CN112085461A - Cross-sale-oriented commission settlement method, device and storage medium - Google Patents
Cross-sale-oriented commission settlement method, device and storage medium Download PDFInfo
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Abstract
The embodiment of the invention discloses a commission settlement method, a commission settlement device and a storage medium for cross-selling, which aim to solve the problem of low timeliness of private payment of cross-selling business in the prior art. The settlement method comprises the following steps: acquiring data elements of cross-selling commission details, and determining the service undertaking commission relation of corresponding agent and commission parties; generating a private payment bill corresponding to the agent and a public settlement bill corresponding to each consignor having a business acceptance consignment relation with the agent based on the data elements of the cross-selling commission details; sending the private payment order to a server of an agent party corresponding to the private payment order, and paying commission to an agent party waiter; and sending the public settlement list to the server of the client corresponding to the public settlement list, and paying the funds to the expense bank of the agent.
Description
Technical Field
The invention relates to the technical field of data processing, in particular to a commission settlement method, a commission settlement device and a commission settlement storage medium for cross-selling.
Background
With the rapid development of insurance finance, insurance business volume continues to increase, and in order to solve the problems of low efficiency and high error rate of traditional manual commission calculation, each insurance company develops a business commission settlement system. For the cross-selling business of a plurality of subsidiaries in an enterprise, such as the business of a financial insurance agency life insurance, after the business is formed into a list, the commission settlement mode of the business personnel at the agency side is as follows: the method comprises the steps of firstly making a public payment, namely paying a commission to a company account of an agent party (insurance institution) by a consignor (insurance institution), and making a private payment by the agent party after the account checking of the agent party is correct, namely paying the commission to a business staff of the agent party by the agent party (insurance institution).
However, the prior art has the following problems: on one hand, data interaction is required to be carried out between service commission settlement systems of two subsidiaries related to cross-selling services, commission detail data transmission is based on FTP, stability is poor, and maintenance cost is high; on the other hand, in the process, after the public payment and the reconciliation are checked, the commission is paid to the salesperson, so that the timeliness of private payment is low.
Disclosure of Invention
The embodiment of the invention provides a commission settlement method, a commission settlement device and a commission settlement storage medium for cross-selling, which aim to solve the problems of unstable transmission of cross-selling business detail data and low timeliness of private payment in the prior art.
To solve the above technical problem, the embodiment of the present invention is implemented as follows:
in a first aspect, an embodiment of the present invention provides a commission settlement method for cross-selling, including:
obtaining data elements of cross-sell commission details, individual said data elements comprising: the agent side undertakes the data items of commission details generated by the service of the commission side and to be paid to the service personnel of the agent side and the data items of the identifications of the agent side and the commission side;
determining the service acceptance and delegation relationship of the corresponding agent party and the delegation party according to the data items of the identifiers of the agent party and the delegation party in the data elements;
generating a private payment bill corresponding to the agent according to the data item of the commission details and the data item of the identifier of the agent, which are included in the data elements;
respectively generating a public settlement list corresponding to each consignor having a business acceptance consignment relation with the agent according to the private payment list corresponding to the agent and the determined business acceptance consignment relation, wherein the private payment list is used as a payment basis for paying commission fees to the agent business staff of the agent, and the public settlement list is used as a settlement basis for settling fees to the agent;
sending a private payment order to a server of an agent party corresponding to the private payment order according to the stored server address of the agent party so as to trigger the server of the agent party to extract funds from a cost library of the agent party according to the private payment order and pay the funds to an agent party waiter;
and sending the public settlement list to the server of the consignor corresponding to the public settlement list according to the stored server address of the consignor so as to trigger the server of the consignor to extract funds from the expense library of the consignor according to the public settlement list and pay the funds to the expense library of the consignor.
