CN112416501A - Business multi-platform information interaction system and method - Google Patents

Abstract

The invention relates to a business multi-platform information interaction system and a method, comprising the following steps: a first computing device comprising a processor, a memory, and a display; and machine-readable instructions stored in the memory that, when executed by the processor, cause the first computing device to, at least in response to receiving a notification of a charge from the second computing device, render a first user interface on a display of the computing device, the first user interface identifying the charge and including a user interface element configured to initiate charge partitioning; in response to determining that a user interface element of the first user interface has been manipulated, rendering a second user interface configured to receive a unique identifier of at least one requested and an amount of a fee to be requested from the requested; and providing the unique identifier and the fee amount to the second computing device in response to receiving the unique identifier and the fee amount through the second user interface.

Description

Business multi-platform information interaction system and method

Technical Field

The invention belongs to the technical field of information interaction, and particularly relates to a business multi-platform information interaction system and method.

Background

A consumer may wish to distribute the cost of an item or transaction among multiple people. However, many consumers do not carry cash and thus requiring multiple bills (e.g., at a restaurant) can be cumbersome. Further, in some cases, one or more individuals may not be present after the transaction is completed. Some payment applications allow consumers to transfer funds between each other. However, each user must typically have an account with the same payment application, and requesting funds from different individuals through different payment applications can be cumbersome.

Disclosure of Invention

The invention relates to a business multi-platform information interaction system, which comprises:

a first computing device comprising a processor, a memory, and a display; and

machine readable instructions stored in the memory that, when executed by the processor, cause the first computing device to at least:

in response to receiving a notification of the charge from the second computing device, rendering a first user interface on a display of the computing device, the first user interface identifying the charge and including a user interface element configured to initiate charge partitioning;

in response to determining that a user interface element of the first user interface has been manipulated, rendering a second user interface configured to receive a unique identifier of at least one requested and an amount of a fee to be requested from the requested; and

in response to receiving the unique identifier and the fee amount through the second user interface, the unique identifier and the fee amount are provided to the second computing device.

The system of (a), wherein the machine readable instructions, when executed by the processor, cause the first computing device to further:

sending a status request to the second computing device to obtain a status of the cost division;

receiving a response to the status request, the response indicating whether the requested party has paid a fee; and

in response to receipt of the status request, a third user interface is presented on the display, the third user interface indicating whether the requested has paid the amount of the fee.

The system of (a), wherein, in response to determining that the user interface element has been manipulated, the machine-readable instructions that cause the first computing device to present the second user interface further cause the first computing device to at least:

retrieving a contact list from a memory of a first computing device; and

a contact list is presented within the second user interface within the selected portion of the second user interface.

The system of (a), wherein the amount of the fee to be requested from the requester is pre-calculated and the second user interface is further configured to obtain an adjustment to the amount of the fee.

The system of (a), the machine readable instructions, when executed by the processor, causing the first computing device to further dynamically reposition the first user interface to create a viewable area of the second user interface to be presented on the display; in response to determining that the user interface element of the first user interface has been manipulated.

The system of (a), wherein the unique identifier of the at least one requestor is a peer-to-peer payment system username, and the peer-to-peer payment system username and the fee amount are provided to the second computing device; causing the second computing device to initiate a request for funds to the requestor using the peer-to-peer payment system.

The system of (a), wherein the unique identifier is a mobile phone number or an email address associated with a requestor to which the second computing device may send a payment request.

A multi-platform information interaction method comprises

In response to receiving the notification of the charge from the second computing device, the first computing device renders a first user interface on a display of the first computing device, the first user interface identifying the charge and comprising a display configured to: initiating cost division;

responsive to determining, by the first computing device, that a user interface element of the first user interface has been manipulated, presenting, by the first computing device, a second user interface configured to receive at least one of the requested person and an amount of a fee required to be charged by the requested person; and

the unique identifier and the fee amount are provided by the first computing device to the second computing device in response to the first computing device receiving the unique identifier and the fee amount through the second user interface.

