TWM584946U - Remittance system - Google Patents

Abstract

A remittance system includes a database, a remittance processing request receiving module, an identity verification module, a remittance account identification module, and a remittance service execution module. The database stores plural financial account numbers, and each financial account number corresponds to a specific telephone information. The remittance processing request receiving module is used for receiving remittance processing requests. The identity verification module is used to verify whether the user is one of a plurality of financial account numbers based on a piece of biometric authentication information. The remittance account identification module searches for the specified telephone information in the database that is the same as the corresponding telephone number information for the remittance and the financial account number for the remittance corresponding to the specified telephone information. The remittance service execution module remits the remittance amount to the financial account number to be remitted according to the remittance requirements.

Description

Remittance system

The present invention relates to a remittance system, particularly a remittance system that does not require the user to write down the remittance account number of the remittance object, and allows the user to conveniently remit money.

Usually, when sending money to others, you need to write down the other party's bank code and remittance account number in order to use the automatic teller machine (ATM) to enter the other party's bank code and remittance account number for remittance. However, the general remittance account is a long string of numbers, and it is often difficult for the user to write down the remittance account. Therefore, the user must write down the remittance account with a pen or a note-taking software in the mobile phone in order to enter the correct remittance account and remit money. It is very inconvenient for the user to give the right object.

Therefore, it is necessary to provide a system that can facilitate the remittance without the user having to write down the remittance account number of the remittance object.

The main purpose of the new model is to provide a remittance system that does not require the user to write down the remittance account of the remittance object, and allows the user to conveniently remit money.

In order to achieve the above-mentioned purpose, a new type of remittance system includes a database, a remittance processing request receiving module, an identity verification module, a remittance account identification module, and a remittance service execution module. The database stores plural financial account numbers, and each financial account number corresponds to a specific telephone information. The remittance processing request receiving module is used for receiving remittance processing requests. The identity verification module is used to verify whether the user is one of a plurality of financial account numbers based on a piece of biometric authentication information. The remittance account identification module searches for the specified telephone information and the financial account number corresponding to the specified telephone information in the database that are the same as the corresponding telephone number information according to the telephone number information to be remitted. The remittance service execution module signal connects to the database, remittance processing request receiving module, identity verification module, and remittance account identification module. The remittance service execution module remits the remittance amount to the financial account number to be remitted according to the remittance requirements.

According to a first embodiment of the present invention, the electronic device further includes an address book and a remittance interface generating module. The address book includes at least one correspondent information. The remittance request generation module is displayed in the address book for users to click on the correspondent information to generate a remittance request. The remittance interface generation module is based on the remittance request and is updated on the electronic device. Display a remittance interface for the user to input a remittance amount to generate a remittance processing request, and send the remittance processing request to the remittance processing request receiving module.

According to a first embodiment of the present invention, the electronic device further includes a biometric module, and the biometric module recognizes the identity of the user and generates the biometric module. According to a first embodiment of the present invention, the remittance system includes a registration module for a legal user to register a financial account number and designated telephone information, and the correspondent corresponding to the at least one correspondent information needs to be a legal user.

According to the first embodiment of the present invention, the remittance system further includes a password providing module. After the identity verification module verifies that the user is a legitimate user, the password providing module transmits a verification password to the electronic device.

According to the first embodiment of the present invention, it further includes a password verification module for verifying whether a password to be verified input by the user through the electronic device matches the verification password. If so, the remittance service execution module executes the remittance request.

According to the first embodiment of the present invention, the remittance system further includes a notification module. The notification module signal is connected to the remittance service execution module. After the remittance service execution module executes the remittance request, it sends a remittance completion notification to the electronic device.

In order to allow your review committee to better understand the technical content of the new model, the preferred specific embodiments are described below.

Please refer to FIG. 1 to FIG. 6 for a remittance system according to the first embodiment of the present invention. Fig. 1 is a system architecture diagram of a remittance system, an electronic device, and an external communication system platform of the first embodiment of the present invention; Fig. 2 is a flowchart of the steps of the remittance method of the first embodiment of the present invention; The schematic diagram of the address book of the first embodiment; FIG. 4 is a schematic diagram of the remittance interface of the first embodiment of the present invention; FIG. 5 is a schematic diagram of the electronic device of the first embodiment of the present invention that receives a verification password; Schematic diagram of the remittance completion notice of the first embodiment of the new model.

