CN112767568A - Vehicle payment secret-free payment method, system and storage medium - Google Patents

Vehicle payment secret-free payment method, system and storage medium Download PDF

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Publication number
CN112767568A
CN112767568A CN202110245923.3A CN202110245923A CN112767568A CN 112767568 A CN112767568 A CN 112767568A CN 202110245923 A CN202110245923 A CN 202110245923A CN 112767568 A CN112767568 A CN 112767568A
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CN
China
Prior art keywords
vehicle
payment
license plate
free
password
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Pending
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CN202110245923.3A
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Chinese (zh)
Inventor
王林祥
赵皎平
李楠
王银波
刘林会
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Xian Irain IoT Technology Service Co Ltd
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Xian Irain IoT Technology Service Co Ltd
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Application filed by Xian Irain IoT Technology Service Co Ltd filed Critical Xian Irain IoT Technology Service Co Ltd
Priority to CN202110245923.3A priority Critical patent/CN112767568A/en
Publication of CN112767568A publication Critical patent/CN112767568A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07BTICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/06Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
    • G07B15/063Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems using wireless information transmission between the vehicle and a fixed station
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • G06Q20/145Payments according to the detected use or quantity
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions

Abstract

The invention discloses a vehicle payment secret-free payment method, a system and a storage medium, wherein the method comprises the following steps: the vehicle charging management cloud platform server opens one or more secret-free payment services of online payment account numbers for the user terminal on the vehicle charging management cloud platform or one or more third-party electronic payment platforms according to a secret-free payment service request of the online payment account numbers of the parking fee initiated by the user terminal; when the situation that the vehicle arrives at the passing exit is monitored, the license plate number of the vehicle is identified; inquiring a payment mode of the vehicle according to the license plate number of the vehicle; if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal but the automatic lifting lever is not bound, judging whether the vehicle finishes the payment of the vehicle fee; if not, automatically sending a secret payment-free request of the vehicle fee to a third-party electronic payment platform to complete vehicle fee payment; and if the vehicle completes the password-free payment, controlling the pass exit barrier gate lifting rod to release. The invention processes the confirmation of on-line payment without secret and the release of the lever raising of the off-line equipment separately, realizes the effective control of the vehicle parking fee or the toll fee, and reduces the charging risk of the vehicle charging management system while facilitating the vehicle passing.

Description

Vehicle payment secret-free payment method, system and storage medium
The application is a divisional application named as a mother case of 'vehicle payment secret-free payment method, system and storage medium' with the application number of '201810537564.7', the application date of '2018-05-30'.
Technical Field
The invention relates to the technical field of vehicle management, in particular to a vehicle payment secret-free payment method, a vehicle payment secret-free payment system and a storage medium.
Background
At present, more and more financial institutions capable of realizing online electronic secret-free payment are available, such as: the payment treasure, WeChat, Unionpay, ETC and the like, and what secret-free payment method is used to complete the secret-free payment is generally determined by a user. The secret-free payment is applied to various occasions, such as toll of a highway, parking payment of a parking lot and the like. The existing secret-free payment of parking fees or toll fees is usually bound with the exit lifting lever to realize the non-sensory experience of users, but certain risks exist for a parking lot toll collector.
Disclosure of Invention
The invention provides a vehicle payment secret-free payment method, a vehicle payment secret-free payment system and a storage medium, aiming at effectively managing and controlling vehicle parking fee or toll fee, facilitating vehicle passing and reducing the charging risk of a vehicle charging management system.
In order to achieve the above object, the present invention provides a vehicle payment secret-free payment method, which is applied to a vehicle payment management system, and the method includes:
when the situation that a vehicle arrives at a passing exit is monitored, identifying the license plate number of the vehicle;
inquiring a payment mode of the vehicle according to the license plate number of the vehicle;
if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal but the automatic lifting lever is not bound, judging whether the vehicle finishes the payment of the vehicle fee;
if the vehicle does not finish the payment of the fare, automatically sending a request for the secret-free payment of the current fare of the vehicle to a third-party electronic payment platform to finish the payment of the fare;
and if the vehicle completes the password-free payment, controlling the pass exit barrier gate lifting rod to release.