In a second aspect, an embodiment of the present invention provides a commission settlement device for cross-selling, including:
a detail acquiring unit for acquiring data elements of cross-sell commission details, individual ones of the data elements including: the agent side undertakes the data items of commission details generated by the service of the commission side and to be paid to the service personnel of the agent side and the data items of the identifications of the agent side and the commission side;
the relation determining unit is used for determining the service undertaking entrusting relation of the corresponding agent party and the entrusting party according to the data items of the identifiers of the agent party and the entrusting party in the data elements;
the detail calculating unit is used for generating a private-to-private payment bill corresponding to the agent according to the data item of the commission detail included in the data element and the data item of the identifier of the agent, and respectively generating a public settlement bill corresponding to each consignor having a business acceptance consignment relation with the agent according to the private-to-private payment bill corresponding to the agent and the determined business acceptance consignment relation, wherein the private payment bill is used as a payment basis for paying the commission to the agent staff of the agent, and the public settlement bill is used as a settlement basis for settling the fee of the agent to the agent;
and the sending unit is used for sending the private payment order to the server of the agent party corresponding to the private payment order according to the stored server address of the agent party so as to trigger the server of the agent party to extract the funds from the expense library of the agent party according to the private payment order and pay the funds to an agent party waiter, and sending the public settlement order to the server of the consignor corresponding to the public settlement order according to the stored server address of the consignor so as to trigger the server of the consignor to extract the funds from the expense library of the consignor according to the public settlement order and pay the funds to the expense library of the agent party.
In a third aspect, an embodiment of the present invention provides an electronic device, including a processor, a memory, and a computer program stored on the memory and operable on the processor, where the computer program, when executed by the processor, implements the steps of the commission settlement method provided in the above embodiment.
In a fourth aspect, an embodiment of the present invention provides a computer-readable storage medium, where a computer program is stored on the computer-readable storage medium, and when executed by a processor, the computer program implements the steps of the commission settlement method provided in the above-described embodiment.
By adopting at least one technical scheme provided by the embodiment of the invention, on one hand, the cross-sale commission details from the commission are transmitted to the unified commission settlement platform, and the data transmission between the agent and the commission server is not required to be realized based on FTP, so that the probability of data transmission failure is reduced, and the stability of data transmission is enhanced; on the other hand, the unified commission settlement platform settles according to the cross-sale commission details, the platform ensures the consistency of the private payment order and the public settlement order, thereby not only canceling the reconciliation examination of the commission details by the agent before the private payment, but also realizing that the commission details can be sent to the server of the agent after the private payment order is generated, and triggering the server of the agent to pay the commission for the business staff of the agent according to the private payment order, thereby directly improving the time for the business staff to obtain the commission.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly introduced below, it is obvious that the drawings in the following description are only some embodiments described in the present invention, and for those skilled in the art, other drawings can be obtained according to these drawings without creative efforts.
Fig. 1 is a schematic flow chart of a commission settlement method for cross-selling according to an embodiment of the present invention;
FIG. 2 is a schematic flow diagram of the unified commission settlement platform processing the cross-selling commission details and then sending the details to the agent and commission servers for the commission payment of the business personnel and the payment of the public payment;
fig. 3 is a schematic flow chart of a commission settlement method for cross-selling according to an embodiment of the present invention;
fig. 4 is a schematic block diagram of a commission settlement device for cross-selling according to an embodiment of the present invention;
fig. 5 is a schematic structural diagram of an electronic device according to an embodiment of the present invention.
Detailed Description
In order to make those skilled in the art better understand the technical solution of the present invention, the technical solution in the embodiment of the present invention will be clearly and completely described below with reference to the drawings in the embodiment of the present invention, and it is obvious that the described embodiment is only a part of the embodiment of the present invention, and not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The cross-selling generally refers to a sales service agent between two companies, wherein, company a entrusts a sales service to company b for processing, company a is an entrusting party of the cross-selling, company b accepts the sales service entrusting of company a, arranges a salesman of company b for the sales service processing, and then company b is an agent party of the cross-selling. After the cross-selling business is processed, the commission party usually pays the commission fee to the agent party, the agent party checks the account based on the received money and the cross-selling commission details sent by the commission party, and after the check is correct, the agent party pays the commission fee to the staff who processes the business according to the cross-selling commission details. According to the commission payment mode, a commission calculation system of a company a is required to transmit data to a commission calculation system of a company b, in the actual business process, cross sales business is numerous, a large amount of data can be transmitted between a principal and an agent, and once a data transmission process fails, the whole commission payment process is influenced; in addition, paying the commission to the salesman is the last step of the process, the commission payment and account checking steps are required before the commission payment and account checking step, the commission payment and account checking step can be processed, the commission payment is usually completed within several days, the commission payment obtaining time of the salesman is low, and the enthusiasm of the salesman for processing the cross-selling business is influenced.
