CN112988835B - Financing leasing equipment control method, system and device based on block chain - Google Patents

Financing leasing equipment control method, system and device based on block chain Download PDF

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CN112988835B
CN112988835B CN202110242158.XA CN202110242158A CN112988835B CN 112988835 B CN112988835 B CN 112988835B CN 202110242158 A CN202110242158 A CN 202110242158A CN 112988835 B CN112988835 B CN 112988835B
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CN112988835A (en
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费丽娜
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Alipay Hangzhou Information Technology Co Ltd
Ant Blockchain Technology Shanghai Co Ltd
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Ant Blockchain Technology Shanghai Co Ltd
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Abstract

The embodiment of the specification discloses a financing lease equipment control method, system and device based on a block chain. The method comprises the following steps: acquiring asset data related to the financing lease behavior, and writing the asset data into a first block chain; the asset data comprises a financial asset identifier and a leasing equipment identifier corresponding to the financial asset identifier; acquiring a device control instruction, wherein the device control instruction comprises a device identifier and a control item; sending a verification transaction to the first blockchain to determine whether the equipment identifier is a rental equipment identifier related to financing rental behavior; and if the equipment identifier is the rental equipment identifier related to the financing rental behavior, sending an equipment control instruction to the execution equipment so as to enable the execution equipment to execute control on the equipment corresponding to the equipment identifier based on the control item.

Description

Financing lease equipment control method, system and device based on block chain
Technical Field
The present disclosure relates to the field of blockchain technologies, and in particular, to a method, a system, and an apparatus for controlling financing rental equipment based on blockchain.
Background
Financing lease (financial lease) is a non-bank financial form, which means that a financing party (a renter or an investor, which may be an individual or an entity, such as a user, an enterprise, etc.) makes a supply contract with a third party (an equipment supplier) according to the request of a lessee (the renter or a financing requester, which may be an individual or an entity, such as a user, an enterprise, etc.), and the financing party purchases the equipment selected by the renter from the supplier according to the contract. Meanwhile, the financing party and the lessee subscribe a lease contract, the equipment is leased to the lessee, and a certain rent is collected from the lessee.
However, in the financing lease transaction, the financer lacks an effective wind control means and cannot timely handle the default behavior of the lessee, so that the release scale and frequency of the lease equipment are limited. Therefore, a management method for the rental equipment is needed, which can dispose the default behavior of the lessee in time and provide a powerful wind control means for the rental sponsor.
Disclosure of Invention
One embodiment of the present disclosure provides a method for controlling financing rental equipment based on a block chain. The method comprises the following steps: acquiring asset data related to the financing lease behavior, and writing the asset data into a first block chain; the asset data comprises a financial asset identifier and a leasing equipment identifier corresponding to the financial asset identifier; acquiring a device control instruction, wherein the device control instruction comprises a device identifier and a control item; sending a verification transaction to the first blockchain to determine whether the equipment identifier is a rental equipment identifier related to financing rental behavior; and if the equipment identifier is the lease equipment identifier related to the financing lease behavior, sending an equipment control instruction to the execution equipment so as to enable the execution equipment to execute control on the equipment corresponding to the equipment identifier based on the control item.
One embodiment of the present disclosure provides a block chain-based financing rental equipment control system. The system comprises: the first asset data writing module is used for acquiring asset data related to the financing lease behavior and writing the asset data into a first block chain; the asset data comprises a financial asset identifier and a corresponding leasing equipment identifier; the control instruction acquisition module is used for acquiring a device control instruction, and the device control instruction comprises a device identifier and a control item; the checking module is used for sending a checking transaction to the first blockchain so as to determine whether the equipment identifier is a leasing equipment identifier related to the behavior of the financing leasing act; and the first control instruction sending module is used for sending an identification control instruction to the execution equipment if the equipment identifier is a rental equipment identifier related to the financing rental behavior so as to enable the execution equipment to execute control on the equipment corresponding to the equipment identifier based on the control item.
One embodiment of the present disclosure provides a financing leasing equipment control device based on a block chain. The apparatus includes at least one storage medium and at least one processor, the at least one storage medium configured to store computer instructions; the at least one processor is configured to execute the computer instructions to implement a blockchain-based financing rental equipment control method.
One embodiment of the specification provides another financing leasing equipment control method based on a block chain. The method comprises the following steps: acquiring asset data related to the financing lease behavior, and writing the asset data into a first block chain; the asset data comprises a financial asset identifier and a leasing equipment identifier corresponding to the financial asset identifier; acquiring a monitoring intelligent contract and deploying the monitoring intelligent contract on a first block chain; the monitoring intelligent contract comprises equipment control conditions and control items; obtaining repayment information related to the financing lease behavior, and calling the monitoring intelligent contract so as to generate an equipment control instruction when the repayment information meets equipment control conditions; the equipment control instruction comprises a leasing equipment identifier corresponding to the repayment information and a control item corresponding to the met equipment control condition; and sending the device control instruction to an execution device so as to enable the execution device to execute control on the device corresponding to the device identification based on the control item.
One embodiment of the specification provides another financing leasing equipment control system based on a block chain. The system comprises: the second asset data writing module is used for acquiring asset data related to the financing lease behavior and writing the asset data into the first block chain; the asset data comprises a financial asset identifier and a leasing equipment identifier corresponding to the financial asset identifier; the intelligent contract deployment module is used for acquiring a monitoring intelligent contract and deploying the monitoring intelligent contract on the first block chain; the monitoring intelligent contract comprises equipment control conditions and control items; the control instruction generation module is used for repayment information related to the financing lease behavior and calling the monitoring intelligent contract so as to generate an equipment control instruction when the repayment information meets equipment control conditions; the equipment control instruction comprises a leasing equipment identifier corresponding to the repayment information and a control item corresponding to the met equipment control condition; and the second control instruction sending module is used for sending the device control instruction to the execution device so as to enable the execution device to execute control on the device corresponding to the device identifier based on the control item.
One embodiment of the specification provides another financing leasing equipment control device based on a block chain. The apparatus includes at least one storage medium and at least one processor, the at least one storage medium configured to store computer instructions; the at least one processor is configured to execute the computer instructions to implement another block chain-based financing rental equipment control method.