Optionally, the step of querying the payment mode of the vehicle according to the license plate number of the vehicle further includes:
receiving a password-free payment instruction triggered by code scanning input of a license plate number or license plate scanning in a parking lot or at a passing exit of the user terminal;
and according to the password-free payment instruction, combining a third-party electronic payment platform to complete password-free payment, wherein the password-free payment does not need user confirmation.
Optionally, the step of querying the payment mode of the vehicle according to the license plate number of the vehicle further includes:
if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal and the automatic rod lifting is bound, controlling the passing exit barrier gate to automatically lift the rod for passing;
and after the vehicle is released, automatically deducting the fee of the vehicle.
Optionally, the step of performing a fee deduction operation on the vehicle after passing comprises:
after releasing, if the automatic fee deduction of the vehicle fails, sending a payment order to a user terminal bound with the license plate number of the vehicle;
and completing the payment operation according to the payment instruction of the user terminal.
Optionally, the step of querying the payment mode of the vehicle according to the license plate number of the vehicle further includes:
if the payment mode of the vehicle is as follows: if the license plate number is not bound and the automatic lifting lever is not bound to the password-free payment account of the user terminal, judging whether the vehicle finishes the payment operation;
if the vehicle finishes the payment operation, controlling the lifting rod of the traffic exit barrier to release; otherwise, the operation is not released.
Optionally, the step of querying the payment mode of the vehicle according to the license plate number of the vehicle further includes:
receiving a password-free payment instruction triggered by code scanning input of a license plate number or license plate scanning in a parking lot or at a passing exit of the user terminal;
and according to the password-free payment instruction, combining a third-party electronic payment platform to complete password-free payment, wherein the password-free payment needs to be confirmed by a user.
Optionally, when it is monitored that a vehicle arrives at a traffic exit, the step of identifying the license plate number of the vehicle further includes:
the vehicle charging management system opens the secret-free payment service for the user terminal according to the secret-free payment service request initiated by the user terminal.
In addition, an embodiment of the present invention further provides a vehicle toll management system, including: the system comprises a memory, a processor and a vehicle payment secret-free payment program stored on the memory, wherein when the processor runs the vehicle payment secret-free payment program, the following operations are realized:
when the situation that a vehicle arrives at a passing exit is monitored, identifying the license plate number of the vehicle;
inquiring a payment mode of the vehicle according to the license plate number of the vehicle;
if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal but the automatic lifting lever is not bound, judging whether the vehicle finishes the payment of the vehicle fee;
if the vehicle does not finish the payment of the fare, automatically sending a request for the secret-free payment of the current fare of the vehicle to a third-party electronic payment platform to finish the payment of the fare;
and if the vehicle completes the password-free payment, controlling the pass exit barrier gate lifting rod to release.
Optionally, the vehicle payment secret-free payment program when executed by the processor further implements the following operations:
if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal and the automatic rod lifting is bound, controlling the passing exit barrier gate to automatically lift the rod for passing;
and after the vehicle is released, automatically deducting the fee of the vehicle, if the automatic deduction of the fee of the vehicle fails, sending a payment order to a user terminal bound with the license plate number of the vehicle, and completing the payment operation according to a payment instruction of the user terminal.
In addition, an embodiment of the present invention further provides a computer-readable storage medium, where a vehicle payment secret-free payment program is stored on the computer-readable storage medium, and when the vehicle payment secret-free payment program is executed by a processor, the steps of the method are implemented
Compared with the prior art, the vehicle payment secret-free payment method, the system and the storage medium provided by the invention have the advantages that when the condition that the vehicle arrives at the passing exit is monitored, the license plate number of the vehicle is identified; inquiring a payment mode of the vehicle according to the license plate number of the vehicle; if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal but the automatic lifting lever is not bound, judging whether the vehicle completes the password-free payment; and if the vehicle completes the password-free payment, controlling the pass exit barrier gate lifting rod to release. Therefore, the confirmation of on-line payment is processed separately from the release of the lever of the off-line equipment, so that the effective control of the vehicle parking fee or the toll fee is realized, the vehicle passing is facilitated, and the charging risk of the vehicle charging management system is reduced.
