CN110728514A - Payment system and method for quickly identifying member code - Google Patents
Payment system and method for quickly identifying member code Download PDFInfo
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- CN110728514A CN110728514A CN201910898999.9A CN201910898999A CN110728514A CN 110728514 A CN110728514 A CN 110728514A CN 201910898999 A CN201910898999 A CN 201910898999A CN 110728514 A CN110728514 A CN 110728514A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/06009—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking
- G06K19/06037—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code with optically detectable marking multi-dimensional coding
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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Abstract
The invention discloses a payment system and a method for quickly identifying a member code, wherein the payment system comprises: the consumption platform is used for setting a payment contract of the member user, authenticating the identity information of the member user, initiating a payment setting request of the consumption platform and adjusting the payment mode of the consumption platform; the payment platform is used for receiving the payment setting request of the consumption platform, guiding the payment setting request into a payment verification system of the payment platform and calling back the payment signing contract to the consumption platform; the cloud server is used for remotely receiving the data of the consumption platform, confirming payment information of the member user, automatically generating a payment member code and sending the payment member code to the consumption platform; and the collection terminal identifies the key of the payment member code, and sends the successful payment information and the payment details to the consumption platform after the verification of the cloud server is completed. The embodiment of the invention can combine the member code and the payment code of the user into a whole, and can customize the payment mode at the same time, thereby improving the convenience of member payment.
Description
Technical Field
The invention relates to the field of shopping payment, in particular to a payment system and method for quickly identifying a member code.
Background
At present, many storefronts transact with membership cards for consumers, the membership cards are gradually changed from traditional cards to electronic membership cards along with the rapid development of intelligent terminals, a membership user needs to show the membership card to a shop first in the payment process after consumption, if the membership card exists, the extent of the consumption preference and the exchange of other membership points are determined, the shop assistant determines the final payment amount of the membership, and lets the user select a payment mode and the like, in this process, it is necessary for the store clerk to spend a lot of time to determine the member level, the member score, the member benefit width, and the like of the user, and it is necessary for the consumer to determine whether to use the member score to redeem the benefit type, select the payment method, and the like, which causes time consumption of both the store cashier and the consumer, is not favorable for prompting the consumption attractiveness of the store, and is likely to cause the loss of the member.
In order to solve the problems, at present, many shops directly select and utilize a self-service payment robot in the payment process of consumption, so that a user can operate the complicated process, the consumer selects the grade of a member, the credit exchange of the member and other benefits, and then self-service payment is carried out, and only the consumer who needs the staff of the shop uses the payment robot to pay and then enters the shop to confirm, however, the operation time of the consumer is not saved in the process, for part of consumers who are not familiar with operating the payment robot, the operation additionally causes inconvenience, the problems cannot be effectively solved, and the loss of the shop members can be caused.
Disclosure of Invention
In order to solve the problems in the prior art, embodiments of the present invention provide a payment system and method for quickly identifying a member code, which can improve convenience of member payment by integrating a member code of a user and a payment code into one and customizing a payment mode.
In order to solve the technical problems, the invention adopts the technical scheme that:
in a first aspect, an embodiment of the present invention discloses a payment system for quickly identifying a member code, where the payment system includes:
the consumption platform is used for setting a payment contract of a member user, authenticating identity information of the member user, calling member privileges of the member user through the identity information, initiating a payment setting request of the consumption platform, and adjusting a payment mode of the consumption platform after the payment setting of the consumption platform is finished;
the payment platform is used for receiving a payment setting request of the consumption platform, guiding the payment setting request into a payment verification system of the payment platform, completing payment security setting and payment password verification of the member user, and calling back a payment contract to the consumption platform after the payment system verification is completed;
the cloud server is used for remotely receiving the data of the consumption platform, confirming the payment information of the member user, automatically generating a payment member code according to the payment request of the consumption platform and sending the payment member code to the consumption platform;
and the collection terminal scans the payment member code, identifies the key of the payment member code, and sends successful payment information and payment details to the consumption platform after the cloud server verifies the payment member code.
Further, the consumption platform and the payment platform are application software installed on the intelligent terminal.
Further, the adjustment of the payment method includes an adjustment of a payment type sequence, and the payment type at least includes: pay-for-treasure payment, WeChat payment, member virtual asset payment, online banking payment, and self-service electronic wallet payment.
Further, the payment member code at least comprises a member user code, a payment mode, a payment sequence and a payment source.
Further, the cloud server at least comprises a data storage unit and a data verification unit; the data verification unit at least comprises a generation code interface and a resolution code interface.
