CN112347025A - Payment method based on intelligent calculator and intelligent calculator - Google Patents
Payment method based on intelligent calculator and intelligent calculator Download PDFInfo
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- CN112347025A CN112347025A CN202011374502.2A CN202011374502A CN112347025A CN 112347025 A CN112347025 A CN 112347025A CN 202011374502 A CN202011374502 A CN 202011374502A CN 112347025 A CN112347025 A CN 112347025A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F15/00—Digital computers in general; Data processing equipment in general
- G06F15/02—Digital computers in general; Data processing equipment in general manually operated with input through keyboard and computation using a built-in program, e.g. pocket calculators
- G06F15/025—Digital computers in general; Data processing equipment in general manually operated with input through keyboard and computation using a built-in program, e.g. pocket calculators adapted to a specific application
- G06F15/0283—Digital computers in general; Data processing equipment in general manually operated with input through keyboard and computation using a built-in program, e.g. pocket calculators adapted to a specific application for data storage and retrieval
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0283—Price estimation or determination
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Abstract
The invention provides a payment method based on an intelligent calculator and the intelligent calculator, which relate to the technical field of calculators and comprise the following steps: s1, selecting whether to record a payment account, calculating the payment amount after the selection is completed, S2, sending the payment amount to a payee, S3, selecting a payment mode, S4, verifying the payment identity and paying the calculated amount. The invention can pay the amount of money after calculation without using other tools, is convenient to use, selectively generates the form of the bill information during payment, facilitates the payment personnel to distinguish the property of payment use, is also convenient for subsequent payment bill statistics, adopts double-time amount input during calculation, avoids the error of payment amount caused by manual input error, simultaneously can archive the payment information, can send the payment information to a mailbox, and is convenient for the payment personnel to check the payment information.
Description
Technical Field
The invention relates to the technical field of calculators, in particular to a payment method based on an intelligent calculator and the intelligent calculator.
Background
The calculator is a machine which is invented by modern people and can carry out digital operation, in daily work and life, people calculate the sum of prices of various articles through the calculator, and pay the money to a payee through cash or third party payment after the money is calculated.
But the function singleness of traditional calculator can't realize the payment function, to calculating the payment condition, also can't count and file, need the manual work to record, is unfavorable for accounting the payment condition, can't satisfy user's user demand.
Disclosure of Invention
The invention aims to provide a payment method based on an intelligent calculator and the intelligent calculator, which can be used for paying the sum of money after calculation without using other tools and are convenient to use, selectively generate a form of bill information during payment, facilitate the distinction of payment use properties of a payer and the subsequent statistics of a payment bill, and adopt double-time sum input during calculation to avoid errors of manually input payment sum, and simultaneously can be used for archiving payment information and sending the payment information to a mailbox to facilitate the payer to check the payment information.
In order to achieve the purpose, the invention is realized by the following technical scheme: an intelligent calculator based payment method comprises the following steps:
and S1, selecting whether to record a payment account or not, and calculating the payment amount after the selection is finished.
And S2, sending the payment amount to the payee.
And S3, selecting a payment mode.
And S4, verifying the payment identity and paying the calculated amount.
And S5, the payee inputs a payment signature to generate a payment certificate.
Further, according to the operation step in S1, the method includes the following steps:
s101, before calculating the payment amount, whether an account is recorded or not is selected, if the account is recorded, the use name of the account is input, and account information is stored, otherwise, the payment account is not recorded, and calculation is directly performed.
And S102, after the sum is calculated for the first time, the calculation is carried out again, if the calculation results of the two times are the same, the calculation is finished, otherwise, the calculation is carried out again until the calculation results are the same.
Further, according to the operation step in S201, the manner of inputting the account use name is manual writing input.
Further, according to the operation step in S2, before sending the payment amount to the payee, the payee collection information is obtained, where the obtaining route at least includes one of code scanning obtaining and manual input obtaining.
Further, according to the operation step in S3, the payment method at least includes one of wechat payment, payment treasure payment, and bank card payment.
Further, according to the operation step in S4, the method includes the following steps:
s401, verifying the identity of the payer.
S402, after the identity of the payer is confirmed, the calculated payment amount is sent to the account of the payee.
And S403, after the payment is finished, intercepting the payment interface, storing the payment interface, and sending the payment information to the mailbox of the payer.
Further, according to the operation step in S401, when the identity of the payer is verified, the verification mode at least includes one of face recognition, password input, fingerprint recognition, and phone voice confirmation.
An intelligent calculator, comprising:
and the account record confirming module is used for confirming the record of the calculation account.
And the input key is used for inputting various amounts to be calculated and inputting a payment password.
And the touch screen display is used for displaying the payment information and writing the information.
And the memory is used for storing account information, payment interface information and identity verification information.
And the account table generating module is used for generating an account table.
And the acquisition module is used for acquiring the information of the payee and the identity information of the payer.
And the payment mode selection module is used for selecting the payment mode.
And the identity authentication module is used for confirming the identity information of the payer.
Further, the method also comprises the following steps:
and the communication module is used for information transmission between the intelligent calculator and the server.
