CN116109304A - Credit card medium data processing method and device based on scenerization business system - Google Patents

Credit card medium data processing method and device based on scenerization business system Download PDF

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Publication number
CN116109304A
CN116109304A CN202310181871.7A CN202310181871A CN116109304A CN 116109304 A CN116109304 A CN 116109304A CN 202310181871 A CN202310181871 A CN 202310181871A CN 116109304 A CN116109304 A CN 116109304A
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China
Prior art keywords
payment
feature
transaction medium
scenerization
request
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CN202310181871.7A
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Chinese (zh)
Inventor
王鹏
陈世文
王滔
赵鑫
赵怡彬
张俊阳
崔广超
李辉辉
毛晓峰
高振南
韦双双
陈玉杰
周成鹏
刘元昊
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Shanghai Chenqin Information Technology Service Co ltd
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Shanghai Chenqin Information Technology Service Co ltd
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Priority to CN202310181871.7A priority Critical patent/CN116109304A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F8/00—Arrangements for software engineering
    • G06F8/60—Software deployment
    • G06F8/61—Installation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F8/00—Arrangements for software engineering
    • G06F8/60—Software deployment
    • G06F8/65—Updates
    • Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
    • Y02P—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN THE PRODUCTION OR PROCESSING OF GOODS
    • Y02P90/00—Enabling technologies with a potential contribution to greenhouse gas [GHG] emissions mitigation
    • Y02P90/30—Computing systems specially adapted for manufacturing

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  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The application provides a credit card media data processing method and device based on a scenerization business system. The method comprises the steps of determining a transaction medium adding request, wherein the transaction medium adding request comprises a new transaction medium mode and scenerization parameter characteristics to be matched; matching a target scene based on the scenerization parameter characteristics to be matched, and associating a new transaction medium mode with the target scene; receiving a payment request, the payment request including a scene parameterization feature; determining a payment scenario based on the scenario parameterized features of the payment request; a payment transaction medium is determined based on the payment scenario. The method realizes the processing of credit card media data in different scenes.