Drawings
FIG. 1 is a schematic flow chart of a first embodiment of a vehicle payment secret-free payment method according to the present invention;
FIG. 2 is a schematic flow chart of a second embodiment of the vehicle payment secret-free payment method of the present invention;
FIG. 3 is a schematic flow chart of a third embodiment of the vehicle payment secret-free payment method of the present invention;
fig. 4 is a schematic diagram of a system structure according to an embodiment of the present invention.
The implementation, functional features and advantages of the objects of the present invention will be further explained with reference to the accompanying drawings.
Detailed Description
It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
The main solution of the embodiment of the invention is as follows: when the situation that a vehicle arrives at a passing exit is monitored, identifying the license plate number of the vehicle; inquiring a payment mode of the vehicle according to the license plate number of the vehicle; if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal but the automatic lifting lever is not bound, judging whether the vehicle finishes the payment of the vehicle fee; if the vehicle does not finish the payment of the fare, automatically sending a request for the secret-free payment of the current fare of the vehicle to a third-party electronic payment platform to finish the payment of the fare; and if the vehicle completes the password-free payment, controlling the pass exit barrier gate lifting rod to release. The confirmation of on-line payment is processed separately from the release of the lever lifting of the off-line equipment, so that the effective control of the vehicle parking fee or the toll fee is realized, the vehicle passing is facilitated, and the charging risk of a vehicle charging management system is reduced.
Because the existing secret-free payment of parking fees or tolls is usually bound with the exit lifting lever to realize the non-sensory experience of users, but a certain risk exists for a parking lot toll collector.
The embodiment of the invention provides a solution, which separates the confirmation and exemption of on-line payment from the release of the rod lifting of the off-line equipment, can realize effective control on vehicle parking fee or toll fee, is convenient for vehicle passing and reduces the charging risk of a vehicle charging management system. Whether the online and offline binding relations are right or not, and which payment software is used for secret-free payment and the like can be set in advance on the user terminal by the user.
Specifically, referring to fig. 1, fig. 1 is a schematic flow chart of a vehicle payment secret-free payment method according to a first embodiment of the present invention.
As shown in fig. 1, a first embodiment of the present invention provides a method for paying a vehicle fee without using a secret, the method being applied to a vehicle fee management system, the method including:
step S101, when it is monitored that a vehicle reaches a passing exit, identifying the license plate number of the vehicle;
the scheme of the embodiment is applied to a vehicle charging management system, comprises the secret payment-free charging management of vehicles in a parking lot or on a highway, and the related system architecture comprises: a parking lot management system, a vehicle charge management system, which may include a vehicle charge management platform or server.
The vehicle user can open one or more online secret-free payment services for the vehicle user on the vehicle charge management cloud platform server or one or more third-party electronic payment platforms.
Taking the vehicle charging management cloud platform server as an example, the vehicle charging management cloud platform server opens the secret-free payment service for the user terminal according to the secret-free payment service request initiated by the user terminal.
The scheme of the embodiment separates the confirmation of the online payment from the release of the lifting rod of the offline device for processing, and realizes the management of the payment and the charging of the vehicles on the parking lot or the expressway without the secret payment.
Specifically, when it is monitored that a vehicle arrives at a traffic exit (a parking lot exit or an exit of a highway), a license plate number of the vehicle is recognized.
Step S102, inquiring a payment mode of the vehicle according to the license plate number of the vehicle;
the payment mode related to the embodiment mainly refers to a secret-free payment mode, and includes the following three situations:
the first method comprises the following steps: the password-free payment account of the user terminal is not bound with a license plate number, and is not bound with an automatic rod lifting (the password-free payment account is not bound with the license plate number and the automatic rod lifting);
and the second method comprises the following steps: binding a license plate number but not binding an automatic lifting rod by a password-free payment account of the user terminal (password-free and binding the license plate number);
and the third is that: the password-free payment account of the user terminal is bound with the license plate number and is bound with the automatic lifting rod (password-free, license plate binding and automatic lifting rod binding).
As an implementation manner, after the user terminal sets the privacy-free payment mode, the set privacy-free payment mode may be reported to a parking management system or a vehicle charging management system.
After the vehicle license plate number of the vehicle is identified at the passing exit, the vehicle charging management system inquires the payment mode of the vehicle from the parking management system according to the vehicle license plate number.
