CN104933610A - Mobile payment system and method for self-service purchase of goods and services - Google Patents
Mobile payment system and method for self-service purchase of goods and services Download PDFInfo
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- CN104933610A CN104933610A CN201510313196.4A CN201510313196A CN104933610A CN 104933610 A CN104933610 A CN 104933610A CN 201510313196 A CN201510313196 A CN 201510313196A CN 104933610 A CN104933610 A CN 104933610A
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Abstract
The invention relates to a mobile payment system for self-service purchase of goods and services and a method for implementing the same. The system comprises a self-service merchant terminal, a payment platform (alipay type Wechat), a network IP server and a mobile phone user terminal. The IP network server displays commodity (or service) information provided by the self-service merchant terminal on a corresponding webpage; each commodity (or service) on the self-service merchant terminal is presented to the mobile phone user in a mode of a two-dimension code label; the commodity (or service ) information on the webpage corresponding to the network IP server is read through the mobile phone user terminal scanning the two-dimension code; the mobile payment is made through a payment platform (alipay type Wechat); and the payment platform (alipay type Wechat) transmits the corresponding evidence proving that the payment is successful to the mobile phone user terminal through the Internet after the payment platform (alipay type Wechat) finishes the payment for the mobile phone user terminal and the self-service merchant terminal to check and store the information; and the commodity/service purchase is finished.
Description
Technical field
The present invention relates to and relate to mobile payment field, be specifically related to a kind of mobile-payment system for self-service purchase commodity and service and implement the method for this system, be specifically related to a kind ofly carry out by there being the mobile device of communication function to read sequence information the system and method that pays, be applicable to finance, traffic, business, hotel, tourism, aviation or other can use the field of mobile payment.
Background technology
Along with the development of economy, in payment, paid under upper thread by traditional, progressively move towards the line by internet pays.Along with the continuous progress of science and technology, IC industry obtains develop rapidly, and meanwhile, mechanics of communication is also in very fast development, and the application of smart mobile phone is very general, and the processing speed of smart mobile phone is also more and more faster, and function also from strength to strength.And wireless network covering is also progressively increase with the service traffics that can support.The development of these basic technologies, has promoted the further change of the modes of payments, based on the mode of mobile terminal payment, has been accepted gradually.Mobile payment is just becoming a more and more popular industry, and the concrete modes of payments also emerges in an endless stream.Undertaken paying by mobile telephone scanning Quick Response Code and occur on each shopping mall website, when you are when paying, that do just scans a Quick Response Code with the mobile phone or panel computer of being with camera.Quick Response Code scanning refers to by the content in smart mobile phone client application software acquisition two-dimension code image and information.
By defining the mode of the corresponding different service content of different two-dimension code label, the application type unified management of complexity is got up, the relative subject mobile-phone payment: each side such as user, trade company, bank, common carrier organically combine; In use, user only needs with mobile phone typing and two-dimension code label, the corresponding information that system is produced by interpretation phone number and two-dimension code label, information is through self-service merchant terminal, payment platform (Alipay decline letter), network IP server and cell phone user terminal, thus complete the application of corresponding self-service purchase commodity and service, reach the purpose of design of mobile payment.
Summary of the invention
Based on the demand, the present invention proposes a kind of mobile-payment system for self-service purchase commodity and service and implement the method for this system, the method can not only guarantee individual subscriber payment information and fund security, and it is easy to use, reliably, and there is good extendable functions, the needs of client can be met, make it shorten queue time, realize self-service purchase commodity and service.
The present invention adopts following technical scheme: the present invention includes self-service merchant terminal, payment platform (Alipay decline letter), network IP server and cell phone user terminal, described network IP server by self-service businessman provider terminal product (or service) information display in corresponding web page, each commodity (or service) of self-service merchant terminal all show cellphone subscriber with two-dimension code label form, then commodity (or service) information in network IP server corresponding web page is read by cell phone user terminal by scanning Quick Response Code, and carry out mobile payment by payment platform (Alipay decline letter), payment platform (Alipay decline letter) is after completing payment, cell phone user terminal is sent to by paying successful voucher accordingly by internet, check for cell phone user terminal and the self-service merchant terminal information of carrying out and preserve and pay successful voucher, payment platform (Alipay decline letter) sends the payment information comprising price simultaneously to network IP server by internet, network IP server will identify the IP address of self-service merchant terminal in payment information, the payment information received is converted to corresponding GPRS signal, the self-service merchant terminal corresponding with IP address is sent to by GPRS network, mobile payment controller in self-service merchant terminal is by GPRS network interconnection network IP server, the network signal of the successful payment that network IP server is sent is converted to corresponding on-off model, the equipment of Controlling solenoid valve conducting and the self-service merchant terminal of closedown, complete and buy commodity and service.
