CN113506101A - Settlement request, response and cross-platform settlement method, apparatus and medium - Google Patents

Settlement request, response and cross-platform settlement method, apparatus and medium Download PDF

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Publication number
CN113506101A
CN113506101A CN202110812018.1A CN202110812018A CN113506101A CN 113506101 A CN113506101 A CN 113506101A CN 202110812018 A CN202110812018 A CN 202110812018A CN 113506101 A CN113506101 A CN 113506101A
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Prior art keywords
platform
commission
information
payment
settlement
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Inventor
苗然然
李群
敖沪军
叶文
宋长利
纪承周
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Ctrip Travel Information Service Shanghai Co Ltd
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Ctrip Travel Information Service Shanghai Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0283—Price estimation or determination

Abstract

The invention discloses a settlement request, response and cross-platform settlement method, equipment and medium, wherein the settlement request method comprises the following steps: sending the information of the orders to be paid of the service platforms to a first platform so as to generate corresponding commission total amount information on the first platform; acquiring the commission total amount information; constructing a payment link based on the commission total information; wherein the payment link is to pay the corresponding commission amount to the first platform. According to the method and the system, the order information to be paid of the plurality of service platforms is sent to the corresponding drainage platform in the settlement period, the commission total amount of the position is calculated according to commission settlement rules corresponding to different platforms, and the corresponding commission total amount information is returned, so that a payment link for automatically paying commission to the drainage platform is constructed, the drainage commission of the plurality of service platforms can be paid to the drainage platform at one time, and a long-term effective cooperation mode for automatically settling commission among the plurality of platforms is realized.

Description

Settlement request, response and cross-platform settlement method, apparatus and medium
Technical Field
The invention relates to the technical field of computers, in particular to a settlement request, response and cross-platform settlement method, equipment and medium.
Background
When the user drainage is carried out between the platforms, the drained party usually needs to pay a certain proportion of commissions to the drainage party according to the sub-lubrication proportion, and meanwhile, the drained party also needs to provide functional support for the drainage party, for example, order data is transmitted to the drainage party. At present, when commission payment is carried out, each business platform usually directly pays commission to the drainage platform based on settlement rules. Because the commission proportion and the settlement time of different platforms and different orders are different, the existing settlement mode has larger delay and is more complex, and errors are easy to occur in the settlement process.
Disclosure of Invention
The invention provides a cross-platform settlement method, equipment and a medium, aiming at overcoming the defects that different platforms have different commission proportions corresponding to different orders and a single transfer settlement mode is complex and is easy to make mistakes in the prior art.
The invention solves the technical problems through the following technical scheme:
the invention provides a settlement request method, which comprises the following steps:
sending the information of the orders to be paid of the service platforms to a first platform so as to generate corresponding commission total amount information on the first platform;
acquiring the commission total amount information;
constructing a payment link based on the commission total information;
wherein the payment link is to pay the corresponding commission amount to the first platform.
Preferably, the sending the information of the orders to be paid of the service platforms to the first platform includes:
acquiring a list of orders to be paid of a plurality of service platforms in a settlement period;
and acquiring corresponding order information to be paid according to the order list to be paid and sending the order information to be paid to the first platform.
Preferably, the commission total information comprises a token for authentication at the first platform;
said obtaining said commission amount information comprises obtaining said token;
the constructing a payment link based on the commission total information comprises constructing a payment link based on the token.
Preferably, the method further comprises reconstructing a payment link based on the token if a failure to construct a payment link is detected or a construct time exceeds a time threshold.
Preferably, the token has a validity period, and if payment is not completed within the validity period, the step of obtaining the token is re-executed.
Preferably, the constructing the payment link further comprises url encoding a parameter in the payment link.
Preferably, the method further comprises:
acquiring the payment state of the payment link;
and if the payment state is successful, generating a payment success message notification, otherwise, generating first alarm information.
Preferably, after the step of generating a payment success message notification, the method further comprises:
obtaining a commission total revenue status for the first platform;
if the income state is that the total amount of the commission income accords with the preset amount, jumping to a successful payment interface;
and if the income state is that the total amount of the commission income is not in accordance with the preset amount, generating second alarm information.
The invention also provides a settlement response method, which comprises the following steps:
acquiring information of orders to be paid of a plurality of service platforms;
generating corresponding commission total amount information based on the to-be-paid order information;
sending the commission amount information to a second platform to construct a payment link based on the commission amount information at the second platform;
wherein the payment link is for paying a corresponding commission amount.