One embodiment of the present disclosure provides a method for controlling financing rental equipment based on a block chain. The method comprises the following steps: acquiring a device control instruction; the equipment control instruction comprises equipment identification and a control item; sending a verification transaction to the first blockchain to determine whether the equipment identifier is a rental equipment identifier related to financing rental behavior; asset data related to financing lease behavior is stored in the first block chain; the asset data comprises a financial asset identifier and a leasing equipment identifier corresponding to the financial asset identifier; and if the equipment identifier is the rental equipment identifier related to the financing rental behavior, sending an equipment control instruction to the execution equipment so as to enable the execution equipment to execute control on the equipment corresponding to the equipment identifier based on the control item.
Drawings
The present description will be further explained by way of exemplary embodiments, which will be described in detail by way of the accompanying drawings. These embodiments are not intended to be limiting, and in these embodiments like numerals are used to indicate like structures, wherein:
FIG. 1 is an exemplary interaction flow diagram of a block chain based financing rental equipment control method in accordance with some embodiments of the present description;
FIG. 2 is an exemplary interaction flow diagram of another method of blockchain-based financing rental equipment control in accordance with some embodiments of the present description;
FIG. 3 is an exemplary flow diagram of yet another method for blockchain-based control of financing rental equipment in accordance with some embodiments of the present description;
FIG. 4 is a block diagram of a block chain based financing rental equipment control system in accordance with some embodiments of the present description;
FIG. 5 is a block diagram of another block chain based financing rental equipment control system in accordance with some embodiments of the present description.
Detailed Description
In order to more clearly illustrate the technical solutions of the embodiments of the present specification, the drawings used in the description of the embodiments will be briefly described below. It is obvious that the drawings in the following description are only examples or embodiments of the present description, and that for a person skilled in the art, the present description can also be applied to other similar scenarios on the basis of these drawings without inventive effort. Unless otherwise apparent from the context, or stated otherwise, like reference numbers in the figures refer to the same structure or operation.
It should be understood that "system", "device", "unit" and/or "module" as used herein is a method for distinguishing different components, elements, parts, portions or assemblies of different levels. However, other words may be substituted by other expressions if they accomplish the same purpose.
As used in this specification and the appended claims, the terms "a," "an," "the," and/or "the" are not to be taken in a singular sense, but rather are to be construed to include a plural sense unless the context clearly dictates otherwise. In general, the terms "comprises" and "comprising" merely indicate that steps and elements are included which are explicitly identified, that the steps and elements do not form an exclusive list, and that a method or apparatus may include other steps or elements.
Flow charts are used in this description to illustrate operations performed by a system according to embodiments of the present description. It should be understood that the preceding or following operations are not necessarily performed in the exact order in which they are performed. Rather, the steps may be processed in reverse order or simultaneously. Meanwhile, other operations may be added to or removed from these processes.
Some embodiments of the present disclosure provide a method and system for controlling financing leasing equipment based on a block chain. The method can acquire the credible credit expression of the lessee in time and set a control instruction based on the credible credit expression so as to execute control operation on the financing leasing equipment. For example, in a financing vehicle leasing scene, the method can play a punishment role for the lessee when the lessee violates the contract (for example, the vehicle is a management tool of the lessee, and the vehicle cannot be normally operated due to the speed reduction), so that the effects of active management, intelligent management and auditable and traceable of a sponsor (a lessor a investor or a financing party) are achieved.
In some embodiments, the financing lease equipment control system disclosed herein may control leased equipment based on whether a payoff fund flow of a lessee conforms to a pre-signed repayment contract. For example, for a vehicle rental, a slowdown instruction may be executed on the device when the renter's repayment funds do not reach a predefined repayment amount. If the subsequent repayment funds of the lessee reach the preset amount, a deceleration recovery/cancellation instruction is executed on the equipment. In some embodiments, the financing lease equipment control system can obtain the financing lease related data and perform trusted deposit. For example, the financing lease equipment control system can acquire tenant information, financial schemes, repayment plans, equipment related information and related equipment control instructions, and upload the data to the blockchain for evidence storage. For another example, the financing rental equipment control system can perform data validation (e.g., the financing rental equipment control system can check whether the equipment corresponding to the received control instruction is associated with the financing rental activity) to determine whether to control the rental equipment. The fund (financing party) can log in the financing lease equipment control system to initiate data query transaction, or obtain the equipment control state pushed by the system, so as to obtain repayment information of the lessee related to the financing lease and a corresponding disposal result, and know the operation condition of financial assets. Referring to fig. 1 in combination, an application scenario of the block chain-based financing rental device control system may include a credit platform, a data service platform (in some embodiments, a trusted IOT trusted platform, an asset management platform), a device provider, an execution device, and a rental device.
A loan platform may be used to provide financing rental services. A user (which may be referred to as a lessee in this specification and may include an individual or entity, such as a business) may make a request for a financing lease via a lending platform. The loan platform can find the fund (which can be a user, an enterprise, an organization and the like) matched with the financing lease service and recommend the loan to the user who makes a loan request to complete the financing lease service. The user and the fund (which may also be referred to as the fund supplier or the fund financing party in this specification) may make a corresponding contract (lease contract) in a credit platform. In some embodiments, when a lessee and an owner sign a lease contract in a loan system, data information related to the lease contract, such as lessee information, financial plans, repayment plans, equipment-related information, and the like, is generated.
The data service platforms may include an IOT trusted platform and a resource management platform. In some embodiments, the data service platform may create, acquire, update, and store the information of the new and old devices, and may also store and supervise the acquired various resource information (e.g., information of the financing lease service).
The IOT (The Internet of Things) trusted platform can be based on information carriers such as The Internet and The like, and can be used for realizing an interconnection platform of common objects with independent running functions. In some embodiments, financing rental devices may be interconnected over the internet through an IOT trusted platform. Thus, information for each device (e.g., a unique number for each device) may be known through the IOT trusted platform. For example, the IOT trusted platform registers a new device (obtains a corresponding number), performs continuous information capture on an existing device (obtains related information of the existing device), and stores the information. In some embodiments, a data processing module and a data processing exposure module may be included in the IOT trusted platform. And the IOT trusted platform performs new construction, acquisition and evidence storage on new and old equipment through the data processing module. And displaying the information processed by the new and old equipment through a data processing and displaying module so as to provide the user with relevant knowledge. In some embodiments, the IOT trusted platform may further include a processing device (e.g., a second processing device), which may be a node of a blockchain network (or referred to as a second blockchain), and may verify by sending a transaction request to the blockchain to upload registered new device information and existing device information to the blockchain. In some embodiments, the second blockchain may also be part of the IOT trusted platform.
