CN106127382B - Method for managing resource and device - Google Patents
Method for managing resource and device Download PDFInfo
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- CN106127382B CN106127382B CN201610457880.4A CN201610457880A CN106127382B CN 106127382 B CN106127382 B CN 106127382B CN 201610457880 A CN201610457880 A CN 201610457880A CN 106127382 B CN106127382 B CN 106127382B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
- G06Q10/063—Operations research, analysis or management
- G06Q10/0631—Resource planning, allocation, distributing or scheduling for enterprises or organisations
- G06Q10/06313—Resource planning in a project environment
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/06—Asset management; Financial planning or analysis
Abstract
The embodiment of the present invention provides method for managing resource and device, to realize the automatic management to resource.This method includes：Obtain the first preset time of the attribute value of the resources left attribute of modification first object object；When reaching the first preset time, unit interval growth rate, resource desired value and the second preset time are obtained；Determine the first preset time to the effective time between the second preset time；Effective time includes at least one unit interval；According to resource desired value, unit interval growth rate and effective time, resource initial value is determined；The attribute value of the resources left attribute is changed using resource initial value.It can be seen that, the embodiment of the present invention can determine effective time according to the first preset time to the second preset time, increase speed further according to resource desired value, unit interval and effective time determines resource initial value, and the attribute value of the resources left attribute using determining resource initial value modification first object object, reach the automatic management to resource input.
Description
Technical field
The present invention relates to field of computer technology, and in particular to method for managing resource and device.
Background technology
In many industries and field, there is regulatory requirement to resource input.For example, in field of steel-making, it is desirable that in time T
Interior, temperature reaches preset value.It then needs to carry out management and control to the amount of fuel be added (i.e. resource).For another example textile industry, order is pre-
Determine X tons of finished product, then needs to carry out management and control to the input amount of raw material (i.e. resource), to avoid waste.
How to carry out automatic management to resource becomes the hot topic of research.
Invention content
In view of this, the embodiment of the present invention provides method for managing resource and device, to realize the automatic management to resource.
To achieve the above object, the embodiment of the present invention provides the following technical solutions：
A kind of method for managing resource, including：
Obtain the first preset time of the attribute value of the resources left attribute of modification first object object；
When reaching first preset time, obtain the unit interval growth rate, resource desired value and second it is default when
Between；
Determine first preset time to the effective time between second preset time；The effective time includes
At least one unit interval；
According to the resource desired value, unit interval growth rate and effective time, resource initial value is determined；
The attribute value of the resources left attribute is changed using the resource initial value.
A kind of resource management apparatus, including：
Acquiring unit, for obtains change first object object resources left attribute attribute value first it is default when
Between, when reaching first preset time, obtain unit interval growth rate, resource desired value and the second preset time；
Processing unit, for determining first preset time to the effective time between second preset time, root
Resource initial value is determined according to the resource desired value, the unit interval growth rate and the effective time, and is used
The resource initial value changes the attribute value of the resources left attribute.
As it can be seen that in embodiments of the present invention, obtaining resource desired value, unit interval growth speed and the second preset time
Afterwards, it can determine effective time according to the first preset time to the second preset time, increase further according to resource desired value, unit interval
Speed and effective time determine resource initial value, and use the resources left category of determining resource initial value modification first object object
The attribute value of property, reaches the automatic management to resource input.
Description of the drawings
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below
There is attached drawing needed in technology description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
The embodiment of invention for those of ordinary skill in the art without creative efforts, can also basis
The attached drawing of offer obtains other attached drawings.
Fig. 1 is the computer architecture exemplary plot of test device provided in an embodiment of the present invention；
Fig. 2-5 is method for managing resource exemplary process diagram provided in an embodiment of the present invention；
Fig. 6 is the exemplary block diagram of test device provided in an embodiment of the present invention.
Specific implementation mode
The present invention provides method for managing resource and device.
Above-mentioned resource management apparatus can be applied in server, can be with terminal (client) such as desktop computer, movement eventually
Hold the communications such as (such as smart mobile phone), ipad.
Certainly, resource management apparatus can also be applied in platform.Alternatively, resource management apparatus can also software form fortune
Row is in terminal (client).
Fig. 1 shows a kind of general-purpose computing system structure of above-mentioned resource management apparatus or server.
Above computer system may include that bus, processor 1, memory 2, communication interface 3, input equipment 4 and output are set
Standby 5.Processor 1, memory 2, communication interface 3, input equipment 4 and output equipment 5 are connected with each other by bus.Wherein：
Bus may include an access, and information is transmitted between computer system all parts.