Description

Credit card medium data processing method and device based on scenerization business system
Technical Field
The application relates to the technical field of data processing, in particular to a credit card media data processing method and device based on a scene service system.
Background
With the continuous improvement of the living standard of people, the demands for consumption are increasingly increasing. In the future, credit cards will appear to address the consumer needs of most people. With the popularity of credit cards, more and more consumers use credit cards for consumption. However, the existing credit card media data processing method cannot manage credit card media data in a case-by-case manner.
Disclosure of Invention
An object of the embodiments of the present application is to provide a method and an apparatus for processing credit card media data based on a scenerization business system, which are used for solving the above problems existing in the prior art, and implementing processing of credit card media data under different scenes, so as to provide corresponding consumption policies for users under different scenes.
In a first aspect, a credit card media data processing method based on a scenerising business architecture is provided, the method may include:
determining a transaction medium adding request, wherein the transaction medium adding request comprises a new transaction medium mode and scenerization parameter characteristics to be matched;
matching a target scene based on the scenerization parameter characteristics to be matched, and associating the new transaction medium mode with the target scene;
receiving a payment request, the payment request including a scene parameterization feature;
determining a payment scenario based on the scenario parameterized features of the payment request;
a payment transaction medium is determined based on the payment scenario.
In one implementation, the scenerification parameter features include time features, consumption mode features, consumption type features, consumption object features, and consumption location features.
In one implementation, the transaction media addition request further includes a media support installation package, the method further comprising:
generating an update package, wherein the update package comprises the medium support installation package;
and pushing the update package to a terminal associated with the target scene.
In one implementation, the terminal includes a personal terminal and a server.
In a second aspect, a credit card media data processing device based on a scenerising business architecture is provided, the device may include:
a determining unit, configured to determine a transaction medium addition request, where the transaction medium addition request includes a new transaction medium manner and a scenerization parameter feature to be matched;
the association unit is used for matching a target scene based on the scenerization parameter characteristics to be matched and associating the new transaction medium mode with the target scene;
a receiving unit configured to receive a payment request, the payment request including a scene parameterization feature;
a determining unit, configured to determine a payment scenario based on a scenario parameterization feature of the payment request;
and determining a payment transaction medium based on the payment scenario.
In one implementation, the scenerification parameter features include time features, consumption mode features, consumption type features, consumption object features, and consumption location features.
In one implementation, the transaction media addition request further includes a media support installation package, the apparatus further comprising: a generating unit;
a generation unit configured to generate an update package, where the update package includes the media support installation package;
and the association unit is also used for pushing the update package to the terminal associated with the target scene.
In one implementation, the terminal includes a personal terminal and a server.
In a third aspect, an electronic device is provided, the electronic device comprising a processor, a communication interface, a memory, and a communication bus, wherein the processor, the communication interface, and the memory are in communication with each other via the communication bus;
a memory for storing a computer program;
a processor for implementing the method steps of any one of the above first aspects when executing a program stored on a memory.
In a fourth aspect, a computer-readable storage medium is provided, in which a computer program is stored which, when being executed by a processor, carries out the method steps of any of the first aspects.
The credit card media data processing method based on the scenerization business system provided by the embodiment of the application is as follows
Determining a transaction medium adding request, wherein the transaction medium adding request comprises a new transaction medium mode and scenerization parameter characteristics to be matched; matching a target scene based on the scenerization parameter characteristics to be matched, and associating a new transaction medium mode with the target scene; receiving a payment request, the payment request including a scene parameterization feature; determining a payment scenario based on the scenario parameterized features of the payment request; a payment transaction medium is determined based on the payment scenario. The method can realize the processing of the credit card media data under different scenes and provide corresponding consumption strategies for users under different scenes.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings that are needed in the embodiments of the present application will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present application and should not be considered as limiting the scope, and other related drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.
Fig. 1 is a schematic flow chart of a credit card media data processing method based on a scenerization business system according to an embodiment of the present application;
FIG. 2 is a schematic structural diagram of a credit card media data processing device based on a scenerization business system according to an embodiment of the present application;
fig. 3 is a schematic structural diagram of an electronic device according to an embodiment of the present application.
Detailed Description
The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only some embodiments of the present application, and not all embodiments. All other embodiments, which can be made by one of ordinary skill in the art based on the embodiments of the present application without making any inventive effort, are intended to be within the scope of the present application.
The preferred embodiments of the present application will be described below with reference to the accompanying drawings of the specification, it being understood that the preferred embodiments described herein are for illustration and explanation only, and are not intended to limit the present application, and embodiments and features of embodiments of the present application may be combined with each other without conflict.
Fig. 1 is a flow chart of a credit card media data processing method based on a scenerization business system according to an embodiment of the present application. As shown in fig. 1, the method may include:
step S110, determining a transaction medium adding request.
In embodiments of the present application, different scenarios may correspond to different transaction media. The scene may be defined by scene parameterization features.
For example, the time characteristic may be an occurrence time of a transaction, for example, the time characteristic may be friday, and then the scenario corresponds to each friday's transaction.
The consumption mode feature may be a payment mode of the transaction, which may include electronic payment or swipe payment, or the like.
The consumption type feature may be used to indicate the currency of the consumption, etc. as well as the purpose of the consumption, etc.
The consumer object features may include types of merchants, e.g., merchants of different industries correspond to different types of consumer object features.
The consumption location feature may be used to indicate where the transaction occurred.
Wherein the above features can be read in the transaction information.
Different scenes may have a parent-child relationship according to the correspondence between features of the scene parameters. The transaction medium corresponding to the parent node is also included in the transaction medium of the child node to which the parent node belongs.
For example, the first scenario includes a feature, which is a temporal feature, the value of which is friday; the second scene includes two features, a time feature and a position feature, the time feature has a value of friday, the position feature has a value of Beijing, and the first scene is a father node of the second scene and the second scene is a child node of the first scene because the second scene is completely contained by the first scene. The transaction medium of the second scenario may be configured as a first set of media and the transaction medium of the second scenario as a second set of media, then the first set of media belongs to the second set of media.
The transaction media addition request may include a new transaction media style, a scenerization parameter feature to be matched, a media support installation package, etc.
The scenerisation parameter features may include temporal features, consumption style features, consumption type features, consumption object features, and consumption location features.
Step S120, matching the target scene based on the scene change parameter characteristics to be matched, and associating the new transaction medium mode with the target scene.
Wherein, different transaction media can be corresponding to different media function components, and payment based on the transaction media can be realized based on the media function components.
The media function may correspond to a call interface that may be associated with a target scenario when associating a new transaction media mode with the target scenario.