The asset management platform (also referred to as asset management platform) can store and manage various asset information (including financing lease asset information) based on information carriers such as the internet. In some embodiments, the asset management platform may perform monitoring management on various types of asset information through its own mechanisms and/or platform operators. For example, in the financing lease service, when a lessee does not deliver a corresponding amount of money on time, a platform operator may set a corresponding disposal instruction, and when the corresponding lessee in the corresponding asset information does not meet a preset standard, perform a relevant reminder on the lessee and/or dispose of equipment leased by the lessee. In some embodiments, the resource management platform may include a processing device (e.g., a first processing device), where the processing device may be a node of a blockchain network (or referred to as a first blockchain), and may upload the acquired various asset information that needs to be managed to the blockchain for storage, and perform related management on the various assets through the blockchain. In some embodiments, the first blockchain may be part of a resource management platform. Further, respective asset stakeholders may be monitored by the smart contracts and respective disposition instructions generated.
In a blockchain network, blockchain nodes may receive transactions uploaded (or broadcast) to the chain, invoke corresponding smart contracts to complete execution of the transactions, and the transactions and results of the execution of the transactions are written to the blockchain and saved to blockchain data. For example, a processing device in the asset management platform acquires the related data of financing lease, information of the individual loan platform and repayment information, initiates a data deposit transaction request to the first blockchain, and writes the information into blockchain data.
The consensus mechanism is an essential component of the normal operation of the blockchain network, and is used to ensure that the blockchain data stored in each node is consistent. Multiple nodes may agree on operations to receive (input of corresponding code), generate (output or intermediate result of corresponding code), and/or perform by running a consensus protocol, and nodes participating in consensus may be referred to as consensus nodes. For example, for a plurality of transactions involved in a new block, each consensus node may agree on an order of execution of the plurality of transactions by running a consensus protocol.
The blockchain data (also referred to as on-chain data) may include the writing of blockchain data, also referred to as uplinks, by the common knowledge of blockchain data and status data (also referred to as global status or world status). Wherein the block data comprises continuously generated and time-sequentially linked blocks, and each common node can uplink a new block by running a common protocol. Consensus pass means that each consensus node can write the same new block to the blockchain data. For example only, in some embodiments, the condition that the common acknowledgement passes includes that more than a predetermined percentage (e.g., 2/3) of the common acknowledgement nodes agree to uplink the new block. The status data may include status variables associated with each account, such as the balance of an external account controlled by an individual, organization, or, as another example, the contract status of a contract account.
It should be noted that the blockchain has a public transparency feature, so any node can obtain the transaction broadcasted in the blockchain network, and if the data is directly put into the reconciliation transaction in a clear text form, there may be a risk of disclosure. In view of this, in some embodiments, transaction data may be uploaded to the blockchain in ciphertext form, and an authorized data user (e.g., a sponsor) may decrypt corresponding data obtained from the chain using a key provided by the data source.
In some embodiments, a tile link point may be a variety of computing devices, such as a laptop computer, desktop computer, server, and the like.
The equipment for leasing may be life production equipment, for example, the equipment may be vehicles, garbage disposal equipment, road construction equipment, and the like. The lessees can live and produce through the equipment so as to achieve the purpose of facilitating life or obtaining work profits. For example, a lessee may be making profits from a vehicle on a regular trip or from a vehicle used as a net appointment vehicle or from a regular production using production equipment such as cranes, earth movers, garbage disposal vehicles, etc. The execution device can be a smart device terminal which is carried by the device or is installed on the device. For example, the execution device may be a vehicle network based Telematics BOX (T-BOX). The execution device may also be a device control server located at the back end, and the purpose of controlling the device is achieved by communicating with a device terminal installed above the device. In some embodiments, the execution device may control the device to perform the corresponding operation based on the control instruction. For example, the corresponding operations of starting the device, decelerating the device, switching off the device and the like.
The technical solution disclosed in the present specification is described below by means of a flowchart.
FIG. 1 is a schematic interaction flow diagram of a method for controlling financing rental equipment based on blockchain, according to some embodiments of the present disclosure. In some embodiments, the process 100 may be performed by the data services platform shown in FIG. 1. For example, process 100 may be stored in a storage device (e.g., an onboard storage unit or an external storage device in a data service platform) in the form of a program or instructions that, when executed, may implement process 100. In some embodiments, process 100 may be performed by financing rental equipment control system 400. As shown in fig. 1, the process 100 may include the following steps.
Step 102, asset data related to the financing lease activity is obtained and written into the first block chain. This step may be performed by the first asset data write module 410. In some embodiments, the first asset data write module 410 is disposed in a resource management platform, such as a processing device of the resource management platform.
The financing lease behavior can be that an asset provider (investor and financing party) makes a supply contract with a third party (equipment provider) according to a financing lease request initiated by a lessee on a personal loan platform, and the asset provider makes a fund to purchase equipment selected by the lessee from the supplier according to the contract. Meanwhile, the seller and the lessee make a lease contract, the equipment is leased to the lessee, and the corresponding rent is charged to the lessee. The financing rental facility may include vehicles such as commercial vehicles and the like, production and living facilities such as garbage disposal facilities, road construction facilities, and the like.
The asset data associated with the financing rental activity may include financial data generated in the financing rental business. Illustratively, the property data related to the financing lease activity may include a loan value, an installment period number, an installment amount, an interest value, a financial property identification, a corresponding equipment identification, etc., or any combination thereof, for the lessee in the lease service. In some embodiments, asset data related to financing lease activity may be generated upon completion of the financing lease activity (i.e., upon completion of the sign-on of a contract related to the financing lease). For example, a lessee, an owner and a third party sign corresponding contracts for the financing lease service in a loan system, generate the financing lease service after the signing is completed, and simultaneously generate asset data related to the financing lease behavior.
In some embodiments, the financial asset identification may be used to identify a financing rental business, one financial asset identification corresponding to one financing rental business, and each different financing rental business may be distinguished by the financial asset identification. The lease equipment identifier corresponding to the financial asset identifier can be used for identifying equipment which is purchased by an asset party and leased to a lessee party in the financing lease service, and accordingly, lease equipment corresponding to each financing lease service is determined. For example, in a financing lease service, a lessee A completes the subscription of the financing lease service with an sponsor B and a device provider C through a loan platform, and the financing lease service has a unique corresponding financial asset identifier, such as a number obtained by a number, a character number or a combination of the two. The related information (such as loan data, installment period number, return-per-period data, interest value per-period and the like of the lessee A in the lease service) about the financing lease service can be obtained by inquiring the number. The devices in the financing lease service that are purchased by the sponsor B from the device provider C and leased to the lessee A are respectively provided with a device identification. As an example, when the rental device is a Vehicle, the device Identification of the corresponding rental device may be a Vehicle VIN code (Vehicle Identification Number). One financial asset identification may correspond to device identifications of a plurality of rental devices.
