CN114782155A

CN114782155A - Service processing method, device, equipment and medium

Info

Publication number: CN114782155A
Application number: CN202210440164.0A
Authority: CN
Inventors: 汪颖毅
Original assignee: China Construction Bank Corp
Current assignee: China Construction Bank Corp
Priority date: 2022-04-25
Filing date: 2022-04-25
Publication date: 2022-07-22

Abstract

The present application relates to the field of data processing technologies, and in particular, to a method, an apparatus, a device, and a medium for processing a service. The method is used for solving the problem that a certain special fund can be used for other purposes in the prior art. In the embodiment of the application, the electronic device pre-stores the posting information corresponding to each payment purpose of each user account with each identification information, determines the first payment purpose carried in the expense instruction and the first posting information corresponding to the first identification information of the user account after receiving the expense instruction, and determines whether to update the first posting information by adopting a processing mode corresponding to the type of the instruction carried in the expense instruction, so that funds for a certain purpose can be prevented from being used for other purposes, and the funds for any purpose can be accurately used for the corresponding purpose.

Description

Service processing method, device, equipment and medium

Technical Field

The present application relates to the field of data processing technologies, and in particular, to a method, an apparatus, a device, and a medium for processing a service.

Background

Due to the need of business management in banks, there may be some businesses in banks that need special payment.

In the prior art, money can only be deposited or taken through a user account, a certain special fund is possibly used for other purposes, and the purpose that each special fund is used for the corresponding purpose is not achieved.

Disclosure of Invention

The embodiment of the application provides a service processing method, a device, equipment and a medium, which are used for solving the problem that a certain special fund is possibly used for other purposes in the prior art.

In a first aspect, an embodiment of the present application provides a service processing method, where the method includes:

receiving an expense instruction, and acquiring a first money purpose, first identification information of a user account and an instruction type which are carried in the expense instruction;

according to pre-stored posting information corresponding to each payment use of each user account with each identification information, determining first posting information of the first payment use of the user account with the first identification information;

and determining whether to update the first posting information or not by adopting a processing mode corresponding to the instruction type.

Further, the method further comprises:

receiving a posting instruction, and acquiring a second payment purpose, second identification information of a user account and second posting information carried in the posting instruction;

judging whether the pre-stored identification information of the user account contains the second identification information or not;

if so, adding the second money usage for the user account of the second identification information, and adding the second posting information corresponding to the second money usage;

if not, adding the corresponding relation among the user account of the second identification information, the second money application and the second posting information in the pre-stored posting information corresponding to each money application of the user account of each identification information.

Further, if the instruction type is an account cancellation type, determining whether to update the first account entry information by using a processing mode corresponding to the instruction type includes:

acquiring the occurrence amount carried in the expense instruction, and acquiring the non-reimbursement amount included in the first posting information;

and if the occurrence amount is smaller than the non-reimbursement amount, determining a target non-reimbursement amount according to the difference between the non-reimbursement amount and the occurrence amount, and updating the non-reimbursement amount contained in the first posting information by adopting the target non-reimbursement amount.

Further, if the instruction type is an account cancellation type, determining whether to update the first posting information by using a processing mode corresponding to the instruction type includes:

acquiring the occurrence amount carried in the expense instruction, and acquiring the unsettled amount, the posting amount and the reimbursed times included in the first posting information;

if the sum of the occurrence amount and the non-reimbursed amount is smaller than the posting amount and the reimbursed times is not a first preset value, determining a target non-reimbursed amount according to the non-reimbursed amount and the sum of the occurrence amount; and updating the unsettled amount contained in the first posting information by adopting the target unsettled amount.

Further, if the instruction type is an account posting and charging type, determining whether to update the first account posting information by using a processing mode corresponding to the instruction type includes:

acquiring the unsettled amount, the posting amount and the reimbursed times contained in the first posting information;

and if the unsettled amount is equal to the posting amount and the posting times are equal to a second preset value, deleting the first posting information.

Further, the method further comprises:

and if the first posting information is determined not to be updated, outputting preset reminding information.

Further, the method further comprises:

and updating the reimbursed times included in the first posting information.

In a second aspect, an embodiment of the present application further provides a service processing apparatus, where the apparatus includes:

the receiving and obtaining module is used for receiving a expense instruction, and obtaining a first money purpose, first identification information of a user account and an instruction type which are carried in the expense instruction;

the determining module is used for determining first posting information of the first payment purpose of the user account with the first identification information according to pre-stored posting information corresponding to each payment purpose of the user account with each identification information;

and the processing module is used for determining whether to update the first posting information or not by adopting a processing mode corresponding to the instruction type.

Further, the processing module is further configured to receive an account entry instruction, and obtain a second money purpose, second identification information of the user account, and second account entry information that are carried in the account entry instruction; judging whether the pre-stored identification information of the user account contains the second identification information or not; if so, adding the second money usage for the user account of the second identification information, and adding the second posting information corresponding to the second money usage; if not, adding the corresponding relation among the user account of the second identification information, the second money application and the second posting information in the pre-stored posting information corresponding to each money application of the user account of each identification information.

