CN111428099B

CN111428099B - Financial service capability query method based on Internet of things and website management center system

Info

Publication number: CN111428099B
Application number: CN202010205792.1A
Authority: CN
Inventors: 王朝新; 马年; 杨林
Original assignee: China Construction Bank Corp
Current assignee: China Construction Bank Corp
Priority date: 2020-03-23
Filing date: 2020-03-23
Publication date: 2023-12-26
Anticipated expiration: 2040-03-23
Also published as: CN111428099A

Abstract

The embodiment of the application provides a financial service capability query method and a website management center system based on the Internet of things, wherein the method comprises the following steps: receiving a financial service capability query request including an identification of a target financial institution and a target financial service type; determining at least one banking website corresponding to a target financial institution by using a preset internet of things platform; acquiring functional maps corresponding to the banking outlets respectively, and selecting the banking outlets corresponding to the functional maps with corresponding relation with the target financial service type as target banking outlets; and outputting website information of the target banking website and/or a functional map with corresponding relation with the target financial service type in the target banking website. According to the method and the device for searching the financial service capability, the financial service capability can be quickly and accurately searched, and then the efficiency and the accuracy of inquiring the bank network site where the client knows the specific equipment with the corresponding service capability can be effectively improved according to the multiplexing of the searched equipment with the financial service capability.

Description

Financial service capability query method based on Internet of things and website management center system

Technical Field

The application relates to the technical field of the Internet of things, in particular to a financial service capability query method based on the Internet of things and a website management center system.

Background

At present, aiming at banking industry, a large number of special equipment exists in entity network points, the whole life cycle of the equipment is almost special, and the multiplexing of the equipment is difficult to achieve. However, in banking industry, various applications are on-line and off-line each year, if the multiplexing of equipment is considered, a decision maker is required to collect basic information of the point equipment in a row, and then the decision maker contacts with each embodiment to uniformly discuss and make a plan and a scheme, so that the effect is poor and unsatisfactory; in addition, if the customer wants to transact a self-service, it is unclear which banking website has the equipment with the corresponding function, and if the customer dials a customer service call of the bank to inquire, time is wasted.

Disclosure of Invention

Aiming at the problems in the prior art, the application provides a financial service capability query method and a website management center system based on the Internet of things, which can quickly and accurately realize the search of financial service capability, and can be specific to a banking website under any financial institution and specific equipment with corresponding service capability in the banking website, so that the multiplexing of the searched equipment with financial service capability can be realized, and the efficiency and accuracy of a query client for knowing the banking website where the specific equipment with corresponding service capability is located can be effectively improved.

In order to solve the technical problems, the application provides the following technical scheme:

in a first aspect, the present application provides a financial service capability query method based on the internet of things, including:

receiving a financial service capability query request, wherein the financial service capability query request comprises an identification of a target financial institution and a target financial service type;

based on the identification of the target financial institution, determining at least one banking outlet corresponding to the target financial institution by applying a preset internet of things platform;

acquiring a functional map corresponding to each of at least one banking website corresponding to the target financial institution, and selecting the banking website corresponding to the functional map with the corresponding relation with the target financial service type as a target banking website;

and outputting the website information of the target banking website and/or the functional map with the corresponding relation with the target financial service type in the target banking website.

Further, before the obtaining the functional maps corresponding to the at least one banking website corresponding to the target financial institution, the method further includes:

acquiring service function information of a plurality of banking outlets corresponding to the target financial institution based on the Internet of things platform;

And verifying the service function information of each banking website, and generating a corresponding function map of each banking website corresponding to the target financial institution by applying the verified service function information of each banking website.

Further, the service function information includes: banking website function list information, device function list information in banking website, device installation application feasibility list information, and application and device suitability list information.

Further, the application generates a respective corresponding functional map of the plurality of banking sites corresponding to the target financial institution through the verified service function information of each banking site, including:

generating a website function map of the banking website by using the verified banking website function list information of the banking website;

generating a device function map of the banking website based on the verified device function list information in the banking website;

and generating an application program applicable equipment type map of the banking website according to the verified equipment installation application program feasibility list information and the application program and equipment suitability list information of the banking website.

Further, the target financial service type includes: at least one of a type of banking function, a type of service provided by the financial device, and a type of application to be installed on the device.

Further, the determining, based on the identification of the target financial institution, at least one banking website corresponding to the target financial institution by using a preset internet of things platform includes:

based on the identification of the target financial institution, acquiring a functional relation corresponding table corresponding to the target financial institution from a preset internet of things platform;

and determining at least one banking outlet corresponding to the target financial institution by using the functional relation corresponding table.

Further, before the application preset internet of things platform determines at least one banking website corresponding to the target financial institution, the method further includes:

acquiring a tree structure between a target financial institution and a plurality of corresponding banking outlets based on the Internet of things platform;

and generating a functional relation corresponding table according to the tree structure between the target financial institution and the corresponding banking outlets, wherein the functional relation corresponding table is used for storing the corresponding relation between the identification of the target financial institution and the identifications of the banking outlets.