The method further comprises

The first computing device sending a status request to the second computing device to obtain a status of the cost division;

the first computing device receiving a response to the status request, the response indicating whether the requestor has paid the fee amount; and

in response to receipt of the status request, the first computing device presents a third user interface on the display indicating whether the requested has paid the amount of the fee; presenting the second user interface further comprises:

retrieving a contact list from a memory of a first computing device; and

presenting a contact list interface within the second user interface within the second-use selection portion; the amount of the fee to be requested from the requested party is pre-calculated and the second user interface is further configured to obtain an adjustment to the amount of the fee; further comprising dynamically repositioning, by the first computing device, the first user interface to create a viewable area of the second user interface to be presented on the display in response to the determination of the determined user interface element; the first user interface has been manipulated; the unique identifier of the at least one requested party is a peer-to-peer payment system username, and the peer-to-peer payment system username and the fee amount are provided to the second computing device; causing the second computing device to initiate a request for funds to the requestor using the peer-to-peer payment system; the unique identifier is a mobile phone number or email address associated with a requestor to which the second computing device may send a payment request.

A non-transitory computer readable medium comprising machine readable instructions that, when executed by a processor of a first computing device, cause the first computing device to at least:

in response to receiving a notification of charging from the second computing device, presenting a first user interface on a display of the computing device, the first user interface identifying the charging and including a user interface element configured to initiate a charging separation;

in response to determining that a user interface element of the first user interface has been manipulated, rendering a second user interface configured to receive a unique identifier of at least one requested and an amount of a fee to be requested from the requested; and in response to receiving the unique identifier and the fee amount through the second user interface, providing the unique identifier and the fee amount to the second computing device;

sending a status request to the second computing device to obtain a status of the cost division;

receiving a response to the status request, the response indicating whether the requested party has paid a fee; and

in response to receipt of the status request, presenting a third user interface on the display, the third user interface indicating whether the requested has paid the amount of the fee; the machine-readable instructions that, in response to determining that the user interface element has been manipulated, cause the first computing device to further render the second user interface; the first computing device at least:

retrieving a contact list from a memory of a first computing device; and

presenting a contact list within the second user interface within the selected portion of the second user interface; the amount of the fee requested from the requested party will be pre-calculated and the second user interface is further configured to obtain an adjustment to the amount of the fee; the machine-readable instructions, when executed by the processor, cause the first computing device to further dynamically reposition the first user interface to create a viewable area for the second user; in response to determining that a user interface element of the first user interface has been manipulated, presenting a user interface on the display; the unique identifier of the at least one requested party is a peer-to-peer payment system user name and provides the peer-to-peer payment system user name and an amount; the fee charged to the second computing device causes the second computing device to initiate a request for funds to the requester using the peer-to-peer payment system.

Drawings

Fig. 1 is a schematic diagram of a multi-platform information interaction method according to the present invention.

Detailed Description

The present application will now be described in further detail with reference to the drawings, it should be noted that the following detailed description is given for illustrative purposes only and is not to be construed as limiting the scope of the present application, as those skilled in the art will be able to make numerous insubstantial modifications and adaptations to the present application based on the above disclosure.

The invention relates to a business multi-platform information interaction system, which comprises:

a first computing device comprising a processor, a memory, and a display; and

machine readable instructions stored in the memory that, when executed by the processor, cause the first computing device to at least:

in response to receiving a notification of the charge from the second computing device, rendering a first user interface on a display of the computing device, the first user interface identifying the charge and including a user interface element configured to initiate charge partitioning;

in response to determining that a user interface element of the first user interface has been manipulated, rendering a second user interface configured to receive a unique identifier of at least one requested and an amount of a fee to be requested from the requested; and

in response to receiving the unique identifier and the fee amount through the second user interface, the unique identifier and the fee amount are provided to the second computing device.