The association may include creating a data store table, and the identity of the target scene may be stored in correspondence with the call interface identity. The identification of the target scene may be determined according to actual needs, for example, may be a set of all the corresponding scene parameters.
Step S130, a payment request is received.
The payment request includes a scene parameterization feature.
Step S140, determining a payment scene based on the scene parameterization feature of the payment request.
Step S150, determining a payment transaction medium based on the payment scene.
After receiving the new payment request, payment information contained in the payment request may be obtained, the payment information may include a scenerization parameter feature, a payment scene may be determined according to the scenerization parameter feature, and a transaction medium supported by the scene may be determined according to the payment scene.
The supported transaction medium identifications may be sent to the client, which may produce a transaction medium selection interface based on the returned transaction medium identifications, the selection interface including an alternate button corresponding to each transaction medium identification.
After the transaction medium is selected, component call can be performed through a call interface of the medium function component, and payment is performed based on the medium function component.
Additionally, when there is a new transaction medium, an update package may be generated, which may include a medium support installation package; the media support installation package may include a media function component and a call interface.
And pushing the update package to the terminal associated with the target scene. The terminal may include a personal terminal and a server. The terminal may register the updated call interface in a data store table maintained by the terminal.
The credit card media data processing method based on the scenic service system provided by the embodiment of the application determines a transaction media adding request, wherein the transaction media adding request comprises a new transaction media mode and scenic parameter characteristics to be matched; matching a target scene based on the scenerization parameter characteristics to be matched, and associating a new transaction medium mode with the target scene; receiving a payment request, the payment request including a scene parameterization feature; determining a payment scenario based on the scenario parameterized features of the payment request; a payment transaction medium is determined based on the payment scenario. The method can realize the processing of the credit card media data under different scenes and provide corresponding consumption strategies for users under different scenes.
Corresponding to the method, the embodiment of the application also provides a credit card media data processing device based on a scenerization business system, as shown in fig. 2, the device comprises:
a determining unit 210, configured to determine a transaction medium adding request, where the transaction medium adding request includes a new transaction medium mode and a scenerising parameter feature to be matched;
an associating unit 220, configured to match a target scene based on the features of the scenerization parameters to be matched, and associate the new transaction medium manner with the target scene;
a receiving unit 230 for receiving a payment request, the payment request comprising a scene parameterization feature;
a determining unit 210, configured to determine a payment scenario based on a scenario parameterization feature of the payment request;
and determining a payment transaction medium based on the payment scenario.
In one implementation, the scenerification parameter features include time features, consumption mode features, consumption type features, consumption object features, and consumption location features.
In one implementation, the transaction media addition request further includes a media support installation package, the apparatus further comprising: a generating unit;
and the generation unit is used for generating an update package which comprises the medium support installation package and pushing the update package to the terminal associated with the target scene.
In one implementation, the terminal includes a personal terminal and a server.
The functions of each functional unit of the credit card media data processing device based on the scenic service system provided in the embodiment of the application may be implemented by the steps of the method, so that the specific working process and beneficial effects of each unit in the credit card service pricing device based on the scenic parameter system provided in the embodiment of the application are not repeated herein.
The embodiment of the application further provides an electronic device, as shown in fig. 3, including a processor 310, a communication interface 320, a memory 330 and a communication bus 340, where the processor 310, the communication interface 320 and the memory 330 complete communication with each other through the communication bus 340.
A memory 330 for storing a computer program;
the processor 310 is configured to execute the program stored in the memory 330, and implement the following steps:
determining a transaction medium adding request, wherein the transaction medium adding request comprises a new transaction medium mode and scenerization parameter characteristics to be matched;
matching a target scene based on the scenerization parameter characteristics to be matched, and associating the new transaction medium mode with the target scene;
receiving a payment request, the payment request including a scene parameterization feature;
determining a payment scenario based on the scenario parameterized features of the payment request;
a payment transaction medium is determined based on the payment scenario.
In one implementation, the scenerification parameter features include time features, consumption mode features, consumption type features, consumption object features, and consumption location features.
In one implementation, the transaction media addition request further includes a media support installation package, the method further comprising:
generating an update package, wherein the update package comprises the medium support installation package;
and pushing the update package to a terminal associated with the target scene.
In one implementation, the terminal includes a personal terminal and a server.
The communication bus mentioned above may be a peripheral component interconnect standard (Peripheral Component Interconnect, PCI) bus or an extended industry standard architecture (Extended Industry Standard Architecture, EISA) bus, or the like. The communication bus may be classified as an address bus, a data bus, a control bus, or the like. For ease of illustration, the figures are shown with only one bold line, but not with only one bus or one type of bus.
The communication interface is used for communication between the electronic device and other devices.
The Memory may include random access Memory (Random Access Memory, RAM) or may include Non-Volatile Memory (NVM), such as at least one disk Memory. Optionally, the memory may also be at least one memory device located remotely from the aforementioned processor.
The processor may be a general-purpose processor, including a central processing unit (Central Processing Unit, CPU), a network processor (Network Processor, NP), etc.; but also digital signal processors (Digital Signal Processing, DSP), application specific integrated circuits (Application Specific Integrated Circuit, ASIC), field programmable gate arrays (Field-Programmable Gate Array, FPGA) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components.
Since the implementation manner and the beneficial effects of the solution to the problem of each device of the electronic apparatus in the foregoing embodiment may be implemented by referring to each step in the embodiment shown in fig. 1, the specific working process and the beneficial effects of the electronic apparatus provided in the embodiment of the present application are not repeated herein.
In yet another embodiment provided herein, a computer readable storage medium is provided, where instructions are stored, which when executed on a computer, cause the computer to perform the credit card media data processing method based on the scenic service system according to any one of the above embodiments.
In yet another embodiment provided herein, there is also provided a computer program product containing instructions that, when run on a computer, cause the computer to perform the credit card media data processing method based on the scenic business system as in any of the above embodiments.
It will be appreciated by those skilled in the art that embodiments of the present application may be provided as methods, systems, or computer program products. Accordingly, embodiments of the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, embodiments of the present application may take the form of a computer program product on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, etc.) having computer-usable program code embodied therein.
Embodiments of the present application are described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the application. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
While preferred embodiments of the present application have been described, additional variations and modifications in those embodiments may occur to those skilled in the art once they learn of the basic inventive concepts. It is therefore intended that the following claims be interpreted to embrace the preferred embodiments and all such variations and modifications as fall within the scope of the embodiments herein.
It will be apparent to those skilled in the art that various modifications and variations can be made in the embodiments of the present application without departing from the spirit and scope of the embodiments of the present application. Thus, if such modifications and variations of the embodiments in the present application fall within the scope of the claims and the equivalents thereof in the embodiments of the present application, such modifications and variations are also intended to be included in the embodiments of the present application.