In order to solve the problems of unstable transmission of cross-selling business detail data and low timeliness of private payment in the prior art, the embodiment of the invention provides a cross-selling oriented commission settlement method which can be applied to a unified commission settlement platform.
Example 1
Embodiment 1 of the present invention provides a commission settlement method for cross-selling, as shown in fig. 1, including the following steps:
step 101, obtaining data elements of cross-sell commission details, a single data element, comprising: the agent undertakes the data items of commission details generated by the service of the principal to be paid to the agent's attendant, and the data items of the identities of the agent and principal.
And 102, determining the service undertaking and delegation relation of the corresponding agent party and the delegation party according to the data items of the identifications of the agent party and the delegation party included in the data elements.
And 103, generating a private payment bill corresponding to the agent according to the data item of the commission details and the data item of the identification of the agent, which are included in the data element.
And 104, respectively generating a pair public settlement list corresponding to each consignor having the service acceptance consignment relation with the agent according to the pair private payment list corresponding to the agent and the determined service acceptance consignment relation, wherein the pair private payment list is used as a payment basis for paying commissions to the agent operator of the agent, and the pair public settlement list is used as a settlement basis for settling fees to the agent.
And 105, sending the private payment order to a server of the agent party corresponding to the private payment order according to the stored server address of the agent party, so as to trigger the server of the agent party to extract funds from a cost library of the agent party according to the private payment order and pay the funds to an agent party waiter.
And step 106, sending the public settlement list to the server of the consignor corresponding to the public settlement list according to the stored server address of the consignor, so as to trigger the server of the consignor to extract funds from the expense library of the consignor according to the public settlement list and pay the funds to the expense library of the agency.
In step 101, the data elements of the cross-selling commission details are sent to the unified commission settlement platform for the commission computing system of each commission company, wherein the commission computing system is a system for managing sales fees and information of the staff. Referring to fig. 2, for example, referring to three companies, company a, company b, and company c, the commission computing system systems of each of the three companies send cross-sell commission detail data elements relating to the company to the unified commission settlement platform.
Data elements of each cross-sell commission detail including at least: the agent undertakes the data items of commission details generated by the service of the principal to be paid to the agent's attendant, and the data items of the identities of the agent and principal. The cross-selling in the embodiment is exemplified by cross-selling of insurance services, it should be noted that the cross-selling of the present invention is not limited to insurance services, and is only exemplified here, and the data elements can refer to table 1 below.
Table 1:
as shown in table 1 above, the data items of the agent company, the agent staff member organization, and the agent staff number are data items of attributes of the agent, the data item of the agent company is a data item of an agent identifier, the data items of the client company and the client organization are data items of attributes of the client, the data item of the client company is a data item of a client identifier, and the three data items of the agent staff number, the commission amount, and the insurance policy number are main data items of commission details to be paid to the agent staff generated by the client undertaking the service of the client.
In one embodiment of the invention, in addition to sending the data elements of the cross-selling business details to the unified commission settlement platform, the commission calculation system of each company can also send the data elements of the selling commission details of the own business of each company to the unified commission settlement platform, each company can not separately set the selling commission settlement system, and all commission settlements are processed by the unified commission settlement platform.
