CN111861456B - Block chain-based 5G message transfer transaction verification method, system and device - Google Patents

Block chain-based 5G message transfer transaction verification method, system and device Download PDF

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Publication number
CN111861456B
CN111861456B CN202010782074.0A CN202010782074A CN111861456B CN 111861456 B CN111861456 B CN 111861456B CN 202010782074 A CN202010782074 A CN 202010782074A CN 111861456 B CN111861456 B CN 111861456B
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verification
information
user terminal
message
transfer
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CN111861456A (en
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雷雨
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Bank of China Ltd
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Bank of China Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/388Payment protocols; Details thereof using mutual authentication without cards, e.g. challenge-response
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06Authentication
    • YGENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y02TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
    • Y02DCLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
    • Y02D30/00Reducing energy consumption in communication networks
    • Y02D30/70Reducing energy consumption in communication networks in wireless communication networks

Abstract

The invention discloses a blockchain-based 5G message transfer transaction verification method, a blockchain-based 5G message transfer transaction verification system and a blockchain-based 5G message transfer transaction verification device, wherein the method comprises the following steps: receiving a transfer request sent by a first user terminal, wherein the transfer request comprises: a terminal identification of the second user terminal; according to the terminal identification of the second user terminal, the verification information is sent to the second user terminal through a 5G message; receiving the verification video image sent by the second user terminal in a 5G message, and storing the verification video image in a blockchain network; verifying the verification information according to the verification video image; and when the verification information passes the verification, sending the verification video image to the first user terminal by a 5G message so that the first user terminal verifies the identity information of the collection account according to the verification video image. According to the invention, the account of the payee is verified by the account transfer payer, and the identity verification information is stored in the blockchain network, so that the security of the account transfer transaction service can be greatly improved.

Description

Block chain-based 5G message transfer transaction verification method, system and device
Technical Field
The invention relates to the technical field of blockchains, in particular to a blockchain-based 5G message transfer transaction verification method, system and device.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
The transfer business flow of each mobile phone bank is complex and easy to make mistakes at the present stage, the transfer transaction operation can be carried out only by inquiring the complete bank card number of the payee by the transfer person and manually filling in the name and the card number of the payee, and the bank verifies the payee and the card number.
Therefore, the transfer transaction mode of the conventional banking system is not friendly to the old, and the banks respectively account in the whole transaction process, so that repudiation is easy to occur.
In view of the above problems, no effective solution has been proposed at present.
Disclosure of Invention
The embodiment of the invention provides a blockchain-based 5G message transfer transaction verification method, which is used for solving the technical problems of complex transfer business flow and low safety of the conventional banking system, and comprises the following steps: receiving a transfer request sent by a first user terminal, wherein the transfer request comprises: a terminal identification of the second user terminal; according to the terminal identification of the second user terminal, the verification information is sent to the second user terminal through a 5G message; receiving an authentication video image sent by a second user terminal in a 5G message, and storing the authentication video image in a blockchain network, wherein the authentication video image comprises: first information for verifying the verification information and second information for verifying the identification information of the collection account; verifying the verification information according to the first information contained in the verification video image; and when the verification information passes the verification, sending the verification video image to the first user terminal through a 5G message so that the first user terminal verifies the identity information of the collection account according to the second information contained in the verification video image.
The embodiment of the invention also provides a 5G message transfer transaction verification system based on the blockchain, which is used for solving the technical problems of complex transfer business flow and low safety of the conventional banking system, and comprises the following steps: the system comprises a first user terminal, a second user terminal, a blockchain network and a 5G message control center, wherein the 5G message control center is respectively communicated with the first user terminal, the second user terminal and the blockchain network; the first user terminal is used for sending a transfer request, and the transfer request comprises: a terminal identification of the second user terminal; the 5G message control center is used for receiving the transfer request sent by the first user terminal and sending verification information to the second user terminal by a 5G message according to the terminal identification of the second user terminal contained in the transfer request; the second user terminal is used for sending a verification video image to the 5G message control center in a 5G message, wherein the verification video image comprises: first information for verifying the verification information and second information for verifying the identification information of the collection account; the 5G message control center is also used for storing the received verification video image into the blockchain network, verifying the verification information according to the first information contained in the verification video image, and sending the verification video image to the first user terminal by a 5G message when the verification information passes the verification; the first user terminal is also used for verifying the identity information of the collection account according to the second information contained in the verification video image.