Processor 1 can be general processor, such as general central processor (WPU), network processing unit (Network
Processor, abbreviation NP), microprocessor etc., can also be application-specific integrated circuit (application-specific
Integrated circuit, ASIW), or one or more integrated circuits for controlling the execution of the present invention program program.Also
Can be digital signal processor (DSP), application-specific integrated circuit (ASIC), ready-made programmable gate array (FPGA) or other can
Programmed logic device, discrete gate or transistor logic, discrete hardware components.
Processor 1 may include primary processor, may also include baseband chip, modem etc..
The program for executing technical solution of the present invention is preserved in memory 2, can also preserve operating system and other passes
Key business.Specifically, program may include program code, and program code includes computer-managed instruction.More specifically, memory
2 may include read-only memory (read-only memory, ROM), static information can be stored and instruction it is other kinds of quiet
State storage device, can store information and other classes of instruction at random access memory (random access memory, RAM)
The dynamic memory of type, magnetic disk storage, flash etc..
Input equipment 4 may include the device for receiving data and information input by user, such as keyboard, mouse, camera, sweep
Retouch instrument, light pen, speech input device, touch screen, pedometer or gravity sensor etc..
Output equipment 5 may include the device, such as display screen, printer, loud speaker etc. that allow output information to user.
Communication interface 3 may include the device using any transceiver one kind, so as to other equipment or communication,
Such as Ethernet, wireless access network (RAN), WLAN (WLAN) etc..
Processor 1 executes the program stored in memory 2, and calls other equipment, can be used for realizing of the invention real
Apply each step in the method for managing resource that example is provided.
The method for managing resource that the embodiment of the present invention is provided can be used for multiple resources management scene, for example, raw materials for metallurgy
Control scene, fuel control scene, bacterium cultivation or even finance and money management scene etc..
Below by based on general character of the present invention aspect above, the embodiment of the present invention is further described.
Fig. 2 shows a kind of exemplary flows of the method for managing resource performed by resource management apparatus, can at least wrap
Include following steps：
200 parts:Obtain the first preset time of the attribute value of the resources left attribute of modification first object object.
Resource in the present embodiment can be any resource that need to be utilized, and utilize strain, fuel, iron ore or even debt.
Under different scenes, first object object can be different object, and resources left attribute also can be different.Such as：
In the case where fuel controls scene, first object object can be fuel (such as coal), and resources left attribute can be inventory.
For another example under the raw material control scene of steel-making, first object object can be iron ore, and resources left attribute can
Including inventory.
In one example, the first preset time T 1 can obtain in the following way：The input equipment for obtaining client is defeated
The first preset time entered.Specifically, the user of client can be pre- by operating the input equipments such as mouse or keyboard input first
If time T1.
201 parts：When reaching the first preset time T 1, resource management apparatus obtains unit interval growth rate DR, money
Source desired value Q and the second preset time T 2；
DR can be that fixed value or a function expression related to time, the present invention are not restricted.
In one example, resource desired value Q can be in the following way：Obtain the resource of the input equipment input of client
Desired value Q.Specifically, the user of client can input resource desired value Q by operating the input equipments such as mouse or keyboard.
In another example, the second preset time can be in the following way：Obtain the input equipment input of client
Second preset time T 2.Specifically, the user of client can be default by operating the input equipments such as mouse or keyboard input second
Time T2.
In specific implementation, resource management apparatus can send the UI controls for inputting the first preset time T 1 to client
Part, the UI controls for inputting resource desired value Q, and the UI controls for inputting the second preset time T 2.
In this way, user can input the first preset time T 1, resource desired value Q, second default in client by UI controls
Time T2.
The form of UI controls includes but not limited to：Sliding block, button, drop-down menu, input frame etc..
As for unit interval growth rate DR, it can be inputted by the input equipment of client, can also be led to by resource management apparatus
Other modes acquisition is crossed, other modes will be introduced herein.
202 parts：Determine the first preset time to the effective time △ t between the second preset time.
Effective time △ t include at least one unit interval.Unit interval can be day, hour, minute, second, microsecond, millisecond
Etc..Depending on application scenarios difference, the selection of unit interval can be different.
Effective time △ t are up to T2-T1.It subsequently also will continue to other methods of determination of effective time △ t herein.
203 parts：According to resource desired value Q, unit interval growth rate DR and effective time △ t, at the beginning of determining resource
Initial value W；
Resource initial value W can be calculated in the following way：
W=Q/ [(1+DR) ^ △ t].
204 parts：The attribute value of the resources left attribute of first object object is changed using resource initial value.
Such as：In the case where fuel controls scene, first object object can be fuel (such as coal), and resources left attribute can be
Inventory then uses the attribute value of the resources left attribute of resource initial value modification first object object that can be specially：By fuel
The former attribute value of inventory's attribute subtracts W.It is assumed that inventory's original attribute value of fuel is A tons, after subtracting W, the attribute value of inventory becomes
For (A-W).
