CN110060041A - Channel of disbursement cut-in method, system, computer equipment and readable storage medium storing program for executing - Google Patents
Channel of disbursement cut-in method, system, computer equipment and readable storage medium storing program for executing Download PDFInfo
- Publication number
- CN110060041A CN110060041A CN201910190652.9A CN201910190652A CN110060041A CN 110060041 A CN110060041 A CN 110060041A CN 201910190652 A CN201910190652 A CN 201910190652A CN 110060041 A CN110060041 A CN 110060041A
- Authority
- CN
- China
- Prior art keywords
- channel
- disbursement
- current
- access
- allocation list
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims abstract description 40
- 241000208340 Araliaceae Species 0.000 claims abstract description 34
- 235000005035 Panax pseudoginseng ssp. pseudoginseng Nutrition 0.000 claims abstract description 34
- 235000003140 Panax quinquefolius Nutrition 0.000 claims abstract description 34
- 235000008434 ginseng Nutrition 0.000 claims abstract description 34
- 230000004044 response Effects 0.000 claims abstract description 12
- 238000004590 computer program Methods 0.000 claims description 9
- 238000004519 manufacturing process Methods 0.000 claims 1
- 230000001960 triggered effect Effects 0.000 abstract 1
- 238000010276 construction Methods 0.000 description 6
- 230000007547 defect Effects 0.000 description 6
- 230000008569 process Effects 0.000 description 6
- 238000010586 diagram Methods 0.000 description 4
- 230000005611 electricity Effects 0.000 description 3
- 238000004891 communication Methods 0.000 description 2
- 238000010295 mobile communication Methods 0.000 description 2
- 230000003068 static effect Effects 0.000 description 2
- BQCADISMDOOEFD-UHFFFAOYSA-N Silver Chemical compound [Ag] BQCADISMDOOEFD-UHFFFAOYSA-N 0.000 description 1
- 230000005540 biological transmission Effects 0.000 description 1
- 210000004556 brain Anatomy 0.000 description 1
- 238000004364 calculation method Methods 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 230000006870 function Effects 0.000 description 1
- 230000010365 information processing Effects 0.000 description 1
- 230000003993 interaction Effects 0.000 description 1
- 229910052709 silver Inorganic materials 0.000 description 1
- 239000004332 silver Substances 0.000 description 1
- 239000007787 solid Substances 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
This disclosure relates to a kind of channel of disbursement cut-in method characterized by comprising the channel of disbursement triggered in response to access side accesses signal, receives Current standards and enters ginseng, wherein it includes name of product, into part channel title and fund mode that the Current standards, which enter ginseng,；Obtain channel of disbursement allocation list, wherein include entering to join corresponding channel of disbursement with standard in the channel of disbursement allocation list；It searches to enter to join corresponding current channel of disbursement with the Current standards from the channel of disbursement allocation list；And the current channel of disbursement is returned into the access side, so that the access side accesses the current channel of disbursement.The disclosure additionally provides a kind of channel of disbursement access system, a kind of computer equipment and a kind of computer readable storage medium.
Description
Technical field
The present invention relates to field of computer technology, and in particular to channel of disbursement cut-in method, system, computer equipment and meter
Calculation machine readable storage medium storing program for executing.
Background technique
When client is repaid the loan using APP, will receive following three constraint condition: billing settlement and bill distribute, are solid
Fixed refund time, only one refund channel, in this way, thering is any one constraint condition to be unsatisfactory in three above constraint condition
When, it will lead to refund on schedule, and aforesaid way less allows client's payment beforehand.In order to solve user's mode of repayment
Poor defect, the prior art are usually to increase new refund channel.However, new refund channel usually requires individually to build,
Each refund channel is applied to each goods batch, per newly one refund channel of access, just needs the corresponding link of repeated construction
And process, so as to cause the access of refund channel, step is many and diverse, access speed is slow.
Currently, not yet there is the scheme for solving drawbacks described above.
Summary of the invention
Disclosure purpose is to provide a kind of channel of disbursement cut-in method, system, computer equipment and computer-readable storage
Medium, at least to solve the prior art because the corresponding link of repeated construction refund channel and process lead to refund channel access speed
Spend slow and many and diverse defect.
An aspect of this disclosure provides a kind of channel of disbursement cut-in method characterized by comprising in response to access
Just trigger channel of disbursement access signal, receive Current standards enter ginseng, wherein above-mentioned Current standards enter ginseng include name of product,
Into part channel title and fund mode；Obtain channel of disbursement allocation list, wherein include in above-mentioned channel of disbursement allocation list and standard
Enter and joins corresponding channel of disbursement；It searches to enter to join corresponding current payment with above-mentioned Current standards from above-mentioned channel of disbursement allocation list
Channel；And above-mentioned current channel of disbursement is returned into above-mentioned access side, so that above-mentioned access side accesses above-mentioned current payment canal
Road.
