CN115019454A - Digital RMB double-off-line receiving and paying system and method - Google Patents
Digital RMB double-off-line receiving and paying system and method Download PDFInfo
- Publication number
- CN115019454A CN115019454A CN202210825805.4A CN202210825805A CN115019454A CN 115019454 A CN115019454 A CN 115019454A CN 202210825805 A CN202210825805 A CN 202210825805A CN 115019454 A CN115019454 A CN 115019454A
- Authority
- CN
- China
- Prior art keywords
- information
- processing module
- transaction
- sending
- module
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims abstract description 10
- 238000012545 processing Methods 0.000 claims abstract description 78
- 238000004458 analytical method Methods 0.000 claims abstract description 20
- 238000004891 communication Methods 0.000 claims description 33
- 238000002372 labelling Methods 0.000 claims description 6
- 230000002093 peripheral effect Effects 0.000 claims description 4
- 238000012797 qualification Methods 0.000 claims description 4
- 239000000446 fuel Substances 0.000 claims description 3
- 238000012163 sequencing technique Methods 0.000 claims description 3
- 238000010586 diagram Methods 0.000 description 3
- 230000009286 beneficial effect Effects 0.000 description 2
- 238000004364 calculation method Methods 0.000 description 2
- 239000000463 material Substances 0.000 description 2
- 230000009977 dual effect Effects 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 230000007306 turnover Effects 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/12—Cash registers electronically operated
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
- H04L63/0428—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/06—Network architectures or network communication protocols for network security for supporting key management in a packet data network
- H04L63/062—Network architectures or network communication protocols for network security for supporting key management in a packet data network for key distribution, e.g. centrally by trusted party
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
-
- Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
- Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
- Y02D—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
- Y02D30/00—Reducing energy consumption in communication networks
- Y02D30/70—Reducing energy consumption in communication networks in wireless communication networks
Landscapes
- Engineering & Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Signal Processing (AREA)
- Computer Hardware Design (AREA)
- Computing Systems (AREA)
- General Engineering & Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- General Health & Medical Sciences (AREA)
- Biomedical Technology (AREA)
- Health & Medical Sciences (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a digital RMB double-off-line receiving and paying system and a digital RMB double-off-line receiving and paying method. The invention solves the payment problem of both paying parties in an off-line state by arranging the key analysis module, the data processing module and the encryption processing module, analyzing and processing balance information of the upper computer by reading and analyzing the key, and simultaneously sending the encryption information to the upper computer, and the payment party terminal takes the biological identification information of the paying party as a part of transaction data, thereby avoiding the problem that both receiving and paying parties can not realize safe off-line payment to the terminal under the condition of poor network condition or no network environment.
Description
Technical Field
The invention belongs to the technical field of transaction, and particularly relates to a digital RMB double-off-line receiving and paying system and method.
Background
As digital technology and electronic payment develop, cash is increasingly used in the field of retail payment, but the central department is obligated to maintain a channel for public to directly obtain legal currency and ensure the uniformity of billing units under digital economic conditions through the digitization of cash. The digital renminbi system will further reduce the public's threshold for obtaining financial services, maintaining legal currency supply for a wide range of groups and scenarios. The social public without bank account can enjoy basic financial service through the digital RMB wallet, and overseas residents who bloom in a short time can open the digital RMB wallet without opening bank accounts in China, thereby meeting daily payment requirements in China. The payment and settlement characteristic of the digital RMB is also beneficial to enterprises and related aspects to enjoy the convenience of payment and simultaneously improve the turnover efficiency of funds.
In the existing digital RMB acceptance system, the online acceptance of a soft wallet is taken as a main part, and the double offline can be realized when both the receiving and paying parties have digital RMB hard wallets. At present, the acceptance equipment does not have a digital RMB hard wallet, and the digital RMB double-off-line collection and payment can be completed by means of external apparatuses such as a mobile phone SIM card, a hard wallet loaded with digital RMB on an SAM card and the like. Therefore, we improve this and propose a digital renminbi double off-line receiving and paying system and method.