Further, the processing module is specifically configured to, if the instruction type is an account cancellation type, obtain an amount of occurrence carried in the expense instruction, and obtain an amount of non-account cancellation included in the first posting information; and if the occurrence amount is smaller than the unsettled amount, determining a target unsettled amount according to the difference between the unsettled amount and the occurrence amount, and updating the unsettled amount contained in the first posting information by adopting the target unsettled amount.

Further, the processing module is specifically configured to, if the instruction type is an account cancellation type, obtain an amount of occurrence carried in the expense instruction, and obtain an unsettled amount, an account amount, and an account cancelled number of times included in the first account information; if the sum of the occurrence amount and the non-reimbursed amount is smaller than the posting amount and the reimbursed times is not a first preset value, determining a target non-reimbursed amount according to the non-reimbursed amount and the sum of the occurrence amount; and updating the unsettled amount contained in the first posting information by adopting the target unsettled amount.

Further, the processing module is specifically configured to, if the instruction type is an account posting and reconciliation type, obtain an unsettled amount, an account posting amount, and a number of cancelled accounts included in the first account posting information; and if the unsettled amount is equal to the posting amount and the reimbursed times are equal to a second preset value, deleting the first posting information.

Further, the processing module is further configured to output preset reminding information if it is determined that the first posting information is not updated.

Further, the processing module is further configured to update the reimbursed times included in the first posting information.

In a third aspect, an embodiment of the present application further provides an electronic device, where the electronic device at least includes a processor and a memory, and the processor is configured to implement the steps of the service processing method according to any one of the above descriptions when executing the computer program stored in the memory.

In a fourth aspect, an embodiment of the present application further provides a computer-readable storage medium, which stores a computer program, and when the computer program is executed by a processor, the computer program implements the steps of the service processing method according to any one of the foregoing descriptions.

In a fifth aspect, an embodiment of the present application further provides a computer program product, where the computer program product includes: computer program code which, when run on a computer, causes the computer to perform the steps of the business process method as in any one of the above.

In the embodiment of the application, the electronic device receives an expense instruction, and obtains a first money purpose, first identification information of a user account and an instruction type which are carried in the expense instruction, the electronic device determines first entry information corresponding to the first money purpose of the user account of the first identification information according to pre-stored entry information corresponding to each money user of the user account of each identification information, and determines whether to update the first entry information by adopting a processing mode corresponding to the instruction type carried in the expense instruction. In the embodiment of the application, the electronic device pre-stores the posting information corresponding to each money purpose of each user account with each identification information, and after receiving the expense instruction, the electronic device determines the first money purpose carried in the expense instruction and the first posting information corresponding to the first identification information of the user account, and determines whether to update the first posting information by adopting a processing mode corresponding to the type of the instruction carried in the expense instruction, so that funds for a certain purpose can be prevented from being used for other purposes, and the funds for any purpose can be accurately used for the corresponding purpose.

Drawings

In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.

Fig. 1 is a schematic view of a service processing process provided in an embodiment of the present application;

fig. 2 is a schematic structural diagram of a service processing apparatus according to an embodiment of the present application;

fig. 3 is a schematic structural diagram of an electronic device according to an embodiment of the present application.

Detailed Description

The present application will now be described more fully hereinafter with reference to the accompanying drawings, in which some, but not all embodiments of the invention are shown. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.

In the embodiment of the application, the electronic device receives an expense instruction, acquires a first payment purpose, first identification information of a user account and an instruction type which are carried in the expense instruction, determines first posting information corresponding to the first payment purpose of the user account of the first identification information according to pre-stored posting information corresponding to each payment user of the user account of each identification information, and determines whether to update the first posting information by adopting a processing mode corresponding to the instruction type carried in the expense instruction.

In order to implement exclusive use, embodiments of the present application provide a service processing method, apparatus, device, and medium.

Example 1:

fig. 1 is a schematic view of a service processing process provided in an embodiment of the present application, where the process includes the following steps:

s101: and receiving an expense instruction, and acquiring a first payment purpose, first identification information of a user account and an instruction type which are carried in the expense instruction.

The service processing method provided by the embodiment of the application is applied to the electronic equipment, and the electronic equipment can be intelligent equipment such as a PC (personal computer) or a server.

In the embodiment of the application, when there is a need to take out money for a certain money purpose, a counter worker inputs a first money purpose, first identification information of a user account, and an instruction type through a preset page of a device used by the counter worker, and clicks a preset button, for example, a "submit" button, so that the electronic device can obtain a payment instruction carrying the first money purpose, the first identification information of the user account, and the instruction type. The electronic device may be a device used by a counter staff member or a device having a connection relationship with a device used by a counter staff member.

After receiving the expense instruction, the electronic device obtains a first money purpose carried in the expense instruction, first identification information of the user account and an instruction type. The use of the money is the specific use of the corresponding fund, the identification information of the user account can be the bank card number of the user or the bankbook number of the bankbook, and the instruction type comprises an account cancellation type, an account entry correction type and an account cancellation correction type.

S102: and determining first posting information of the first money usage of the user account of the first identification information according to pre-stored posting information corresponding to each money usage of the user account of each identification information.

In order to realize exclusive use of a special payment, in the embodiment of the application, a plurality of user accounts with identification information are pre-stored in the electronic device, and each user account with identification information may have posting information corresponding to a plurality of payment purposes. The posting information is information recorded when the corresponding fund is posted, and may include a posting amount, a posting time, and the like.

