CN111461726B - Secret payment-free signing method and device and electronic equipment - Google Patents
Secret payment-free signing method and device and electronic equipment Download PDFInfo
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- CN111461726B CN111461726B CN202010194232.0A CN202010194232A CN111461726B CN 111461726 B CN111461726 B CN 111461726B CN 202010194232 A CN202010194232 A CN 202010194232A CN 111461726 B CN111461726 B CN 111461726B
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Abstract
The embodiment of the specification provides a signing method, a signing device and electronic equipment for secret-free payment, wherein in the signing method for secret-free payment, the electronic equipment sends a signing request for secret-free payment to an electronic payment server, the signing request for secret-free payment comprises a scene code, and the scene code is used for indicating that a target application requests a payment channel which is preferentially used during secret-free payment; then the electronic equipment displays a signing page in a display interface of the electronic payment application, after acquiring the confirmation information input by the user in the signing page, sends a signing processing request to the electronic payment server, and receives a signing result sent by the electronic payment server after the signing processing is finished; and finally, the electronic equipment displays the signing result in a display interface of the electronic payment application, wherein the signing result comprises the payment channel which is preferentially used by the target application in the secret-free payment process, so that the payment channel which is preferentially used in the secret-free payment process can be set.
Description
[ technical field ] A method for producing a semiconductor device
The embodiment of the specification relates to the technical field of internet, in particular to a secret payment-free signing method and device and electronic equipment.
[ background ] A method for producing a semiconductor device
Electronic payment refers to the act of securely transmitting payment information between a consumer, a merchant and a financial institution to a bank or a corresponding processing institution through an information network by using a secure electronic means to realize currency payment or fund transfer.
At present, in the electronic payment process, in order to protect the account fund security of a user, a payment transaction is usually completed by inputting a password, but the password is often required to be input by people by the user, which is unfavorable for protecting the personal privacy and the account security, and the electronic payment experience of the user is poor. Based on this, the prior related art proposes the secret-free payment, the user and the merchant carry out payment authorization in advance, and the user does not need to input a password when carrying out subsequent transaction under the scene and the rule agreed with the merchant.
[ summary of the invention ]
The embodiment of the specification provides a signing method and device for secret-free payment and electronic equipment, so that a payment channel which is preferentially used in secret-free payment is set, convenience is brought to a user, and a marketing link is communicated.
In a first aspect, an embodiment of the present specification provides a method for signing a secret-free payment, including:
the method comprises the steps that an electronic device sends a secret-free payment signing request to an electronic payment server, wherein the secret-free payment signing request comprises a scene code, the scene code is used for indicating a payment channel which is requested to be preferentially used by a target application during secret-free payment, and the target application comprises an application which is used for carrying out secret-free payment signing with a user using the electronic device;
receiving signing page data sent by the electronic payment server;
displaying a signing page in a display interface of an electronic payment application installed in the electronic equipment according to the signing page data, wherein the signing page comprises a payment channel which is requested to be used preferentially by the target application in the secret-free payment;
after acquiring the confirmation information input by the user in the signing page, sending a signing processing request to the electronic payment server, and receiving a signing result sent by the electronic payment server after the signing processing is finished;
and displaying the signing result in a display interface of the electronic payment application, wherein the signing result comprises a payment channel which is preferentially used by the target application in the process of secret-free payment.
In the secret-free payment signing method, an electronic device sends a secret-free payment signing request to an electronic payment server, wherein the secret-free payment signing request comprises a scene code which is used for indicating a payment channel which is requested to be preferentially used by a target application during secret-free payment; then the electronic equipment receives the signing page data sent by the electronic payment server, displays the signing page in a display interface of an electronic payment application installed in the electronic equipment according to the signing page data, sends a signing processing request to the electronic payment server after acquiring the confirmation information input by the user in the signing page, and receives a signing result sent by the electronic payment server after the signing processing is finished; and finally, the electronic equipment displays the signing result in a display interface of the electronic payment application, wherein the signing result comprises a payment channel which is preferentially used by the target application in the process of secret-free payment, so that the setting of the payment channel which is preferentially used in the process of secret-free payment can be realized, and in addition, the payment channel which is preferentially used is a payment channel which is appointed by a merchant corresponding to the target application in the process of marketing aiming at the payment channel, so that after a user receives rights such as a red packet and/or a discount coupon in the process of using the target application, the use of the rights can be conveniently completed by using the payment channel which is preferentially used in the process of payment, such as deduction and/or deduction, the use of the user is facilitated, and the communication of a marketing link can be realized.
