CN112801717A - Credit-based sharing-before-paying frequency increasing system, method, medium, merchant terminal and user terminal - Google Patents
Credit-based sharing-before-paying frequency increasing system, method, medium, merchant terminal and user terminal Download PDFInfo
- Publication number
- CN112801717A CN112801717A CN202110197972.4A CN202110197972A CN112801717A CN 112801717 A CN112801717 A CN 112801717A CN 202110197972 A CN202110197972 A CN 202110197972A CN 112801717 A CN112801717 A CN 112801717A
- Authority
- CN
- China
- Prior art keywords
- task
- user
- party
- credit
- periodic
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims abstract description 57
- 230000001965 increasing effect Effects 0.000 title description 8
- 230000000737 periodic effect Effects 0.000 claims abstract description 52
- 238000013475 authorization Methods 0.000 claims abstract description 30
- 230000008569 process Effects 0.000 claims abstract description 18
- 238000011156 evaluation Methods 0.000 claims abstract description 15
- 230000005284 excitation Effects 0.000 claims abstract description 12
- 238000004590 computer program Methods 0.000 claims description 22
- 230000002708 enhancing effect Effects 0.000 claims description 22
- 238000003860 storage Methods 0.000 claims description 16
- 238000009825 accumulation Methods 0.000 claims description 6
- 230000005540 biological transmission Effects 0.000 claims description 4
- 238000009826 distribution Methods 0.000 claims description 4
- 230000001960 triggered effect Effects 0.000 claims description 3
- 230000004936 stimulating effect Effects 0.000 claims description 2
- 238000006243 chemical reaction Methods 0.000 claims 2
- 230000000694 effects Effects 0.000 abstract description 21
- 230000035515 penetration Effects 0.000 abstract description 3
- 238000010586 diagram Methods 0.000 description 10
- 238000012545 processing Methods 0.000 description 9
- 230000006399 behavior Effects 0.000 description 8
- BWRHOYDPVJPXMF-UHFFFAOYSA-N carane Chemical compound C1C(C)CCC2C(C)(C)C12 BWRHOYDPVJPXMF-UHFFFAOYSA-N 0.000 description 8
- 238000004891 communication Methods 0.000 description 6
- 235000013399 edible fruits Nutrition 0.000 description 6
- 230000006870 function Effects 0.000 description 6
- 229930006741 carane Natural products 0.000 description 4
- 238000000605 extraction Methods 0.000 description 4
- 238000004519 manufacturing process Methods 0.000 description 4
- 230000003287 optical effect Effects 0.000 description 4
- 230000002441 reversible effect Effects 0.000 description 4
- 206010044565 Tremor Diseases 0.000 description 3
- 230000003796 beauty Effects 0.000 description 3
- 230000008901 benefit Effects 0.000 description 3
- 238000005516 engineering process Methods 0.000 description 3
- 238000004091 panning Methods 0.000 description 3
- 230000002093 peripheral effect Effects 0.000 description 3
- 206010063659 Aversion Diseases 0.000 description 2
- 235000005747 Carum carvi Nutrition 0.000 description 2
- 240000000467 Carum carvi Species 0.000 description 2
- 230000009471 action Effects 0.000 description 2
- WHGYBXFWUBPSRW-FOUAGVGXSA-N beta-cyclodextrin Chemical compound OC[C@H]([C@H]([C@@H]([C@H]1O)O)O[C@H]2O[C@@H]([C@@H](O[C@H]3O[C@H](CO)[C@H]([C@@H]([C@H]3O)O)O[C@H]3O[C@H](CO)[C@H]([C@@H]([C@H]3O)O)O[C@H]3O[C@H](CO)[C@H]([C@@H]([C@H]3O)O)O[C@H]3O[C@H](CO)[C@H]([C@@H]([C@H]3O)O)O3)[C@H](O)[C@H]2O)CO)O[C@@H]1O[C@H]1[C@H](O)[C@@H](O)[C@@H]3O[C@@H]1CO WHGYBXFWUBPSRW-FOUAGVGXSA-N 0.000 description 2
- 230000007547 defect Effects 0.000 description 2
- 239000000835 fiber Substances 0.000 description 2
- 238000007726 management method Methods 0.000 description 2
- 230000004048 modification Effects 0.000 description 2
- 238000012986 modification Methods 0.000 description 2
- 241000894007 species Species 0.000 description 2
- XLYOFNOQVPJJNP-UHFFFAOYSA-N water Substances O XLYOFNOQVPJJNP-UHFFFAOYSA-N 0.000 description 2
- 238000004364 calculation method Methods 0.000 description 1
- 230000008859 change Effects 0.000 description 1
- 238000013500 data storage Methods 0.000 description 1
- 230000008450 motivation Effects 0.000 description 1
- 230000008447 perception Effects 0.000 description 1
- 239000004984 smart glass Substances 0.000 description 1
- 235000013311 vegetables Nutrition 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0208—Trade or exchange of goods or services in exchange for incentives or rewards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- Development Economics (AREA)
- Theoretical Computer Science (AREA)
- Marketing (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Economics (AREA)
- Technology Law (AREA)
- Entrepreneurship & Innovation (AREA)
- Game Theory and Decision Science (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The invention provides a system, a method, a medium, a merchant terminal and a user terminal for sharing before paying, comprising: the periodic task module is used for setting a periodic task; the excitation configuration module is used for configuring corresponding excitation for each periodic task; the credit authorization module is used for the user to receive the periodic task after credit evaluation and fee deduction authorization are carried out through the third-party platform; and the task settlement module is used for issuing corresponding incentive to the user party after the user party receives the periodic task, and equivalently deducting the incentive enjoyed by the user party in the task execution process through a third-party platform when the user party does not complete the periodic task. The invention promotes the enthusiasm of the user for receiving the task by issuing the incentive in advance, promotes the penetration rate of the task activity in the user group, promotes the user to complete the task by completing all incentives for free and not completing the task and paying the loss aversive psychology brought by the cost with the same value of all the incentives, thereby achieving higher frequency-increasing effect with the same operation cost.