In accordance with an embodiment of the present disclosure, it further includes customer information that above-mentioned Current standards, which enter ginseng, above-mentioned channel of disbursement allocation list
In further include available objective group's label corresponding with above-mentioned channel of disbursement, it is above-mentioned searched from above-mentioned channel of disbursement allocation list with it is above-mentioned
Current standards enter to join corresponding current channel of disbursement, comprising: determine and above-mentioned customer information from above-mentioned available objective group's label
Corresponding currently available objective group's label；And it according to above-mentioned currently available objective group's label, is looked into from above-mentioned channel of disbursement allocation list
It looks for and the said goods title, above-mentioned into part channel title and the corresponding above-mentioned current channel of disbursement of above-mentioned fund three modes.
In accordance with an embodiment of the present disclosure, the above method further include: according to above-mentioned customer information, judge above-mentioned access policy pair
Whether above-mentioned current channel of disbursement has opened an account；And if judge that above-mentioned access policy does not open an account to above-mentioned current channel of disbursement,
Then return to the information for prompting above-mentioned access side to open an account.
In accordance with an embodiment of the present disclosure, the above method further include: if judging above-mentioned access policy to above-mentioned current payment
Channel has been opened an account, then the Payment Card with above-mentioned current channel of disbursement binding is obtained, so that above-mentioned access root is according to above-mentioned Payment Card
It is paid.
In accordance with an embodiment of the present disclosure, the above method further include: enter ginseng according to above-mentioned Current standards and generate pay invoice number；
Obtain the payment result that above-mentioned access root is paid according to above-mentioned Payment Card；And according to above-mentioned payment result update with it is above-mentioned
The state of the corresponding order of pay invoice number.
Another aspect of the disclosure provides a kind of channel of disbursement access system characterized by comprising receives mould
Block, the channel of disbursement for triggering in response to access side access signal, receive Current standards and enter ginseng, wherein above-mentioned Current standards
Entering ginseng includes name of product, into part channel title and fund mode；Module is obtained, for obtaining channel of disbursement allocation list, wherein
It include entering to join corresponding channel of disbursement with standard in above-mentioned channel of disbursement allocation list；Searching module is used for from above-mentioned channel of disbursement
It searches to enter to join corresponding current channel of disbursement with above-mentioned Current standards in allocation list；And first return module, for will be above-mentioned
Current channel of disbursement returns to above-mentioned access side, so that above-mentioned access side accesses above-mentioned current channel of disbursement.
In accordance with an embodiment of the present disclosure, it further includes customer information that above-mentioned Current standards, which enter ginseng, above-mentioned channel of disbursement allocation list
In further include available objective group's label corresponding with above-mentioned channel of disbursement, above-mentioned searching module comprises determining that unit, for from above-mentioned
It can be with determining currently available objective group's label corresponding with above-mentioned customer information in objective group's label；And searching unit, it is used for root
According to above-mentioned currently available objective group's label, searched from above-mentioned channel of disbursement allocation list and the said goods title, above-mentioned into part channel
Title and the corresponding above-mentioned current channel of disbursement of above-mentioned fund three modes.
In accordance with an embodiment of the present disclosure, above system further include: judgment module, for according to above-mentioned customer information, judgement
Whether above-mentioned access policy has opened an account to above-mentioned current channel of disbursement；And second return module, for judging above-mentioned connect
Enter in the case that policy do not open an account to above-mentioned current channel of disbursement, returns to the information for prompting above-mentioned access side to open an account.
In accordance with an embodiment of the present disclosure, above system further include: first processing module, for judging above-mentioned access side
In the case where having opened an account for above-mentioned current channel of disbursement, the Payment Card with above-mentioned current channel of disbursement binding is obtained, so that on
Access root is stated to be paid according to above-mentioned Payment Card.
In accordance with an embodiment of the present disclosure, above system further include: generation module is given birth to for entering ginseng according to above-mentioned Current standards
At pay invoice number；Second processing module, the payment result paid for obtaining above-mentioned access root according to above-mentioned Payment Card；
And update module, for updating the state of order corresponding with above-mentioned pay invoice number according to above-mentioned payment result.
Another aspect of the disclosure provides a kind of computer equipment, including memory, processor and is stored in
On reservoir and the computer program that can run on a processor, which is characterized in that above-mentioned processor executes above-mentioned computer program
When for realizing described in any item methods as above the step of.
The another aspect of the disclosure provides a kind of computer readable storage medium, is stored thereon with computer program,
It is characterized in that, when above-mentioned computer program is executed by processor for realizing described in any item methods as above the step of.