In one possible implementation manner, before the electronic device sends the request for subscription without secret payment to the electronic payment server, the method further includes:
the electronic equipment detects a trigger operation of the user in a display interface of a target application, wherein the trigger operation is used for triggering the user to sign a secret-free payment contract with the target application;
responding to the trigger operation, and acquiring a secret-free payment signing request from an application server corresponding to the target application;
and receiving a secret-free payment signing request sent by the application server, wherein the secret-free payment signing request comprises a scene code which is used for indicating a payment channel which is requested to be preferentially used by the target application when secret-free payment is carried out.
In one possible implementation manner, the sending, by the electronic device, the request for the privacy-free payment subscription to the electronic payment server includes:
and the electronic equipment calls an electronic payment application installed in the electronic equipment according to the secret-free payment signing request sent by the application server so as to send the secret-free payment signing request to the electronic payment server.
In one possible implementation manner, after receiving a subscription result sent by the electronic payment server after the subscription is processed, the method further includes:
and the electronic equipment displays a signing result in a display interface of the target application, wherein the signing result comprises a payment channel which is preferentially used by the target application in the secret-free payment.
In one possible implementation manner, after receiving a subscription result sent by the electronic payment server after the electronic payment server completes subscription, the method further includes:
and the electronic payment server sends a signing result to an application server corresponding to the target application, wherein the signing result comprises a payment channel which is preferentially used by the target application in secret-free payment.
In a second aspect, an embodiment of the present specification provides a cryptographic payment exemption signing device, which is characterized by including:
the system comprises a sending module, a receiving module and a sending module, wherein the sending module is used for sending a secret-free payment signing request to an electronic payment server, the secret-free payment signing request comprises a scene code, the scene code is used for indicating a payment channel which is requested to be preferentially used by a target application during secret-free payment, and the target application comprises an application which is used for carrying out secret-free payment signing with a user using the electronic equipment;
the receiving module is used for receiving the signing page data sent by the electronic payment server;
the display module is used for displaying a signed page in a display interface of an electronic payment application installed in the electronic equipment according to the signed page data received by the receiving module, wherein the signed page comprises a payment channel which is requested to be preferentially used by the target application in secret-free payment;
the acquisition module is used for acquiring the confirmation information input by the user in the signing page;
the sending module is further configured to send a subscription processing request to the electronic payment server after the obtaining module obtains the confirmation information;
the receiving module is further configured to receive a subscription result sent by the electronic payment server after the electronic payment server completes subscription processing;
the display module is further configured to display the signing result in a display interface of the electronic payment application, and the signing result includes a payment channel preferentially used by the target application in the secret-free payment.
In one possible implementation manner, the apparatus further includes: a detection module;
the detection module is used for detecting the trigger operation of the user in a display interface of a target application before the sending module sends a secret-free payment signing request to an electronic payment server, wherein the trigger operation is used for triggering the secret-free payment signing of the user and the target application;
the obtaining module is further configured to, after the detecting module detects the triggering operation, respond to the triggering operation and obtain a secret-free payment signing request from an application server corresponding to the target application;
the receiving module is further configured to receive a secret-free payment signing request sent by the application server, where the secret-free payment signing request includes a scene code, and the scene code is used to indicate a payment channel that the target application requests preferential use when paying for a secret.
In one possible implementation manner, the sending module is specifically configured to invoke an electronic payment application installed in the electronic device according to the secret-free payment signing request sent by the application server, so as to send the secret-free payment signing request to the electronic payment server.
In one possible implementation manner, the display module is further configured to display a signing result in the display interface of the target application after the receiving module receives the signing result, where the signing result includes a payment channel that is preferentially used by the target application when the target application is used for the password-free payment.
In a third aspect, an embodiment of the present specification provides an electronic device, including:
at least one processor; and
at least one memory communicatively coupled to the processor, wherein:
the memory stores program instructions executable by the processor, the processor being capable of executing the method provided by the first aspect when invoked by the processor.
In a fourth aspect, embodiments of the present specification provide a non-transitory computer-readable storage medium storing computer instructions that cause the computer to perform the method provided by the second aspect.
It should be understood that the second to fourth aspects of the embodiments in this specification are consistent with the technical solution of the first aspect of the embodiments in this specification, and similar beneficial effects are obtained in each aspect and the corresponding possible implementation manner, and are not described again.
