CN111353829A - Order taking mechanism client drainage method, server and terminal - Google Patents
Order taking mechanism client drainage method, server and terminal Download PDFInfo
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Abstract
The invention provides a client drainage method, a server and a terminal for an acquirer, wherein the method comprises the following steps: transmitting transaction information and preferential right information to a merchant terminal, feeding back the preferential right information to a user through the merchant terminal so that the user downloads an acquirer terminal according to the preferential right information and sends an acquisition request corresponding to the preferential right information to the acquirer terminal; receiving the acquisition request transmitted by the terminal of the acquiring mechanism, and determining the corresponding privilege according to the acquisition request; the invention can feed back the preferential rights to the user through the merchant terminal, attract the user to download the terminal of the acquiring mechanism and register, thereby realizing the client drainage of the acquiring mechanism and better serving the client.
Description
Technical Field
The invention relates to the technical field of internet consumption, in particular to a client drainage method of an acquirer, a server and a terminal.
Background
At present, with the development of computer networks, when people consume on line, a bank card or a third-party payment mechanism is mainly adopted to perform payment and settlement. The acquiring mechanism is used as a clearing mechanism, a POS machine is installed at the special merchant, and after the user consumes at the special merchant, the POS machine is adopted to swipe the bank card of the card holder or the account of the third-party payment mechanism to finish payment settlement.
The merchant, the card issuing mechanism and the third-party payment mechanism have extremely strong competition for the customer, and attract the user to reuse by giving some preferential interests such as preferential tickets or credits to the user, so that customer drainage is realized. For the acquiring mechanism, the customer directly triggers the card mechanism and the merchant without directly contacting the acquiring mechanism, and the acquiring mechanism only knows account information and transaction information of the user such as a bank card and the like, and cannot obtain personal information of the user, so that customer drainage cannot be realized.
Disclosure of Invention
The invention aims to provide a customer drainage method for an acquirer, which is characterized in that a merchant terminal feeds back preferential rights to a user to attract the user to download and register a terminal of the acquirer, so that customer drainage of the acquirer is realized, and customers are better served. It is another object of the present invention to provide an acquirer server. It is still another object of the present invention to provide a terminal of an acquirer. It is a further object of the present invention to provide a computer apparatus. It is a further object of this invention to provide such a readable medium.
In order to achieve the above object, the present invention discloses a customer drainage method for an acquirer, which includes:
transmitting transaction information and preferential right information to a merchant terminal, feeding back the preferential right information to a user through the merchant terminal so that the user downloads an acquirer terminal according to the preferential right information and sends an acquisition request corresponding to the preferential right information to the acquirer terminal;
receiving the acquisition request transmitted by the terminal of the acquiring mechanism, and determining the corresponding privilege according to the acquisition request;
and issuing the preferential rights and interests to a user account of the acquirer terminal.
Preferably, the transmitting the transaction information and the preferential right information to the merchant terminal, and the feeding back the preferential right information to the user through the merchant terminal specifically includes:
transmitting transaction information and preferential interest information including transaction success information and transaction order information to the merchant terminal;
and printing to form a discount right certificate according to the transaction order information and the discount right information through a merchant terminal.
Preferably, before transmitting the transaction information and the preferential interest information to the merchant terminal, the method further comprises:
receiving a payment receiving request transmitted by the merchant terminal;
performing transaction clearing according to the collection request, and forming transaction success information when the transaction clearing is successful;
and determining the preferential right information according to the collection request.
Preferably, the determining the corresponding benefit according to the obtaining request specifically includes:
determining user information according to the acquisition request;
and determining whether the user is registered according to the user information, if so, determining the privilege benefits corresponding to the acquisition request, if not, returning unregistered prompt information to the acquirer terminal to enable the acquirer terminal to guide the user to register, and receiving the user registration information transmitted by the acquirer terminal to determine the privilege benefits corresponding to the acquisition request.