The disclosure provide channel of disbursement cut-in method, receive access side hair trigger channel of disbursement access signal it
Afterwards, in response to the signals, the Current standards that access side is sent are received and enter to join, for example, name of product, into part channel title and fund
Mode etc. obtains pre-configured channel of disbursement allocation list, and finds out from the channel of disbursement allocation list and Current standards
Enter to join associated current channel of disbursement, the current channel of disbursement found is then returned into access side, so that the access of access side is worked as
Preceding channel of disbursement.Embodiment of the disclosure, which is based on channel of disbursement allocation list, may be implemented standardization access, reduces channel of disbursement and connects
The cost entered improves the speed of channel of disbursement access, avoids in the prior art because of the corresponding ring of repeated construction refund channel
The defect that section and process cause refund channel access speed slow and many and diverse.
Detailed description of the invention
Fig. 1 diagrammatically illustrates the flow chart of the channel of disbursement cut-in method according to the embodiment of the present disclosure；
Fig. 2, which diagrammatically illustrates to search in the slave channel of disbursement allocation list according to the embodiment of the present disclosure, enters ginseng with Current standards
The flow chart of corresponding current channel of disbursement；
Fig. 3 diagrammatically illustrates the block diagram of the channel of disbursement access system according to the embodiment of the present disclosure；And
Fig. 4 diagrammatically illustrates the computer equipment for being adapted for carrying out channel of disbursement cut-in method according to the embodiment of the present disclosure
Hardware structure schematic diagram.
Specific embodiment
It is with reference to the accompanying drawings and embodiments, right in order to which the objects, technical solutions and advantages of the disclosure are more clearly understood
The disclosure is further elaborated.It should be appreciated that specific embodiment described herein is only to explain the disclosure, not
For limiting the disclosure.Based on the embodiment in the disclosure, those of ordinary skill in the art are not before making creative work
Every other embodiment obtained is put, the range of disclosure protection is belonged to.
In view of in the prior art because the corresponding link of repeated construction refund channel and process cause refund channel to access
The slow and many and diverse defect of speed.The channel of disbursement cut-in method that the disclosure provides, in the payment for receiving the hair triggering of access side
Channel accesses after signal, in response to the signal, receives the Current standards that access side is sent and enters to join, for example, name of product, into part
Channel title and fund mode etc. obtain pre-configured channel of disbursement allocation list, and look into from the channel of disbursement allocation list
It finds out and enters to join associated current channel of disbursement with Current standards, the current channel of disbursement found is then returned into access side, so that
It obtains the side of access and accesses current channel of disbursement.In this way, standardization access may be implemented based on channel of disbursement allocation list, payment canal is reduced
The cost of road access, improves the speed of channel of disbursement access.
Fig. 1 diagrammatically illustrates the flow chart of the channel of disbursement cut-in method according to the embodiment of the present disclosure.
As shown in Figure 1, the channel of disbursement cut-in method may include step S101~step S104, in which:
Step S101 accesses signal in response to the channel of disbursement that access side triggers, receives Current standards and enter ginseng, wherein when
It may include name of product, into part channel title and fund mode that preceding standard, which enters ginseng,.
In embodiment of the disclosure, name of product for example can include but is not limited to mortgage product, without mortgage product
Deng, into part channel title for example can include but is not limited to sell directly to households, electricity pin etc., fund mode for example can include but is not limited to silver
Row is made loans, third party makes loans, bank and third party combine and make loans.
In accordance with an embodiment of the present disclosure, if access side's plan access channel of disbursement, the side of access can trigger channel of disbursement
Access signal, and to payment control platform send Current standards enter ginseng, wherein the Current standards enter ginseng include at least name of product, into
Part channel title and fund mode.Payment control platform accesses signal in response to the channel of disbursement, receives the current mark that access side is sent
Access ginseng, and the Current standards received are entered to join in deposit standard access interface document.It should be noted that will currently mark
Before access joins storage standard access interface document, which can be an empty document.
Step S102, obtain channel of disbursement allocation list, wherein include in channel of disbursement allocation list enter to join with standard it is corresponding
Channel of disbursement.
In embodiment of the disclosure, an incidence relation, every incidence relation are included at least in channel of disbursement allocation list
It may include: that standard enters to participate in the incidence relation of channel of disbursement.
For example, including two incidence relations in channel of disbursement allocation list, wherein first incidence relation can be with are as follows: product
It is entitled have mortgage product, into part channel it is entitled sell directly to households, fund mode be bank loan, channel of disbursement be safety pay；Second
Incidence relation can be with are as follows: name of product be no mortgage product, into the entitled electricity pin of part channel, fund mode be that third party is put
Money, channel of disbursement Pu Hui.
