CN114169992A - Financial product publishing method and device - Google Patents

Financial product publishing method and device Download PDF

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CN114169992A
CN114169992A CN202111550621.3A CN202111550621A CN114169992A CN 114169992 A CN114169992 A CN 114169992A CN 202111550621 A CN202111550621 A CN 202111550621A CN 114169992 A CN114169992 A CN 114169992A
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financial product
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李瑛惠
董文杰
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China Construction Bank Corp
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China Construction Bank Corp
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Abstract

The application provides a financial product publishing method and device, relates to the technical field of data verification, and is used for improving the efficiency of generating financial products. In the financial product release method, a target rapid-matching template required by generating a target financial product is determined, wherein the target rapid-matching template defines a plurality of parameters and the value of at least one parameter of the plurality of parameters, the target rapid-matching template is obtained according to the parameters included in the plurality of financial products in a target business scene, and the target business scene is a business scene corresponding to the target financial product; in response to an input operation, determining the value of a parameter other than at least one parameter in the plurality of parameters; and generating a target financial product based on the values of the parameters, wherein the product is generated based on the quick matching template without configuring excessive parameters and the like, so that the process of generating the product can be simplified, and the efficiency of generating the product is improved.

Description

Financial product publishing method and device
Technical Field
The application relates to the technical field of data verification, in particular to a financial product issuing method and device.
Background
As financial businesses continue to track the internet, the pressure to rapidly launch financial products online is increasing for the financial industry. The financial products are the buying and selling objects of the financial market, and the supplier form the price of the financial products through the market competition principle.
At present, the specific process of generating financial products is as follows: the business system determines the attribute of the financial product according to the configuration operation of business personnel on the attribute of the financial product, and determines the parameter of the financial product according to the setting of the business personnel on the parameter of the financial product. And the business system audits the adjusted parameters of the financial products, sends the adjusted parameters to the audit platform for audit, and releases the financial products after the audit is passed. Since this method requires a large amount of attribute information, parameter information, and the like to be set by the staff, the efficiency of creating financial products is undoubtedly affected.
Disclosure of Invention
The embodiment of the application provides a financial product publishing method and device, which are used for improving the efficiency of generating financial products.
In a first aspect, an embodiment of the present application provides a financial product issuing method, including: determining a target rapid-match template required by generating a target financial product, wherein the target rapid-match template defines a plurality of parameters and a value of at least one parameter in the plurality of parameters, the target rapid-match template is obtained according to parameters included in a plurality of financial products in a target business scene, and the target business scene is a business scene corresponding to the target financial product; in response to an input operation, determining values of parameters except the at least one parameter in the plurality of parameters; and generating the target financial product based on the values of the parameters.
In one possible implementation, before determining a target quick matching template required for generating a target financial product, a reference financial product having the same characteristics as the target financial product is determined, and attribute information of the reference financial product is acquired, wherein the attribute information is used for indicating product attributes inherent to the reference financial product, and the reference financial product is an existing financial product; generating the target financial product based on the values of the plurality of parameters, including: and generating the target financial product based on the attribute information and the values of the parameters.
In one possible embodiment, determining a target rapid-fit template required to generate a target financial product comprises: determining the target service scene, and determining the target quick matching template matched with the target service scene; or, determining the quick matching template corresponding to the reference financial product as the target quick matching template.
In one possible embodiment, determining a reference financial product having the same characteristics as the target financial product comprises: obtaining a target feature tag, wherein the target feature tag is used for describing the features of the target financial product; determining a financial product with the highest association degree with the target feature tag from a product library, wherein the product library comprises a plurality of financial products, the feature tag associated with each financial product in the plurality of financial products, and the association degree between each financial product in the plurality of financial products and the corresponding feature tag; and determining the financial product with the highest association degree with the target characteristic label as the reference financial product.
In one possible embodiment, after the target financial product is generated based on the attribute information and the values of the plurality of parameters, the difference information between the target financial product and the reference financial product is displayed in response to a comparison operation.
