CN106022767A - Network payment method based on two-dimensional codes and network payment system based on two-dimensional codes - Google Patents

Network payment method based on two-dimensional codes and network payment system based on two-dimensional codes Download PDF

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Publication number
CN106022767A
CN106022767A CN201610370686.2A CN201610370686A CN106022767A CN 106022767 A CN106022767 A CN 106022767A CN 201610370686 A CN201610370686 A CN 201610370686A CN 106022767 A CN106022767 A CN 106022767A
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China
Prior art keywords
quick response
response code
payment
order
network
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Pending
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CN201610370686.2A
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Chinese (zh)
Inventor
肖振春
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Guangzhou Yun Yi Information Technology Co Ltd
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Guangzhou Yun Yi Information Technology Co Ltd
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Priority to CN201610370686.2A priority Critical patent/CN106022767A/en
Publication of CN106022767A publication Critical patent/CN106022767A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3274Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping
    • G06Q30/0603Catalogue ordering
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping
    • G06Q30/0613Third-party assisted
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping
    • G06Q30/0633Lists, e.g. purchase orders, compilation or processing
    • G06Q30/0635Processing of requisition or of purchase orders

Abstract

The invention provides a network payment method based on two-dimensional codes and a network payment system based on two-dimensional codes. The network payment method based on the two-dimensional codes comprises the following steps that a, commodities or services are selected and ordered in an on-line way, and an order is generated; b, a part of order amount is paid; c, a first two-dimensional code is generated and processed; d, in a store, the first two-dimensional code is scanned or identified, the commodities or the services are selected, and a second two-dimensional code is generated and processed; e, the second two-dimensional code is scanned or identified, and a payment transaction is carried out. The network payment system based on the two-dimensional codes comprises an ordering module, a first payment module, a first two-dimensional code processing module, a second two-dimensional code processing module, and a second payment module, which are sequentially connected together. The ordering module is connected with the first two-dimensional code processing module. The network payment method based on the two-dimensional codes and the network payment system based on the two-dimensional codes are advantageous in that objective needs of merchants and consumers are satisfied, on-line off-line relevance is good, and beneficial economic effects are generated.

Description

Method of network payment based on Quick Response Code and system
Technical field
The present invention relates to network payment technical field, especially, relate to a kind of network payment side based on Quick Response Code Method and system.
Background technology
Internet era, Quick Response Code becomes mobile Internet and O2O (i.e. Online To Offline, line already On under line) crucial entrance.Enterprise and trade company more and more carry out on-line off-line parallel interaction, operation, Quick Response Code, as being connected on-line off-line medium, has become as enterprise and carries out the important load of business activities under line Body.
The means of payment Internet era also there occurs greatly change, give pay both sides bring convenient and preferential. Particularly in consumer industries such as service for life, food and drink, amusement, clothing, Quick Response Code is combined with paying, from Pay incision O2O, it is achieved transaction quickly and can realize trading information data management, for the operation pipe of trade company Reason brings cost to reduce and information data collection, and by on-line off-line combination, brings bigger consumption figure for trade company, Bring preferential and convenient for consumer.
The existing mode realizing on-line off-line combination has two kinds: one, consumer by the network platform select commodity or Service, generates order, completes order and pays, and consumer, to solid shop/brick and mortar store, shows associated order only according to card, disappears Take;Two, commodity or the service of trade company, consumer to merchant entities shop, choosing are understood by the network platform by consumer Select commodity or service, consume and pay.But for consumer and trade company, above two mode all fails full Foot consumer and poor, the on-line off-line combination of the objective demand of trade company, on-line off-line relatedness fail to have Benefit effect, the objective demand of trade company is to know the consumption content needed for consumer and time in advance, consumer Objective demand is to enjoy on time, consume timely, and meanwhile, trade company also wants to obtain the consumption letter of consumer Breath data, including the time that places an order, consumption preferences and the payment custom of consumer, and for these objective demands, The mode of the on-line off-line combination of above two all fails to solve consumer and the objective demand of trade company, and consumer During to solid shop/brick and mortar store generation consumption content alteration, need individually statistics to consume content and payment, increase trade company's pipe Manage cost, make troubles to consumer.