The embodiment of the invention also provides a 5G message transfer transaction verification device based on the blockchain, which is used for solving the technical problems of complex transfer business flow and low safety of the conventional banking system, and comprises the following steps: the transfer request receiving module is used for receiving a transfer request sent by a first user terminal, wherein the transfer request comprises: a terminal identification of the second user terminal; the verification information sending module is used for sending the verification information to the second user terminal in a 5G message according to the terminal identification of the second user terminal; the verification video image receiving module is used for receiving a verification video image sent by the second user terminal through a 5G message and storing the verification video image in the blockchain network, wherein the verification video image comprises: first information for verifying the verification information and second information for verifying the identification information of the collection account; the verification information verification module is used for verifying the verification information according to the first information contained in the verification video image; and the collection account identity information verification module is used for sending the verification video image to the first user terminal through a 5G message under the condition that the verification information passes the verification, so that the first user terminal verifies the collection account identity information according to the second information contained in the verification video image.
The embodiment of the invention also provides a computer device which is used for solving the technical problems of complex transfer business flow and low safety of the conventional banking system, and comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor realizes the block chain 5G message transfer transaction verification method when executing the computer program.
The embodiment of the invention also provides a computer readable storage medium for solving the technical problems of complex transfer business flow and low safety of the conventional banking system, wherein the computer readable storage medium stores a computer program for executing the blockchain-based 5G message transfer transaction verification method.
Compared with the technical scheme that the payor inputs the cashier's card number to transfer money in the prior art, the embodiment of the invention utilizes the characteristic of the 5G message, the payor does not need to inquire the cashier's card number in advance, does not need to fill in the card number, can realize the transfer business, and greatly improves the user experience of the transfer business; in addition, the account of the payee is verified by the account transfer payer, and the identity verification information is stored in the blockchain network, so that the security of the account transfer transaction service can be greatly improved.
Drawings
In order to more clearly illustrate the embodiments of the invention or the technical solutions in the prior art, the drawings that are required in the embodiments or the description of the prior art will be briefly described, it being obvious that the drawings in the following description are only some embodiments of the invention, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art. In the drawings:
FIG. 1 is a flowchart of a blockchain-based 5G message transfer transaction verification method provided in an embodiment of the present invention;
FIG. 2 is a block chain based 5G message transfer transaction flow diagram provided in an embodiment of the present invention;
FIG. 3 is a schematic diagram of a blockchain-based 5G messaging transaction verification system in accordance with embodiments of the present invention;
FIG. 4 is a schematic diagram of a blockchain-based 5G message transfer transaction verification device according to an embodiment of the present invention;
FIG. 5 is a schematic diagram of an alternative blockchain-based 5G message transfer transaction verification device in accordance with embodiments of the present invention.
Detailed Description
For the purpose of making the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention will be described in further detail with reference to the accompanying drawings. The exemplary embodiments of the present invention and their descriptions herein are for the purpose of explaining the present invention, but are not to be construed as limiting the invention.
The embodiment of the invention provides a blockchain-based 5G message transfer transaction verification method, and FIG. 1 is a flowchart of the blockchain-based 5G message transfer transaction verification method provided by the embodiment of the invention, as shown in FIG. 1, and the method comprises the following steps:
s101, receiving a transfer request sent by a first user terminal, wherein the transfer request comprises: terminal identification of the second user terminal.
It should be noted that, in the embodiment of the present invention, the first user terminal refers to a terminal used by a payment user; the second user terminal refers to a terminal used by the transfer receiving user.
Alternatively, both the first user terminal and the second user terminal may be 5G network terminals, which can be used to receive or transmit 5G messages. In the embodiment of the present invention, the first user terminal and the second user terminal may be, but are not limited to, mobile phone terminals. When the second user terminal is a mobile phone terminal, the terminal identifier may be a mobile phone number.
S102, according to the terminal identification of the second user terminal, the verification information is sent to the second user terminal through a 5G message.
In S102, the authentication information sent to the second user terminal may be, but not limited to, a random number, and may be a randomly generated four-bit or six-bit number.