Further, the payment security setting includes authorization for a password-free payment and a maximum payment amount, and the key identification of the payment member code by the collection terminal does not involve password verification of the payment platform.
On the other hand, the embodiment of the invention also discloses a payment method for quickly identifying the member code, which comprises the following steps:
setting a payment contract of a member user, authenticating identity information of the member user, calling member privileges of the member user through the identity information, initiating a payment setting request, and completing adjustment of a payment mode;
receiving a payment setting request of the consumption platform, importing the payment setting request into a payment verification system, completing payment security setting and payment password verification of the member user, and calling back a payment contract after the verification of the payment system is completed;
confirming payment information of the member user, and automatically generating a payment member code according to a payment request;
and scanning the payment member code, identifying the key of the payment member code, and feeding back payment success information and payment details after the remote cloud verification is passed.
Further, the adjustment of the payment method includes an adjustment of a payment type sequence, and the payment type at least includes: pay-for-treasure payment, WeChat payment, member virtual asset payment, online banking payment, and self-service electronic wallet payment.
Further, the payment member code at least comprises a member user code, a payment mode, a payment sequence and a payment source.
Further, the payment security settings include authorization for a privacy-exempt payment and a maximum payment amount.
The technical scheme provided by the embodiment of the invention has the following beneficial effects:
the embodiment of the invention discloses a payment system and a method for quickly identifying a member code, wherein the payment system comprises a consumption platform, a payment platform, a cloud server and a collection terminal, wherein the consumption platform authenticates the identity information of a member user by setting a payment contract of the member user and adjusts the payment mode; after the payment security of the member user is set and the payment password is verified through the payment platform, the member code and the payment code are combined into one by using the cloud server, the member grade of the consumer is recognized while a payment two-dimensional code is scanned through the collection terminal, the payment time of the member user is saved, in addition, the member points and the member virtual assets are directly jumped out synchronously during payment, the payment time of the user and the collection time of a store cashier in the payment process of the user are obviously saved, the payment experience of the member is facilitated, and the member flow of the store is increased.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
Fig. 1 is a schematic structural diagram of a payment system for quickly identifying a member code according to an embodiment of the present invention;
fig. 2 is a schematic overall flow chart of a payment method for a quick identification member code according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The first embodiment is as follows:
as shown in fig. 1, an embodiment of the present invention discloses a payment system for quickly identifying a member code, including:
the consumption platform 1 is used for setting a payment contract of a member user, authenticating identity information of the member user, calling member privileges of the member user through the identity information, initiating a payment setting request of the consumption platform 1, and adjusting a payment mode of the consumption platform 1 after the payment setting of the consumption platform 1 is completed;
the payment platform 2 is used for receiving a payment setting request of the consumption platform 1, guiding the payment setting request into a payment verification system of the payment platform 2, completing payment security setting and payment password verification of the member user, and calling back a payment contract to the consumption platform 1 after the payment system verification is completed;
the cloud server 3 is used for remotely receiving the data of the consumption platform 1, confirming the payment information of the member user, automatically generating a payment member code according to the payment request of the consumption platform 1 and sending the payment member code to the consumption platform 1;
and the collection terminal 4 scans the payment member code, identifies the key of the payment member code, and sends successful payment information and payment details to the consumption platform 1 after the verification of the cloud server 3 is completed.
The invention discloses a payment system for quickly identifying a member code, which quickly finishes the payment process of a member by matching a consumption platform 1 and a payment platform 2 with a cloud server 3 of a store and a cash collecting terminal 4 of the store, preferably, the consumption platform 1 and the payment platform 2 are application software installed on an intelligent terminal, therefore, the data exchange of the consumption platform 1 and the payment platform 2 is finished by the intelligent terminal, the cloud server 3, the intelligent terminal and the cash collecting terminal 4 exchange information through a wireless network, wherein, the consumption platform 1 is a customized platform of the store, a member user firstly needs to log in the consumption platform 1 to confirm identity information and simultaneously uploads the identity of the member to the cloud server 3 of the store, further confirmation of the member identity is achieved, member grades, member points and other available member information of the user are collected through the consumption platform 1, then the member user sends a request for payment setting to self-define various payment settings; the payment platform 2 on the terminal, for example, after receiving a request for payment setting, such as WeChat, Paibao, or a self-operated electronic wallet of the store, performs payment verification, adds the set payment to the consumption platform 1 if the verification is passed, and after completing the one-time payment verification, in the member payment process in the later stage, the purpose of safe payment can be achieved only through the consumption platform 1, all the safety information is verified through the cloud server 3 of the store, so as to ensure the safety in the payment process, and after the payment is confirmed by the cash-collecting terminal 4, the member user can automatically receive a prompt of successful payment through the consumption platform 1. Therefore, the member code and the payment code are combined into one in the payment process, the member grade of the consumer is identified while one payment two-dimensional code is scanned through the payment terminal 4, the payment time of a member user is saved, the member points and the member virtual assets are directly jumped out synchronously during payment, the payment time of the user in the user payment process and the payment time of a store cashier are obviously saved, the payment experience of the member is facilitated, and the member flow of the store is increased.