Description
Technical Field
The present invention relates to the field of task frequency enhancement technologies, and in particular, to a shared-before-paid frequency enhancement system, method, medium, merchant terminal, and user terminal.
Background
The traditional task type frequency raising tool is used for recommending a user to complete a corresponding task index within a certain period by taking user behaviors capable of achieving main business targets of a company as tasks and obtaining related benefit incentives after the corresponding task indexes are completed.
However, the conventional task-based frequency boosting tool still has the following disadvantages: (1) the user participation degree is low; since the user cannot expect whether to complete the task or not and whether to receive the task reward in future behaviors and the reward can be obtained only by completing the task, the perception of the reward rights and interests is weak, and the user participation rate is low. (2) The task completion degree is low; after participating in activities, actions of a user during task completion cannot be interfered by benefits, the user can sense 'obtaining rights and interests' only after the user completes the tasks, the loss sense of incomplete tasks is not strong, and the user completion degree is low. (3) Risk of capital loss: if the reward is issued while the user is engaged in the task activity, the "task can be completed" is influenced by the user's need for a period of time, with a certain probability, which may result in a loss of funds for which the reward has been issued.
Disclosure of Invention
In view of the above-mentioned defects of the prior art, the invention aims to solve the problems of low user participation, low task completion, capital loss risk and the like.
To achieve the above object, the present invention provides a credit-based pay-before-use frequency enhancing system, comprising: the periodic task module is used for setting a periodic task; the excitation configuration module is used for configuring corresponding excitation for each periodic task; the credit authorization module is used for the user to receive the periodic task after credit evaluation and fee deduction authorization are carried out through the third-party platform; and the task settlement module is used for issuing corresponding incentives to the user party after the user party acquires the periodic tasks, and carrying out equivalent fee deduction on the incentives enjoyed by the user party in the task execution process through the third-party platform when the user party does not complete the periodic tasks.
In a preferred embodiment of the present invention, the frequency enhancing system further comprises: and the step task module is used for releasing tasks of different steps according to different user types, and comprises releasing common tasks to the users who do not receive the tasks and releasing advanced challenge tasks to the users who have finished the tasks.
In another preferred embodiment of the present invention, the frequency enhancing system further comprises: and the progress transparent transmission module is used for transmitting the task progress and/or stimulating the sharing condition in the process of executing the task by the user side.
In another preferred embodiment of the present invention, the task attribute of the periodic task at least includes one or more of a task name, a task type, a task period, and a task number.
In another preferred embodiment of the present invention, the incentive forms of the incentive include any one or more of a combination of point accumulation, cashback, coupon distribution, item redemption and service redemption.
In another preferred embodiment of the invention, the credit authorization module is used for the user to set authorization content for the third-party platform, including any one or more combinations of maximum deductible amount, settlement mode and signing template.
In order to achieve the above object, the present invention provides a credit-based frequency enhancing method of pay-before-share type, which is applied to a merchant side, and includes: setting a periodic task; configuring corresponding excitation for each periodic task; and after being triggered by the periodic task picked up by the user party, corresponding incentive is issued to the user party, and when the periodic task is not completed by the user party, the incentive enjoyed by the user party in the task execution process is equivalently deducted through a third-party platform.
To achieve the above object, the present invention provides a credit-based pay-before-share frequency enhancing method, which is applied to a user side, and comprises: credit assessment and deduction authorization are carried out through a third-party platform; picking up periodic tasks from a merchant party and obtaining corresponding incentives; and if the acquired periodic task is not finished, the third-party platform performs equivalent deduction on the incentive enjoyed by the user party in the task execution process.
In order to achieve the above object, the present invention provides a merchant terminal, including: a processor and a memory; the memory is used for storing a computer program; the processor is configured to execute the memory-stored computer program to cause the terminal to perform the credit-based pay-before-you-go frequency boosting method applied to a merchant party.
In order to achieve the above object, the present invention provides a user terminal, comprising: a processor and a memory; the memory is used for storing a computer program; the processor is configured to execute the memory-stored computer program to cause the terminal to perform the credit-based pay-before-share frequency boosting method applied to the user side.
To achieve the above object, the present invention provides a computer-readable storage medium having stored thereon a first computer program which, when executed by a processor, implements the credit-based pay-after-view frequency enhancing method applied to a merchant side.
To achieve the above object, the present invention provides a computer-readable storage medium having stored thereon a second computer program which, when executed by a processor, implements the credit-based pay-after-view frequency enhancing method applied to a user side.
The sharing-before-paying type frequency increasing system, the method, the medium, the merchant terminal and the user terminal provided by the invention have the following technical effects: on the premise of ensuring that the business side has no risk of capital loss, the invention promotes the enthusiasm of the user for receiving the task by issuing the incentive in advance and promotes the penetration rate of the task activities in the user group to a greater extent. Meanwhile, all incentives are free when tasks are completed, and loss aversion psychology brought by the cost with the same value as all incentives is paid when tasks are not completed is promoted to enable users to complete the tasks as much as possible, so that the same operation cost is used for achieving a higher frequency increasing effect.
