CN111915341A - Data processing method, device and equipment - Google Patents

Data processing method, device and equipment Download PDF

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Publication number
CN111915341A
CN111915341A CN201910390927.3A CN201910390927A CN111915341A CN 111915341 A CN111915341 A CN 111915341A CN 201910390927 A CN201910390927 A CN 201910390927A CN 111915341 A CN111915341 A CN 111915341A
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information
receivable
server
account
data
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陀前途
钟文波
许重建
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Alibaba Singapore Holdings Pte Ltd
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Alibaba Group Holding Ltd
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Priority to CN201910390927.3A priority Critical patent/CN111915341A/en
Priority to PCT/CN2020/088641 priority patent/WO2020228562A1/en
Publication of CN111915341A publication Critical patent/CN111915341A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0279Fundraising management
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/24Credit schemes, i.e. "pay after"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825Use of electronic signatures
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/04Billing or invoicing

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Abstract

The embodiment of the invention provides a data processing method, a device and equipment, wherein the method comprises the following steps: the method comprises the steps that a first server obtains account data and generates receivable account information according to the account data, wherein the receivable account information comprises identification information corresponding to the account data; the first server carries out electronic signature on the account information; and the first server writes the identification information and the accounts receivable information subjected to electronic signature into the block chain. The account data is acquired, account receivable information including identification information is generated, and then the signed account receivable information and the identification information are written into a block chain; the block chain digital processing of the corresponding account information is effectively realized, the situation that multiple financial institutions repeatedly give credit to the same account to be received is effectively avoided, the trueness and the credibility of the account information can be ensured by utilizing the characteristic that the block chain can not be tampered, the repudiation can be prevented by a digital signature mode, and the safety and the reliability of data processing are further ensured.

Description

Data processing method, device and equipment
Technical Field
The present invention relates to the field of internet technologies, and in particular, to a data processing method, apparatus, and device.
Background
The receivable accounts are the money that the enterprise should collect from the purchasing unit due to the business of selling goods, products, providing labor and the like in the normal operation process, and may include tax due to the purchasing unit or the unit receiving the labor, various transportation and miscellaneous fees paid by the purchasing unit. With the wide application of the receivable payment mode, the application of the receivable payment warranty financing is more extensive, and specifically, the receivable payment warranty financing means that under the condition that an enterprise sends an unexpired receivable payment formed by credit to a bank or a warranty institution in an agreement form, the latter provides the enterprise with comprehensive services of trade financing, receivable payment management, receivable payment collection, bad payment guarantee and the like.
In the prior art, when a bank or a warranty organization provides financing services for an enterprise and performs services such as receivables collection to a core enterprise, the collection of receivables relates to the core enterprise billing, and the core enterprise billing is generally a paper commercial bill, so that a plurality of financial institutions repeatedly give credit to the same receivables, and bad accounts of the financial institutions are caused.
Disclosure of Invention
The embodiment of the invention provides a data processing method, a data processing device and data processing equipment, which can avoid repeated credit granting of the same account receivable by a plurality of financial institutions, thereby ensuring normal operation of the services of account receivable, payment prompting and the like for core enterprises.
In a first aspect, an embodiment of the present invention provides a data processing method, including:
the method comprises the steps that a first server obtains account data and generates receivable account information according to the account data, wherein the receivable account information comprises identification information corresponding to the account data;
the first server carries out electronic signature on the account receivable information;
and the first server writes the identification information and the account receivable information subjected to electronic signature into a block chain.
In a second aspect, an embodiment of the present invention provides an apparatus for processing data, including:
the system comprises a first acquisition module, a second acquisition module and a first display module, wherein the first acquisition module is used for acquiring account data and generating receivable account information according to the account data, and the receivable account information comprises identification information corresponding to the account data;
the first signature module is used for carrying out electronic signature on the accounts receivable information;
and the first processing module is used for writing the identification information and the account receivable information subjected to electronic signature into a block chain.
In a third aspect, an embodiment of the present invention provides an electronic device, including: a memory, a processor; wherein the memory is configured to store one or more computer instructions, wherein the one or more computer instructions, when executed by the processor, implement a method of processing data according to the first aspect.
In a fourth aspect, an embodiment of the present invention provides a computer storage medium for storing a computer program, where the computer program is used to make a computer implement the data processing method in the first aspect when executed.
The method comprises the steps that a first server acquires account data, generates account receivable information comprising identification information, and then electronically signs the account receivable information; writing the signed account receivable information and the signed identification information into the block chain; the block chain digital processing of the corresponding account receiving information is effectively realized, the situation that multiple financial institutions repeatedly give credit to the same account receiving information can be avoided, the trueness and the credibility of the account information can be ensured by utilizing the characteristic that the block chain can not be tampered, the repudiation can be prevented through a digital signature mode, the safety and the reliability of data processing are further ensured, and the popularization and the application of the market are facilitated.
In a fifth aspect, an embodiment of the present invention provides a data processing method, including:
the second server acquires accounts receivable information through a block chain, wherein the accounts receivable information comprises identification information corresponding to the account data;
the second server carries out electronic signature on the account receivable information;
and the second server stores the identification information and the accounts receivable information subjected to electronic signature in a block chain to form account receivable information corresponding to the accounts receivable information.
In a sixth aspect, an embodiment of the present invention provides an apparatus for processing data, including:
the second acquisition module is used for acquiring accounts receivable information through a block chain, wherein the accounts receivable information comprises identification information corresponding to the account data;
the second signature module is used for carrying out electronic signature on the account receivable information;
and the second processing module is used for storing the identification information and the accounts receivable information subjected to electronic signature in a block chain to form account receivable information corresponding to the accounts receivable information.
In a seventh aspect, an embodiment of the present invention provides an electronic device, including: a memory, a processor; wherein the memory is used for storing one or more computer instructions, wherein the one or more computer instructions, when executed by the processor, implement a data processing method of the fifth aspect.
In an eighth aspect, an embodiment of the present invention provides a computer storage medium for storing a computer program, where the computer program is used to enable a computer to execute a method for processing data in the fifth aspect.
The second server acquires accounts receivable information through the block chain and then electronically signs the accounts receivable information; writing the signed account receivable information and the signed identification information into the block chain; the block chain digital processing of the corresponding account receiving information is effectively realized by combining with the first server, so that the situation that a plurality of financial institutions repeatedly give credit to the same account receiving information can be avoided, the trueness and credibility of the account information can be ensured by utilizing the characteristic that the block chain can not be tampered, the supplier corresponding to the second server can be prevented from being repudiated by a digital signature mode, the safety and reliability of data processing are further ensured, and the popularization and the application of the market are facilitated.
In a ninth aspect, an embodiment of the present invention provides a data processing method, including:
the third server receives sub-bill information sent by the second server, wherein the sub-bill information comprises identification information of bill information to be received;
the third server carries out electronic signature on the sub-bill information;
and the third server writes the identification information and the sub-bill information subjected to electronic signature into a block chain through an intelligent contract protocol.