Claims (10)

1. A credit card media data processing method based on a scenerising business system, comprising:
determining a transaction medium adding request, wherein the transaction medium adding request comprises a new transaction medium mode and scenerization parameter characteristics to be matched;
matching a target scene based on the scenerization parameter characteristics to be matched, and associating the new transaction medium mode with the target scene;
receiving a payment request, the payment request including a scene parameterization feature;
determining a payment scenario based on the scenario parameterized features of the payment request;
a payment transaction medium is determined based on the payment scenario.
2. The method of claim 1, wherein the scenerisation parameter features include a time feature, a consumption mode feature, a consumption type feature, a consumption object feature, and a consumption location feature.
3. The method of claim 1, wherein the transaction media addition request further comprises a media support installation package, the method further comprising:
generating an update package, wherein the update package comprises the medium support installation package;
and pushing the update package to a terminal associated with the target scene.
4. A method according to claim 3, characterized in that the terminal comprises a personal terminal and a server.
5. A credit card media data processing device based on a scenerising business architecture, the device comprising:
a determining unit, configured to determine a transaction medium addition request, where the transaction medium addition request includes a new transaction medium manner and a scenerization parameter feature to be matched;
the association unit is used for matching a target scene based on the scenerization parameter characteristics to be matched and associating the new transaction medium mode with the target scene;
a receiving unit configured to receive a payment request, the payment request including a scene parameterization feature;
a determining unit, configured to determine a payment scenario based on a scenario parameterization feature of the payment request;
and determining a payment transaction medium based on the payment scenario.
6. The apparatus of claim 5, wherein the scenerisation parameter features include a time feature, a consumption mode feature, a consumption type feature, a consumption object feature, and a consumption location feature.
7. The apparatus of claim 5, wherein the transaction media addition request further comprises a media support installation package, the apparatus further comprising: a generating unit;
a generation unit configured to generate an update package, where the update package includes the media support installation package;
and the association unit is also used for pushing the update package to the terminal associated with the target scene.
8. The apparatus of claim 7, wherein the terminal comprises a personal terminal and a server.
9. An electronic device, characterized in that the electronic device comprises a processor, a communication interface, a memory and a communication bus, wherein the processor, the communication interface and the memory are in communication with each other through the communication bus;
a memory for storing a computer program;
a processor for implementing the method steps of any of claims 1-4 when executing a program stored on a memory.
10. A computer-readable storage medium, characterized in that the computer-readable storage medium has stored therein a computer program which, when executed by a processor, implements the method steps of any of claims 1-4.
CN202310181871.7A 2023-02-28 2023-02-28 Credit card medium data processing method and device based on scenerization business system Pending CN116109304A (en)

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CN202310181871.7A CN116109304A (en) 2023-02-28 2023-02-28 Credit card medium data processing method and device based on scenerization business system

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Application Number Priority Date Filing Date Title
CN202310181871.7A CN116109304A (en) 2023-02-28 2023-02-28 Credit card medium data processing method and device based on scenerization business system

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