Further, the receiving a financial service capability query request includes:

receiving a financial service capability query request sent by user terminal equipment;

acquiring corresponding management rights in a pre-stored rights list based on the identification of the user terminal equipment;

if the management authority of the user terminal equipment is higher than or equal to the preset information searching authority, reading a financial service capability query request sent by the user terminal equipment to obtain the corresponding identification of the target financial institution and the target financial service type.

Further, the outputting the website information of the target banking website and/or the functional map of the target banking website, which has a corresponding relation with the target financial service type, includes:

transmitting website information of a target website of banking to user terminal equipment for transmitting the financial service capability inquiry request so that a target user reads the website information of the target website of banking from the user terminal equipment;

and/or;

and sending a functional map with a corresponding relation with the target financial service type in the target banking website to user terminal equipment for sending the financial service capability inquiry request so that a target user can read the functional map from the user terminal equipment.

In a second aspect, the present application provides a website management center system, including:

the request receiving module is used for receiving a financial service capability query request, wherein the financial service capability query request comprises an identification of a target financial institution and a target financial service type;

the banking outlet determining module is used for determining at least one banking outlet corresponding to the target financial institution by applying a preset internet of things platform based on the identification of the target financial institution;

the functional map acquisition module is used for acquiring functional maps corresponding to at least one banking website corresponding to the target financial institution, and selecting the banking website corresponding to the functional map with the corresponding relation with the target financial service type as a target banking website;

and the information sending module is used for outputting the website information of the target banking website and/or the functional map with the corresponding relation with the target financial service type in the target banking website.

Further, the method further comprises the following steps:

the service function acquisition module is used for acquiring service function information of a plurality of banking outlets corresponding to the target financial institution based on the Internet of things platform;

and the functional map generation module is used for verifying the service function information of each banking website and generating functional maps corresponding to the banking website by applying the verified service function information of each banking website.

Further, the functional map generation module includes:

the website function map generating unit is used for generating a website function map of the website of the bank by applying the verified website function list information of the website of the bank;

the device function map generation unit is used for generating a device function map of the banking website based on the verified device function list information in the banking website;

and the application program applicable device type map generating unit is used for generating an application program applicable device type map of the banking website according to the verified equipment installation application program feasibility list information and the application program and equipment suitability list information of the banking website.

Further, the banking website determining module includes:

the functional relation corresponding table acquisition unit is used for acquiring the functional relation corresponding table corresponding to the target financial institution from a preset internet of things platform based on the identification of the target financial institution;

and the banking outlet determining unit is used for determining at least one banking outlet corresponding to the target financial institution by applying the functional relation corresponding table.

Further, the method further comprises the following steps:

the tree structure acquisition module is used for acquiring a tree structure between a target financial institution and a plurality of corresponding banking outlets based on the Internet of things platform;

the function relation corresponding table generation module is used for generating a function relation corresponding table according to the tree structure between the target financial institution and the corresponding plurality of banking sites, wherein the function relation corresponding table is used for storing the corresponding relation between the identification of the target financial institution and the identification of the banking sites.

Further, the request receiving module includes:

a search request receiving unit, configured to receive a financial service capability query request sent by a user terminal device;

the management authority acquisition unit is used for acquiring corresponding management authorities in a pre-stored authority list based on the identification of the user terminal equipment;

And the searching request reading unit is used for reading the financial service capability query request sent by the user terminal equipment to obtain the corresponding identification of the target financial institution and the target financial service type if the management authority of the user terminal equipment is higher than or equal to the preset information searching authority.

Further, the information transmitting module includes:

the website information unit is used for sending website information of the target banking website to the user terminal equipment for sending the financial service capability inquiry request so that a target user can read the website information of the target banking website from the user terminal equipment;

and/or;

and the functional map unit is used for sending the functional map which has a corresponding relation with the target financial service type in the target banking website to the user terminal equipment for sending the financial service capability inquiry request so that a target user can read the functional map from the user terminal equipment.

In a third aspect, the present application provides an electronic device, including a memory, a processor, and a computer program stored in the memory and executable on the processor, where the steps of the financial service capability query method based on the internet of things are implemented when the processor executes the program.

In a fourth aspect, the present application provides a computer readable storage medium having stored thereon a computer program which, when executed by a processor, implements the steps of the internet of things-based financial service capability query method.

According to the technical scheme, the financial service capability query method based on the Internet of things and the website management center system provided by the application comprise the following steps: receiving a financial service capability query request, wherein the financial service capability query request comprises an identification of a target financial institution and a target financial service type; based on the identification of the target financial institution, determining at least one banking outlet corresponding to the target financial institution by applying a preset internet of things platform; acquiring a functional map corresponding to each of at least one banking website corresponding to the target financial institution, and selecting the banking website corresponding to the functional map with the corresponding relation with the target financial service type as a target banking website; the network point information of the target banking network point and/or the functional map with corresponding relation with the target financial service type in the target banking network point are output, based on the Internet of things technology and the complete and clear functional map, powerful data support can be brought to the equipment function multiplexing in the banking network point, decision making is facilitated, equipment capacity, network point capacity, mechanism capacity and homonymy capacity can be abstracted, financial service capacity searching can be rapidly and accurately achieved, and the method can be particularly applied to the banking network point under any financial institution and specific equipment with corresponding service capacity in the banking network point, so that according to the multiplexing of the searched equipment with financial service capacity, data support is provided for a manager in decision making, clear electronic mechanism service capacity view is brought to the manager, and peer comparison and homonymy comparison are facilitated; the efficiency and the accuracy of inquiring the bank network site where the client knows the specific equipment with the corresponding service capability are effectively improved, and the client can conveniently and accurately select and solve the real-time service requirement.