The invention also discloses a customer drainage method for the acquirer, which comprises the following steps:
receiving an acquisition request corresponding to the acquisition of the discount interest information transmitted by a user, wherein the discount interest information is obtained by transmitting transaction information and the discount interest information to a merchant terminal by an acquirer server and feeding back the transaction information and the discount interest information to the user through the merchant terminal;
transmitting the acquisition request to an acquirer server to enable the acquirer server to determine a corresponding privilege benefit according to the acquisition request;
and receiving the preferential rights and interests transmitted by the acquirer server and setting the preferential rights and interests in the user account.
Preferably, the transmitting the acquisition request to the acquirer server to enable the acquirer server to determine the corresponding privilege benefits according to the acquisition request specifically includes:
transmitting the acquisition request to an acquirer server to enable the acquirer server to determine user information according to the acquisition request, determining whether a user is registered or not according to the user information, if so, determining a privilege benefit corresponding to the acquisition request, and if not, receiving unregistered prompt information returned by the acquirer server;
displaying a registration interface to a user to guide the user to register, and forming user registration information after the user is successfully registered;
and transmitting the user registration information to the acquirer server so that the acquirer server determines the privilege benefits corresponding to the acquisition request according to the user registration information.
The invention also discloses a receiving mechanism server, which comprises:
the transaction processing unit is used for transmitting transaction information and preferential right information to the merchant terminal, feeding back the preferential right information to the user through the merchant terminal so that the user can download the acquirer terminal according to the preferential right information and send an acquisition request corresponding to the preferential right information to the acquirer terminal;
the privilege-interest determining unit is used for receiving the acquisition request transmitted by the terminal of the acquiring mechanism and determining the corresponding privilege interest according to the acquisition request;
and the preferential right and interest issuing unit is used for issuing the preferential right and interest to the user account of the acquiring mechanism terminal.
Preferably, the transaction processing unit is further configured to transmit transaction information and benefit information including transaction success information and transaction order information to the merchant terminal, and print and form a benefit voucher through the merchant terminal according to the transaction order information and the benefit information.
Preferably, the transaction processing unit is further configured to receive a payment receiving request transmitted by a merchant terminal before transmitting transaction information and offer interest information to the merchant terminal, perform transaction clearing according to the payment receiving request, form transaction success information when the transaction clearing succeeds, and determine the offer interest information according to the payment receiving request.
Preferably, the privilege interest determination unit is further configured to determine user information according to the acquisition request, determine whether a user is registered according to the user information, determine, if yes, a privilege interest corresponding to the acquisition request, if not, return unregistered prompt information to the acquirer terminal to enable the acquirer terminal to guide the user to register, and determine, after receiving the user registration information transmitted by the acquirer terminal, a privilege interest corresponding to the acquisition request.
The invention also discloses a terminal of the acquiring mechanism, which comprises:
the request receiving unit is used for receiving an acquisition request corresponding to the acquisition of the discount interest information transmitted by the user, wherein the discount interest information is obtained by transmitting transaction information and the discount interest information to the merchant terminal by the acquirer server and feeding back the transaction information and the discount interest information to the user through the merchant terminal;
the request sending unit is used for transmitting the acquisition request to the acquirer server so that the acquirer server determines the corresponding privilege interests according to the acquisition request;
and the preferential right setting unit is used for receiving the preferential right transmitted by the acquirer server and setting the preferential right in the user account.
Preferably, the request sending unit is specifically configured to transmit the acquisition request to the acquirer server, so that the acquirer server determines user information according to the acquisition request, determines whether the user is registered according to the user information, determines, if yes, a privilege benefit corresponding to the acquisition request, and if not, receives an unregistered prompt message returned by the acquirer server, presents a registration interface to the user to guide the user to register, forms user registration information after the user is successfully registered, and transmits the user registration information to the acquirer server, so that the acquirer server determines, according to the user registration information, the privilege benefit corresponding to the acquisition request.
The invention also discloses a computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor,
the processor, when executing the program, implements the method as described above.
The invention also discloses a computer-readable medium, having stored thereon a computer program,
which when executed by a processor implements the method as described above.