After the electronic device obtains the first payment purpose carried in the expense instruction and the first identification information of the user account, the electronic device obtains the posting information corresponding to the first payment purpose of the user account of the first identification information from the pre-stored posting information corresponding to each payment purpose of the user account of each identification information, and determines that the posting information is the first posting information.

S103: and determining whether to update the first posting information or not by adopting a processing mode corresponding to the instruction type.

In the embodiment of the application, the electronic device stores a corresponding processing mode for each instruction type, and after acquiring the first posting information, the electronic device acquires the processing mode corresponding to the instruction type carried in the expense instruction, and determines whether to update the first posting information according to the processing mode.

The processing manner may be to determine the number of times of account reimbursement carried in the expense instruction, and determine whether the number of times of account reimbursement is smaller than a preset value, where the preset value may be a larger value preset by the service staff, for example, 10, to prevent the fund for the first payment purpose from being taken out from the user account of the first identification information for multiple times, and if the number of times of account reimbursement is not smaller than the preset value, it is determined that the first account entry information is not updated, and if the number of times of account reimbursement is smaller than the preset value, it is determined that the first account entry information is updated.

It should be noted that, in the embodiments of the present application, the processes of obtaining, using, and processing information such as the use of money, the identification information of a user account, and the posting information all conform to relevant regulations of laws and regulations.

In the embodiment of the application, the electronic device pre-stores the posting information corresponding to each payment purpose of each user account with each identification information, determines the first payment purpose carried in the expense instruction and the first posting information corresponding to the first identification information of the user account after receiving the expense instruction, and determines whether to update the first posting information by adopting a processing mode corresponding to the type of the instruction carried in the expense instruction, so that funds for a certain purpose can be prevented from being used for other purposes, and the funds for any purpose can be accurately used for the corresponding purpose.

Example 2:

in order to implement exclusive use, on the basis of the foregoing embodiment, in an embodiment of the present application, the method further includes:

judging whether the second identification information is contained in the pre-stored identification information of the user account;

if yes, adding the second money usage for the user account of the second identification information, and adding the second posting information corresponding to the second money usage;

In the embodiment of the application, when a user has a need to deposit funds with a certain fixed use, a counter staff enters a second use of money, second identification information of a user account and second deposit information through a page corresponding to a device deposit used by the counter staff, and clicks a preset button, for example, a "submit" button, so that the electronic device can obtain a deposit instruction carrying the second use of money, the second identification information of the user account and the second deposit information. The posting instruction may also be referred to as a posting instruction. And after receiving the posting instruction, the electronic equipment acquires the second money purpose, the second identification information of the user account and the second posting information carried in the posting instruction.

After acquiring the second money usage carried in the posting instruction, the second identification information of the user account and the second posting information, the electronic device judges whether the pre-stored identification information of the user account contains the user account of the second identification information, and if the identification information of the user account does not contain the user account of the second identification information, the electronic device increases the corresponding relation among the user account of the second identification information, the second money usage and the second posting information in the posting information corresponding to each money usage of each pre-stored user account of each identification information. If the identification information of the user account comprises the user account with the second identification information, the electronic device increases a second money usage for the user account with the second identification information, and increases corresponding second account entry information corresponding to the second money usage.

Wherein, the posting information corresponding to each payment purpose of the user account of each identification information can be saved in the hang-up register of the electronic device. In a possible implementation manner, each institution corresponds to an electronic device, where each institution may be a specific branch of a bank, when a user transacts an account entry service at a certain institution, the corresponding relationship between the user account of the corresponding second identification information, the second money usage, and the second account entry information is stored in a registration book of the electronic device corresponding to the institution, and if a certain institution is withdrawn, the registration book of the electronic device of the withdrawn institution may be migrated to a registration book of a preset electronic device, where the preset electronic device is an electronic device of another institution that has a connection relationship with the electronic device of the withdrawn institution in advance.

In a possible implementation manner, an overhead account number corresponding to each money purpose of the user account having each identification information may be stored in the electronic device, and entry information corresponding to each overhead account number is stored, after the first identification information and the first money purpose are obtained, the electronic device may obtain, from the overhead account numbers corresponding to each money purpose of the user account having each identification information, a first overhead account number corresponding to the first money purpose of the user account having the first identification information, and obtain, from a correspondence relationship between each stored overhead account number and entry information, first entry information corresponding to the first overhead account number.

Specifically, the overhead account number corresponding to each payment use of the user account of each identification information in the electronic device, and the posting information corresponding to each overhead account number may be stored in the following manner: after receiving the posting instruction, the electronic device can generate a corresponding second overhead account number according to the time of receiving the posting instruction. Specifically, when the equipment used by the counter staff sends the check-in instruction to the electronic equipment, the province line number pre-configured in the equipment used by the counter staff can be carried in the check-in instruction and sent to the electronic equipment, and the electronic equipment can determine the second overhead account number according to the time when the check-in instruction is received and the province line number carried in the check-in instruction. The posting and canceling account numbers corresponding to each posting instruction are unique, so that when the posting and canceling account numbers corresponding to each posting instruction are determined, if more than one posting instruction carrying the same provincial number is received at the same time, the electronic equipment can also sequence the posting instructions carrying the same provincial number received at the same time, and determine a second posting and canceling account number according to the sequence after sequencing, the time of receiving the posting instructions and the provincial numbers carried in the posting instructions.