Drawings

In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings that are required in the embodiments or the description of the prior art will be briefly described, and it is obvious that the drawings in the following description are some embodiments of the present application, and other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.

Fig. 1 is a flow chart of a financial service capability query method based on the internet of things in an embodiment of the application.

Fig. 2 is a schematic flow chart of step 010 and step 020 in the financial service capability query method based on the internet of things in the embodiment of the present application.

Fig. 3 is a specific flowchart of step 020 in the financial service capability query method based on the internet of things in the embodiment of the present application.

Fig. 4 is a specific flowchart of step 300 in the financial service capability query method based on the internet of things in the embodiment of the present application.

Fig. 5 is a schematic flow chart of steps 030 and 040 in a financial service capability query method based on internet of things in an embodiment of the present application.

Fig. 6 is a specific flowchart of step 100 in the internet of things-based financial service capability query method in the embodiment of the present application.

Fig. 7 is a schematic diagram of a functional map construction flow in an application example of the present application.

Fig. 8 is a schematic diagram of a first configuration of a mesh point management center system in an embodiment of the present application.

Fig. 9 is a second structural schematic diagram of a mesh point management center system in an embodiment of the present application.

Fig. 10 is a specific structural diagram of a functional map generating module in the website management center system in the embodiment of the present application.

Fig. 11 is a specific structural diagram of a functional map acquisition module in the website management center system in the embodiment of the present application.

Fig. 12 is a third structural diagram of a mesh point management center system in the embodiment of the present application.

Fig. 13 is a schematic diagram of a specific structure of a request receiving module in the mesh point management center system in the embodiment of the present application.

Fig. 14 is a schematic diagram of a specific structure of an information transmission module in the mesh point management center system in the embodiment of the present application.

Fig. 15 is a schematic structural diagram of an electronic device in an embodiment of the present application.

Detailed Description

For the purposes of making the objects, technical solutions and advantages of the embodiments of the present application more clear, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is apparent that the described embodiments are some embodiments of the present application, but not all embodiments. All other embodiments, which can be made by one of ordinary skill in the art based on the embodiments herein without making any inventive effort, are intended to be within the scope of the present application.

In order to solve the problems that the equipment functions in the current financial institutions are difficult to multiplex, the equipment functions of all banking sites are difficult to be acquired in real time by a manager, and the efficiency and accuracy of inquiring the banking sites with target financial service functions by clients are low, the application provides a financial service capability inquiring method based on the Internet of things, a financial service capability inquiring device based on the Internet of things, electronic equipment and a computer readable storage medium, and a financial service capability inquiring request is received, wherein the financial service capability inquiring request comprises the identification of the target financial institutions and the target financial service types; based on the identification of the target financial institution, determining at least one banking outlet corresponding to the target financial institution by applying a preset internet of things platform; acquiring a functional map corresponding to each of at least one banking website corresponding to the target financial institution, and selecting the banking website corresponding to the functional map with the corresponding relation with the target financial service type as a target banking website; the network point information of the target banking network point and/or the functional map with corresponding relation with the target financial service type in the target banking network point are output, based on the Internet of things technology and the complete and clear functional map, powerful data support can be brought to the equipment function multiplexing in the banking network point, decision making is facilitated, equipment capacity, network point capacity, mechanism capacity and homonymy capacity can be abstracted, financial service capacity searching can be rapidly and accurately achieved, and the method can be particularly applied to the banking network point under any financial institution and specific equipment with corresponding service capacity in the banking network point, so that according to the multiplexing of the searched equipment with financial service capacity, data support is provided for a manager in decision making, clear electronic mechanism service capacity view is brought to the manager, and peer comparison and homonymy comparison are facilitated; the efficiency and the accuracy of inquiring the bank network site where the client knows the specific equipment with the corresponding service capability are effectively improved, and the client can conveniently and accurately select and solve the real-time service requirement.

The following examples are given by way of illustration.

In order to quickly and accurately realize the searching of financial service capability, and can be specific to a banking website under any financial institution and specific equipment with corresponding service capability in the banking website, further multiplexing the searched equipment with financial service capability, and effectively improve the efficiency and accuracy of inquiring clients to know the banking website where the specific equipment with corresponding service capability is located, the application provides an embodiment of a financial service capability inquiring method based on the internet of things, and referring to fig. 1, the financial service capability inquiring method based on the internet of things specifically comprises the following contents:

step 100: and receiving a financial service capability query request, wherein the financial service capability query request comprises the identification of the target financial institution and the type of the target financial service.