In a tenth aspect, an embodiment of the present invention provides a data processing apparatus, including:
the third acquisition module is used for receiving a plurality of pieces of sub-bill information sent by the second server, wherein each piece of sub-bill information comprises identification information of the bill information to be received;
the third signature module is used for carrying out electronic signature on the plurality of sub-bill information;
and the third processing module is used for writing the identification information and each piece of sub-bill information subjected to electronic signature into a block chain through an intelligent contract protocol.
In an eleventh aspect, an embodiment of the present invention provides an electronic device, including: a memory, a processor; wherein the memory is used for storing one or more computer instructions, wherein the one or more computer instructions, when executed by the processor, implement a data processing method of the ninth aspect.
In a twelfth aspect, an embodiment of the present invention provides a computer storage medium for storing a computer program, where the computer program is used to make a computer implement a data processing method in the above-mentioned ninth aspect when executed.
The third server receives the sub-bill information sent by the second server, and performs signature and storage operation on the sub-bill information, so that the legality and the tamper resistance of the sub-bill information are effectively guaranteed, and the third server can also execute corresponding operation based on the sub-bill information, so that the account receivable documents on the block chain are effectively split, quick and convenient account receivable transfer among multi-level suppliers based on the block chain is realized, the quality and the efficiency of processing the corresponding account receivable information are effectively improved, and the stability and the reliability of the method are also guaranteed.
In a thirteenth aspect, an embodiment of the present invention provides a data processing method, including:
the financial platform server receives a financing application sent by a second server, wherein the financing application comprises identification information corresponding to account receivable information;
the financial platform server acquires all link data corresponding to the account receivable information according to the identification information;
and the financial platform server performs verification processing on all link data.
In a fourteenth aspect, an embodiment of the present invention provides an apparatus for processing data, including:
the system comprises a receiving module, a financing application module and a financing processing module, wherein the financing application module is used for receiving a financing application sent by a second server, and the financing application comprises identification information corresponding to account receivable information;
a fourth obtaining module, configured to obtain, according to the identification information, all link data corresponding to the account receivable information;
and the fourth processing module is used for performing verification processing on all link data.
In a fifteenth aspect, an embodiment of the present invention provides an electronic device, including: a memory, a processor; wherein the memory is used for storing one or more computer instructions, wherein the one or more computer instructions, when executed by the processor, implement a data processing method of the thirteenth aspect.
In a sixteenth aspect, an embodiment of the present invention provides a computer storage medium for storing a computer program, where the computer program is used to enable a computer to execute a method for processing data in the thirteenth aspect.
The financial platform server receives a financing application sent by the second server; after the financing application is acquired, all link data corresponding to the receivable account information can be acquired according to identification information included in the financing application, and then the financial platform server can verify all link data, so that the truth and credibility of invoicing information are effectively guaranteed, the situation that multiple financial institutions repeatedly give credit for the same receivable account is avoided, the safety and reliability of data processing are guaranteed, and market popularization and application are facilitated.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and those skilled in the art can also obtain other drawings according to the drawings without creative efforts.
Fig. 1 is an overall flowchart of a data processing method according to an embodiment of the present invention;
FIG. 2 is a schematic diagram of splitting billable information according to an embodiment of the present invention;
fig. 3 is a schematic diagram of performing a verification process on all link data corresponding to the accounts receivable information according to an embodiment of the present invention;
fig. 4 is a first flowchart of a data processing method according to an embodiment of the present invention;
fig. 5 is a second flowchart of a data processing method according to an embodiment of the present invention;
fig. 6 is a flowchart of a data processing method according to an embodiment of the present invention;
fig. 7 is a fourth flowchart of a data processing method according to an embodiment of the present invention;
fig. 8 is a fifth flowchart of a data processing method according to an embodiment of the present invention;
fig. 9 is a sixth flowchart of a data processing method according to an embodiment of the present invention;
fig. 10 is a seventh flowchart of a data processing method according to an embodiment of the present invention;
fig. 11 is a first schematic structural diagram of a data processing apparatus according to an embodiment of the present invention;
fig. 12 is a schematic structural diagram of an electronic device corresponding to the data processing apparatus provided in the embodiment shown in fig. 11;
fig. 13 is a schematic structural diagram of a data processing apparatus according to an embodiment of the present invention;
fig. 14 is a schematic structural diagram of an electronic device corresponding to the data processing apparatus provided in the embodiment shown in fig. 13;
fig. 15 is a schematic structural diagram of a data processing apparatus according to an embodiment of the present invention;
fig. 16 is a schematic structural diagram of an electronic device corresponding to the data processing apparatus provided in the embodiment shown in fig. 15;
fig. 17 is a fourth schematic structural diagram of a data processing apparatus according to an embodiment of the present invention;
fig. 18 is a schematic structural diagram of an electronic device corresponding to the data processing apparatus in the embodiment shown in fig. 17.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The terminology used in the embodiments of the invention is for the purpose of describing particular embodiments only and is not intended to be limiting of the invention. As used in the examples of the present invention and the appended claims, the singular forms "a", "an", and "the" are intended to include the plural forms as well, and "a" and "an" generally include at least two, but do not exclude at least one, unless the context clearly dictates otherwise.
It should be understood that the term "and/or" as used herein is merely one type of association that describes an associated object, meaning that three relationships may exist, e.g., a and/or B may mean: a exists alone, A and B exist simultaneously, and B exists alone. In addition, the character "/" herein generally indicates that the former and latter related objects are in an "or" relationship.
The words "if", as used herein, may be interpreted as "at … …" or "at … …" or "in response to a determination" or "in response to a detection", depending on the context. Similarly, the phrases "if determined" or "if detected (a stated condition or event)" may be interpreted as "when determined" or "in response to a determination" or "when detected (a stated condition or event)" or "in response to a detection (a stated condition or event)", depending on the context.
It is also noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a good or system that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such good or system. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a commodity or system that includes the element.
In addition, the sequence of steps in each method embodiment described below is only an example and is not strictly limited.
In order to facilitate understanding of the technical solution of the present embodiment, the following briefly describes the prior art: with the wide application of the receivable payment mode, the application of the receivable payment warranty financing is more extensive, and specifically, the receivable payment warranty financing means that under the condition that an enterprise sends an unexpired receivable payment formed by credit to a bank or a warranty institution in an agreement form, the latter provides the enterprise with comprehensive services of trade financing, receivable payment management, receivable payment collection, bad payment guarantee and the like.