A kind of mobile-payment system for self-service purchase commodity and service of the present invention and implement the method for this system, comprise cell phone user terminal, described cell phone user terminal enters after payment platform (Alipay decline letter) pays goods orders by network IP server, obtains order pay successful voucher from described payment platform (Alipay decline letter).
A kind of mobile-payment system for self-service purchase commodity and service of the present invention and implement the method for this system, described cell phone user terminal is the mobile device having communication function.
A kind of mobile-payment system for self-service purchase commodity and service of the present invention and implement the method for this system, is characterized in that: described in have the mobile device of communication function to be mobile phone personal terminal.
A kind of mobile-payment system for self-service purchase commodity and service of the present invention and implement the method for this system, comprise network IP server, described network IP server obtains the IP address that order pays successful voucher and self-service merchant terminal by internet while payment platform (Alipay decline letter) obtains sequence information, described network IP server is connected with self-service businessman terminal wireless by GPRS network, and by the mobile payment platform wireless connections of internet and Alipay or micro-letter.
A kind of mobile-payment system for self-service purchase commodity and service of the present invention and implement the method for this system, comprise payment platform (Alipay decline letter), described payment platform (Alipay decline letter) has information sending module, be configured to have can send to network IP server and self-service merchant terminal the function that order and order pay successful voucher simultaneously, payment module, is configured to have and obtains payment information from cell phone user terminal and carry out the function of mobile payment.
A kind of mobile-payment system for self-service purchase commodity and service of the present invention and implement the method for this system, comprise self-service merchant terminal, described self-service merchant terminal is provided with Quick Response Code and shows window, mobile payment controller and relevant electromechanical assembly.
A kind of mobile-payment system for self-service purchase commodity and service of the present invention and implement the method for this system, comprise mobile payment controller, described mobile payment controller is made up of embedded GPRS wireless communication module, control module and sensor, described control module Inner is provided with single-chip microcomputer, has the function controlling relevant electromechanical assembly conducting and closedown in self-service merchant terminal.
Be provided with the title, the isoparametric two-dimension code label of price that represent commodity and service in Quick Response Code displaying window of the present invention, user carries out mobile payment fixing amount with the corresponding two-dimension code label of mobile telephone scanning, completes and buys commodity and service, easy to operate.
Be provided with GPRS mixed-media network modules mixed-media and sensor in mobile payment controller of the present invention, by GPRS network, Monitoring Data sent to monitor staff and network IP server.
Self-service merchant terminal of the present invention has illuminating lamp, display panel, equipment failure pilot lamp and receipt printer.
Accompanying drawing explanation
Accompanying drawing 1 is according to a kind of mobile-payment system for self-service purchase commodity and service of the present invention and the process flow diagram of a preferred embodiment of method implementing this system;
Accompanying drawing 2 is high in the clouds of the present invention management system theory diagram.
Embodiment
Below in conjunction with accompanying drawing with preferred embodiment the present invention is described in further detail.
First the present invention discloses a kind of mobile-payment system for self-service purchase commodity and service and implements the method for this system, the present invention includes self-service merchant terminal, payment platform (Alipay decline letter), network IP server and cell phone user terminal, described network IP server by self-service businessman provider terminal product (or service) information display in corresponding web page, each commodity (or service) of self-service merchant terminal all show cellphone subscriber with two-dimension code label form, then commodity (or service) information in network IP server corresponding web page is read by cell phone user terminal by scanning Quick Response Code, and carry out mobile payment by payment platform (Alipay decline letter), payment platform (Alipay decline letter) is after completing payment, cell phone user terminal is sent to by paying successful voucher accordingly by internet, check for cell phone user terminal and the self-service merchant terminal information of carrying out and preserve and pay successful voucher, payment platform (Alipay decline letter) sends the payment information comprising price simultaneously to network IP server by internet, network IP server will identify the IP address of self-service merchant terminal in payment information, the payment information received is converted to corresponding GPRS signal, the self-service merchant terminal corresponding with IP address is sent to by GPRS network, mobile payment controller in self-service merchant terminal is by GPRS network interconnection network IP server, the network signal of the successful payment that network IP server is sent is converted to corresponding on-off model, the equipment of Controlling solenoid valve conducting and the self-service merchant terminal of closedown, complete and buy commodity and service.
In the present embodiment, comprise cell phone user terminal, described cell phone user terminal enters after payment platform (Alipay decline letter) pays goods orders by network IP server, obtains order pay successful voucher from described payment platform (Alipay decline letter).