And if the password-free payment mode corresponding to the current license plate number is not found, determining that the current payment mode is the first payment mode, and the password-free payment account of the user terminal is not bound with the license plate number or the automatic rod lifting.
Step S103, if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal but the automatic lifting lever is not bound, judging whether the vehicle finishes the payment of the fare; if the vehicle does not finish the payment of the fare, automatically sending a request for the secret-free payment of the current fare of the vehicle to a third-party electronic payment platform to finish the payment of the fare;
and step S104, if the vehicle completes the password-free payment, controlling the pass exit barrier to lift the rod to pass.
In the scheme of this embodiment, mainly for the second payment mode, for a vehicle user, if a license plate number is bound to a password-free payment account of a user terminal but an automatic lever raising is not bound, the following password-free payment mode may be adopted:
taking parking payment in a parking lot as an example, in the parking lot or at an exit of the parking lot, a terminal scans a code to input a license plate or scans the license plate, and secret payment is not required to be confirmed by a user.
And at the exit of the parking lot, the vehicle charging management system judges whether the payment is successful or not, and the payment is successful and the automatic rod lifting and releasing are carried out.
If the vehicle does not finish the payment of the fare, automatically sending a request for the secret-free payment of the current fare of the vehicle to a third-party electronic payment platform to finish the payment of the fare; and if the vehicle completes the password-free payment, controlling the pass exit barrier gate lifting rod to release.
That is to say, if the selected on-line password-free payment account is not bound with the off-line automatic carrier bar on the vehicle toll management platform server, the user mobile terminal scans the license plate or the payment graphic code in the user information bound with the password-free payment to complete the on-line password-free payment, and the control gate automatically carries the carrier bar after the license plate number of the vehicle is recognized by the license plate recognition instrument in the vehicle exit passage.
The user scans the license plate or the payment graphic code to trigger payment, automatically inputs the license plate number, automatically generates an order and automatically completes payment, and the user can automatically complete the payment of the vehicle fee only by one scanning action.
Therefore, as an embodiment, the step of querying the payment mode of the vehicle according to the license plate number of the vehicle may further include:
the vehicle charging management system receives a password-free payment instruction triggered by code scanning input of a license plate number or license plate scanning in a passing exit or a parking lot by the user terminal;
and according to the password-free payment instruction, combining a third-party electronic payment platform to complete password-free payment, wherein the password-free payment does not need user confirmation.
According to the scheme, when the situation that the vehicle arrives at the passing exit is monitored, the license plate number of the vehicle is identified; inquiring a payment mode of the vehicle according to the license plate number of the vehicle; if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal but the automatic lifting lever is not bound, judging whether the vehicle finishes the payment of the vehicle fee; if the vehicle does not finish the payment of the fare, automatically sending a request for the secret-free payment of the current fare of the vehicle to a third-party electronic payment platform to finish the payment of the fare; and if the vehicle completes the password-free payment, controlling the pass exit barrier gate lifting rod to release. Therefore, the confirmation of on-line payment is processed separately from the release of the lever of the off-line equipment, so that the effective control of the vehicle parking fee or the toll fee is realized, the vehicle passing is facilitated, and the charging risk of the vehicle charging management system is reduced.
As shown in fig. 2, a second embodiment of the present invention provides a method for paying a vehicle fee without paying a secret, based on the embodiment shown in fig. 1, in the step S102: the step of inquiring the payment mode of the vehicle according to the license plate number of the vehicle further comprises the following steps:
step S105, if the payment mode of the vehicle is that a license plate number is bound to a password-free payment account of a user terminal and an automatic rod lifting is bound, controlling the automatic rod lifting of the gateway gate to be released;
and step S106, after the vehicle is released, carrying out automatic fee deduction operation on the vehicle.
Compared with the embodiment shown in fig. 1, the present embodiment further includes: the payment mode of the vehicle is a processing scheme that a license plate number is bound to a password-free payment account of a user terminal and an automatic lifting rod is bound.