As shown in FIG. 1, in the first embodiment of the present invention, the remittance system 1 does not require the user to find or write down the bank account number of the remittance object, which can facilitate the user's remittance. The remittance system 1 is, for example, a financial business processing server of a financial institution. The remittance system 1 is connected to an electronic device 200 signal. The remittance system 1 is used to receive a remittance request issued by a user through the electronic device 200 and complete a corresponding remittance service.

As shown in FIGS. 1, 3 to 4, in the first embodiment of the present invention, the electronic device 200 is, for example, a smart phone. The electronic device 200 includes a biometric module 210, an address book 220, and a storage module. 240. The biometric module 210 is, for example, a sensor with fingerprint, voiceprint, eye iris, or face recognition functions. The biometric module 210 is used to identify the current user of the electronic device 200 and generate biometric authentication information. The address book 220 includes at least one of the correspondent information and the information of the correspondent telephone number to be remitted. The storage module 240 is connected to the biometric identification module 210 and the address book 220 by signals. The storage module 240 is used to store the correspondent data, the phone number information of the correspondent data to be remitted, and biometric identification data such as fingerprints, voiceprints, eye iris, or face of the smart phone user recorded in advance by the smart phone.

In the first embodiment of the present invention, the remittance system 1 includes a database 10, a remittance processing request receiving module 20, an identity verification module 30, a remittance account identification module 40, and a remittance service execution module 50. , A password providing module 60, a password verification module 70, a notification module 80, a remittance interface generating module 90, a remittance request generating module 100, and a registration module 110.

The database 10 stores a plurality of financial account numbers, each of which corresponds to a designated phone information and a biometric information; in addition, the preset user's financial account number, a designated phone information and The biometric authentication information, the correspondent information of the preset user of the electronic device 200 to be remitted, the financial account number and the designated telephone information corresponding to the correspondent information of the remittance object are also recorded in the database 10 in advance. The remittance processing request receiving module 20 is configured to receive a remittance processing request from the remittance system 1. The identity verification module 30 is used to verify whether the user is a legal user of a financial account number according to a biometric authentication information. The remittance account identification module 40 is used to find the designated telephone information in the database 10 that is the same as the telephone number information to be remitted and the financial account number to be remitted corresponding to the specified telephone information, based on the telephone number information to be remitted. The remittance service execution module 50 is connected to the database 10, the remittance processing request receiving module 20, the identity verification module 30, and the remittance account identification module 40. The remittance service execution module 50 remits the remittance amount to the financial account number to be remitted according to the remittance request.

As shown in FIGS. 1, 5 to 6, the password providing module 60 is connected to the remittance service execution module 50 by a signal. The password providing module 60 is used to transfer the remittance amount to the waiter in accordance with the remittance request. Before remittance of the financial account number, a set of one-time verification passwords (OTP) is transmitted to the electronic device 200. The password verification module 70 is used to verify whether one of the passwords to be verified entered by the user through the electronic device 200 matches the verification password; if so, the remittance service execution module 50 executes a remittance request. The notification module 80 is connected to the remittance service execution module 50 via a signal. The notification module 80 is configured to send a remittance completion notification D to the electronic device 200 after the remittance service execution module 50 executes the remittance request.

As shown in FIGS. 1 and 3, the signal of the remittance request generating module 100 is connected to the remittance interface generating module 90, the remittance processing request receiving module 20 and the address book 220. In this embodiment, the remittance request generating module 100 is an address book 220 “remittance” button displayed on the display screen of the electronic device 200 for the user to click on the correspondent data to generate a remittance request. The remittance interface generation module 90 generates a remittance interface B according to the remittance request and displays it on the electronic device 200 for the user to input a remittance amount, and generates a remittance processing request based on the selected correspondent information and the remittance amount, and processes the remittance The remittance processing request receiving module 20 requested to be transmitted to the remittance system 1; the remittance processing request includes the information of the selected correspondent, the telephone number information to be remitted and a remittance amount.

The signal of the registration module 110 is connected to the database 10. The registration module 110 is used by legal users to register the financial account number and the designated telephone information corresponding to the financial account number. It should be noted here that the correspondent corresponding to the at least one correspondent data It needs to be a legitimate user, so that the remittance account identification module 40 finds the specified telephone information in the database 10 that is the same as the telephone number information to be remitted and the financial account number to be remitted corresponding to the specified telephone information based on the telephone number information to be remitted.