A kind of mobile-payment system for self-service purchase commodity and service of the present invention and implement the method for this system, described cell phone user terminal is the mobile device having communication function.
A kind of mobile-payment system for self-service purchase commodity and service of the present invention and implement the method for this system, described in have the mobile device of communication function to be mobile phone personal terminal.
In the present embodiment, comprise network IP server, described network IP server obtains the IP address that order pays successful voucher and self-service merchant terminal by internet while payment platform (Alipay decline letter) obtains sequence information, described network IP server is connected with self-service businessman terminal wireless by GPRS network, and by the mobile payment platform wireless connections of internet and Alipay or micro-letter.
In the present embodiment, comprise payment platform (Alipay decline letter), described payment platform (Alipay decline letter) has information sending module, be configured to have can send to network IP server and self-service merchant terminal the function that order and order pay successful voucher simultaneously, payment module, is configured to have and obtains payment information from cell phone user terminal and carry out the function of mobile payment.
A kind of mobile-payment system for self-service purchase commodity and service of the present invention and implement the method for this system, comprise self-service merchant terminal, described self-service merchant terminal is provided with Quick Response Code and shows window, mobile payment controller and relevant electromechanical assembly.
In the present embodiment, comprise mobile payment controller, described mobile payment controller is made up of embedded GPRS wireless communication module, control module and sensor, and described control module Inner is provided with single-chip microcomputer, has the function controlling relevant electromechanical assembly conducting and closedown in self-service merchant terminal.
Be provided with the title, the isoparametric two-dimension code label of price that represent commodity and service in Quick Response Code displaying window of the present invention, user carries out mobile payment fixing amount with the corresponding two-dimension code label of mobile telephone scanning, completes and buys commodity and service, easy to operate.
In the present embodiment, in described mobile payment controller, be provided with GPRS mixed-media network modules mixed-media and sensor, by GPRS network, Monitoring Data sent to monitor staff and network IP server.
Self-service merchant terminal of the present invention has illuminating lamp, display panel, equipment failure pilot lamp and receipt printer.
Communication flow between self-service merchant terminal and network IP server:
A. carry out communication by GPRS between self-service merchant terminal and network IP server, agreement selects UDP pattern.Network IP server has fixing IP, self-service merchant terminal in work, capital sends heartbeat packet with certain frequency and reports for work to network IP server, network IP server can determine the dynamic IP address of self-service merchant terminal after the heartbeat packet receiving self-service merchant terminal, just can send response heartbeat packet information by this IP address, complete the information communication between them;
B., when network IP server does not receive the heartbeat packet information of certain self-service merchant terminal for a long time, can think that self-service businessman end is in malfunction, then reports to the police, notifies that relevant staff arrives on-site maintenance;
C. the duty of self-service merchant terminal and service condition are by reporting to network IP server during network implementation, and network IP server also can configure some parameters of self-service merchant terminal in real time.
Self-service merchant terminal feature after networking is:
A. the self-service businessman terminal device address arranged with mobile payment controller, directly can being arranged by network of device parameter;
B. can the service condition of the self-service merchant terminal of Real-Time Monitoring, duty, can feed back to network IP server when there is the fault such as in short supply in time;
The consumption of this equipment can be obtained the Real-Time Monitoring of self-service businessman terminal works situation, provide foundation for later project is divided into; When there is the faults such as short supply when self-service merchant terminal, can directly be uploaded to network IP server by network, network IP server again distributed tasks, to maintenance personal, without the need to manual inspection, saves cost of labor;
c. each cell phone user terminal enters mobile payment corresponding web page to after two-dimension code label scanning, click after confirming payment, IMU is crossed mobile phone wallet or micro-letter modes of payments and to be paid the bill the mobile payment platform of Alipay or micro-letter, the instant network signal being sent certain paid how many moneys of self-service merchant terminal by internet to network IP server of payment platform (Alipay decline letter), network IP server is by identifying the IP of self-service merchant terminal, and by the embedded GPRS wireless communication module transmission network signal of GPRS network to corresponding self-service merchant terminal, after mobile payment controller receives network signal by embedded GPRS wireless communication module, the network signal that network IP server is sent is converted to corresponding on-off model, by relevant electromechanical assembly in Single-chip Controlling solenoid valve conduction and the self-service merchant terminal of closedown, complete and buy commodity and service, easy to operate,
D., after adding network IP server, the administrative authoritys at different levels of self-service merchant terminal can by the self-service businessman end message under oneself authority of network IP server log access;
E. each cell phone user terminal can carry out the mutual of information by network and network IP server when consuming, to guarantee the security of cell phone user terminal: disburser scans charge person's information, instead of charge person reads the information of disburser's cash card, improve the security of payment.Stop the potential safety hazard of money transaction and storage cash, really allowed user's self-service purchase commodity and service whenever and wherever possible, can networking be realized, be suitable for the renewal product as existing self-service merchant terminal.