The conception, the specific structure and the technical effects of the present invention will be further described with reference to the accompanying drawings to fully understand the objects, the features and the effects of the present invention.
Drawings
FIG. 1 is a block diagram of a credit-based pay-before-use frequency enhancing system according to an embodiment of the present invention.
FIG. 2 is a diagram illustrating periodic task setup according to an embodiment of the present invention.
FIG. 3 is an interface schematic of an excitation configuration in an embodiment of the invention.
FIG. 4 is a diagram illustrating an interface for credit authorization according to an embodiment of the invention.
Fig. 5 is a schematic diagram illustrating a participation flow of a user-oriented party in an embodiment of the present invention.
FIG. 6 is a flowchart illustrating a credit-based pay-before-you-go frequency boosting method according to an embodiment of the invention.
FIG. 7 is a flowchart illustrating a credit-based pay-before-you-go frequency boosting method according to an embodiment of the invention.
Fig. 8 is a schematic structural diagram of a merchant terminal in an embodiment of the present invention.
Fig. 9 is a schematic structural diagram of a user equipment according to an embodiment of the present invention.
Detailed Description
The embodiments of the present invention are described below with reference to specific embodiments, and other advantages and effects of the present invention will be easily understood by those skilled in the art from the disclosure of the present specification. The invention is capable of other and different embodiments and of being practiced or of being carried out in various ways, and its several details are capable of modification in various respects, all without departing from the spirit and scope of the present invention. It is to be noted that the features in the following embodiments and examples may be combined with each other without conflict.
It is noted that, as used herein, the singular forms "a," "an," and "the" are intended to include the plural forms as well, unless the context indicates otherwise. It will be further understood that the terms "comprises," "comprising," and/or "comprising," when used in this specification, specify the presence of stated features, operations, elements, components, items, species, and/or groups, but do not preclude the presence, or addition of one or more other features, operations, elements, components, items, species, and/or groups thereof. The terms "or" and/or "as used herein are to be construed as inclusive or meaning any one or any combination. Thus, "A, B or C" or "A, B and/or C" means "any of the following: a; b; c; a and B; a and C; b and C; A. b and C ". An exception to this definition will occur only when a combination of elements, functions or operations are inherently mutually exclusive in some way.
The drawings provided in the following embodiments are only for illustrating the basic idea of the present invention, and the drawings only show the components related to the present invention rather than the number, shape and size of the components in practical implementation, and the type, number and ratio of the components in practical implementation may be changed arbitrarily, and the layout of the components may be more complicated.
In order to solve the problems of low user participation degree, low task completion degree, risk of capital loss and the like of the conventional frequency increasing tool, the invention provides a shared-before-paid frequency increasing system, method, medium, merchant terminal and user terminal to effectively solve the technical problems. Some exemplary embodiments of the invention have been described for illustrative purposes, and it is to be understood that the invention may be practiced otherwise than as specifically described.
Fig. 1 is a block diagram of a credit-based pay-before-use frequency enhancing system according to an embodiment of the present invention. It should be understood that the credit-based sharing-before-paying type frequency enhancing system refers to a system for enhancing the performance of a user in completing a corresponding task index within a certain period, and the sharing-before-paying type frequency enhancing system 100 provided by this embodiment mainly includes a periodic task module 101, an incentive configuration module 102, a credit authorization module 103, and a task settlement module 104.
The periodic task module 101 is configured to set a periodic task, for example, specify a user to complete a task key behavior by a task type, and specify a number of times that the task needs to be completed in a preset task period. In this embodiment, the task attribute of the periodic task at least includes one or more combinations of a task name, a task type, a task period, and a task number.
For convenience of understanding, the periodic task module is further explained with reference to fig. 2, in the background setting, input boxes such as "task name", "task type", "task period", and "task frequency" may be set, and the merchant may perform task setting after inputting in advance. It should be understood that the dimension unit of the task cycle can define the time limit, such as day/month/year, etc., and the task cycle has a cycle attribute, so that at least 2 days are needed when setting. In addition, it is also necessary to define the behavior key nodes for completing the task, and to agree whether the action is reversible, to confirm the influence of the reverse behavior on the completion condition of the task frequency, for example, some behaviors may be set to reverse without influencing the task frequency, and some behaviors may be set to reverse with influencing the task frequency, etc.
The excitation configuration module 102 is configured to configure corresponding excitation for each of the periodic tasks.
In some examples, the incentive forms of the incentive include, but are not limited to, any one or combination of points accumulation, cashback, coupon distribution, item redemption, and service redemption, and virtually any item or service having a certain actual monetary value may be used as an incentive, which is not limited to this embodiment.
As shown in fig. 3, an example in which the incentive configuration module takes an incentive as an incentive for the prize is shown, and the incentive configuration module is provided with input boxes such as "prize name", "prize type", "production line", "preferential lot", and "number of pieces", and is used for inputting the name, type, production line, lot, and number of prizes, respectively. Since the incentive forms are various, only the prize incentive is taken as an example and is not listed.
And the credit authorization module 103 is used for the user to obtain the periodic task after credit evaluation and fee deduction authorization are performed through a third-party platform. It should be noted that the third-party platform refers to a platform with credit evaluation and payment functions, for example, the third-party platform may be a payment bank, a WeChat, a bank APP, digital currency, and the like, and the embodiment is not particularly limited.