Summary of the invention
Fail to solve consumer and the objective demand of trade company, relatedness for solving on-line off-line combination in prior art Difference and do not produce beneficial effect technical problem, the present invention provides a kind of and solves trade company and the objective need of consumer Ask, on-line off-line relatedness is good and produces the method for network payment based on Quick Response Code of useful economic effect and is System.
The one that the present invention provides, based on Quick Response Code method of network payment, comprises the steps:
A, select commodity or service to place an order on network, generate order;
B, the part payment order amount of money;
C, generate the first Quick Response Code and process;
D, in solid shop/brick and mortar store, scan or identify the first Quick Response Code, select commodity or service, generate the second two dimension Code also processes;
E, scan or identify the second Quick Response Code, carry out payment transaction.
According to a preferred embodiment of the present invention, in step a, network select commodity or service place an order, It is included in third-party platform to place an order or place an order at trade company's platform, after generating order, points out consumer payment.
According to a preferred embodiment of the present invention, in step b, the part order amount of money be Flat Amount or/and The fixed proportion of the order amount of money.
According to a preferred embodiment of the present invention, the first Quick Response Code generated in step c, transmission is double to transaction Side is or/and be stored on network.
According to a preferred embodiment of the present invention, the interface of the second Quick Response Code and the first Quick Response Code is identical.
According to a preferred embodiment of the present invention, in step d, side's scanning the outside 2nd 2 of both parties Dimension code or internal second Quick Response Code of identification, and then complete payment transaction.
The present invention also provides for a kind of based on Quick Response Code network payment system, including:
Order module, for selecting commodity or service to place an order on network, generates order;
First payment module, for the part payment order amount of money;
First Quick Response Code processing module, for generating the first Quick Response Code and processing;
Second Quick Response Code processing module, in solid shop/brick and mortar store, scans or identifies the first Quick Response Code, select commodity Or service, generate the second Quick Response Code and process;
Second payment module, scans or identifies the second Quick Response Code, and then complete payment transaction.
According to a preferred embodiment of the present invention, placed an order by described order module, be included in third-party platform Place an order or place an order at trade company's platform, after generating order, point out consumer payment.
According to a preferred embodiment of the present invention, the part order amount of money paid by described first payment module For Flat Amount or/and the fixed proportion of the order amount of money.
According to a preferred embodiment of the present invention, described first Quick Response Code processing module is for generating the first two dimension Code, and the first Quick Response Code is stored in the network platform or/and transmission is to both parties.
According to a preferred embodiment of the present invention, the interface of the second Quick Response Code and the first Quick Response Code is identical.
According to a preferred embodiment of the present invention, described second outside second Quick Response Code of payment module scanning or knowledge Not internal second Quick Response Code, and then complete payment transaction.
The technical scheme that the present invention provides has the advantages that
1, by third-party platform or/and trade company's platform carries out network ordering, and the part payment order amount of money, Realizing the objective demand of consumer and trade company, it is convenient to bring for consumer and trade company;
2, by generating Quick Response Code according to sequence information and part payment order amount information, and it is stored in network On, beneficially consumer carries out payment transaction under line to merchant entities shop, and safety is higher simultaneously;
3, the information data of the whole process of consumption of consumer, the beneficially operation of trade company is collected by interconnected network mode Management and follow-up economic worth derive;
4, by using the combination of the first Quick Response Code and the second Quick Response Code to design, when consuming content alteration, profit In trade company's management and consumer payment.
In addition to objects, features and advantages described above, the present invention also have other purpose, feature and Advantage.Below with reference to figure, the present invention is further detailed explanation.
Accompanying drawing explanation
For the technical scheme being illustrated more clearly that in the embodiment of the present invention, required in embodiment being described below Accompanying drawing to be used is briefly described, it should be apparent that, drawings discussed below is only some of the present invention Embodiment, for those of ordinary skill in the art, on the premise of not paying creative work, it is also possible to Other accompanying drawing is obtained, wherein according to these accompanying drawings:
Fig. 1 is the flow chart of a kind of based on Quick Response Code the method for network payment that the present invention provides;
Fig. 2 is the structured flowchart of a kind of based on Quick Response Code the network payment system that the present invention provides;
Fig. 3 is the structured flowchart of the first Quick Response Code processing module shown in Fig. 2;
Fig. 4 is the structured flowchart of the second Quick Response Code processing module shown in Fig. 2.