In step 100, a client device sends a financial service capability query request including a self device identifier, an identifier of a target financial institution and a target financial service type to a website management center system according to a user instruction, and the website management center system receives the financial service capability query request sent by a user terminal device and then reads the financial service capability query request sent by the user terminal device to obtain the identifier of the corresponding target financial institution and the target financial service type.

It will be appreciated that the device identification of the client device may be encoded as the unique device of the client device and the identification of the target financial institution may be a unique identification of the target financial institution, such as an ID or the like.

In order to effectively improve the diversity and comprehensiveness of the query types of financial service capability, so as to meet the management requirements of common financial clients and management staff, in one or more embodiments of the present application, the target financial service type includes at least one of a type of banking website function, a type of service provided by a financial device and an application type to be installed on a device, that is, a user may query a subordinate banking website of a target financial institution (for example, a certain bank), which one or several may transact a certain financial service, which banking website has a financial device capable of transacting a target service, and which device in a business website is capable of installing a target application.

Step 200: and determining at least one banking outlet corresponding to the target financial institution by applying a preset internet of things platform based on the identification of the target financial institution.

Step 300: and acquiring a functional map corresponding to each of at least one banking website corresponding to the target financial institution, and selecting the banking website corresponding to the functional map with the corresponding relation with the target financial service type as the target banking website.

Step 400: and outputting the website information of the target banking website and/or the functional map with the corresponding relation with the target financial service type in the target banking website.

In order to effectively improve the acquisition efficiency and accuracy of the functional maps corresponding to the at least one banking website, in an embodiment of the internet of things-based financial service capability query method provided in the present application, referring to fig. 2, before step 100 of the internet of things-based financial service capability query method, the method further specifically includes the following:

step 010: and acquiring service function information of a plurality of banking outlets corresponding to the target financial institution based on the Internet of things platform.

In order to effectively improve diversity and comprehensiveness of financial service capability query contents, in one or more embodiments of the present application, the service function information includes: banking website function list information, device function list information in banking website, device installation application feasibility list information, and application and device suitability list information.

Step 020: and verifying the service function information of each banking website, and generating a corresponding function map of each banking website corresponding to the target financial institution by applying the verified service function information of each banking website.

In order to effectively improve the diversity and comprehensiveness of the functional map so as to meet the diversity query requirements of users, in an embodiment of the internet of things-based financial service capability query method provided in the present application, referring to fig. 3, step 020 of the internet of things-based financial service capability query method further specifically includes the following:

step 021: and generating a website function map of the banking website by using the verified banking website function list information of the banking website.

Step 022: and generating a device function map of the banking website based on the verified device function list information in the banking website.

Step 023: and generating an application program applicable equipment type map of the banking website according to the verified equipment installation application program feasibility list information and the application program and equipment suitability list information of the banking website.

Based on the above, in order to further realize multiplexing of financial devices and effectively improve diversity and comprehensiveness of corresponding service capabilities of customer query, the target financial service types include: at least one of a type of banking function, a type of service provided by the financial device, and a type of application to be installed on the device.

In order to further improve the reliability and efficiency of determining at least one banking website corresponding to the target financial institution by using the preset internet of things platform, in an embodiment of the internet of things-based financial service capability query method provided in the present application, referring to fig. 4, step 300 of the internet of things-based financial service capability query method specifically includes the following:

step 301: based on the identification of the target financial institution, a functional relation corresponding table corresponding to the target financial institution is obtained from a preset internet of things platform.

Step 302: and determining at least one banking outlet corresponding to the target financial institution by using the functional relation corresponding table.

In order to effectively improve the reliability and efficiency of the application of the functional relationship correspondence table, in an embodiment of the financial service capability query method based on the internet of things provided in the present application, referring to fig. 5, before step 300 of the financial service capability query method based on the internet of things, the method further specifically includes the following:

step 030: and acquiring a tree structure between a target financial institution and a plurality of corresponding banking outlets based on the Internet of things platform.

Step 040: and generating a functional relation corresponding table according to the tree structure between the target financial institution and the corresponding banking outlets, wherein the functional relation corresponding table is used for storing the corresponding relation between the identification of the target financial institution and the identifications of the banking outlets.

In order to effectively improve the reliability and security of receiving the financial service capability query request, in an embodiment of the financial service capability query method based on the internet of things provided in the present application, referring to fig. 6, step 100 of the financial service capability query method based on the internet of things specifically includes the following contents:

step 101: receiving a financial service capability query request sent by user terminal equipment;

step 102: acquiring corresponding management rights in a pre-stored rights list based on the identification of the user terminal equipment;

step 103: if the management authority of the user terminal equipment is higher than or equal to the preset information searching authority, reading a financial service capability query request sent by the user terminal equipment to obtain the corresponding identification of the target financial institution and the target financial service type.

Before executing step 103, the website management center system may first determine whether the user's identity is a common financial client or a manager according to the management authority of the user terminal device, and then select different information searching authorities for different identities.