Although the present invention discloses as above with preferred embodiment; so itself and be not used to limit the present invention, any those skilled in the art, without departing from the spirit and scope of the present invention; when doing a little amendment and perfect, therefore protection scope of the present invention is when being as the criterion of defining with claims.
Claims (8)
1. the mobile-payment system for self-service purchase commodity and service and implement the method for this system, comprise self-service merchant terminal, payment platform (Alipay decline letter), network IP server and cell phone user terminal, it is characterized in that: described network IP server by self-service businessman provider terminal product (or service) information display in corresponding web page, each commodity (or service) of self-service merchant terminal all show cellphone subscriber with two-dimension code label form, then commodity (or service) information in network IP server corresponding web page is read by cell phone user terminal by scanning Quick Response Code, and carry out mobile payment by payment platform (Alipay decline letter), payment platform (Alipay decline letter) is after completing payment, cell phone user terminal is sent to by paying successful voucher accordingly by internet, check for cell phone user terminal and the self-service merchant terminal information of carrying out and preserve and pay successful voucher, payment platform (Alipay decline letter) sends the payment information comprising price simultaneously to network IP server by internet, network IP server will identify the IP address of self-service merchant terminal in payment information, the payment information received is converted to corresponding GPRS signal, the self-service merchant terminal corresponding with IP address is sent to by GPRS network, mobile payment controller in self-service merchant terminal is by GPRS network interconnection network IP server, the network signal of the successful payment that network IP server is sent is converted to corresponding on-off model, the equipment of Controlling solenoid valve conducting and the self-service merchant terminal of closedown, complete and buy commodity and service.
2. a kind of mobile-payment system for self-service purchase commodity and service and implement the method for this system as claimed in claim 1, comprise cell phone user terminal, it is characterized in that: described cell phone user terminal enters after payment platform (Alipay decline letter) pays goods orders by network IP server, obtain order from described payment platform (Alipay decline letter) and pay successful voucher.
3. a kind of mobile-payment system for self-service purchase commodity and service as described in claim 2 and implement the method for this system, is characterized in that: described cell phone user terminal is the mobile device having communication function.
4. a kind of mobile-payment system for self-service purchase commodity and service as described in claim 3 and implement the method for this system, is characterized in that: described in have the mobile device of communication function to be mobile phone personal terminal.
5. a kind of mobile-payment system for self-service purchase commodity and service and implement the method for this system as claimed in claim 1, comprise network IP server, it is characterized in that: described network IP server obtains the IP address that order pays successful voucher and self-service merchant terminal by internet while payment platform (Alipay decline letter) obtains sequence information, described network IP server is connected with self-service businessman terminal wireless by GPRS network, and by the mobile payment platform wireless connections of internet and Alipay or micro-letter.
6. a kind of mobile-payment system for self-service purchase commodity and service and implement the method for this system as claimed in claim 1, comprise payment platform (Alipay decline letter), it is characterized in that: described payment platform (Alipay decline letter) has information sending module, be configured to have can send to network IP server and self-service merchant terminal the function that order and order pay successful voucher simultaneously, payment module, is configured to have and obtains payment information from cell phone user terminal and carry out the function of mobile payment.
7. a kind of mobile-payment system for self-service purchase commodity and service and implement the method for this system as claimed in claim 1, comprise self-service merchant terminal, it is characterized in that: described self-service merchant terminal is provided with Quick Response Code and shows window, mobile payment controller and relevant electromechanical assembly.
8. a kind of mobile-payment system for self-service purchase commodity and service and implement the method for this system as claimed in claim 1, comprise mobile payment controller, it is characterized in that: described mobile payment controller is made up of embedded GPRS wireless communication module, control module and sensor, described control module Inner is provided with single-chip microcomputer, has the function controlling relevant electromechanical assembly conducting and closedown in self-service merchant terminal.
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CN106709782A (en) * | 2016-12-08 | 2017-05-24 | 南京猎豹文化传媒有限公司 | Lottery ticket purchasing method based on wireless local area network |
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CN108053200A (en) * | 2017-12-28 | 2018-05-18 | 新开普电子股份有限公司 | City one-card manages system |
CN108335095A (en) * | 2018-01-03 | 2018-07-27 | 阿里巴巴集团控股有限公司 | The implementation method and device of self-service text print service |
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