The electronic equipment increases the corresponding relation between the second overhead account number and the second posting information in the corresponding relation between the pre-stored overhead account number and the posting information, and judges whether the pre-stored identification information of the user account contains the user account of the second identification information or not; if the user account does not contain the second identification information, the electronic device adds the corresponding relation among the user account of the second identification information, the second money application and the second overhead account number in the overhead account number corresponding to each money application of the user account of each identification information which is stored in advance. And if the user account contains the second identification information, the electronic equipment increases a second money usage for the user account with the second identification information, and increases a second account number corresponding to the second money usage.

Example 3:

to implement exclusive use, on the basis of the foregoing embodiments, in this application embodiment, if the instruction type is an account cancellation type, determining whether to update the first posting information by using a processing manner corresponding to the instruction type includes:

and if the occurrence amount is not larger than the unsettled amount, determining a target unsettled amount according to the difference between the unsettled amount and the occurrence amount, and updating the unsettled amount contained in the first posting information by adopting the target unsettled amount.

In this embodiment, if the type of the instruction carried in the expense instruction is a reimbursement type, it indicates that the user has a need to withdraw the fund for the first payment purpose in the user account of the first identification information, and in order to avoid that the withdrawn amount is greater than the remaining amount of the fund for the first payment purpose in the user account of the first identification information, the electronic device obtains an occurrence amount carried in the expense instruction, where the occurrence amount is an amount that the user wants to withdraw, and obtains an unsettled amount included in the first posting information, where the unsettled amount is the remaining amount of the fund for the first payment purpose in the user account of the first identification information.

After the electronic equipment acquires the occurrence amount and the non-reimbursement amount, the electronic equipment judges whether the occurrence amount is not greater than the non-reimbursement amount, if the occurrence amount is not greater than the non-reimbursement amount, the fact that the taken out amount is not greater than the remaining amount of the fund for the first payment in the user account with the first identification information is shown, the target non-reimbursement amount is determined according to the difference value between the non-reimbursement amount and the occurrence amount, and the non-reimbursement amount contained in the first posting information is updated by the target non-reimbursement amount. Specifically, the difference between the unsettled amount and the occurrence amount may be determined as the target unsettled amount.

In this embodiment of the application, when acquiring the first posting information, in order to avoid that the first posting information is changed due to other reasons, the electronic device may acquire the first posting information from the posting information corresponding to each money purpose of each user account of each piece of identification information that is saved in advance, and lock the first posting information, which is equivalent to locking the first posting information.

In the embodiment of the application, if the pre-stored identification information of the user account does not include the user account of the first identification information, or the first money purpose carried in the expense instruction is not included in the money purpose corresponding to the user account of the first identification information, the electronic device outputs the preset information to remind the counter staff. For example, the preset information may be "the input information is wrong, please re-input". If the electronic device is a device having a connection relationship with a device used by a counter staff member, the electronic device may transmit preset information to the device used by the counter staff member, and the device used by the counter staff member displays the preset information. If the electronic device is a device used by a counter staff member, the preset information may be displayed by the electronic device.

It should be noted that, in the embodiment of the present application, the processes of obtaining, using, processing and the like of the information such as the generation amount and the posting information carried in the expense instruction all conform to relevant regulations of laws and regulations.

Example 4:

to implement exclusive use, on the basis of the foregoing embodiments, in this application embodiment, if the instruction type is an expense account reimbursement type, determining whether to update the first posting information by using a processing manner corresponding to the instruction type includes:

In the embodiment of the application, if the type of the instruction carried by the expense instruction is an expense account offset type, it is described that the first identification information and the first payment purpose are carried before the expense instruction carrying the expense account offset type is received, the type of the instruction is the expense account offset instruction of the expense account offset type, and the expense account instruction of the expense account offset type has an error. The method includes the steps that after a counter worker finds that an expense expenditure instruction sent to the electronic equipment through equipment used by the counter worker is wrong, the counter worker fills in a first payment purpose, first identification information of a user account and a corresponding instruction type through a preset page, and clicks a preset button, for example, a 'submit' button, so that the electronic equipment can receive the expense expenditure instruction of a reimbursement and settlement type.

When an expense instruction with the carried instruction type of an account canceling and correcting type is received, the electronic equipment obtains an occurrence amount carried in the expense instruction, wherein the occurrence amount is an occurrence amount in the expense instruction of the wrong account canceling type sent to the electronic equipment by the equipment used by the counter staff before the counter staff thinks the counter staff to carry out account canceling before, and for convenience of description, the expense instruction of the wrong account canceling type is called an abnormal expense instruction. The electronic device also acquires the unsettled amount, the posting amount and the reimbursed times contained in the first posting information. The unsettled amount is the remaining amount of the fund for the first money purpose in the user account with the first identification information, the posting amount is the initial amount of the fund for the first money purpose in the user account with the first identification information, that is, the amount of the fund for the first money purpose in the user account with the first identification information when the fund for the first money purpose is never debited, and the debited times are the total times of debiting the fund for the first money purpose in the user account with the first identification information.