Optionally, before executing S102 described above, the blockchain-based 5G message transfer transaction verification method provided in the embodiment of the present invention may further include the steps of: verification information is generated based on the random number generated by the random number generator.
S103, receiving the verification video image sent by the second user terminal through the 5G message, and storing the verification video image in the blockchain network, wherein the verification video image comprises: first information for verifying the verification information and second information for verifying the identification information of the collection account.
It should be noted that in the embodiment of the present invention, the verification video image may be, but is not limited to, a video image recorded by a user who receives the payment from the user who reads the verification information. The first information may be a voice corresponding to the verification information; the second information may be a face or a half-body image of the payee user.
S104, verifying the verification information according to the first information contained in the verification video stream.
In the implementation, whether the verification information contained in the verification video stream sent by the second user terminal is consistent with the verification information sent to the second user terminal or not can be judged, so that verification of the verification information is realized.
And S105, when the verification information passes the verification, sending the verification video stream to the first user terminal by a 5G message so that the first user terminal verifies the identity information of the collection account according to the second information contained in the verification video stream.
In an implementation, the transfer payment user may verify whether the receiving user is himself or herself according to the first user terminal receiving the image information of the receiving user included in the verification video stream.
In one embodiment, the blockchain-based 5G message transfer transaction verification method provided in the embodiment of the present invention may further include the steps of: receiving a transfer confirmation instruction returned by the first user terminal according to the verification result; and executing the transfer transaction service of the transfer request according to the transfer confirmation instruction.
Further, the blockchain-based 5G message transfer transaction verification method provided in the embodiment of the present invention may further include the steps of: receiving the collection account information returned by the second user terminal in a 5G message; and executing the transfer transaction service of the transfer request according to the collection account information.
Further, in the embodiment of the present invention, the transfer request sent by the first user terminal may further include: transferring an amount; so that the transfer transaction service is performed according to the receiving account information and the transfer amount when the transfer transaction service of the transfer request is performed according to the receiving account information.
In one embodiment, the blockchain-based 5G message transfer transaction verification method provided in the embodiment of the present invention may further include the steps of: acquiring transfer transaction information; and storing the transfer transaction information to a blockchain network.
Fig. 2 is a block chain-based 5G message transfer transaction flow chart, as shown in fig. 2, according to an embodiment of the present invention, including the following steps:
(1) user a wants to transfer 1000 yuan to user B, knows only the phone number of B, does not know the complete bank card number of B, and then fills in the phone number and transfer amount (e.g., 1000 yuan) of user B at the front end, and sends to the transfer transaction server.
(2) The transfer transaction service server records the transfer request locally (e.g., user a transfers 1000 yuan to user B phone number), and sends the transfer request to the 5G message center.
(3) After receiving the transfer request, the 5G message center randomly generates a 4-digit verification message by the 5G message generating module, and the verification message, the transfer person A and the transfer amount 1000 are used as the 5G verification message and sent to the mobile phone of the user B.
(4) And recording the verification video (the user B reads the lip language video of the 4 digits in the video) according to the received 5G verification message content, filling the money receiving bank card number of the user after confirming that the transfer person A and the transfer amount 1000 are correct, and sending the video stream and the money receiving card number as 5G messages to a 5G message verification module.
(5) And after receiving the 5G message of the video stream and the collection bank card number, the 5G message verification module compares the 4-bit number read by the user B in the message with the 4-bit number generated in the step (3) in consistency, and records the 5G message of the video stream and the collection bank card number to the blockchain network.
(6) The 5G message verification module sends the collection card number and the transfer amount in the message to the transfer transaction service server, and the transfer transaction service server compares the transfer amount with the transfer amount recorded in the step (2) (prevents the user B from tampering the transfer amount).
(7) The 5G message verification module sends the video content to the user A, and the user A watches the video content and judges whether the video content is the real user B.
(8) And the user A sends the judgment result to the transfer transaction service server, and the transfer transaction service server completes the transaction according to the judgment result of the user A.
(9) The transfer transaction service server records the transaction information of the transfer transaction to the blockchain network.