Disclosure of Invention
The invention aims to overcome the problems in the prior art and provides a digital RMB double-off-line receiving and paying system, which is provided with a key analysis module, a data processing module and an encryption processing module, wherein the key analysis module is used for reading and analyzing the balance information of an upper computer by the key analysis processing module and sending the encryption information to the upper computer at the same time, so that the payment problem of both paying parties in an off-line state is solved, a paying party terminal takes the biological identification information of a paying party as a part of transaction data, and the problem that the receiving and paying parties can not realize the safe off-line payment to the terminal under the condition of poor network condition or no network environment is avoided.
In order to achieve the technical purpose and achieve the technical effect, the invention is realized by the following technical scheme:
a digital RMB double off-line receiving and paying system comprises an information acquisition module, a key analysis module, a data processing module, a receiving and paying module encryption processing module and a sending processing module;
the receiving and paying module comprises a security chip with national security qualification, the chip can select an NFC function, and the security chip is loaded with a standard wallet function of the digital RMB of the China RMB;
the information acquisition module is used for receiving offline transaction information sent by the upper computer, the information acquisition module comprises communication equipment, a main control device and an integrated circuit, the main control device is connected with the communication equipment through the integrated circuit, the communication equipment comprises NFC, USB, a serial port, Bluetooth and SPI, and the main control device is used for sending the offline transaction information to the key analysis module;
the key analysis module is used for receiving the transaction information of the information acquisition module, analyzing the transaction information, performing statistical sorting according to time, user information, transaction amount and place, generating comparison information and sending the comparison information to the data processing module;
the data processing module is used for judging the comparison information sent by the key analysis module, respectively judging whether the user account information, the account balance and the transaction location code are correct or not, if so, sending the information to the encryption processing module, and if not, failing the transaction;
the encryption processing module is used for receiving the information processed by the data processing module, compiling the information through time, place serial numbers, transaction amounts and user information, and then sending the compiled secret key to the sending processing module;
and the sending processing module is used for sending the secret key of the encryption processing module to the upper computer through the communication equipment.
Further, the upper computer includes, but is not limited to, a mobile phone, a payment terminal, a scale, a fuel dispenser, a charging pile, a taximeter, and the like.
The security chip has a model including, but not limited to, CIU98_ a.
The security chip is provided with a power interface, a digital RMB standard wallet security chip interface, a keyboard interface, a communication interface, a display interface, an NFC chip interface or an NFC antenna interface and a data center management interface.
The safety chip can control the connected peripheral equipment through the interface, receive information sent by the upper computer and return a processing result to the upper computer.
The type of the security chip of the national renminbi digital renminbi standard wallet function includes but is not limited to CIU 9872.
The security chip has the function of a standard wallet of the digital RMB of the China RMB, receives information sent by the security chip of the China cipher, calculates and stores a string of the digital RMB, and completes double off-line receiving and paying of the digital RMB.
The NFC function comprises an NFC card reader mode, a card mode and a point-to-point communication mode, wherein the card reader mode realizes an ISO 14443A/B protocol so as to read an external digital RMB standard wallet.
The card mode realizes an ISO 14443A protocol, a security chip which completes the functions of a digital RMB standard wallet in the module receives and pays the RMB externally, the digital RMB payment function can be completed under the passive condition, and the point-to-point communication mode realizes an ISO18092 protocol and NFC point-to-point communication; and the security chip which completes the functions of the digital wallet and the RMB standard wallet in the module has the function of receiving and paying the money to the outside.
A double off-line receiving and paying method for digital RMB comprises the following steps:
A. the upper computer communication equipment sends the transaction information to the data acquisition module communication equipment, and the communication equipment carries out statistical sequencing according to time, user information, transaction amount and places, generates comparison information and sends the comparison information to the data processing module;
B. the data processing module judges the comparison information sent by the key analysis module, and respectively judges whether the user account information, the account balance and the transaction location code are correct or not, if so, the information is sent to the encryption processing module, and if not, the transaction is failed;
C. the encryption processing module is used for receiving the information processed by the data processing module, compiling the information through time, place serial numbers, transaction amounts and user information, and then sending the compiled secret key to the sending processing module, and the sending processing module is used for sending the secret key of the encryption processing module to an upper computer through communication equipment.