Again for example：With under the raw material control scene of steel-making, first object object can be iron ore, and resources left attribute can
Including inventory, then use the attribute value of the resources left attribute of resource initial value modification first object object that can be specially：By iron
The former attribute value of inventory's attribute of ore subtracts W.It is assumed that inventory's original attribute value of iron ore is B tons, and after subtracting W, inventory's category
Property value becomes (B-W).
In other embodiments of the present invention, before executing 204 parts, may also include：Obtain modification first object object
The permission of the attribute value of resources left attribute.
Resource management apparatus can be sent to client for modification authority (and other permissions) or the UI authorized controls to be arranged
Part.
In this way, user can realize setting permission or mandate in client by UI controls.Concrete mode can pass through input pin
To account number, the password etc. of first object object, to assign modification of the resource management apparatus to first object object's property value
Permission or authorization resources managing device can modify to first object object attribute values.
Therefore in embodiments of the present invention, when obtaining resource desired value, the unit interval increasing speed and second is default
Between after, according to the first preset time to the second preset time can determine effective time, increase further according to resource desired value, unit interval
Long speed and effective time determine resource initial value, and use the resources left of determining resource initial value modification first object object
The attribute value of attribute reaches the automatic management to resource input.
Fig. 3 shows another exemplary flow of the method for managing resource performed by resource management apparatus, may include
Following steps：
300 parts：Obtain the first preset time.
The acquisition modes of first preset time can be found in the record of aforementioned 200 part, and therefore not to repeat here.
- 304 part of 301 part is similar with the parts 201-204 above-mentioned, and therefore not to repeat here.
305 parts：The resource being consistent with resource initial value is obtained from first object object.
The resource of acquisition can be used for putting into production.
In effective time, resource is increased with unit interval growth rate.
By taking bacterium cultivates scene as an example, when cultivating bacterium, it can be placed in incubator by microbionation on culture medium, by
Incubator provides temperature, illumination etc., and growth is made to breed.
It is assumed that bacterium cultivate scene under, resource initial value be W grams, then 305 parts bacterium cultivate scene, can correspond to from
W grams of strain is obtained at culture presevation (first object object), this W grams of strain is put into production and (enable its breeding).
Bacterium generally can be with a certain fixed growth rate.
With finance and money management scene, resource initial value can be capital.
306 parts：The resource output after effective time is obtained, resource output is consistent with resource desired value；
In the case where bacterium cultivates scene, resource desired value can be desired bacterial number.
Under the raw material control scene of steel-making, resource desired value can be the yield of desired steel.
In the case where fuel controls scene, resource desired value can be desired temperature.
Under finance and money management scene, resource desired value can be desired income+capital.
After effective time, resource output (namely yield) is equal to resource desired value.
In other embodiments of the present invention, may also include after 305 parts：
307 parts：When reaching the second preset time, above-mentioned resource output is provided to the second target object.
Under different scenes, the second target object can be different object.
For example, under the raw material control scene of steel-making, the second target object can be storehouse, buyer etc..
Under finance and money management scene, the second target object can be fiscard, bank, certain account etc..
In one example, 307 parts can be refined as changing the resources left category of the second target object using resource output
The attribute value of property.
Such as：With under the raw material control scene of steel-making, the second target object can be storehouse, and resources left attribute may include
Inventory then uses the attribute value of the resources left attribute of resource output the second target object of modification that can be specially：By the library of storehouse
The former attribute value for depositing attribute increases W.It is assumed that inventory's original attribute value of storehouse is B tons, after increasing W, inventory's attribute value becomes (B
+W)。
In other embodiments of the present invention, before or after executing 307 part, following steps be can also carry out：
Obtain the permission of the attribute value of the resources left attribute of the second target object of modification.
In specific implementation, resource management apparatus can be sent to client for modification authority (and other permissions) to be arranged
Or the UI controls authorized.
In this way, user can realize setting permission or mandate in client by UI controls.Concrete mode can pass through input pin
To account number, the password etc. of the second target object, come assign the second target object of resource management apparatus pair attribute value modification
Permission or authorization resources managing device can modify to the second target object attribute value.
Consider reality, resource category more than one.For example, in the case where fuel controls scene, the type of fuel (coal) can
There are many (anthracite, bituminous coal etc.), and in the case where making steel scene, iron ore type is various, in the case where melting financing scene, finance product type
Also very much.
Consider the above situation, refers to Fig. 4, the method for managing resource performed by resource management apparatus may include following examples
Property flow, may include following steps：
400 parts：Obtain the first preset time.
400 parts are similar with 300 parts, and therefore not to repeat here.