[ description of the drawings ]
In order to more clearly illustrate the technical solutions of the embodiments of the present disclosure, the drawings needed to be used in the embodiments will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present disclosure, and it is obvious for those skilled in the art to obtain other drawings based on the drawings without creative efforts.
Fig. 1 is a flowchart of one embodiment of a cryptographic payment exemption subscription method of the present description;
FIG. 2 is a flow diagram of another embodiment of a privacy-free subscription method of the present description;
FIG. 3 is a flow diagram of yet another embodiment of a privacy-free subscription method of the present description;
fig. 4 is a schematic structural diagram of an embodiment of a cryptographic-exempt payment signing apparatus in the present specification;
fig. 5 is a schematic structural diagram of another embodiment of a cryptographic payment exempting signing device in the present specification;
fig. 6 is a schematic structural diagram of an embodiment of an electronic device in the present specification.
[ detailed description ] embodiments
For better understanding of the technical solutions in the present specification, the following detailed description of the embodiments of the present specification is provided with reference to the accompanying drawings.
It should be understood that the described embodiments are only a few embodiments of the present specification, and not all embodiments. All other embodiments obtained by a person skilled in the art based on the embodiments in the present specification without any inventive step are within the scope of the present specification.
The terminology used in the embodiments of the specification is for the purpose of describing particular embodiments only and is not intended to be limiting of the specification. As used in the specification examples and the appended claims, the singular forms "a", "an", and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise.
The more and more users' approval and use coverage are obtained by the secret-free payment method due to the convenience in use, but two problems exist at present: 1. a user commonly uses a certain payment channel in a secret-free payment scene, or the user has clear use will for a certain specific payment channel recommended by a merchant, and the prior and default setting of the secret-free payment channel is not supported; 2. when a merchant carries out marketing aiming at a payment channel, a certain specific payment channel is usually appointed, but under the circumstance of secret-free payment, if a user does not set the payment channel as priority or default use, the verification of a marketing activity cannot be successfully completed, wherein the verification means that after the user receives rights and interests such as a red packet and/or a coupon, the user completes the use of the rights and interests in the payment process, such as deduction and/or repudiation.
Based on the above problems, embodiments of the present specification provide a subscription method for privacy-free payment, which can implement setting of a payment channel preferentially used in privacy-free payment, and is convenient for a user to use, thereby implementing getting through of a marketing link.
Fig. 1 is a flowchart of an embodiment of a method for signing a secret-free payment according to the present disclosure, and as shown in fig. 1, the method for signing a secret-free payment may include:
102, the electronic device sends a request for signing a secret-free payment to an electronic payment server, wherein the request for signing a secret-free payment comprises a scene code, the scene code is used for indicating a payment channel which is requested to be preferentially used by a target application during the secret-free payment, and the target application comprises an application for signing a secret-free payment with a user using the electronic device.
The target Application is an Application (App) installed in the electronic device, and includes: the present embodiment does not limit the specific type of the target application, and in this embodiment, the target application includes an application that performs a secret payment-free subscription with a user using the electronic device.
The electronic device may be an intelligent electronic device such as a smart phone, a smart watch, a tablet computer, a wearable device, or a vehicle-mounted device, and the form of the electronic device is not limited in this embodiment.
In this embodiment, the request for the password-free payment sent by the electronic device to the electronic payment server includes a scene code, and the target application is indicated to the electronic payment server through the scene code to request the payment channel preferentially used in the password-free payment, so as to trigger setting of the payment channel preferentially used in the password-free payment.
The payment channel that the target application requests to be preferentially used in the secret-free payment process can be a payment channel that is specified by a merchant corresponding to the target application when the merchant performs marketing aiming at the payment channel.
And 104, receiving the signing page data sent by the electronic payment server.
And 106, displaying a signing page in a display interface of the electronic payment application installed in the electronic equipment according to the signing page data, wherein the signing page comprises a payment channel which is requested to be preferentially used by the target application in the secret-free payment.
In this embodiment, when the target application requires the user to make a payment, the payment process is completed through the electronic payment application.
Specifically, since the request for the payment channel to be preferentially used by the target application during the secret-free payment is indicated in the secret-free payment signing request, the signing page data returned by the electronic payment server also needs to include the request for the payment channel to be preferentially used by the target application, so that the request for the payment channel to be preferentially used by the target application is displayed to the user in the signing page for the user to confirm.