The electronic equipment judges whether the sum of the occurrence amount and the non-reimbursed amount is not more than the posting amount and whether the reimbursed times is a first preset value. If the sum is greater than the posting amount, it is indicated that the unsettled amount is greater than the posting amount under the condition that the abnormal expenditure instruction does not occur. The first preset value may be a preset value indicating that account cancellation has not been performed, for example, the first preset value may be 0, if the number of times of account cancellation is the first preset value, it indicates that account cancellation has not been performed before, that is, an expense expenditure instruction carrying the first identification information and the account cancellation type for the first money has not been received, and if the expense instruction carrying the first identification information and the account cancellation type for the first money has not been received, an expense instruction carrying the first identification information and the account cancellation type for the first money must have an error. Therefore, if the sum of the generated amount and the unsettled amount is not less than the posted amount or the number of times of the unsettled amount is a first preset value, it is indicated that an error exists in the expense processing, and if the sum of the generated amount and the unsettled amount is less than the posted amount and the number of times of the unsettled amount is not the first preset value, it is indicated that the expense instruction has no error.

If the electronic equipment determines that the sum of the occurrence amount and the unsettled amount is smaller than the posting amount and the number of times of the posting is not a first preset value, the electronic equipment determines a target unsettled amount according to the unsettled amount included in the first posting information and the occurrence amount carried in the expense expenditure instruction, and updates the unsettled amount included in the first posting information by using the target unsettled amount. Specifically, the electronic device may determine the sum of the unsettled amount and the occurrence amount as a target unsettled amount.

It should be noted that, the acquisition, use, and processing procedures of the information such as the generation amount and the posting information carried in the expense instruction in the embodiment of the present application all conform to the relevant regulations of the laws and regulations.

Example 5:

in order to implement exclusive use, on the basis of the foregoing embodiments, in this application embodiment, if the instruction type is an account entry and charge type, determining whether to update the first account entry information by using a processing manner corresponding to the instruction type includes:

acquiring the occurrence amount carried in the expense instruction, and acquiring the unsettled amount, the posting amount and the cancelled times contained in the first posting information;

and if the unsettled amount is equal to the posting amount, the reimbursed times are equal to a second preset value, and the occurrence amount is equal to the unsettled amount, deleting the first posting information.

In this embodiment, if the instruction type carried in the expense instruction is an entry-accounting type, it indicates that an entry instruction carrying the first identification information and the first payment purpose is received before the expense instruction carrying the entry-accounting type is received, and an operation corresponding to the entry instruction has an error. The operation error corresponding to the posting instruction may be an error of the input first identification information or an error of the first payment usage. After the counter staff finds that the previous operation has errors, the counter staff can fill the first payment purpose, the first identification information of the user account and the corresponding instruction type through the preset page, and click a preset button, such as a 'submit' button, so that the electronic equipment can receive the expense instruction of the account entry and correction type.

When a charge expenditure instruction with the instruction type of being an account posting and correcting type is received, the electronic device obtains an unsettled amount, an account posting amount and account posting times contained in the first account posting information, wherein the unsettled amount is the remaining amount of funds for the first account purpose in the user account of the first identification information, the account posting amount is the initial amount of the funds for the first account purpose in the user account of the first identification information, namely the amount of the funds for the first account purpose in the user account of the first identification information when the funds for the first account purpose are never reimbursed, and the account posting times are the total times of the funds being reimbursed, namely the money being drawn, of the funds for the first account purpose in the user account of the first identification information.

The electronic device judges whether the unsettled amount is equal to the posted amount or not, whether the reittled times are equal to a second preset value or not, and if the unsettled amount is not equal to the posted amount, it indicates that the electronic device has previously received the expense instruction carrying the first identification information and the reimbursement type for the first payment purpose, that is, the payment for the first payment purpose in the user account of the first identification information has been taken out, and it indicates that the expense instruction carrying the posting reimbursement type has an error if the posting instruction carrying the posting reimbursement type cannot be withdrawn.

If the unsettled amount is equal to the posting amount, the fact that the money for the first money in the user account with the first identification information is not taken out is shown, and the fact that the expense instruction carrying the posting correction type does not have errors is shown. The electronic device further determines whether the number of reimbursed accounts is equal to a second preset value, where the second preset value may be a preset arbitrary value indicating that reimbursement has not been performed, for example, 0, and if the number of reimbursed accounts is equal to the second preset value, it indicates that the expense instruction carrying the first identification information and the reimbursement type for the first payment has not been received before, that is, the payment for the first payment in the user account with the first identification information has not been taken out for money, that is, the expense instruction carrying the income-payment-correction type does not have an error.

And if the received expense instruction carrying the posting and correcting type is determined not to have errors, the posting instruction carrying the first identification information and the first money application is indicated to have errors, and the first posting information is deleted.

In a possible implementation manner, the electronic device may further obtain an amount of occurrence carried in the expense instruction, and if the amount of occurrence is not equal to the non-reimbursed amount included in the first posting information, it indicates that the amount to be redeemed is not the non-reimbursed amount, and it indicates that the expense instruction of the type of carrying the posting and reimbursing does not have an error. The posting and correcting type can also be called a hanging and correcting type.