The invention feeds back the preferential rights to the user through the merchant terminal, attracts the user to download the terminal of the acquiring mechanism and sends the acquiring request of the preferential rights to the acquiring mechanism through the terminal, and the acquiring mechanism server can determine the corresponding preferential rights according to the acquiring request and sends the preferential rights to the user account of the terminal of the acquiring mechanism according to the acquiring request sent by the user through the terminal of the acquiring mechanism. The invention can feed back the preferential rights of the acquiring mechanism to the user through the merchant terminal and absorb the user to acquire the preferential rights by using the acquiring mechanism terminal, thereby realizing the purpose that the acquiring mechanism carries out terminal drainage by giving the preferential rights to the user and better serving the customer.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
FIG. 1 illustrates one of the flow diagrams of one embodiment of a method for acquirer client drainage of the present invention;
FIG. 2 illustrates a second flowchart of an embodiment of a customer drainage method for an acquirer of the present invention;
FIG. 3 is a third flow chart of an embodiment of a customer drainage method for an acquirer of the present invention;
FIG. 4 is a fourth flowchart of an embodiment of a customer drainage method for an acquirer of the present invention;
FIG. 5 is a flow diagram of another embodiment of a method for acquirer client drainage in accordance with the present invention;
FIG. 6 illustrates a second flowchart of another embodiment of a customer drainage method for an acquirer of the present invention;
FIG. 7 is a block diagram illustrating one embodiment of an acquirer server of the present invention;
FIG. 8 is a block diagram illustrating one embodiment of a terminal of an acquirer of the present invention;
FIG. 9 shows a schematic block diagram of a computer device suitable for use in implementing embodiments of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
In one or more embodiments of the present application, the benefit refers to a general term of a reduced payment amount or additional benefit that a customer can obtain in consumption, such as a coupon, a red envelope, a gift card, etc.
In one or more embodiments of the present application, according to the regulation of "bank card receipt service management method", the receipt institution is a banking financial institution engaged in the bank card receipt service, a payment institution obtaining the bank card receipt service approval and providing the bank card acceptance and completing the fund settlement service for the entity special merchant, and a payment institution obtaining the network payment service approval and providing the bank card acceptance and completing the fund settlement service for the network special merchant.
In one or more embodiments of the present application, the issuer is a banking financial institution that points to the cardholder's bank card.
In one or more embodiments of the present application, the third party payment mechanism is an independent mechanism supporting payment settlement services for the buyer and the seller, and independent of the buyer and the seller, and performs payment settlement by interfacing with a bank through internet. The buyer registers the user on the platform of the third party payment authority and typically also needs to open an electronic wallet. Common third party payment institutions are payroll and WeChat payments.
In one or more embodiments of the present application, an specials merchant refers to a merchant who has an agreement to receive orders with an acquirer.
In one or more embodiments of the present application, order number refers to a text string that uniquely identifies each order taking transaction.
In one or more embodiments of the present application, the terminal refers to a mobile phone APP, a website, a wechat public number, and the like.
According to one aspect of the invention, the present embodiment discloses a method for acquirer client drainage. As shown in fig. 1, in this embodiment, the method includes:
s100: transmitting transaction information and preferential right information to a merchant terminal, feeding back the preferential right information to a user through the merchant terminal so that the user downloads an acquirer terminal according to the preferential right information and sends an acquisition request corresponding to the preferential right information to the acquirer terminal.
S200: and receiving the acquisition request transmitted by the terminal of the acquiring mechanism, and determining the corresponding privilege according to the acquisition request.
S300: and issuing the preferential rights and interests to a user account of the acquirer terminal.
The invention feeds back the preferential rights to the user through the merchant terminal, attracts the user to download the terminal of the acquiring mechanism and sends the acquiring request of the preferential rights to the acquiring mechanism through the terminal, and the acquiring mechanism server can determine the corresponding preferential rights according to the acquiring request and sends the preferential rights to the user account of the terminal of the acquiring mechanism according to the acquiring request sent by the user through the terminal of the acquiring mechanism. The invention can feed back the preferential rights of the acquiring mechanism to the user through the merchant terminal and absorb the user to acquire the preferential rights by using the acquiring mechanism terminal, thereby realizing the purpose that the acquiring mechanism carries out terminal drainage by giving the preferential rights to the user and better serving the customer.
