate greater than 5%

Class B customers + borrowing period 1-3 years + interest rate greater than 5%

Class B customers + borrowing period 3 years above + interest rate greater than 6%

Class B order: A/B/C class clients + all belonging to class B orders that do not meet class A orders

Class C order: the borrowing order submitted by the class D customer is directly rejected.

S25, issuing a borrowing request to at least one second user corresponding to the second terminal, so that the second user corresponding to the second terminal displays the borrowing request according to the ranking of the grade marks;

Referring to fig. 4, fig. 4 is a flowchart of a fourth method of order data processing method in the embodiment of the present application, as shown in fig. 4, specifically:

s5, receiving an investment intention request sent by a second user corresponding to the second terminal, wherein the investment intention request carries an investment amount range, an investment interest rate range and an investment period range;

s6, matching with the issued borrowing request according to the investment intention request;

s61, if the matching is successful, executing the step S4, generating a prompt message and sending the prompt message to a second terminal corresponding to the second user;

s62, if the matching is unsuccessful, automatically buying a T+0 type financial product by using the investment fund in the account to which the second user belongs, and periodically polling the issued borrowing request until the borrowing request is matched, creating the investment request of the second user, redeeming the purchased financial product, executing the step S4 after the fund is paid, generating a prompt message and sending the prompt message to a second terminal corresponding to the second user;

It should be noted that, investors can submit investment intention requests in advance, acceptable investment duration, interest rate lower limit and the like are selected, and after clients submit investment applications, the system automatically matches borrowing orders meeting the conditions.

If there is an order meeting the conditions, the investment is automatically finished for the clients, and the clients are informed of the short messages.

If there is no order meeting the condition, the T+0 type (the fund can be redeemed at any time and the fund arrives at account in real time) financial products are purchased for the customer, the system checks the borrowing order meeting the condition by polling (scanning once in 5 minutes), if there is a matched order, the order is automatically preempted for the customer, after the preemption is successful, the purchased financial products are redeemed, the borrowing fund is released after the fund arrives at account, and the customer is notified by a short message.

Referring to fig. 5, fig. 5 is a schematic structural diagram of an order data processing apparatus according to an embodiment of the present application, as shown in fig. 5, specifically:

the first receiving unit 501 is configured to receive a borrowing request sent by a first user corresponding to a first terminal, where the borrowing request carries a borrowing amount, a borrowing interest rate and a borrowing duration;

the issuing unit 502 is configured to issue a borrowing request to a second terminal corresponding to at least one second user after the borrowing request is audited and passed;

a second receiving unit 503, configured to receive an investment request sent by a second user corresponding to the second terminal, where the investment request carries a borrowing request;

the processing unit 504 is configured to create a lending order between the first user and the second user, and deduct funds corresponding to the borrowing amount in the account to which the second user belongs to the account to which the first user belongs.

Further, the method further comprises the following steps:

a third receiving unit 505, configured to receive an investment intention request sent by a second user corresponding to the second terminal, where the investment intention request carries an investment amount range, an investment interest rate range and an investment deadline range;

and the matching unit 506 is configured to match the published borrowing request according to the investment intention request, and if the matching is successful, skip to the processing unit 504, and generate a prompt message to send to a second terminal corresponding to the second user.

Further, the matching unit 506 is further configured to:

if the matching is unsuccessful, the investment fund in the account to which the second user belongs is utilized to automatically buy the T+0 type financial products, the issued borrowing request is polled at regular time until the borrowing request is matched, the investment request of the second user is created, the purchased financial products are redeemed, after the investment fund arrives, the process unit 504 is jumped, and a prompt message is generated and sent to the second terminal corresponding to the second user.

The embodiment of the present application further provides another order data processing apparatus, as shown in fig. 6, for convenience of explanation, only the portions related to the embodiments of the present application are shown, and specific technical details are not disclosed, please refer to the method portions of the embodiments of the present application. The terminal can be any terminal equipment including a mobile phone, a tablet personal computer, a personal digital assistant (English full name: personal Digital Assistant, english abbreviation: PDA), a Sales terminal (English full name: point of Sales, english abbreviation: POS), a vehicle-mounted computer and the like, taking the mobile phone as an example of the terminal:

fig. 6 is a block diagram illustrating a part of a structure of a mobile phone related to a terminal provided in an embodiment of the present application. Referring to fig. 6, the mobile phone includes: radio Frequency (RF) circuit 1010, memory 1020, input unit 1030, display unit 1040, sensor 1050, audio circuit 1060, wireless fidelity (wireless fidelity, wiFi) module 1070, processor 1080, and power source 1090. Those skilled in the art will appreciate that the handset configuration shown in fig. 6 is not limiting of the handset and may include more or fewer components than shown, or may combine certain components, or may be arranged in a different arrangement of components.