In this embodiment, specifically, in this embodiment, if a selected account number for opening on-line password-free payment is bound to an off-line automatic carrier rod on a vehicle toll management platform server, and the selected account number is selected as a default first choice for electronic payment, and a license plate number is bound, the license plate number of the vehicle is identified by a license plate identifier in an exit channel, and then the control gate is automatically carried by the carrier rod for releasing.
Further, after the vehicle is released, automatic fee deduction operation is carried out on the vehicle.
Specifically, as an implementation manner, after passing, the vehicle is automatically deducted, if the vehicle is failed to be automatically deducted, a payment order is sent to a user terminal bound to a license plate number of the vehicle, and the payment operation is completed according to a payment instruction of the user terminal.
According to the scheme, when the situation that the vehicle arrives at the passing exit is monitored, the license plate number of the vehicle is identified; inquiring a payment mode of the vehicle according to the license plate number of the vehicle; if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal but the automatic lifting lever is not bound, judging whether the vehicle finishes the payment of the vehicle fee; if the vehicle does not finish the payment of the fare, automatically sending a request for the secret-free payment of the current fare of the vehicle to a third-party electronic payment platform to finish the payment of the fare, and if the vehicle finishes the secret-free payment, controlling the passing exit barrier lifting rod to release. Therefore, the confirmation of on-line payment without secret and the release of the lever raising of the equipment under the line are processed separately, so that the effective control of the vehicle parking fee or the toll fee is realized, the vehicle passing is facilitated, and the charging risk of a vehicle charging management system is reduced; in addition, if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal and the automatic rod lifting is bound, controlling the automatic rod lifting of the traffic exit barrier to be released; after the vehicle is released, the vehicle is automatically deducted, if the vehicle is failed to automatically deduct the fee, a payment order is sent to a user terminal bound with the license plate number of the vehicle, and the payment operation is completed according to a payment instruction of the user terminal.
As shown in fig. 3, a second embodiment of the present invention provides a method for paying a vehicle fee without paying a secret, based on the embodiment shown in fig. 2, in the step S102: the step of inquiring the payment mode of the vehicle according to the license plate number of the vehicle further comprises the following steps:
step S107, if the payment mode of the vehicle is: if the license plate number is not bound and the automatic lifting lever is not bound to the password-free payment account of the user terminal, judging whether the vehicle finishes the payment operation;
step S108, if the vehicle finishes the payment operation, controlling the pass exit barrier lifting rod to release; otherwise, the operation is not released.
Compared with the second embodiment shown in fig. 2, the present embodiment further includes: and the password-free payment account of the user terminal is not bound with the license plate number and is not bound with the automatic rod lifting processing scheme.
Specifically, in this embodiment, for a vehicle user, if a license plate number is not bound to a password-free payment account of a user terminal and an automatic lever raising is not bound, the following password-free payment method may be adopted:
taking parking payment in a parking lot as an example, in the parking lot or at an exit of the parking lot, a terminal scans a code to input a license plate or a terminal scans the license plate, and the secret payment is confirmed by a user.
And at the exit of the parking lot, the vehicle charging management system judges whether the payment is successful or not, and the payment is successful and the automatic rod lifting and releasing are carried out.
Therefore, as an embodiment, the step of querying the payment mode of the vehicle according to the license plate number of the vehicle further includes:
receiving a password-free payment instruction triggered by code scanning input of a license plate number or license plate scanning in a parking lot or at a passing exit of the user terminal;
and according to the password-free payment instruction, combining a third-party electronic payment platform to complete password-free payment, wherein the password-free payment needs to be confirmed by a user.