In a possible implementation, the target quick-matching template further includes a passing-value relationship between some of the parameters in the plurality of parameters; in response to an input operation, determining values of parameters other than the at least one parameter in the plurality of parameters includes: responding to input operation of the value of a first parameter, and obtaining the value of the first parameter; and if the first parameter belongs to the partial parameters, determining the values of the parameters except the first parameter in the partial parameters according to the values of the first parameter and the value passing relationship.
In one possible implementation, after the target financial product is generated based on the values of the plurality of parameters, in response to an update operation on the values of a second parameter in the partial parameters, an update result of the second parameter is determined; determining the updating result of the parameters except the second parameter in the partial parameters according to the updating result of the second parameter and the value transmission relation; and updating the target financial product based on the updating result of the second parameter and the updating result of the parameters except the second parameter in the partial parameters to obtain the updated target financial product.
In a second aspect, an embodiment of the present application provides a financial product issuing apparatus, including: the system comprises a template determining module, a target rapid configuration module and a target rapid configuration module, wherein the template determining module is used for determining a target rapid configuration template required by generating a target financial product, the target rapid configuration template defines a plurality of parameters and a value of at least one parameter in the plurality of parameters, the target rapid configuration template is obtained according to parameters included in a plurality of financial products under a target business scene, and the target business scene is a business scene corresponding to the target financial product; a parameter determination module, configured to determine, in response to an input operation, values of parameters other than the at least one parameter from among the plurality of parameters; and the product generation module is used for generating the target financial product based on the values of the parameters.
In one possible embodiment, the apparatus further comprises an attribute determination module; the attribute determining module is further configured to determine a reference financial product having the same characteristics as the target financial product before determining a target quick matching template required for generating the target financial product, and acquire attribute information of the reference financial product, where the attribute information is used to indicate a product attribute inherent to the reference financial product, and the reference financial product is an existing financial product; and the product generating module is used for generating the target financial product based on the attribute information and the values of the parameters.
In a possible implementation, the template determining module is specifically configured to: determining the target service scene, and determining the target quick matching template matched with the target service scene; or, determining the quick matching template corresponding to the reference financial product as the target quick matching template.
In a possible implementation, the template determining module is specifically configured to: obtaining a target feature tag, wherein the target feature tag is used for describing the features of the target financial product; determining a financial product with the highest association degree with the target feature tag from a product library, wherein the product library comprises a plurality of financial products, the feature tag associated with each financial product in the plurality of financial products, and the association degree between each financial product in the plurality of financial products and the corresponding feature tag; and determining the financial product with the highest association degree with the target characteristic label as the reference financial product.
In a possible implementation manner, the apparatus further includes a product comparison module, where the product comparison module is specifically configured to: and after the target financial product is generated based on the attribute information and the values of the parameters, responding to a comparison operation, and displaying difference information between the target financial product and the reference financial product.
In a possible implementation, the target quick-matching template further includes a passing-value relationship between some of the parameters in the plurality of parameters; the parameter determination module is specifically configured to: responding to input operation of the value of a first parameter, and obtaining the value of the first parameter; and if the first parameter belongs to the partial parameters, determining the values of the parameters except the first parameter in the partial parameters according to the values of the first parameter and the value passing relationship.
In one possible embodiment, the product generation module is further configured to: after the target financial product is generated based on the values of the plurality of parameters, determining an update result of a second parameter in the partial parameters in response to an update operation of the values of the second parameter; determining the updating result of the parameters except the second parameter in the partial parameters according to the updating result of the second parameter and the value transmission relation; and updating the target financial product based on the updating result of the second parameter and the updating result of the parameters except the second parameter in the partial parameters to obtain the updated target financial product.
In a third aspect, an embodiment of the present application provides a computing device, including: at least one processor, and a memory communicatively coupled to the at least one processor; wherein the memory stores instructions executable by the at least one processor, and the at least one processor implements the method according to any one of the first aspect and any possible implementation by executing the instructions stored by the memory.