In order to effectively realize multiplexing of the devices with financial service capabilities according to the found devices and effectively improve efficiency and accuracy of a query client in knowing a banking website where a specific device with corresponding service capabilities is located, in an embodiment of the internet of things-based financial service capability query method provided in the present application, step 400 of the internet of things-based financial service capability query method specifically includes the following contents:

Step 401: transmitting website information of a target website of banking to user terminal equipment for transmitting the financial service capability inquiry request so that a target user reads the website information of the target website of banking from the user terminal equipment;

and/or;

step 402: and sending a functional map with a corresponding relation with the target financial service type in the target banking website to user terminal equipment for sending the financial service capability inquiry request so that a target user can read the functional map from the user terminal equipment.

In order to further explain the scheme, the application also provides a specific application example of the financial service capability query method based on the Internet of things, the application example relies on an Internet of things platform to cover various equipment types, defines the many-to-many relationship among equipment, function points, applications and application dependent function points, and can easily acquire the functional maps of equipment, mechanisms at all levels and the like by relying on the tree mechanism level of banking industry. The financial service capability query method based on the Internet of things specifically comprises the following steps:

referring to fig. 7, the present application example focuses on outlining the actual functional map of the device, including a device hardware list, a system-carrying software-dependent hardware list, a basic function list, a software-to-hardware matching degree list, a device/mechanism function list, and the like, which not only provides data support for the decision-making of the manager, but also provides a clear electronic view of the service capability of the mechanism for the manager, thereby facilitating peer comparison and peer comparison. Acquiring basic information of equipment (including common intelligent equipment and acousto-optic equipment) through the Internet of things, abstracting the basic information into functional points, and reporting the functional points to a network point management center; the website management center binds the function points (the abstract function points of the collecting device and the function points which can be preset and supplemented by an operator), the devices, the mechanisms and the application information and outputs various map views.

(one) a website management center system:

the website management center is responsible for binding equipment, equipment with function points, applications and application dependent function points, and providing views such as application adaptation equipment list information, equipment with function list information, mechanism with function list information, equipment installable application list information and the like.

(II) an Internet of things platform:

the device basic environment information and the device self providing capability are obtained through the internet of things platform, such as the operating system version of the intelligent device, the integrated peripheral type and brand, whether touch is supported or not and other functional points, and whether light supports dimming and color mixing, whether an air conditioner supports cooling and heating adjustment or not can be collected through acousto-optic electricity.

As can be seen from the above description, according to the financial service capability query method based on the internet of things provided by the application example, the application example is based on the internet of things platform through the device function spectrum, the network point function spectrum, the application applicable device type spectrum and the application deployment strong verification data support, so that most intelligent devices, acousto-optic and electro-optic devices, RFID tag devices and the like can be covered, and the device-side information is acquired to be supported more on the basis, so that the device-side information can not be realized and completed by common application; the acquired functional points of the equipment are abnormal and fine, the check items are more accurate, and the patterns are more abundant.

The application example collects and verifies the functions of the equipment through the Internet of things, and clusters the equipment with the functions, so that the functional map of the service which can be accepted in the network point is calculated. The method has clear thought, and obtains the function state of the equipment in real time in an Internet of things mode, and has very sensitive and automatic perception capability for function increase and cause decrease. The proposal greatly facilitates the management of the output of the capacity of the network point group in the range of administration, simultaneously facilitates the accurate selection and solution of the real-time service requirement of the clients, facilitates the application multiplexing of equipment terminals, automatically acquires the equipment function map and facilitates the acquisition of the mechanism layer function map.

In order to quickly and accurately realize the searching of financial service capability from a software aspect, and to be able to be specific to a banking website under any financial institution and a specific device with a corresponding service capability in the banking website, further able to effectively improve the efficiency and accuracy of a querying client in learning of the banking website where the specific device with the corresponding service capability is located according to the multiplexing of the searched device with the financial service capability, the present application provides an embodiment of a website management center system for implementing all or part of the content in the internet of things-based financial service capability query method, referring to fig. 8, where the website management center system specifically includes:

The request receiving module 10 is configured to receive a financial service capability query request, where the financial service capability query request includes an identifier of a target financial institution and a target financial service type.

And the banking outlet determining module 20 is configured to determine at least one banking outlet corresponding to the target financial institution by applying a preset internet of things platform based on the identification of the target financial institution.

The functional map obtaining module 30 is configured to obtain functional maps corresponding to at least one banking node corresponding to the target financial institution, and select a banking node corresponding to the functional map having a corresponding relationship with the target financial service type as a target banking node.

The information sending module 40 is configured to output website information of the target banking website and/or a functional map in the target banking website, where the functional map has a corresponding relationship with the target financial service type.

In order to effectively improve the acquisition efficiency and accuracy of the functional maps corresponding to at least one banking website corresponding to the target financial institution, in an embodiment of the website management center system provided in the present application, referring to fig. 9, the website management center system further specifically includes the following contents:

and the service function acquisition module 01 is used for acquiring service function information of a plurality of banking sites corresponding to the target financial institution based on the Internet of things platform.

And the functional map generating module 02 is used for verifying the service function information of each banking website, and generating functional maps corresponding to the banking website by applying the verified service function information of each banking website.