401 parts：When reaching the first preset time T 1, resource management apparatus obtains the second preset time T 2, resource phase
Prestige value, resource category and the corresponding unit interval growth rate DR of each resource categoryi。
The present embodiment is with the maximum difference of previous embodiment, and resource category, each resource are also obtained in 401 parts
Type corresponds to a kind of unit interval growth rate.
402 parts：Determine the first preset time to the corresponding effective time of each resource category between the second preset time.
402 parts are similar with 202 part above-mentioned, 302 parts, and therefore not to repeat here.
403 parts：According to resource desired value Q, the corresponding unit interval growth rate DR of each resource categoryiAnd when effective
Long △ t, determine resource initial value.
In one example, resource initial value can be determined by following embodiments：
A：According to resource desired value Q, the corresponding unit interval growth rate DR of each resource categoryiAnd each resource category
Effective time △ ti, determine the corresponding initial value of each resource category；
B：Select minimum initial value as resource initial value.
Alternatively, after step A, resource management apparatus can also be sent to client each resource category initial value and other
Information (such as in first preset time to the effective time between the second preset time), so as to user in client to resource kind
Class is selected.
The initial value for the resource category selected is as resource initial value.
In another example, resource category can be selected by following embodiments, determines resource initial value：
A’:According to resource desired value Q, the corresponding unit interval growth rate DR of each resource categoryiAnd each resource category
Effective time △ ti, determine the corresponding initial value of each resource category in each combination of resources；
Each combination of resources includes at least one resource category.
B’:Calculate the initial value summation Sum of each resource category in each combination of resourcesi；
C’:It is resource initial value to select minimum initial value summation.
For example, it is assumed that the unit interval growth rate and effective time of resource 1-3 is as shown in table 1.
Table 1
The corresponding initial value of each resource category and initial value summation can be found in table 2 in each combination of resources.
Table 2
It is assumed that A2+C1Minimum, then the combination of resources of resource 1 and resource 3 is best resource combination, and resource initial value includes money
The initial value A in source 12With the initial value C of resource 21The sum of.
In another example, after step B ', resource management apparatus can also send each in each combination of resources to client
The initial value summation Sum of resource categoryiWith the other information of each resource category (such as when the first preset time is default to second
Between between effective time, the initial value of each resource category in each combination of resources), so as to user in client to combination of resources
It is selected.The summation of the initial value of each resource category is as resource initial value in the combination of resources selected.
404 parts can be found in the introduction of aforementioned 204 part, and therefore not to repeat here.
405 parts：The resource input production being consistent with resource initial value is obtained from first object object.
The resource category corresponding with resource initial value or combination of resources that can be determined according to 403 parts, go into operation.
For example, determining that resource initial value is the initial value A of resource 12With the initial value C of resource 21The sum of, then by the money of acquisition
A in the initial value of source2The production for putting into resource 1, by C1Put into the production of resource 2.
The parts 406-407 are similar with 306 and 307 parts, and therefore not to repeat here.
In the following, will be carried out specifically to the method for managing resource performed by resource management apparatus by taking scene of managing money matters as an example
Description.In the present embodiment, it can realize user setting repayment schedule by executing method for managing resource, for example withhold the date,
Repayment amount etc., reaches automatic purchase finance product, and finance product generates income, the function of refunding automatically after expiring.
Finance product can be fund product, bond product etc..
Fig. 5 is referred to, the above method may include following steps：
500 parts：User inputs main body of withholing by client, and financing platform is recorded.
Main body of withholing corresponds to first object object, platform corresponding resource managing device of managing money matters.
Main body of withholing can be the corresponding account of certain bank card (credit card, by means of post card) or wechat payment account, pay
Precious account etc..
Certainly, before 500 parts, user needs the register account number on financing platform, logs in.
501 parts：User is withholdd the date by client setting, and financing platform is recorded.
Date of withholing corresponds to the first preset time T 1 above-mentioned.
Specifically, user can be withholdd the date by operating the input of the input equipments such as mouse or keyboard.Managing money matters platform can be to visitor
Family end sends the UI controls for inputting the date of withholing.In this way, user client by UI controls can input first it is default when
Between T1 UI controls.The form of UI controls includes but not limited to：Sliding block, button, drop-down menu, input frame etc..
More specifically, main body of such as withholing is wage card, and the date of withholing can be wage day.The main body for such as receiving to refund is letter
With card, may also set up Credit Statement day is to withhold the date.Withhold the date generally according to the input of user for.
502 parts：User is arranged the main body for receiving to refund by client and refunds the date, and financing platform is recorded.
The refund date corresponds to the second preset time T 2 above-mentioned.The main body for receiving to refund corresponds to the second target pair above-mentioned
As.
It can be fiscard, bank, certain account to receive the main body refunded.It can be same to receive the main body refunded and main body of withholing
It is a, it also can be mutual indepedent.