Preferably, the commission total information comprises a token;
said generating corresponding commission amount information comprises generating a corresponding token;
the sending the commission total information to a second platform comprises sending the token to the second platform for the second platform to construct a payment link based on the token;
the response method further comprises the following steps:
and acquiring the payment link, and performing identity authentication according to the token.
Preferably, the response method further comprises obtaining a commission total income status and income amount, and sending the income status and income amount to the second platform.
The invention also provides a cross-platform settlement method, which is characterized by comprising the following steps:
the second platform acquires the information of the order to be paid of a plurality of service platforms;
the first platform acquires the information of the order to be paid and generates corresponding commission total amount information based on the information of the order to be paid;
the second platform obtains the commission total amount information and constructs a payment link based on the commission total amount information;
wherein the payment link is to pay the corresponding commission amount to the first platform.
Preferably, the step of the second platform acquiring the information of the orders to be paid of the plurality of service platforms includes:
the second platform obtains the list of the orders to be paid of a plurality of service platforms in the settlement period, and obtains corresponding information of the orders to be paid according to the list of the orders to be paid.
Preferably, the commission total information comprises a token for authentication at the first platform;
said generating corresponding commission amount information comprises generating a corresponding token;
the sending the total commission information to the second platform comprises sending the token to the second platform;
the obtaining the commission amount information and constructing a payment link based on the commission amount information comprises obtaining the token and constructing a payment link based on the token;
the method further comprises the following steps:
and performing identity verification at the first platform by using the token, and if the verification is successful, calling the total commission amount and the details from the first platform to display on a payment page.
Preferably, the method further comprises, if the second platform detects that the construction of the payment link fails or the construction time exceeds a time threshold, reconstructing the payment link based on the token.
Preferably, the token has an expiration date, and the second platform re-executes the step of obtaining the token if payment is not completed within the expiration date.
Preferably, the constructing the payment link further comprises url encoding a parameter in the payment link.
Preferably, the method further comprises:
acquiring the payment state of the payment link;
and if the payment is successful, generating a payment success message notice, otherwise, generating first alarm information.
Preferably, after the step of generating a payment success message notification, the method further comprises:
the second platform acquiring a commission total income status of the first platform;
if the income state is that the total amount of the commission income accords with the preset amount, jumping to a successful payment interface;
and if the income state is that the total amount of the commission income is not in accordance with the preset amount, generating second alarm information.
The invention also provides an electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing a settlement request method as described above, or a settlement response method as described above, or a cross-platform settlement method as described above when executing the computer program.
The present invention also provides a computer readable storage medium having stored thereon a computer program which, when executed by a processor, implements a settlement request method as described above, or a settlement response method as described above, or a cross-platform settlement method as described above.
The positive progress effects of the invention are as follows: according to the method, the order information to be paid of the plurality of service platforms is sent to the corresponding drainage platform in the settlement period, so that the commission total amount of the service platforms is calculated according to commission settlement rules corresponding to different platforms, and the corresponding commission total amount information is returned, and therefore a payment link for automatically paying commission to the drainage platform is constructed, the drainage commissions of the plurality of service platforms can be paid to the drainage platform at one time, and a long-term effective cooperation mode for automatically settling the commission among the plurality of platforms is realized; and the calling of the commission total amount information needs to be based on the expiration time token, so that the security when paying the commission is stronger.
Drawings
Fig. 1 is a flowchart of a settlement request method according to embodiment 1 of the present invention.
Fig. 2 is a flowchart of substeps of step S12 and step S13 of the settlement request method according to embodiment 1 of the present invention.
Fig. 3 is a flowchart of a preferred embodiment of a settlement request method according to embodiment 1 of the present invention.
Fig. 4 is a flowchart of a settlement response method according to embodiment 2 of the present invention.
Fig. 5 is a flowchart of a preferred embodiment of the present invention in example 2.
Fig. 6 is a flowchart of a cross-platform settlement method according to embodiment 3 of the present invention.
Fig. 7 is a schematic structural diagram of an electronic device according to embodiment 4 of the present invention.
Detailed Description
The invention is further illustrated by the following examples, which are not intended to limit the scope of the invention.
Example 1
The embodiment discloses a settlement request method, as shown in fig. 1, the method includes:
s11, sending the information of the orders to be paid of the service platforms to the first platform so as to generate corresponding commission total amount information on the first platform;
s12, obtaining commission total amount information;
s13, constructing a payment link based on the commission total amount information;
wherein the payment link is for paying the corresponding commission amount to the first platform.