Detailed description of the invention
Below in conjunction with the accompanying drawing of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete retouching State, it is clear that described embodiment is only a part of embodiment of the present invention rather than whole embodiments.
Refer to Fig. 1, be the flow chart of a kind of based on Quick Response Code the method for network payment that the present invention provides.
Described method of network payment based on Quick Response Code, the method comprises the steps:
A, select commodity or service to place an order on network, generate order;
Trade company is by offering network shops on third party transaction platform, and uploads commodity and the service that trade company manages Information, where as network shops being opened in U.S. group, popular comment, removing the transaction platform such as, consumer is by electricity Brain or the web browser of mobile phone terminal, installation software, search for, check the on-line shop that trade company offers, from trade company's warp Needed for the commodity of battalion or service select consumer, can be that the set meal selecting trade company to provide places an order, it is possible to Place an order, meanwhile, according to order placement information and depositing to be the multiple commodity or Services Composition selecting trade company to provide Be stored in the trade company of transaction platform, consumer's essential information generates order.
Transaction platform can also be the transaction platform that trade company's platform, i.e. trade company oneself is set up, for trader The product at family oneself or service, trade company's platform can be website, APP, Wei Dian.
Transaction platform can also be a commercial circle or the online trade platform in market, and consumer is by browser or answers With this transaction platform of routine access, check entity hotel owner in commercial circle or market by this transaction platform show basic Shops's information, consumer evaluation, commodity or information on services, reselection consumer need commodity or service place an order, Generate order.
B, the part payment order amount of money;
After consumer confirms to generate order, prompting consumer pays.After consumer confirms, consumer's end Interface jump to payment interface or eject payment interface, payment interface display sequence information, need payment and The means of payment, consumer confirms an order information and needs payment, selects the means of payment, after confirmation, complete portion The call off order amount of money pays, the information of the transaction platform storage part payment order amount of money, and sends associated order information To both parties, making trade company know consumer demand information and payment information, part payment is known by consumer Order amount information.
What payment interface showed needs payment, can be transaction platform or the Flat Amount of trade company's setting, it is possible to Thinking the fixed proportion of the order amount of money of transaction platform or trade company's setting, fixed proportion scope is more than 0 less than 1, Being satisfied by condition, best proportion scope is less than 0.5 more than 0.1.Can also be from fixing gold in payment interface Two kinds of options of the fixed proportion of volume and the order amount of money select one display need payment.
The means of payment includes multiple, can include swipe the card payment, wechat payment, Alipay payment, bank card net Upper payment, member card pay, reward voucher pay, in the present embodiment, the means of payment can select wechat pay, Alipay pays, bank card online payment.
C, generate the first Quick Response Code and process;
The first Quick Response Code is generated at transaction platform, for generating the relevant information of the first Quick Response Code according to relevant information The information produced including sequence information and the part payment order amount of money, sequence information includes the commodity that consumer chooses Or service, the time that places an order, consumption number, consumption time, consumer and trade company are stored in the basic of transaction platform Information etc., consumer and trade company are stored in the essential information of transaction platform and include that the authentication information of the two and account are believed Breath;The information that the part payment order amount of money produces includes payment, time of payment, the means of payment etc..
Transaction platform generates first Quick Response Code according to above-mentioned relevant information, and described first Quick Response Code is stored in friendship Easily platform, consumer and trade company each log in transaction platform, in related interfaces, all can view the described 1st Dimension code, and by clicking operation, Quick Response Code can highlight displaying.
The first Quick Response Code that transaction platform generates according to above-mentioned relevant information, the quantity of generation can be two, two The side that individual described first Quick Response Code is respectively sent in both parties, sends the first two dimension to both parties Code, can be stored on line, it is also possible to be stored under line;The quantity generated can also be three, described in three In first Quick Response Code, one is stored in transaction platform, and two other sends the side to both parties, sends To first Quick Response Code of both parties, can be stored on line, it is also possible to be stored under line.