The system of (a), wherein the machine readable instructions, when executed by the processor, cause the first computing device to further:

sending a status request to the second computing device to obtain a status of the cost division;

receiving a response to the status request, the response indicating whether the requested party has paid a fee; and

in response to receipt of the status request, a third user interface is presented on the display, the third user interface indicating whether the requested has paid the amount of the fee.

The system of (a), wherein, in response to determining that the user interface element has been manipulated, the machine-readable instructions that cause the first computing device to present the second user interface further cause the first computing device to at least:

retrieving a contact list from a memory of a first computing device; and

a contact list is presented within the second user interface within the selected portion of the second user interface.

The system of (a), wherein the amount of the fee to be requested from the requester is pre-calculated and the second user interface is further configured to obtain an adjustment to the amount of the fee.

The system of (a), the machine readable instructions, when executed by the processor, causing the first computing device to further dynamically reposition the first user interface to create a viewable area of the second user interface to be presented on the display; in response to determining that the user interface element of the first user interface has been manipulated.

The system of (a), wherein the unique identifier of the at least one requestor is a peer-to-peer payment system username, and the peer-to-peer payment system username and the fee amount are provided to the second computing device; causing the second computing device to initiate a request for funds to the requestor using the peer-to-peer payment system.

The system of (a), wherein the unique identifier is a mobile phone number or an email address associated with a requestor to which the second computing device may send a payment request.

FIG. 1 is a schematic diagram of a multi-platform information interaction method according to the present invention, including

In response to receiving the notification of the charge from the second computing device, the first computing device renders a first user interface on a display of the first computing device, the first user interface identifying the charge and comprising a display configured to: initiating cost division;

responsive to determining, by the first computing device, that a user interface element of the first user interface has been manipulated, presenting, by the first computing device, a second user interface configured to receive at least one of the requested person and an amount of a fee required to be charged by the requested person; and

the unique identifier and the fee amount are provided by the first computing device to the second computing device in response to the first computing device receiving the unique identifier and the fee amount through the second user interface.

The method further comprises

The first computing device sending a status request to the second computing device to obtain a status of the cost division;

the first computing device receiving a response to the status request, the response indicating whether the requestor has paid the fee amount; and

in response to receipt of the status request, the first computing device presents a third user interface on the display indicating whether the requested has paid the amount of the fee; presenting the second user interface further comprises:

retrieving a contact list from a memory of a first computing device; and

presenting a contact list interface within the second user interface within the second-use selection portion; the amount of the fee to be requested from the requested party is pre-calculated and the second user interface is further configured to obtain an adjustment to the amount of the fee; further comprising dynamically repositioning, by the first computing device, the first user interface to create a viewable area of the second user interface to be presented on the display in response to the determination of the determined user interface element; the first user interface has been manipulated; the unique identifier of the at least one requested party is a peer-to-peer payment system username, and the peer-to-peer payment system username and the fee amount are provided to the second computing device; causing the second computing device to initiate a request for funds to the requestor using the peer-to-peer payment system; the unique identifier is a mobile phone number or email address associated with a requestor to which the second computing device may send a payment request.

A non-transitory computer readable medium comprising machine readable instructions that, when executed by a processor of a first computing device, cause the first computing device to at least:

in response to receiving a notification of charging from the second computing device, presenting a first user interface on a display of the computing device, the first user interface identifying the charging and including a user interface element configured to initiate a charging separation;

in response to determining that a user interface element of the first user interface has been manipulated, rendering a second user interface configured to receive a unique identifier of at least one requested and an amount of a fee to be requested from the requested; and in response to receiving the unique identifier and the fee amount through the second user interface, providing the unique identifier and the fee amount to the second computing device;

sending a status request to the second computing device to obtain a status of the cost division;

receiving a response to the status request, the response indicating whether the requested party has paid a fee; and