In one example, user can be refunded the date by operating the input of the input equipments such as mouse or keyboard.Financing platform
The UI controls for inputting the date of refunding can be sent to client.In this way, user can input refund in client by UI controls
Date.The form of UI controls includes but not limited to：Sliding block, button, drop-down menu, input frame etc..
Similarly, user can receive the main body refunded by operating the input of the input equipments such as mouse or keyboard.Managing money matters platform can
The UI controls for inputting the main body for receiving to refund are sent to client.In this way, user can be inputted in client by UI controls
Receive the main body refunded.The form of UI controls includes but not limited to：Sliding block, button, drop-down menu, input frame etc..
The form of UI controls includes but not limited to：Sliding block, button, drop-down menu, input frame etc..
Aforementioned 500 to 502 part can be collectively referred to as business rule setting.Business rule may include withhold date rule, refund
Date rule, main body, the repayment amount etc. for receiving refund.In specific implementation, it includes page that financing platform can be sent to client
Face, the page include being controlled for the UI controls of input, the UI controls for inputting the date of refunding, for inputting the UI on date of withholing
Part, and at least one of the UI controls for inputting main body of withholing.
In this way, user client by UI controls can incoming traffic rule, financing platform business rule is recorded,
And it returns and whether records successfully record result.
503 parts：Financing platform, which judges whether to reach, withholds the date；
504 parts：When the date is withholdd in arrival, financing platform obtains repayment amount, the day on refund date and finance product
Earning rate.
Repayment amount corresponds to resource desired value Q above-mentioned, and daily earning rate corresponds to unit interval growth rate DR above-mentioned.
Under different scenes, the source of repayment amount is different.
Such as credit card repayment, repayment amount is the billing amount of credit card, and financing platform can be by silver-colored belonging to credit card
Row inquiry also obtains billing amount, certainly, can be also manually entered by user.
Such as also housing loan generally monthly needs the amount of money also to fix, can be manually entered by user.Certainly, financing platform also can be to
The amount of money that bank's inquiry this month of user's debt-credit need to go back.
Daily earning rate can be that fixed value or a function expression related to time, the present invention are not restricted.
In one example, daily earning rate can be converted to obtain by year earning rate.
For the finance product of fixed income, convert formula can be DR=(1+R) ^ (1/365) -1.
Wherein, DR is unit time growth rate namely daily earning rate, and R is annualized return.
505 parts：Financing platform determines the income number of days between withholing the extremely refund time on date.
Income number of days corresponds to effective time △ t above-mentioned.
In the case where withholing date and certain date of refunding, different finance products may correspond to different income days
Number.
By taking fund product as an example, it is assumed that, it is T days to apply to purchase the date and (withhold the date)；The refund date is H days
Fund product such as following table different maturity periods having for T days, the information are just carried by Fund Company in the previous day (T-1 days)
For.
Then the income number of days of fund product x (x values are 1 between n) is (LPx-Px+1).
506 parts：Platform manage money matters according to repayment amount, the daily earning rate of finance product and income number of days, determination is withholdd
The amount of money.
Deducted amount corresponds to resource initial value W above-mentioned.
Still by taking the table of 506 parts as an example, in order to meet the date of refunding, fund can be selected to the product of account day Ax=H
(can get maximum return at this time, but risk is relatively high)；And in order to ensure the safety of refund, it also may be selected Ax=H-y's
Product (y indicates to shift to an earlier date y days funds to account), then it is exactly (LPx-Px+1) that can generate income number of days.
User can be when business rule be arranged, and setting is that Income Maximum is preferential or safety is preferential.
If Income Maximum is preferential, financing platform preferentially selects fund product in from fund to the fund product of account day Ax=H.
If safety is preferential, platform of managing money matters preferentially selects fund production in from fund to the fund product of account day Ax=H-y
Product.
It is preferential with Income Maximum, if fund to account day Ax=H fund product there are many, in one example, can pass through
Following embodiments select resource category, determine deducted amount：
A：According to repayment amount, the income number of days of the corresponding daily earning rate of each finance product and each fund product, determine
The corresponding numerical value of withholing of each finance product；
B：Select minimum number of withholing as deducted amount.
It is assumed that repayment amount is 10,000, fund product 1 withholds several minimum 9900, then applies to purchase fund product 1, apply to purchase gold
Volume (namely deducted amount) is 9900.
507 parts：Financing platform sends request of withholing to main body of withholing.
Certainly, before this, financing platform can to client send for be arranged withhold permission (and other permissions) or
The UI controls of mandate.
In this way, user can realize setting permission or mandate in client by UI controls.Concrete mode can be detained by inputting
Account number, password of money main body etc., to assign the permission that resource management apparatus can withhold request for the transmission for main body of withholing.
