CN115204843A - Mobile banking medical reimbursement method and device - Google Patents
Mobile banking medical reimbursement method and device Download PDFInfo
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- CN115204843A CN115204843A CN202210869388.3A CN202210869388A CN115204843A CN 115204843 A CN115204843 A CN 115204843A CN 202210869388 A CN202210869388 A CN 202210869388A CN 115204843 A CN115204843 A CN 115204843A
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Abstract
The invention discloses a mobile banking medical reimbursement method and a mobile banking medical reimbursement device, which can be used in the technical field of mobile interconnection and comprise the following steps: receiving medical reimbursement application information submitted by a user, establishing mutual trust with a server of a hospital corresponding to a hospital identification, obtaining a token from the server of the hospital, sending a medical reimbursement information inquiry request to the server of the hospital corresponding to the hospital identification by adopting the token, obtaining medical reimbursement information, generating medical reimbursement service information according to the medical reimbursement information, and sending the medical reimbursement service information to a reimbursement server. According to the invention, after mutual trust is established between the mobile phone bank and the hospital server, medical reimbursement information can be inquired from the hospital, and the medical reimbursement service information is sent to the reimbursement server through the mobile phone bank, so that the reimbursement process can be conveniently completed through the mobile phone bank, the medical reimbursement efficiency is improved, and the user experience is improved.
Description
Technical Field
The invention relates to the technical field of mobile interconnection, in particular to a mobile banking medical reimbursement method and device.
Background
At present, when a user reimburses commercial insurance, the user needs to manually provide material certificates such as medical records, invoices and the like, and then the materials are handed to an insurance company for reimbursement. The process of reimbursement is time-consuming and laborious, convenient reimbursement cannot be realized, and the experience of customers is seriously influenced.
In summary, there is a need for a method for medical reimbursement in mobile banking, which is used to solve the above problems in the prior art.
Disclosure of Invention
The embodiment of the invention provides a mobile banking medical reimbursement method, which is used for conveniently completing reimbursement processes through a mobile banking and improving medical reimbursement efficiency and comprises the following steps:
receiving medical reimbursement application information submitted by a user; the medical reimbursement application information comprises a hospital identification;
establishing mutual trust with a server of the hospital corresponding to the hospital identification and obtaining a token from the server of the hospital;
sending a medical reimbursement information query request to a server of the hospital corresponding to the hospital identification by adopting the token to obtain medical reimbursement information; the medical reimbursement information is generated by a server of the hospital according to the visit information of the user;
generating medical reimbursement service information according to the medical reimbursement information; the medical reimbursement business information is a visit certificate for reimbursement;
and sending the medical reimbursement service information to a reimbursement server.
The embodiment of the invention also provides a mobile banking medical reimbursement device, which is used for conveniently completing reimbursement processes through mobile banking and improving medical reimbursement efficiency, and comprises the following components:
the acquisition module is used for receiving medical reimbursement application information submitted by a user; the medical reimbursement application information comprises a hospital identification;
the processing module is used for establishing mutual trust with the server of the hospital corresponding to the hospital identifier and obtaining a token from the server of the hospital; sending a medical reimbursement information query request to a server of the hospital corresponding to the hospital identification by adopting the token to obtain medical reimbursement information; the medical reimbursement information is generated by a server of the hospital according to the visit information of the user; generating medical reimbursement service information according to the medical reimbursement information; the medical reimbursement business information is a visit certificate for reimbursement; and sending the medical reimbursement service information to a reimbursement server.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor executes the computer program to realize the mobile phone bank medical reimbursement method.
The embodiment of the invention also provides a computer readable storage medium, wherein a computer program is stored in the computer readable storage medium, and when the computer program is executed by a processor, the mobile banking medical reimbursement method is realized.
The embodiment of the invention also provides a computer program product, which comprises a computer program, and when the computer program is executed by a processor, the mobile banking medical reimbursement method is realized.