In some examples, the credit authorization module 103 provides the user party with authorization content for the third-party platform, including any one or more of a maximum deductible amount, a settlement mode, and a subscription template. When a user receives a task, the user needs to authorize the maximum deductible amount to a third party, and the subscription information corresponds to the task and the reward one by one. Thus, the credit authorization module 103 is provided with input boxes such as "contract template", "authorization amount", "settlement method", and the like, for setting information such as the contract template, the amount, the settlement method, and the like, as shown in fig. 4.
The task settlement module 104 is configured to issue a corresponding incentive to the user party after the user party picks up the periodic task, and perform an equivalent fee deduction on for the incentive enjoyed by the user party in a task execution process through the third-party platform when the user party does not complete the periodic task. Therefore, the incentive can be verified in the process of actually completing the task, the user side receives the task after credit authorization of the third-party platform, the merchant side directly issues the incentive when the task starts, and if the user side does not complete the task within the specified period, the equivalent cost of the incentive enjoyed in the task period can be deducted from the payment account of the user side through credit deduction.
It should be understood that the equivalent deduction described in this embodiment means that the deduction amount is associated with the extent of the incentive enjoyed by the user, so when the user does not complete the periodic task, the actual amount of the incentive of the task used by the user in the task period is calculated first, and then the corresponding amount is deducted from the payment account of the user, thereby avoiding the fund loss.
For example, a user receives a task of "planting fruit trees" that requires the customer to water the fruit trees within APP at least 3 times a day for a week, the incentive for the task being a 50-generation coupon; the user receives the 50-element voucher immediately after receiving the task and redeems the 30-element voucher; but the user does not complete the task of watering the fruit tree within APP at least 3 times a day for a week, and then after a week the third party platform deducts an equivalent amount of 30 dollars from the user's payment account.
It should be noted that the merchant side involved in this embodiment refers to a platform for issuing tasks, such as a shared travel platform (e.g., carane travel, drip travel, and click travel), a shared bicycle platform (e.g., carane and little yellow car), a shopping platform (e.g., panning, tianmao, jindong, and duo), a takeaway platform (e.g., hungry, beauty group, and dingdong buy dish), a game platform (e.g., Teng., leisure and entertainment platform (e.g., tremble, express), and a knowledge payment platform (e.g., himalaya), which is not limited in this embodiment. The user side in this embodiment refers to a side that takes a task from a merchant side and then executes the task.
In addition, different business parties can make different tasks according to the characteristics of the platform of the business parties. For example, the shared travel platform may set a task that is completed multiple travels within a specified time period (e.g., a task that is completed by at least 3 shared bicycles in one week), the takeout platform may set a task that is completed by multiple takeout ordering services within a specified time period, the shopping platform may set a task that is completed by multiple shopping services within a specified time period, and the knowledge payment platform sets a task that is completed by multiple payment learning within a specified time period.
The credit-based first-share and second-pay frequency extraction system is essentially different from the traditional frequency extraction tool in that the traditional frequency extraction tool issues the incentive after the user receives and completes the task, but the invention issues the incentive after the user receives the task, and stimulates the user to better participate in the task execution process by utilizing the loss aversive psychology that the uncompleted task can be deducted from the user account.
In some examples, the pay-before-share frequency boosting system 100 further includes a ladder task module 105. The step task module 105 is configured to deliver tasks of different steps according to different user types, including delivering a common task to a user who does not pick up a task and delivering an advanced challenge task to a user who has completed a task. The ladder task module 105 is used for realizing task ladder management, supporting advanced challenge management for users who have completed tasks, forming a closed loop in a consumption scene, and more effectively utilizing flow resources.
In some examples, the pay-before-share frequency enhancement system 100 further includes a schedule transparent module 106. The progress transparent transmission module 106 is used for transparent transmission of the task progress and/or incentive sharing situation in the process of executing the task by the user side. The user transparently transmits the motivation use condition, the task residual condition and the like in the task completion process so as to strengthen and improve the user experience, for example, the sense of urgency of task completion and the pleasure of the use rights and interests of the user in the whole experience process are increased.
It should be understood that the division of the modules of the above system is only a logical division, and the actual implementation may be wholly or partially integrated into one physical entity or may be physically separated. And these modules can be realized in the form of software called by processing element; or may be implemented entirely in hardware; and part of the modules can be realized in the form of calling software by the processing element, and part of the modules can be realized in the form of hardware. For example, the task settlement module may be a processing element separately set up, or may be implemented by being integrated into a chip of the apparatus, or may be stored in a memory of the apparatus in the form of program code, and a function of the task calculation module may be called and executed by a processing element of the apparatus. Other modules are implemented similarly. In addition, all or part of the modules can be integrated together or can be independently realized. The processing element described herein may be an integrated circuit having signal processing capabilities. In implementation, each step of the above method or each module above may be implemented by an integrated logic circuit of hardware in a processor element or an instruction in the form of software.
Fig. 5 is a schematic diagram illustrating a participation flow of a user-oriented party in an embodiment of the present invention. In the process page, from left to right, a pre-participation activity launching landing page, a third party evaluation authorization page and a post-participation activity progress detail query page are respectively.
Firstly, the pre-participation activity launching landing page comprises sub-pages such as a page title, an activity head portrait, reward information, a signing operation, an activity participation flow, an activity rule description and the like, and after a user knows the activity information on the sub-page, the user enters a third-party evaluation authorization page through the signing operation.