According to the scheme, when the situation that the vehicle arrives at the passing exit is monitored, the license plate number of the vehicle is identified; inquiring a payment mode of the vehicle according to the license plate number of the vehicle; if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal but the automatic lifting lever is not bound, judging whether the vehicle finishes the payment of the vehicle fee; if the vehicle does not finish the payment of the fare, automatically sending a request for the secret-free payment of the current fare of the vehicle to a third-party electronic payment platform to finish the payment of the fare; and if the vehicle completes the password-free payment, controlling the pass exit barrier gate lifting rod to release. Therefore, the confirmation of on-line payment without secret and the release of the lever raising of the equipment under the line are processed separately, so that the effective control of the vehicle parking fee or the toll fee is realized, the vehicle passing is facilitated, and the charging risk of a vehicle charging management system is reduced; in addition, if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal and the automatic rod lifting is bound, controlling the automatic rod lifting of the traffic exit barrier to be released; after the vehicle is released, automatic fee deduction operation is carried out on the vehicle, if the automatic fee deduction operation on the vehicle fails, a fee paying order is sent to a user terminal bound with a license plate number of the vehicle, and the fee paying operation is completed according to a payment instruction of the user terminal, so that the non-sensory experience of parking fee paying of a user can be enhanced, and the payment flexibility of parking fee or toll fee is further improved; if the payment mode of the vehicle is that the license plate number of the password-free payment account of the user terminal is not bound and the automatic lifting lever is not bound, judging whether the vehicle finishes payment operation at the exit; if the vehicle finishes the payment operation, the passing exit barrier gate lifting rod is controlled to release, and the payment flexibility of the parking fee or the passing fee is further improved through multiple payment modes.
It should be noted that, in the above embodiments, the user has completed registration and user identity authentication on the third-party electronic payment platform before the above operations, and binds the electronic payment account with the user terminal; the user has registered and authenticated on the vehicle electronic payment management platform, and binds the electronic payment account number with the license plate number.
In addition, an embodiment of the present invention further provides a vehicle toll management system, including: the system comprises a memory, a processor and a vehicle payment secret-free payment program stored on the memory, wherein when the processor runs the vehicle payment secret-free payment program, the following operations are realized:
when the situation that a vehicle arrives at a passing exit is monitored, identifying the license plate number of the vehicle;
inquiring a payment mode of the vehicle according to the license plate number of the vehicle;
if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal but the automatic lifting lever is not bound, judging whether the vehicle completes the password-free payment;
and if the vehicle completes the password-free payment, controlling the pass exit barrier gate lifting rod to release.
Specifically, as shown in fig. 4, the system of this embodiment may include: a processor 1001, such as a CPU, a network interface 1004, a user interface 1003, a memory 1005, a communication bus 1002. Wherein a communication bus 1002 is used to enable connective communication between these components. The user interface 1003 may include a Display screen (Display), an input unit such as a Keyboard (Keyboard), and the optional user interface 1003 may also include a standard wired interface, a wireless interface. The network interface 1004 may optionally include a standard wired interface, a wireless interface (e.g., WI-FI interface). The memory 1005 may be a high-speed RAM memory or a non-volatile memory (e.g., a magnetic disk memory). The memory 1005 may alternatively be a storage device separate from the processor 1001.
Those skilled in the art will appreciate that the system architecture shown in FIG. 4 does not constitute a limitation on the system, and may include more or fewer components than shown, or some components in combination, or a different arrangement of components.
As shown in fig. 4, a memory 1005, which is a kind of computer storage medium, may include therein an operating device, a network communication module, a user interface module, and a vehicle payment secret-free payment program.
In the system shown in fig. 4, the network interface 1004 is mainly used for connecting a network server and performing data communication with the network server; the user interface 1003 is mainly used for interacting with a user and receiving an instruction input by the user; and the processor 1001 may be configured to call the vehicle payment secret-free payment program stored in the memory 1005, and perform the following operations:
when the situation that a vehicle arrives at a passing exit is monitored, identifying the license plate number of the vehicle;
inquiring a payment mode of the vehicle according to the license plate number of the vehicle;
if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal but the automatic lifting lever is not bound, judging whether the vehicle finishes the payment of the vehicle fee;
if the vehicle does not finish the payment of the fare, automatically sending a request for the secret-free payment of the current fare of the vehicle to a third-party electronic payment platform to finish the payment of the fare;
and if the vehicle completes the password-free payment, controlling the pass exit barrier gate lifting rod to release.
Further, the processor 1001 may be further configured to invoke a vehicle payment secret-free payment program stored in the memory 1005, and perform the following operations:
receiving a password-free payment instruction triggered by code scanning input of a license plate number or license plate scanning in a parking lot or at a passing exit of the user terminal;
and according to the password-free payment instruction, combining a third-party electronic payment platform to complete password-free payment, wherein the password-free payment does not need user confirmation.