In step 102, taking the data items in table 1 as an example, if the data item information of the agent side company is a life insurance company, and the data item information of the consignor side company is a insurance company, it can be determined that the cross-selling service represented by table 1 is a selling service which is implemented by the insurance company and consignment to the life insurance company.
In one embodiment of the present invention, after determining the business commitment of the corresponding proxy and principal in step 102, the unified commission settlement platform can also mark the cross-sell commission details according to the commitment, such as the commission liability company commitment, and mark the cross-sell commission details as "longevity. By analogy, if the finance company, the life insurance company and the health insurance company are involved, the cross-sale commission details can be marked as 'finance replacing life', 'health replacing life', 'life replacing health', and the like.
It can be understood that, after the unified commission settlement platform marks the cross-sale commission details, the cross-sale commission details of the same principal and agent can be quickly classified together, for example, all cross-sale commission details marked as "financial life" can be classified into one type, which can facilitate the subsequent processing business.
In step 103, a payment slip for private payment corresponding to the agent is generated based on the data item of the commission amount included in the data element and the data item of the identification of the agent. For insurance services, for example, refer to table 2 below for private payment.
Table 2:
| payment order number | Payment status | Date of payment | Agent company | Number of salesperson | Payee account | Pre-tax commission |
As shown in the data items in table 2 above, the salesman job number data item represents the salesman who is an agent for processing the cross-selling service, the pre-tax commission data item is the pre-tax amount of the commission to be paid to the salesman, and the following agent receives the private payment order and can be subject to tax payment processing by the agent. Referring to fig. 2, the unified commission settlement platform receives data elements of the cross-sale commission details from the upstream company system, and generates a private payment order serving as a payment basis for the agent to pay the commission to the agent-side business clerk based on the data item information.
In step 104, a pair public settlement list corresponding to each consignor having a business acceptance consignment relation with the agent is respectively generated according to the pair private payment list corresponding to the agent and the determined business acceptance consignment relation. Referring to fig. 2, after the unified commission settlement platform generates the private payment order, it triggers the generation of the public settlement order, which is used as the basis for the commission to settle the payment to the agent, for example, the insurance service, as shown in table 3 below.
Table 3:
| settlement bill number | Date of settlement | Agent company | Agent organization | Total real premium | Total commission amount | Number of particulars | Status of state |
If the business related to the cross-selling commission detail is that the insurance company entrusts the life insurance company, the pair of public settlement sheets is the settlement basis for the public repayment from the life insurance company.
In one embodiment of the invention, the operator information and the commission amount in the private payment order are the same as those in the public settlement order generated by triggering, whether the commission amount is the same can be checked by the unified commission settlement platform due to the fact that the public settlement order is generated by triggering the private payment order, account checking and verification are carried out by the agency side on the basis of the received amount and the cross-sale commission details sent by the commission side, and the service information and the commission amount in the private payment order and the public settlement order can be guaranteed to be the same because the private payment order and the public settlement order are generated by calculating the same cross-sale commission details, and in addition, even if the check is carried out by the unified commission settlement platform, the time consumed by the check process can be ignored, and the efficiency of the whole commission is improved.
In step 105, referring to fig. 2, the unified commission settlement platform prestores the server addresses of the companies, determines the server address of the agent according to the agent identifier in the cross-selling specification, and sends the generated private payment order to the agent server. The agent server includes at least a financial system for making payment and receipt and management of the attendant information, and a fee repository for storing agent funds.
And the financial system of the agent side receives the private payment order sent by the unified commission settlement platform, then pad payment processing is carried out according to the private payment order, payment information is sent to the expense library of the agent side, and the expense library pays commission of corresponding amount to the fund account of the business staff according to the payment information, so that commission payment to the business staff is completed.
It can be understood that since the commission paid to the service staff is paid by the agent side, the rapid extraction of the commission of the service staff is realized, and if the commission computing system of the upstream company is combined to send the cross-sale commission details to the unified commission settlement platform on the day of insurance policy, the commission extraction based on the time efficiency of insurance policy T +0 can be realized, and the time efficiency of private payment is greatly improved.