More specifically, can withhold to the maintenances server of the user information of main body of financing platform sends and withholds request.For example,
Main body of withholing is certain bank card, then sends request of withholing to the server of the affiliated bank of the bank card, is withholdd by server execution
(attribute value of the corresponding resources left attribute above-mentioned that first object object is changed using resource initial value), and return and execute knot
Fruit.
In addition, financing platform is also required to obtain the permission of withholing for main body (such as bank) of withholing.In practice, financing platform
It can subscribe to the agreement with before main body of withholing, to obtain withhold permission or other permissions.
In some cases, it may withhold unsuccessfully, such as in the case where the remaining sum for main body of withholing is less than deducted amount,
It can cause to withhold unsuccessfully.Therefore above-mentioned implementing result may include whether characterization withholds successful information, if in addition, withhold unsuccessfully,
It also may include failure cause.
After receiving implementing result, financing platform can send implementing result to subscription client, be held in order to make user knows
Row result.
The success if implementing result expression is withholdd, financing platform can change the data of the account of user on the platform.Such as
User's assets are increased, increased numerical value is equal to deducted amount.
507 parts correspond to " resource being consistent with resource initial value is obtained from first object object " above-mentioned.
508 parts：Platform of managing money matters buys amount of money finance product identical with deducted amount；
For example it is assumed that deducted amount is 9,000, then platform of managing money matters applies to purchase the fund product that the amount of money is 9,000 to certain Fund Company.
More specifically, financing platform can send the request of applying to purchase to Fund Company, and the server of Fund Company, which can be handled, to be applied to purchase
Request, and feed back characterization apply to purchase whether successful result.
509 parts：If buying successfully, financing platform records user's assets.
Precedent is still continued to use, financing platform applies to purchase the fund product that the amount of money is 9,000 to certain Fund Company.
After buying successfully, financing platform record user's assets are 9,000 (capitals), alternatively, the user of record includes being bought
Fund product detail, such as the title of assets fund product, number, the total amount of purchase etc..
It should be noted that for a user, Fund Company is transparent.
In addition, financing platform can also determine institute according to the fund of bought finance product to account time A and the date H that refunds
Buy the last income date LP of finance product cost.
Calculation formula is：LP=H-A.
510 parts：Platform of managing money matters obtains income, updates user's assets.
Financing platform can be daily or expires disposably to the server of Fund Company inquiry income, uses the income inquired
Update user's assets.
Additionally, because having obtained daily earning rate before financing platform, therefore also can voluntarily daily or expire disposable
Calculate income.
511 parts：When reaching the last income date, financing platform redeems bought fund product.
It should be noted that the sum of income and capital are equal to repayment amount.
Specifically, financing platform is sent to Fund Company redeems order, after the completion of Fund Company's processing, processing knot is returned to
Fruit.
Handling result at least be used for characterize whether redeem success, in addition, also may include it is expected arrive the account time, if redeem lose
It loses, may also include failure cause.
511 parts correspond to the resource output after acquisition effective time above-mentioned.Income is corresponding with the sum of capital aforementioned
Resource output.
512 parts：When reaching the refund date, financing platform uses user's assets to the main body (i.e. second for receiving to refund
Target object) it refunds.
For example, withdrawing deposit user's assets into the bank card to be refunded.
512 parts correspond to " providing above-mentioned resource output to the second target object " above-mentioned.
In the present embodiment, financing platform is according to repayment amount, the quotation of refund date, the date of withholing and finance product
(earning rate) calculates deducted amount (namely finance product applies to purchase the amount of money), and when reaching the last income date, financing platform is redeemed
The finance product bought, after redemption, capital adds benefit and is equal to repayment amount, then helps user to refund automatically.Account after refund
Fund is zero, will not be detained any fund in the account.
Meanwhile it can reach making full use of for fund.For example, it is assumed that monthly housing loan 5,000, if directly from wage card
It withholds and goes back housing loan, need the amount of money of button 5,000.
But the mode provided through this embodiment is obtained since before refund, fund is also had purchased finance product
Income, therefore, the mode provided using the present embodiment, deducted amount is less than 5,000.To can reach to the abundant of fund
It utilizes.
Fig. 6 shows a kind of possible structural schematic diagram of resource management apparatus involved in above-described embodiment, including：
Acquiring unit 601, the first of the attribute value of the resources left attribute for obtaining modification first object object are default
Time obtains unit interval growth rate, resource desired value and the second preset time when reaching the first preset time；
Processing unit 602, for determining the first preset time to the effective time between the second preset time, according to described
Resource desired value, unit interval growth rate and effective time determine resource initial value, and use the resource initial value
Change the attribute value of the resources left attribute of first object object.