As can be seen from fig. 2, when the user a needs to transfer money to the user B, only the mobile phone number and the money transfer amount of the user B need to be input, the transfer request is sent to the 5G message control center, the 5G message control center randomly generates verification information (for example, a random number of 4 digits) according to rules, and sends the verification information to the mobile phone of the user B in the form of a 5G message, after receiving the verification information, the user B records a video and performs lip recording according to the 4 digits, meanwhile, inputs own money receiving card number, replies the recorded video stream and money receiving card number to the 5G message control center in the form of a 5G message, after verifying the accuracy of the lip, the 5G message control center sends the video stream to the user a in the form of a 5G message, and after the user a sees that the money receiver in the video is the user B who wants to transfer, only needs to click "confirm", and the transfer can be completed.
In the whole transfer process, the transfer payer does not need to inquire the complete card number of the transferred person in advance, and the problem that the card number information is leaked can be avoided. The account number does not need to be filled in when the account payer transfers accounts, so that the error probability is reduced, and the user experience of account transfer business is improved. In addition, all verification information in the transfer process is recorded to the blockchain network, and the non-tamperability of the data stored by the blockchain network is utilized, so that the repudiation phenomenon can be prevented.
Based on the same inventive concept, a blockchain-based 5G message transfer transaction verification system is also provided in embodiments of the present invention, as described in the following embodiments. Because the principle of solving the problem of the system is similar to that of the blockchain-based 5G message transfer transaction verification method, the implementation of the system can refer to the implementation of the blockchain-based 5G message transfer transaction verification method, and the repetition is omitted.
FIG. 3 is a schematic diagram of a blockchain-based 5G message transfer transaction verification system according to an embodiment of the present invention, as shown in FIG. 3, the system includes: the first user terminal 10, the second user terminal 20, the blockchain network 30 and the 5G message control center 40, the first user terminal 10, the second user terminal 20 respectively communicate with the 5G message control center 40.
The first user terminal 10 is configured to send a transfer request, where the transfer request includes: a terminal identification of the second user terminal 20; the 5G message control center 40 is configured to receive the transfer request sent by the first user terminal 10, and send verification information to the second user terminal 20 in a 5G message according to the terminal identifier of the second user terminal 20 included in the transfer request; the second user terminal 20 is configured to send an authentication video stream to the 5G message control center 40 in a 5G message, where the authentication video stream includes: first information for verifying the verification information and second information for verifying the identification information of the collection account; the 5G message control center 40 is further configured to store the received verification video stream in the blockchain network 30, verify the verification information according to the first information included in the verification video stream, and send the verification video stream to the first user terminal 10 in a 5G message when the verification information passes the verification; the first user terminal 10 is further configured to verify the identity information of the collection account according to the second information contained in the verification video stream.
In one embodiment, the blockchain-based 5G message transfer transaction verification system provided in embodiments of the present invention may further include: the transfer transaction server 50 is configured to receive a transfer confirmation instruction returned by the first user terminal according to the verification result; and executing the transfer transaction service of the transfer request according to the transfer confirmation instruction.
In one embodiment, the transfer transaction server 50 may be further configured to receive the collection account information returned by the second user terminal in a 5G message; and performing a transfer transaction service of the transfer request according to the collection account information.
In one embodiment, the transfer transaction server 50 may be further configured to perform a transfer transaction service according to the collection account information and the transfer amount.
In one embodiment, the transfer transaction server 50 may also be used to obtain transfer transaction information; and storing the transfer transaction information to the blockchain network.
In one embodiment, in the blockchain-based 5G message transfer transaction verification system provided in the embodiment of the present invention, the 5G message control center 40 is further configured to generate verification information based on the random number generated by the random number generator.
Based on the same inventive concept, the embodiment of the invention also provides a 5G message transfer transaction verification device based on a blockchain, as described in the following embodiment. Because the principle of the device for solving the problem is similar to that of the blockchain-based 5G message transfer transaction verification method, the implementation of the device can refer to the implementation of the blockchain-based 5G message transfer transaction verification method, and the repetition is omitted.
FIG. 4 is a schematic diagram of an alternative blockchain-based 4G message transfer transaction verification device provided in an embodiment of the invention, as shown in FIG. 4, which may include: the transfer request receiving module 41, the authentication information transmitting module 42, the authentication video stream receiving module 43, the authentication information verifying module 44, and the receipt account identity information verifying module 45.