Above-mentioned steps a, b, c are and complete on the net, and consumer can be in merchant entities shop, it is also possible to The place far with merchant entities shop.
D, in solid shop/brick and mortar store, scan or identify the first Quick Response Code, select commodity or service, generate the second two dimension Code also processes;
Consumer consumes to merchant entities shop, and the content of consumption includes commodity and service, there is following situation;
If a consumer is to behind shop, needing to increase, delete or change consumption content, consumer scans is stored in The first Quick Response Code that the first Quick Response Code on network or scanning trade company show or identify the within consumer device One Quick Response Code, after reading the first 2 D code information, jumps to related pages, and such as on-line shop of trade company, consumer is business Family on-line shop selects commodity or service, according to relevant informations such as the commodity after selecting or services, generates the second Quick Response Code, Described second Quick Response Code is stored in transaction platform or/and send to both parties.
If two consumers are to behind shop, needing to increase, delete or change consumption content, trade company's scanning is stored in net The first Quick Response Code that the first Quick Response Code on network or scanning consumer show or identify first within merchant equipment Quick Response Code, after reading the first 2 D code information, jumps to related pages, and such as on-line shop of trade company, trade company selects to need to become The commodity changed or service, according to relevant informations such as the commodity after selecting or services, generate the second Quick Response Code, described Second Quick Response Code is stored in transaction platform or/and send to both parties.
Described second Quick Response Code is identical with the interface of described first Quick Response Code, in other cases, and the described 2nd 2 Dimension code can also differ with the interface of described first Quick Response Code.Realize the first Quick Response Code and the second Quick Response Code interface Identical method can be the web site contents of the only network address of change Quick Response Code link.
E, scan or identify the second Quick Response Code, carry out payment transaction;
When consumer or trade company settle accounts, consumer shows the second Quick Response Code or the displaying being stored in transaction platform Being stored in its second Quick Response Code, trade company utilizes Quick Response Code equipment to read the second 2 D code information, and shows second Quick Response Code partial information, whether the information of display confirms an order for both parties is consistent, and consumer confirms checkout, And then complete payment transaction.Can also identify for consumer and be stored in its second internal Quick Response Code, read second 2 D code information, and show the second Quick Response Code partial information, after confirming to pay, and then complete payment transaction.
Or, during checkout, trade company shows and is stored in the second Quick Response Code of transaction platform or displaying is stored in its Two Quick Response Codes, consumer utilizes Quick Response Code equipment to read the second 2 D code information, and shows the second Quick Response Code part Information, whether the information of display confirms an order for both parties is consistent, and trade company confirms checkout, and then completes to prop up Pay transaction.Can also identify for consumer and be stored in its second internal Quick Response Code, read the second 2 D code information, And show the second Quick Response Code partial information, after confirming to pay, and then complete payment transaction.
Quick Response Code equipment used by trade company and the Quick Response Code equipment used by consumer, can be all to include that Quick Response Code is swept Retouching the terminal unit of function, described terminal unit also has other functions, it addition, the Quick Response Code used by trade company sets Standby can be the terminal unit only with Quick Response Code scan function, such as scanner.
Refer to Fig. 2, be the structured flowchart of a kind of based on Quick Response Code the network payment system that the present invention provides.
Described network payment system based on Quick Response Code 1, including order module the 11, first payment module 13, First Quick Response Code processing module the 15, second Quick Response Code processing module 17 and the second payment module 19, described first Payment module 13 is for paying the partial amount of the order that described order module 11 generates, described first Quick Response Code Relevant information and described first payment module 13 that processing module 15 includes according to described order module 11 produce Relevant information generate the first Quick Response Code, the first Quick Response Code is read in described second Quick Response Code processing module 17 scanning After information, reselection commodity or service, generating the second Quick Response Code, described second payment module 19 is used for scanning Second Quick Response Code so complete pay.