Preferably, the adjustment of the payment method includes an adjustment of a payment type sequence, and the payment type at least includes: pay-for-treasure payment, WeChat payment, member virtual asset payment, online banking payment, and self-service electronic wallet payment. In the process of making a payment setting request by using the payment platform 2, a member user can select which payment type is preferentially used, for example, the member user self-defines that the member user pays by a self-operated electronic wallet, money is firstly deducted from the self-operated electronic wallet in the payment process, if the money in the self-operated electronic wallet is insufficient, the money is extended to the next payment type, the setting can enable the user with member virtual assets to actively enjoy good shopping experience and experience a cheaper shopping mode, the member virtual assets can be increased by promoting the member level, the member virtual assets can also be directionally distributed to the member user by the consumption platform 1, and the flow of stores can be more easily promoted by using the member virtual assets and stores hooked by the member level.
Preferably, the payment member code at least comprises a member user code, a payment mode, a payment sequence and a payment source. Further, the cloud server 3 includes at least a data storage unit and a data verification unit; the data verification unit at least comprises a generation code interface and a resolution code interface. In order to ensure the payment security, all the payment member codes generated in real time on the consumption platform 1 are firstly generated on the cloud server 3 and then sent to the consumption platform 1, and in the process of generating the payment member codes by the cloud server 3, the security verification of data is required, wherein the security verification comprises the reading of information through a code generation interface and the reading of an analysis code interface after scanning at the cash receiving terminal 4, and the information on the payment member codes, such as member codes, payment modes and the like, is written on the member payment codes through the code generation interface, wherein the member payment codes can be two-dimensional codes or specific bar codes, all the information on the payment member codes are compared through a data storage unit on the cloud server 3 to determine the authenticity of the payment member codes, and the inconvenience of inputting passwords through other payment platforms 2 can be avoided each time, therefore, since the payment member codes in this embodiment are generated on site in real time at the payment stage, each payment member code automatically fails every 1 minute, so that the member user needs to complete payment within one minute, otherwise, the generated payment member codes fail and need to be regenerated, which significantly improves the security of the payment member codes and also can avoid inputting the payment passwords each time.
Preferably, the payment security setting includes authorization for a password-free payment and a maximum payment amount, and the key identification of the payment member code by the payee terminal 4 does not involve password verification of the payment platform 2. In order to improve the security of the payment member code in this embodiment, during the stage of setting the payment security through the payment platform 2, the type of the password-free payment and the maximum payment amount may be determined, for example, when the amount is greater than one thousand yuan, a password-free payment invalidation mechanism is triggered, and after the payment member code is scanned by the payment terminal 4, the member user must also input and determine the password, and of course, the amount may be adjusted according to the requirement of the member user and the actual consumption type of the store. In addition, the input of the payment password is only the payment password of the consumption platform 1, and does not relate to the password verification of the third party payment platform 2, and the password verification of the consumption platform 1 can obviously improve the convenience of password operation and accelerate the payment process.
Example two:
as shown in fig. 2, an embodiment of the present invention further discloses a payment method for quickly identifying a member code, where the payment method includes the following steps:
s1: setting a payment contract of a member user, authenticating identity information of the member user, calling member privileges of the member user through the identity information, initiating a payment setting request, and completing adjustment of a payment mode;
s2: receiving a payment setting request of the consumption platform, importing the payment setting request into a payment verification system, completing payment security setting and payment password verification of the member user, and calling back a payment contract after the verification of the payment system is completed;
s3: confirming payment information of the member user, and automatically generating a payment member code according to a payment request;
s4: and scanning the payment member code, identifying the key of the payment member code, and feeding back payment success information and payment details after the remote cloud verification is passed.