The following describes the components of the mobile phone in detail with reference to fig. 6:

the RF circuit 1010 may be used for receiving and transmitting signals during a message or a call, and particularly, after receiving downlink information of a base station, the signal is processed by the processor 1080; in addition, the data of the design uplink is sent to the base station. Generally, RF circuitry 1010 includes, but is not limited to, an antenna, at least one amplifier, a transceiver, a coupler, a low noise amplifier (English full name: low Noise Amplifier, english abbreviation: LNA), a duplexer, and the like. In addition, the RF circuitry 1010 may also communicate with networks and other devices via wireless communications. The wireless communication may use any communication standard or protocol, including but not limited to global system for mobile communications (english: global System of Mobile communication, english: GSM), general packet radio service (english: general Packet Radio Service, GPRS), code division multiple access (english: code Division Multiple Access, english: CDMA), wideband code division multiple access (english: wideband Code Division Multiple Access, english: WCDMA), long term evolution (english: long Term Evolution, english: LTE), email, short message service (english: short Messaging Service, SMS), and the like.

The memory 1020 may be used to store software programs and modules that the processor 1080 performs various functional applications and data processing of the handset by executing the software programs and modules stored in the memory 1020. The memory 1020 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program (such as a sound playing function, an image playing function, etc.) required for at least one function, and the like; the storage data area may store data (such as audio data, phonebook, etc.) created according to the use of the handset, etc. In addition, memory 1020 may include high-speed random access memory and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state memory device.

The input unit 1030 may be used to receive input numeric or character information and generate key signal inputs related to user settings and function control of the handset. In particular, the input unit 1030 may include a touch panel 1031 and other input devices 1032. The touch panel 1031, also referred to as a touch screen, may collect touch operations thereon or thereabout by a user (e.g., operations of the user on the touch panel 1031 or thereabout using any suitable object or accessory such as a finger, stylus, etc.), and drive the corresponding connection device according to a predetermined program. Alternatively, the touch panel 1031 may include two parts, a touch detection device and a touch controller. The touch detection device detects the touch azimuth of a user, detects a signal brought by touch operation and transmits the signal to the touch controller; the touch controller receives touch information from the touch detection device and converts it into touch point coordinates, which are then sent to the processor 1080 and can receive commands from the processor 1080 and execute them. Further, the touch panel 1031 may be implemented in various types such as resistive, capacitive, infrared, and surface acoustic wave. The input unit 1030 may include other input devices 1032 in addition to the touch panel 1031. In particular, other input devices 1032 may include, but are not limited to, one or more of a physical keyboard, function keys (e.g., volume control keys, switch keys, etc.), a track ball, a mouse, a joystick, etc.

The display unit 1040 may be used to display information input by a user or information provided to the user and various menus of the mobile phone. The display unit 1040 may include a display panel 1041, and alternatively, the display panel 1041 may be configured in the form of a liquid crystal display (english full name: liquid Crystal Display, acronym: LCD), an Organic Light-Emitting Diode (OLED), or the like. Further, the touch panel 1031 may overlay the display panel 1041, and when the touch panel 1031 detects a touch operation thereon or thereabout, the touch panel is transferred to the processor 1080 to determine a type of touch event, and then the processor 1080 provides a corresponding visual output on the display panel 1041 according to the type of touch event. Although in fig. 6, the touch panel 1031 and the display panel 1041 are two independent components to implement the input and input functions of the mobile phone, in some embodiments, the touch panel 1031 and the display panel 1041 may be integrated to implement the input and output functions of the mobile phone.

The handset may also include at least one sensor 1050, such as a light sensor, a motion sensor, and other sensors. Specifically, the light sensor may include an ambient light sensor and a proximity sensor, wherein the ambient light sensor may adjust the brightness of the display panel 1041 according to the brightness of ambient light, and the proximity sensor may turn off the display panel 1041 and/or the backlight when the mobile phone moves to the ear. As one of the motion sensors, the accelerometer sensor can detect the acceleration in all directions (generally three axes), and can detect the gravity and direction when stationary, and can be used for applications of recognizing the gesture of a mobile phone (such as horizontal and vertical screen switching, related games, magnetometer gesture calibration), vibration recognition related functions (such as pedometer and knocking), and the like; other sensors such as gyroscopes, barometers, hygrometers, thermometers, infrared sensors, etc. that may also be configured with the handset are not described in detail herein.

Audio circuitry 1060, a speaker 1061, and a microphone 1062 may provide an audio interface between a user and a cell phone. Audio circuit 1060 may transmit the received electrical signal after audio data conversion to speaker 1061 for conversion by speaker 1061 into an audio signal output; on the other hand, microphone 1062 converts the collected sound signals into electrical signals, which are received by audio circuit 1060 and converted into audio data, which are processed by audio data output processor 1080 for transmission to, for example, another cell phone via RF circuit 1010 or for output to memory 1020 for further processing.

WiFi belongs to a short-distance wireless transmission technology, and a mobile phone can help a user to send and receive emails, browse webpages, access streaming media and the like through a WiFi module 1070, so that wireless broadband Internet access is provided for the user. Although fig. 6 shows a WiFi module 1070, it is understood that it does not belong to the necessary constitution of the handset, and can be omitted entirely as required within the scope of not changing the essence of the invention.