In this embodiment, the first platform performs drainage of enterprise users for each service platform, and therefore, each service platform needs to pay a drainage commission to the first platform.
Aiming at the step S11, the order to be paid is a commodity and service order provided by each business platform which is ordered by the enterprise through the first platform drainage, the order information is collected and packaged, then an order packaging interface is called, and the packaged order information is sent to the first platform so as to calculate the commission to be paid to the first platform. The information of the order to be paid includes, but is not limited to, the amount of the order, the quantity of the order, and the service platform to which the order belongs.
The first platform stores different commission settlement rules corresponding to different service platforms, and after receiving the order information to be paid, the first platform can collect the same data set in a plurality of order storages according to the service platform to which the order belongs, and calculate commission amount corresponding to the data set by using the commission settlement rule corresponding to the service platform to which the order belongs and generate corresponding commission details. Then, the first platform collects the commission amount and the details corresponding to all the data sets, and finally generates commission total amount information.
Specific examples of the information data of the order to be paid and the order interface parameters are shown in tables 1 and 2.
Table 1 example of information data of order to be paid
Figure BDA0003168718240000061
Figure BDA0003168718240000071
TABLE 2 order interface parameters
Figure BDA0003168718240000072
In a preferred embodiment, sending the information of the orders to be paid of the plurality of service platforms to the first platform comprises:
acquiring a list of orders to be paid of a plurality of service platforms in a settlement period;
and acquiring corresponding order information to be paid according to the order list to be paid and sending the order information to the first platform.
In one implementation, a commission is paid to the first platform for a particular settlement period. Firstly, generating all the lists of the orders to be paid of a plurality of service platforms in the period, and then calling corresponding information of the orders to be paid according to the lists to package. The list of the orders to be paid is shown in table 3 below, and the list includes specific dates of the orders, the orders are payment orders or refund orders, service platforms to which the orders belong, running numbers corresponding to the orders, and total amount of the orders.
Table 3 list of orders to be paid
Date of transmission Retraction type Production line Assembly line Total amount of money
2021-03-04 D Air ticket 253 265210.00
2021-03-04 D Train ticket 94 27829.50
2021-03-04 D Hotel 263 102270.00
2021-03-04 R Air ticket 24 8131.00
2021-03-04 R Train ticket 25 7727.50
2021-03-04 R Hotel 15 7277.00
With respect to steps S12 and S13, in a preferred embodiment, the commission amount information includes a token for authentication at the first platform;
as shown in fig. 2, the steps S12 and S13 further include:
s121, obtaining a token;
s131, constructing a payment link based on the token.
Specifically, the token corresponds to the commission total amount information in the current settlement period, and the token has uniqueness. When the payment link is constructed, the method in the embodiment does not directly call a specific commission total amount to generate the payment link, but the token is firstly constructed in the payment link for verification to pull up a payment page, so as to improve the security of commission payment.
Therefore, when the payment is performed through the payment link, the token needs to be used for authentication at the first platform, and if the authentication is successful, the payment center interface can be called to call the specific commission details from the first platform, so as to generate a specific payment page and show the corresponding commission details to the user. The commission details include, but are not limited to, total commission amount, service platform to be paid commission, corresponding commission amount, and commission calculation rule of each platform.
In a preferred embodiment, constructing the payment link further includes urelcode encoding the parameters in the payment link.
When the payment link is constructed, in order to prevent the jump URL from being maliciously tampered, a specified callback domain name for completing payment needs to be configured, so that a specified redirect _ uri parameter needs to be set and used as a parameter when the payment link is constructed. In addition to the redirect _ uri parameter, the payment link includes a plurality of parameters such as token for authentication, and therefore all parameter values need to be subjected to url encoding in the construction process to improve the security of the payment link.
In one possible embodiment, if a failure to construct a payment link is detected or the construction time exceeds a time threshold, the payment link is reconstructed based on the token.
In a preferred embodiment, the token has an expiration date, and the step of obtaining the token is re-executed if payment is not completed within the expiration date.
In specific implementation, if a payment link construction failure or construction timeout occurs, the method in this embodiment may automatically invoke a corresponding interface to perform a retry based on the same parameters using the same token. However, to prevent the token from being maliciously utilized, a validity period may be preset for the token. For example, if a system failure or timeout occurs, the interface automatically returns a token with a validity period of 30 days, and within 30 days, retrying the interface returns the same token, and after 30 days, a different token.