In the upstream and downstream of a B-class supply chain of the Internet, a core enterprise occupies absolute position and speaking right, a large number of small B-class suppliers exist upstream, and the core enterprise generally proposes credit for an upstream first-class supplier and issues corresponding credit evidence for capital turnover and operational liquidity of the core enterprise, and the first-class supplier forms accounts receivable. In order to better acquire the fund flow, the primary supplier is conditionally transferred to a bank or a warranty organization in an agreement form, and the bank or the warranty organization provides financing services for the primary supplier and performs services such as receivables collection and the like for the core enterprise. However, the accounts receivable relate to the core enterprise billing, and the primary supplier generally takes paper commercial bills, so that the primary supplier can only transfer the accounts receivable to one secondary supplier, and cannot perform split transfer to a plurality of secondary suppliers, and in this way, a plurality of financial institutions repeatedly give credit to the same accounts receivable, thereby causing bad accounts of the financial institutions.
Fig. 1 is an overall flowchart of a data processing method according to an embodiment of the present invention; FIG. 2 is a schematic diagram of splitting billable information according to an embodiment of the present invention; fig. 3 is a schematic diagram of performing a verification process on all link data corresponding to the receivables information according to the embodiment of the present invention; referring to fig. 1 to 3, in order to overcome the above-mentioned drawbacks, the present embodiment provides a data processing method, which can implement digitization of invoicing information of accounts receivable based on a blockchain technology, split transfer of bills among suppliers, and support split transfer among unlimited levels of suppliers; in addition, the tree-shaped full link backtracking of accounts to be collected can be realized based on the block chain technology, and the occurrence of repeated credit granting can be avoided by utilizing the irreversible characteristic of the block chain.
It can be understood that the execution subject of the data processing method includes: an enterprise server/enterprise processor, an n-level vendor server (exemplified by a level one vendor server), an n +1 level vendor server (exemplified by a level two vendor server), and a financial institution server/financial institution processor, and the respective execution bodies may be implemented as software or a combination of software and hardware. Specifically, the method may include:
step 1: a core enterprise server (hereinafter referred to as a "first server") performs an operation of issuing an invoice for accounts receivable.
Specifically, the first server may obtain account data first, and the account data may include: account objects, account amounts, account-related details, and the like; and generating receivable account information according to the account data, and making an account receivable according to the receivable account information, wherein the receivable account making can comprise identification information corresponding to the account data.
In addition, the first server can call a pre-stored electronic signature certificate, and the electronic signature certificate is used for corresponding receivable billing to perform electronic signature, so that account information can be conveniently checked, and the receivable billing can have legal effectiveness so as to prevent enterprise repudiation.
step 2: after the electronic signature is completed, the first server writes the receivable billing information as a billing document into the block chain through an intelligent contract protocol; the blockchain may be a blockchain platform for supply chain financing.
It is understood that the method in this embodiment may further include: when the electronic signature of the receivable account billing fails, the first server is not allowed to write the receivable account billing into the block chain, and at the moment, the first server can be controlled to display the warning prompt information so as to prompt the user to process the account information in time in order to facilitate the user to know the progress of the account information in time.
step 3: after the invoicing of the receivable payment is written into the block chain, a primary supplier server (hereinafter referred to as a second server) corresponding to a primary supplier can read the invoicing document in the block chain through an intelligent contract protocol; the second server can carry out electronic signature on the invoicing document, and write the invoicing document after the electronic signature into the block chain again to form the circulated invoicing document with receivable accounts.
It is understood that the method in this embodiment may further include: when the second server fails to electronically sign the invoicing document, the second server is not allowed to write the invoicing document into the block chain, and at the moment, the first server can be controlled to display the warning prompt information so as to prompt the user to timely process the invoicing document, so that the user can timely know the progress condition of account information.
step 4: and the second server reads the account receivable invoicing document on the block chain through the intelligent contract protocol and can transfer the account receivable invoicing document.
As shown in fig. 2, assuming that the receivable billing documents are transferred to a secondary supplier server (hereinafter referred to as a "third server") corresponding to n secondary suppliers, that is, the receivable billing documents (parent billing documents) need to be split into n sub-documents, the sum of the split n sub-documents cannot exceed the total amount of the receivable billing documents, and each sub-document includes a unique identifier of the receivable billing documents, in general, the unique identifier may be a billing number of the receivable billing documents, and the unique identifier may be convenient for a financial institution (e.g., a bank) to obtain link information corresponding to the receivable billing documents so as to track, check and verify the link information.
It can be understood that when the parent invoicing document is split, if the parent invoicing document is split to have surplus, that is, the total amount corresponding to the parent invoicing document is greater than the sum of the amounts of all the split sub-documents, a surplus sub-document can be formed according to the surplus amount, and the surplus sub-document is written into the block chain through the intelligent contract protocol to be stored.
Similarly, after the third server receives the corresponding sub-document, the third server may perform re-assignment processing based on the sub-document, that is, the secondary supplier may split the sub-document as a total invoicing document again by applying the scene and the usage requirement, and transfer each split document to a third-level supplier server (fourth server) corresponding to n third-level suppliers, that is, the sub-document needs to be split into n documents, the sum of the sums of the split n documents cannot exceed the sum of the sub-documents, and the n documents include unique identifiers of the sub-documents (that is, the unique identifiers of the invoicing documents to be received), so that a tree link corresponding to the invoicing document to be received is formed, where the tree link information at least includes: the account payable system comprises a first server, an account payable billing document corresponding to the first server, a second server, a parent billing document corresponding to the second server, a third server, a child document corresponding to the third server, a fourth server and a document corresponding to the fourth server.
step 5: and the third server corresponding to each secondary supplier can receive the sub-documents sent by the second server, electronically sign the sub-document information and write the signed sub-document information into the block chain.
In addition, after the third server receives the sub-document, the sub-document billing information can be generated according to the sub-document information, the sub-document billing information is electronically signed, and the signed sub-document billing information is written into the block chain. Specifically, since the number of the secondary suppliers may be n, at this time, n sub-document billing information may be generated and may be written into the block chain through the intelligent contract agreement.
Repeating the steps 4 and 5 can realize that the supplier server corresponding to the n-level supplier splits the receivable bill and realizes the process of transferring the bill to the supplier server corresponding to the n + 1-level supplier, and the specific implementation process can refer to fig. 2.
step 6: the supplier server (n-level supplier server and/or n + 1-level supplier server) can initiate a warranty financing application to a financial platform server corresponding to a financial platform (such as a bank, a warranty organization and the like), can read an invoicing document corresponding to receivable information on an n-level supplier block chain through an intelligent contract protocol, and can split the invoicing document into 2 auditing documents after obtaining the invoicing document, wherein the method comprises the following steps: 1 financing sub-document +1 remaining sub-document, and it can be understood that when the whole invoice transfer is carried out on the invoice data, no remaining sub-document exists. When the remaining sub-documents exist, the n-level supplier server can carry out electronic signature on the remaining sub-documents and write the electronic signature into the supply chain insurance financing block chain platform through the intelligent contract agreement.
step 7: after the financial platform server receives the insurance management financing application and the financing sub-sheet, the full link of the financing sub-sheet can be backtracked through an intelligent contract, as shown in fig. 3, namely, the multi-branch tree link data formed corresponding to the collected account is backtracked and verified, the correctness of financing amount is ensured, and therefore repeated credit granting among a plurality of financial institutions is avoided.
step 8: after the financial platform server completes verification processing, if all link data pass verification, electronic signature can be carried out on the financing sub-list, and the financing sub-list is written into the supply chain insurance financing block chain platform through an intelligent contract protocol.