In a fourth aspect, embodiments of the present application provide a computer-readable storage medium storing computer instructions that, when executed on a computer, cause the computer to perform the method according to any one of the first aspect and any one of the possible implementation manners.
In a fifth aspect, the present application provides a computer program product comprising a computer program that, when executed by a processor, implements the method according to any one of the first aspect and any one of the possible implementation manners.
Due to the adoption of the technical scheme, the embodiment of the application has at least the following technical effects: in the embodiment of the application, a target rapid-match template corresponding to a target financial product to be generated can be directly determined, the target rapid-match template comprises a plurality of parameters and the value of at least one parameter, and the values of the parameters except the at least one parameter in the target rapid-match template are obtained according to the input operation of a worker, so that the values of the parameters are obtained, and the target financial product is generated based on the values of the parameters.
Drawings
Fig. 1 is an application scenario diagram applicable to the embodiment of the present application;
FIG. 2 is a flow chart of a method for issuing financial products according to an embodiment of the present application;
FIG. 3 is a schematic structural diagram of a financial product issuing device according to an embodiment of the present disclosure;
fig. 4 is a schematic structural diagram of a financial product issuing device according to an embodiment of the present application.
Detailed Description
In order to better understand the technical solutions provided by the embodiments of the present application, the following detailed description is made with reference to the drawings and specific embodiments.
It should be noted that the present application is directed to data acquisition and processing that complies with national laws and regulations. In addition, the embodiment of the application refers to the fact that the 'A and/or B' includes A, B and the 'A and B' cases, the 'plurality' means two or more, and the 'at least one' means one or more.
The embodiment of the application provides a financial product publishing method, in the financial product publishing method, parameters of a plurality of financial products belonging to the same business scene can be abstracted, a quick-fit template can be obtained, values of partial parameters in the quick-fit template are obtained according to input operation of workers, and therefore financial products are generated.
The financial product issuing method in the embodiment of the present application may be executed by a financial product issuing apparatus, and for convenience of description, the financial product issuing apparatus is hereinafter simply referred to as an issuing apparatus. The issuing device is, for example, a server or a terminal device, and the terminal device is, for example, a mobile phone or a personal computer, and this is not limited in this embodiment of the application.
Referring to fig. 1, a schematic view of an application scenario applicable to the method for issuing a financial product according to the embodiment of the present application is shown. Alternatively, fig. 1 may also be understood as a deployment diagram of a publishing device.
As shown in fig. 1, the application scenario includes a distribution device 110, a server 120, and a user terminal 130. It should be noted that the number of the publishing device 110, the server 120 and the user terminal 130 may be one or more, and in fig. 1, the number of the publishing device 110 and the server 120 is 1, and the number of the user terminal 130 is 2 for example.
The publishing device 110 may be used to manage and generate financial products, wherein the process of generating financial products is discussed below. The server 120 is configured to receive the financial product transmitted from the distribution apparatus 110 and distribute the financial product to the user terminal 130. The user may purchase or generate a financial product through the user terminal 130.
It should be noted that, in fig. 1, the publishing device 110 is implemented by a terminal device as an example, and a specific implementation manner of the publishing device 110 is not limited in practice.
The following describes a financial product distribution method in the embodiment of the present application, based on an application scenario diagram shown in fig. 1 as an example. Fig. 2 is a schematic flow chart of a financial product issuing method according to an embodiment of the present application.
And step 21, determining a target rapid matching template required by generating the target financial product.
Wherein the target financial product refers to a financial product to be generated. There are various ways for the publishing device to determine the target quick matching template, and the following examples are provided.
In the first mode, the issuing equipment determines a target service scene and determines a target quick matching template matched with the target service scene.