Further, the processor 1001 may be further configured to invoke a vehicle payment secret-free payment program stored in the memory 1005, and perform the following operations:
if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal and the automatic rod lifting is bound, controlling the passing exit barrier gate to automatically lift the rod for passing;
and after the vehicle is released, automatically deducting the fee of the vehicle.
Further, the processor 1001 may be further configured to invoke a vehicle payment secret-free payment program stored in the memory 1005, and perform the following operations:
after releasing, if the automatic fee deduction of the vehicle fails, sending a payment order to a user terminal bound with the license plate number of the vehicle;
and completing the payment operation according to the payment instruction of the user terminal.
Further, the processor 1001 may be further configured to invoke a vehicle payment secret-free payment program stored in the memory 1005, and perform the following operations:
if the payment mode of the vehicle is as follows: if the license plate number is not bound and the automatic lifting lever is not bound to the password-free payment account of the user terminal, judging whether the vehicle finishes the payment operation;
if the vehicle finishes the payment operation, controlling the lifting rod of the traffic exit barrier to release; otherwise, the operation is not released.
Further, the processor 1001 may be further configured to invoke a vehicle payment secret-free payment program stored in the memory 1005, and perform the following operations:
the vehicle charging management system opens the secret-free payment service for the user terminal according to the secret-free payment service request initiated by the user terminal.
In addition, an embodiment of the present invention further provides a computer-readable storage medium, where a vehicle payment secret-free payment program is stored on the computer-readable storage medium, and when the vehicle payment secret-free payment program is executed by a processor, the steps of the method are implemented, which are not described herein again.
Compared with the prior art, the vehicle payment secret-free payment method, the system and the storage medium provided by the invention have the advantages that when the condition that the vehicle arrives at the passing exit is monitored, the license plate number of the vehicle is identified; inquiring a payment mode of the vehicle according to the license plate number of the vehicle; if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal but the automatic lifting lever is not bound, judging whether the vehicle finishes the payment of the vehicle fee; if the vehicle does not finish the payment of the fare, automatically sending a request for the secret-free payment of the current fare of the vehicle to a third-party electronic payment platform to finish the payment of the fare; and if the vehicle completes the password-free payment, controlling the pass exit barrier gate lifting rod to release. Therefore, the confirmation of on-line payment is processed separately from the release of the lever of the off-line equipment, so that the effective control of the vehicle parking fee or the toll fee is realized, the vehicle passing is facilitated, and the charging risk of the vehicle charging management system is reduced.
It should be noted that the above-mentioned numbers of the embodiments of the present invention are merely for description, and do not represent the merits of the embodiments.
Through the above description of the embodiments, those skilled in the art will clearly understand that the method of the above embodiments can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware, but in many cases, the former is a better implementation manner. Based on such understanding, the technical solutions of the present invention may be embodied in the form of software products, which are stored in a storage medium (such as ROM/RAM, magnetic disk, optical disk) and include instructions for enabling a terminal device (such as a mobile phone, a television, a computer, etc.) to execute the methods according to the embodiments of the present invention.
The above description is only for the preferred embodiment of the present invention and is not intended to limit the scope of the present invention, and all equivalent structures or flow transformations made by the present specification and drawings, or applied directly or indirectly to other related arts, are included in the scope of the present invention.

Claims (8)

1. The vehicle payment secret-free payment method is applied to a vehicle charging management system and comprises the following steps:
the vehicle charging management cloud platform server opens one or more secret-free payment services of online payment account numbers on a vehicle charging management cloud platform or one or more third-party electronic payment platforms for the user terminal according to a secret-free payment service request of the online payment account numbers of the parking fee initiated by the user terminal; the secret-free payment service of the online payment account comprises the following three modes: binding a license plate number and an automatic lifting rod by the password-free payment account, binding the license plate number but not binding the automatic lifting rod by the password-free payment account, and not binding the license plate number and not binding the automatic lifting rod by the password-free payment account;
when the situation that a vehicle arrives at a passing exit is monitored, identifying the license plate number of the vehicle;
inquiring a payment mode of the vehicle according to the license plate number of the vehicle;
if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal but the automatic lifting lever is not bound, judging whether the vehicle finishes the payment of the vehicle fee;
if the vehicle does not finish the payment of the fare, automatically sending a request for the secret-free payment of the fare of the vehicle to a third-party electronic payment platform;
and after the password-free payment of the vehicle is finished, controlling the pass exit barrier gate to lift the rod to release.