In some embodiments, a first asset data write module 410 of a processing device in a resource management platform may obtain, from a lending platform, asset data related to financing lease activity generated by a lessee when applying for a financing lease, and initiate a transaction request to the first blockchain to store the asset data on the first blockchain. After receiving the transaction request, the first blockchain may call and execute a related intelligent contract, and write the asset data into the blockchain for evidence storage. For example, a new chunk is generated that stores the asset data.
And step 104, acquiring a device control instruction. This step may be performed by the control instruction fetch module 420. In some embodiments, the control instruction fetch module 420 may be disposed in an IOT platform, such as a processing device of the IOT platform.
In some embodiments, the device control instructions may include a device identification and a control item. The device identification can be used for indicating a device which needs to be controlled, and the control item can be used for indicating the control operation. For example, if the device to be controlled is a vehicle, the control items may include a deceleration command, a deceleration recovery command, a stall command, and the like.
In some embodiments, the device control instruction may be issued by a sponsor. For example, when the seller signs a financing lease contract with the lessee and determines that the content of the lease contract is not fulfilled, the corresponding equipment control instruction can be implemented to the lease equipment. In some embodiments, the equipment control instructions may be provided by the sponsor via a credit platform. For example, the equipment control instruction can be initiated by the lending platform after the seller acquires that the lessee does not fulfill the contract, such as overdue and overdue payment. In some embodiments, the lending platform can be used as an intermediary to manage repayment of tenants, and when monitoring that a certain tenant is overdue and not repayment, the lending platform can send a device control instruction to the data service platform.
In some embodiments, the rental device may include a vehicle, and the control item may include an instruction to speed limit operation or a release to speed limit operation. It is to be understood that when the rental device is a vehicle, the vehicle is a vehicle for daily life or trip operations such as ordering a car as a net. The speed limit is carried out aiming at the vehicle, and the punishment can be effectively carried out on the lessees. For example, a lessee cannot use a vehicle to travel normally or as a business tool. And when the lessee completes the contract on time, the speed limit of the vehicle can be released, so that the lessee can normally use the vehicle. In some embodiments, the speed limit operation or the speed limit releasing operation may include a corresponding control object and a control parameter. The control object may include a vehicle speed, a gear, and the like. The control parameter may comprise a speed value or a gear value. For example, the speed limit operation may include speed limiting the vehicle to 20km/h or limiting the vehicle gear to 1 gear.
In some embodiments, the control instruction obtaining module 420 obtains the device control instruction including the device identifier and the control item through the individual credit platform and/or the sponsor.
Step 106, sending a verification transaction to the first blockchain to determine whether the equipment identifier is a rental equipment identifier related to the financing rental behavior. This step may be performed by the verification module 430. In some embodiments, the verification module 430 may be disposed in the IOT platform, such as a processing device of the IOT platform.
To prevent misoperations or malicious handling, the data service platform may validate the device control instructions. If the device identifier carried in the device control instruction is not the device identifier of the rental device that can be controlled (if the device identifier in the control instruction is not related to the rental service, and other people are not authorized to control), if such a device is disposed, confusion may be caused. Thus, the verification module 430 may send a verification transaction to the first blockchain. After receiving the verification transaction, the first blockchain may call a corresponding verification intelligent contract to determine whether the equipment identifier in the equipment control instruction is a lease identifier corresponding to the financing lease behavior. Therefore, the rental equipment can be accurately controlled based on the control instruction, and the wrong rental equipment is prevented from being executed. For example, the check intelligent contract may search the device identifier in the blockchain data, and determine whether the device corresponding to the identifier belongs to the rental device related to the financing rental service.
In some embodiments, the IOT trusted platform may be a node of the first blockchain, and after obtaining the device control instruction, may send the verification transaction to the first blockchain. In some embodiments, the IOT platform may also initiate a verification transaction to the first blockchain through the resource management platform. Specifically, the IOT platform may send an authentication request to the processing device of the resource management platform, and then the processing device of the resource management platform initiates the authentication transaction to the first blockchain.
And step 108, if the equipment identifier is the rental equipment identifier related to the financing rental behavior, sending an equipment control instruction to the execution equipment so as to enable the execution equipment to execute control on the equipment corresponding to the equipment identifier based on the control item. This step may be performed by the first control instruction transmitting module 440. In some embodiments, the first control instruction sending module 440 may be disposed in the IOT platform, such as a processing device of the IOT platform.
In some embodiments, since the devices requiring the device control instruction to be executed are all lease devices leased to lessees by the sponsor in the financing lease service, when the device identifier in the device control instruction is the lease device identifier, it indicates that the device to be executed is correct, and then the subsequent execution steps can be continued. In some embodiments, the first control instruction sending module 440 may send the acquired device control instruction to the execution device, so that the execution device controls the device based on the control items.
In some embodiments, when the device identifier in the device control instruction is not consistent with the device identifier of the rental device, it indicates that the device to be executed is not correct, and is not the corresponding device in the financing rental business, and the disposition cannot be executed on the device. Thus, the device control instruction is not sent to the execution device and the lending platform is notified. For example, the credit platform device is notified that the device id in the device control command is incorrect, and the credit platform device is requested to be retransmitted after verification.
In some embodiments, the process 100 may further include the step 110: and acquiring a control result of the execution equipment for the equipment corresponding to the equipment identifier, and writing the equipment identifier and the control result into the second block chain. Step 110 may be performed by the first control result writing module 450. In some embodiments, the first control result writing module 450 may be disposed in the IOT platform, such as a processing device of the IOT platform.
In some embodiments, the control result may include whether the execution of the device control instruction was successful, the status of the device after the execution of the device control instruction, and the like. For example, assuming that the apparatus is a vehicle, the apparatus control instruction includes decreasing the vehicle speed of the vehicle to 20km/h or less. The control result may include that the device control instruction is successfully executed, and the upper limit of the vehicle speed is 20km/h. The control result may be that the device control command fails to be executed, and the vehicle speed is not limited.
In some embodiments, the first control result writing module 450 may initiate a transaction request to the second blockchain to store the device identification and the control result on the second blockchain. After receiving the transaction request, the second blockchain may call and execute a related intelligent contract, and write the device identifier and the control result into the blockchain for evidence storage. For example, a new chunk is generated that stores the asset data.