In a preferred embodiment, as shown in fig. 2, the transmitting transaction information and offer interest information to the merchant terminal in S100, and the feeding back the offer interest information to the user through the merchant terminal may specifically include:
s110: and transmitting transaction information including transaction success information and transaction order information and the privilege benefit information to the merchant terminal.
S120: and printing to form a discount right certificate according to the transaction order information and the discount right information through a merchant terminal.
In a preferred embodiment, the merchant terminal may adopt a POS, and the transaction order information and the privilege benefit information transmitted from the acquirer to the merchant terminal may be printed by the POS to form a privilege benefit certificate. The preferential right information can comprise voucher information for the user to obtain preferential right from the acquirer terminal, the voucher information corresponds to the transaction order information, the preferential right corresponding to the transaction order information can be determined through the voucher information, preferably, the voucher information can be a unique transaction order number corresponding to the transaction, more preferably, the transaction order number can be printed on the preferential right voucher in an image identification mode such as a two-dimensional code and the like, and can be used as a voucher for the user to obtain the preferential right from the acquirer terminal, and the user can conveniently acquire the transaction order number through a camera of the user terminal so as to input the acquirer terminal.
Optionally, the privilege information may further include privilege description information describing the amount, type and how to obtain the privilege to the user, so as to guide the user to download and register the acquirer terminal to obtain the privilege. Wherein, the user can obtain the preferential rights and interests conveniently.
In a preferred embodiment, as shown in fig. 3, the method further comprises, before S100:
s010: and receiving a payment receiving request transmitted by the merchant terminal.
S020: and carrying out transaction clearing according to the collection request, and forming transaction success information when the transaction clearing is successful.
S030: and determining the preferential right information according to the collection request.
When a user conducts a transaction with a contracted merchant of an acquirer, a payment receiving request is transmitted to the acquirer through a merchant terminal. The payment receiving request can comprise payment receiving information and user account information, the receipt mechanism server forms transaction success information and transaction order information so as to be fed back to the merchant terminal after completing payment processing logic according to the payment receiving information and the user account information to realize transaction clearing, and the transaction order information can be information such as commodities, money and order numbers related to transaction. Furthermore, the preferential right information can be determined according to the collection request, for example, the number and the type of the corresponding preferential right are determined according to the transaction amount of the collection information in the collection request, and then the preferential right information corresponding to the transaction is obtained to feed back the description to the user, and the preferential right information form a mapping relation, so that the corresponding preferential right can be determined through the preferential right information.
Wherein, the user can pay for the transaction by swiping a bank card or third party payment software (such as WeChat or Payment treasure, etc.). Thus, the payment receiving request may include transaction information such as an order number and a transaction amount of the current payment transaction, and the user account information may include user bank account information pre-stored in a bank or third party account information pre-stored in third party payment software.
In a preferred embodiment, as shown in fig. 4, the determining, in S200, the corresponding privilege benefit according to the obtaining request may specifically include:
s210: and determining user information according to the acquisition request.
S220: and determining whether the user is registered according to the user information, if so, determining the privilege benefits corresponding to the acquisition request, if not, returning unregistered prompt information to the acquirer terminal to enable the acquirer terminal to guide the user to register, and receiving the user registration information transmitted by the acquirer terminal to determine the privilege benefits corresponding to the acquisition request.
It can be understood that after the user acquires the benefit information, the user can know from the benefit information that the user can acquire the benefit through the acquirer terminal, and optionally can also obtain the specific content of the benefit. In order to obtain the privilege benefits, the user needs to download the terminal of the acquiring organization or enter the downloaded terminal of the acquiring organization to obtain the privilege benefits. Specifically, after a user initiates a request for acquiring the privilege according to the privilege information through the terminal of the acquirer, the terminal of the acquirer forms an acquisition request and transmits the acquisition request to the server of the acquirer. The acquirer server first determines user information from the user. The acquirer server determines whether the user is registered or not based on the user information. If the user information is registered, determining the corresponding preferential interest according to the preferential interest information in the acquisition request, and issuing the preferential interest to a user account corresponding to the user information. And if not, guiding the user to register, determining the corresponding privilege interests according to the privilege interest information and issuing the privilege interests to the registered user account.