The transfer request receiving module 41 is configured to receive a transfer request sent by a first user terminal, where the transfer request includes: a terminal identification of the second user terminal; a verification information sending module 42, configured to send verification information to the second user terminal in a 4G message according to the terminal identifier of the second user terminal; the verification video stream receiving module 43 is configured to receive a verification video stream sent by the second user terminal in a 4G message, and store the verification video stream in the blockchain network, where the verification video stream includes: first information for verifying the verification information and second information for verifying the identification information of the collection account; the verification information verification module 44 is configured to verify the verification information according to the first information included in the verification video stream; the collection account identity information verification module 45 is configured to send a verification video stream to the first user terminal in a 4G message when the verification information passes the verification, so that the first user terminal verifies the collection account identity information according to the second information included in the verification video stream.
In one embodiment, as shown in fig. 5, the blockchain-based 4G message transfer transaction verification device provided in the embodiment of the present invention may further include: the transfer transaction module 46 is configured to receive a transfer confirmation instruction returned by the first user terminal according to the verification result, and execute a transfer transaction service of the transfer request according to the transfer confirmation instruction.
Further, the above-mentioned transfer transaction module 46 is further configured to receive the collection account information returned by the second user terminal in the 4G message, and execute the transfer transaction service of the transfer request according to the collection account information.
Further, the transfer request received by the transfer request receiving module 41 may further include: transferring an amount; the transfer transaction module 46 is also used to perform a transfer transaction service according to the collection account information and the transfer amount.
In one embodiment, the transfer transaction module 46 is further configured to obtain transfer transaction information and store the transfer transaction information to the blockchain network.
In one embodiment, as shown in fig. 5, the blockchain-based 4G message transfer transaction verification device provided in the embodiment of the present invention may further include: the verification information generating module 47 is configured to generate verification information based on the random number generated by the random number generator.
Based on the same inventive concept, the embodiment of the invention also provides a computer device for solving the technical problems of complex transfer business flow and low security of the conventional banking system, wherein the computer device comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, and the processor realizes the block chain 5G message transfer transaction verification method when executing the computer program.
Based on the same inventive concept, the embodiment of the invention also provides a computer readable storage medium for solving the technical problems of complex transfer business flow and low security of the conventional banking system, wherein the computer readable storage medium stores a computer program for executing the blockchain-based 5G message transfer transaction verification method.
In summary, the embodiment of the invention provides a blockchain-based 5G message transfer transaction verification method, system, device, computer equipment and computer readable storage medium, which are compared with the technical scheme that in the prior art, a payor inputs a cash register number to transfer accounts, in the embodiment of the invention, the characteristics of the 5G message are utilized, the payor does not need to query the cash register number of a payee in advance, and does not need to fill in the cash register number, so that the transfer business can be realized, and the user experience of the transfer business is greatly improved; in addition, the account of the payee is verified by the account transfer payer, and the identity verification information is stored in the blockchain network, so that the security of the account transfer transaction service can be greatly improved.
It will be appreciated by those skilled in the art that embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The foregoing description of the embodiments has been provided for the purpose of illustrating the general principles of the invention, and is not meant to limit the scope of the invention, but to limit the invention to the particular embodiments, and any modifications, equivalents, improvements, etc. that fall within the spirit and principles of the invention are intended to be included within the scope of the invention.

Claims (14)

1. A blockchain-based 5G message transfer transaction verification method, comprising:
receiving a transfer request sent by a first user terminal, wherein the transfer request comprises: a terminal identification of the second user terminal;
generating verification information based on the random number generated by the random number generator;
according to the terminal identification of the second user terminal, the verification information is sent to the second user terminal through a 5G message;
receiving an authentication video image sent by a second user terminal in a 5G message, and storing the authentication video image in a blockchain network, wherein the authentication video image comprises: first information for verifying the verification information and second information for verifying the identification information of the collection account; the verification video image is lip language video of the read verification information recorded by the second user; the first information is voice of the second user reading verification information;
verifying the verification information according to the first information contained in the verification video image;
and when the verification information passes the verification, sending the verification video image to the first user terminal by using a 5G message so that the first user terminal verifies the identity information of the collection account according to the second information contained in the verification video image.