In addition to this, can also include in every incidence relation in channel of disbursement allocation list that the embodiment of the present disclosure provides
Can use objective group's label, i.e. every incidence relation be name of product, into part channel title, fund mode, objective group's label and branch can be used
Pay the incidence relation of channel.Wherein, it can be used to indicate which client can be used in the incidence relation with objective group's label
Channel of disbursement.For example, also included available objective group's label is the age at 56 years old or more in above-mentioned first incidence relation, then age
Safety can be used 56 years old or more access side and pay this channel of disbursement；Can also include in above-mentioned Article 2 incidence relation can
Be fund mode with objective group's label it is that third party makes loans, then when the fund mode of only client is made loans for third party, could uses
This channel of disbursement of Pu Hui.
Step S103 searches to enter to join corresponding current channel of disbursement with Current standards from channel of disbursement.
In embodiment of the disclosure, if the incidence relation for including in channel of disbursement allocation list is name of product, into part canal
The incidence relation of road title, fund mode and channel of disbursement, then can according to name of product, into part channel title, fund mode,
From the multiple channel of disbursement for including in channel of disbursement allocation list, select with Current standards enter ginseng include name of product, into
The current channel of disbursement of part channel title and fund pattern association.
For example, in conjunction with above-mentioned example, if it be name of product to there is mortgage product, entitled into part channel that Current standards, which enter ginseng,
Direct selling, fund mode are bank loan, then current channel of disbursement is that safety is paid.
In accordance with an embodiment of the present disclosure, if the incidence relation for including in channel of disbursement allocation list is name of product, into part canal
Road title, can use the incidence relation of objective group's label and channel of disbursement at fund mode, then lookup and Current standards from channel of disbursement
Enter to join corresponding current channel of disbursement, it can be as shown in Figure 2.Fig. 2 is diagrammatically illustrated according to the embodiment of the present disclosure from payment
It is searched in channel allocation list and enters to join the flow chart of corresponding current channel of disbursement with Current standards, in Fig. 2, step S103 can be with
Include: step S201, currently available objective group's label corresponding with customer information is determined from available objective group's label；And step
S202 is searched from channel of disbursement allocation list according to currently available objective group's label with name of product, into part channel title and fund
The corresponding current channel of disbursement of three modes.
For example, channel of disbursement allocation list includes three incidence relations, first incidence relation are as follows: name of product is to have mortgage
Product, into part channel it is entitled sell directly to households, fund mode is bank loan, can be the age with objective group's label 56 years old or more, pay
Channel is paid for safety；Article 2 incidence relation are as follows: name of product is no mortgage product, sells into the entitled electricity of part channel, fund mould
Formula is that third party makes loans, can be customer name Wang Yu-cell-phone number 15026354963- identification card number with objective group relation
130152195612263549, channel of disbursement Pu Hui；Article 3 incidence relation are as follows: name of product is to have mortgage product, into part
Channel is entitled to sell directly to households, fund mode is bank and third party combine make loans, can be with objective group's label fund mode be bank and
Third party combines the client to make loans, channel of disbursement is wechat.If Current standards enter ginseng are as follows: name of product be have mortgage product, into
The entitled direct selling of part channel, fund mode are bank loan, customer information is customer name Wang Yu-cell-phone number 15026354963-
Identification card number 130152195612263549, then currently available objective group's label corresponding with customer information are as follows: first association pass
Customer name Wang Yu-cell-phone number 15026354963- identity card of the age in 56 years old or more and Article 2 incidence relation in system
Numbers 130152195612263549.Then name of product is searched and met from first incidence relation and Article 2 incidence relation
For have mortgage product, into part channel it is entitled sell directly to households, the incidence relation that fund mode is bank loan, through searching, first pass
Connection relationship meets above-mentioned condition, then can pay safety and be determined as current channel of disbursement.
Current channel of disbursement is returned to access side by step S104, so that access side accesses current channel of disbursement.
In embodiment of the disclosure, after determining current channel of disbursement, access side, example can be returned to
Such as, which is returned in the display interface of access side, so that access root is complete according to the current channel of disbursement
At payment.
As a kind of optional embodiment, which can also include: according to customer information, and judgement connects
Enter whether policy has opened an account to current channel of disbursement；If judging, accessing policy does not open an account to current channel of disbursement, returns to use
In the information that prompt access side opens an account；If judging, accessing policy has opened an account to current channel of disbursement, is obtained and current
The Payment Card of channel of disbursement binding, so that access root is paid according to Payment Card.
In embodiment of the disclosure, there may be access side and use the current channel of disbursement for the first time, not be directed to
The current channel of disbursement is opened an account, and then can not be paid based on it.At this point, embodiment of the disclosure can be according to client
Information, whether inquiry access side has been directed to the current channel of disbursement and has opened an account from the allocation list of opening an account prestored from the background, if
It is then to obtain the Payment Card with the binding of current channel of disbursement；Deserve if it is not, can then be returned to access side for reminding it to be directed to
The information that preceding channel of disbursement is opened an account.Wherein, which can return to the display in access side together with current channel of disbursement
In interface.