2. The method of claim 1, wherein the step of querying the payment model of the vehicle based on the license plate number of the vehicle is preceded by the step of:
receiving a password-free payment instruction triggered by code scanning input of a license plate number or license plate scanning in a parking lot or at a passing exit of the user terminal;
and according to the password-free payment instruction, combining the third-party electronic payment platform to complete password-free payment, wherein the password-free payment does not need user confirmation.
3. The method of claim 1, wherein the step of querying the payment model of the vehicle based on the license plate number of the vehicle further comprises:
if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal and the automatic rod lifting is bound, controlling the passing exit barrier gate to automatically lift the rod for passing;
after the vehicle is released, automatically sending a password-free payment request of the vehicle fee to a third-party electronic payment platform, and automatically deducting the fee of the vehicle;
the method further comprises the following steps:
if the automatic fee deduction of the vehicle fails, sending a payment order to a user terminal bound with the license plate number of the vehicle;
and completing the payment operation according to the payment instruction of the user terminal.
4. The method of claim 1, wherein the step of querying the payment model of the vehicle based on the license plate number of the vehicle further comprises:
if the payment mode of the vehicle is as follows: if the license plate number is not bound and the automatic lifting lever is not bound to the password-free payment account of the user terminal, judging whether the vehicle finishes the payment operation;
if the vehicle finishes the payment operation, controlling the lifting rod of the traffic exit barrier to release; otherwise, the operation is not released.
5. The method of claim 1, wherein the step of querying the payment model of the vehicle based on the license plate number of the vehicle is preceded by the step of:
receiving a password-free payment instruction triggered by code scanning input of a license plate number or license plate scanning in a parking lot or at a passing exit of the user terminal;
and according to the password-free payment instruction, combining a third-party electronic payment platform to complete password-free payment, wherein the password-free payment needs to be confirmed by a user.
6. A vehicle toll management system, comprising: the system comprises a memory, a processor and a vehicle payment secret-free payment program stored on the memory, wherein when the processor runs the vehicle payment secret-free payment program, the following operations are realized:
when the situation that a vehicle arrives at a passing exit is monitored, identifying the license plate number of the vehicle;
inquiring a payment mode of the vehicle according to the license plate number of the vehicle, wherein the payment mode comprises the following three modes: binding a license plate number and an automatic lifting rod by the password-free payment account, binding the license plate number but not binding the automatic lifting rod by the password-free payment account, and not binding the license plate number and not binding the automatic lifting rod by the password-free payment account;
if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal but the automatic lifting lever is not bound, judging whether the vehicle finishes the payment of the vehicle fee;
if the vehicle does not finish the payment of the fare, automatically sending a request for the secret-free payment of the current fare of the vehicle to a third-party electronic payment platform, and controlling the pass exit barrier lifting rod to release after the secret-free payment of the vehicle is finished.
7. The vehicle toll management system according to claim 6 wherein the vehicle toll privacy-free payment program when executed by the processor further effects:
if the payment mode of the vehicle is that the license plate number is bound to the password-free payment account of the user terminal and the automatic rod lifting is bound, controlling the passing exit barrier gate to automatically lift the rod for passing;
after the vehicle passes the toll free payment, a password-free payment request of the vehicle for this time is automatically sent to a third-party electronic payment platform, the vehicle is automatically deducted, if the vehicle fails to be automatically deducted, a payment order is sent to a user terminal bound with the license plate number of the vehicle, and the payment operation is completed according to a payment instruction of the user terminal.
8. A computer-readable storage medium, characterized in that the computer-readable storage medium has stored thereon a vehicle payment passthrough program that, when executed by a processor, implements the steps of the method according to any one of claims 1-5.
CN202110245923.3A 2018-05-30 2018-05-30 Vehicle payment secret-free payment method, system and storage medium Pending CN112767568A (en)

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CN202110083569.9A Pending CN112837439A (en) 2018-05-30 2018-05-30 Secret payment-free method, system and storage medium for parking fee of vehicle
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