In order to effectively improve the diversity and comprehensiveness of the functional map so as to meet the diverse query requirements of users, in an embodiment of the website management center system provided in the present application, referring to fig. 10, the functional map generating module 02 of the website management center system further specifically includes the following contents:

a website functional map generating unit 02a, configured to generate a website functional map of the banking website by applying the verified banking website functional list information of the banking website;

a device function map generating unit 02b, configured to generate a device function map of the banking website based on the verified device function list information in the banking website;

and the application applicable device type map generating unit 02c is used for generating an application applicable device type map of the banking website according to the verified feasibility list information of the device installation application of the banking website and the application and device suitability list information.

In order to further improve reliability and efficiency of determining at least one banking website corresponding to the target financial institution by using a preset internet of things platform, in an embodiment of a website management center system provided in the present application, referring to fig. 11, a functional map obtaining module 30 of the website management center system specifically includes the following contents:

and the functional relation corresponding table obtaining unit 31 is configured to obtain, based on the identification of the target financial institution, a functional relation corresponding table corresponding to the target financial institution from a preset internet of things platform.

And a banking outlet determining unit 32, configured to determine at least one banking outlet corresponding to the target financial institution by using the functional relation correspondence table.

In order to effectively improve the reliability and efficiency of the application of the functional relationship correspondence table, in an embodiment of the website management center system provided in the present application, referring to fig. 12, the website management center system further specifically includes the following contents:

the tree structure acquisition module 03 is used for acquiring a tree structure between a target financial institution and a plurality of corresponding banking outlets based on the internet of things platform;

the functional relation corresponding table generating module 04 is configured to generate a functional relation corresponding table according to a tree structure between the target financial institution and the corresponding plurality of banking sites, where the functional relation corresponding table is configured to store a corresponding relation between the identification of the target financial institution and the identification of the plurality of banking sites.

In order to effectively improve the reliability and security of receiving the financial service capability query request, in an embodiment of the website management center system provided in the present application, referring to fig. 13, the request receiving module 10 of the website management center system specifically includes the following contents:

the search request receiving unit 11 is configured to receive a financial service capability query request sent by a user terminal device.

And the management authority acquiring unit 12 is used for acquiring corresponding management authorities in a pre-stored authority list based on the identification of the user terminal equipment.

And the search request reading unit 13 is configured to read the financial service capability query request sent by the user terminal device if the management authority of the user terminal device is higher than or equal to the preset information search authority, so as to obtain the identifier of the corresponding target financial institution and the target financial service type.

In order to effectively realize multiplexing of the devices with financial service capability according to the found devices and effectively improve efficiency and accuracy of inquiring the banking website where the client knows that the specific devices with corresponding service capability are located, in an embodiment of the website management center system provided in the present application, referring to fig. 14, the information sending module 40 of the website management center system specifically includes the following contents:

A website information unit 41, configured to send website information of a target banking website to a user terminal device that sends the financial service capability query request, so that a target user reads the website information of the target banking website from the user terminal device;

and/or;

and the functional map unit 42 is configured to send, to a user terminal device that sends the financial service capability query request, a functional map in the target banking website that has a correspondence with the target financial service type, so that a target user reads the functional map from the user terminal device.

As can be seen from the above description, the website management center system provided in the embodiment of the present application is based on the internet of things technology and a complete and clear functional map, and can bring strong data support for multiplexing equipment functions in banking websites, so as to facilitate decision making, and meanwhile, can abstract out equipment capabilities, website capabilities, organization capabilities and peer capabilities, can quickly and accurately realize searching of financial service capabilities, and can be specifically applied to banking websites of any financial institution and specific equipment with corresponding service capabilities in the banking websites, so that according to multiplexing of the searched equipment with financial service capabilities, not only can data support be provided for managers in decision making, but also clear electronic organization service capability views are provided for managers, so that peer comparison and peer comparison are facilitated; the efficiency and the accuracy of inquiring the bank network site where the client knows the specific equipment with the corresponding service capability are effectively improved, and the client can conveniently and accurately select and solve the real-time service requirement.

In order to quickly and accurately realize the searching of financial service capability in terms of hardware, and to be specific to a banking website under any financial institution and specific equipment with corresponding service capability in the banking website, further multiplexing the equipment with financial service capability according to the searched equipment, and effectively improving the efficiency and accuracy of a query client in knowing the banking website where the specific equipment with corresponding service capability is located, the application provides an embodiment of an electronic equipment for realizing all or part of contents in the financial service capability query method based on the internet of things, wherein the electronic equipment specifically comprises the following contents:

a processor (processor), a memory (memory), a communication interface (Communications Interface), and a bus; the processor, the memory and the communication interface complete communication with each other through the bus; the communication interface is used for realizing information transmission between the electronic equipment and related equipment such as the user terminal, the related database and the like; the electronic device may be a desktop computer, a tablet computer, a mobile terminal, etc., and the embodiment is not limited thereto. In this embodiment, the electronic device may refer to an embodiment of the financial service capability query method based on the internet of things in the embodiment, and an embodiment of the website management center system, and the contents thereof are incorporated herein, and are not repeated here.