Secondly, after entering a third-party evaluation authorization page, the user side performs specific credit evaluation, withholding authorization and other matters, and receives specific tasks after the credit evaluation and the withholding authorization are completed.
Finally, the user enters a post-participation activity progress detail query page, at which stage the user has picked up the corresponding incentives and begins to participate in the task challenge at this time. After participation, the activity progress detail query page mainly comprises sub-pages such as a page title, an activity state description (opening and whether to complete a task), a task completion progress, a rights and interests use condition, a guidance completion task, a task completion record, an activity rule, a user protocol and the like.
It should be understood that the above examples are provided for illustrative purposes and should not be construed as limiting. Likewise, the system may additionally or alternatively include other features or include fewer features without departing from the scope of the invention.
Fig. 6 is a flowchart illustrating a credit-based pay-before-use frequency enhancing method according to an embodiment of the present invention, which mainly includes steps S61-S63.
In this embodiment, the sharing-before-paying frequency enhancing method is applied to the merchant, that is, a platform for issuing tasks to the user, for example, a shared travel platform (e.g., for caraway, drip travel, and click travel), a shared bicycle platform (e.g., for caraway, and sallow), a shopping platform (e.g., for panning, heaven, and king, etc.), a takeaway platform (e.g., for hungry, beauty group, and dingdong buy vegetables), a game platform (e.g., for Teng., a vacation), a leisure and entertainment platform (e.g., for tremble, express hand, etc.), and a knowledge payment platform (e.g., himalaya, etc.), which is not specifically limited in this embodiment. The hardware carrier for specifically executing the method may be a server, and the server may be arranged on one or more entity servers according to various factors such as functions, loads and the like, and may also be formed by a distributed or centralized server cluster.
Step S61: and setting a periodic task. For example, a user is specified to complete a task critical behavior through a task type, and the number of times that the task needs to be completed in a preset task period is stipulated. In this embodiment, the task attribute of the periodic task at least includes one or more combinations of a task name, a task type, a task period, and a task number.
It should be noted that different business parties can make different tasks according to the characteristics of their own platforms. For example, the shared travel platform may set a task that is completed multiple travels within a specified time period (e.g., a task that is completed by at least 3 shared bicycles in one week), the takeout platform may set a task that is completed by multiple takeout ordering services within a specified time period, the shopping platform may set a task that is completed by multiple shopping services within a specified time period, and the knowledge payment platform sets a task that is completed by multiple payment learning within a specified time period.
Specifically, in the background setting, input boxes such as "task name", "task type", "task period", and "task frequency" may be set, and the business side may set the task after inputting the input boxes in advance. It should be understood that the dimension unit of the task cycle can define the time limit, such as day/month/year, etc., and the task cycle has a cycle attribute, so that at least 2 days are needed when setting.
Step S62: and configuring corresponding excitation for each periodic task.
The incentive forms include, but are not limited to, any one or combination of points accumulation, cashback, coupon distribution, item exchange and service exchange, and virtually any item or service with a certain actual currency value may be used as an incentive, and the embodiment is not limited thereto. For example, the incentive to share the travel platform may be cashback, issuing travel coupons, point accumulation, free travel redemption, prize redemption, etc.; as another example, the incentive for the shopping platform may be cashback, issuance of take-away coupons, point accumulation, free take-away redemption, item redemption, etc., which are not listed again.
Specifically, the background may be provided with input boxes such as "prize name", "prize type", "production line", "preferential lot", and "number of pieces", for inputting the name, type, production line, lot, and number of prizes. Since the incentive forms are various, only the prize incentive is taken as an example and is not listed.
Step S63: after being triggered by the periodic task received by the user, corresponding incentive is issued to the user, and when the user does not complete the periodic task, the incentive enjoyed by the user in the task execution process is equivalently deducted through a third-party platform.
In the background setting, a specific settlement form can be set, and input boxes such as a signing template, an authorized amount, a settlement mode and the like are set for setting information such as the signing template, the amount, the settlement mode and the like.
It should be understood that the equivalent deduction described in this embodiment means that the deduction amount is associated with the extent of the incentive enjoyed by the user, so when the user does not complete the periodic task, the actual amount of the incentive of the task used by the user in the task period is calculated first, and then the corresponding amount is deducted from the payment account of the user, thereby avoiding the fund loss. The third-party platform is a platform with credit evaluation and payment functions, for example, it may be a payment bank, WeChat, bank APP, digital currency, etc., and is used for performing credit evaluation and deduction authorization on the user side.
For example, a user receives a task of "planting fruit trees" that requires the customer to water the fruit trees within APP at least 3 times a day for a week, the incentive for the task being a 50-generation coupon; the user receives the 50-element voucher immediately after receiving the task and redeems the 30-element voucher; but the user does not complete the task of watering the fruit tree within APP at least 3 times a day for a week, and then after a week the third party platform deducts an equivalent amount of 30 dollars from the user's payment account.
Fig. 7 is a flowchart illustrating a credit-based pay-before-you-go frequency enhancing method according to an embodiment of the present invention, which mainly includes steps S71 and S72.