In some embodiments, the process 100 may further obtain and output the control result of the device to the outside through the first control result output module 460. In some embodiments, the first control result output module 460 may be deployed on a data service platform existing as a whole. In some embodiments, because the resource management platform and the IOT platform have different service contents, and data owned by the two are relatively isolated, if the IOT platform mainly faces to device management, the resource management platform mainly faces to asset management or sponsor service, and therefore, in the data service platform, the resource management platform and the IOT platform can interact to complete the acquisition and external output of the device control result. In particular, a processing device of the resource management platform may initiate a query request to the IOT platform, and the query condition may include a device on which the handling has been performed, as in step 112 in fig. 1; the IOT platform receives the query request, initiates a query transaction to the second blockchain to obtain a control result of the device on which the corresponding handling has been performed, and returns the query result to the resource management platform, as shown in steps 114 and 116 in fig. 1; the asset management platform further pushes the query results to the sponsor, step 118 in figure 1. For example, a processing device of the asset management platform may initiate a credentialing transaction, and store the query result in the first blockchain, so as to obtain the control result of the device as multiple parties of the first blockchain node. For another example, the processing device of the asset management platform may push the control result of the device to the originator of the customized message in the form of a message.
It should be noted that the above description of the various steps in fig. 1 is for illustration and description only and does not limit the scope of applicability of the present description. Various modifications and changes to the various steps in fig. 1 will be apparent to those skilled in the art in light of this description. However, such modifications and variations are intended to be within the scope of the present description.
FIG. 2 is an exemplary interaction flow diagram of another method of controlling financing rental equipment for a blockchain in accordance with some embodiments of the present description. In some embodiments, the process 200 may be performed by the data management platform shown in FIG. 1. For example, the process 200 may be stored in a storage device (an onboard storage unit or an external storage device in a data management platform) in the form of a program or instructions that, when executed, may implement the process 200. In some embodiments, process 200 may be performed by financing rental equipment control system 500. As shown in fig. 2, the process 200 may include the following steps.
Step 202, asset data related to the financing lease activity is obtained and written into the first block chain. This step may be performed by the second asset data write module 510.
Step 202 may be the same as or similar to step 102 of process 100, and reference may be made to the related description in step 102, which is not repeated herein.
And step 204, acquiring a monitoring intelligent contract and deploying the monitoring intelligent contract on the first block chain. This step may be performed by intelligent contract deployment module 520. In some embodiments, the intelligent contract deployment module 520 may be disposed on a resource management platform, such as in a processing device of the resource management platform.
In some embodiments, the monitoring intelligent contract may include device control conditions and control items, and may be used to determine whether a device meets the control conditions, and generate corresponding control instructions based on the control items in the contract when the device meets the device control conditions. The monitoring intelligent contract can be written in advance and stored, and the equipment control conditions and the control items can be generated based on financing lease contracts of tenants and the qualification parties. Intelligent contract deployment module 520 may communicate with a storage device storing the monitoring intelligent contracts to obtain the monitoring intelligent contracts.
In some embodiments, the rental device can include a vehicle. The device control condition may include payment information indicating overdue or overdue payment due, and the control item may indicate a speed limit operation of the vehicle or release the speed limit operation. It is understood that when the lessee does not fulfill the lease contract on time, such as repayment on time, the sponsor (or financer) may control the lease equipment leased by the lessee to achieve the purpose of penalty for reminding the lessee to fulfill the lease contract. Therefore, the monitoring intelligent contract can determine whether to control the rental equipment by determining whether the repayment information of the lessee meets the control condition. And the speed limit is carried out aiming at the vehicle, so that the punishment can be effectively carried out on the lessees. For example, a lessee cannot use a vehicle to travel normally or as a business tool. And when the lessee completes the contract on time, the speed limit of the vehicle can be released, so that the lessee can normally use the vehicle. In some embodiments, the speed limit operation or the speed limit releasing operation may include a corresponding control object and a control parameter. The control object may include a vehicle speed, a gear, and the like. The control parameter may comprise a speed value or a gear value. For example, the speed limit operation may include speed limiting the vehicle to 20km/h or limiting the vehicle gear to 1 gear.
In some embodiments, upon acquiring the monitored intelligent contracts, intelligent contract deployment module 520 may send a transaction request to the first blockchain for deploying intelligent contracts. The first blockchain may complete deployment of the monitoring intelligence contract by executing the transaction request.
And step 206, obtaining repayment information related to the financing lease behavior, and calling the monitoring intelligent contract so as to generate an equipment control instruction when the repayment information meets equipment control conditions. This step may be performed by the control instruction generation module 530. In some embodiments, the control instruction generation module 530 may be disposed in a resource management platform, such as a processing device thereof.
In some embodiments, the repayment information related to the financing lease activity may be related to repayment activity performed by a lessee for a repayment provision in a lease contract with a sponsor, and may include a repayment date, a repayment amount, and the like. It will be appreciated that the payment rules in the rental contract have specified the number of payment periods and the corresponding date and amount of the payment per period. But the lessee may be an advance, a day or a overdue payment and the payment amount may be less than the specified payment amount. For example, assuming that the payment date is 15 a month, the lessee may have paid 10 a. Or a lessee No. 20. Typically, there may be a preset buffer time for overdue payments, such as 5 days. More than 5 days may be considered as the current payment. If the payment amount of the current period is compensated after more than 5 days, the payment is considered to be overdue compensation payment. Based on this, whether the repayment information meets the equipment control condition can be whether the repayment date carried in the repayment information exceeds the preset buffer time so as to reach overdue, or whether the related data of overdue repayment carried in the repayment information is available.
In some embodiments, control instruction generation module 530 may obtain payment information related to the financing rental business from a third party, such as a bank or an online payment platform. Meanwhile, the control instruction generating module 530 may send a request for invoking the monitoring intelligent contract to the first block chain, so as to execute the monitoring intelligent contract to determine whether the repayment information satisfies the device control condition. The calling request of the monitoring intelligent contract can contain repayment information such as repayment amount and repayment date. And carrying out condition judgment on the monitoring intelligent contract based on repayment information, and generating an equipment control instruction when the repayment information meets the equipment control condition, namely data carried in the repayment information indicates that the repayment is overdue or overdue money is paid clearly. The device control instruction may include a rental device identifier (e.g., a vehicle VIN code, etc.) corresponding to repayment information of the lessee and a control item (e.g., a slowdown or slowdown recovery, etc.) corresponding to a satisfied device control condition (e.g., a number of overdue days exceeding a preset value, a number of overdue days having expired, etc.). In some embodiments, the control instruction generation module 530 may transmit the device control instructions to the IOT platform.