In an embodiment of the present invention, after the unified commission settlement platform generates the contra-private payment order, the unified commission settlement platform may further perform tax calculation processing on the commission amount involved in the contra-private payment order, and add the commission amount after tax deduction as a settlement amount data item to the contra-private payment order, as shown in the last column of data in table 4 below.
Table 4:
it can be understood that the private payment order sent to the proxy server through the tax calculation step enables the proxy to directly pay the commission without the tax calculation process, thereby further improving the efficiency of commission settlement.
In step 106, referring to fig. 2, the unified commission settlement platform prestores the server addresses of the companies, determines the server address of the commission according to the commission party identifier in the cross-sale detail, and sends the generated settlement statement to the commission party server. The principal server includes at least a charge collection and payment system for performing charge collection and management of business information, and a fee repository for storing principal funds.
And after receiving the fund, the financial system of the agent side stores the fund into the expense library of the agent side to complete the public repayment of the agent side by the commission side.
According to the commission settlement method for cross-selling, provided by the embodiment of the invention, on one hand, cross-selling commission details from the commission party are all transmitted to the unified commission settlement platform, and data transmission between the commission party and the commission party server is not required to be realized based on FTP (file transfer protocol), so that the probability of data transmission failure is reduced, and the stability of data transmission is enhanced; on the other hand, the unified commission settlement platform settles according to the cross-sale commission details, the platform ensures the consistency of the private payment order and the public settlement order, thereby not only canceling the reconciliation examination of the commission details by the agent before the private payment, but also realizing that the private payment order can be immediately sent to the agent server after being generated, and triggering the server of the agent to pay the commission for the agent staff according to the private payment order, thereby directly improving the time for the staff to obtain the commission and enhancing the enthusiasm of the staff for developing the cross-sale service.
Example 2
Embodiment 2 of the present invention provides a commission settlement method for cross-selling, as shown in fig. 3, including the following steps:
step 301, obtaining data elements of cross-sell commission details, a single data element, comprising: the agent undertakes the data items of commission details generated by the service of the principal to be paid to the agent's attendant, and the data items of the identities of the agent and principal.
Step 302, determining the business undertaking entrusting relationship of the corresponding agent and the entrusting party according to the data items of the identifications of the agent and the entrusting party included in the data elements.
Step 303, generating a private payment bill corresponding to the agent according to the data item of the commission details and the data item of the identification of the agent included in the data element.
And step 304, respectively generating a pair public settlement list corresponding to each consignor having the service acceptance consignment relation with the agent according to the pair private payment list corresponding to the agent and the determined service acceptance consignment relation, wherein the pair private payment list is used as a payment basis for paying commissions to the agent operator of the agent, and the pair public settlement list is used as a settlement basis for settling fees to the agent.
And 305, sending the private payment order to a server of the agent party corresponding to the private payment order according to the stored server address of the agent party, so as to trigger the server of the agent party to extract funds from a cost library of the agent party according to the private payment order and pay the funds to an agent party waiter.
Step 306, summarizing the public settlement list identical to the agent party according to the data item of the identification of the agent party in the public settlement list, generating a public payment list, and sending the public payment list to the server of the consignor corresponding to the public payment list so as to trigger the server of the consignor to extract funds from the expense library of the consignor to pay the funds to the expense library of the agent party according to the public payment list.
S301 to S305 are respectively the same as S101 to S105 in embodiment 1, and for details, reference may be made to the description in embodiment 1, and details are not repeated here to avoid repetition.
In step 306, the unified commission settlement platform can aggregate the same pair of public settlement orders of the agent and the principal according to the data items of the identifications of the agent and the principal, and can aggregate the same pair of public settlement orders according to the marks of the cross-sale commission details. For example, in the insurance business, the public settlement list with the data items marked as financial insurance by the agent side and the data items marked as life insurance by the client side can be summarized, and the public settlement list generated according to the cross-selling commission details marked as 'life insurance' can also be summarized. For example, the payment orders of tables 5 and 6 below are combined to generate the payment order of table 7 below.