Specifically, the obtaining of the confirmation information input by the user in the contracted page may be: the electronic equipment detects the operation information of the user on the confirmation icon in the signing page; of course, the electronic device may also obtain the confirmation information input by the user in the subscription page in other manners, which is not limited in this embodiment.
Similarly, the subscription processing request may continuously carry the scene code, and is used to indicate the payment channel that the target application requests to be preferentially used when performing the privacy-exempting payment; correspondingly, the signing result comprises a payment channel which is successfully signed, and the payment channel which is successfully signed is the payment channel which is preferentially used by the target application in the secret-free payment.
And 110, displaying the signing result in a display interface of the electronic payment application, wherein the signing result comprises a payment channel which is preferentially used by the target application in the secret-free payment.
In the signing method of the secret-free payment, the electronic equipment sends a secret-free payment signing request to an electronic payment server, wherein the secret-free payment signing request comprises a scene code, and the scene code is used for indicating a payment channel which is requested to be preferentially used by a target application during secret-free payment; then the electronic equipment receives the signing page data sent by the electronic payment server, displays a signing page in a display interface of an electronic payment application installed in the electronic equipment according to the signing page data, sends a signing processing request to the electronic payment server after acquiring the confirmation information input by the user in the signing page, and receives a signing result sent by the electronic payment server after the electronic payment server finishes processing signing; and finally, the electronic equipment displays the signing result in a display interface of the electronic payment application, wherein the signing result comprises a payment channel which is preferentially used by the target application in the process of secret-free payment, so that the setting of the payment channel which is preferentially used in the process of secret-free payment can be realized, and in addition, the payment channel which is preferentially used is a payment channel which is appointed by a merchant corresponding to the target application in the process of marketing aiming at the payment channel, so that after a user receives rights such as a red packet and/or a discount coupon in the process of using the target application, the use of the rights can be conveniently completed by using the payment channel which is preferentially used in the process of payment, such as deduction and/or deduction, the use of the user is facilitated, and the communication of a marketing link can be realized.
Fig. 2 is a flowchart of another embodiment of a method for signing a secret-free payment according to the present description, as shown in fig. 2, in the embodiment shown in fig. 1 of the present description, before step 102, the method may further include:
Specifically, the triggering operation may include an operation of the user on an icon of a "privacy-exempt payment contract" in the presentation interface of the target application, for example: clicking or long-pressing an icon of 'secret payment free subscription' and the like; or, the triggering operation may include that the user triggers a voice input function in a display interface of the target application to input a voice command of "password free payment subscription"; the present embodiment does not limit the specific operation form of the above-described trigger operation.
Step 206, receiving a request for a subscription without secret payment sent by the application server, where the request for the subscription without secret payment includes a scene code, and the scene code is used to indicate a payment channel that the target application requests to be preferentially used when requesting the subscription without secret payment.
The preferentially used payment channel is a payment channel appointed by a merchant corresponding to the target application when marketing is carried out aiming at the payment channel, so that after the payment channel preferentially used by the target application when secret payment is avoided is set, if a user receives rights such as a red packet and/or a repudiation coupon in the process of using the target application, the preferentially used payment channel can be conveniently used in the payment process to finish the use of the rights, such as the repudiation and/or the repudiation, the use of the user is facilitated, and further the communication of a marketing link can be realized.
In this embodiment, step 102 may be:
and step 208, the electronic device invokes an electronic payment application installed in the electronic device according to the secret-free payment signing request sent by the application server, so as to send the secret-free payment signing request to the electronic payment server, wherein the secret-free payment signing request includes a scene code, the scene code is used for indicating a payment channel which is requested to be preferentially used by a target application during secret-free payment, and the target application includes an application which is used for secret-free payment signing with a user using the electronic device.
The electronic device may invoke the electronic payment application installed in the electronic device according to the secret-free payment signing request sent by the application server after receiving the link for invoking the electronic payment application sent by the application server.
Further, in this embodiment, after step 108, the method may further include:
step 210, the electronic device displays a signing result in the display interface of the target application, where the signing result includes a payment channel that the target application preferentially uses when the target application is used for privacy-free payment.
In a specific implementation, step 210 and step 110 may be executed synchronously, or may be executed sequentially, and the execution order of step 210 and step 110 is not limited in this embodiment.
Further, after step 108, the electronic payment server may further send a signing result to the application server corresponding to the target application, where the signing result includes a payment channel that is preferentially used by the target application when the target application is used for the password-free payment. This step may be performed after step 210 or in parallel with step 210.