As another preferred embodiment, as shown in fig. 3, after the payment link construction is completed, the method further includes:
s14, obtaining the payment state of the payment link;
if the payment state is successful, executing:
step S151, generating a payment success message notification; otherwise, executing:
and step S152, generating first alarm information.
Specifically, in this embodiment, the order state may be actively queried through the query payment result interface, and if the user successfully performs payment through the payment link, a corresponding payment success message notification is generated, so as to automatically complete the next service operation. If the background, the network, the server and the like are abnormal and the payment success message notification is not generated finally, the payment state can be actively inquired periodically after the payment link is jumped and during the payment completion return period. If the payment cannot be completed within the preset period, first warning information is generated, and the first warning information is used for prompting the user that the payment is not successfully carried out through the payment link to the third-party application and the first platform.
As another preferred embodiment, after the step of generating the payment success message notification, the method further comprises:
s16, acquiring the commission total income state of the first platform;
s171, if the income state is that the total amount of the commission income accords with the preset amount, jumping to a successful payment interface;
and S172, if the income state is that the total amount of the commission income is not accordant with the preset amount, generating second alarm information.
In particular implementations, where the user has made a payment but the first platform has not successfully received a commission, to avoid this, after generating the payment success message notification, the method further includes a payment callback function that enables invoking the callback interface to determine a final payment result to the first platform. The payment callback result supports real-time return, the first platform must directly return a character string 'success' after receiving the notification of the payment success message and successfully receiving the corresponding commission, and at the moment, the payment link directionally jumps to a payment success interface; if the return value is not 'success', the first platform does not receive commission or receives all commissions, second alarm information is correspondingly generated, and related affiliates are informed to carry out off-line back check.
Example 2
This embodiment provides a settlement response method, configured to respond to the settlement request method described in embodiment 1, as shown in fig. 4, where the settlement response method includes:
s21, obtaining the information of the order to be paid of a plurality of service platforms;
s22, generating corresponding commission total amount information based on the order information to be paid;
s23, sending the commission total amount information to the second platform to construct a payment link based on the commission total amount information at the second platform;
wherein the payment link is for paying the corresponding commission amount.
In this embodiment, the second platform includes a plurality of service platforms that require payment of a drain commission by the second platform to the draining platform.
And step S21, the order to be paid is a commodity and service order which is placed by the enterprise through the drainage platform and provided by each service platform in the second platform, the drainage platform collects and packages the order information, then an order packaging interface is called, and the packaged order information is sent to the drainage platform to calculate the commission to be paid to the drainage platform. The information of the order to be paid includes, but is not limited to, the amount of the order, the quantity of the order, and the service platform to which the order belongs.
In an implementation, the second platform pays a commission to the drainage platform for a particular settlement period. And the second platform calls all the to-be-paid order lists of a plurality of service platforms in the settlement period, and calls corresponding to-be-paid order information according to the lists to package. The list of the orders to be paid is shown in table 3 above, and the list includes specific dates of the orders, the orders are payment orders or refund orders, service platforms to which the orders belong, running numbers corresponding to the orders, and total amount of the orders.
Different business platforms correspond to different commission settlement rules, after the drainage platform receives the information of the order to be paid, the same data set in a plurality of order storages is collected according to the business platform to which the order belongs, and commission amount corresponding to the data set is calculated by using the commission settlement rule corresponding to the business platform to which the order belongs, and corresponding commission details are generated. And then, summarizing the commission amount and the details corresponding to all the data sets, and finally generating commission total amount information.
With respect to steps S22 and S23, in a preferred embodiment, the commission amount information includes a token;
as shown in fig. 5, the steps S22 and S23 further include:
s211, generating a corresponding token;
s221, sending the token to the second platform for the second platform to construct a payment link based on the token
The response method further comprises the following steps:
and S24, obtaining the payment link and carrying out identity verification according to the token.
Specifically, the token corresponds to the commission total amount information in the current settlement period, and the token has uniqueness. When the payment link is constructed, the method in this embodiment does not directly call a specific commission total amount to generate the payment link, but the token is firstly constructed in the payment link for performing authentication to pull up a payment page, so as to improve the security when the commission is paid.