In the embodiment of the invention, medical reimbursement application information submitted by a user is received, the medical reimbursement application information comprises a hospital identification, mutual trust is established between a server of a hospital corresponding to the hospital identification and a token from the server of the hospital is obtained, a medical reimbursement information query request is sent to the server of the hospital corresponding to the hospital identification by the token to obtain medical reimbursement information, medical reimbursement business information is generated according to the medical reimbursement information and sent to a reimbursement server.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
FIG. 1 is a schematic flow chart of a method for medical reimbursement through a mobile banking system according to the present invention;
FIG. 2 is a schematic flow chart of a mobile banking medical reimbursement method provided by the present invention;
FIG. 3 is a schematic flow chart of a method for medical reimbursement through a mobile banking system according to the present invention;
FIG. 4 is a schematic flow chart of a method for medical reimbursement through a mobile banking system according to the present invention;
FIG. 5 is a schematic flow chart of a method for medical reimbursement through a mobile banking system according to the present invention;
fig. 6 is a schematic structural diagram of the mobile banking medical reimbursement device provided by the invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
Fig. 1 is a schematic flow chart corresponding to a mobile banking medical reimbursement method provided in an embodiment of the present invention, as shown in fig. 1, the method includes:
It should be noted that the medical reimbursement application information includes a hospital identifier, and the medical reimbursement application information is sent by the user through a mobile banking.
In the embodiment of the invention, after the user selects the hospital, the medical reimbursement application information is sent to the bank server through the mobile banking.
For example, the user finds the medical reimbursement function module at a mobile banking client, clicks "medical reimbursement" and selects a hospital.
And 102, establishing mutual trust with a server of the hospital corresponding to the hospital identification and obtaining a token from the server of the hospital.
Note that the Token is a string generated by the server.
And 103, sending a medical reimbursement information inquiry request to a server of the hospital corresponding to the hospital identification by using the token to obtain medical reimbursement information.
The medical reimbursement information is generated by the server of the hospital based on the visit information of the user.
In one possible implementation, the medical reimbursement information includes medical records, prescriptions, invoices, and exam reports for the user.
And 104, generating medical reimbursement service information according to the medical reimbursement information.
The medical reimbursement service information is a visit certificate for reimbursement.
And 105, sending the medical reimbursement service information to a reimbursement server.
In the embodiment of the invention, after receiving the medical reimbursement service information, the reimbursement service terminal, such as an insurance company, checks the information, agrees to reimbursement and transfers accounts if the information is successfully checked, and reimbursement is finished.
According to the scheme, after the user establishes mutual trust between the mobile phone bank and the server of the hospital, the medical reimbursement information can be inquired from the hospital, and the medical reimbursement business information is sent to the reimbursement server side through the mobile phone bank, so that the reimbursement process can be conveniently completed through the mobile phone bank, the medical reimbursement efficiency is improved, and the user experience is improved.
In step 102, the step flow of the embodiment of the present invention is shown in fig. 2, and specifically includes the following steps:
It should be noted that the mutually trusted request includes the first character string and the user identifier.
In one possible implementation, the first string includes a bank identification.
For example, the bank identifier of bank a is ABC, and then qweasd is randomly generated, and the first character string is ABCqweasd.
It should be noted that the user information query request includes the second character string and the user identifier.
In the embodiment of the invention, after receiving the mutual trust request, the server of the hospital sends the user information inquiry request and inquires the user information from the mobile phone bank.
And step 203, if the first character string is the same as the second character string, sending the user information corresponding to the user identifier to a server of the hospital so that the server of the hospital checks the user information.
In one possible implementation, the user information includes a name, a certificate type, and a certificate number.
It should be noted that the user information may also include a mobile phone number and the like, which is not specifically limited in this embodiment of the present invention.
And step 204, if the token from the server of the hospital is received within the preset time period, the mutual trust is successful.
In the embodiment of the invention, after receiving the user information, the server of the hospital checks the received user information with the user information stored in the hospital, and if the user information passes the check, a token is returned to the bank server, and mutual trust is successful.
According to the scheme, the mobile phone bank and the hospital server establish mutual trust, so that the mobile phone bank can inquire medical reimbursement information from the hospital, and the reimbursement safety is improved.