Table 5:
| settlement bill number | Date of settlement | Agent company | Agent organization | Total real premium | Total commission amount | Number of particulars | Status of state |
| 01 | 2020-04-01 | Finance and insurance | Jiangsu division | 200000 | 20000 | 100 | Unfinished |
Table 6:
| settlement bill number | Date of settlement | Agent company | Agent organization | Total real premium | Total commission amount | Number of particulars | Status of state |
| 02 | 2020-04-02 | Finance and insurance | Jiangsu division | 300000 | 30000 | 200 | Unfinished |
Table 7:
it should be noted that, when the unified commission settlement platform collects the same payment object, that is, the public settlement lists of the same agent party, the commission amounts of a plurality of commission amounts of the agent party to the public settlement lists are added, each commission amount of the public settlement list corresponds to a commission of a service staff, the generated commission payment list after the addition includes the sum of the commission amounts of the plurality of service staff of the same agent party, and the fund amount of the commission amount data item of the public payment list is the fee to be paid to the agent party by the commission party.
In one embodiment of the invention, the unified commission settlement platform can aggregate the same pair of public settlement tickets for the agent and the principal according to the payment time set by the agent. It can be understood that the agent can configure the payment time according to the funding capability of the agent, such as every day or every month, and the unified commission settlement platform can periodically collect the public settlement sheets according to the payment time to generate the public payment sheets, and then send the public payment sheets to the client server for realizing that the client performs the public payment to the agent.
The commission settlement method for the cross sale, provided by the embodiment of the invention, has the advantages that the payment time is set by the agent according to the self investment ability, if the investment ability of a certain company is weak, the payment time can be set to be every day, and the consignor can receive the aggregated payup bill related to the agent for the company every day; if the agent side has strong capacity of subsidizing and can be set to be monthly, the client can receive the aggregated payment list related to the agent side for the company monthly. The collection public settlement list and the sending public payment list are set according to the self investment ability of the agent side, so that the data transmission frequency can be obviously reduced, the payment times of all consignors can be obviously reduced, and the efficiency of the whole process can be improved.
Example 3
Embodiment 3 of the present invention relates to a commission settlement apparatus 400 for cross-selling, as shown in fig. 4, including: detail acquisition section 401, relation determination section 402, detail settlement section 403, and transmission section 404, each of which is described in detail as follows:
a detail acquiring unit 401, configured to acquire data elements of the cross-selling commission detail, wherein each data element includes: the agent side undertakes the data items of commission details generated by the service of the commission side and to be paid to the service personnel of the agent side and the data items of the identifications of the agent side and the commission side;
a relationship determining unit 402, configured to determine, according to data items of identifiers of an agent and a principal included in the data element, a service undertaking principal relationship between the corresponding agent and principal;
a detail calculating unit 403, configured to generate a private-to-private payment order corresponding to the agent according to the data item of the commission detail included in the data element and the data item of the identifier of the agent, and generate a public settlement order corresponding to each commission party having a service acceptance relation with the agent according to the private-to-private payment order corresponding to the agent and the determined service acceptance relation, where the private payment order is used as a payment basis for the agent to pay the commission to the agent operator and the public settlement order is used as a settlement basis for settling the fee to the agent;
a sending unit 404, configured to send the private-to-contra payment order to the server of the agent party corresponding to the private-to-contra payment order according to the stored server address of the agent party, to trigger the server of the agent party to extract funds from the fee bank of the agent party according to the private-to-contra payment order and pay the funds to the agent business clerk, and to send the public settlement order to the server of the consignor corresponding to the public settlement order according to the stored server address of the consignor, to trigger the server of the consignor to extract funds from the fee bank of the consignor and pay the funds to the fee bank of the agent party according to the public settlement order.
Further, the commission settlement apparatus 400 further includes:
and the marking unit is used for marking the cross-selling commission details according to the service acceptance commission relation of the agent side and the commission side.