Therefore, when the payment is performed through the payment link, the second platform needs to perform identity authentication at the drainage platform by using the token, and if the identity authentication is successful, the second platform can call the payment center interface to call the specific commission details from the drainage platform, so as to generate a specific payment page, and display the corresponding commission details to the user at the second platform. The commission details include, but are not limited to, total commission amount, service platform to be paid commission, corresponding commission amount, and commission calculation rule of each platform.
In another preferred embodiment, the response method further comprises obtaining a commission total income status and an income amount, and sending the income status and the income amount to the second platform.
In particular implementations, there may be situations where the user has made a payment but the drainage platform has not successfully received a commission, and to avoid this, after generating the payment success message notification, the method further includes a payment callback function that enables the second platform to call the callback interface to determine the final payment result to the drainage platform. The payment callback result supports real-time return, the drainage platform must directly return a character string 'success' after receiving the notification of the payment success message and successfully receiving the corresponding commission, and at the moment, the payment link directionally jumps to a payment success interface; if the return value is not 'success', the drainage platform is indicated to not receive commission or not receive all commission, second alarm information is correspondingly generated, and related affiliates are informed to carry out off-line back check.
Example 3
The present embodiment provides a cross-platform settlement method based on the settlement request method described in embodiment 1 and the settlement response method described in embodiment 2. As shown in fig. 6, the cross-platform settlement method includes:
s31, the second platform acquires the information of the order to be paid of the plurality of service platforms;
s32, the first platform acquires the information of the order to be paid and generates corresponding commission total amount information based on the information of the order to be paid;
s33, the second platform acquires the commission total amount information and constructs a payment link based on the commission total amount information;
wherein the payment link is to pay the corresponding commission amount to the first platform.
In this embodiment, the first platform performs drainage of enterprise users for each service platform in the second platform, and therefore, each service platform needs to pay a drainage commission to the first platform through the second platform, and the specific implementation of steps S31 and S33 is as in example 1, and the specific implementation of step S32 is as in example 2.
Example 4
Fig. 7 is a schematic structural diagram of an electronic device provided in this embodiment. The electronic device includes a memory, a processor, and a computer program stored on the memory and executable on the processor. In an alternative embodiment, the processor, when executing the program, implements the settlement request method of example 1. In another alternative embodiment, the processor, when executing the program, implements the settlement response method of example 2. In yet another alternative embodiment, the processor, when executing the program, implements the cross-platform settlement method of example 3. The electronic device 30 shown in fig. 7 is only an example, and should not bring any limitation to the functions and the scope of use of the embodiment of the present invention.
As shown in fig. 7, electronic device 30 may take the form of a general purpose computing device. The components of the electronic device 30 may include, but are not limited to: the at least one processor 31, the at least one memory 32, and a bus 33 connecting the various system components (including the memory 32 and the processor 31).
The bus 33 includes a data bus, an address bus, and a control bus.
The memory 32 may include volatile memory, such as Random Access Memory (RAM)321 and/or cache memory 322, and may further include Read Only Memory (ROM) 323.
Memory 32 may also include a program/utility 325 having a set (at least one) of program modules 324, such program modules 324 including, but not limited to: an operating system, one or more application programs, other program modules, and program data, each of which, or some combination thereof, may comprise an implementation of a network environment.
The processor 31 executes various functional applications and data processing, such as a settlement request method in embodiment 1, a settlement response method in embodiment 2, or a cross-platform settlement method in embodiment 3 of the present invention, by running the computer program stored in the memory 32.
The electronic device 30 may also communicate with one or more external devices 34, such as a cell phone. Such communication may be through input/output (I/O) interfaces 35. Also, model-generating device 30 may also communicate with one or more networks (e.g., a Local Area Network (LAN), a Wide Area Network (WAN), and/or a public network, such as the Internet) via network adapter 36. As shown in FIG. 5, network adapter 36 communicates with the other modules of model-generating device 30 via bus 33. It should be understood that although not shown in the figures, other hardware and/or software modules may be used in conjunction with the model-generating device 30, including but not limited to: microcode, device drivers, redundant processors, external disk drive arrays, RAID (disk array) systems, tape drives, and data backup storage systems, etc.
It should be noted that although in the above detailed description several units/modules or sub-units/modules of the electronic device are mentioned, such a division is merely exemplary and not mandatory. Indeed, the features and functionality of two or more of the units/modules described above may be embodied in one unit/module according to embodiments of the invention. Conversely, the features and functions of one unit/module described above may be further divided into embodiments by a plurality of units/modules.