It should be noted that the processes of acquiring, using, and processing the information such as the generation amount and the posting information carried in the expense instruction in the embodiment of the present application all conform to the relevant regulations of the legal and legal regulations.

Example 6:

in order to improve the user experience, on the basis of the foregoing embodiments, in an embodiment of the present application, the method further includes:

In the embodiment of the application, if the first posting information is determined not to be updated, it is indicated that the input expense instruction has an error, and preset reminding information is output to remind counter staff. If the electronic equipment is used by the counter staff, the preset prompt message can be displayed by the electronic equipment; if the electronic equipment is the equipment which is in connection with the equipment used by the counter staff, the preset reminding information can be sent to the equipment used by the counter staff by the electronic equipment, and the received reminding information sent by the electronic equipment is displayed by the equipment used by the counter staff.

In a possible implementation manner, according to different types of instructions carried in the expense instruction, the corresponding reminding information may be different. Specifically, if it is determined that the first posting information is not updated, the electronic device may obtain an instruction type carried in the expense instruction, determine the reminding information corresponding to the instruction type according to a correspondence between the instruction type and the reminding information stored in advance, and output the reminding information.

The reminding information corresponding to the instruction type of the account cancellation type can be that the account not yet cancelled is smaller than the current generation amount and cannot be cancelled; the reminding information corresponding to the instruction type of the posting and correcting type can be 'the existing cancellation record cannot be corrected'.

When the instruction type is the cancellation type, the corresponding reminding information can be respectively 'the non-reimbursement amount is larger than the posting amount after cancellation of the cancellation' or 'the reimbursement times are incorrect' according to the mode of determining that the first posting information amount is not updated. Specifically, if the instruction type carried by the expense instruction is an expense account reimbursement type, and the sum of the generated amount and the non-expense account is greater than the posting amount, it is determined that the first posting information is not updated, and the output reminding information is that the non-expense account is greater than the posting amount after the expense account reimbursement; and if the instruction type carried by the expense instruction is an expense account checking type and the expense account number is a first preset value, determining that the first posting information is not updated, and outputting the reminding information as 'the expense account number is incorrect'.

In order to accurately implement exclusive use, on the basis of the foregoing embodiments, in an embodiment of the present application, the method further includes:

and updating the reimbursed times included in the first posting information.

In this embodiment of the application, after receiving the expense instruction, the electronic device updates the reimbursed times included in the first posting information. Specifically, the electronic device determines the target reimbursed times according to the reimbursed times and a third preset value included in the first posting information, and updates the reimbursed times included in the first posting information by using the target reimbursed times. The third preset value may be any value, for example, 1.

In a possible implementation manner, if it is determined that the first posting information is updated and the instruction type carried in the expense instruction is the reimbursed type, the electronic device determines the target reimbursed times according to a sum of the reimbursed times and a third preset value included in the first posting information. Specifically, the sum of the reimbursed times and the third preset value included in the first posting information may be determined as the target reimbursed times.

In another possible implementation manner, if the electronic device determines that the first posting information is updated and the instruction type carried in the expense instruction is an expense account adjustment type, the electronic device determines the target expense account number according to a difference value between the expense account number included in the first posting information and a third preset value. Specifically, the difference between the reimbursed times included in the first posting information and the third preset value may be determined as the target reimbursed times.

In the embodiment of the application, the posting information may include a posting date, a number of counter staff handling posting, and a posting mechanism, in addition to the number of times of posting, the posting amount, and the non-posting amount. The posting mechanism refers to a specific mechanism to which a counter person who posts the posting belongs, and may be a branch of a specific bank, for example.

In this embodiment, after updating the first posting information, the electronic device may print a hang-up account base card including information related to the cost instruction of this time, for performing a service record.

It should be noted that the processes of acquiring, using, processing and the like of the information such as the posting information in the embodiment of the present application all conform to relevant regulations of legal regulations.

Example 7:

fig. 2 is a schematic structural diagram of a service processing apparatus provided in an embodiment of the present application, where the apparatus includes:

the receiving and obtaining module 201 is configured to receive an expense instruction, and obtain a first money usage, first identification information of a user account, and an instruction type that are carried in the expense instruction;

a determining module 202, configured to determine, according to pre-stored posting information corresponding to each money purpose of a user account of each identification information, first posting information for the first money purpose of the user account of the first identification information;

and the processing module 203 is configured to determine whether to update the first posting information by using a processing mode corresponding to the instruction type.

In a possible implementation manner, the processing module 203 is further configured to receive an account entry instruction, and obtain a second money usage, second identification information of the user account, and second account entry information, which are carried in the account entry instruction; judging whether the pre-stored identification information of the user account contains the second identification information or not; if yes, adding the second money usage for the user account of the second identification information, and adding the second posting information corresponding to the second money usage; if not, adding the corresponding relation among the user account of the second identification information, the second money application and the second posting information in the pre-stored posting information corresponding to each money application of the user account of each identification information.