Fig. 15 is a schematic block diagram of a system configuration of the electronic device 9600 of the embodiment of the present application. As shown in fig. 15, the electronic device 9600 may include a central processor 9100 and a memory 9140; the memory 9140 is coupled to the central processor 9100. Notably, this fig. 15 is exemplary; other types of structures may also be used in addition to or in place of the structures to implement telecommunications functions or other functions.

In an embodiment, the internet of things-based financial service capability query function may be integrated into the central processor. Wherein the central processor may be configured to control:

It will be appreciated that the device identification of the client device may be encoded as the unique device of the client device, the identification of the target financial institution may be a unique identification of the target financial institution, such as an ID or the like,

in order to effectively improve the diversity and comprehensiveness of the query types of the financial service capability, so as to meet the management requirements of common financial clients and management staff, the target financial service type comprises at least one of the type of banking website functions, the type of service provided by financial equipment and the type of application program to be installed on the equipment, that is, a user can query the subordinate banking website of a target financial institution (such as a certain bank), which one or more can transact a certain financial service, can query the banking website of which one has financial equipment capable of transacting the target service, and can query which equipment in the business website can install the target application program.

As can be seen from the above description, the electronic device provided in the embodiment of the present application, based on the internet of things technology and a complete and clear functional map, can bring strong data support for multiplexing device functions in banking sites, is convenient for decision making, and can abstract out device capabilities, site capabilities, mechanism capabilities and peer capabilities, so as to quickly and accurately realize searching of financial service capabilities, and can be specifically applied to banking sites under any financial institution and specific devices with corresponding service capabilities in the banking sites, so that according to multiplexing of the searched devices with financial service capabilities, not only can provide data support for a manager in decision making, but also can bring clear electronic mechanism service capability view for the manager, thereby facilitating peer comparison and peer comparison; the efficiency and the accuracy of inquiring the bank network site where the client knows the specific equipment with the corresponding service capability are effectively improved, and the client can conveniently and accurately select and solve the real-time service requirement.

In another embodiment, the website management center system may be configured separately from the central processor 9100, for example, the website management center system may be configured as a chip connected to the central processor 9100, and the financial service capability query function based on the internet of things is implemented under the control of the central processor.

As shown in fig. 15, the electronic device 9600 may further include: a communication module 9110, an input unit 9120, an audio processor 9130, a display 9160, and a power supply 9170. It is noted that the electronic device 9600 need not include all of the components shown in fig. 15; in addition, the electronic device 9600 may further include components not shown in fig. 15, and reference may be made to the related art.

As shown in fig. 15, the central processor 9100, sometimes referred to as a controller or operational control, may include a microprocessor or other processor device and/or logic device, which central processor 9100 receives inputs and controls the operation of the various components of the electronic device 9600.

The memory 9140 may be, for example, one or more of a buffer, a flash memory, a hard drive, a removable media, a volatile memory, a non-volatile memory, or other suitable device. The information about failure may be stored, and a program for executing the information may be stored. And the central processor 9100 can execute the program stored in the memory 9140 to realize information storage or processing, and the like.

The input unit 9120 provides input to the central processor 9100. The input unit 9120 is, for example, a key or a touch input device. The power supply 9170 is used to provide power to the electronic device 9600. The display 9160 is used for displaying display objects such as images and characters. The display may be, for example, but not limited to, an LCD display.

The memory 9140 may be a solid state memory such as Read Only Memory (ROM), random Access Memory (RAM), SIM card, etc. But also a memory which holds information even when powered down, can be selectively erased and provided with further data, an example of which is sometimes referred to as EPROM or the like. The memory 9140 may also be some other type of device. The memory 9140 includes a buffer memory 9141 (sometimes referred to as a buffer). The memory 9140 may include an application/function storage portion 9142, the application/function storage portion 9142 storing application programs and function programs or a flow for executing operations of the electronic device 9600 by the central processor 9100.

The memory 9140 may also include a data store 9143, the data store 9143 for storing data, such as contacts, digital data, pictures, sounds, and/or any other data used by an electronic device. The driver storage portion 9144 of the memory 9140 may include various drivers of the electronic device for communication functions and/or for performing other functions of the electronic device (e.g., messaging applications, address book applications, etc.).

The communication module 9110 is a transmitter/receiver 9110 that transmits and receives signals via an antenna 9111. A communication module (transmitter/receiver) 9110 is coupled to the central processor 9100 to provide input signals and receive output signals, as in the case of conventional mobile communication terminals.

Based on different communication technologies, a plurality of communication modules 9110, such as a cellular network module, a bluetooth module, and/or a wireless local area network module, etc., may be provided in the same electronic device. The communication module (transmitter/receiver) 9110 is also coupled to a speaker 9131 and a microphone 9132 via an audio processor 9130 to provide audio output via the speaker 9131 and to receive audio input from the microphone 9132 to implement usual telecommunications functions. The audio processor 9130 can include any suitable buffers, decoders, amplifiers and so forth. In addition, the audio processor 9130 is also coupled to the central processor 9100 so that sound can be recorded locally through the microphone 9132 and sound stored locally can be played through the speaker 9131.