Example 5
The present embodiment provides a computer-readable storage medium having a computer program stored thereon. In an alternative embodiment, the program when executed by a processor implements the settlement request method of example 1. In another alternative embodiment, the program when executed by a processor implements the settlement response method of example 2. In yet another alternative embodiment, the program when executed by a processor implements the cross-platform settlement method of example 3.
More specific examples, among others, that the readable storage medium may employ may include, but are not limited to: a portable disk, a hard disk, random access memory, read only memory, erasable programmable read only memory, optical storage device, magnetic storage device, or any suitable combination of the foregoing.
In a possible embodiment, the invention can also be implemented in the form of a program product comprising program code for causing a terminal device to carry out the implementation of the settlement request method in embodiment 1, the settlement response method in embodiment 2 or the cross-platform settlement method in embodiment 3, when the program product is run on the terminal device.
Where program code for carrying out the invention is written in any combination of one or more programming languages, the program code may execute entirely on the user device, partly on the user device, as a stand-alone software package, partly on the user device and partly on a remote device or entirely on the remote device.
While specific embodiments of the invention have been described above, it will be appreciated by those skilled in the art that this is by way of example only, and that the scope of the invention is defined by the appended claims. Various changes and modifications to these embodiments may be made by those skilled in the art without departing from the spirit and scope of the invention, and these changes and modifications are within the scope of the invention.

Claims (12)

1. A settlement request method, the method comprising:
sending the information of the orders to be paid of the service platforms to a first platform so as to generate corresponding commission total amount information on the first platform;
acquiring the commission total amount information;
constructing a payment link based on the commission total information;
wherein the payment link is to pay the corresponding commission amount to the first platform.
2. The settlement request method according to claim 1, wherein the sending the order information to be paid for the plurality of service platforms to the first platform comprises:
acquiring a list of orders to be paid of a plurality of service platforms in a settlement period;
and acquiring corresponding order information to be paid according to the order list to be paid and sending the order information to be paid to the first platform.
3. The settlement request method of claim 1, wherein the commission amount information comprises a token for authentication at the first platform;
said obtaining said commission amount information comprises obtaining said token;
the constructing a payment link based on the commission total information comprises constructing a payment link based on the token.
4. The settlement request method of claim 3, further comprising, if a failure to construct a payment link is detected or a construction time exceeds a time threshold, reconstructing a payment link based on the token.
5. The settlement request method as claimed in claim 3, wherein the token has a validity period, and the step of obtaining the token is re-executed if payment is not completed within the validity period.
6. The settlement request method of claim 1, wherein the constructing the payment link further comprises urelcode encoding a parameter in the payment link.
7. The settlement request method according to claim 1, further comprising:
acquiring the payment state of the payment link;
and if the payment state is successful, generating a payment success message notification, otherwise, generating first alarm information.
8. The settlement request method of claim 7, wherein after the step of generating a payment success message notification, the method further comprises:
obtaining a commission total revenue status for the first platform;
if the income state is that the total amount of the commission income accords with the preset amount, jumping to a successful payment interface;
and if the income state is that the total amount of the commission income is not in accordance with the preset amount, generating second alarm information.
9. A settlement response method, the method comprising:
acquiring information of orders to be paid of a plurality of service platforms;
generating corresponding commission total amount information based on the to-be-paid order information;
sending the commission amount information to a second platform to construct a payment link based on the commission amount information at the second platform;
wherein the payment link is for paying a corresponding commission amount.
10. A cross-platform settlement method, the method comprising:
the second platform acquires the information of the order to be paid of a plurality of service platforms;
the first platform acquires the information of the order to be paid and generates corresponding commission total amount information based on the information of the order to be paid;
the second platform obtains the commission total amount information and constructs a payment link based on the commission total amount information;
wherein the payment link is to pay the corresponding commission amount to the first platform.
11. An electronic device comprising a memory, a processor, and a computer program stored on the memory and executable on the processor, wherein the processor implements the settlement request method of any one of claims 1-8, or the settlement response method of claim 9, or the cross-platform settlement method of claim 10 when executing the computer program.
12. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out a settlement request method according to any one of claims 1 to 8, or a settlement response method according to claim 9, or a cross-platform settlement method according to claim 10.
CN202110812018.1A 2021-07-19 2021-07-19 Settlement request, response and cross-platform settlement method, apparatus and medium Pending CN113506101A (en)

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CN107194716A (en) * 2017-04-24 2017-09-22 我找找（上海）电子商务有限公司 Store profit and point servant's data analysis settlement method and system
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