in response to receipt of the status request, presenting a third user interface on the display, the third user interface indicating whether the requested has paid the amount of the fee; the machine-readable instructions that, in response to determining that the user interface element has been manipulated, cause the first computing device to further render the second user interface; the first computing device at least:

retrieving a contact list from a memory of a first computing device; and

presenting a contact list within the second user interface within the selected portion of the second user interface; the amount of the fee requested from the requested party will be pre-calculated and the second user interface is further configured to obtain an adjustment to the amount of the fee; the machine-readable instructions, when executed by the processor, cause the first computing device to further dynamically reposition the first user interface to create a viewable area for the second user; in response to determining that a user interface element of the first user interface has been manipulated, presenting a user interface on the display; the unique identifier of the at least one requested party is a peer-to-peer payment system user name and provides the peer-to-peer payment system user name and an amount; the fee charged to the second computing device causes the second computing device to initiate a request for funds to the requester using the peer-to-peer payment system.

Although the invention has been described above with reference to various embodiments, it should be understood that many changes and modifications may be made without departing from the scope of the invention. That is, the methods, systems, and devices discussed above are examples. Various configurations may omit, substitute, or add various procedures or components as appropriate. For example, in alternative configurations, the methods may be performed in an order different than that described, and/or various components may be added, omitted, and/or combined. Moreover, features described with respect to certain configurations may be combined in various other configurations, as different aspects and elements of the configurations may be combined in a similar manner. Further, elements therein may be updated as technology evolves, i.e., many elements are examples and do not limit the scope of the disclosure or claims.

Specific details are given in the description to provide a thorough understanding of the exemplary configurations including implementations. However, configurations may be practiced without these specific details, for example, well-known circuits, processes, algorithms, structures, and techniques have been shown without unnecessary detail in order to avoid obscuring the configurations. This description provides example configurations only, and does not limit the scope, applicability, or configuration of the claims. Rather, the foregoing description of the configurations will provide those skilled in the art with an enabling description for implementing the described techniques. Various changes may be made in the function and arrangement of elements without departing from the spirit or scope of the disclosure.

In conclusion, it is intended that the foregoing detailed description be regarded as illustrative rather than limiting, and that it be understood that these examples are illustrative only and are not intended to limit the scope of the invention. After reading the description of the invention, the skilled person can make various changes or modifications to the invention, and these equivalent changes and modifications also fall into the scope of the invention defined by the claims.

Claims (10)

1. A business multi-platform information interaction system, comprising:

a first computing device comprising a processor, a memory, and a display; and

machine readable instructions stored in the memory that, when executed by the processor, cause the first computing device to at least:

in response to receiving a notification of the charge from the second computing device, rendering a first user interface on a display of the computing device, the first user interface identifying the charge and including a user interface element configured to initiate charge partitioning;

in response to determining that a user interface element of the first user interface has been manipulated, rendering a second user interface configured to receive a unique identifier of at least one requested and an amount of a fee to be requested from the requested; and

in response to receiving the unique identifier and the fee amount through the second user interface, the unique identifier and the fee amount are provided to the second computing device.

2. The system of claim 1, wherein the machine readable instructions, when executed by the processor, cause the first computing device to further:

sending a status request to the second computing device to obtain a status of the cost division;

receiving a response to the status request, the response indicating whether the requested party has paid a fee; and

in response to receipt of the status request, a third user interface is presented on the display, the third user interface indicating whether the requested has paid the amount of the fee.

3. The system of claim 1, wherein the machine-readable instructions that cause the first computing device to present the second user interface further cause the first computing device to at least:

retrieving a contact list from a memory of a first computing device; and

a contact list is presented within the second user interface within the selected portion of the second user interface.

4. The system of claim 1, wherein the amount of the fee to be requested from the requester is pre-calculated and the second user interface is further configured to obtain an adjustment to the amount of the fee.

5. The system of claim 1, wherein the machine-readable instructions, when executed by the processor, cause the first computing device to further dynamically reposition the first user interface to create a viewable area of the second user interface to be presented on the display; in response to determining that the user interface element of the first user interface has been manipulated.