The release device may pre-store a quick-matching template corresponding to each of the plurality of service scenarios. The business scene refers to the business type of the specific application of the financial product, such as a deposit business scene, a loan business scene and the like. One of the rapid matching templates can be determined according to parameters of a plurality of financial products related in a business scene, and one rapid matching template comprises a plurality of parameters and a value of at least one parameter of the parameters. The issuing equipment can determine a target business scene which needs to be applied by the target financial product according to the first input operation of the staff. And the issuing equipment determines a target quick matching template matched with the target service scene from the plurality of service scenes and the respective associated quick matching templates.
And secondly, determining a target rapid matching template corresponding to the target financial product by the issuing equipment according to the second input operation of the staff.
Specifically, the publishing device may be pre-stored with a plurality of rapid-matching templates, and the meaning of each rapid-matching template may refer to the foregoing, which is not described herein again. The staff can select one quick matching template from the plurality of quick matching templates as the target quick matching template.
And thirdly, the releasing equipment determines the quick matching template corresponding to the reference financial product as the target quick matching template.
The issuing device may use a financial product having the same characteristics as the target financial product as the reference financial product. The reference financial product is a financial product existing in the distribution apparatus.
For example, the issuing device may obtain a target feature tag corresponding to the target financial product, where the target feature tag is used to describe a feature of the target financial product. After acquiring the target feature tag, the issuing device may determine the financial product most closely associated with the target feature tag from the product library, so as to determine the financial product most closely associated with the target feature tag as the reference financial product. After the release device determines the reference financial product, the distribution device may determine the quick matching template corresponding to the reference financial product as the target quick matching template. Wherein the product library includes a plurality of financial products, a feature tag associated with each of the plurality of financial products, and a degree of association between each of the plurality of financial products and a respective feature tag.
For example, the staff inputs "three years regularly", that is, the target feature tag is equivalently input, the publishing device may determine the reference financial product according to the target feature tag, and determine the rapid-matching template corresponding to the reference financial product as the target rapid-matching template.
The target quick-matching template also comprises a plurality of parameters, and the value of at least one parameter in the plurality of parameters is fixed. Subsequently, when the target product is generated, the value of the parameter other than the at least one parameter in the plurality of parameters may be set. Optionally, the target quick matching template further includes attribute information. Further, the target quick matching template can also comprise a transmission value relation between partial parameters in the plurality of parameters. The value-passing relationship can be understood as the value-taking relationship between the parameters.
And step 22, responding to the input operation, and determining the value of the parameters except for at least one parameter in the plurality of parameters.
The value of each of the at least one parameter may be preset, and the value of the at least one parameter may not need to be changed. The issuing device may obtain values of parameters other than the at least one parameter from the plurality of parameters according to an input operation performed on the parameters other than the at least one parameter. In this way, the distribution device obtains respective values of the plurality of parameters. For example, the publishing device may display a product configuration interface according to the target quick-fit template, where the product configuration interface may display parameters of the plurality of parameters other than the at least one parameter. And the issuing equipment obtains the values of the parameters except at least one parameter according to the input operation performed by the staff on the product configuration interface. The product configuration interface may also display attribute information in the target rapid-matching template, or refer to attribute information corresponding to the financial product, which is not limited in the embodiment of the present application.
Or, if the target quick-matching template comprises a value transmission relation among partial parameters, the issuing equipment obtains the value of the first parameter according to the input operation of the value of the first parameter. If the first parameter belongs to the partial parameter, the value of the partial parameter except the first parameter can be obtained according to the value of the first parameter and the value passing relationship, so that the value of the parameter required to be input by the user is further reduced.
And step 23, generating the target financial product based on the values of the plurality of parameters.
After the publishing device obtains the values of the parameters, the target financial product can be generated based on the attribute information in the target rapid-matching template and the values of the parameters. Or, the publishing device may directly generate the target financial product according to the values of the plurality of parameters. Alternatively, the issuing device may generate the target financial product according to the values of the plurality of parameters and the attribute information of the reference financial product.