For example, current channel of disbursement is that safety is paid, but is searched from the background, discovery access side be directed to the safety pair into
Row is opened an account, then access side can be reminded first to open an account, real-name authentication and binding Payment Card etc., after side to be accessed opens an account successfully,
Access root is allowed to carry out order payment according to successful Payment Card of opening an account again.
As a kind of optional embodiment, which can also include: to enter ginseng life according to Current standards
At pay invoice number；Obtain the payment result that access root is paid according to Payment Card；And it is updated and is propped up according to payment result
Pay the state of the corresponding order of order number.
Wherein, each standard enters the corresponding unique pay invoice number of ginseng, what which can be randomly generated
Unique number string, the corresponding unique order of each pay invoice number, for the order payment result can for payment at
Function or payment failure, correspondingly, the state of the order can for pay it is successfully corresponding trade successfully, or with pay mistake
Lose corresponding Fail Transaction.
The disclosure provide channel of disbursement cut-in method, receive access side hair trigger channel of disbursement access signal it
Afterwards, in response to the signals, the Current standards that access side is sent are received and enter to join, for example, name of product, into part channel title and fund
Mode etc. obtains pre-configured channel of disbursement allocation list, and finds out from the channel of disbursement allocation list and Current standards
Enter to join associated current channel of disbursement, the current channel of disbursement found is then returned into access side, so that the access of access side is worked as
Preceding channel of disbursement.Embodiment of the disclosure, which is based on channel of disbursement allocation list, may be implemented standardization access, reduces channel of disbursement and connects
The cost entered improves the speed of channel of disbursement access, avoids in the prior art because of the corresponding ring of repeated construction refund channel
The defect that section and process cause refund channel access speed slow and many and diverse.
Fig. 3 diagrammatically illustrates the block diagram of the channel of disbursement access system according to the embodiment of the present disclosure.
As shown in figure 3, the channel of disbursement access system 300 may include receiving module 310, obtain module 320, search mould
Block 330 and the first return module 340, in which:
The channel of disbursement that receiving module 310 is used to trigger in response to access side accesses signal, receives Current standards and enters ginseng,
In, it includes name of product, into part channel title and fund mode that Current standards, which enter ginseng,.
Module 320 is obtained for obtaining channel of disbursement allocation list, wherein include entering ginseng with standard in channel of disbursement allocation list
Corresponding channel of disbursement.
Searching module 330 in from channel of disbursement allocation list search enter to join corresponding current channel of disbursement with Current standards.
First return module 340 is used to current channel of disbursement returning to access side, so that the current payment of access side's access
Channel.
The disclosure provide channel of disbursement access scheme, receive access side hair trigger channel of disbursement access signal it
Afterwards, in response to the signals, the Current standards that access side is sent are received and enter to join, for example, name of product, into part channel title and fund
Mode etc. obtains pre-configured channel of disbursement allocation list, and finds out from the channel of disbursement allocation list and Current standards
Enter to join associated current channel of disbursement, the current channel of disbursement found is then returned into access side, so that the access of access side is worked as
Preceding channel of disbursement.Embodiment of the disclosure, which is based on channel of disbursement allocation list, may be implemented standardization access, reduces channel of disbursement and connects
The cost entered improves the speed of channel of disbursement access, avoids in the prior art because of the corresponding ring of repeated construction refund channel
The defect that section and process cause refund channel access speed slow and many and diverse.
As a kind of optional embodiment, Current standards, which enter ginseng, to include customer information, in channel of disbursement allocation list
It can also include available objective group's label corresponding with channel of disbursement, searching module may include: determination unit, be used for from available visitor
Currently available objective group's label corresponding with customer information is determined in group's label；And searching unit, for according to currently available
Objective group's label, from channel of disbursement allocation list search with name of product, it is corresponding into part channel title and fund three modes
Current channel of disbursement.
As a kind of optional embodiment, channel of disbursement access system can also include: judgment module, for according to client
Information judges to access whether policy has opened an account to current channel of disbursement；And second return module, for judging access side
In the case where not opening an account for current channel of disbursement, the information for prompting access side to open an account is returned.
As a kind of optional embodiment, channel of disbursement access system can also include: first processing module, for sentencing
In the case that the disconnected policy of access out has opened an account to current channel of disbursement, the Payment Card with the binding of current channel of disbursement is obtained, so that
Access root is paid according to Payment Card.
As a kind of optional embodiment, channel of disbursement access system can also include: generation module, for according to current
Standard enters ginseng and generates pay invoice number；Second processing module, the payment knot paid for obtaining access root according to Payment Card
Fruit；And update module, for updating the state of order corresponding with pay invoice number according to payment result.