Further, the data processing module computing method comprises:
s1, analyzing the data of the data processing module, and labeling a set N for incorrect information according to the correct information labeling set P;
s2, establishing a set A by account information for the correct set P;
s3, establishing a set B for the incorrect set account information;
s4, establishing a common word set C of the A and the B;
s5, selecting one account number information in the C, deleting the account number information from the A set, and performing the same condition to obtain a set T;
s6, calculating the content of N in T, if the content is larger than a preset value, deleting T from the A set, setting the T as a new A set, deleting W from the C set, setting the W as a new C set, and judging whether the C set is an empty set; if the value is less than the preset value, the information is sent to the encryption processing module, and if the value is greater than the preset value, the transaction fails.
The invention has the beneficial effects that: the digital RMB double-off-line receiving and paying system is provided with the key analysis module, the data processing module and the encryption processing module, balance information of the upper computer is analyzed and processed by reading and analyzing the key, and meanwhile, the encryption information is sent to the upper computer, so that the problem of payment of both paying parties in an off-line state is solved, the terminal of the paying party takes the biological identification information of the paying party as a part of transaction data, and the problem that the receiving and paying parties cannot realize safe off-line payment to the terminal under the condition of poor network conditions or no network environment is avoided.
Drawings
The accompanying drawings, which are included to provide a further understanding of the invention and are incorporated in and constitute a part of this application, illustrate embodiment(s) of the invention and together with the description serve to explain the invention without limiting the invention. In the drawings:
FIG. 1 is a schematic flow diagram of the present invention;
FIG. 2 is a schematic flow diagram of a data processing module of the present invention;
fig. 3 is a schematic diagram of a frame of a digital renminbi dual offline payment system according to the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
In the description of the present invention, it is to be understood that the terms "opening," "upper," "lower," "thickness," "top," "middle," "length," "inner," "peripheral," and the like are used in an orientation or positional relationship that is merely for convenience in describing and simplifying the description, and do not indicate or imply that the referenced component or element must have a particular orientation, be constructed and operated in a particular orientation, and thus should not be considered as limiting the present invention.
As shown in fig. 1, a digital renminbi double-offline receiving and paying system includes an information acquisition module, a key analysis module, a receiving and paying module, a data processing module, an encryption processing module, and a sending processing module;
the receiving and paying module comprises a security chip with national secret qualification, the chip can select an NFC function, and the security chip is loaded with a function of a standard wallet of the digital RMB of the China RMB;
the information acquisition module is used for receiving offline transaction information sent by the upper computer, the information acquisition module comprises communication equipment, a main control device and an integrated circuit, the main control device is connected with the communication equipment through the integrated circuit, the communication equipment comprises NFC, USB, a serial port, Bluetooth and SPI, and the main control device is used for sending the offline transaction information to the key analysis module;
the key analysis module is used for receiving the transaction information of the information acquisition module, analyzing the transaction information, performing statistical sorting according to time, user information, transaction amount and place, generating comparison information and sending the comparison information to the data processing module;
the data processing module is used for judging the comparison information sent by the key analysis module, respectively judging whether the user account information, the account balance and the transaction location code are correct or not, if so, sending the information to the encryption processing module, and if not, failing the transaction;
the encryption processing module is used for receiving the information processed by the data processing module, compiling the information through time, place serial numbers, transaction amounts and user information and then sending the compiled secret key to the sending processing module;
and the sending processing module is used for sending the secret key of the encryption processing module to the upper computer through the communication equipment.
Further, the host computer includes, but is not limited to, a mobile phone, a payment terminal, a scale, a fuel dispenser, a charging pile, a taximeter, and the like.
A security chip of national security qualification, the model of which includes but is not limited to CIU98_ a.
The security chip is provided with a power interface, a digital RMB standard wallet security chip interface, a keyboard interface, a communication interface, a display interface, an NFC chip interface or an NFC antenna interface and a data center management interface;
the safety chip can control the connected peripheral equipment through the interface, receive information sent by the upper computer and return a processing result to the upper computer.