And step 208, sending a device control instruction to the execution device so as to enable the execution device to execute control on the device corresponding to the device identification based on the control item. This step may be performed by the second control instruction transmitting module 540. In some embodiments, the second control instruction sending module 540 may be disposed in the IOT platform, such as in a processing device of the IOT platform.
In some embodiments, the second control instruction sending module 540 may send the acquired device control instruction to the execution device, so that the execution device controls the device based on the control item.
In some embodiments, the flow 200 may further include the steps of:
step 210: and acquiring a device control result corresponding to the device identifier of the execution device, and writing the device identifier and the control result into a second block chain. This step may be performed by the second control result writing module 550. For more details about step 210, reference may be made to the relevant description of step 110, and details are not repeated herein.
In some embodiments, the process 200 may further obtain and output the control result of the device to the outside through the second control result output module 560. In some embodiments, the second control result output module 560 may be deployed on a data service platform existing as a whole. More about this step can be referred to the related description about steps 112 to 118 in fig. 1, and is not described herein again.
It should be noted that the above description of the various steps in fig. 2 is for illustration and description only and does not limit the scope of applicability of the present description. Various modifications and changes to the various steps in fig. 2 will be apparent to those skilled in the art in light of this description. However, such modifications and variations are still within the scope of the present specification.
FIG. 3 is an exemplary flow diagram of yet another method for blockchain-based control of financing rental equipment in accordance with some embodiments of the present disclosure. In some embodiments, flowchart 300 may be performed by the IOT platform shown in fig. 1. For example, process 300 may be stored in a storage device (e.g., an on-board storage unit or an external storage device in the IOT platform) in the form of a program or instructions that, when executed, implement process 300. As shown in fig. 3, the process 300 may include the following steps.
Step 302, a device control instruction is obtained. In some embodiments, the IOT platform may obtain corresponding device control instructions from the sponsor, where the device control instructions may include device identification (e.g., vehicle VIN code) and control items (e.g., vehicle deceleration instructions, deceleration recovery instructions, etc.). Step 302 is similar to step 104 of flowchart 100, and reference may be made to the description of step 104 for a detailed description of step 302.
Step 304, sending a verification transaction to the first blockchain to determine whether the equipment identifier is a rental equipment identifier associated with a financing rental activity.
Step 304 is similar to step 106 of flowchart 100, and reference may be made to the description of step 106 for a detailed description of step 304.
Step 306, if the equipment identifier is the rental equipment identifier related to the financing rental behavior, sending an equipment control instruction to the execution equipment so as to enable the execution equipment to execute control on the equipment corresponding to the equipment identifier based on the control item.
Step 306 is the same as or similar to step 108 in flowchart 100, and for the detailed description of step 306, reference may be made to the related description of step 108.
It should be noted that the above description of the various steps in fig. 3 is for illustration and description only and is not intended to limit the scope of applicability of the present description. Various modifications and changes to the various steps in fig. 3 will be apparent to those skilled in the art in light of this description. However, such modifications and variations are intended to be within the scope of the present description.
FIG. 4 is a block diagram of a blockchain-based financing rental equipment control system in accordance with some embodiments of the present description. As shown in fig. 4, financing rental facility control system 400 may include a first asset data writing module 410, a control instruction obtaining module 420, a verification module 430, a first control instruction sending module 440, a first control result writing module 450, and a first control result outputting module 460.
First asset data write module 410 may obtain asset data related to a financing rental activity and write to a first blockchain. The asset data associated with the financing rental activity may include financial data generated in the financing rental business. Illustratively, the property data related to the financing lease activity may include a loan value, an installment period number, an installment amount, an interest value, a financial property identification, a corresponding equipment identification, etc., or any combination thereof, for the lessee in the lease service. The first asset data writing module 410 may acquire, from a lending platform, asset data related to financing lease activity generated by a lessee when applying for financing lease, and initiate a transaction request to the first blockchain to store the asset data on the first blockchain. After receiving the transaction request, the first blockchain may call and execute a related intelligent contract, and write the asset data into the blockchain for evidence storage. For example, a new chunk is generated that stores the asset data.
The control instruction obtaining module 420 may obtain a device control instruction. The device control instructions may include a device identification and a control item. The device identification can be used for indicating a device which needs to be controlled, and the control item can be used for indicating the control operation. In some embodiments, the device control instruction may be issued by a sponsor. In some embodiments, the equipment control instructions may be provided by the sponsor via a credit platform. The control instruction obtaining module 420 obtains the device control instruction including the device identifier and the control item through the credit platform and/or the sponsor.
The verification module 430 can send a verification transaction to the first blockchain to determine whether the device identification is a rental device identification associated with a financing rental activity. The verification module 430 can send a verification transaction to the first blockchain. After receiving the verification transaction, the first blockchain may call a corresponding verification intelligent contract to determine whether the equipment identifier in the equipment control instruction is a lease identifier corresponding to the financing lease behavior. Therefore, the rental equipment can be accurately controlled based on the control instruction, and the wrong rental equipment is prevented from being executed. For example, the check intelligent contract may search the device identifier in the blockchain data, and determine whether the device corresponding to the identifier belongs to the rental device related to the financing rental service.
The first control instruction sending module 440 may send a device control instruction to an execution device so as to cause the execution device to perform control on a device corresponding to the device identifier based on the control item. If the device identifier is a rental device identifier related to the financing rental behavior, the first control instruction sending module 440 may send a device control instruction to the execution device, so that the execution device performs control on the device corresponding to the device identifier based on the control item.
The first control result writing module 450 may obtain a control result of the execution device for the device corresponding to the device identifier, and write the device identifier and the control result into the second block chain. The control result may include whether the execution of the device control instruction is successful, a state of the device after the execution of the device control instruction, and the like. The first control result writing module 450 may initiate a transaction request to the second blockchain to store the device identification and the control result on the second blockchain. After receiving the transaction request, the second blockchain may call and execute a related intelligent contract, and write the device identifier and the control result into the blockchain for evidence storage. For example, a new chunk is generated that stores the asset data.
The first control result output module 460 may acquire and output a control result of the external output device.