Fig. 4 diagrammatically illustrates the computer equipment for being adapted for carrying out channel of disbursement cut-in method according to the embodiment of the present disclosure
Hardware structure schematic diagram.In the present embodiment, computer equipment 400 is that one kind can be according to the finger for being previously set or storing
It enables, the automatic equipment for carrying out numerical value calculating and/or information processing.For example, it may be smart phone, tablet computer, notebook are electric
Brain, desktop computer, rack-mount server, blade server, tower server or Cabinet-type server (including independent clothes
Server cluster composed by business device or multiple servers) etc..As shown, computer equipment 400 includes at least but unlimited
In: connection memory 410, processor 420, network interface 430 can be in communication with each other by system bus.Wherein:
Memory 410 includes at least a type of computer readable storage medium, and readable storage medium storing program for executing includes flash memory, hard
Disk, multimedia card, card-type memory (for example, SD or DX memory etc.), random access storage device (RAM), static random-access
Memory (SRAM), electrically erasable programmable read-only memory (EEPROM), may be programmed read-only storage at read-only memory (ROM)
Device (PROM), magnetic storage, disk, CD etc..In some embodiments, memory 410 can be computer equipment 400
Storage inside module, such as the hard disk or memory of the computer equipment 400.In further embodiments, memory 410 can also be with
It is the External memory equipment of computer equipment 400, such as the plug-in type hard disk being equipped in the computer equipment 400, intelligent storage
Block (Smart Media Card, referred to as SMC), secure digital (Secure Digital, referred to as SD) card, flash card
(Flash Card) etc..Certainly, memory 410 can also both including computer equipment 400 storage inside module and also including it
External memory equipment.In the present embodiment, memory 410 commonly used in storage be installed on computer equipment 400 operating system and
Types of applications software, such as the program code of channel of disbursement cut-in method etc..In addition, memory 410 can be also used for temporarily
Store the Various types of data that has exported or will export.
Processor 420 can be central processing unit (Central Processing Unit, abbreviation in some embodiments
For CPU), controller, microcontroller, microprocessor or other data processing chips.The processor 420 is commonly used in control meter
Calculate machine equipment 400 overall operation, such as execute with computer equipment 400 carry out data interaction or communication it is relevant control and
Processing etc..In the present embodiment, program code or processing data of the processor 420 for being stored in run memory 410.
Network interface 430 may include radio network interface or wired network interface, which is commonly used in counting
It calculates to establish between machine equipment 400 and other computer equipments and communicate to connect.For example, network interface 430 is by passing through network by based on
Calculate machine equipment 400 be connected with exterior terminal, between computer equipment 400 and exterior terminal establish data transmission channel and lead to
Letter connection etc..Network can be intranet (Intranet), internet (Internet), global system for mobile communications
(Global System of Mobile communication, referred to as GSM), wideband code division multiple access (Wideband Code
Division Multiple Access, referred to as WCDMA), 4G network, 5G network, bluetooth (Bluetooth), the nothings such as Wi-Fi
Line or cable network.
It should be pointed out that Fig. 4 illustrates only the computer equipment with component 410-430, it should be understood that simultaneously
All components shown realistic are not applied, the implementation that can be substituted is more or less component.
In the present embodiment, the channel of disbursement cut-in method being stored in memory 410 can also be divided into one or
The multiple program modules of person, and it is performed by one or more processors (the present embodiment is processor 420), to complete the present invention.
The present embodiment also provides a kind of computer readable storage medium, and computer readable storage medium is stored thereon with calculating
Machine program, when computer program is executed by processor realize embodiment in channel of disbursement cut-in method the step of.
In the present embodiment, computer readable storage medium include flash memory, hard disk, multimedia card, card-type memory (for example,
SD or DX memory etc.), random access storage device (RAM), static random-access memory (SRAM), read-only memory (ROM),
Electrically erasable programmable read-only memory (EEPROM), programmable read only memory (PROM), magnetic storage, disk, CD
Deng.In some embodiments, computer readable storage medium can be the internal storage unit of computer equipment, such as the calculating
The hard disk or memory of machine equipment.In further embodiments, computer readable storage medium is also possible to the outer of computer equipment
The plug-in type hard disk being equipped in portion's storage equipment, such as the computer equipment, intelligent memory card (Smart Media Card, letter
Referred to as SMC), secure digital (Secure Digital, referred to as SD) card, flash card (Flash Card) etc..Certainly, computer
Readable storage medium storing program for executing can also both including computer equipment internal storage unit and also including its External memory equipment.The present embodiment
In, computer readable storage medium is installed on the operating system and types of applications software of computer equipment, example commonly used in storage
The program code of channel of disbursement cut-in method in such as embodiment.In addition, computer readable storage medium can be also used for temporarily
When store the Various types of data that has exported or will export.