In this embodiment, the credit-based sharing-before-paying frequency extraction method is applied to the user side, that is, the side that receives the task from the merchant side and then executes the task. A hardware carrier that particularly carries out the above-described methods can be a computer that includes components such as memory, a memory controller, one or more processing units (CPUs), a peripheral interface, RF circuitry, audio circuitry, speakers, a microphone, an input/output (I/O) subsystem, a display screen, other output or control devices, and external ports; the computer includes, but is not limited to, personal computers such as smart phones, tablet computers, smart wearable devices (such as smart bracelets, smart watches, smart helmets, smart glasses, etc.), desktop computers, notebook computers, smart televisions, etc.
Step S71: and performing credit evaluation and deduction authorization through a third-party platform.
In some examples, the user party sets the authorization content for the third party platform, including any one or more of a maximum deductible amount, a settlement mode, and a subscription template. When a user receives a task, the user needs to authorize the maximum deductible amount to a third party, and the subscription information corresponds to the task and the reward one by one.
Step S72: picking up periodic tasks from a merchant party and obtaining corresponding incentives; and if the acquired periodic task is not finished, the third-party platform performs equivalent deduction on the incentive enjoyed by the user party in the task execution process.
The merchant in this embodiment refers to a platform for issuing tasks, for example, a shared travel platform (e.g., carane travel, drip travel, and click travel), a shared bicycle platform (e.g., carane bicycle, pony bicycle), a shopping platform (e.g., panning, skatecat, jindong, and many spells), a takeaway platform (e.g., hungry, beauty group, dingdong buy-vegetables), a game platform (e.g., Tencent), a leisure and entertainment platform (e.g., tremble, express hand, etc.), and a knowledge payment platform (e.g., himalaya, etc.), which is not limited in this embodiment. The user side in this embodiment refers to a side that takes a task from a merchant side and then executes the task.
In addition, different business parties can make different tasks according to the characteristics of the platform of the business parties. For example, the shared travel platform may set a task that is completed multiple travels within a specified time period (e.g., a task that is completed by at least 3 shared bicycles in one week), the takeout platform may set a task that is completed by multiple takeout ordering services within a specified time period, the shopping platform may set a task that is completed by multiple shopping services within a specified time period, and the knowledge payment platform sets a task that is completed by multiple payment learning within a specified time period.
It should be further understood that the equivalent deduction described in this embodiment means that the deduction amount is associated with the extent of the incentive enjoyed by the user, so that when the user does not complete the periodic task, the actual amount of the incentive of the task used by the user in the task period is first calculated, and then the corresponding amount is deducted from the payment account of the user, thereby avoiding the fund loss. The third-party platform is a platform with credit evaluation and payment functions, for example, it may be a payment bank, WeChat, bank APP, digital currency, etc., and is used for performing credit evaluation and deduction authorization on the user side.
Fig. 8 is a schematic structural diagram of a merchant terminal according to an embodiment of the present invention. The merchant terminal of the embodiment includes: a processor 81, a memory 82, a communicator 83; the memory 82 is connected to the processor 81 and the communicator 83 through a system bus and is used for completing mutual communication, the memory 82 is used for storing computer programs, the communicator 83 is used for communicating with other devices, and the processor 81 is used for operating the computer programs so as to enable the merchant terminal to execute the steps of the credit-based first-share and second-pay frequency enhancing method.
The above-mentioned system bus may be a Peripheral Component Interconnect (PCI) bus, an Extended Industry Standard Architecture (EISA) bus, or the like. The system bus may be divided into an address bus, a data bus, a control bus, and the like. For ease of illustration, only one thick line is shown, but this does not mean that there is only one bus or one type of bus. The communication interface is used for realizing communication between the database access device and other equipment (such as a client, a read-write library and a read-only library). The Memory may include a Random Access Memory (RAM), and may further include a non-volatile Memory (non-volatile Memory), such as at least one disk Memory.
The Processor may be a general-purpose Processor, and includes a Central Processing Unit (CPU), a Network Processor (NP), and the like; the Integrated Circuit may also be a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), a Field Programmable Gate Array (FPGA) or other Programmable logic device, a discrete Gate or transistor logic device, or a discrete hardware component.
Fig. 9 is a schematic structural diagram of a user terminal according to an embodiment of the present invention. The user terminal in this embodiment includes: a processor 91, a memory 92, a communicator 93; the memory 92 is connected to the processor 91 and the communicator 93 through a system bus to complete communication with each other, the memory 92 is used for storing computer programs, the communicator 93 is used for communicating with other devices, and the processor 91 is used for running the computer programs so that the user terminal can execute the steps of the credit-based first-share and second-pay frequency enhancing method.
The above-mentioned system bus may be a Peripheral Component Interconnect (PCI) bus, an Extended Industry Standard Architecture (EISA) bus, or the like. The system bus may be divided into an address bus, a data bus, a control bus, and the like. For ease of illustration, only one thick line is shown, but this does not mean that there is only one bus or one type of bus. The communication interface is used for realizing communication between the database access device and other equipment (such as a client, a read-write library and a read-only library). The Memory may include a Random Access Memory (RAM), and may further include a non-volatile Memory (non-volatile Memory), such as at least one disk Memory.
The Processor may be a general-purpose Processor, and includes a Central Processing Unit (CPU), a Network Processor (NP), and the like; the Integrated Circuit may also be a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), a Field Programmable Gate Array (FPGA) or other Programmable logic device, a discrete Gate or transistor logic device, or a discrete hardware component.
In an embodiment, the present invention also provides a computer readable storage medium having stored thereon a first computer program which, when executed by a processor, implements the credit-based pay-after-view frequency enhancing method applied to a merchant party. Those of ordinary skill in the art will understand that: all or part of the steps for implementing the above method embodiments may be performed by hardware associated with a computer program. The aforementioned computer program may be stored in a computer readable storage medium. When executed, the program performs steps comprising the method embodiments described above; and the aforementioned storage medium includes: various media that can store program codes, such as ROM, RAM, magnetic or optical disks.