As shown in FIG. 1 and FIG. 2, when the preset user Huang Xiaoyu of the electronic device 200 wants to use the new remittance system 1 to remit money to a remittance object, both Huang Xiaoyu and the remittance object must first use the remittance system 1 The registration module 110 is used to register the financial account number and designated telephone information of Huang Xiaoyu and the person to be remitted in the database 10 of the remittance system 1. Then, when Huang Xiaoyu wants to use the new remittance system 1 to remit money to the person to be remitted, Can carry out this new type of remittance process. First, the user must first operate the electronic device 200 to execute step S101: generate an address book.

As shown in Figures 1 and 3, the user Huang Xiaoyu can first operate the address book 220 of his electronic device 200, so that the address book 220 reads the correspondent information and the corresponding phone number information for remittance from the storage module 240 and displays it on the On the screen of the electronic device 200. The address book 220 of this embodiment includes three correspondent data, and information about the phone numbers to be remitted corresponding to the three correspondent data. In addition, there is a "dial phone" next to the corresponding correspondent phone number information. Button so that the user can select the call by clicking the button. In this embodiment, the remittance request generating module 100 is an address book 220 “remittance” button displayed on the display screen of the electronic device 200 for the user to click on the correspondent data to generate a remittance request.

The remittance system 1 will receive the notification of generating the address book and send it to the remittance interface generating module 90 and the remittance request generating module 100. Then, the remittance system 1 executes step S202: transmitting a remittance request generating module and a remittance interface.

The remittance request generating module 100 will form a button-type electronic message, and the remittance interface generating module 90 will also form a remittance interface B. The button-type electronic message and remittance interface B will be transmitted to the electronic device 200 so that the screen of the electronic device 200 The button-type remittance request generation module 100 and remittance interface B are displayed on the display. Next, the electronic device 200 executes step 102: displaying the remittance request generating module in the address book.

The remittance request generating module 100 will be presented as a "remittance" button and displayed in the address book 120 for the user to click the "remittance" button next to one of the correspondents from the correspondent information to generate a remittance request. Next, if Huang Xiaoyu clicks the "Remittance" button next to Lin Xiaoming's phone 0910111111, the electronic device 200 will execute step S103: identify the identity of the user and generate biometric authentication information.

When Huang Xiaoyu presses the "Remittance" button, the biometric module 210 of the electronic device 200 will activate the fingerprint, voiceprint, eye iris or face recognition function to identify the fingerprint of the user who pressed the "Remittance" button, Voiceprint, eye iris or face to verify the identity of the user and generate verification data for biometric verification information. If the biometric module 210 recognizes that the user who pressed the "remittance" button is indeed Huang Xiaoyu, it will generate verification data of biometric authentication information of "identity matches the preset user"; otherwise, if the biometric module 210 recognizes and presses The user of the "Remittance" button is not Huang Xiaoyu, it will generate the verification data of the biometric authentication information of "Identity does not match the default user", and terminate the remittance method; in this way, it can prevent others from stealing the electronic device 200 and secretly performing remittance As a result, the default user of the electronic device 200 loses money. It should be noted that the fingerprint, voiceprint, eye iris, or face recognition function of biological creatures has been widely used in smart phones, and it is not the focus of this new type, so I will not go into details.

After the biometric module 210 recognizes that the user pressing the "remittance" button is indeed Huang Xiaoyu, the electronic device 200 executes step S104: displaying a remittance interface for the user to input a remittance amount to generate a remittance processing request.

As shown in FIG. 1 and FIG. 4, according to the remittance request, the remittance interface B will be displayed on the touch screen of the electronic device 200 for Huang Xiaoyu to input a remittance amount. In this new model, Huang Xiaoyu enters the remittance amount of "10000" and confirms that he wants to remit 10,000 yuan to Lin Xiaoming. Therefore, Huang Xiaoyu presses the "OK" button under the remittance interface B; by this, according to the correspondent "Lin Xiaoming" and Lin Xiaoming Phone data "0910111111", remittance amount "10000 yuan", verification data of biometric information generated by the biometric module 210, and fingerprints, voiceprints, eye iris or face of Lin Xiaoming detected by the biometric module 210 The biometric verification information can generate remittance processing requests.

Next, the electronic device 200 executes step S105: transmitting the remittance processing request to the remittance processing request receiving module.