In a possible embodiment, the issuing device determines an update result of a second parameter in response to an update operation on the value of the second parameter in the partial parameters; and determining the updating results of the parameters except the second parameter in the partial parameters according to the updating results of the second parameters and the value transmission relation. The issuing device may update the target financial product according to the update result of the second parameter and the update result of the parameter other than the second parameter in the partial parameters, to obtain the updated target financial product.
In one possible embodiment, since the distribution device generates the target financial product, the distribution device may display the difference information between the target financial product and the reference financial product in case of the comparison operation by the staff. In this way, the staff member can compare the difference information between the target financial product and the reference financial product, where the difference information refers to different information of the two financial products, including but not limited to one or more of the included parameter difference, the parameter value difference, and the attribute information difference. Further, the distribution device may highlight the difference information.
As one example, the distribution apparatus may transmit the generated target financial product to the server, and the server may transmit the target financial product to the user terminal in order for the user terminal to purchase the target financial product.
Based on the same inventive concept, the embodiment of the application provides a financial product issuing device, and the financial product issuing device can realize the functions of the issuing equipment discussed in the foregoing. Referring to fig. 3, the financial product issuing apparatus includes: the template determining module 301 is configured to determine a target rapid-match template required for generating a target financial product, where the target rapid-match template defines a plurality of parameters and a value of at least one parameter of the plurality of parameters, the target rapid-match template is obtained according to parameters included in a plurality of financial products in a target service scenario, and the target service scenario is a service scenario corresponding to the target financial product; a parameter determining module 302, configured to determine, in response to an input operation, a value of a parameter other than at least one of the plurality of parameters; the product generation module 303 is configured to generate a target financial product based on values of the plurality of parameters.
In one possible embodiment, the financial product distribution apparatus further comprises an attribute determination module 304; the attribute determining module 304 is further configured to, before determining the target quick matching template required for generating the target financial product, determine a reference financial product having the same characteristics as the target financial product, and obtain attribute information of the reference financial product, where the attribute information is used to indicate a product attribute inherent to the reference financial product, and the reference financial product is an existing financial product; and the product generation module 303 is configured to generate a target financial product based on the attribute information and values of the plurality of parameters.
In a possible implementation, the template determining module 301 is specifically configured to: determining a target service scene, and determining a target quick matching template matched with the target service scene; or, determining the rapid matching template corresponding to the reference financial product as the target rapid matching template.
In a possible implementation, the template determining module 301 is specifically configured to: acquiring a target characteristic label, wherein the target characteristic label is used for describing the characteristics of a target financial product; determining a financial product with the maximum association degree with the target characteristic label from a product library, wherein the product library comprises a plurality of financial products, the characteristic label associated with each financial product in the plurality of financial products, and the association degree between each financial product in the plurality of financial products and the corresponding characteristic label; and determining the financial product with the highest association degree with the target characteristic label as the reference financial product.
In a possible implementation manner, the financial product issuing apparatus further includes a product comparison module 305, where the product comparison module is specifically configured to: after the target financial product is generated based on the attribute information and the values of the plurality of parameters, the difference information between the target financial product and the reference financial product is displayed in response to the comparison operation.
In a possible implementation manner, the target quick matching template further comprises a transmission value relation between partial parameters in the plurality of parameters; the parameter determining module 302 is specifically configured to: responding to input operation of the value of the first parameter, and obtaining the value of the first parameter; and if the first parameter belongs to the partial parameters, determining the values of the parameters except the first parameter in the partial parameters according to the values of the first parameter and the value transmission relation.
In one possible implementation, the product generation module 303 is further configured to: after generating the target financial product based on the values of the plurality of parameters, determining an update result of a second parameter in response to an update operation on the values of the second parameter in the partial parameters; determining the updating results of the parameters except the second parameter in the partial parameters according to the updating results of the second parameter and the value transmission relation; and updating the target financial product based on the updating result of the second parameter and the updating result of the parameters except the second parameter in the partial parameters to obtain the updated target financial product.