2. The method of claim 1, wherein the method further comprises:
receiving a transfer confirmation instruction returned by the first user terminal according to the verification result;
and executing the transfer transaction service of the transfer request according to the transfer confirmation instruction.
3. The method of claim 2, wherein the method further comprises:
receiving the collection account information returned by the second user terminal in a 5G message;
and executing the transfer transaction service of the transfer request according to the collection account information.
4. The method of claim 3, wherein the transfer request further comprises: transferring an amount; wherein, according to the collection account information, executing the transfer transaction service of the transfer request includes:
and executing a transfer transaction service according to the collection account information and the transfer amount.
5. The method of claim 2, wherein the method further comprises:
acquiring transfer transaction information;
and storing the transfer transaction information to a blockchain network.
6. A blockchain-based 5G message transfer transaction verification system, comprising: the system comprises a first user terminal, a second user terminal, a blockchain network and a 5G message control center, wherein the 5G message control center is respectively communicated with the first user terminal, the second user terminal and the blockchain network;
the first user terminal is configured to send a transfer request, where the transfer request includes: a terminal identification of the second user terminal; the 5G message control center is used for generating verification information based on the random number generated by the random number generator; receiving a transfer request sent by a first user terminal, and sending verification information to a second user terminal by a 5G message according to a terminal identifier of the second user terminal contained in the transfer request; the second user terminal is configured to send a verification video image to the 5G message control center in a 5G message, where the verification video image includes: first information for verifying the verification information and second information for verifying the identification information of the collection account; the verification video image is lip language video of the read verification information recorded by the second user; the first information is voice of the second user reading verification information;
the 5G message control center is further used for storing the received verification video image into a blockchain network, verifying the verification information according to first information contained in the verification video image, and sending the verification video image to a first user terminal through a 5G message when the verification information passes verification; the first user terminal is further used for verifying the identity information of the collection account according to the second information contained in the verification video image.
7. The system of claim 6, wherein the system further comprises:
and the transfer transaction server is used for executing the transfer transaction business of the transfer request.
8. A blockchain-based 5G message transfer transaction verification device, comprising:
the transfer request receiving module is configured to receive a transfer request sent by a first user terminal, where the transfer request includes: a terminal identification of the second user terminal;
the verification information generation module is used for generating verification information based on the random number generated by the random number generator;
the verification information sending module is used for sending the verification information to the second user terminal in a 5G message according to the terminal identification of the second user terminal;
the verification video image receiving module is used for receiving a verification video image sent by a second user terminal through a 5G message and storing the verification video image in a blockchain network, wherein the verification video image comprises the following components: first information for verifying the verification information and second information for verifying the identification information of the collection account; the verification video image is lip language video of the read verification information recorded by the second user; the first information is voice of the second user reading verification information;
the verification information verification module is used for verifying the verification information according to the first information contained in the verification video image;
and the collection account identity information verification module is used for sending the verification video image to the first user terminal through a 5G message under the condition that the verification information passes verification, so that the first user terminal verifies the collection account identity information according to the second information contained in the verification video image.
9. The apparatus of claim 8, wherein the apparatus further comprises:
and the transfer transaction module is used for receiving a transfer confirmation instruction returned by the first user terminal according to the verification result and executing the transfer transaction service of the transfer request according to the transfer confirmation instruction.
10. The apparatus of claim 9, wherein the transfer transaction module is further for receiving the receipt account information returned by the second user terminal in a 5G message, and performing the transfer transaction service of the transfer request according to the receipt account information.
11. The apparatus of claim 10, wherein the transfer request further comprises: transferring an amount; the transfer transaction module is also used for executing transfer transaction business according to the collection account information and the transfer amount.
12. The apparatus of claim 9, wherein the transfer transaction module is further configured to obtain transfer transaction information and store the transfer transaction information to a blockchain network.
13. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the blockchain-based 5G message transfer transaction verification method of any of claims 1 to 5 when the computer program is executed.
14. A computer readable storage medium, wherein the computer readable storage medium stores a computer program which when executed by a processor implements the blockchain-based 5G message transfer transaction verification method of any of claims 1 to 5.
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