In a possible implementation manner, the processing module 203 is specifically configured to, if the instruction type is an account reimbursement type, obtain an amount of occurrence carried in the expense instruction, and obtain an unsettled amount included in the first account entry information; and if the occurrence amount is smaller than the non-reimbursement amount, determining a target non-reimbursement amount according to the difference between the non-reimbursement amount and the occurrence amount, and updating the non-reimbursement amount contained in the first posting information by adopting the target non-reimbursement amount.

In a possible implementation manner, the processing module 203 is specifically configured to, if the instruction type is an expense settlement type, obtain an occurrence amount carried in the expense expenditure instruction, and obtain an unsettled amount, an posting amount, and an expense count included in the first posting information; if the sum of the occurrence amount and the non-reimbursed amount is smaller than the posting amount and the reimbursed times is not a first preset value, determining a target non-reimbursed amount according to the non-reimbursed amount and the sum of the occurrence amount; and updating the unsettled amount contained in the first posting information by adopting the target unsettled amount.

In a possible implementation manner, the processing module 203 is specifically configured to, if the instruction type is an account entry and reimbursement type, obtain an unsettled amount, an account entry amount, and an account number of times of charge that are included in the first account entry information; and if the unsettled amount is equal to the posting amount and the reimbursed times are equal to a second preset value, deleting the first posting information.

In a possible implementation manner, the processing module 203 is further configured to output preset reminding information if it is determined that the first posting information is not updated.

In a possible implementation manner, the processing module 203 is further configured to update the reimbursed times included in the first posting information.

Example 8:

fig. 3 is a schematic structural diagram of an electronic device provided in an embodiment of the present application, and on the basis of the foregoing embodiments, an embodiment of the present application further provides an electronic device, as shown in fig. 3, including: the system comprises a processor 301, a communication interface 302, a memory 303 and a communication bus 304, wherein the processor 301, the communication interface 302 and the memory 303 are communicated with each other through the communication bus 304;

the memory 303 has stored therein a computer program which, when executed by the processor 301, causes the processor 301 to perform the steps of:

receiving a expense instruction, and acquiring a first money purpose, first identification information of a user account and an instruction type which are carried in the expense instruction;

Further, the processor 301 is further configured to receive an account entry instruction, and acquire a second use of money, second identification information of the user account, and second account entry information carried in the account entry instruction; judging whether the second identification information is contained in the pre-stored identification information of the user account; if so, adding the second money usage for the user account of the second identification information, and adding the second posting information corresponding to the second money usage; if not, adding the corresponding relation among the user account of the second identification information, the second money application and the second posting information in the pre-stored posting information corresponding to each money application of the user account of each identification information.

Further, the processor 301 is specifically configured to, if the instruction type is an expense account type, obtain an amount of occurrence carried in the expense instruction, and obtain an amount of non-expense account included in the first posting information; and if the occurrence amount is smaller than the non-reimbursement amount, determining a target non-reimbursement amount according to the difference between the non-reimbursement amount and the occurrence amount, and updating the non-reimbursement amount contained in the first posting information by adopting the target non-reimbursement amount.

Further, the processor 301 is specifically configured to, if the instruction type is an expense settlement type, obtain an occurrence amount carried in the expense instruction, and obtain an unsettled amount, an posting amount, and an expense count included in the first posting information; if the sum of the occurrence amount and the non-reimbursed amount is smaller than the posting amount and the reimbursed times is not a first preset value, determining a target non-reimbursed amount according to the non-reimbursed amount and the sum of the occurrence amount; and updating the unsettled amount contained in the first posting information by adopting the target unsettled amount.

Further, the processor 301 is specifically configured to, if the instruction type is an account posting and reconciliation type, obtain an unsettled amount, an account posting amount, and a number of cancelled accounts included in the first account posting information; and if the unsettled amount is equal to the posting amount and the reimbursed times are equal to a second preset value, deleting the first posting information.

Further, the processor 301 is further configured to output preset reminding information if it is determined that the first posting information is not updated.

Further, the processor 301 is further configured to update the reimbursed times included in the first posting information.

The communication bus mentioned in the above server may be a Peripheral Component Interconnect (PCI) bus, an Extended Industry Standard Architecture (EISA) bus, or the like. The communication bus may be divided into an address bus, a data bus, a control bus, etc. For ease of illustration, only one thick line is shown, but this is not intended to represent only one bus or type of bus.

The communication interface is used for communication between the electronic equipment and other equipment.

The Memory may include a Random Access Memory (RAM) or a Non-Volatile Memory (NVM), such as at least one disk Memory. Alternatively, the memory may be at least one memory device located remotely from the processor.

The Processor may be a general-purpose Processor, including a central processing unit, a Network Processor (NP), and the like; but may also be a Digital instruction processor (DSP), an application specific integrated circuit, a field programmable gate array or other programmable logic device, discrete gate or transistor logic, discrete hardware components, or the like.

Example 9:

on the basis of the foregoing embodiments, an embodiment of the present application further provides a computer-readable storage medium, where a computer program executable by an electronic device is stored in the computer-readable storage medium, and when the program is run on the electronic device, the electronic device is caused to perform the following steps:

the memory having stored therein a computer program that, when executed by the processor, causes the processor to perform the steps of:

In one possible embodiment, the method further comprises:

In a possible implementation manner, if the instruction type is an expense account type, determining whether to update the first posting information by using a processing manner corresponding to the instruction type includes:

In a possible implementation manner, if the instruction type is an expense account offsetting type, determining whether to update the first posting information by using a processing manner corresponding to the instruction type includes:

In a possible implementation manner, if the instruction type is an account posting and charging type, the determining, by using a processing manner corresponding to the instruction type, whether to update the first account posting information includes:

and if the unsettled amount is equal to the posting amount and the reimbursed times are equal to a second preset value, deleting the first posting information.