At present, many supermarkets are wired and on-line, member users can enjoy many advantages in the shopping process, and in the payment process of the member users, the four steps relate to store member information authentication, self-defining payment mode and safety authentication, generation and sending of payment member codes and scanning and payment of the payment member codes. Wherein, the member user can operate and authenticate at any time through the intelligent terminal in the steps S1 and S2, and only needs to operate once, the member user can be set and memorized through the intelligent terminal, the repeated operation is not needed when going to the store for consumption, only the payment member code to be paid needs to be displayed to the store cashier, the payment amount is set through the POS terminal by the store cashier, the payment member code on the intelligent terminal of the member user is scanned to complete the payment process,
therefore, the member user firstly confirms the identity information of the personal information station of the store, and simultaneously uploads the identity of the member to the remote cloud end of the store to further confirm the member identity, the member information is acquired by reading information such as member grade, member points and the like of the member user, and then the member user sends a request for payment setting to customize various payment settings; the payment platform on the intelligent terminal comprises a WeChat payment platform, a payment treasure payment platform or a self-operated electronic wallet of the shop and the like, the payment verification is carried out after receiving a request of payment setting, the set payment is added into the process of consumption payment in the future through verification, after one-time payment verification is completed, the aim of safe payment can be achieved only through shop application software corresponding to the set intelligent terminal in the later period in the member payment process, all safety information is verified through the remote cloud of the shop, the safety in the payment process is guaranteed, and meanwhile after a cashier of the shop confirms that the payment is confirmed, the member user can automatically receive a prompt of successful payment through the intelligent terminal. Therefore, the member code and the payment code are combined into one in the payment process, the member grade of the consumer is identified while one payment two-dimensional code is scanned through the payment terminal, the payment time of a member user is saved, the member points and the member virtual assets are directly and synchronously jumped out during payment, the payment time of the user in the user payment process and the payment time of a store cashier are obviously saved, the payment experience of the member is facilitated, and the member flow of the store is increased.
Preferably, the adjustment of the payment method includes an adjustment of a payment type sequence, and the payment type at least includes: pay-for-treasure payment, WeChat payment, member virtual asset payment, online banking payment, and self-service electronic wallet payment. In the process of making a payment setting request, a member user can select which payment type is preferentially used, for example, the member user self-defines that the payment is made by a self-operated electronic wallet, money is firstly deducted from the self-operated electronic wallet in the payment process, if the money in the self-operated electronic wallet is insufficient, the payment type is continued to the next payment type, the setting can enable the users with member virtual assets to actively enjoy good shopping experience and experience cheaper shopping modes, the member virtual assets can be increased through member grade promotion, a store can also directionally issue member virtual assets to the member user through a consumption platform, and the like, so that the passenger flow of the store can be promoted more easily by the store with the member virtual assets and member grade hooks.
Preferably, the payment member code at least comprises a member user code, a payment mode, a payment sequence and a payment source. In order to ensure the payment safety, all payment member codes generated in real time in the payment process are firstly generated on a remote cloud end of a store and then sent to a member user, and in the process of generating the payment member codes at a remote cloud end of the store, the safety verification of data is required, wherein the safety verification comprises information reading through a code generation interface and analysis code interface reading after scanning at a cash receiving terminal, the information on the payment member codes, such as member codes, payment modes and the like, is written into the member payment codes through the code generation interface, wherein the member payment codes can be two-dimensional codes or specific bar codes, all the information on the payment member codes are compared through a data storage unit on the remote cloud end of the store to determine the authenticity of the payment member codes, and the inconvenience of inputting the passwords through other payment platforms every time can be avoided, therefore, since the payment member codes in this embodiment are generated on site in real time at the payment stage, each payment member code automatically fails every 1 minute, so that the member user needs to complete payment within one minute, otherwise, the generated payment member codes fail and need to be regenerated, which significantly improves the security of the payment member codes and also can avoid inputting the payment passwords each time.
Preferably, the payment security settings include authorization for a privacy-exempt payment and a maximum payment amount. In order to improve the security of the payment member code in this embodiment, during the payment security setting stage, the type of the password-free payment and the maximum payment amount may be determined, for example, when the amount is greater than one thousand yuan, the password-free payment disabling mechanism is triggered, and after the payment member code is scanned during collection, the member user must also input and determine the password, and of course, the amount may be adjusted according to the requirement of the member user and the actual consumption type of the store. In addition, the input of the payment password is only the payment password of the consumption platform, and does not relate to the password verification of a third party payment platform.
All the above-mentioned optional technical solutions can be combined arbitrarily to form the optional embodiments of the present invention, and are not described herein again.
It should be noted that: in the payment system of the quick identification member code provided in the above embodiment, only the division of the above functional modules is used for illustration in the payment process, and in practical application, the function distribution may be completed by different functional modules according to needs, that is, the internal structure of the payment system of the quick identification member code is divided into different functional modules to complete all or part of the above-described functions. In addition, the payment system for the quick identification member code provided by the above embodiment and the payment method embodiment for the quick identification member code belong to the same concept, and the specific implementation process is described in detail in the method embodiment and is not described herein again.