The embodiments of the present application further provide a computer readable storage medium capable of implementing all the steps in the financial service capability query method based on internet of things in the above embodiments, where the computer readable storage medium stores a computer program, and when the computer program is executed by a processor, the computer program implements all the steps in the financial service capability query method based on internet of things in the above embodiments in which an execution subject is a server or a client, for example, the processor implements the following steps when executing the computer program:

As can be seen from the above description, the computer readable storage medium provided in the embodiments of the present application, based on the internet of things technology and a complete and clear functional map, can bring strong data support for multiplexing equipment functions in banking sites, is convenient for decision making, can abstract equipment capability, site capability, mechanism capability and peer capability, can quickly and accurately realize searching of financial service capability, and can be specifically applied to banking sites under any financial institution and specific equipment with corresponding service capability in the banking sites, thereby providing data support for managers in decision making according to multiplexing of the searched equipment with financial service capability, and bringing clear electronic organization service capability view for managers at the same time, and is convenient for comparison and peer comparison; the efficiency and the accuracy of inquiring the bank network site where the client knows the specific equipment with the corresponding service capability are effectively improved, and the client can conveniently and accurately select and solve the real-time service requirement.

It will be apparent to those skilled in the art that embodiments of the present invention may be provided as a method, apparatus, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (devices), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

The principles and embodiments of the present invention have been described in detail with reference to specific examples, which are provided to facilitate understanding of the method and core ideas of the present invention; meanwhile, as those skilled in the art will have variations in the specific embodiments and application scope in accordance with the ideas of the present invention, the present description should not be construed as limiting the present invention in view of the above.

Claims

1. The financial service capability query method based on the Internet of things is characterized by comprising the following steps of:

verifying the service function information of each banking website, and generating a corresponding function map of each banking website corresponding to the target financial institution by applying the verified service function information of each banking website;

outputting the website information of the target banking website and/or a functional map of the target banking website, which has a corresponding relation with the target financial service type, so as to be specific to the banking website under any financial institution and specific equipment with corresponding service capability in the banking website;

Wherein the service function information includes: banking website function list information, equipment function list information in banking website, equipment installation application program feasibility list information and application program and equipment suitability list information;

the application generates a functional map corresponding to each of a plurality of banking outlets corresponding to the target financial institution through the verified service function information of each banking outlet, and the method comprises the following steps:

generating an application program applicable equipment type map of the banking website according to the verified equipment installation application program feasibility list information and application program and equipment suitability list information of the banking website;

the function map comprises a device hardware list, a system receiving software dependent hardware list, a basic function list, a software and hardware matching degree list and a device/mechanism function list, basic information of the device is obtained through the Internet of things, the basic information is abstracted into function points and reported to a network point management center, so that the network point management center is responsible for binding the device and the device with the function points, the application and the application dependent function points, and an application adaptation device list information, a device with the function list information, a mechanism with the function list information and a device installable application list information view are provided.

2. The internet of things-based financial service capability query method of claim 1, wherein the target financial service type comprises: at least one of a type of banking function, a type of service provided by the financial device, and a type of application to be installed on the device.

3. The internet of things-based financial service capability query method according to claim 1, wherein the determining at least one banking website corresponding to the target financial institution by applying a preset internet of things platform based on the identification of the target financial institution comprises:

4. The internet of things-based financial service capability query method according to claim 3, further comprising, before the application preset internet of things platform determines at least one banking outlet corresponding to the target financial institution:

5. The internet of things-based financial service capability query method of claim 1, wherein receiving a financial service capability query request comprises:

6. The internet of things-based financial service capability query method according to claim 5, wherein the outputting the website information of the target banking website and/or the functional map of the target banking website having a correspondence with the target financial service type includes:

and/or;

7. A website management center system, comprising:

the functional map generation module is used for verifying the service function information of each banking website and generating functional maps corresponding to the banking website by applying the verified service function information of each banking website;

the information sending module is used for outputting the website information of the target banking website and/or a functional map with a corresponding relation with the target financial service type in the target banking website so as to be specific to the banking website under any financial institution and specific equipment with corresponding service capability in the banking website;

wherein, the functional map generation module includes:

The application program applicable device type map generating unit is used for generating an application program applicable device type map of the banking website according to the verified feasibility list information of the device installation application program of the banking website and the application program and device suitability list information;

8. The website management center system of claim 7, wherein the target financial service type comprises: at least one of a type of banking function, a type of service provided by the financial device, and a type of application to be installed on the device.

9. The website management center system according to claim 7, wherein the banking website determination module includes:

10. The website management center system of claim 9, further comprising:

11. The website management center system according to claim 7, wherein the request receiving module includes:

12. The grid point management center system according to claim 11, wherein the information transmitting module includes:

and/or;

13. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the steps of the internet of things-based financial service capability query method of any one of claims 1 to 6 when the program is executed.

14. A computer-readable storage medium, on which a computer program is stored, characterized in that the computer program, when being executed by a processor, implements the steps of the internet of things-based financial service capability query method of any one of claims 1 to 6.