And the intercepting module is used for intercepting the payment interface.
The processor is used for judging information in the intelligent calculator and is electrically connected with the account record confirming module, the input key, the touch screen display, the memory, the account table generating module, the acquiring module, the payment mode selecting module, the identity verifying module, the communication module and the intercepting module.
Further, the processor is also used for retrieving information from the storage module.
The invention provides a payment method based on an intelligent calculator and the intelligent calculator. The method has the following beneficial effects:
in the invention, before calculation, a user can select whether to carry out the storage and statistics of the payment information according to the use requirement, thereby facilitating the payment application, realizing the differentiation of daily life consumption and public payment, facilitating the statistics of the public payment information, combining the calculation and the payment together, being convenient to use, carrying out double calculation during calculation, when the two calculation results are the same, the calculation is confirmed to be correct, the accuracy of manual amount input is guaranteed, the payment error caused by the manual amount input error is avoided, after the payment is finished, the payment interface can be intercepted, meanwhile, the payee carries out signature confirmation, the payment information can be sent to the mailbox of the payer for storage of the payment information, the loss of the payment information is avoided, when the payment misunderstanding occurs with the payee, the information explanation can be provided, unnecessary troubles are reduced, and the payment information can be conveniently checked by the payer.
Drawings
FIG. 1 is a general flow chart of an intelligent calculator based payment method according to an embodiment of the present invention;
FIG. 2 is a flowchart illustrating a first step in an intelligent calculator-based payment method according to an embodiment of the present invention;
FIG. 3 is a flowchart illustrating a fourth step of a payment method based on an intelligent calculator according to an embodiment of the present invention;
fig. 4 is a schematic composition diagram of an intelligent calculator according to an embodiment of the present invention.
Detailed Description
The technical solution in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention; it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all embodiments, and all other embodiments obtained by those skilled in the art without any inventive work are within the scope of the present invention.
In a first embodiment, referring to fig. 1 to 3, an intelligent calculator-based payment method includes the following steps:
(1) whether a payment account is recorded or not is selected, and the payment amount is calculated after the selection is completed, wherein the method comprises the following steps: (101) before calculating the payment amount, selecting whether to record an account, if the account is recorded, inputting an account use name, and storing account information, otherwise, directly calculating without recording the payment account, wherein the account use name is input by manual writing, (102), after the account is calculated for the first time, calculating again, and the calculation results are the same, and if not, calculating again until the calculation results are the same, through the steps, a user can selectively determine whether to record the payment account according to the use requirements, such as personal consumption payment without account entry or public payment needing account entry, before calculating the amount, so as to be convenient for the user to use, when recording the account, the user can write the account use name, when generating an account table, storing, when calculating the amount, the data input of each amount is carried out twice, the two output results are compared, and when the two output results are the same, the payment amount is determined to be correct, so that the payment error caused by single amount input error can be avoided, and the calculation accuracy is guaranteed.
(2) And sending the payment amount to a payee, and acquiring payee information before sending the payment amount to the payee, wherein the acquisition way at least comprises one of code scanning acquisition and manual input acquisition, a user can scan a payee two-dimensional code or manually write in payee information, and the payee information comprises information such as a payee name and payee account information.
(3) And selecting a payment mode, wherein the payment mode at least comprises one of WeChat payment, Paibao payment and bank card payment, and a plurality of payment ways are provided for payment personnel.
(4) Verifying the payment identity and paying the calculated amount, comprising the following steps: (401) the identity of the payer is verified, when the identity of the payer is verified, the verification mode at least comprises one of face recognition, password input, fingerprint recognition and telephone voice confirmation, (402), after the identity of the payer is confirmed, the calculated payment amount is sent to a payee account, (403), after payment is completed, the payment interface is intercepted, the payment interface is stored and sent to a payer mailbox, through the identity verification of the payer, the safety of the account of the payer can be ensured, the payment interface is intercepted, the information of the payee can be stored and sent to the mailbox, the loss of the payment information is avoided, when the payment misunderstanding with the payee occurs, information explanation can be provided, unnecessary troubles are reduced, and the payment information can be conveniently checked by the payer.
(5) And the payee inputs the payment signature to generate a payment certificate which is confirmed by the payee to ensure that both the payer and the payee know that the payment is finished.
Referring to fig. 4, an intelligent calculator includes:
and the account record confirming module is used for confirming the record of the calculation account.
And the input key is used for inputting various amounts to be calculated and inputting a payment password.
And the touch screen display is used for displaying the payment information and writing the information.
And the memory is used for storing account information, payment interface information and identity verification information.
And the account table generating module is used for generating an account table.
And the acquisition module is used for acquiring the information of the payee and the identity information of the payer.
And the payment mode selection module is used for selecting the payment mode.
And the identity authentication module is used for confirming the identity information of the payer.
Further comprising:
and the communication module is used for information transmission between the intelligent calculator and the server.
And the intercepting module is used for intercepting the payment interface.
The processor is used for judging information in the intelligent calculator, and is also used for calling information from the storage module, and the processor is electrically connected with the account record confirming module, the input key, the touch screen display, the memory, the account table generating module, the acquiring module, the payment mode selecting module, the identity verifying module, the communication module and the intercepting module.