According to the data processing method provided by the embodiment, the block chain digital processing is carried out on the account receipt and billing information, the trueness and the credibility of the account receipt and billing information are effectively ensured by utilizing the characteristic that the block chain cannot be tampered, and the enterprise, the supplier or the bank can be effectively prevented from repudiation by the digital signature mode of the account receipt information; secondly, the operation of splitting the corresponding receipt bill is realized based on the block chain, and the fast and convenient transfer of the receivable bills among the multi-stage suppliers can be realized based on the supply chain, so that the quality and the efficiency of processing the corresponding receipt information are effectively improved; finally, on the aspect of financing management, the full link data of the corresponding account receipt billing information is subjected to backtracking verification processing through an intelligent contract agreement, the safety and reliability of financing and paying of financial institutions are ensured, the pneumatic control cost of the financial institutions is reduced, the situation that multiple financial institutions repeatedly give credit to the same account receipt is effectively avoided, the normal operation of the service of prompting receipt of the account receipt and the like for core enterprises is further ensured, the practicability of the method is improved, and the market popularization and application are facilitated.
The following describes the implementation of each process in the data processing method separately:
fig. 4 is a first flowchart of a data processing method according to an embodiment of the present invention; on the basis of the foregoing embodiment, with continued reference to fig. 4, the present embodiment provides a data processing method, where an execution subject of the data processing method is a first server, it is understood that the first server may refer to a server corresponding to a core enterprise or an enterprise, and the first server may be implemented as software or a combination of software and hardware. Specifically, the method may include:
s101: the first server acquires the account data and generates receivable account information according to the account data, wherein the receivable account information comprises identification information corresponding to the account data.
The account data may include an account amount, an account object, account related details, and the like; the account information may be stored in a preset area/or other devices, and the first server may acquire the account data by accessing the preset area/other devices; alternatively, the account data may be directly input into the first server by the user. After the first server acquires the account data, corresponding receivable account information can be generated according to the account data, the receivable account information can include unique identification information corresponding to the account data, and the unique identification information can be a preset billing number under a general condition.
S102: and the first server carries out electronic signature on the account information.
After the first server generates the receivable information, the electronic signature certificate stored in advance can be called, and the receivable information is electronically signed by using the electronic signature certificate, so that the receivable information is conveniently searched and checked, and the receivable information can have legal effectiveness so as to prevent enterprise repudiation.
S103: and the first server writes the identification information and the accounts receivable information subjected to electronic signature into the block chain.
After the electronic signature is completed on the corresponding account receipt information, the signed account receivable information and the signed identification information can be correspondingly stored in the block chain, and specifically, writing the identification information and the electronically signed account receivable information into the block chain may include:
s1031: and the first server writes the identification information and the receivable information into the block chain through an intelligent contract protocol.
Wherein, the block chain can be a block chain platform for supply chain insurance financing; an intelligent contract agreement is a computer agreement intended to propagate, verify or execute contracts in an informational manner; the intelligent contract agreement may allow trusted transactions to be conducted without third parties, which may be tracked and irreversible. The data transmission is carried out through the intelligent contract protocol, so that the safety and the reliability of the data transmission can be ensured, and other transaction costs related to contracts can be reduced.
In the data processing method provided by this embodiment, the first server obtains account data, generates receivable information including identification information, and then performs electronic signature on the receivable information; writing the signed account receivable information and the signed identification information into the block chain; the block chain digital processing of the corresponding account receiving information is effectively realized, the situation that multiple financial institutions repeatedly give credit to the same account receiving information can be avoided, the trueness and the credibility of the account information can be ensured by utilizing the characteristic that the block chain can not be tampered, the repudiation can be prevented through a digital signature mode, the safety and the reliability of data processing are further ensured, and the popularization and the application of the market are facilitated.
Fig. 5 is a second flowchart of a data processing method according to an embodiment of the present invention; on the basis of the above embodiment, with continuing reference to fig. 5, the present embodiment provides another data processing method, the execution subject of the data processing method is a second server, it is understood that the second server may refer to a vendor server corresponding to an n-level vendor, and the second server may be implemented as software or a combination of software and hardware. Specifically, the method may include:
s201: and the second server acquires accounts receivable information through the block chain, wherein the accounts receivable information comprises identification information corresponding to the account data.
The receivable information is information written into the block chain by the first server through the intelligent contract agreement in the above embodiment, and when the second server acquires the receivable information, the receivable information may be read through the block chain, and specifically, the acquiring, by the second server, the receivable information through the block chain may include:
s2011: and the second server acquires the receivable account information in the block chain through an intelligent contract agreement.
S202: and the second server carries out electronic signature on the receivable information.
After the second server acquires the receivable information, the pre-stored electronic signature certificate can be called, and the receivable information is electronically signed by using the electronic signature certificate, so that the accounts can be conveniently searched and checked, and the receivable information can have legal effectiveness so as to prevent repudiation of n-level suppliers.
S203: and the second server stores the identification information and the receivable account information subjected to electronic signature in a block chain to form receivable bill information corresponding to the receivable account information.
After the electronic signature is completed on the corresponding account receipt information, the signed account receivable information and the signed identification information can be correspondingly stored in the block chain, and specifically, writing the identification information and the electronically signed account receivable information into the block chain may include:
s2031: and the second server writes the identification information and the receivable information into the block chain through an intelligent contract protocol.
In the data processing method provided by this embodiment, the second server obtains the receivable information through the blockchain, and then performs electronic signature on the receivable information; writing the signed account receivable information and the signed identification information into the block chain; the block chain digital processing of the corresponding account receiving information is effectively realized by combining with the first server, so that the situation that a plurality of financial institutions repeatedly give credit to the same account receiving information can be avoided, the trueness and credibility of the account information can be ensured by utilizing the characteristic that the block chain can not be tampered, the supplier corresponding to the second server can be prevented from being repudiated by a digital signature mode, the safety and reliability of data processing are further ensured, and the popularization and the application of the market are facilitated.
Fig. 6 is a flowchart of a data processing method according to an embodiment of the present invention; on the basis of the foregoing embodiment, with reference to fig. 6, optionally, the method in this embodiment may further include:
s301: and the second server acquires the bill receivable information in the block chain through the intelligent contract protocol.