It will be understood by those skilled in the art that all or part of the steps for implementing the above embodiments may be implemented by hardware, or may be implemented by a program instructing relevant hardware, where the program may be stored in a computer-readable storage medium, and the above-mentioned storage medium may be a read-only memory, a magnetic disk or an optical disk, etc.
The above description is only for the purpose of illustrating the preferred embodiments of the present invention and is not to be construed as limiting the invention, and any modifications, equivalents, improvements and the like that fall within the spirit and principle of the present invention are intended to be included therein.
Claims (10)
1. A payment system for a quick identification membership code, the payment system comprising:
the consumption platform is used for setting a payment contract of a member user, authenticating identity information of the member user, calling member privileges of the member user through the identity information, initiating a payment setting request of the consumption platform, and adjusting a payment mode of the consumption platform after the payment setting of the consumption platform is finished;
the payment platform is used for receiving a payment setting request of the consumption platform, guiding the payment setting request into a payment verification system of the payment platform, completing payment security setting and payment password verification of the member user, and calling back a payment contract to the consumption platform after the payment system verification is completed;
the cloud server is used for remotely receiving the data of the consumption platform, confirming the payment information of the member user, automatically generating a payment member code according to the payment request of the consumption platform and sending the payment member code to the consumption platform;
and the collection terminal scans the payment member code, identifies the key of the payment member code, and sends successful payment information and payment details to the consumption platform after the cloud server verifies the payment member code.
2. The payment system for a quick identification member code as claimed in claim 1, wherein the consumption platform and the payment platform are application software installed on a smart terminal.
3. The quick identification member code payment system as claimed in claim 1, wherein the adjustment of the payment means comprises an adjustment of a sequence of payment types, the payment types at least comprising: pay-for-treasure payment, WeChat payment, member virtual asset payment, online banking payment, and self-service electronic wallet payment.
4. The payment system for a quick identification member code as claimed in claim 1, wherein the payment member code includes at least a member user code, a payment method, a payment order, and a payment source.
5. The payment system for a quick identification member code according to claim 1, wherein the cloud server includes at least a data storage unit and a data verification unit; the data verification unit at least comprises a generation code interface and a resolution code interface.
6. The quick identification membership code payment system as claimed in claim 1, wherein said payment security settings include authorization for a privacy-free payment and a maximum payment amount.
7. A payment method for a quick identification membership code, comprising the steps of:
setting a payment contract of a member user, authenticating identity information of the member user, calling member privileges of the member user through the identity information, initiating a payment setting request, and completing adjustment of a payment mode;
receiving a payment setting request of the consumption platform, importing the payment setting request into a payment verification system, completing payment security setting and payment password verification of the member user, and calling back a payment contract after the verification of the payment system is completed;
confirming payment information of the member user, and automatically generating a payment member code according to a payment request;
and scanning the payment member code, identifying the key of the payment member code, and feeding back payment success information and payment details after the remote cloud verification is passed.
8. The method of claim 6, wherein the payment method comprises an adjustment of a payment type sequence, wherein the payment type comprises at least: pay-for-treasure payment, WeChat payment, member virtual asset payment, online banking payment, and self-service electronic wallet payment.
9. The method of claim 6, wherein the payment member code comprises at least a member user code, a payment method, a payment sequence, and a payment source.
10. The method of claim 6, wherein the payment security setting includes authorization for a privacy-free payment and a maximum payment amount.
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| CN201910898999.9A CN110728514A (en) | 2019-09-23 | 2019-09-23 | Payment system and method for quickly identifying member code |
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| CN111461726A (en) * | 2020-03-19 | 2020-07-28 | 支付宝(杭州)信息技术有限公司 | Secret payment-free signing method and device and electronic equipment |
| CN112508549A (en) * | 2020-12-28 | 2021-03-16 | 深圳市渡渡鸟网络科技有限公司 | Membership rights card distribution management system |
| WO2021155693A1 (en) * | 2020-02-06 | 2021-08-12 | Alipay Labs (singapore) Pte. Ltd. | Method and system for processing transaction |
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| CN111461726B (en) * | 2020-03-19 | 2022-09-13 | 支付宝(杭州)信息技术有限公司 | Secret payment-free signing method and device and electronic equipment |
| CN112508549A (en) * | 2020-12-28 | 2021-03-16 | 深圳市渡渡鸟网络科技有限公司 | Membership rights card distribution management system |
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