In an embodiment, the present invention also provides a computer readable storage medium having stored thereon a second computer program which, when executed by a processor, implements the credit-based pay-after-share frequency boosting method applied to a user side. Those of ordinary skill in the art will understand that: all or part of the steps for implementing the above method embodiments may be performed by hardware associated with a computer program. The aforementioned computer program may be stored in a computer readable storage medium. When executed, the program performs steps comprising the method embodiments described above; and the aforementioned storage medium includes: various media that can store program codes, such as ROM, RAM, magnetic or optical disks.
The computer readable and writable storage medium may include read-only memory, random-access memory, EEPROM, CD-ROM or other optical disk storage, magnetic disk storage or other magnetic storage devices, flash memory, a usb disk, a removable hard disk, or any other medium that can be used to store desired program code in the form of instructions or data structures and that can be accessed by a computer. Also, any connection is properly termed a computer-readable medium. For example, if the instructions are transmitted from a website, server, or other remote source using a coaxial cable, fiber optic cable, twisted pair, Digital Subscriber Line (DSL), or wireless technologies such as infrared, radio, and microwave, then the coaxial cable, fiber optic cable, twisted pair, DSL, or wireless technologies such as infrared, radio, and microwave are included in the definition of medium. It should be understood, however, that computer-readable-writable storage media and data storage media do not include connections, carrier waves, signals, or other transitory media, but are intended to be non-transitory, tangible storage media. Disk and disc, as used in this application, includes Compact Disc (CD), laser disc, optical disc, Digital Versatile Disc (DVD), floppy disk and blu-ray disc where disks usually reproduce data magnetically, while discs reproduce data optically with lasers.
In summary, the present invention provides a system, a method, a medium, a merchant terminal and a user terminal for sharing-before-paying, which improve the enthusiasm of a user for receiving a task by issuing an incentive in advance on the premise of ensuring no risk of capital loss at a business side, and improve the penetration rate of task activities in a user group to a greater extent. Meanwhile, all incentives are free when tasks are completed, and loss aversion psychology brought by the cost with the same value as all incentives is paid when tasks are not completed is promoted to enable users to complete the tasks as much as possible, so that the same operation cost is used for achieving a higher frequency increasing effect. Therefore, the invention effectively overcomes various defects in the prior art and has high industrial utilization value.
The foregoing embodiments are merely illustrative of the principles and utilities of the present invention and are not intended to limit the invention. Any person skilled in the art can modify or change the above-mentioned embodiments without departing from the spirit and scope of the present invention. Accordingly, it is intended that all equivalent modifications or changes which can be made by those skilled in the art without departing from the spirit and technical spirit of the present invention be covered by the claims of the present invention.
Claims (12)
1. A credit-based pay-before-share frequency boosting system, comprising:
the periodic task module is used for setting a periodic task;
the excitation configuration module is used for configuring corresponding excitation for each periodic task;
the credit authorization module is used for the user to receive the periodic task after credit evaluation and fee deduction authorization are carried out through the third-party platform;
and the task settlement module is used for issuing corresponding incentives to the user party after the user party acquires the periodic tasks, and carrying out equivalent fee deduction on the incentives enjoyed by the user party in the task execution process through the third-party platform when the user party does not complete the periodic tasks.
2. The pay-before-play frequency boosting system as claimed in claim 1, further comprising:
and the step task module is used for releasing tasks of different steps according to different user types, and comprises releasing common tasks to the users who do not receive the tasks and releasing advanced challenge tasks to the users who have finished the tasks.
3. The pay-before-play frequency boosting system as claimed in claim 1, further comprising:
and the progress transparent transmission module is used for transmitting the task progress and/or stimulating the sharing condition in the process of executing the task by the user side.
4. The system of claim 1, wherein the task attributes of the periodic tasks include at least a combination of one or more of task name, task type, task period, and task number.
5. A pay-before-use frequency boost system according to claim 1, wherein the incentive forms of the incentive include any one or combination of points accumulation, cashback, coupon distribution, item redemption and service redemption.
6. The system of claim 1, wherein the credit authorization module provides authorization for the third party platform by the user, including any one or more of maximum deductible amount, settlement mode and signing template.
7. A credit-based pay-before-share frequency enhancing method, wherein the pay-before-share frequency enhancing method is applied to a merchant side, and comprises:
setting a periodic task;
configuring corresponding excitation for each periodic task;
and after being triggered by the periodic task picked up by the user party, corresponding incentive is issued to the user party, and when the periodic task is not completed by the user party, the incentive enjoyed by the user party in the task execution process is equivalently deducted through a third-party platform.
8. A credit-based pay-before-share frequency enhancing method, wherein the pay-before-share frequency enhancing method is applied to a user side, and comprises:
credit assessment and deduction authorization are carried out through a third-party platform;
picking up periodic tasks from a merchant party and obtaining corresponding incentives; and if the acquired periodic task is not finished, the third-party platform performs equivalent deduction on the incentive enjoyed by the user party in the task execution process.
9. A merchant terminal, comprising: a processor and a memory;
the memory is used for storing a computer program;
the processor is configured to execute the memory-stored computer program to cause the merchant terminal to perform the credit-based pay-before-share frequency boost method of claim 7.