S302: the second server divides the receivable bill information into a plurality of pieces of sub-bill information, the sum of receivable account data in all the divided sub-bill information is smaller than or equal to the receivable account data in the receivable bill information, and each piece of sub-bill information includes identification information of the receivable bill information.
S303: and the second server sends the plurality of sub-bill information to the third server so that the third server executes corresponding operation according to the sub-bill information.
Specifically, after the second server obtains the receivable bill information through the block chain, the receivable bill information can be forwarded to a third server corresponding to another supplier, so that the efficiency and quality of collection or checking of the receivable bill information are improved. Specifically, when forwarding the receipt information, the splitting operation needs to be performed on the receipt information first, that is: splitting the bill receivable information into a plurality of sub-bill information; it should be noted that the sum of the receivable data in all the split sub-bill information is less than or equal to the receivable data in the receivable bill information, and each sub-bill information includes identification information of the receivable bill information, and the identification information is used for facilitating query and check operations on relevant information of the corresponding receivable bill information.
After splitting the bill receivable information into the plurality of pieces of sub-bill information, the plurality of pieces of sub-bill information may be sent to the third server, so that the third server may perform corresponding operations according to the sub-bill information, and specifically, the third server may generate new bill receivable information according to the sub-bill information, and perform splitting and transferring processing on the new bill receivable information again; alternatively, the third server may provide financing services for the enterprise according to the sub-bill information, and perform services such as receivables collection to the core enterprise.
For example, the bill value of the bill receivable information owned by the primary supplier is 100 ten thousand, and the bill is transferred to 10 secondary suppliers, and in this case, an implementation manner is as follows: the first server can averagely divide the receivable bill information into 10 sub-bill information, namely the bill value of each sub-bill information is 10 ten thousand, and then each sub-bill information can be forwarded to the corresponding secondary supplier. Alternatively, another way that can be implemented is: the first server may split the receivable bill information into unequal 10 sub-bill information, for example, the bill values corresponding to the 10 sub-bill information are: 10 ten thousand, 8 ten thousand, 15 ten thousand, 10 ten thousand, 5 ten thousand, 12 ten thousand, 13 ten thousand, 9 ten thousand, 7 ten thousand and 11 ten thousand, and then the first server can respectively forward the sub-bill information to the corresponding secondary suppliers according to the preset forwarding rule. Alternatively, yet another way that can be implemented is: the first server may also divide the document value of the receivable bill information into 10 pieces of sub-bill information incompletely, where the sum of receivable account data in all the divided sub-bill information is smaller than the receivable account data in the receivable bill information, for example, the receivable bill information is divided into 10 pieces of sub-bill information, the corresponding document value in each piece of sub-bill information is 9 ten thousand, the sum of receivable account data in all the divided sub-bill information is 90 ten thousand, and the sum of receivable account data is 90 ten thousand, which is smaller than the document value of the receivable bill information by 100 ten thousand, so that the remaining bill information may be generated based on the remaining document value.
Specifically, referring to fig. 7, when the sum of the receivable data in all the split sub-billing information is smaller than the receivable data in the receivable billing information, the method in this embodiment may further include:
s401: the second server determines the remaining billing information according to the receivable billing information and all the sub-billing information.
S402: the second server electronically signs the remaining billing information.
S403: and the second server writes the identification information and the residual bill information after electronic signature into the block chain through an intelligent contract protocol.
When the sum of accounts receivable data in all the sub-bill information after splitting is smaller than the accounts receivable data in the accounts receivable information, the remaining account data can be determined according to the sum of the accounts receivable data in the accounts receivable information and the accounts receivable data in all the sub-bills, the remaining bill information is generated based on the remaining account data, in order to guarantee the consistency of accounts, the second server can electronically sign the remaining bill information, and the remaining bill information after signing and the identification information are correspondingly stored in the block chain.
In this embodiment, the second server obtains the bill receivable information in the block chain through the intelligent contract protocol; the receivable bill information is split into the plurality of pieces of sub-bill information, and the sub-bill information is forwarded to the third server corresponding to other suppliers, so that the third server executes corresponding operation according to the sub-bill information, splitting of the receivable bill on the block chain is effectively achieved, quick and convenient receivable account transfer operation is conducted among the multi-stage suppliers, the quality and the efficiency of processing the corresponding receivable account information are improved, and the stability and the reliability of the method are guaranteed.
Optionally, the method in this embodiment may further include:
s204: and the second server sends the financing application to the financial platform server so that the financial platform server performs verification processing on the financing information corresponding to the financing application according to the financing application.
Wherein, can include identification information in the financing application, after the second server sends the financing application to the financial platform server, the financial platform server can be based on identification information in the financing application to the financing information that corresponds with the financing application verify and handle, it is specific, can look for the financing information that corresponds with the financing application in the block chain according to identification information, this financing information can be for all link data corresponding with the account information that should be received, and all link data can include at least: a first server, a second server, and a third server associated with the accounts receivable information, and the accounts receivable information, all sub-billing information associated with the accounts receivable information. After the financing information is acquired, the financing information can be verified based on the identification information and a preset verification standard so as to identify the accuracy, uniqueness and authenticity of the financing information.
The financing application is sent to the financial platform server through the second server, so that the financial platform server can verify financing information corresponding to the financing application according to the financing application, the financial platform server can effectively perform backtracking verification processing on all link data of receivable account billing information, the safe and reliable financing and payment of financial institutions are ensured, repeated credit granting of a plurality of financial institutions to the same receivable account is avoided, normal operation of service such as account collection and collection prompting to core enterprises is further ensured, the practicability of the method is effectively improved, and popularization and application of markets are facilitated.
Fig. 8 is a fifth flowchart of a data processing method according to an embodiment of the present invention; on the basis of the above embodiment, with continuing reference to fig. 8, the present embodiment provides a further data processing method, the execution subject of the data processing method is a third server, it is understood that the third server may refer to a vendor server corresponding to the n + 1-level vendor, and the third server may be implemented as software, or a combination of software and hardware. Specifically, the method may include:
s501: and the third server receives the sub-bill information sent by the second server, wherein the sub-bill information comprises the identification information of the bill information to be received.
S502: and the third server carries out electronic signature on the sub-bill information.
S503: and the third server writes the identification information and the sub-bill information subjected to electronic signature into the block chain through an intelligent contract protocol.
Specifically, when the second server forwards the sub-bill information to the third server, the third server may receive the sub-bill information sent by the second server, where the sub-bill information includes identification information of the bill information to be received, so as to avoid repudiation by the third server and ensure validity of the sub-bill information, the third server may perform electronic signature on the sub-bill information by using a pre-stored electronic signature certificate, and store the signed sub-bill information and the identification information in a block chain correspondingly, thereby ensuring safety and reliability of storage of the sub-bill information.