In the invention, the acquiring organization gives preference to the user in an electronic form, and the transaction user of the special merchant is attracted to the acquiring organization, so that the client drainage is realized, and the client and the marketing client are better served.
In one specific example, the customer pays by swiping a bank card or scanning a payment two-dimensional code through a POS machine after the customer is consumed by the appointed merchant. The POS sends a collect request to the backend server of the acquirer. And the background server of the acquirer records the order number, the transaction amount and other transaction information of the payment transaction. After the payment processing logic is completed by the acquirer, the acquirer returns notification messages of transaction success information and transaction order information to the POS machine. The POS machine prints a purchase order to the customer. The POS machine prints an order number or a two-dimensional code containing the order number on the purchase order, simultaneously prints reminding information for giving preferential rights and interests to the client, proposes the client to download the terminal of the acquiring mechanism, registers the user and receives the given preferential rights and interests as preferential rights and interests information. If the customer has not registered a user of the platform of the acquirer, the user is registered on the terminal. The terminal sends an acquisition request of a registered user to a background server of the order receiving mechanism, and the background server records personal information of the user. To this end, the order receiving client is successfully directed to register the user on the platform of the order receiving institution. And after the user is successfully registered, the background server of the acquirer returns a response message of successful registration to the terminal. And the terminal displays the information of successful registration to the client. The customer scans the two-dimensional code containing the order number on the purchase order with the terminal or manually enters the order number. And the terminal sends the request to a background server of the acquiring mechanism. The backend server of the acquirer associates the order number with the user mapping. That is, the backend server of the acquirer recognizes that the client initiating the order transaction for the order number is the user of the terminal. Then, the transaction information such as the transaction amount, the merchant, the transaction type and the like of the order is found according to the order number, and then the preferential right is given according to the condition of the order receiving transaction. For example, different benefits are given depending on the size of the transaction amount. And after the presentation is finished, returning the presented information of the preferential rights to the terminal. And the terminal displays the preferential interest to the client for viewing.
According to the invention, the order receiving client is attracted to register the user on the platform of the order receiving mechanism through the information printed on the purchase order, and the client is attracted to scan the two-dimensional code containing the order number, so that the order number is mapped and associated with the user, and then the user is given a preferential right according to the transaction condition corresponding to the order number, thereby realizing client drainage.
Based on the same principle, the embodiment also discloses a client drainage method (terminal) of the acquirer. As shown in fig. 5, the method includes:
s400: and receiving an acquisition request corresponding to the acquisition of the discount interest information transmitted by the user, wherein the discount interest information is obtained by transmitting the transaction information and the discount interest information to the merchant terminal by the acquirer server and feeding back the transaction information and the discount interest information to the user through the merchant terminal.
S500: and transmitting the acquisition request to an acquirer server so that the acquirer server determines the corresponding privilege benefits according to the acquisition request.
S600: and receiving the preferential rights and interests transmitted by the acquirer server and setting the preferential rights and interests in the user account.
In a preferred embodiment, as shown in fig. 6, the step S500 of transmitting the obtaining request to the acquirer server so that the acquirer server determines the corresponding privilege benefit according to the obtaining request specifically includes:
s510: and transmitting the acquisition request to a receiving mechanism server so that the receiving mechanism server determines user information according to the acquisition request, determines whether the user is registered according to the user information, if so, determines the privilege corresponding to the acquisition request, and if not, receives unregistered prompt information returned by the receiving mechanism server.
S520: and displaying a registration interface to the user to guide the user to register, and forming user registration information after the user successfully registers.
S530: and transmitting the user registration information to the acquirer server so that the acquirer server determines the privilege benefits corresponding to the acquisition request according to the user registration information.