Fig. 3 is a flowchart of a further embodiment of the secret-payment-free signing method according to the present disclosure, and as shown in fig. 3, the secret-payment-free signing method may include:
step 302, the electronic device detects a trigger operation of a user using the electronic device in a display interface of a target application, where the trigger operation is used to trigger a secret-free payment contract between the user and the target application.
Step 304, the electronic device requests to obtain a request for signing a password-free payment to an application server corresponding to the target application.
Step 306, the electronic device receives a request for the password-free payment subscription sent by the application server, where the request for the password-free payment subscription includes a scene code, and the scene code is used to indicate a payment channel that the target application requests to be preferentially used when the target application is performing the password-free payment.
And step 308, the electronic device invokes the electronic payment application installed in the electronic device according to the password-free payment signing request sent by the application server.
In step 310, the electronic device sends a request for a secret-free payment subscription to the electronic payment server, where the request for the secret-free payment subscription includes the scene code.
In step 312, the electronic device receives the subscription page data sent by the electronic payment server.
And step 314, the electronic device displays a signing page in a display interface of the electronic payment application according to the signing page data, wherein the signing page comprises a payment channel which is requested to be preferentially used by the target application in the secret-free payment process.
In step 316, the electronic device obtains the confirmation information input by the user in the sign-up page.
Step 318, the electronic device sends a signing processing request to the electronic payment server, where the signing processing request includes the scene code.
In step 320, the electronic device receives a subscription result sent by the electronic payment server after the electronic payment server completes processing the subscription, where the subscription result includes a payment channel that the target application preferentially uses when the target application is used for the secret-free payment.
Step 322, the electronic device displays the signing result in the display interface of the electronic payment application, where the signing result includes a payment channel that is preferentially used by the target application in the privacy-exempt payment.
Step 324, the electronic device displays the signing result in a display interface of the target application, where the signing result includes a payment channel that is preferentially used by the target application when the target application is free of secret payment.
In this embodiment, step 322 and step 324 are executed synchronously.
In step 326, the electronic payment server sends a subscription result to the application server, where the subscription result includes a payment channel that the target application preferentially uses when performing the privacy-free payment.
In this embodiment, step 326 is performed asynchronously with step 324, that is, step 326 may be performed before or after step 324.
The signing method for the secret-free payment provided by the embodiment of the specification indicates that the target application requests the payment channel preferentially used in the secret-free payment by adding the scene code on the basis of the original secret-free payment signing link, namely, the payment channel preferentially used in the secret-free payment can be set.
The foregoing description has been directed to specific embodiments of this disclosure. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims can be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.
Fig. 4 is a schematic structural diagram of an embodiment of a cryptographic payment exempting signing apparatus in this specification, and as shown in fig. 4, the cryptographic payment exempting signing apparatus may include: a sending module 41, a receiving module 42, a display module 43 and an obtaining module 44;
a sending module 41, configured to send a request for a subscription without secret payment to an electronic payment server, where the request for the subscription without secret payment includes a scene code, the scene code is used to indicate a payment channel that a target application requests to be preferentially used when the target application is used for the subscription without secret payment, and the target application includes an application for the subscription without secret payment with a user using the electronic device;
a receiving module 42, configured to receive the contracted page data sent by the electronic payment server;
a display module 43, configured to display, according to the contracted page data received by the receiving module 42, a contracted page in a display interface of an electronic payment application installed in the electronic device, where the contracted page includes a payment channel that the target application requests to be preferentially used in secret-free payment;
an obtaining module 44, configured to obtain confirmation information input by the user in the contracted page;
a sending module 41, configured to send a contract signing processing request to the electronic payment server after the obtaining module 44 obtains the confirmation information;
the receiving module 42 is further configured to receive a subscription result sent by the electronic payment server after the subscription processing is completed;
the display module 43 is further configured to display the signing result in the display interface of the electronic payment application, where the signing result includes a payment channel that is preferentially used by the target application when the target application is used for the password-free payment.
The secret payment exempting subscription device provided in the embodiment shown in fig. 4 may be used to execute the technical solution of the method embodiment shown in fig. 1 in this specification, and the implementation principle and the technical effect may further refer to the related description in the method embodiment.