Acquiring unit 601 can be used for executing the parts 200-201 shown in Fig. 2, the parts 300-301 shown in Fig. 3, Fig. 4 institutes
The parts 400-401, the parts 500-502 shown in fig. 5 shown.
Processing unit 602 can be used for executing the parts 202-204 shown in Fig. 2, and the parts 302-307 shown in Fig. 3 execute figure
The parts 403-407 shown in 4, the acquisition operation of the parts 503-512 shown in fig. 5.
The alternatively possible structure of resource management apparatus/server/financing platform involved by above-mentioned all embodiments
Schematic diagram can be found in Fig. 1, including：
Bus, processor 1, memory 2, communication interface 3, input equipment 4 and output equipment 5.Processor 1, memory 2,
Communication interface 3, input equipment 4 and output equipment 5 are connected with each other by bus.Wherein：
Bus may include an access, and information is transmitted between computer system all parts.
Processor 1 can be general processor, such as general central processor (CPU), network processing unit (Network
Processor, abbreviation NP), microprocessor etc., can also be application-specific integrated circuit (application-specific
Integrated circuit, ASIC), or one or more integrated circuits for controlling the execution of the present invention program program.Also
Can be digital signal processor (DSP), application-specific integrated circuit (ASIC), ready-made programmable gate array (FPGA) or other can
Programmed logic device, discrete gate or transistor logic, discrete hardware components.
Processor 1 may include primary processor, may also include baseband chip, modem etc..
Preserved in memory 2 execute technical solution of the present invention program or script, can also preserve operating system and
Other key businesses.Specifically, program may include program code, and program code includes computer-managed instruction.Script then leads to
It is often preserved with text (such as ASCII), only explains or compile when called.
More specifically, memory 2 may include read-only memory (read-only memory, ROM), can store static letter
Breath and instruction other kinds of static storage device, random access memory (random access memory, RAM), can
Store the other kinds of dynamic memory, magnetic disk storage, flash etc. of information and instruction.
Input equipment 4 may include the device for receiving data and information input by user, such as keyboard, mouse, camera, sweep
Retouch instrument, light pen, speech input device, touch screen, pedometer or gravity sensor etc..
Output equipment 5 may include the device, such as display screen, printer, loud speaker etc. that allow output information to user.
Communication interface 3 may include the device using any transceiver one kind, so as to other equipment or communication,
Such as Ethernet, wireless access network (RAN), WLAN (WLAN) etc..
Controller/processor can be used for executing Fig. 2-5 and be related to the processed of resource management apparatus/server/financing platform
Journey and/or other processes for technology described herein.Controller/processor can also be used for realizing aforementioned processing unit
602 function.
Communication interface is then communicated for support resource management device/server/financing platform with other devices.Example
Such as, it is communicated with other devices shown in Fig. 2-5 for support resource management device/server/financing platform.
It is designed it is understood that Fig. 1 illustrate only simplifying for resource management apparatus/server/financing platform.In reality
Border application in, resource management apparatus/server/financing platform can include any number of transmitter, receiver, processor,
Controller, memory, communication interface etc., and all resource management apparatus/server/financing platforms that the present invention may be implemented are all
Within protection scope of the present invention.
Each embodiment is described by the way of progressive in this specification, the highlights of each of the examples are with other
The difference of embodiment, just to refer each other for identical similar portion between each embodiment.For device disclosed in embodiment
For, since it is corresponded to the methods disclosed in the examples, so description is fairly simple, place is referring to method part illustration
It can.
Professional further appreciates that, unit described in conjunction with the examples disclosed in the embodiments of the present disclosure
And algorithm steps, can be realized with electronic hardware, computer software, or a combination of the two, in order to clearly demonstrate hardware and
The interchangeability of software generally describes each exemplary composition and step according to function in the above description.These
Function is implemented in hardware or software actually, depends on the specific application and design constraint of technical solution.Profession
Technical staff can use different methods to achieve the described function each specific application, but this realization is not answered
Think beyond the scope of this invention.
The step of method described in conjunction with the examples disclosed in this document or algorithm, can directly be held with hardware, processor
The combination of capable software module or the two is implemented.Software module can be placed in random access memory (RAM), memory, read-only deposit
Reservoir (ROM), electrically programmable ROM, electrically erasable ROM, register, hard disk, moveable magnetic disc, WD-ROM or technology
In any other form of storage medium well known in field.
The foregoing description of the disclosed embodiments enables those skilled in the art to implement or use the present invention.
Various modifications to these embodiments will be apparent to those skilled in the art, as defined herein
General Principle can be realized in other embodiments without departing from the spirit or scope of the present invention.Therefore, of the invention
It is not intended to be limited to the embodiments shown herein, and is to fit to and the principles and novel features disclosed herein phase one
The widest range caused.