Because the principle of solving the problems by the method is similar to that of the method, the implementation of the method can be referred to the implementation of the method, and details are not repeated herein.
Based on the same principle, the embodiment also discloses a receiving mechanism server. As shown in fig. 7, the server includes a transaction processing unit 11, an offer benefit determination unit 12, and an offer benefit issuance unit 13.
The transaction processing unit 11 is configured to transmit transaction information and offer interest information to a merchant terminal, and feed back the offer interest information to a user through the merchant terminal, so that the user downloads an acquirer terminal according to the offer interest information and sends an acquisition request corresponding to acquisition of the offer interest information to the acquirer terminal.
The preferential right determining unit 12 is configured to receive the obtaining request transmitted by the terminal of the acquirer, and determine a corresponding preferential right according to the obtaining request.
The preferential right issuing unit 13 is used for issuing the preferential right to the user account of the acquiring mechanism terminal.
In a preferred embodiment, the transaction processing unit 11 is further configured to transmit transaction information and benefit information including transaction success information and transaction order information to the merchant terminal, and print a benefit voucher according to the transaction order information and the benefit information through the merchant terminal.
In a preferred embodiment, the transaction processing unit 11 is further configured to receive a payment receiving request transmitted by a merchant terminal before transmitting transaction information and offer interest information to the merchant terminal, perform transaction clearing according to the payment receiving request, form transaction success information when the transaction clearing succeeds, and determine the offer interest information according to the payment receiving request.
In a preferred embodiment, the preferential right-interest determining unit 12 is further configured to determine user information according to the acquisition request, determine whether the user is registered according to the user information, determine, if yes, a preferential right-interest corresponding to the acquisition request, if not, return an unregistered prompt message to the acquirer terminal to enable the acquirer terminal to guide the user to register, and receive user registration information transmitted by the acquirer terminal to determine the preferential right-interest corresponding to the acquisition request.
Since the principle of the server to solve the problem is similar to the above method, the implementation of the server may refer to the implementation of the above method, and is not described herein again.
Based on the same principle, the embodiment also discloses a terminal of the acquiring mechanism. As shown in fig. 8, the terminal includes a request receiving unit 21, a request transmitting unit 22, and a benefit setting unit 23.
The request receiving unit 21 is configured to receive an acquisition request corresponding to acquisition of benefit right information transmitted by a user, where the benefit right information is obtained by transmitting, by an acquirer server, transaction information and benefit right information to a merchant terminal and feeding back the transaction information and the benefit right information to the user through the merchant terminal.
The request sending unit 22 is configured to transmit the obtaining request to the acquirer server so that the acquirer server determines the corresponding privilege benefit according to the obtaining request.
The privilege interest setting unit 23 is used for receiving the privilege interests transmitted by the acquirer server and setting the privilege interests in the user account.
In a preferred embodiment, the request sending unit 22 is specifically configured to transmit the acquisition request to the acquirer server, so that the acquirer server determines user information according to the acquisition request, determine whether the user is registered according to the user information, determine, if yes, a benefit interest corresponding to the acquisition request, if not, receive unregistered prompt information returned by the acquirer server, present a registration interface to the user to guide the user to register, form user registration information after the user is successfully registered, and transmit the user registration information to the acquirer server, so that the acquirer server determines, according to the user registration information, the benefit interest corresponding to the acquisition request.
Since the principle of the terminal to solve the problem is similar to the method, the implementation of the terminal may refer to the implementation of the method, and is not described herein again.
The systems, devices, modules or units illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product with certain functions. A typical implementation device is a computer device, which may be, for example, a personal computer, a laptop computer, a cellular telephone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.
In a typical example, the computer device specifically includes a memory, a processor, and a computer program stored on the memory and executable on the processor, and the processor implements the method executed by the terminal as described above when executing the program, or implements the method executed by the server as described above when executing the program.
Referring now to FIG. 9, shown is a schematic diagram of a computer device 600 suitable for use in implementing embodiments of the present application.
As shown in fig. 9, the computer apparatus 600 includes a Central Processing Unit (CPU)601 which can perform various appropriate works and processes according to a program stored in a Read Only Memory (ROM)602 or a program loaded from a storage section 608 into a Random Access Memory (RAM)) 603. In the RAM603, various programs and data necessary for the operation of the system 600 are also stored. The CPU601, ROM602, and RAM603 are connected to each other via a bus 604. An input/output (I/O) interface 605 is also connected to bus 604.
The following components are connected to the I/O interface 605: an input portion 606 including a keyboard, a mouse, and the like; an output section 607 including a Cathode Ray Tube (CRT), a liquid crystal feedback (LCD), and the like, and a speaker and the like; a storage section 608 including a hard disk and the like; and a communication section 609 including a network interface card such as a LAN card, a modem, or the like. The communication section 609 performs communication processing via a network such as the internet. The driver 610 is also connected to the I/O interface 605 as needed. A removable medium 611 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 610 as necessary, so that a computer program read out therefrom is mounted as necessary on the storage section 608.
In particular, according to an embodiment of the present invention, the processes described above with reference to the flowcharts may be implemented as computer software programs. For example, embodiments of the invention include a computer program product comprising a computer program tangibly embodied on a machine-readable medium, the computer program comprising program code for performing the method illustrated in the flow chart. In such an embodiment, the computer program may be downloaded and installed from a network through the communication section 609, and/or installed from the removable medium 611.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
For convenience of description, the above devices are described as being divided into various units by function, and are described separately. Of course, the functionality of the units may be implemented in one or more software and/or hardware when implementing the present application.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The application may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. The application may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including memory storage devices.
The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the system embodiment, since it is substantially similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment.
The above description is only an example of the present application and is not intended to limit the present application. Various modifications and changes may occur to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application should be included in the scope of the claims of the present application.
Claims (14)
1. A method for acquirer client drainage, comprising:
transmitting transaction information and preferential right information to a merchant terminal, feeding back the preferential right information to a user through the merchant terminal so that the user downloads an acquirer terminal according to the preferential right information and sends an acquisition request corresponding to the preferential right information to the acquirer terminal;
receiving the acquisition request transmitted by the terminal of the acquiring mechanism, and determining the corresponding privilege according to the acquisition request;
and issuing the preferential rights and interests to a user account of the acquirer terminal.
2. The acquirer client drainage method according to claim 1, wherein the transmitting transaction information and preferential right information to the merchant terminal, and the feeding back the preferential right information to the user through the merchant terminal specifically includes:
transmitting transaction information and preferential interest information including transaction success information and transaction order information to the merchant terminal;
and printing to form a discount right certificate according to the transaction order information and the discount right information through a merchant terminal.
3. The acquirer customer drainage method of claim 1, further comprising, prior to transmitting the transaction information and the offer interest information to the merchant terminal:
receiving a payment receiving request transmitted by the merchant terminal;
performing transaction clearing according to the collection request, and forming transaction success information when the transaction clearing is successful;
and determining the preferential right information according to the collection request.
4. The acquirer client drainage method according to claim 1, wherein the determining the corresponding benefit and interest according to the acquisition request specifically comprises:
determining user information according to the acquisition request;
and determining whether the user is registered according to the user information, if so, determining the privilege benefits corresponding to the acquisition request, if not, returning unregistered prompt information to the acquirer terminal to enable the acquirer terminal to guide the user to register, and receiving the user registration information transmitted by the acquirer terminal to determine the privilege benefits corresponding to the acquisition request.
5. A method for acquirer client drainage, comprising:
receiving an acquisition request corresponding to the acquisition of the discount interest information transmitted by a user, wherein the discount interest information is obtained by transmitting transaction information and the discount interest information to a merchant terminal by an acquirer server and feeding back the transaction information and the discount interest information to the user through the merchant terminal;
transmitting the acquisition request to an acquirer server to enable the acquirer server to determine a corresponding privilege benefit according to the acquisition request;
and receiving the preferential rights and interests transmitted by the acquirer server and setting the preferential rights and interests in the user account.
6. The acquirer client drainage method of claim 5, wherein transmitting the acquisition request to an acquirer server to enable the acquirer server to determine the corresponding privilege benefits according to the acquisition request specifically comprises:
transmitting the acquisition request to an acquirer server to enable the acquirer server to determine user information according to the acquisition request, determining whether a user is registered or not according to the user information, if so, determining a privilege benefit corresponding to the acquisition request, and if not, receiving unregistered prompt information returned by the acquirer server;
displaying a registration interface to a user to guide the user to register, and forming user registration information after the user is successfully registered;
and transmitting the user registration information to the acquirer server so that the acquirer server determines the privilege benefits corresponding to the acquisition request according to the user registration information.
7. An acquirer server, comprising:
the transaction processing unit is used for transmitting transaction information and preferential right information to the merchant terminal, feeding back the preferential right information to the user through the merchant terminal so that the user can download the acquirer terminal according to the preferential right information and send an acquisition request corresponding to the preferential right information to the acquirer terminal;
the privilege-interest determining unit is used for receiving the acquisition request transmitted by the terminal of the acquiring mechanism and determining the corresponding privilege interest according to the acquisition request;
and the preferential right and interest issuing unit is used for issuing the preferential right and interest to the user account of the acquiring mechanism terminal.
8. The acquirer server of claim 7, wherein the transaction processing unit is further configured to transmit transaction information and benefit information including transaction success information and transaction order information to the merchant terminal, and print a benefit voucher through the merchant terminal according to the transaction order information and the benefit information.
9. The acquirer server of claim 7, wherein the transaction processing unit is further configured to receive a payment receiving request transmitted by a merchant terminal before transmitting transaction information and offer right information to the merchant terminal, perform transaction clearing according to the payment receiving request, form transaction success information when the transaction clearing is successful, and determine the offer right information according to the payment receiving request.
10. The acquirer server of claim 7, wherein the privilege interest determining unit is further configured to determine user information according to the acquisition request, determine whether a user is registered according to the user information, determine, if yes, a privilege interest corresponding to the acquisition request, if no, return an unregistered prompt message to the acquirer terminal to enable the acquirer terminal to guide the user to register, and determine, after receiving user registration information transmitted by the acquirer terminal, the privilege interest corresponding to the acquisition request.
11. An acquirer terminal, comprising:
the request receiving unit is used for receiving an acquisition request corresponding to the acquisition of the discount interest information transmitted by the user, wherein the discount interest information is obtained by transmitting transaction information and the discount interest information to the merchant terminal by the acquirer server and feeding back the transaction information and the discount interest information to the user through the merchant terminal;
the request sending unit is used for transmitting the acquisition request to the acquirer server so that the acquirer server determines the corresponding privilege interests according to the acquisition request;
and the preferential right setting unit is used for receiving the preferential right transmitted by the acquirer server and setting the preferential right in the user account.
12. The acquirer terminal of claim 11, wherein the request sending unit is specifically configured to transmit the acquisition request to an acquirer server, so that the acquirer server determines user information according to the acquisition request, determine whether a user is registered according to the user information, determine, if yes, a privilege benefit corresponding to the acquisition request, if not, receive unregistered prompt information returned by the acquirer server, present a registration interface to the user to guide the user to register, form user registration information after the user is successfully registered, and transmit the user registration information to the acquirer server, so that the acquirer server determines, according to the user registration information, the privilege benefit corresponding to the acquisition request.
13. A computer device comprising a memory, a processor, and a computer program stored on the memory and executable on the processor,
the processor, when executing the program, implements the method of any of claims 1-6.
14. A computer-readable medium, having stored thereon a computer program,
the program when executed by a processor implementing the method according to any one of claims 1-6.
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| CN202010241031.1A CN111353829A (en) | 2020-03-31 | 2020-03-31 | Order taking mechanism client drainage method, server and terminal |
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| CN202010241031.1A CN111353829A (en) | 2020-03-31 | 2020-03-31 | Order taking mechanism client drainage method, server and terminal |
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