Fig. 5 is a block diagram of another block chain based financing rental equipment control system in accordance with some embodiments of the present disclosure. As shown in fig. 5, financing rental facility control system 500 may include a second asset data writing module 510, an intelligent contract deployment module 520, a control instruction generation module 530, a second control instruction transmission module 540, a second control result writing module 550, and a second control result output module 560.
Second asset data write module 510 may obtain asset data related to the financing rental activity and write to the first blockchain. The second asset data write module 510 may be similar to the first asset data write module 410.
The smart contract deployment module 520 may obtain a monitoring smart contract and deploy it on the first blockchain. The monitoring intelligent contract can comprise equipment control conditions and control items, and can be used for determining whether the equipment meets the control conditions or not and generating corresponding control instructions based on the control items in the contract when the equipment meets the equipment control conditions. The monitoring intelligent contract can be written in advance and stored, and the equipment control conditions and the control items can be generated based on financing lease contracts of tenants and the qualification parties. Intelligent contract deployment module 520 may communicate with a storage device storing the monitoring intelligent contracts to obtain the monitoring intelligent contracts. After obtaining the monitoring smart contract, the smart contract deployment module 520 may send a transaction request for deploying the smart contract to the first blockchain. The first blockchain may complete deployment of the monitoring intelligence contract by executing the transaction request.
Control instruction generation module 530 may obtain repayment information related to the financing lease activity and invoke the monitoring intelligence contract to generate a device control instruction when the repayment information satisfies a device control condition. The repayment information related to the financing lease behavior can be related to the repayment behavior of the lessee aiming at the repayment regulation in the lease contract signed with the sponsor, and can comprise a repayment date, a repayment amount and the like. Control instruction generation module 530 may obtain payment information related to the financing rental business from a third party, such as a bank or an online payment platform. Meanwhile, the control instruction generating module 530 may send a request for invoking the monitoring intelligent contract to the first blockchain, so as to execute the monitoring intelligent contract to determine whether the repayment information satisfies the device control condition.
The second control instruction sending module 540 may send a device control instruction to the execution device so as to cause the execution device to perform control on the device corresponding to the device identifier based on the control item.
The second control result writing module 550 may obtain a device control result corresponding to the device identifier of the execution device, and write the device identifier and the control result into the second block chain. The second control result writing module 550 may be similar to the first control result writing module 450.
The second control result output module 560 may obtain and output a control result of the device to the outside.
Other descriptions of the modules in fig. 4 and 5 may refer to the flowchart portion of this specification, e.g., fig. 1-3.
It should be understood that the systems shown in fig. 4 and 5 and their modules may be implemented in a variety of ways. For example, in some embodiments, the system and its modules may be implemented in hardware, software, or a combination of software and hardware. Wherein the hardware portion may be implemented using dedicated logic; the software portions may be stored in a memory for execution by a suitable instruction execution system, such as a microprocessor or specially designed hardware. Those skilled in the art will appreciate that the methods and systems described above may be implemented using computer executable instructions and/or embodied in processor control code, such code being provided, for example, on a carrier medium such as a diskette, CD-or DVD-ROM, a programmable memory such as read-only memory (firmware), or a data carrier such as an optical or electronic signal carrier. The system and its modules in this specification may be implemented not only by hardware circuits such as very large scale integrated circuits or gate arrays, semiconductors such as logic chips, transistors, etc., or programmable hardware devices such as field programmable gate arrays, programmable logic devices, etc., but also by software executed by various types of processors, for example, or by a combination of hardware circuits and software (e.g., firmware).
It should be noted that the above descriptions of the candidate item display and determination system and the modules thereof are only for convenience of description, and the description is not limited to the scope of the illustrated embodiments. It will be appreciated by those skilled in the art that, given the teachings of the present system, any combination of modules or sub-system configurations may be used to connect to other modules without departing from such teachings. For example, each module may share one memory module, and each module may have its own memory module. Such variations are within the scope of the present disclosure.
The beneficial effects that may be brought by the embodiments of the present description include, but are not limited to: (1) The asset data uplink of the financing lease behavior based on the block chain and the association between the asset data and the equipment provide a credible basis for equipment management after lease; (2) The automatic triggering condition of equipment control is set, so that the equipment can be effectively controlled, and the purpose of intelligent management of the equipment is achieved. It is to be noted that different embodiments may produce different advantages, and in different embodiments, the advantages that may be produced may be any one or combination of the above, or any other advantages that may be obtained.
Having thus described the basic concept, it will be apparent to those skilled in the art that the foregoing detailed disclosure is to be considered as illustrative only and not limiting, of the present invention. Various modifications, improvements and adaptations to the present description may occur to those skilled in the art, though not explicitly described herein. Such modifications, improvements and adaptations are proposed in the present specification and thus fall within the spirit and scope of the exemplary embodiments of the present specification.
Also, the description uses specific words to describe embodiments of the description. Reference to "one embodiment," "an embodiment," and/or "some embodiments" means a feature, structure, or characteristic described in connection with at least one embodiment of the specification. Therefore, it is emphasized and should be appreciated that two or more references to "an embodiment" or "one embodiment" or "an alternative embodiment" in various places throughout this specification are not necessarily all referring to the same embodiment. Furthermore, some features, structures, or characteristics of one or more embodiments of the specification may be combined as appropriate.
Moreover, those skilled in the art will appreciate that aspects of the present description may be illustrated and described in terms of several patentable species or situations, including any new and useful combination of processes, machines, manufacture, or materials, or any new and useful improvement thereof. Accordingly, aspects of this description may be performed entirely by hardware, entirely by software (including firmware, resident software, micro-code, etc.), or by a combination of hardware and software. The above hardware or software may be referred to as "data block," module, "" engine, "" unit, "" component, "or" system. Furthermore, aspects of the present description may be represented as a computer product, including computer readable program code, embodied in one or more computer readable media.
The computer storage medium may comprise a propagated data signal with the computer program code embodied therewith, for example, on baseband or as part of a carrier wave. The propagated signal may take any of a variety of forms, including electromagnetic, optical, etc., or any suitable combination. A computer storage medium may be any computer-readable medium that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device. Program code located on a computer storage medium may be propagated over any suitable medium, including radio, cable, fiber optic cable, RF, or the like, or any combination of the preceding.