As one example, the attribute determination module 304 and the product alignment module 305 in the apparatus of FIG. 3 are optional modules. It should be noted that the apparatus of fig. 3 may also implement any of the foregoing methods for issuing financial products, which are not listed here.
Based on the same inventive concept, the present application provides a computing device, which can implement the functions of the target message consumption system discussed in the foregoing, please refer to fig. 4, and the computing device includes: at least one processor 401 and a memory 402 communicatively coupled to the at least one processor 401; wherein the memory 402 stores instructions executable by the at least one processor 401, the at least one processor 401 implementing any of the financial product distribution methods as previously discussed by executing the instructions stored by the memory 402.
The processor 401 may be a Central Processing Unit (CPU), a digital processing unit, or the like. The specific connection medium between the memory 402 and the processor 401 is not limited in the embodiments of the present application. In the embodiment of the present application, the memory 402 and the processor 401 are connected by the bus 403 in fig. 4, the bus 403 is represented by a thick line in fig. 4, and the connection manner between other components is merely illustrative and is not limited. The bus 403 may be divided into an address bus, a data bus, a control bus, and the like. For ease of illustration, only one thick line is shown in FIG. 4, but this does not indicate only one bus or one type of bus.
The memory 402 may be a volatile memory (volatile memory), such as a random-access memory (RAM); the memory 402 may also be a non-volatile memory (non-volatile memory) such as, but not limited to, a read-only memory (rom), a flash memory (flash memory), a Hard Disk Drive (HDD) or a solid-state drive (SSD), or the memory 402 may be any other medium that can be used to carry or store desired program code in the form of instructions or data structures and that can be accessed by a computer. The memory 402 may be a combination of the above.
It should be noted that the computing device in fig. 4 may also implement the functions of the financial product distribution apparatus in fig. 3.
Based on the same inventive concept, embodiments of the present application provide a computer-readable storage medium storing computer instructions that, when executed on a computer, cause the computer to perform any one of the financial product distribution methods as discussed above.
Based on the same inventive concept, embodiments of the present application provide a computer program product comprising a computer program that, when executed by a processor, implements any of the message processing methods as discussed above.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the application. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
While the preferred embodiments of the present application have been described, additional variations and modifications in those embodiments may occur to those skilled in the art once they learn of the basic inventive concepts. Therefore, it is intended that the appended claims be interpreted as including preferred embodiments and all alterations and modifications as fall within the scope of the application.
It will be apparent to those skilled in the art that various changes and modifications may be made in the present application without departing from the spirit and scope of the application. Thus, if such modifications and variations of the present application fall within the scope of the claims of the present application and their equivalents, the present application is intended to include such modifications and variations as well.

Claims (13)

1. A method for issuing a financial product, comprising:
determining a target rapid-match template required by generating a target financial product, wherein the target rapid-match template defines a plurality of parameters and a value of at least one parameter in the plurality of parameters, the target rapid-match template is obtained according to parameters included in a plurality of financial products in a target business scene, and the target business scene is a business scene corresponding to the target financial product;
in response to an input operation, determining values of parameters except the at least one parameter in the plurality of parameters;
and generating the target financial product based on the values of the parameters.
2. The method of claim 1, wherein prior to determining the target speed-fit template required to generate the target financial product, the method further comprises:
determining a reference financial product having the same characteristics as the target financial product, and acquiring attribute information of the reference financial product, the attribute information indicating product attributes inherent to the reference financial product, the reference financial product being an existing financial product;
generating the target financial product based on the values of the plurality of parameters, including:
and generating the target financial product based on the attribute information and the values of the parameters.
3. The method of claim 2, wherein determining a target speed-fit template required to generate the target financial product comprises:
determining the target service scene, and determining the target quick matching template matched with the target service scene; or the like, or, alternatively,
and determining the quick matching template corresponding to the reference financial product as the target quick matching template.