Obviously, those skilled in the art should be understood that each module of the above-mentioned embodiment of the present invention or each step can be with
It is realized with general computing device, they can be concentrated on a single computing device, or be distributed in multiple computing devices
On composed network, optionally, they can be realized with the program code that computing device can perform, it is thus possible to by it
Store and be performed by computing device in the storage device, and in some cases, can be held with the sequence for being different from herein
The shown or described step of row, perhaps they are fabricated to each integrated circuit modules or will be multiple in them
Module or step are fabricated to single integrated circuit module to realize.In this way, the embodiment of the present invention be not limited to it is any specific hard
Part and software combine.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of channel of disbursement cut-in method characterized by comprising
Signal is accessed in response to the channel of disbursement that access side triggers, Current standards is received and enters ginseng, wherein the Current standards enter ginseng
Including name of product, into part channel title and fund mode；
Obtain channel of disbursement allocation list, wherein include entering to join corresponding channel of disbursement with standard in the channel of disbursement allocation list；
It searches to enter to join corresponding current channel of disbursement with the Current standards from the channel of disbursement allocation list；And
The current channel of disbursement is returned into the access side, so that the access side accesses the current channel of disbursement.
2. described the method according to claim 1, wherein it further includes customer information that the Current standards, which enter ginseng,
It further include available objective group's label corresponding with the channel of disbursement in channel of disbursement allocation list, it is described to be configured from the channel of disbursement
It searches to enter to join corresponding current channel of disbursement with the Current standards in table, comprising:
From it is described can be with determining currently available objective group's label corresponding with the customer information in objective group's label；And
According to currently available objective group's label, searched from the channel of disbursement allocation list with the name of product, it is described into
Part channel title and the corresponding current channel of disbursement of the fund three modes.
3. according to the method described in claim 2, it is characterized in that, the method also includes:
According to the customer information, judge whether the access policy has opened an account to the current channel of disbursement；And
If judging, the access policy does not open an account to the current channel of disbursement, returns for prompting the access side to carry out
The information opened an account.
4. according to the method described in claim 3, it is characterized in that, the method also includes:
If judging, the access policy has opened an account to the current channel of disbursement, obtains and binds with the current channel of disbursement
Payment Card so that the access root is paid according to the Payment Card.
5. according to the method described in claim 4, it is characterized in that, the method also includes:
Enter ginseng according to the Current standards and generates pay invoice number；
Obtain the payment result that the access root is paid according to the Payment Card；And
The state of order corresponding with the pay invoice number is updated according to the payment result.
6. a kind of channel of disbursement access system characterized by comprising
Receiving module, the channel of disbursement for triggering in response to access side access signal, receive Current standards and enter ginseng, wherein institute
Stating Current standards to enter ginseng includes name of product, into part channel title and fund mode；
Module is obtained, for obtaining channel of disbursement allocation list, wherein include entering ginseng pair with standard in the channel of disbursement allocation list
The channel of disbursement answered；
Searching module enters to join corresponding current payment canal for searching from the channel of disbursement allocation list with the Current standards
Road；And
First return module, for the current channel of disbursement to be returned to the access side, so that the access side accesses institute
State current channel of disbursement.
7. system according to claim 6, which is characterized in that it further includes customer information that the Current standards, which enter ginseng, described
It further include available objective group's label corresponding with the channel of disbursement in channel of disbursement allocation list, the searching module includes:
Determination unit, for that can be marked from described with currently available objective group corresponding with the customer information is determined in objective group's label
Label；And
Searching unit, for being searched and the production from the channel of disbursement allocation list according to currently available objective group's label
The name of an article claims, is described into part channel title and the corresponding current channel of disbursement of the fund three modes.
8. system according to claim 7, which is characterized in that the system also includes:
Judgment module, for judging whether the access policy has opened the current channel of disbursement according to the customer information
Family；And
Second return module, for returning in the case where judging that the access policy does not open an account to the current channel of disbursement
It is back to the information for prompting the access side to open an account.