Claims (14)
1. a kind of method for managing resource, which is characterized in that including：
Obtain the first preset time of the attribute value of the resources left attribute of modification first object object；
When reaching first preset time, unit interval growth rate, resource desired value and the second preset time are obtained；
Determine first preset time to the effective time between second preset time；The effective time includes at least
One unit interval；
According to the resource desired value, unit interval growth rate and effective time, resource initial value is determined；
The attribute value of the resources left attribute is changed using the resource initial value.
2. the method as described in claim 1 further includes：
The resource being consistent with the resource initial value is obtained from the first object object；It is described in the effective time
Resource is increased with the unit interval growth rate；
The resource output after the effective time is obtained, the resource output is consistent with the resource desired value.
3. method as claimed in claim 2, which is characterized in that further include：When reaching second preset time, to second
Target object provides the resource output.
4. method as described in any one of claims 1-3, which is characterized in that further include：Obtain resource category, each resource kind
Class corresponds to a kind of unit interval growth rate.
5. method as claimed in claim 4, which is characterized in that the determining resource initial value includes：
According to resource desired value, the corresponding unit interval growth rate of each resource category and effective time, each resource is determined
The corresponding initial value of type；
Select minimum initial value as the resource initial value.
6. method as claimed in claim 4, which is characterized in that the determining resource initial value includes：
According to resource desired value, the corresponding unit interval growth rate of each resource category and effective time, each resource is determined
The corresponding initial value of each resource category in combination；The combination of resources includes at least two resource categories；
Calculate the initial value summation of each resource category in each combination of resources；
Select minimum initial value summation as the resource initial value.
7. the method as described in claim 1, which is characterized in that further include：
The resource desired value and second preset time are inquired from the second target object.
8. the method as described in claim 1, which is characterized in that changing the resources left category using the resource initial value
Before the attribute value of property, further include：Obtain the permission of the attribute value of the resources left attribute of modification first object object.
9. a kind of resource management apparatus, which is characterized in that including：
Acquiring unit, the first preset time of the attribute value of the resources left attribute for obtaining modification first object object,
When reaching first preset time, unit interval growth rate, resource desired value and the second preset time are obtained；
Processing unit, for determining first preset time to the effective time between second preset time, according to institute
Resource desired value, the unit interval growth rate and the effective time is stated to determine described in resource initial value and use
Resource initial value changes the attribute value of the resources left attribute.
10. device as claimed in claim 9, the processing unit is additionally operable to：
The resource being consistent with the resource initial value is obtained from the first object object；It is described in the effective time
Resource is increased with the unit interval growth rate；
The resource output after the effective time is obtained, the resource output is consistent with the resource desired value.
11. device as claimed in claim 10, the processing unit is additionally operable to：When reaching second preset time, to
Second target object provides the resource output.
12. such as claim 9-11 any one of them devices, which is characterized in that
Acquiring unit is additionally operable to：Resource category is obtained, each resource category corresponds to a kind of unit interval growth rate.
13. device as claimed in claim 12, which is characterized in that in terms of determining resource initial value, the processing unit
For：
According to resource desired value, the corresponding unit interval growth rate of each resource category and effective time, each resource is determined
The corresponding initial value of type；
Select minimum initial value as the resource initial value.
14. device as claimed in claim 12, which is characterized in that in terms of determining resource initial value, the processing unit
For：
According to resource desired value, the corresponding unit interval growth rate of each resource category and effective time, each resource is determined
The corresponding initial value of each resource category in combination；The combination of resources includes at least one resource category；
Calculate the initial value summation of each resource category in each combination of resources；
Select minimum initial value summation as the resource initial value.
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| CN106127382B true CN106127382B (en) | 2018-09-07 |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN107451858A (en) * | 2017-07-24 | 2017-12-08 | 孙晖 | Method for managing resource, device, storage medium and computer equipment |
| CN108734461B (en) * | 2018-04-09 | 2023-04-14 | 平安科技（深圳）有限公司 | Processing method of prepaid virtual resource and terminal equipment |
| CN108520461A (en) * | 2018-04-10 | 2018-09-11 | 平安科技（深圳）有限公司 | It is a kind of that the credit card repayment method turning to pay and system are redeemed based on fund share |
| CN110825308B (en) * | 2018-08-07 | 2023-12-26 | 北京国双科技有限公司 | Data space management method and device |
| CN109598400B (en) * | 2018-10-12 | 2023-06-23 | 创新先进技术有限公司 | Global resource allocation method and device based on allocation model |
| CN111641704B (en) * | 2020-05-28 | 2021-08-03 | 深圳华锐金融技术股份有限公司 | Resource-related data transmission method, device, computer equipment and storage medium |
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