The electronic device 200 transmits the remittance processing request to the remittance processing request receiving module 20 of the remittance system 1. Next, the remittance system 1 executes step S203: receiving a remittance processing request.

The remittance processing request receiving module 20 of the remittance system 1 receives the remittance processing request from the electronic device 200 and transmits the remittance processing request to the identity verification module 30, the remittance account identification module 40, and the remittance service execution module 50.

Next, the remittance system 1 executes step S204: verifying whether the user is a legitimate user of one of the plurality of financial account numbers according to a biometric authentication information.

After the identity verification module 30 receives the remittance processing request, it will check the corresponding financial account number recorded in the database 10 according to the biometric information (such as fingerprint, voiceprint, eye iris, or face) in the remittance processing request. Biometric verification information to verify whether Huang Xiaoyu is a legitimate user of one of the plural financial account numbers of the bank to which the remittance system 1 belongs.

If the identity verification module 30 verifies that Huang Xiaoyu is not one of the legitimate users of the plural financial account numbers of the bank to which the remittance system 1 belongs, the remittance system 1 will terminate the remittance method. If the identity verification module 30 verifies that Huang Xiaoyu is indeed a legal user of one of the plural financial account numbers of the bank to which the remittance system 1 belongs, the remittance system 1 executes step S205: transmitting a verification password to the electronic device.

As shown in FIGS. 1 and 5, the password providing module 60 sends a short message of the password input interface C to the electronic device 200. Next, the electronic device 200 executes step S106: a verification password is received.

As shown in FIG. 1 and FIG. 5, after the electronic device 200 receives the short message for transmitting the password input interface C, the touch screen of the electronic device 200 displays the password input interface C, which includes a verification password “010203” and a password input interface C. , The user Huang Xiaoyu of the power supply device 200 enters the corresponding password. Next, the electronic device 200 executes step S107: receiving a password to be verified input by the user.

After Huang Xiaoyu sees the password input interface C, he can enter the password to be verified "010203" on the password input interface displayed on the touch screen of the electronic device 200. Next, the electronic device 200 executes step S108: transmitting the password to be verified to the remittance system.

Then, Huang Xiaoyu can press the "OK" button under the password input interface C, and the electronic device 200 sends the password "010203" to be verified to the password verification module 70 of the remittance system 1. After the remittance system 1 receives the password "010203" to be verified, the remittance system 1 will execute step S206: verify whether the password to be verified matches the verification password.

After receiving the password to be verified, the password verification module 70 determines whether the password to be verified and the verification password match. If it does not match, the remittance method will be terminated; if it does, the remittance system 1 will execute step S207: according to the phone number information to be transferred, find one of the specified phone information and the corresponding designated phone information in the database and the phone number information to be transferred The financial account number to be remitted.

The remittance account identification module 40 will look for the same designation in database 10 as the corresponding "0910111111" telephone number information to be remitted according to Lin Xiaoming's telephone information "0910111111" (that is, the telephone number information to be remitted) requested for remittance processing. Telephone information, and the financial account number to be remitted corresponding to the specified telephone information "0910111111"; in this way, the remittance account identification module 40 can find the designated telephone information corresponding to Lin Xiaoming's to-be-remitted telephone number information "0910111111" from the database 10. And Lin Xiaoming's financial account number to be remitted. It should be noted that if Lin Xiaoming, who is to be remitted, did not apply for a bank account in the bank to which the remittance system 1 belongs, the remittance account identification module 40 will not be able to find Lin Xiaoming's financial account number from the database 10. The remittance method will termination.

Then, the remittance system 1 executes step S208: according to the remittance request, the remittance amount is remitted to the number of the financial account to be remitted. The remittance service execution module 50 will find the to-be-remitted financial account number corresponding to Lin Xiaoming's phone number 0910111111 from the database 10. Then the remittance service execution module 50 will meet the remittance amount of 10,000 yuan according to the remittance requirements. Account, transfer the financial account number to be transferred corresponding to Lin Xiaoming's phone number 0910111111.

Then, the remittance system 1 executes step S209: sending a remittance completion notification to the electronic device.

As shown in Figures 1 and 6, after the remittance service execution module 50 transfers the money that matches the remittance amount from Huang Xiaoyu's bank account to Lin Xiaoming's bank account, the notification module 80 will send a remittance completion notification D to the electronic装置 200。 The device 200.

Finally, the electronic device 200 executes step S109: receiving a remittance completion notification.