Fig. 5 is a schematic structural diagram of another embodiment of the secret payment exempting signing apparatus in this specification, and compared with the secret payment exempting signing apparatus shown in fig. 4, the secret payment exempting signing apparatus shown in fig. 5 may further include: a detection module 45;
a detecting module 45, configured to detect, before the sending module 41 sends the request for the password-free payment subscription to the electronic payment server, a trigger operation of the user in a display interface of a target application, where the trigger operation is used to trigger the password-free payment subscription between the user and the target application;
the obtaining module 44 is further configured to, after the detecting module 45 detects the trigger operation, respond to the trigger operation and obtain a secret-free payment subscription request from an application server corresponding to the target application;
the receiving module 42 is further configured to receive a request for a subscription without secret payment sent by the application server, where the request for the subscription without secret payment includes a scene code, and the scene code is used to indicate a payment channel that the target application requests to be preferentially used when the target application is in the process of the subscription without secret payment.
In this embodiment, the sending module 41 is specifically configured to invoke an electronic payment application installed in the electronic device according to the request for the password-free payment subscription sent by the application server, so as to send the request for the password-free payment subscription to the electronic payment server.
Further, the display module 43 is further configured to display the signing result in the display interface of the target application after the receiving module 42 receives the signing result, where the signing result includes a payment channel that is preferentially used by the target application when the target application is used for the secret-free payment.
The secret payment exempting subscription device provided in the embodiment shown in fig. 5 may be used to implement the technical solutions of the method embodiments shown in fig. 1 to fig. 3 of the present application, and the implementation principles and technical effects of which may be further described with reference to the related description in the method embodiments.
FIG. 6 is a schematic block diagram of an embodiment of an electronic device according to the present disclosure, which may include at least one processor, as shown in FIG. 6; and at least one memory communicatively coupled to the processor, wherein: the memory stores program instructions executable by the processor, and the processor calls the program instructions to execute the secret payment exemption signing method provided by the embodiments shown in fig. 1-3 in the present specification.
The electronic device may be an intelligent electronic device such as a smart phone, a smart watch, a tablet computer, a wearable device, or a vehicle-mounted device, and the form of the electronic device is not limited in this embodiment.
FIG. 6 illustrates a block diagram of an exemplary electronic device suitable for use in implementing embodiments of the present specification. The electronic device shown in fig. 6 is only an example, and should not bring any limitation to the functions and the range of use of the embodiments of the present specification.
As shown in fig. 6, the electronic device is in the form of a general purpose computing device. Components of the electronic device may include, but are not limited to: one or more processors 410, a communication interface 420, a memory 430, and a communication bus 440 that couples the various components (including the memory 430, the communication interface 420, and the processing unit 410).
Electronic devices typically include a variety of computer system readable media. Such media may be any available media that is accessible by the electronic device and includes both volatile and nonvolatile media, removable and non-removable media.
A program/utility having a set (at least one) of program modules may be stored in the memory 430, such program modules including, but not limited to, an operating system, one or more application programs, other program modules, and program data, each of which examples or some combination thereof may include an implementation of a network environment. The program modules generally perform the functions and/or methods of the embodiments described in fig. 1-3 herein.
The processor 410 executes programs stored in the memory 430 to execute various functional applications and data processing, for example, to implement the subscription method for the privacy-free payment provided by the embodiments shown in fig. 1 to 3 in this specification.
Embodiments of the present description provide a non-transitory computer-readable storage medium storing computer instructions that cause a computer to execute a method for signing a secret-free payment provided by the embodiments shown in fig. 1 to 3 of the present description.
The non-transitory computer readable storage medium described above may take any combination of one or more computer readable media. The computer readable medium may be a computer readable signal medium or a computer readable storage medium. A computer readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples (a non-exhaustive list) of the computer readable storage medium would include the following: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a Read Only Memory (ROM), an Erasable Programmable Read Only Memory (EPROM), a flash Memory, an optical fiber, a portable compact disc Read Only Memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the context of this document, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.
A computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take any of a variety of forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device.
Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.
Computer program code for carrying out operations for aspects of the present description may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, Smalltalk, C + + or the like and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user's computer, partly on the user's computer, as a stand-alone software package, partly on the user's computer and partly on a remote computer or entirely on the remote computer or server. In the case of a remote computer, the remote computer may be connected to the user's computer through any type of Network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or the connection may be made to an external computer (for example, through the Internet using an Internet service provider).
The foregoing description has been directed to specific embodiments of this disclosure. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims can be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.