In step 104, the process flow of the steps in the embodiment of the present invention is shown in fig. 3, which specifically includes the following steps:
and 301, acquiring a pre-stored reimbursement template.
In one possible embodiment, the types of pre-stored reimbursement templates include a medical history template type, a prescription template type, an invoice template type, and an exam-report template type.
In the embodiment of the invention, the medical reimbursement information is classified and input into the corresponding reimbursement templates.
In one possible implementation mode, after the medical reimbursement service information is obtained, the medical reimbursement service information is displayed to the user at the client side of the mobile banking.
According to the scheme, the medical reimbursement service information is obtained by inputting the medical reimbursement information into the pre-stored reimbursement template, and the efficiency and accuracy of generating the medical reimbursement service information are improved.
After generating the medical reimbursement service information according to the medical reimbursement information, the embodiment of the invention has the following steps as shown in fig. 4:
It should be noted that the reimbursement confirmation request is sent after the user successfully checks the medical reimbursement service information; the reimbursement confirmation request includes a bank card identification.
In the embodiment of the invention, after receiving the medical reimbursement service information and the bank card identification, the reimbursement server, such as an insurance company, checks the information, agrees to reimburse and transfers the reimbursement to the bank card corresponding to the bank card identification if the information is successfully checked, and the reimbursement is finished.
Above-mentioned scheme sends medical reimbursement service information to reimbursement server through mobile banking to through mobile banking can be convenient the completion reimbursement flow, improved medical reimbursement efficiency, promoted user experience.
A specific embodiment is given below to illustrate a specific application of the mobile banking medical reimbursement method in the embodiment of the present invention. In this embodiment, as shown in fig. 5, the medical reimbursement is performed according to the following steps:
In the embodiment of the invention, after a user logs in a mobile phone bank, the mobile phone bank judges whether the user is a real-name authentication user, and if the user is the real-name authentication user, the subsequent medical reimbursement operation is allowed; and if the user is a non-real-name authentication user, guiding the user to perform real-name authentication, and performing medical reimbursement operation after authentication.
In the embodiment of the invention, when the user selects the hospital for reimbursement, the mobile banking sends the first character string and the user identification to the server of the hospital.
After receiving the first character string and the user identification, the server of the hospital queries user information in a mobile phone bank through the first character string and the user identification, the mobile phone bank checks the first character string, and after the first character string and the user identification are checked, the server of the hospital sends the user information to the server of the hospital.
After receiving the user information sent by the mobile phone bank, the server of the hospital checks the user information sent by the mobile phone bank with the user information stored by the server of the hospital, and if the user information is successfully checked, a token is returned to the mobile phone bank to complete the mutual trust process.
In the embodiment of the invention, after the mobile phone bank establishes mutual trust with the server of the hospital, the mobile phone bank inquires medical reimbursement information of a user, such as medical records, prescriptions, invoices, examination reports and the like, from the hospital end, converts the medical reimbursement information into an electronic picture and displays the electronic picture to the user.
In the embodiment of the invention, the mobile phone bank inquires all bank cards under the name of the user for the user to select.
And 505, the user initiates a reimbursement request through a mobile phone bank and sends the medical reimbursement service information to a reimbursement server.
It should be noted that the medical reimbursement service information is generated by the mobile banking according to the medical reimbursement information.
After selecting a bank card for reimbursement, the user initiates an reimbursement request through a mobile phone bank, medical reimbursement business information is sent to the reimbursement server, the reimbursement server checks the information after receiving the reimbursement request, if the checking is successful, the user agrees to the claim and notifies the user of the claim result in a short message form.
According to the scheme, after the user real-name authentication is passed, the mobile phone bank establishes mutual trust with a server of a hospital, then inquires medical reimbursement information of the user from a hospital end, and sends the medical reimbursement business information to a reimbursement server end, and efficient and safe medical reimbursement is completed through the mobile phone bank.