After the electronic device 200 receives the remittance completion notification D, the electronic device 200 displays the remittance completion notification D on the screen for the sender Huang Xiaoyu to know that the remittance has been completed.

Please refer to FIG. 7 to FIG. 10 for a remittance system according to the second embodiment of the present invention. Fig. 7 is a system architecture diagram of the remittance system of the second embodiment of the present invention; Fig. 8 is a flowchart of the steps of the remittance method of the second embodiment of the present invention; Schematic diagram; FIG. 10 is a schematic diagram of a password input interface of the second embodiment of the present invention.

As shown in FIGS. 7 to 10, the difference between the second embodiment and the first embodiment is that in the second embodiment, the remittance system 1 a is, for example, an automatic teller machine of a bank, and the identity verification module 30 a of the remittance system 1 a is Sensor with fingerprint, voiceprint, eye iris or face recognition function; the password providing module 60a will generate a password input interface C ', and the password input interface C' will require the user to enter his or her bank account number or mobile phone. Code to confirm the identity of the user; the remittance system 1a does not include the notification module 80.

When the user Huang Xiaoyu wants to use the new remittance system 1a to send money to others, Huang Xiaoyu can stand in front of the ATM of the money transfer system 1a to prepare for remittance. First, the user must first operate the electronic device 200 to execute step S301: verify whether the user is a legitimate user of one of the plurality of financial account numbers according to a biometric authentication information.

The identity verification module 30a of the remittance system 1a will sense biometric authentication information such as Huang Xiaoyu's fingerprint, voiceprint, eye iris, or face, and check the biometric authentication information corresponding to the multiple financial account numbers recorded in the database 10 to verify Is Huang Xiaoyu a legal user of one of the plural financial account numbers of the bank to which the remittance system 1a belongs.

If the identity verification module 30a verifies that Huang Xiaoyu is not a legal user of one of the plural financial account numbers of the bank to which the remittance system 1a belongs, the remittance system 1a will terminate the remittance method. If the identity verification module 30a verifies that Huang Xiaoyu is indeed a legitimate user of one of the plural financial account numbers of the bank to which the remittance system 1a belongs, the remittance system 1a will execute step S302: display a remittance interface for the user Enter a remittance amount to generate a remittance processing request.

The remittance interface generating module 90 will generate a remittance interface B 'on the screen of the remittance system 1a for Huang Xiaoyu to input the remittance object data and to enter a remittance amount. The remittance object data can be the bank account number or mobile phone number of the remittance object. In this new model, Huang Xiaoyu enters the remittance object Lin Xiaoming's mobile phone number "0910111111", and enters the remittance amount "10000", and then presses the "OK" button under the remittance interface B '; the remittance interface generation module 90 will be based on Lin Xiaoming The phone information "0910111111" and the remittance amount "10000 yuan" generate a remittance processing request.

Next, the remittance system 1a executes step S303. Since step S303 is the same as step S205 of the first embodiment, it will not be repeated here. Then, the remittance system 1a executes step S303: generating a password input interface to receive a corresponding password.

The password providing module 60a will generate a password input interface C ', and the password input interface C' will require the user to enter his or her bank account number or the last three digits of the mobile phone to confirm the user's identity again. In this implementation, Huang Xiaoyu enters the last three codes of his mobile phone "999", so that the password providing module 60a receives the corresponding password of "999".

Next, the remittance system 1a executes step S304: verify whether the password to be verified matches the verification password.

After the password providing module 60a receives the corresponding password of "999", the password verification module 70 determines whether the password to be verified and the verification password (that is, the bank account of Huang Xiaoyu or the last three digits of the mobile phone) match. If it does not match, the remittance method will be terminated; if it does, the remittance system 1a will execute step S305. Since step S305 is the same as step S207 of the first embodiment, it will not be repeated here. Then, the remittance system 1a is executed in step S306: according to the remittance request, the remittance amount is remitted to the number of the financial account to be remitted.

The remittance service execution module 50 will find the to-be-remitted financial account number corresponding to Lin Xiaoming's phone number 0910111111 from the database 10. Then the remittance service execution module 50 will meet the remittance amount of 10,000 yuan according to the remittance requirements. Account, transfer the financial account number to be transferred corresponding to Lin Xiaoming's phone number 0910111111.