Processor 1080 is the control center of the handset, connects the various parts of the entire handset using various interfaces and lines, and performs various functions and processes of the handset by running or executing software programs and/or modules stored in memory 1020, and invoking data stored in memory 1020, thereby performing overall monitoring of the handset. Optionally, processor 1080 may include one or more processing units; preferably, processor 1080 may integrate an application processor primarily handling operating systems, user interfaces, applications, etc., with a modem processor primarily handling wireless communications. It will be appreciated that the modem processor described above may not be integrated into processor 1080.

The handset further includes a power source 1090 (e.g., a battery) for powering the various components, which may preferably be logically connected to the processor 1080 by a power management system, such as to provide for managing charging, discharging, and power consumption by the power management system.

Although not shown, the mobile phone may further include a camera, a bluetooth module, etc., which will not be described herein.

In the embodiment of the present application, the processor 1080 included in the terminal further has the following functions:

The present application also provides a computer readable storage medium for storing program code for executing any one of the order data processing methods described in the foregoing embodiments.

In the embodiment of the application, the method, the device, the equipment and the storage medium for processing the order data are provided, the borrowing request sent by the borrowing user is audited through the platform and is distributed to the corresponding page of the investment user for displaying, so that the investment user can select the borrowing request of investment according to personal requirements, meanwhile, the investment user is prevented from directly contacting with the borrowing user, the platform carries out intermediate guarantee, the technical problems that the difficulty of directly searching a lending party by the personal user is large, a proper third party platform is lacked as a guarantee and a management and control party, and the existing safety is low are solved.

It will be clear to those skilled in the art that, for convenience and brevity of description, specific working procedures of the above-described systems, apparatuses and units may refer to corresponding procedures in the foregoing method embodiments, which are not repeated herein.

The terms "first," "second," "third," "fourth," and the like in the description of the present application and in the above-described figures, if any, are used for distinguishing between similar objects and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used may be interchanged where appropriate such that embodiments of the present application described herein may be capable of operation in sequences other than those illustrated or described herein, for example. Furthermore, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.

It should be understood that in this application, "at least one" means one or more, and "a plurality" means two or more. "and/or" for describing the association relationship of the association object, the representation may have three relationships, for example, "a and/or B" may represent: only a, only B and both a and B are present, wherein a, B may be singular or plural. The character "/" generally indicates that the context-dependent object is an "or" relationship. "at least one of" or the like means any combination of these items, including any combination of single item(s) or plural items(s). For example, at least one (one) of a, b or c may represent: a, b, c, "a and b", "a and c", "b and c", or "a and b and c", wherein a, b, c may be single or plural.

In the several embodiments provided in this application, it should be understood that the disclosed systems, apparatuses, and methods may be implemented in other ways. For example, the apparatus embodiments described above are merely illustrative, e.g., the division of the units is merely a logical function division, and there may be additional divisions when actually implemented, e.g., multiple units or components may be combined or integrated into another system, or some features may be omitted or not performed. Alternatively, the coupling or direct coupling or communication connection shown or discussed with each other may be an indirect coupling or communication connection via some interfaces, devices or units, which may be in electrical, mechanical or other form.

The units described as separate units may or may not be physically separate, and units shown as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the solution of this embodiment.

In addition, each functional unit in each embodiment of the present application may be integrated in one processing unit, or each unit may exist alone physically, or two or more units may be integrated in one unit. The integrated units may be implemented in hardware or in software functional units.

The integrated units, if implemented in the form of software functional units and sold or used as stand-alone products, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present application may be embodied in essence or a part contributing to the prior art or all or part of the technical solution in the form of a software product stored in a storage medium, including several instructions to cause a computer device (which may be a personal computer, a server, or a network device, etc.) to perform all or part of the steps of the methods described in the embodiments of the present application. And the aforementioned storage medium includes: u disk, mobile hard disk, read-Only Memory (ROM), random access Memory (Random Access Memory, RAM), magnetic disk or optical disk, etc.

The above embodiments are merely for illustrating the technical solution of the present application, and not for limiting the same; although the present application has been described in detail with reference to the foregoing embodiments, it should be understood by those of ordinary skill in the art that: the technical scheme described in the foregoing embodiments can be modified or some technical features thereof can be replaced by equivalents; such modifications and substitutions do not depart from the spirit and scope of the corresponding technical solutions.

Claims

1. An order data processing method, comprising:

2. The order data processing method according to claim 1, wherein the step S2 specifically includes:

3. The order data processing method according to claim 1, wherein the step S2 specifically includes:

4. The order data processing method of claim 1, further comprising:

5. The order data processing method according to claim 4, wherein said step S6 further comprises:

6. An order data processing apparatus, comprising:

7. The order data processing device of claim 6, further comprising:

8. The order data processing device of claim 6, wherein the matching unit is further configured to:

9. An order data processing apparatus, the apparatus comprising a processor and a memory:

the processor is configured to perform the order data processing method of any of claims 1-5 according to instructions in the program code.

10. A computer readable storage medium, characterized in that the computer readable storage medium is for storing a program code for executing the order data processing method of any of claims 1-5.