The embodiment of the invention also provides a mobile banking medical reimbursement device, which is described in the following embodiment. As shown in fig. 6, the apparatus includes:
the acquisition module 601 is used for receiving medical reimbursement application information submitted by a user; the medical reimbursement application information comprises a hospital identification;
the processing module 602 is configured to establish mutual trust with a server of the hospital corresponding to the hospital identifier and obtain a token from the server of the hospital; sending a medical reimbursement information query request to a server of the hospital corresponding to the hospital identification by adopting the token to obtain medical reimbursement information; the medical reimbursement information is generated by a server of the hospital according to the visit information of the user; generating medical reimbursement service information according to the medical reimbursement information; the medical reimbursement service information is a medical attendance voucher for reimbursement; and sending the medical reimbursement service information to a reimbursement server.
In this embodiment of the present invention, the processing module 602 is specifically configured to:
sending a mutual trust request to a server of the hospital corresponding to the hospital identification; the mutual trust request comprises a first character string and a user identification;
receiving a user information query request from a server of a hospital; the user information query request comprises a second character string and the user identification;
if the first character string is the same as the second character string, sending the user information corresponding to the user identification to a server of the hospital so that the server of the hospital checks the user information;
and if the token from the server of the hospital is received within the preset time period, the mutual trust is successful.
In this embodiment of the present invention, the processing module 602 is specifically configured to:
acquiring a pre-stored reimbursement template;
and inputting the medical reimbursement information into a prestored reimbursement template to obtain medical reimbursement service information.
In this embodiment of the present invention, the processing module 602 is further configured to:
after generating medical reimbursement service information according to the medical reimbursement information, acquiring a reimbursement confirmation request from a user; the reimbursement confirmation request is sent after the user successfully checks the medical reimbursement service information; the reimbursement confirmation request comprises a bank card identifier;
in this embodiment of the present invention, the processing module 602 is specifically configured to:
and sending the bank card identification and the medical reimbursement service information to a reimbursement server so that the reimbursement server transfers the money to the bank card corresponding to the bank card identification after checking the medical reimbursement service information.
In this embodiment of the present invention, the processing module 602 is specifically configured to:
the medical reimbursement information includes a user's medical history, prescription, invoice, and exam report.
In this embodiment of the present invention, the processing module 602 is specifically configured to:
the user information includes a name, a certificate type, and a certificate number.
Because the principle of solving the problems of the device is similar to the mobile phone bank medical reimbursement method, the implementation of the device can refer to the implementation of the mobile phone bank medical reimbursement method, and repeated parts are not described again.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can be run on the processor, wherein the processor realizes the mobile phone bank medical reimbursement method when executing the computer program.
The embodiment of the invention also provides a computer readable storage medium, wherein a computer program is stored in the computer readable storage medium, and when the computer program is executed by a processor, the mobile banking medical reimbursement method is realized.
The embodiment of the invention also provides a computer program product, which comprises a computer program, and when the computer program is executed by a processor, the mobile banking medical reimbursement method is realized.
In the embodiment of the invention, medical reimbursement application information submitted by a user is received, the medical reimbursement application information comprises a hospital identification, mutual confidence is established between the server of the hospital corresponding to the hospital identification and a token from the server of the hospital is obtained, a medical reimbursement information inquiry request is sent to the server of the hospital corresponding to the hospital identification by the token to obtain the medical reimbursement information, medical reimbursement business information is generated according to the medical reimbursement information, and the medical reimbursement business information is sent to a reimbursement server.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention has been described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are provided to further explain the objects, technical solutions and advantages of the present invention in detail, and it should be understood that the above-mentioned embodiments are only examples of the present invention and should not be used to limit the scope of the present invention, and any modifications, equivalents, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Claims (11)
1. A mobile banking medical reimbursement method is characterized by being applied to mobile banking and comprising the following steps:
receiving medical reimbursement application information submitted by a user; the medical reimbursement application information comprises a hospital identification;
establishing mutual trust with a server of the hospital corresponding to the hospital identification and obtaining a token from the server of the hospital;
sending a medical reimbursement information query request to a server of the hospital corresponding to the hospital identification by adopting the token to obtain medical reimbursement information; the medical reimbursement information is generated by a server of the hospital according to the visit information of the user;
generating medical reimbursement service information according to the medical reimbursement information; the medical reimbursement service information is a medical attendance voucher for reimbursement;
and sending the medical reimbursement service information to a reimbursement server.