In one possible embodiment, the method further comprises:

and updating the reimbursed times included in the first posting information.

Example 10:

the embodiment of the present application further provides a computer program product, and when executed by a computer, the computer program product implements the service processing method described in any method embodiment applied to the electronic device.

In the above embodiments, all or part of the implementation may be implemented by software, hardware, firmware or any combination thereof, and all or part of the implementation may be in the form of a computer program product. The computer program product includes one or more computer instructions which, when loaded and executed on a computer, cause a process or function according to an embodiment of the application to be performed, in whole or in part.

As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to the application. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

It will be apparent to those skilled in the art that various changes and modifications may be made in the present application without departing from the spirit and scope of the application. Thus, if such modifications and variations of the present application fall within the scope of the claims of the present application and their equivalents, the present application is intended to include such modifications and variations as well.

Claims

1. A method for processing a service, the method comprising:

according to pre-stored account entry information corresponding to each payment purpose of the user account with each identification information, determining first account entry information of the first payment purpose of the user account with the first identification information;

2. The method of claim 1, further comprising:

3. The method according to claim 1, wherein if the instruction type is an account cancellation type, the determining whether to update the first account entry information by using a processing manner corresponding to the instruction type includes:

and if the occurrence amount is smaller than the unsettled amount, determining a target unsettled amount according to the difference between the unsettled amount and the occurrence amount, and updating the unsettled amount contained in the first posting information by adopting the target unsettled amount.

4. The method according to claim 1, wherein if the instruction type is an account cancellation type, the determining whether to update the first account entry information by using a processing manner corresponding to the instruction type includes:

5. The method of claim 1, wherein if the instruction type is an accounting-positive type, determining whether to update the first accounting information by using a processing manner corresponding to the instruction type comprises:

6. The method according to any one of claims 1-5, further comprising:

7. The method according to any one of claims 1-5, further comprising:

and updating the reimbursed times included in the first account entering information.

8. A traffic processing apparatus, characterized in that the apparatus comprises:

the determining module is used for determining first posting information of the first payment purpose of the user account of the first identification information according to pre-stored posting information corresponding to each payment purpose of the user account of each identification information;

9. The apparatus according to claim 8, wherein the processing module is further configured to receive an account entry instruction, and obtain a second use of money, second identification information of the user account, and second account entry information carried in the account entry instruction; judging whether the pre-stored identification information of the user account contains the second identification information or not; if yes, adding the second money usage for the user account of the second identification information, and adding the second posting information corresponding to the second money usage; if not, adding the corresponding relation among the user account of the second identification information, the second money application and the second posting information in the pre-stored posting information corresponding to each money application of the user account of each identification information.

10. The apparatus according to claim 8, wherein the processing module is specifically configured to, if the instruction type is an account cancellation type, obtain an amount of occurrence carried in the expense instruction, and obtain an unsettled amount included in the first posting information; and if the occurrence amount is smaller than the non-reimbursement amount, determining a target non-reimbursement amount according to the difference between the non-reimbursement amount and the occurrence amount, and updating the non-reimbursement amount contained in the first posting information by adopting the target non-reimbursement amount.

11. The apparatus according to claim 8, wherein the processing module is specifically configured to, if the instruction type is an account-canceling type, obtain an amount of occurrence carried in the expense instruction, and obtain an unsettled amount, an account amount, and an account-cancelled number of times included in the first account-posting information; if the sum of the occurrence amount and the non-reimbursed amount is smaller than the posting amount and the reimbursed times is not a first preset value, determining a target non-reimbursed amount according to the non-reimbursed amount and the sum of the occurrence amount; and updating the unsettled amount contained in the first posting information by adopting the target unsettled amount.

12. The apparatus according to claim 8, wherein the processing module is specifically configured to, if the instruction type is an account posting and reimbursement type, obtain an unsettled amount, an account posting amount, and a number of times of account posting included in the first account posting information; and if the unsettled amount is equal to the posting amount and the reimbursed times are equal to a second preset value, deleting the first posting information.

13. The apparatus according to any one of claims 8 to 12, wherein the processing module is further configured to output a preset reminding message if it is determined that the first posting information is not updated.

14. The apparatus of any one of claims 8-12, wherein the processing module is further configured to update the number of cancelled accounts included in the first posting information.

15. An electronic device, characterized in that it comprises at least a processor and a memory, said processor being adapted to implement the steps of the service processing method according to any one of claims 1-7 when executing a computer program stored in the memory.

16. A computer-readable storage medium, characterized in that it stores a computer program which, when being executed by a processor, carries out the steps of the traffic processing method according to any one of claims 1-7.

17. A computer program product, characterized in that the computer program product comprises: computer program code for causing a computer to perform the steps of the business process method of any one of the preceding claims 1-7 when said computer program code is run on a computer.