The model of the security chip of the standard wallet of the national renminbi digital renminbi includes but is not limited to CIU 9872.
The security chip contains the function of a standard wallet of the digital RMB of China RMB, receives the information sent by the security chip of the national password, calculates and stores the digital RMB string, and completes the double off-line receiving and paying of the digital RMB;
the digital RMB double-off-line receiving and paying machine is connected with an NFC antenna through an external NFC matching circuit to complete digital RMB double-off-line receiving and paying, and the NFC function comprises an NFC card reader mode, a card mode and a point-to-point communication mode; wherein the card reader mode implements an ISO 14443A/B protocol to read an external digital RMB standard wallet;
the card mode realizes an ISO 14443A protocol, a security chip which completes the functions of a digital RMB standard wallet in the module receives and pays the RMB externally, the digital RMB payment function can be completed under the passive condition, and the point-to-point communication mode realizes an ISO18092 protocol and NFC point-to-point communication; completing the number in the module. The safety chip of the RMB standard wallet function has the function of receiving and paying the money to the outside.
A double off-line receiving and paying method for digital RMB comprises the following steps:
A. the upper computer communication equipment sends the transaction information to the data acquisition module communication equipment, and the communication equipment carries out statistical sequencing according to time, user information, transaction amount and places, generates comparison information and sends the comparison information to the data processing module;
B. the data processing module judges the comparison information sent by the key analysis module, and respectively judges whether the user account information, the account balance and the transaction location code are correct or not, if so, the information is sent to the encryption processing module, and if not, the transaction is failed;
C. the encryption processing module is used for receiving the information processed by the data processing module, compiling the information through time, place serial numbers, transaction amounts and user information, and then sending the compiled secret key to the sending processing module, and the sending processing module is used for sending the secret key of the encryption processing module to an upper computer through communication equipment.
As shown in fig. 2, the data processing module computing method:
s1, analyzing the data of the data processing module, and labeling a set N for incorrect information according to the correct information labeling set P;
s2, establishing a set A by account information of the correct set P;
s3, establishing a set B for the incorrect set account information;
s4, establishing a common word set C of A and B;
s5, selecting one account number information in the C, deleting the account number information from the A set, and performing the same condition to obtain a set T;
s6, calculating the content of N in T, if the content is larger than a preset value, deleting T from the A set, setting the T as a new A set, deleting W from the C set, setting the W as a new C set, and judging whether the C set is an empty set; if the value is less than the preset value, the information is sent to the encryption processing module, and if the value is greater than the preset value, the transaction fails.
In the description herein, references to the description of "one embodiment," "an example," "a specific example" or the like are intended to mean that a particular feature, structure, material, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the invention. In this specification, the schematic representations of the terms used above do not necessarily refer to the same embodiment or example. Furthermore, the particular features, structures, materials, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples.
The foregoing shows and describes the general principles, essential features, and advantages of the invention. It will be understood by those skilled in the art that the present invention is not limited to the embodiments described above, which are described in the specification and illustrated only to illustrate the principle of the present invention, but that various changes and modifications may be made therein without departing from the spirit and scope of the present invention, which fall within the scope of the invention as claimed.
Claims (4)
1. A digital RMB double off-line receiving and paying system is characterized by comprising an information acquisition module, a key analysis module, a receiving and paying module, a data processing module, an encryption processing module and a sending processing module;
the receiving and paying module comprises a security chip with national secret qualification, the chip can select an NFC function, and the security chip is loaded with a Chinese RMB digital RMB standard wallet function;
the information acquisition module is used for receiving offline transaction information sent by the upper computer, the information acquisition module comprises communication equipment, a main control device and an integrated circuit, the main control device is connected with the communication equipment through the integrated circuit, the communication equipment comprises NFC, USB, a serial port, Bluetooth and SPI, and the main control device is used for sending the offline transaction information to the key analysis module;
the key analysis module is used for receiving the transaction information of the information acquisition module, analyzing the transaction information, performing statistical sorting according to time, user information, transaction amount and place, generating comparison information and sending the comparison information to the data processing module;
the data processing module is used for judging the comparison information sent by the key analysis module, respectively judging whether the user account information, the account balance and the transaction location code are correct or not, if so, sending the information to the encryption processing module, and if not, failing the transaction;
the encryption processing module is used for receiving the information processed by the data processing module, compiling the information through time, place serial numbers, transaction amount and user information, and then sending the compiled secret key to the sending processing module;
and the sending processing module is used for sending the secret key of the encryption processing module to the upper computer through the communication equipment.