Further, the commission settlement apparatus 400 further includes:
and the summarizing unit is used for summarizing the public settlement list with the same agent according to the data item of the identifier of the agent in the public settlement list and generating the public payment list.
According to the commission settlement device for cross-selling provided by the embodiment of the invention, on one hand, cross-selling commission details from the commission party are all transmitted to the unified commission settlement platform, and data transmission between the commission party and the commission party server is not required to be realized based on FTP (file transfer protocol), so that the probability of data transmission failure is reduced, and the stability of data transmission is enhanced; on the other hand, the unified commission settlement platform settles according to the cross-sale commission details, the platform ensures the consistency of the private payment order and the public settlement order, thereby not only canceling the reconciliation examination of the commission details by the agent before the private payment, but also realizing that the private payment order can be immediately sent to the agent server after being generated, and triggering the server of the agent to pay the commission for the agent staff according to the private payment order, thereby directly improving the time for the staff to obtain the commission and enhancing the enthusiasm of the staff for developing the cross-sale service.
It will be clear to those skilled in the art that, for convenience and simplicity of description, the foregoing division of the functional units is merely used as an example, and in practical applications, the above function distribution may be performed by different functional units according to needs, that is, the internal structure of the device is divided into different functional units to perform all or part of the above described functions. For the specific working processes of the system, the apparatus and the unit described above, reference may be made to the corresponding processes in the foregoing method embodiments, and details are not described here again.
Example 4
In order to solve the problems of unstable data transmission of cross-selling service details and low timeliness for private payment in the prior art, embodiment 4 of the present invention provides an electronic device, as shown in fig. 5. The electronic device may specifically include a processor, a memory, and a computer program stored in the memory and capable of running on the processor, and when the computer program is executed by the processor, the computer program implements each process of the commission settlement method embodiment of the present invention, and can achieve the same technical effect, and is not described herein again to avoid repetition.
Embodiment 4 of the present invention further provides a computer-readable storage medium, where a computer program is stored on the computer-readable storage medium, and when the computer program is executed by a processor, the computer program implements each process of the foregoing commission settlement method embodiment, and can achieve the same technical effect, and in order to avoid repetition, details are not repeated here. The computer-readable storage medium may be a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk.
By adopting the scheme provided by the embodiment of the invention, on one hand, the cross-sale commission details from the commission party are all transmitted to the unified commission settlement platform, and the data transmission between the agent party and the commission party server is not required to be realized based on FTP, so that the probability of data transmission failure is reduced, and the stability of data transmission is enhanced; on the other hand, the unified commission settlement platform settles according to the cross-sale commission details, the platform ensures the consistency of the private payment order and the public settlement order, thereby not only canceling the reconciliation examination of the commission details by the agent before the private payment, but also realizing that the private payment order can be immediately sent to the agent server after being generated, and triggering the server of the agent to pay the commission for the agent staff according to the private payment order, thereby directly improving the time for the staff to obtain the commission and enhancing the enthusiasm of the staff for developing the cross-sale service.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The above description is only an example of the present invention, and is not intended to limit the present invention. Various modifications and alterations to this invention will become apparent to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present invention should be included in the scope of the claims of the present invention.
Claims (10)
1. A commission settlement method for cross-selling, wherein the method is applied to a unified commission settlement platform, and the method comprises the following steps:
obtaining data elements of cross-sell commission details, individual said data elements comprising: the agent side undertakes the data items of commission details generated by the service of the commission side and to be paid to the service personnel of the agent side and the data items of the identifications of the agent side and the commission side;
determining the service acceptance and delegation relationship of the corresponding agent party and the delegation party according to the data items of the identifiers of the agent party and the delegation party in the data elements;
generating a private payment bill corresponding to the agent according to the data item of the commission details and the data item of the identifier of the agent, which are included in the data elements;
respectively generating a public settlement list corresponding to each consignor having a business acceptance consignment relation with the agent according to the private payment list corresponding to the agent and the determined business acceptance consignment relation, wherein the private payment list is used as a payment basis for paying commission fees to the agent business staff of the agent, and the public settlement list is used as a settlement basis for settling fees to the agent;
sending a private payment order to a server of an agent party corresponding to the private payment order according to the stored server address of the agent party so as to trigger the server of the agent party to extract funds from a cost library of the agent party according to the private payment order and pay the funds to an agent party waiter;
and sending the public settlement list to the server of the consignor corresponding to the public settlement list according to the stored server address of the consignor so as to trigger the server of the consignor to extract funds from the expense library of the consignor according to the public settlement list and pay the funds to the expense library of the consignor.