9. a kind of computer equipment, can run on a memory and on a processor including memory, processor and storage
Computer program, which is characterized in that the processor executes any for realizing claim 1 to 5 when the computer program
The step of item the method.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program
The step of when being executed by processor for realizing any one of claim 1 to 5 the method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910190652.9A CN110060041A (en) | 2019-03-13 | 2019-03-13 | Channel of disbursement cut-in method, system, computer equipment and readable storage medium storing program for executing |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910190652.9A CN110060041A (en) | 2019-03-13 | 2019-03-13 | Channel of disbursement cut-in method, system, computer equipment and readable storage medium storing program for executing |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN110060041A true CN110060041A (en) | 2019-07-26 |
Family
ID=67316824
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910190652.9A Pending CN110060041A (en) | 2019-03-13 | 2019-03-13 | Channel of disbursement cut-in method, system, computer equipment and readable storage medium storing program for executing |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN110060041A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111145032A (en) * | 2019-11-25 | 2020-05-12 | 泰康保险集团股份有限公司 | Method and device for generating insurance payment page, electronic equipment and readable storage medium |
| CN111222872A (en) * | 2020-01-08 | 2020-06-02 | 口碑(上海)信息技术有限公司 | User piece-entering method, device and system based on payment channel |
| CN113159740A (en) * | 2021-03-11 | 2021-07-23 | 深圳市分期乐网络科技有限公司 | Payment channel determining method and device, electronic equipment and storage medium |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107705118A (en) * | 2017-09-19 | 2018-02-16 | 深圳金融电子结算中心有限公司 | Transaction payment method, system, server and storage medium based on channel route |
| CN107871234A (en) * | 2017-09-25 | 2018-04-03 | 上海壹账通金融科技有限公司 | Electric paying method and application server |
| CN108022087A (en) * | 2017-11-22 | 2018-05-11 | 深圳市牛鼎丰科技有限公司 | payment data processing method, device, storage medium and computer equipment |
| CN109191133A (en) * | 2018-08-22 | 2019-01-11 | 平安普惠企业管理有限公司 | The selection method and terminal device of channel of disbursement |
-
2019
- 2019-03-13 CN CN201910190652.9A patent/CN110060041A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107705118A (en) * | 2017-09-19 | 2018-02-16 | 深圳金融电子结算中心有限公司 | Transaction payment method, system, server and storage medium based on channel route |
| CN107871234A (en) * | 2017-09-25 | 2018-04-03 | 上海壹账通金融科技有限公司 | Electric paying method and application server |
| CN108022087A (en) * | 2017-11-22 | 2018-05-11 | 深圳市牛鼎丰科技有限公司 | payment data processing method, device, storage medium and computer equipment |
| CN109191133A (en) * | 2018-08-22 | 2019-01-11 | 平安普惠企业管理有限公司 | The selection method and terminal device of channel of disbursement |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111145032A (en) * | 2019-11-25 | 2020-05-12 | 泰康保险集团股份有限公司 | Method and device for generating insurance payment page, electronic equipment and readable storage medium |
| CN111222872A (en) * | 2020-01-08 | 2020-06-02 | 口碑(上海)信息技术有限公司 | User piece-entering method, device and system based on payment channel |
| CN113159740A (en) * | 2021-03-11 | 2021-07-23 | 深圳市分期乐网络科技有限公司 | Payment channel determining method and device, electronic equipment and storage medium |
| CN113159740B (en) * | 2021-03-11 | 2024-05-17 | 深圳市分期乐网络科技有限公司 | Payment channel determination method and device, electronic equipment and storage medium |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN109584082A (en) | Settlement of insurance claim method, electronic device and storage medium based on block chain | |
| CN108427581A (en) | System micro services method and terminal device | |
| CN108961026A (en) | Account calculates processing method, device and electronic equipment | |
| CN110060041A (en) | Channel of disbursement cut-in method, system, computer equipment and readable storage medium storing program for executing | |
| CN108256996A (en) | For the single method and system of two partition in credit repaying business | |
| CN110517138A (en) | Intelligent contract processing method, device, computer equipment and storage medium | |
| CN110163634B (en) | Refund method and device based on blockchain and electronic equipment | |
| CN110503564A (en) | Save case processing method, system, equipment and storage medium from damage based on big data | |
| CN104376452A (en) | System and method for managing payment success rate on basis of international card payment channel | |
| CN109801156A (en) | A kind of lending risk management and control method and lending risk management and control equipment | |
| CN110163739A (en) | Pay complaint method, device, server and readable storage medium storing program for executing | |
| CN113935507A (en) | Foreign currency cash exchange reservation method and device based on block chain | |
| CN109389396A (en) | Transportation card account automatic charging method, device, equipment and computer storage medium | |
| CN110009497B (en) | Block chain-based decision method and device and electronic equipment | |
| CN108876388A (en) | A kind of identity identifying method, device and terminal device | |
| CN110610424A (en) | Account system, service terminal, transaction management method and system, device and medium | |
| CN108460034A (en) | Declaration form reinsurance agreement method for inquiring and matching and device | |
| CN108876339B (en) | E-pet transaction method and device based on certificate | |
| CN110390512A (en) | Internet Financial Management method, system, storage medium and equipment | |
| CN109670812A (en) | Method of payment, device, terminal and storage medium | |
| CN108805543A (en) | A kind of method and terminal of output Receiving information | |
| CN110163606B (en) | Refund method and device based on blockchain and electronic equipment | |
| CN108961039A (en) | Transaction processing method, apparatus and system | |
| CN108389132A (en) | Member's right management method, terminal and computer readable storage medium | |
| CN109801060A (en) | Refund shunt method, electronic device, computer equipment and storage medium |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination |