CN110413720A - A method of banking is guided by map inquiry - Google Patents

A method of banking is guided by map inquiry Download PDF

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Publication number
CN110413720A
CN110413720A CN201910686512.0A CN201910686512A CN110413720A CN 110413720 A CN110413720 A CN 110413720A CN 201910686512 A CN201910686512 A CN 201910686512A CN 110413720 A CN110413720 A CN 110413720A
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China
Prior art keywords
client
business
map
banking
site
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Pending
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CN201910686512.0A
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Chinese (zh)
Inventor
贾志强
李娟�
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Individual
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Individual
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/29Geographical information databases
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

Abstract

The present invention provides a kind of methods for guiding banking by map inquiry, are related to financial technology field, to solve the technical issues of banking existing in the prior art handles low efficiency.This method includes obtaining client traffic demand by electronic map, and client is guided to select corresponding site and channel according to the client business requirement, carries out business handling using electronic map.The present invention passes through electronic map by client, digital map navigation in conjunction with bank service, and raising banking handles efficiency.

Description

A method of banking is guided by map inquiry
Technical field
The present invention relates to financial technology fields, more particularly, to a kind of method for guiding banking by map inquiry.
Background technique
Banking is handled there are mainly three types of channel at present, first is that bank's physical branch, second is that desktop end, mobile terminal are online Bank, third is that the remote handles such as phone, wechat or smart client service.But three kinds of channels are mutually isolated, and are linked up collaboration and are had some setbacks Freely, traffic border does not couple effectively, influences business efficiency.
Applicants have discovered that the existing technology has at least the following problems:
Existing banking handles low efficiency.
Summary of the invention
The purpose of the present invention is to provide a kind of methods for guiding banking by map inquiry, to solve the prior art Present in banking the technical issues of handling low efficiency.Optimal technical scheme in many technical solutions provided by the invention Many technical effects (high-efficient, the at low cost, easy to use) elaboration as detailed below that can be generated.
To achieve the above object, the present invention provides following technical schemes:
A kind of method that banking is guided by map inquiry provided by the invention, comprising the following steps:
S1: obtaining customer inquiries request, screens and show in electronic map each site information of corresponding bank;
S2: obtaining client traffic demand, and guidance client selects corresponding site and channel transacting business according to business demand;
S3: business handling, business handling include handling under line and on-line processing, and on-line processing is to utilize the interconnection in electronic map Net banking system transacting business is handled under line to guide client to go to site sales counter and site intelligent using electronic map Equipment transacting business.
It preferably, include setting location index, electronic map displaying site using electronic map guidance client in step S3 Interior view establishes the corresponding relationship between the business handling route of different business corresponding thereto, according to the client business requirement, leads to It crosses site interior view guidance client and reaches corresponding position transacting business.
Preferably, in step S3, Internet bank operation system includes Web bank and long-range customer service, provides long-range customer service Payment and settlement information between telephone link, long-range customer service instant messaging link, Internet-based banking services link and client and client Link is to handle corresponding business.
Preferably, a kind of method guiding banking by map inquiry according to claim 1, feature exist In electronic map includes two-dimensional digital map, Three-dimensional Numeric Map, position view, Cartographic Virtual Reality System and virtual reality field Scape.
Preferably, site includes the financial service point of bank business point, banking affiliate, banking cooperation partner With including government, school, scientific research institution, hospital, enterprise, market, travel agency, entertainment agency, scenic spot, site information includes site Title, address, phone, business and product introduction.
Preferably, in step S1, obtaining customer inquiries request includes in the interface dialog box of electronic map, Internet bank It is inputted in the dialog box of operation system interface by voice, text.
Preferably, further include identification in step S3, obtained by electronic map or Internet bank operation system entrance Client identity information, economic information, social information, life information are taken, with bank's big data convergence analysis, provides individual character for client Change service.
It preferably, in step s 2, further include the navigation needs that client is determined according to starting point and destination, according to leading Boat demand provides the navigation display page, shows multiple selectable sections on the navigation display page, and show corresponding road section Traffic information, electronic map is according to the business handling time in distance of the user apart from site, road busy extent and site Length gives the optimal site of user and handles suggestion.
Preferably, site obtains Customer Location information and business demand by electronic map, and guidance client fills in business electricity Son application list, needs to provide bank service according to the time order and function and client for reaching site.
Preferably, step S3 further includes the customer information for having payment and settlement business contact by electronic map query, is passed through Electronic map establishes the connection of client and client, is realized by Internet bank system and is settled accounts with the payment funding of other clients.
The present invention provides a kind of methods for guiding banking by map inquiry to pass through electricity compared with prior art Sub- map obtains client traffic demand, according to business demand and each site business handling feature, client is guided to select corresponding bank Site, client reinforce the business relations of client and bank by transacting business under electronic map on-line processing business and line, complete Financial business is handled.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this Some embodiments of invention for those of ordinary skill in the art without creative efforts, can be with It obtains other drawings based on these drawings.
Fig. 1 is a kind of flow chart of method that banking is guided by map inquiry;
Fig. 2 is electronic map boot flow figure.
Specific embodiment
To make the object, technical solutions and advantages of the present invention clearer, technical solution of the present invention will be carried out below Detailed description.Obviously, described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.Base Embodiment in the present invention, those of ordinary skill in the art are obtained all without making creative work Other embodiment belongs to the range that the present invention is protected.
The present invention is navigated and is indexed to banking by electronic map, establishes client and bank, Web bank, battalion Industry site, financial service point, the connection of other client traffics, complete the financial services such as clearing payment, credit, financing.It is provided with map Source is initiate point and guest portal, connects client and physical branch, client and virtual node, client and client, provides position and lead Boat, service propaganda, consulting and finance such as handle at the service.It is index with indoor map, makes full use of electronics to call out the numbers, electronics pre-fill list Etc. functions, realize site business online shunting, connection client and site counter service, financial machine and tool service, Web bank and Long-range customer service, improve site front-end business efficiency, realize line on, under line, long-range fusion development.
Customer identification data is obtained by electronic map, contacting for site and branch bank marketing personnel and client is established, adds By force to the analysis of bank's big data in relation to client, credit, financing even depth marketing, sufficiently excavation customer value are carried out, is promoted Financial intelligent service level.
A method of banking is guided by map inquiry, comprising the following steps:
S1: obtaining customer inquiries request, screens and show in electronic map each site information of corresponding bank;
S2: obtaining client traffic demand, and guidance client selects corresponding site and channel transacting business according to business demand;
S3: business handling, business handling include handling under line and on-line processing, and on-line processing is to utilize the interconnection in electronic map Net banking system transacting business is handled under line to guide client to go to site sales counter and bank outlets' intelligence using electronic map Equipment transacting business can be changed.
Further, in step S2, corresponding channel includes Web bank, entity bank and long-range customer service.Business demand For the business of client, including handle remittance, loan, purchase bank financing etc..
Optionally embodiment, site obtain Customer Location information and business demand, guidance visitor by electronic map Family fills in business electronic application list, reaches the time order and function of site according to client and client needs to provide bank service.
Optionally embodiment, in step S1, obtaining customer inquiries request includes client at the interface of electronic map Pass through voice, text incoming traffic demand in dialog box, Internet bank operation system interface dialog box.Electronic map is according to defeated The information sifting entered, and show in electronic map under each site line of corresponding bank that business is done on business handling information or line Manage information.
Optionally embodiment in step S3, utilizes electronic map to guide client, including setting location index, electricity Sub- map shows site interior view, establishes the corresponding relationship between the business handling route of different business corresponding thereto, according to Client traffic demand guides client to reach corresponding position transacting business by site interior view.
Further, site includes the financial service point of bank business point, banking affiliate, banking cooperation Partner includes government, school, scientific research institution, hospital, enterprise, market, travel agency, entertainment agency, scenic spot, site information, finance Service point information includes site title, address, phone, business and product introduction.
Further, electronic map includes two-dimensional digital map, Three-dimensional Numeric Map, position view, virtual reality Figure and virtual reality scenario.
Optionally embodiment, step S1 further include utilizing the camera and calling system pair being set to inside site Real-time data acquisition inside bank outlets, camera count client's number in current destination, and calling system statistics currently handles industry The client serial number of business, the serial number of most end client and sales counter handle efficiency, and are compared using big data and real-time data analysis, calculate Data predicting trend, and will calculate that data and real time data import in electronic map, electronic map show current queue number, Business handling efficiency, client need to wait for the time.Further, in the big data number of days of prestoring over different periods number flow Data such as non-transacting business after situation, queuing, each window handle efficiency.
Optionally embodiment in step S2, obtains client traffic demand, according to the industry of customer demand and each site Business development condition, guidance client select corresponding site transacting business.Client is guided to select corresponding site can be by will be optimal Bank highlights distance pole, plays a part of to prompt client's selection.
Further, electronic map determines the navigation needs of client according to starting point and destination, according to navigation needs The navigation display page is provided, shows multiple selectable sections on the navigation display page, and shows the road conditions letter of corresponding road section Breath, electronic map is according to the business handling time in distance of the user apart from bank outlets, road busy extent and bank outlets Length give the optimal bank outlets of user and handle suggestion, client corresponds to site according to electronic map pathfinder selection.
Optionally embodiment, in step S3, electronic map guidance includes setting location index and electronic map exhibition Show that site interior view, location index are used for the corresponding relationship established between the business handling route of different business corresponding thereto, Client is guided to reach corresponding position business handling by site interior view according to the client business requirement.
Optionally embodiment, in step S3, Internet bank operation system includes Web bank and long-range customer service, There is provided long-range service calls link, long-range customer service instant messaging link, between Internet-based banking services link and client and client Payment and settlement Info Link is to handle corresponding business.
Further, step S3 further includes the customer information for having payment and settlement business contact by electronic map query, is led to The connection that electronic map establishes client and client is crossed, the payment funding knot with other clients is realized by Internet bank system It calculates.
Further, further include identification in step S3, pass through electronic map or Internet bank operation system entrance Client identity information, economic information, social information, life information are obtained, with bank's big data convergence analysis, is provided for client a Property service.
Optionally embodiment, step S1 further include using camera and calling system to bank outlets' real time data Acquisition, and compared using big data and real-time data analysis, calculate data trend, and will calculate that data and real time data import electricity In sub- map, show that current queue number, business handling efficiency, client need to wait for the time.
Optionally embodiment, electronic map further include financial service point guidance interface, and financial service point guides boundary Face includes client version and administrator's version.
The above description is merely a specific embodiment, but scope of protection of the present invention is not limited thereto, any Those familiar with the art in the technical scope disclosed by the present invention, can easily think of the change or the replacement, and should all contain Lid is within protection scope of the present invention.Therefore, protection scope of the present invention should be based on the protection scope of the described claims.

Claims (10)

1. a kind of method for guiding banking by map inquiry, which comprises the following steps:
S1: obtaining customer inquiries request, screens and show in electronic map each site information of corresponding bank;
S2: obtaining client traffic demand, and guidance client selects corresponding site and channel transacting business according to business demand;
S3: business handling, business handling include handling under line and on-line processing, and on-line processing is to utilize the interconnection in electronic map Net banking system transacting business is handled under line to guide client to go to site sales counter and site intelligent using electronic map Equipment transacting business.
2. a kind of method for guiding banking by map inquiry according to claim 1, which is characterized in that step S3 In, using electronic map guidance client include setting location index, electronic map show site interior view, establish different business with Corresponding relationship between its corresponding business handling route guides client by site interior view according to the client business requirement Reach corresponding position transacting business.
3. a kind of method for guiding banking by map inquiry according to claim 2, which is characterized in that step S3 In, Internet bank operation system includes Web bank and long-range customer service, and it is instant to provide long-range service calls link, long-range customer service Payment and settlement Info Link between communication link, Internet-based banking services link and client and client is to handle corresponding business.
4. a kind of method for guiding banking by map inquiry according to claim 1, which is characterized in that electronically Figure includes two-dimensional digital map, Three-dimensional Numeric Map, position view, Cartographic Virtual Reality System and virtual reality scenario.
5. a kind of method for guiding banking by map inquiry according to claim 1, which is characterized in that site packet The financial service point of bank business point, banking affiliate is included, banking affiliate includes government, school, scientific research Mechanism, hospital, enterprise, market, travel agency, entertainment agency, scenic spot, site information include site title, address, phone, business And product introduction.
6. a kind of method for guiding banking by map inquiry according to claim 1, which is characterized in that step S1 In, obtaining customer inquiries request includes in the interface dialog box, Internet bank operation system interface dialog box of electronic map It is inputted by voice, text.
7. a kind of method for guiding banking by map inquiry according to claim 5, which is characterized in that step S3 In, further include identification, client identity information, economic letter are obtained by electronic map or Internet bank operation system entrance Breath, social information, life information are provided personalized service with bank's big data convergence analysis for client.
8. a kind of method for guiding banking by map inquiry according to claim 1, which is characterized in that in step Further include the navigation needs for determining client according to starting point and destination in S2, provides navigation display page according to navigation needs Face shows multiple selectable sections on the navigation display page, and shows the traffic information of corresponding road section, electronic map according to The length of business handling time gives the optimal net of user in distance of the user apart from site, road busy extent and site Point handles suggestion.
9. a kind of method for guiding banking by map inquiry according to claim 8, which is characterized in that site is logical It crosses electronic map and obtains Customer Location information and business demand, guidance client fills in business electronic application list, according to arrival net The time order and function of point and client need to provide bank service.
10. a kind of method for guiding banking by map inquiry according to claim 1, which is characterized in that step S3 further includes the customer information for having payment and settlement business contact by electronic map query, establishes client and visitor by electronic map The connection at family is realized by Internet bank system and is settled accounts with the payment funding of other clients.
CN201910686512.0A 2019-06-28 2019-07-29 A method of banking is guided by map inquiry Pending CN110413720A (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201910574207 2019-06-28
CN2019105742072 2019-06-28

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CN110413720A true CN110413720A (en) 2019-11-05

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Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111428099A (en) * 2020-03-23 2020-07-17 中国建设银行股份有限公司 Financial service capability query method based on Internet of things and network management center system
CN111754902A (en) * 2020-06-06 2020-10-09 国网河北省电力有限公司新河县供电分公司 Intelligent guide system for electric power business hall
CN113487296A (en) * 2021-07-26 2021-10-08 京东方智慧物联科技有限公司 Intelligent navigation method and system, storage medium and electronic equipment

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103714451A (en) * 2013-12-15 2014-04-09 谭希妤 Method and system for automatically guiding customers to banking outlets with smaller number of services
CN105425799A (en) * 2015-12-03 2016-03-23 昆山穿山甲机器人有限公司 Bank self-service robot system and automatic navigation method thereof
CN109459035A (en) * 2018-12-25 2019-03-12 西安光之影科技发展有限公司 Navigation system and method
CN109657825A (en) * 2018-12-15 2019-04-19 深圳壹账通智能科技有限公司 A kind of inquiry shows the method and relevant device of bank agency information

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103714451A (en) * 2013-12-15 2014-04-09 谭希妤 Method and system for automatically guiding customers to banking outlets with smaller number of services
CN105425799A (en) * 2015-12-03 2016-03-23 昆山穿山甲机器人有限公司 Bank self-service robot system and automatic navigation method thereof
CN109657825A (en) * 2018-12-15 2019-04-19 深圳壹账通智能科技有限公司 A kind of inquiry shows the method and relevant device of bank agency information
CN109459035A (en) * 2018-12-25 2019-03-12 西安光之影科技发展有限公司 Navigation system and method

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111428099A (en) * 2020-03-23 2020-07-17 中国建设银行股份有限公司 Financial service capability query method based on Internet of things and network management center system
CN111428099B (en) * 2020-03-23 2023-12-26 中国建设银行股份有限公司 Financial service capability query method based on Internet of things and website management center system
CN111754902A (en) * 2020-06-06 2020-10-09 国网河北省电力有限公司新河县供电分公司 Intelligent guide system for electric power business hall
CN113487296A (en) * 2021-07-26 2021-10-08 京东方智慧物联科技有限公司 Intelligent navigation method and system, storage medium and electronic equipment

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