2. The system as claimed in claim 1, wherein the host computer includes but is not limited to a mobile phone, a payment terminal, a scale, a fuel dispenser, a charging pile, a taximeter, etc., and the security chip is proprietary and has a model including but not limited to CIU98_ a;
the security chip is provided with a power interface, a digital RMB standard wallet security chip interface, a keyboard interface, a communication interface, a display interface, an NFC chip interface or an NFC antenna interface and a data center management interface;
the safety chip can control the connected peripheral equipment through the interface, receive information sent by the upper computer and return a processing result to the upper computer.
3. The method for receiving and paying for the digital renminbi as claimed in claim 1, wherein the method includes the following steps:
A. the upper computer communication equipment sends the transaction information to the data acquisition module communication equipment, and the communication equipment carries out statistical sequencing according to time, user information, transaction amount and places, generates comparison information and sends the comparison information to the data processing module;
B. the data processing module judges the comparison information sent by the key analysis module, and respectively judges whether the user account information, the account balance and the transaction location code are correct or not, if so, the information is sent to the encryption processing module, and if not, the transaction is failed;
C. the encryption processing module is used for receiving the information processed by the data processing module, compiling the information through time, place serial numbers, transaction amounts and user information, and then sending the compiled secret key to the sending processing module, and the sending processing module is used for sending the secret key of the encryption processing module to an upper computer through communication equipment.
4. The method as claimed in claim 1, wherein the data processing module comprises the following steps:
s1, analyzing the data of the data processing module, and labeling a set N for incorrect information according to the correct information labeling set P;
s2, establishing a set A by account information of the correct set P;
s3, establishing a set B for the incorrect set account information;
s4, establishing a common word set C of A and B;
s5, selecting one account number information in the C, deleting the account number information from the A set, and performing the same condition to obtain a set T;
s6, calculating the content of N in T, if the content is larger than a preset value, deleting T from the A set, setting the T as a new A set, deleting W from the C set, setting the W as a new C set, and judging whether the C set is an empty set; if the value is less than the preset value, the information is sent to the encryption processing module, and if the value is greater than the preset value, the transaction fails.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202210825805.4A CN115019454A (en) | 2022-07-14 | 2022-07-14 | Digital RMB double-off-line receiving and paying system and method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202210825805.4A CN115019454A (en) | 2022-07-14 | 2022-07-14 | Digital RMB double-off-line receiving and paying system and method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN115019454A true CN115019454A (en) | 2022-09-06 |
Family
ID=83082124
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202210825805.4A Pending CN115019454A (en) | 2022-07-14 | 2022-07-14 | Digital RMB double-off-line receiving and paying system and method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN115019454A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN117350718A (en) * | 2022-10-17 | 2024-01-05 | 刘文皓 | Digital RMB (RMB) performance system and method |
Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111062724A (en) * | 2019-11-22 | 2020-04-24 | 陈晓晖 | Double-off-line account transfer transaction method and system |
| CN111144862A (en) * | 2019-12-31 | 2020-05-12 | 深圳四方精创资讯股份有限公司 | Method, device, equipment and storage medium for realizing digital currency double-off-line payment |