Described order module 11, for selecting commodity or service to place an order on network, generates order;
Trade company offers network StoreFront on network, is i.e. traded at transaction platform, and transaction platform can be the 3rd Side's transaction platform, trade company oneself set up transaction platform or the APP of trade company's exploitation, and upload product or the clothes of trade company Business information, carries out managing on line in the above described manner, and consumer is browsed by terminal, chooses the product that trade company provides Or service, generating order by described order module 11, be used for paying, described order module 11 is included in friendship Easily platform.
Described first payment module 13, for the part payment order amount of money;
After described order module 11 generates order, point out consumer payment, pay mould by starting described first Block 13 carries out the payment of the part order amount of money, and the part order amount of money can be Flat Amount, it is also possible to for ordering The fixed proportion of single amount of money, the payment interface of described first payment module 13 can only have Flat Amount or order The fixed proportion of the amount of money, it is also possible to simultaneously include the fixed proportion option of Flat Amount and the order amount of money, by consuming Person selects the mode of the part payment order amount of money.
Please refering to Fig. 3, it it is the structured flowchart of the first Quick Response Code processing module shown in Fig. 2.
Described first Quick Response Code processing module 15, for generating the first Quick Response Code and processing;
Described first Quick Response Code processing module 15 includes at the first Quick Response Code formation component 151 and the first Quick Response Code Putting assembly 153, described first Quick Response Code formation component 151 is disposed assembly 153 with described first Quick Response Code and is connected.
Described first Quick Response Code formation component 151 is for obtaining the information generating the first Quick Response Code and generating corresponding The first Quick Response Code, generate the information of the first Quick Response Code include described order module 11 generate order information, The information of the generation of the described first payment module 13 part payment order amount of money and both parties' accounts information.
Described first Quick Response Code disposes assembly 153 for the first Quick Response Code process, being deposited by the first Quick Response Code It is stored in transaction platform, it is also possible to send the first Quick Response Code to both parties.
Refer to Fig. 4, be the structured flowchart of the second Quick Response Code processing module shown in Fig. 2.
Described second Quick Response Code processing module 17, in solid shop/brick and mortar store, scans or identifies the first Quick Response Code, Select commodity or service, generate the second Quick Response Code and process;
Described second Quick Response Code processing module 17 includes that second Quick Response Code reading assembly the 171, second Quick Response Code is raw Becoming assembly 173 and the second Quick Response Code to dispose assembly 175, three is linked in sequence.
Described second Quick Response Code reading assembly 171 reads the first 2 D code information, jumps to on-line shop of trade company, selects Trade company or consumer need to revise, delete, the commodity that change or service, by described second Quick Response Code generation group Part 173 generates the second Quick Response Code, and described second Quick Response Code is disposed assembly 175 and second Quick Response Code is stored in transaction Platform is or/and send to the trade company that concludes the business, consumer.
In the present embodiment, described first Quick Response Code is identical with the interface of described second Quick Response Code, in other situations Under, the two interface can differ.
Described second payment module 19, is used for scanning or identify the second Quick Response Code, and then completes payment transaction;
When consumer or trade company carry out checkout operation, can there be two kinds of payment transaction modes of operation:
Consumer shows and is stored in the second Quick Response Code of transaction platform or displaying is stored in its second Quick Response Code, business Family utilizes described second payment module 19 to read the second 2 D code information, and shows the second Quick Response Code partial information, Whether the information shown confirms an order for both parties is consistent, and consumer confirms checkout, and then completes to pay friendship Easily.Can also identify for consumer and be stored in its second internal Quick Response Code, read the second 2 D code information, and Show the second Quick Response Code partial information, after confirming to pay, and then complete payment transaction.
Or, during checkout, trade company shows and is stored in the second Quick Response Code of transaction platform or displaying is stored in its Two Quick Response Codes, consumer utilizes described second payment module 19 to read the second 2 D code information, and shows second Quick Response Code partial information, whether the information of display confirms an order for both parties is consistent, and trade company confirms checkout, And then complete payment transaction.Can also identify for consumer and be stored in its second internal Quick Response Code, read second 2 D code information, and show the second Quick Response Code partial information, after confirming to pay, and then complete payment transaction.
If trade company's scanning Quick Response Code, the most described second payment module 19 is included in merchant tenninal, merchant tenninal Can be intelligence POS, smart mobile phone, wearable smart machine or scanner, if consumer scans two Dimension code, the most described second payment module 19 is included in consumer end, and consumer end can be smart mobile phone Or wearable smart machine.