10. A user terminal, comprising: a processor and a memory;
the memory is used for storing a computer program;
the processor is configured to execute the memory-stored computer program to cause the user terminal to perform the credit-based pay-before-share frequency boosting method of claim 8.
11. A computer-readable storage medium, on which a first computer program is stored, which, when being executed by a processor, carries out a credit-based pay-before-share frequency up-conversion method according to claim 7.
12. A computer-readable storage medium, on which a second computer program is stored, which, when being executed by a processor, carries out a credit-based pay-before-share frequency up-conversion method according to claim 8.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110197972.4A CN112801717A (en) | 2021-02-22 | 2021-02-22 | Credit-based sharing-before-paying frequency increasing system, method, medium, merchant terminal and user terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110197972.4A CN112801717A (en) | 2021-02-22 | 2021-02-22 | Credit-based sharing-before-paying frequency increasing system, method, medium, merchant terminal and user terminal |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN112801717A true CN112801717A (en) | 2021-05-14 |
Family
ID=75815335
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202110197972.4A Pending CN112801717A (en) | 2021-02-22 | 2021-02-22 | Credit-based sharing-before-paying frequency increasing system, method, medium, merchant terminal and user terminal |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN112801717A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN114862473A (en) * | 2022-05-23 | 2022-08-05 | 上海钧正网络科技有限公司 | Platform passenger obtaining method, system and device based on power-assisted invitation and storage medium |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109347726A (en) * | 2018-11-06 | 2019-02-15 | 西安海润通信技术有限公司 | A kind of surfing Internet with cell phone network aware quality assessment method based on wechat public platform |
| CN109389359A (en) * | 2018-08-27 | 2019-02-26 | 珩畅贸易(成都)有限公司 | A kind of stroke project management system and method |
| CN110675162A (en) * | 2019-09-09 | 2020-01-10 | 阿里巴巴集团控股有限公司 | Contract processing method, device and equipment |
| CN111737583A (en) * | 2020-07-31 | 2020-10-02 | 支付宝(杭州)信息技术有限公司 | Data processing method and device and recommendation processing method and device |
| CN112035265A (en) * | 2020-10-12 | 2020-12-04 | 支付宝(杭州)信息技术有限公司 | Task processing method and system |
-
2021
- 2021-02-22 CN CN202110197972.4A patent/CN112801717A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109389359A (en) * | 2018-08-27 | 2019-02-26 | 珩畅贸易(成都)有限公司 | A kind of stroke project management system and method |
| CN109347726A (en) * | 2018-11-06 | 2019-02-15 | 西安海润通信技术有限公司 | A kind of surfing Internet with cell phone network aware quality assessment method based on wechat public platform |
| CN110675162A (en) * | 2019-09-09 | 2020-01-10 | 阿里巴巴集团控股有限公司 | Contract processing method, device and equipment |
| CN111737583A (en) * | 2020-07-31 | 2020-10-02 | 支付宝(杭州)信息技术有限公司 | Data processing method and device and recommendation processing method and device |
| CN112035265A (en) * | 2020-10-12 | 2020-12-04 | 支付宝(杭州)信息技术有限公司 | Task processing method and system |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN114862473A (en) * | 2022-05-23 | 2022-08-05 | 上海钧正网络科技有限公司 | Platform passenger obtaining method, system and device based on power-assisted invitation and storage medium |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US20210326849A1 (en) | Tokenization platform | |
| US11157937B2 (en) | Smart rewards incentive system, client tools for implementing a smart rewards incentive system, and analytics engine | |
| US11790348B2 (en) | Programmable currency platform | |
| CN108777683B (en) | Data processing method, device, terminal, application server and storage medium | |
| US20130036373A1 (en) | Systems and Methods for Providing a Virtual Currency Exchange | |
| US20080235121A1 (en) | Currency system to reward constructive behavior | |
| US20210150624A1 (en) | Intelligent population of interface elements for converting transactions | |
| CN106127382B (en) | Method for managing resource and device | |
| US20150288637A1 (en) | Systems and methods to program a computing system to process related events via workflows configured using a graphical user interface | |
| US20090164518A1 (en) | Avatars in a virtual world | |
| US11880891B1 (en) | Systems and methods for a whole life interactive simulation | |
| CN112581178A (en) | Rights and interests issuing method and device, electronic equipment and computer readable medium | |
| Yoffie et al. | Voice war: Hey google vs. alexa vs. siri | |
| US20150347994A1 (en) | Information-processing system, information-processing device, storage medium, and electronic money charging method | |
| CN112801717A (en) | Credit-based sharing-before-paying frequency increasing system, method, medium, merchant terminal and user terminal | |
| CN103530506A (en) | Game implementation method and device for simulating financial transactions | |
| Schrepel | The complex relationship between Web2 giants and Web3 projects | |
| CN111080454B (en) | Asset combination transaction processing method and device | |
| US20200111112A1 (en) | System and method for event ticketing | |
| US20230044461A1 (en) | Fully Collateralized Stablecoins that Pay a Fixed Rate of Interest | |
| CN107730316A (en) | The more price application processes of commodity, apparatus and system | |
| CN112101915A (en) | Financial service management and control data processing method and device | |
| CN110992021A (en) | Intelligent contract-based fund management method, device and equipment | |
| US20200134718A1 (en) | Game money trading method and device for providing same | |
| CN106302367A (en) | Transaction methods and system |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20210514 |
|
| RJ01 | Rejection of invention patent application after publication |