4. The method of claim 2, wherein determining a reference financial product having the same characteristics as the target financial product comprises:
obtaining a target feature tag, wherein the target feature tag is used for describing the features of the target financial product;
determining a financial product with the highest association degree with the target feature tag from a product library, wherein the product library comprises a plurality of financial products, the feature tag associated with each financial product in the plurality of financial products, and the association degree between each financial product in the plurality of financial products and the corresponding feature tag;
and determining the financial product with the highest association degree with the target characteristic label as the reference financial product.
5. The method of any one of claims 2-4, wherein after generating the target financial product based on the attribute information, values of the plurality of parameters, the method further comprises:
in response to the comparison operation, displaying difference information between the target financial product and the reference financial product.
6. The method according to any one of claims 1-4, wherein the target quick-fit template further comprises a passing value relationship between some of the plurality of parameters;
in response to an input operation, determining values of parameters other than the at least one parameter in the plurality of parameters includes:
responding to input operation of the value of a first parameter, and obtaining the value of the first parameter;
and if the first parameter belongs to the partial parameters, determining the values of the parameters except the first parameter in the partial parameters according to the values of the first parameter and the value passing relationship.
7. The method of claim 6, wherein after generating the target financial product based on values of the plurality of parameters, the method further comprises:
responding to the updating operation of the value of a second parameter in the partial parameters, and determining the updating result of the second parameter;
determining the updating result of the parameters except the second parameter in the partial parameters according to the updating result of the second parameter and the value transmission relation;
and updating the target financial product based on the updating result of the second parameter and the updating result of the parameters except the second parameter in the partial parameters to obtain the updated target financial product.
8. A financial product distribution apparatus, comprising:
the system comprises a template determining module, a target rapid configuration module and a target rapid configuration module, wherein the template determining module is used for determining a target rapid configuration template required by generating a target financial product, the target rapid configuration template defines a plurality of parameters and a value of at least one parameter in the plurality of parameters, the target rapid configuration template is obtained according to parameters included in a plurality of financial products under a target business scene, and the target business scene is a business scene corresponding to the target financial product;
a parameter determination module, configured to determine, in response to an input operation, values of parameters other than the at least one parameter from among the plurality of parameters;
and the product generation module is used for generating the target financial product based on the values of the parameters.
9. The apparatus of claim 8, wherein the apparatus further comprises an attribute determination module;
the attribute determining module is further configured to determine a reference financial product having the same characteristics as the target financial product before determining a target quick matching template required for generating the target financial product, and acquire attribute information of the reference financial product, where the attribute information is used to indicate a product attribute inherent to the reference financial product, and the reference financial product is an existing financial product;
and the product generating module is used for generating the target financial product based on the attribute information and the values of the parameters.
10. The apparatus of claim 9, wherein the template determination module is specifically configured to:
determining the target service scene, and determining the target quick matching template matched with the target service scene; or the like, or, alternatively,
and determining the quick matching template corresponding to the reference financial product as the target quick matching template.
11. A computing device, comprising:
at least one processor, and
a memory communicatively coupled to the at least one processor;
wherein the memory stores instructions executable by the at least one processor, the at least one processor implementing the method of any one of claims 1-7 by executing the instructions stored by the memory.
12. A computer-readable storage medium having stored thereon computer instructions which, when executed on a computer, cause the computer to perform the method of any one of claims 1-7.
13. A computer program product comprising a computer program, characterized in that the computer program realizes the method of any of claims 1-7 when executed by a processor.
CN202111550621.3A 2021-12-17 2021-12-17 Financial product publishing method and device Pending CN114169992A (en)

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Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202111550621.3A CN114169992A (en) 2021-12-17 2021-12-17 Financial product publishing method and device

Publications (1)

Publication Number Publication Date
CN114169992A true CN114169992A (en) 2022-03-11

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Family Applications (1)

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Country Link
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