With the new remittance system of the new remittance system 1, 1a, when the user wants to remit, the user does not need to write down the bank account number of the remittance object; the user can easily select the contact person in his mobile phone address book Remittance object), enter the remittance amount and press the remittance button. In this way, the remittance system 1, 1a can search the contact's bank account number by the contact's phone number, so that the user can complete money transfer.

1.1a‧‧‧Remittance System
10‧‧‧Database
20‧‧‧Remittance processing request receiving module
30, 30a‧‧‧ Identity Verification Module
40‧‧‧Remittance Account Identification Module
50‧‧‧ Remittance Service Execution Module
60, 60a‧‧‧password providing module
70‧‧‧password authentication module
80‧‧‧ Notification Module
90‧‧‧ Remittance interface generation module
100‧‧‧ Remittance request generation module
110‧‧‧Registration Module
200‧‧‧Electronic device
210‧‧‧Biometric Module
220‧‧‧Address Book
240‧‧‧Storage Module
B, B'‧‧‧ Remittance interface
C, C'‧‧‧ password input interface
D‧‧‧Remittance Completion Notice

FIG. 1 is a system architecture diagram of a remittance system, an electronic device, and an external communication system platform according to the first embodiment of the present invention.
FIG. 2 is a flowchart of the steps of the remittance method according to the first embodiment of the present invention.
FIG. 3 is a schematic diagram of an address book of the first embodiment of the present invention.
FIG. 4 is a schematic diagram of a remittance interface of the first embodiment of the present invention.
FIG. 5 is a schematic diagram of an electronic device receiving a verification password according to the first embodiment of the present invention.
FIG. 6 is a schematic diagram of a remittance completion notification according to the first embodiment of the present invention.
FIG. 7 is a system architecture diagram of a remittance system according to a second embodiment of the present invention.
FIG. 8 is a flowchart of steps in a remittance method according to a second embodiment of the present invention.
FIG. 9 is a schematic diagram of a remittance interface of the second embodiment of the present invention.
FIG. 10 is a schematic diagram of a password input interface according to a second embodiment of the present invention.

Claims (7)

A remittance system is connected to an electronic device signal to receive a remittance request issued by a user through the electronic device and complete a corresponding remittance service. The remittance processing request includes a telephone number information to be remitted and Remittance amount, the remittance system includes:
A database storing a plurality of financial account numbers, each of which corresponds to a designated telephone information;
A remittance processing request receiving module for receiving the remittance processing request;
An identity verification module for verifying whether the user is a legitimate user of one of the plurality of financial account numbers according to a biometric authentication information;
A remittance account identification module, based on the telephone number information to be remitted, searching for the designated telephone information in the database that is the same as the telephone number information to be remitted and a financial account number to be remitted corresponding to one of the specified telephone information; and a remittance service The execution module is connected to the database, the remittance processing request receiving module, the identity verification module, and the remittance account identification module. The remittance service execution module remits the remittance amount to the waiting room according to the remittance request. Remittance financial account number. According to the remittance system described in item 1 of the patent application scope, wherein the electronic device further includes an address book, the remittance system further includes a remittance request generating module and a remittance interface generating module; wherein the address book includes at least one communication Personal data, and the remittance request generation module is displayed in the address book for the user to click on the at least one correspondent data to generate a remittance request; the remittance interface generation module generates a remittance according to the remittance request The interface is displayed on the electronic device for the user to input a remittance amount to generate the remittance processing request, and send the remittance processing request to the remittance processing request receiving module. According to the remittance system described in item 2 of the scope of patent application, wherein the electronic device further includes a biometric module, the biometric information identifies the identity of the user and generates the biometric information. The remittance system described in item 2 of the scope of patent application, wherein the remittance system includes a registration module for the legal user to register the financial account number and the designated telephone information corresponding to the financial account number, wherein the at least one communication The corresponding correspondent of personal data shall be the legal user. The remittance system described in item 1 of the scope of patent application, further includes a password providing module, wherein the remittance service execution module provides the password according to the remittance request to the remittance amount to the financial account number to be remitted, the password provides The module sends an authentication password to the electronic device. The remittance system described in item 5 of the patent application scope further includes a password verification module for verifying whether a password to be verified entered by the user through the electronic device matches the verification password. If so, the remittance service The execution module executes the remittance request. For example, the remittance system described in item 6 of the scope of patent application further includes a notification module. The notification module signal is connected to the remittance service execution module. After the remittance service execution module executes the remittance request, it sends a remittance completion notification. To the electronic device.