It can be understood that, after the third server receives the sub-billing information, the third server may further generate new bill receivable information according to the sub-billing information, and perform split transfer processing on the new bill receivable information; or the third server can provide financing service for the enterprise according to the sub-bill information and perform service such as receivables collection promotion for the core enterprise.
In this embodiment, the third server receives the sub-bill information sent by the second server, and performs signature and storage operations on the sub-bill information, so that the legitimacy and the tamper resistance of the sub-bill information are effectively ensured, and the third server can also perform corresponding operations based on the sub-bill information, thereby effectively splitting the account receivable documents on the block chain, and realizing rapid and convenient account receivable transfer among multi-level suppliers based on the block chain, thereby effectively improving the quality and efficiency of processing the corresponding account receivable information, and ensuring the stable reliability of the method.
Fig. 9 is a sixth flowchart of a data processing method according to an embodiment of the present invention; on the basis of the foregoing embodiment, with continued reference to fig. 9, the present embodiment provides a data processing method, where an execution subject of the data processing method is a financial platform server, it is understood that the financial platform server may refer to a server corresponding to a financial platform such as a financial institution and a banking institution, and the financial platform server may be implemented as software or a combination of software and hardware. Specifically, the method may include:
s601: and the financial platform server receives a financing application sent by the second server, wherein the financing application comprises identification information corresponding to the account receivable information.
S602: and the financial platform server acquires all link data corresponding to the receivable account information according to the identification information.
Wherein, all link data corresponding to the accounts receivable information are stored in the blockchain, after the financial platform server acquires the identification information, all link data corresponding to the accounts receivable information can be acquired according to the identification information, specifically, all link data corresponding to the accounts receivable information at least include: a first server, a second server, and a third server associated with the accounts receivable information, and the accounts receivable information, all sub-billing information associated with the accounts receivable information.
S603: and the financial platform server performs verification processing on all link data.
After the financial platform server acquires all link data, all link data can be verified, specifically, the financial platform server can acquire standard accounts receivable data in advance, and verify all link data based on the standard accounts receivable data so as to identify authenticity, validity and uniqueness of all link data.
In the data processing method provided by this embodiment, the financial platform server receives a financing application sent by the second server; after the financing application is acquired, all link data corresponding to the receivable account information can be acquired according to identification information included in the financing application, and then the financial platform server can verify all link data, so that the truth and credibility of invoicing information are effectively guaranteed, the situation that multiple financial institutions repeatedly give credit for the same receivable account is avoided, the safety and reliability of data processing are guaranteed, and the popularization and application of the market are facilitated.
Fig. 10 is a seventh flowchart of a data processing method according to an embodiment of the present invention; on the basis of the foregoing embodiment, with reference to fig. 10, after all the link data passes through the verification process, the method in this embodiment may further include:
s701: and the financial platform server carries out electronic signature on all the link data.
S702: and the financial platform server writes all the link data subjected to electronic signature into the block chain through an intelligent contract protocol.
In the embodiment, after all the link data pass the verification processing, all the link data can be subjected to electronic data, so that the repudiation can be prevented; and the financial platform server finishes the process of backtracking and verifying the full link data of the corresponding account receipt and billing information of the financial platform server through the intelligent contract, ensures the safe reliability of financing and paying of the financial institutions, further can avoid the repeated credit giving of the same account receipt by a plurality of financial institutions, ensures the normal operation of the service of expecting the account receipt and the like to the core enterprise, improves the practicability of the method, and is favorable for the popularization and the application of the market.
Fig. 11 is a first schematic structural diagram of a data processing apparatus according to an embodiment of the present invention; referring to fig. 11, the present embodiment provides a data processing apparatus, which may specifically be a first server, and may execute a method for processing data corresponding to the above-mentioned parts in fig. 1 to 4. Specifically, the processing device may include:
the first obtaining module 11 is configured to obtain account data, and generate receivable information according to the account data, where the receivable information includes identification information corresponding to the account data;
the first signature module 12 is used for performing electronic signature on the accounts receivable information;
and the first processing module 13 is configured to write the identification information and the electronically signed receivable information into the block chain.
Optionally, when the first processing module 13 writes the identification information and the electronically signed receivable information into the blockchain, the first processing module 13 may be configured to perform: and writing the identification information and the receivable information into the block chain through an intelligent contract protocol.
The apparatus shown in fig. 11 can perform the method of the embodiment shown in fig. 1-4, and the detailed description of this embodiment can refer to the related description of the embodiment shown in fig. 1-4. The implementation process and technical effect of the technical solution refer to the descriptions in the embodiments shown in fig. 1 to fig. 4, and are not described herein again.
In one possible design, the structure of the data processing apparatus shown in fig. 11 may be implemented as an electronic device, which may be a mobile phone, a tablet computer, a server, or other devices. As shown in fig. 12, the electronic device may include: a first processor 21 and a first memory 22. Wherein the first memory 22 is used for storing programs that support the electronic device to execute the processing methods of the data provided in the embodiments shown in fig. 1-4, and the first processor 21 is configured for executing the programs stored in the first memory 22.
The program comprises one or more computer instructions, wherein the one or more computer instructions, when executed by the first processor 21, are capable of performing the steps of:
the method comprises the steps of obtaining account data, and generating receivable account information according to the account data, wherein the receivable account information comprises identification information corresponding to the account data;
performing electronic signature corresponding to the account information;
and writing the identification information and the receivable information subjected to electronic signature into the block chain.
Optionally, the first processor 21 is further configured to perform all or part of the steps in the embodiments shown in fig. 1 to 4.
The electronic device may further include a first communication interface 23 for communicating with other devices or a communication network.
In addition, an embodiment of the present invention provides a computer storage medium for storing computer software instructions for an electronic device, which includes a program for executing the processing method of the data in the method embodiments shown in fig. 1 to 4.
Fig. 13 is a schematic structural diagram of a data processing apparatus according to an embodiment of the present invention; referring to fig. 13, the present embodiment provides a data processing apparatus, which may specifically be a second server, and may execute a data processing method of the parts corresponding to fig. 1 to 3 and 5 to 7. Specifically, the processing device may include:
a second obtaining module 31, configured to obtain accounts receivable information through a blockchain, where the accounts receivable information includes identification information corresponding to the account data;
a second signature module 32, configured to electronically sign the receivable information;
and a second processing module 33, configured to store the identification information and the electronically signed receivable information in the blockchain, and form receivable bill information corresponding to the receivable bill information.
Optionally, when the second obtaining module 31 obtains the accounts receivable information through the blockchain, the second obtaining module 31 may be configured to perform: and acquiring accounts receivable information in the block chain through an intelligent contract agreement.
Optionally, the second obtaining module 31 and the second processing module 33 in this embodiment may be further configured to perform the following steps:
a second obtaining module 31, configured to obtain the bill receivable information in the block chain through the intelligent contract protocol;
the second processing module 33 is configured to split the receivable bill information into a plurality of pieces of sub-bill information, where a sum of receivable data in all the split sub-bill information is less than or equal to the receivable data in the receivable bill information, and each piece of sub-bill information includes identification information of the receivable bill information;
and the second processing module 33 is configured to send the plurality of sub-bill information to the third server, so that the third server performs corresponding operations according to the sub-bill information.