The invention have the benefit that
1, by third-party platform or/and trade company's platform carries out network ordering, and the part payment order amount of money, Realizing the objective demand of consumer and trade company, it is convenient to bring for consumer and trade company;
2, by generating Quick Response Code according to sequence information and part payment order amount information, and it is stored in network On, beneficially consumer carries out payment transaction under line to merchant entities shop, and safety is higher simultaneously;
3, the information data of the whole process of consumption of consumer, the beneficially operation of trade company is collected by interconnected network mode Management and follow-up economic worth derive;
4, by using the combination of the first Quick Response Code and the second Quick Response Code to design, when consuming content alteration, profit In trade company's management and consumer payment.
The foregoing is only embodiments of the invention, not thereby limit the scope of patent protection of the present invention, every Utilize equivalent structure or equivalence flow process conversion that description of the invention and accompanying drawing content made, directly or indirectly use In the technical field that other is relevant, the most in like manner it is included in the scope of patent protection of the present invention.

Claims (12)

1. a method of network payment based on Quick Response Code, it is characterised in that comprise the steps:
A, select commodity or service to place an order on network, generate order;
B, the part payment order amount of money;
C, generate the first Quick Response Code and process;
D, in solid shop/brick and mortar store, scan or identify the first Quick Response Code, select commodity or service, generate the second two dimension Code also processes;
E, scan or identify the second Quick Response Code, carry out payment transaction.
Method of network payment based on Quick Response Code the most according to claim 1, it is characterised in that: step In a, network selects commodity or service place an order, is included in third-party platform and places an order or place an order at trade company's platform, After generating order, point out consumer payment.
Method of network payment based on Quick Response Code the most according to claim 1, it is characterised in that: step In b, the part order amount of money is Flat Amount or/and the fixed proportion of the order amount of money.
Method of network payment based on Quick Response Code the most according to claim 1, it is characterised in that: step The first Quick Response Code generated in c, transmission is to both parties or/and be stored on network.
Method of network payment based on Quick Response Code the most according to claim 1, it is characterised in that: second The interface of Quick Response Code and the first Quick Response Code is identical.
Method of network payment based on Quick Response Code the most according to claim 1, it is characterised in that: step In d, outside second Quick Response Code of side's scanning of both parties or internal second Quick Response Code of identification, and then complete to prop up Pay transaction.
7. a network payment system based on Quick Response Code, it is characterised in that including:
Order module, for selecting commodity or service to place an order on network, generates order;
First payment module, for the part payment order amount of money;
First Quick Response Code processing module, for generating the first Quick Response Code and processing;
Second Quick Response Code processing module, in solid shop/brick and mortar store, scans or identifies the first Quick Response Code, select commodity Or service, generate the second Quick Response Code and process;
Second payment module, scans or identifies the second Quick Response Code, and then complete payment transaction.
Network payment system based on Quick Response Code the most according to claim 7, it is characterised in that: pass through Described order module places an order, and is included in third-party platform and places an order or place an order at trade company's platform, after generating order, carries Show consumer payment.
Network payment system based on Quick Response Code the most according to claim 7, it is characterised in that: pass through The part order amount of money that described first payment module pays is Flat Amount or/and the fixed proportion of the order amount of money.
Network payment system based on Quick Response Code the most according to claim 7, it is characterised in that: described First Quick Response Code processing module for generate the first Quick Response Code, and the first Quick Response Code is stored in the network platform or/ With transmission to both parties.
11. network payment systems based on Quick Response Code according to claim 7, it is characterised in that: second The interface of Quick Response Code and the first Quick Response Code is identical.
12. network payment systems based on Quick Response Code according to claim 7, it is characterised in that: described Second outside second Quick Response Code of payment module scanning or internal second Quick Response Code of identification, and then complete payment transaction.
CN201610370686.2A 2016-05-27 2016-05-27 Network payment method based on two-dimensional codes and network payment system based on two-dimensional codes Pending CN106022767A (en)

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Application publication date: 20161012