When the intelligent calculator is used, a payer determines and records the payment information through an account record confirming module, a payer writes an account use name through a touch screen display, the payer inputs each amount twice through an input button, the processor calculates and judges whether the output results of the two times are the same, when the output results are the same, the payer obtains the payee information through an obtaining module, selects a payment mode through a payment mode selecting module, before the amount of money is input into a payee account, an identity verifying module verifies the identity of the payer, after the verification is finished, the calculated payment amount is input, a communication module and a server carry out information transmission, the amount of money is transferred into the payee account, the payee writes a name on the touch screen display to generate a payment certificate, and an account table generating module generates an account table, and the payment information is sent to a payer mailbox through the communication module.
The above is only a preferred embodiment of the present invention, and it should be noted that, for those skilled in the art, many variations and modifications can be made without departing from the inventive concept of the present invention, which falls into the protection scope of the present invention.
Claims (10)
1. A payment method based on an intelligent calculator is characterized by comprising the following steps:
s1, selecting whether to record a payment account or not, and calculating the payment amount after the selection is finished;
s2, sending the payment amount to a payee;
s3, selecting a payment mode;
s4, verifying the payment identity and paying the calculated amount;
and S5, the payee inputs a payment signature to generate a payment certificate.
2. The intelligent calculator-based payment method according to claim 1, wherein the operation step in S1 includes the following steps:
s101, before calculating the payment amount, selecting whether to record an account, if so, inputting an account use name and storing account information, and if not, directly calculating without recording the payment account;
and S102, after the sum is calculated for the first time, the calculation is carried out again, if the calculation results of the two times are the same, the calculation is finished, otherwise, the calculation is carried out again until the calculation results are the same.
3. A payment method based on intelligent calculator as claimed in claim 2, wherein according to the operation step in S201, the manner of inputting account use name is manual writing input.
4. The intelligent-calculator-based payment method of claim 1, wherein the payee payment information is obtained according to the operation of S2 before the payment amount is sent to the payee, and the obtaining at least comprises one of a code scanning obtaining and a manual input obtaining.
5. A payment method based on smart computer as claimed in claim 1, wherein the payment method at least comprises one of WeChat payment, Payment and Bank card payment according to the operation procedure in S3.
6. The intelligent calculator-based payment method according to claim 1, wherein the operation step in S4 includes the following steps:
s401, verifying the identity of the payer;
s402, after confirming the identity of the payer, sending the calculated payment amount into an account of the payee;
and S403, after the payment is finished, intercepting the payment interface, storing the payment interface, and sending the payment information to the mailbox of the payer.
7. The payment method based on intelligent calculator of claim 6, wherein according to the operation step in S401, when the identity of the payer is verified, the verification mode at least includes one of face recognition, password input, fingerprint recognition and phone voice confirmation.
8. An intelligent calculator, comprising:
the account record confirming module is used for confirming the record of the calculation account;
the input key is used for inputting various amounts to be calculated and inputting payment passwords;
the touch screen display is used for displaying payment information and writing information;
the memory is used for storing account information, payment interface information and identity verification information;
the account table generating module is used for generating an account table;
the acquisition module is used for acquiring information of a payee and identity information of a payer;
the payment mode selection module is used for selecting a payment mode;
and the identity authentication module is used for confirming the identity information of the payer.
9. The intelligent calculator of claim 8, further comprising:
the communication module is used for information transmission between the intelligent calculator and the server;
the intercepting module is used for intercepting the payment interface;
the processor is used for judging information in the intelligent calculator and is electrically connected with the account record confirming module, the input key, the touch screen display, the memory, the account table generating module, the acquiring module, the payment mode selecting module, the identity verifying module, the communication module and the intercepting module.
10. An intelligent calculator as claimed in claim 9 wherein the processor is further arranged to retrieve information from the memory module.
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| Application Number | Priority Date | Filing Date | Title |
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| CN202011374502.2A CN112347025A (en) | 2020-11-30 | 2020-11-30 | Payment method based on intelligent calculator and intelligent calculator |
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| CN202011374502.2A CN112347025A (en) | 2020-11-30 | 2020-11-30 | Payment method based on intelligent calculator and intelligent calculator |
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| CN111695889A (en) * | 2020-05-13 | 2020-09-22 | 维沃移动通信有限公司 | Bill processing method, electronic device and medium |
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2020
- 2020-11-30 CN CN202011374502.2A patent/CN112347025A/en active Pending
Patent Citations (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN201489387U (en) * | 2009-06-11 | 2010-05-26 | 盛国杰 | Abacus convenient for checking calculation |
| CN103365819A (en) * | 2012-03-30 | 2013-10-23 | 周燕 | Electronic calculator with network transfer and collection and payment functions and network transfer method thereof |
| CN104933610A (en) * | 2015-06-10 | 2015-09-23 | 金亚东 | Mobile payment system and method for self-service purchase of goods and services |
| CN205230037U (en) * | 2015-08-05 | 2016-05-11 | 徐学军 | Take NFC's calculator |
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Application publication date: 20210209 |
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