Computer program code required for the operation of various portions of this specification may be written in any one or more programming languages, including an object oriented programming language such as Java, scala, smalltalk, eiffel, JADE, emerald, C + +, C #, VB.NET, python, and the like, a conventional programming language such as C, visual Basic, fortran 2003, perl, COBOL 2002, PHP, ABAP, a dynamic programming language such as Python, ruby, and Groovy, or other programming languages. The program code may execute entirely on the user's computer, partly on the user's computer, as a stand-alone software package, partly on the user's computer and partly on a remote computer or entirely on the remote computer or server. In the latter scenario, the remote computer may be connected to the user's computer through any network format, such as a Local Area Network (LAN) or a Wide Area Network (WAN), or the connection may be made to an external computer (for example, through the Internet), or in a cloud computing environment, or as a service, such as a software as a service (SaaS).
Additionally, the order in which the elements and sequences of the process are recited in the specification, the use of alphanumeric characters, or other designations, is not intended to limit the order in which the processes and methods of the specification occur, unless otherwise specified in the claims. While various presently contemplated embodiments of the invention have been discussed in the foregoing disclosure by way of example, it is to be understood that such detail is solely for that purpose and that the appended claims are not limited to the disclosed embodiments, but, on the contrary, are intended to cover all modifications and equivalent arrangements that are within the spirit and scope of the embodiments herein. For example, although the system components described above may be implemented by hardware devices, they may also be implemented by software-only solutions, such as installing the described system on an existing server or mobile device.
Similarly, it should be noted that in the foregoing description of embodiments of the present specification, various features are sometimes grouped together in a single embodiment, figure, or description thereof for the purpose of streamlining the disclosure aiding in the understanding of one or more of the embodiments. This method of disclosure, however, is not intended to imply that more features than are expressly recited in a claim. Indeed, the embodiments may be characterized as having less than all of the features of a single embodiment disclosed above.
Numerals describing the number of components, attributes, etc. are used in some embodiments, it being understood that such numerals used in the description of the embodiments are modified in some instances by the use of the modifier "about", "approximately" or "substantially". Unless otherwise indicated, "about", "approximately" or "substantially" indicates that the number allows a variation of ± 20%. Accordingly, in some embodiments, the numerical parameters set forth in the specification and claims are approximations that may vary depending upon the desired properties sought to be obtained by a particular embodiment. In some embodiments, the numerical parameter should take into account the specified significant digits and employ a general digit-preserving approach. Notwithstanding that the numerical ranges and parameters setting forth the broad scope of the range are approximations, in the specific examples, such numerical values are set forth as precisely as possible within the scope of the application.
For each patent, patent application publication, and other material, such as articles, books, specifications, publications, documents, etc., cited in this specification, the entire contents of each are hereby incorporated by reference into the specification. Except where the application history document does not conform to or conflict with the contents of the present specification, it is to be understood that the application history document, as used herein in the present specification or appended claims, is intended to define the broadest scope of the present specification (whether presently or later in the specification) rather than the broadest scope of the present specification. It is to be understood that the descriptions, definitions and/or uses of terms in the accompanying materials of this specification shall control if they are inconsistent or contrary to the descriptions and/or uses of terms in this specification.
Finally, it should be understood that the embodiments described herein are merely illustrative of the principles of the embodiments of the present disclosure. Other variations are also possible within the scope of the present description. Thus, by way of example, and not limitation, alternative configurations of the embodiments of the specification can be considered consistent with the teachings of the specification. Accordingly, the embodiments of the present description are not limited to only those embodiments explicitly described and depicted herein.

Claims (7)

1. A financing leasing equipment control method based on a block chain is executed by a data service platform, wherein the data service platform comprises an Internet of things platform and a resource management platform, and the method comprises the following steps:
acquiring asset data related to the financing lease behavior through a resource management platform, and writing the asset data into a first block chain; the asset data comprises a financial asset identifier and a corresponding leasing equipment identifier;
acquiring a device control instruction from a sponsor or a credit platform through an Internet of things platform, wherein the device control instruction comprises a device identifier and a control item;
sending a verification transaction to the first blockchain through an Internet of things platform to determine whether the equipment identifier is a rental equipment identifier related to the financing rental behavior;
and if the equipment identifier is a rental equipment identifier related to the financing rental behavior, sending an equipment control instruction to the execution equipment through the Internet of things platform so that the execution equipment can execute control on the equipment corresponding to the equipment identifier based on the control item.
2. The method of claim 1, further comprising:
and acquiring a control result of the execution equipment aiming at the equipment corresponding to the equipment identification through an Internet of things platform, and writing the equipment identification and the control result into a second block chain.
3. The method of claim 1, further comprising:
and acquiring and outputting the control result of the equipment to the outside.
4. The method of claim 1, the rental device comprising a vehicle, the control indicating a speed limit operation or releasing the speed limit operation.
5. A financing lease equipment control system based on a block chain is deployed on a data service platform, the data service platform comprises an Internet of things platform and a resource management platform, wherein the system comprises:
the first asset data writing module is deployed on the asset management platform and used for acquiring asset data related to the financing lease behavior and writing the asset data into the first block chain; the asset data comprises a financial asset identifier and a corresponding leasing equipment identifier;
the control instruction acquisition module is deployed on the Internet of things platform and used for acquiring equipment control instructions from a sponsor or an individual credit platform, and the equipment control instructions comprise equipment identifications and control items;
the verification module is deployed on the Internet of things platform and used for sending verification transaction to the first blockchain so as to determine whether the equipment identifier is a lease equipment identifier related to the financing lease behavior;
and the first control instruction sending module is deployed on an Internet of things platform and used for sending an equipment control instruction to the execution equipment if the equipment identifier is a rental equipment identifier related to the financing rental behavior so as to enable the execution equipment to execute control on the equipment corresponding to the equipment identifier based on the control item.
6. A block chain based financing rental equipment control apparatus, wherein the apparatus comprises at least one storage medium and at least one processor, the at least one storage medium for storing computer instructions; the at least one processor is configured to execute the computer instructions to implement the method of any of claims 1~4.
7. A financing leasing equipment control method based on a block chain is executed by an Internet of things platform, wherein the method comprises the following steps:
acquiring a device control instruction from a sponsor or an individual credit platform; the equipment control instruction comprises an equipment identifier and a control item;
sending a verification transaction to a first blockchain to determine whether the equipment identifier is a lease equipment identifier related to the financing lease behavior; asset data related to financing lease behavior is stored in the first block chain; the asset data comprises a financial asset identifier and a leasing equipment identifier corresponding to the financial asset identifier;
and if the equipment identifier is the rental equipment identifier related to the financing rental behavior, sending an equipment control instruction to the execution equipment so as to enable the execution equipment to execute control on the equipment corresponding to the equipment identifier based on the control item.
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