Optionally, when the sum of the receivable data in all the split sub-billing information is smaller than the receivable data in the receivable information, the second processing module 33 in this embodiment may be further configured to execute the following steps: determining the residual bill information according to the bill information to be received and all the sub-bill information; carrying out electronic signature on the residual bill information; and writing the identification information and the residual bill information after electronic signature into the block chain through an intelligent contract protocol.
Optionally, the second processing module 33 in this embodiment may be further configured to perform the following steps: and sending a financing application to the financial platform server so that the financial platform server performs verification processing on the financing information corresponding to the financing application according to the financing application.
The apparatus shown in fig. 13 may perform all or part of the methods of the embodiments shown in fig. 1-3 and 5-7, and the detailed description of this embodiment may refer to the related descriptions of the embodiments shown in fig. 1-3 and 5-7. The implementation process and technical effect of the technical solution refer to the descriptions in the embodiments shown in fig. 1-3 and fig. 5-7, which are not described herein again.
In one possible design, the structure of the data processing apparatus shown in fig. 13 may be implemented as an electronic device, which may be a mobile phone, a tablet computer, a server, or other devices. As shown in fig. 14, the electronic device may include: a second processor 41 and a second memory 42. Wherein the second memory 42 is used for storing programs that support the electronic device to execute the data processing method provided in the embodiments shown in fig. 1-3 and fig. 5-7, and the second processor 41 is configured to execute the programs stored in the second memory 42.
The program comprises one or more computer instructions, wherein the one or more computer instructions, when executed by the second processor 41, are capable of performing the steps of:
acquiring accounts receivable information through a block chain, wherein the accounts receivable information comprises identification information corresponding to the account data;
carrying out electronic signature on the account information;
and storing the identification information and the receivable information subjected to electronic signature in a block chain to form receivable bill information corresponding to the receivable information.
Optionally, the second processor 41 is further configured to perform all or part of the steps in the embodiments shown in fig. 1-3 and 5-7.
The electronic device may further include a second communication interface 43 for communicating with other devices or a communication network.
In addition, the embodiment of the present invention provides a computer storage medium for storing computer software instructions for an electronic device, which includes a program for executing the data processing method in the method embodiments shown in fig. 1 to 3 and 5 to 7.
Fig. 15 is a schematic structural diagram of a data processing apparatus according to an embodiment of the present invention; referring to fig. 15, the present embodiment provides a data processing apparatus, which may specifically be a third server, and may execute a data processing method of the parts corresponding to fig. 1 to 3 and 8. Specifically, the processing device may include:
a third obtaining module 51, configured to receive multiple pieces of sub-billing information sent by the second server, where each piece of sub-billing information includes identification information of the piece of information to be billed;
a third signature module 52, configured to electronically sign the plurality of sub-billing information;
and the third processing module 53 is configured to write the identification information and each piece of sub-bill information subjected to electronic signature into the block chain through an intelligent contract protocol.
The apparatus shown in fig. 15 may perform all or part of the method of the embodiments shown in fig. 1-3 and 8, and for parts not described in detail in this embodiment, reference may be made to the related description of the embodiments shown in fig. 1-3 and 8. The implementation process and technical effect of the technical solution refer to the descriptions in the embodiments shown in fig. 1 to 3 and 8, and are not described again here.
In one possible design, the structure of the data processing apparatus shown in fig. 15 may be implemented as an electronic device, which may be a mobile phone, a tablet computer, a server, or other devices. As shown in fig. 16, the electronic device may include: a third processor 61 and a third memory 62. Wherein the third memory 62 is used for storing programs that support the electronic device to execute the data processing method provided in the embodiments shown in fig. 1-3 and fig. 8, and the third processor 61 is configured to execute the programs stored in the third memory 62.
The program comprises one or more computer instructions, wherein the one or more computer instructions, when executed by the third processor 61, are capable of performing the steps of:
receiving sub-bill information sent by a second server, wherein the sub-bill information comprises identification information of bill information to be received;
carrying out electronic signature on the sub-bill information;
and writing the identification information and the sub-bill information subjected to electronic signature into the block chain through an intelligent contract protocol.
Optionally, the third processor 61 is further configured to perform all or part of the steps in the embodiments shown in fig. 1-3 and 8.
The electronic device may further include a third communication interface 63 for communicating with other devices or a communication network.
In addition, an embodiment of the present invention provides a computer storage medium for storing computer software instructions for an electronic device, which includes a program for executing the data processing method in the method embodiments shown in fig. 1 to 3 and 8.
Fig. 17 is a fourth schematic structural diagram of a data processing apparatus according to an embodiment of the present invention; referring to fig. 17, the present embodiment provides a data processing apparatus, which may specifically be a financial platform server, and may execute a data processing method of the parts corresponding to fig. 1 to 3 and 9 to 10. Specifically, the processing device may include:
a receiving module 71, configured to receive a financing application sent by the second server, where the financing application includes identification information corresponding to the receivable information;
a fourth obtaining module 72, configured to obtain all link data corresponding to the receivable information according to the identification information;
and the fourth processing module 73 is configured to perform a verification process on all link data.
Wherein all link data corresponding to the accounts receivable information includes at least: a first server, a second server, and a third server associated with the accounts receivable information; receivables information, all sub-billing information associated with the receivables information.
Optionally, after all the link data passes through the verification process, the fourth processing module 73 in this embodiment may be further configured to perform: performing electronic signature on all link data; and writing all the link data subjected to electronic signature into the block chain through an intelligent contract protocol.
The apparatus shown in fig. 17 may perform all or part of the methods of the embodiments shown in fig. 1-3 and 9-10, and the detailed description of this embodiment may refer to the related descriptions of the embodiments shown in fig. 1-3 and 9-10. The implementation process and technical effect of the technical solution are described in the embodiments shown in fig. 1-3 and 9-10, and are not described herein again.
In one possible design, the structure of the data processing apparatus shown in fig. 17 may be implemented as an electronic device, which may be a mobile phone, a tablet computer, a server, or other devices. As shown in fig. 18, the electronic device may include: a fourth processor 81 and a fourth memory 82. Wherein the fourth memory 82 is used for storing programs that support the electronic device to execute the data processing method provided in the embodiments shown in fig. 1-3 and fig. 9-10, and the fourth processor 81 is configured to execute the programs stored in the fourth memory 82.
The program comprises one or more computer instructions, wherein the one or more computer instructions, when executed by the fourth processor 81, enable the following steps to be performed:
receiving a financing application sent by a second server, wherein the financing application comprises identification information corresponding to the receivable information;
acquiring all link data corresponding to the receivable account information according to the identification information;
and performing verification processing on all link data.