In the description of the specification, reference to the description of "one embodiment," "some embodiments," "an example," "a specific example," or "some examples" or the like means that a particular feature, structure, material, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the specification. In this specification, the schematic representations of the terms used above are not necessarily intended to refer to the same embodiment or example. Furthermore, the particular features, structures, materials, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples. Furthermore, various embodiments or examples and features of different embodiments or examples described in this specification can be combined and combined by one skilled in the art without contradiction.
Furthermore, the terms "first", "second" and "first" are used for descriptive purposes only and are not to be construed as indicating or implying relative importance or implicitly indicating the number of technical features indicated. Thus, a feature defined as "first" or "second" may explicitly or implicitly include at least one such feature. In the description of the present specification, "a plurality" means at least two, e.g., two, three, etc., unless explicitly defined otherwise.
Any process or method descriptions in flow charts or otherwise described herein may be understood as representing modules, segments, or portions of code which include one or more executable instructions for implementing steps of a custom logic function or process, and alternate implementations are included within the scope of the preferred embodiment of the present description in which functions may be executed out of order from that shown or discussed, including substantially concurrently or in reverse order, depending on the functionality involved, as would be understood by those reasonably skilled in the art of the embodiments of the present description.
The word "if" as used herein may be interpreted as "at … …" or "when … …" or "in response to a determination" or "in response to a detection", depending on the context. Similarly, the phrase "if determined" or "if detected (a stated condition or event)" may be interpreted as "upon determining" or "in response to determining" or "upon detecting (a stated condition or event)" or "in response to detecting (a stated condition or event)", depending on the context.
It should be noted that the terminal referred to in the embodiments of the present disclosure may include, but is not limited to, a Personal Computer (Personal Computer; hereinafter, referred to as PC), a Personal Digital Assistant (Personal Digital Assistant; hereinafter, referred to as PDA), a wireless handheld device, a Tablet Computer (Tablet Computer), a mobile phone, an MP3 player, an MP4 player, and the like.
In the several embodiments provided in this specification, it should be understood that the disclosed system, apparatus, and method may be implemented in other ways. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the units is only one logical division, and there may be other divisions in actual implementation, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.
In addition, functional units in the embodiments of the present specification may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, or in a form of hardware plus a software functional unit.
The integrated unit implemented in the form of a software functional unit may be stored in a computer readable storage medium. The software functional unit is stored in a storage medium and includes several instructions to enable a computer device (which may be a personal computer, a server, or a network device) or a Processor (Processor) to execute some steps of the methods described in the embodiments of the present disclosure. And the aforementioned storage medium includes: a U disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
The above description is only a preferred embodiment of the present disclosure, and should not be taken as limiting the present disclosure, and any modifications, equivalents, improvements, etc. made within the spirit and principle of the present disclosure should be included in the scope of the present disclosure.
Claims (9)
1. A method for signing a privacy-free payment, comprising:
the method comprises the steps that an electronic device sends a secret-free payment signing request to an electronic payment server, wherein the secret-free payment signing request comprises a scene code, the scene code is used for indicating a payment channel which is requested to be preferentially used by a target application during secret-free payment, and the target application comprises an application which is used for carrying out secret-free payment signing with a user using the electronic device;
receiving signing page data sent by the electronic payment server;
displaying a signing page in a display interface of an electronic payment application installed in the electronic equipment according to the signing page data, wherein the signing page comprises a payment channel which is requested to be used preferentially by the target application in the secret-free payment;
after acquiring the confirmation information input by the user in the signing page, sending a signing processing request to the electronic payment server, and receiving a signing result sent by the electronic payment server after signing processing is finished;
displaying the signing result in a display interface of the electronic payment application, wherein the signing result comprises a payment channel which is preferentially used by the target application in the process of secret-free payment;
before the electronic device sends the request for the secret-free payment subscription to the electronic payment server, the method further includes:
the electronic equipment detects a trigger operation of the user in a display interface of a target application, wherein the trigger operation is used for triggering the user to sign a secret-free payment contract with the target application;
responding to the trigger operation, and acquiring a secret-free payment signing request from an application server corresponding to the target application;
receiving a password-free payment signing request sent by the application server, wherein the password-free payment signing request comprises a scene code, and the scene code is used for indicating a payment channel which is requested to be used preferentially by the target application during password-free payment; the preferentially used payment channel is a payment channel appointed by a merchant corresponding to the target application when marketing aiming at the payment channel.
2. The method of claim 1, wherein sending, by the electronic device, the privacy-exempt payment sign-up request to the electronic payment server comprises:
and the electronic equipment calls an electronic payment application installed in the electronic equipment according to the secret-free payment signing request sent by the application server so as to send the secret-free payment signing request to the electronic payment server.