| CN111340469A (en) * | 2020-03-10 | 2020-06-26 | 苏州区盟链数字科技有限公司 | Digital currency wallet and digital currency double-off-line payment method |
| CN112508546A (en) * | 2020-12-21 | 2021-03-16 | 深圳合纵富科技有限公司 | Safety device supporting transaction and storage of digital RMB |
| US20210142298A1 (en) * | 2019-11-08 | 2021-05-13 | Netclearance Systems, Inc. | Proximity-based exchange between physical currency and digital accounts related to cryptocurrency |
| CN113946654A (en) * | 2021-10-18 | 2022-01-18 | 安徽清博大数据科技有限公司 | Intelligent monitoring word setting system and method |
| CN114186995A (en) * | 2021-10-19 | 2022-03-15 | 中国人民银行数字货币研究所 | Digital currency payment method and device |
-
2022
- 2022-07-14 CN CN202210825805.4A patent/CN115019454A/en active Pending
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20210142298A1 (en) * | 2019-11-08 | 2021-05-13 | Netclearance Systems, Inc. | Proximity-based exchange between physical currency and digital accounts related to cryptocurrency |
| CN111062724A (en) * | 2019-11-22 | 2020-04-24 | 陈晓晖 | Double-off-line account transfer transaction method and system |
| CN111144862A (en) * | 2019-12-31 | 2020-05-12 | 深圳四方精创资讯股份有限公司 | Method, device, equipment and storage medium for realizing digital currency double-off-line payment |
| CN111340469A (en) * | 2020-03-10 | 2020-06-26 | 苏州区盟链数字科技有限公司 | Digital currency wallet and digital currency double-off-line payment method |
| CN112508546A (en) * | 2020-12-21 | 2021-03-16 | 深圳合纵富科技有限公司 | Safety device supporting transaction and storage of digital RMB |
| CN113946654A (en) * | 2021-10-18 | 2022-01-18 | 安徽清博大数据科技有限公司 | Intelligent monitoring word setting system and method |
| CN114186995A (en) * | 2021-10-19 | 2022-03-15 | 中国人民银行数字货币研究所 | Digital currency payment method and device |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN117350718A (en) * | 2022-10-17 | 2024-01-05 | 刘文皓 | Digital RMB (RMB) performance system and method |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| EP1334475B1 (en) | Electronic payment and associated systems | |
| CN102656599B (en) | mobile payment application architecture | |
| CN101946453B (en) | System for receiving and transmitting encrypted data | |
| US7395973B2 (en) | Smart card | |
| CN1904923B (en) | Method for implementing space transference and apparatus thereof | |
| US20140058935A1 (en) | Mobile contactless digital watch payment | |
| CN201600745U (en) | Electronic payment terminal and service equipment provided with same | |
| US6726100B2 (en) | Method for spreading parameters in offline chip-card terminals as well as corresponding chip-card terminals and user chip-cards | |
| CN101467158A (en) | System and method for activating telephone-based payment instrument | |
| CN107230079A (en) | The method and system of offline electronic payment are carried out using digital cash chip card | |
| CN103269326A (en) | Safety equipment, multi-application system and safety method for ubiquitous networks | |
| CN101996368A (en) | Cross-bank batch paying method and cross-bank batch paying system | |
| CN105989466A (en) | Method of payment with mobile phone | |
| CN101587615A (en) | Information integrated platform of traffic IC card and bank card | |
| CN102542697A (en) | POS (Point of Sale) terminal based on electronic equipment having network access function | |
| CN110097347A (en) | A kind of visual card transaction system of wireless charging digital cash | |
| CN115019454A (en) | Digital RMB double-off-line receiving and paying system and method | |
| CN101136093A (en) | Platform for payment gateways, whereby users are linked in real time to banking institutions | |
| CN102486885A (en) | Mobile payment consumption system and payment and recharge method | |
| CN105678618A (en) | Over-the-air card issuing method and device | |
| CN205247428U (en) | Take fingerprint authentication's financial IC -card | |
| CN109118198A (en) | Sale point management apparatus and point of sale service management system based on intelligent terminal | |
| CN102024216A (en) | System and method of fund receipt and payment through cell-phone | |
| CN103020823A (en) | Bank card payment system based on market trace platform and payment settlement method | |
| CN107230299A (en) | The method and system of bank's storage of digital cash |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20220906 |