Optionally, the fourth processor 81 is further configured to perform all or part of the steps in the embodiments shown in fig. 1-3 and 9-10.
The electronic device may further include a fourth communication interface 83, which is used for the electronic device to communicate with other devices or a communication network.
In addition, the embodiment of the present invention provides a computer storage medium for storing computer software instructions for an electronic device, which includes a program for executing the data processing method in the method embodiments shown in fig. 1 to 3 and 9 to 10.
The above-described embodiments of the apparatus are merely illustrative, and the units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment. One of ordinary skill in the art can understand and implement it without inventive effort.
Through the above description of the embodiments, those skilled in the art will clearly understand that each embodiment can be implemented by adding a necessary general hardware platform, and of course, can also be implemented by a combination of hardware and software. With this understanding in mind, the above-described aspects and portions of the present technology which contribute substantially or in part to the prior art may be embodied in the form of a computer program product, which may be embodied on one or more computer-usable storage media having computer-usable program code embodied therein, including without limitation disk storage, CD-ROM, optical storage, and the like.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
Finally, it should be noted that: the above examples are only intended to illustrate the technical solution of the present invention, but not to limit it; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.

Claims (19)

1. A method for processing data, comprising:
the method comprises the steps that a first server obtains account data and generates receivable account information according to the account data, wherein the receivable account information comprises identification information corresponding to the account data;
the first server carries out electronic signature on the account receivable information;
and the first server writes the identification information and the account receivable information subjected to electronic signature into a block chain.
2. The method of claim 1, wherein writing the identification information and the electronically signed receivables information to a blockchain comprises:
and writing the identification information and the receivable information into the block chain through an intelligent contract protocol.
3. A method for processing data, comprising:
the second server acquires accounts receivable information through a block chain, wherein the accounts receivable information comprises identification information corresponding to the account data;
the second server carries out electronic signature on the account receivable information;
and the second server stores the identification information and the accounts receivable information subjected to electronic signature in a block chain to form account receivable information corresponding to the accounts receivable information.
4. The method of claim 3, wherein the second server obtains the accounts receivable information via a blockchain, comprising:
and the second server acquires the account receivable information in the block chain through an intelligent contract agreement.
5. The method of claim 3, further comprising:
the second server acquires the bill receivable information in the block chain through an intelligent contract protocol;
the second server divides the receivable bill information into a plurality of pieces of sub-bill information, the sum of receivable account data in all the divided sub-bill information is less than or equal to the receivable account data in the receivable bill information, and each piece of sub-bill information includes identification information of the receivable bill information;
and the second server sends the plurality of sub-bill information to a third server so that the third server executes corresponding operation according to the sub-bill information.
6. The method of claim 5, wherein when the sum of the receivables data in all of the split sub-billing information is less than the receivables data in the receivables information, the method further comprises:
the second server determines the residual bill information according to the bill information to be billed and all the sub-bill information;
the second server carries out electronic signature on the residual bill information;
and the second server writes the identification information and the residual bill information after electronic signature into a block chain through an intelligent contract protocol.
7. The method according to any one of claims 3-6, further comprising:
and the second server sends a financing application to the financial platform server so that the financial platform server performs verification processing on financing information corresponding to the financing application according to the financing application.
8. A method for processing data, comprising:
the third server receives sub-bill information sent by the second server, wherein the sub-bill information comprises identification information of bill information to be received;
the third server carries out electronic signature on the sub-bill information;
and the third server writes the identification information and the sub-bill information subjected to electronic signature into a block chain through an intelligent contract protocol.
9. A method for processing data, comprising:
the financial platform server receives a financing application sent by a second server, wherein the financing application comprises identification information corresponding to account receivable information;
the financial platform server acquires all link data corresponding to the account receivable information according to the identification information;
and the financial platform server performs verification processing on all link data.
10. The method of claim 9, wherein all link data corresponding to the accounts receivable information comprises at least:
a first server, a second server, and a third server associated with the accounts receivable information;
receivable billing information, all sub-billing information associated with the receivable information.
11. The method of claim 9, wherein after all link data passes the verification process, the method further comprises:
the financial platform server carries out electronic signature on all link data;
and the financial platform server writes all the link data subjected to electronic signature into the block chain through an intelligent contract protocol.
12. An apparatus for processing data, comprising:
the system comprises a first acquisition module, a second acquisition module and a first display module, wherein the first acquisition module is used for acquiring account data and generating receivable account information according to the account data, and the receivable account information comprises identification information corresponding to the account data;
the first signature module is used for carrying out electronic signature on the accounts receivable information;
and the first processing module is used for writing the identification information and the account receivable information subjected to electronic signature into a block chain.
13. An electronic device, comprising: a memory, a processor; wherein the memory is configured to store one or more computer instructions, wherein the one or more computer instructions, when executed by the processor, implement a method of processing data according to any one of claims 1 to 2.
14. An apparatus for processing data, comprising:
the second acquisition module is used for acquiring accounts receivable information through a block chain, wherein the accounts receivable information comprises identification information corresponding to the account data;
the second signature module is used for carrying out electronic signature on the account receivable information;
and the second processing module is used for storing the identification information and the accounts receivable information subjected to electronic signature in a block chain to form account receivable information corresponding to the accounts receivable information.
15. An electronic device, comprising: a memory, a processor; wherein the memory is configured to store one or more computer instructions, wherein the one or more computer instructions, when executed by the processor, implement a method of processing data according to any one of claims 3-7.
16. An apparatus for processing data, comprising:
the third acquisition module is used for receiving a plurality of pieces of sub-bill information sent by the second server, wherein each piece of sub-bill information comprises identification information of the bill information to be received;
the third signature module is used for carrying out electronic signature on the plurality of sub-bill information;
and the third processing module is used for writing the identification information and each piece of sub-bill information subjected to electronic signature into a block chain through an intelligent contract protocol.
17. An electronic device, comprising: a memory, a processor; wherein the memory is configured to store one or more computer instructions, wherein the one or more computer instructions, when executed by the processor, implement the method of processing data according to claim 8.
18. An apparatus for processing data, comprising:
the system comprises a receiving module, a financing application module and a financing processing module, wherein the financing application module is used for receiving a financing application sent by a second server, and the financing application comprises identification information corresponding to account receivable information;
a fourth obtaining module, configured to obtain, according to the identification information, all link data corresponding to the account receivable information;
and the fourth processing module is used for performing verification processing on all link data.
19. An electronic device, comprising: a memory, a processor; wherein the memory is configured to store one or more computer instructions, wherein the one or more computer instructions, when executed by the processor, implement a method of processing data according to any one of claims 9-11.
CN201910390927.3A 2019-05-10 2019-05-10 Data processing method, device and equipment Pending CN111915341A (en)

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