3. The method according to any one of claims 1-2, wherein after receiving the subscription result sent by the electronic payment server after processing the subscription, the method further comprises:
and the electronic equipment displays a signing result in a display interface of the target application, wherein the signing result comprises a payment channel which is preferentially used by the target application in the secret-free payment.
4. The method according to any one of claims 1-2, wherein after receiving the contract result sent by the electronic payment server after processing the contract completion, the method further comprises:
and the electronic payment server sends a signing result to an application server corresponding to the target application, wherein the signing result comprises a payment channel which is preferentially used by the target application in secret-free payment.
5. A cryptographic-free payment signing apparatus, comprising:
the system comprises a sending module and an electronic payment server, wherein the sending module is used for sending a secret-free payment signing request to the electronic payment server, the secret-free payment signing request comprises a scene code, the scene code is used for indicating a payment channel which is requested to be preferentially used by a target application during secret-free payment, and the target application comprises an application which is signed with secret-free payment of a user using the electronic equipment;
the receiving module is used for receiving the signing page data sent by the electronic payment server;
the display module is used for displaying a signed page in a display interface of an electronic payment application installed in the electronic equipment according to the signed page data received by the receiving module, wherein the signed page comprises a payment channel which is requested to be preferentially used by the target application in secret-free payment;
the acquisition module is used for acquiring the confirmation information input by the user in the signing page;
the sending module is further configured to send a subscription processing request to the electronic payment server after the obtaining module obtains the confirmation information;
the receiving module is further configured to receive a subscription result sent by the electronic payment server after the electronic payment server completes subscription processing;
the display module is further configured to display the signing result in a display interface of the electronic payment application, where the signing result includes a payment channel that is preferentially used by the target application when the target application is paid for a password-free payment;
wherein the apparatus further comprises: a detection module;
the detection module is used for detecting the trigger operation of the user in a display interface of a target application before the sending module sends a secret-free payment signing request to an electronic payment server, wherein the trigger operation is used for triggering the secret-free payment signing of the user and the target application;
the obtaining module is further configured to, after the detecting module detects the trigger operation, respond to the trigger operation and obtain a secret-free payment subscription request from an application server corresponding to the target application;
the receiving module is further configured to receive a secret-free payment subscription request sent by the application server, where the secret-free payment subscription request includes a scene code, and the scene code is used to indicate a payment channel that the target application requests to be preferentially used when in secret-free payment; the preferentially used payment channel is a payment channel appointed by a merchant corresponding to the target application when marketing is carried out aiming at the payment channel.
6. The apparatus of claim 5,
the sending module is specifically configured to invoke an electronic payment application installed in the electronic device according to the secret-free payment signing request sent by the application server, so as to send the secret-free payment signing request to the electronic payment server.
7. The apparatus of any one of claims 5 to 6,
the display module is further used for displaying the signing result in the display interface of the target application after the receiving module receives the signing result, wherein the signing result comprises a payment channel which is preferentially used by the target application in the secret-free payment process.
8. An electronic device, comprising:
at least one processor; and
at least one memory communicatively coupled to the processor, wherein:
the memory stores program instructions executable by the processor, the processor invoking the program instructions to perform the method of any of claims 1 to 4.
9. A non-transitory computer-readable storage medium storing computer instructions that cause a computer to perform the method of any one of claims 1 to 4.
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| CN202010194232.0A CN111461726B (en) | 2020-03-19 | 2020-03-19 | Secret payment-free signing method and device and electronic equipment |
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| CN202010194232.0A CN111461726B (en) | 2020-03-19 | 2020-03-19 | Secret payment-free signing method and device and electronic equipment |
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| CN111461726B true CN111461726B (en) | 2022-09-13 |
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| CN112801660B (en) * | 2021-01-28 | 2024-02-23 | 中国工商银行股份有限公司 | Secret subscription-free method and device of payment protocol |
| CN113112274B (en) * | 2021-04-12 | 2023-03-24 | 支付宝（中国）网络技术有限公司 | Payment information processing method, device, equipment and medium |
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| CN105787726A (en) * | 2016-02-16 | 2016-07-20 | 北京小米移动软件有限公司 | Order payment method and apparatus |
| CN110223077A (en) * | 2019-06-13 | 2019-09-10 | 深圳前海微众银行股份有限公司 | Register method, device, equipment and the readable storage medium storing program for executing of face payment account |
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