2. The method of claim 1, wherein after determining the business undertaking commitment relationship of the corresponding agent and principal according to the identified data items of the agent and principal included in the data element, further comprising:
and marking the cross-selling commission details according to the service undertaking commission relation of the agent side and the commission side.
3. The method of claim 1, wherein the data items of commission details generated by the agent's commission's service to be paid to the agent's clerk include clerk information and their corresponding commission amounts, the method further comprising:
the amount of the staff information and the commission amount in the private payment order is the same as the amount of the staff information and the commission amount in the public settlement order.
4. The method of claim 1, wherein sending the clearance statement to the server of the principal corresponding to the clearance statement for the clearance statement based on the stored server address of the principal comprises:
summarizing the public payment bill with the same agent according to the data item of the identifier of the agent in the public payment bill to generate a public payment bill;
and sending the public payment order to a server of the entrusting party corresponding to the public payment order.
5. The method of claim 4, wherein aggregating the same pair public settlement tickets for the agent and the principal comprises:
and summarizing the same public settlement list of the agent according to the payment time set by the agent.
6. A commission settlement apparatus for cross-selling comprising:
a detail acquiring unit for acquiring data elements of cross-sell commission details, individual ones of the data elements including: the agent side undertakes the data items of commission details generated by the service of the commission side and to be paid to the service personnel of the agent side and the data items of the identifications of the agent side and the commission side;
the relation determining unit is used for determining the service undertaking entrusting relation of the corresponding agent party and the entrusting party according to the data items of the identifiers of the agent party and the entrusting party in the data elements;
the detail calculating unit is used for generating a private-to-private payment bill corresponding to the agent according to the data item of the commission detail included in the data element and the data item of the identifier of the agent, and respectively generating a public settlement bill corresponding to each consignor having a business acceptance consignment relation with the agent according to the private-to-private payment bill corresponding to the agent and the determined business acceptance consignment relation, wherein the private payment bill is used as a payment basis for paying the commission to the agent staff of the agent, and the public settlement bill is used as a settlement basis for settling the fee of the agent to the agent;
and the sending unit is used for sending the private payment order to the server of the agent party corresponding to the private payment order according to the stored server address of the agent party so as to trigger the server of the agent party to extract the funds from the expense library of the agent party according to the private payment order and pay the funds to an agent party waiter, and sending the public settlement order to the server of the consignor corresponding to the public settlement order according to the stored server address of the consignor so as to trigger the server of the consignor to extract the funds from the expense library of the consignor according to the public settlement order and pay the funds to the expense library of the agent party.
7. The apparatus of claim 6, further comprising:
and the marking unit is used for marking the cross-selling commission details according to the service acceptance commission relation of the agent party and the commission party.
8. The apparatus of claim 6, further comprising:
and the summarizing unit is used for summarizing the public payment bill with the same agent according to the data item of the identifier of the agent in the public payment bill and generating the public payment bill.
9. An electronic device, comprising:
at least one processor; and the number of the first and second groups,
a memory communicatively coupled to the at least one processor; wherein the content of the first and second substances,
the memory stores instructions executable by the at least one processor to enable the at least one processor to perform a cross-sell oriented commission settlement method of any one of claims 1-5.
10. A computer-readable storage medium storing a computer program, wherein the computer program, when executed by a processor, implements the cross-sale oriented commission settlement method of any one of claims 1-5.
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