2. The mobile banking medical reimbursement method according to claim 1, wherein establishing mutual trust with the server of the hospital corresponding to the hospital identification and obtaining the token from the server of the hospital comprises:
sending a mutual trust request to a server of the hospital corresponding to the hospital identification; the mutual trust request comprises a first character string and a user identification;
receiving a user information query request from a server of a hospital; the user information query request comprises a second character string and the user identification;
if the first character string is the same as the second character string, sending the user information corresponding to the user identification to a server of the hospital so that the server of the hospital checks the user information;
and if the token from the server of the hospital is received within the preset time period, the mutual trust is successful.
3. The mobile banking medical reimbursement method of claim 1, wherein generating medical reimbursement business information based on the medical reimbursement information comprises:
acquiring a pre-stored reimbursement template;
and inputting the medical reimbursement information into a prestored reimbursement template to obtain medical reimbursement service information.
4. The method for medical reimbursement at mobile banking of claim 1, wherein after generating the medical reimbursement service information from the medical reimbursement information, further comprising:
acquiring a reimbursement confirmation request from a user; the reimbursement confirmation request is sent after the user successfully checks the medical reimbursement service information; the reimbursement confirmation request comprises a bank card identifier;
the medical reimbursement service information is sent to an reimbursement server side, and the method comprises the following steps:
and sending the bank card identification and the medical reimbursement service information to a reimbursement server so that the reimbursement server transfers the money to the bank card corresponding to the bank card identification after checking the medical reimbursement service information.
5. The mobile banking medical reimbursement method of claim 1, wherein the medical reimbursement information includes medical records, prescriptions, invoices, and examination reports of the user.
6. The mobile banking medical reimbursement method of claim 2, wherein the user information includes a name, a certificate type, and a certificate number.
7. The utility model provides a cell-phone bank medical treatment reimbursement device which characterized in that, is applied to cell-phone bank, includes:
the acquisition module is used for receiving medical reimbursement application information submitted by a user; the medical reimbursement application information comprises a hospital identification;
the processing module is used for establishing mutual trust with the server of the hospital corresponding to the hospital identifier and obtaining a token from the server of the hospital; sending a medical reimbursement information query request to a server of the hospital corresponding to the hospital identification by adopting the token to obtain medical reimbursement information; the medical reimbursement information is generated by a server of the hospital according to the visit information of the user; generating medical reimbursement service information according to the medical reimbursement information; the medical reimbursement business information is a visit certificate for reimbursement; and sending the medical reimbursement service information to a reimbursement server.
8. The mobile banking medical reimbursement device of claim 7, wherein the processing module is specifically configured to:
sending a mutual trust request to a server of the hospital corresponding to the hospital identification; the mutual trust request comprises a first character string and a user identification;
receiving a user information query request from a server of a hospital; the user information query request comprises a second character string and the user identification;
if the first character string is the same as the second character string, sending the user information corresponding to the user identification to a server of the hospital so that the server of the hospital checks the user information;
and if the token from the server of the hospital is received within the preset time period, the mutual trust is successful.
9. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any of claims 1 to 6 when executing the computer program.
10. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program which, when executed by a processor, implements the method of any of claims 1 to 6.
11. A computer program product, characterized in that the computer program product comprises a computer program which, when being executed by a processor, carries out the method of any one of claims 1 to 6.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202210869388.3A CN115204843A (en) | 2022-07-22 | 2022-07-22 | Mobile banking medical reimbursement method and device |
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| Application Number | Priority Date | Filing Date | Title |
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| CN202210869388.3A CN115204843A (en) | 2022-07-22 | 2022-07-22 | Mobile banking medical reimbursement method and device |
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| CN115204843A true CN115204843A (en) | 2022-10-18 |
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| CN202210869388.3A Pending CN115204843A (en) | 2022-07-22 | 2022-07-22 | Mobile banking medical reimbursement method and device |
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