6. The system of claim 1, wherein the unique identifier of the at least one requestor is a peer-to-peer payment system username, and wherein the peer-to-peer payment system username and the fee amount are provided to the second computing device; causing the second computing device to initiate a request for funds to the requestor using the peer-to-peer payment system.

7. The system of claim 1, wherein the unique identifier is a mobile phone number or an email address associated with a requestor to which the second computing device may send a payment request.

8. A multi-platform information interaction method is characterized by comprising

In response to receiving the notification of the charge from the second computing device, the first computing device renders a first user interface on a display of the first computing device, the first user interface identifying the charge and comprising a display configured to: initiating cost division;

responsive to determining, by the first computing device, that a user interface element of the first user interface has been manipulated, presenting, by the first computing device, a second user interface configured to receive at least one of the requested person and an amount of a fee required to be charged by the requested person; and

the unique identifier and the fee amount are provided by the first computing device to the second computing device in response to the first computing device receiving the unique identifier and the fee amount through the second user interface.

9. The method of claim 8, further comprising

The first computing device sending a status request to the second computing device to obtain a status of the cost division;

the first computing device receiving a response to the status request, the response indicating whether the requestor has paid the fee amount; and

in response to receipt of the status request, the first computing device presents a third user interface on the display indicating whether the requested has paid the amount of the fee; presenting the second user interface further comprises:

retrieving a contact list from a memory of a first computing device; and

presenting a contact list interface within the second user interface within the second-use selection portion; the amount of the fee to be requested from the requested party is pre-calculated and the second user interface is further configured to obtain an adjustment to the amount of the fee; further comprising dynamically repositioning, by the first computing device, the first user interface to create a viewable area of the second user interface to be presented on the display in response to the determination of the determined user interface element; the first user interface has been manipulated; the unique identifier of the at least one requested party is a peer-to-peer payment system username, and the peer-to-peer payment system username and the fee amount are provided to the second computing device; causing the second computing device to initiate a request for funds to the requestor using the peer-to-peer payment system; the unique identifier is a mobile phone number or email address associated with a requestor to which the second computing device may send a payment request.

10. A non-transitory computer readable medium comprising machine readable instructions that, when executed by a processor of a first computing device, cause the first computing device to at least:

in response to receiving a notification of charging from the second computing device, presenting a first user interface on a display of the computing device, the first user interface identifying the charging and including a user interface element configured to initiate a charging separation;

in response to determining that a user interface element of the first user interface has been manipulated, rendering a second user interface configured to receive a unique identifier of at least one requested and an amount of a fee to be requested from the requested; and

in response to receiving the unique identifier and the charge amount via the second user interface, providing the unique identifier and the charge amount to the second computing device;

sending a status request to the second computing device to obtain a status of the cost division;

receiving a response to the status request, the response indicating whether the requested party has paid a fee; and

in response to receipt of the status request, presenting a third user interface on the display, the third user interface indicating whether the requested has paid the amount of the fee; the machine-readable instructions that, in response to determining that the user interface element has been manipulated, cause the first computing device to further render the second user interface; the first computing device at least:

retrieving a contact list from a memory of a first computing device; and

presenting a contact list within the second user interface within the selected portion of the second user interface; the amount of the fee requested from the requested party will be pre-calculated and the second user interface is further configured to obtain an adjustment to the amount of the fee; the machine-readable instructions, when executed by the processor, cause the first computing device to further dynamically reposition the first user interface to create a viewable area for the second user; in response to determining that a user interface element of the first user interface has been manipulated, presenting a user interface on the display; the unique identifier of the at least one requested party is a peer-to-peer payment system user name and provides the peer-to-peer payment system user name and an amount; the fee charged to the second computing device causes the second computing device to initiate a request for funds to the requester using the peer-to-peer payment system.

Images