CN107563778A - Transaction data processing method and transaction data processing system based on coupon information - Google Patents

Transaction data processing method and transaction data processing system based on coupon information Download PDF

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Publication number
CN107563778A
CN107563778A CN201610505978.2A CN201610505978A CN107563778A CN 107563778 A CN107563778 A CN 107563778A CN 201610505978 A CN201610505978 A CN 201610505978A CN 107563778 A CN107563778 A CN 107563778A
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China
Prior art keywords
preferential
information
transaction
coupon information
platform
Prior art date
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Pending
Application number
CN201610505978.2A
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Chinese (zh)
Inventor
张璐
蔡剑波
董力
刘恒
洪涛
沈小梅
陈贤强
翟路
谢岱
谢静怡
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Unionpay International Co ltd
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Unionpay International Co ltd
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Filing date
Publication date
Application filed by Unionpay International Co ltd filed Critical Unionpay International Co ltd
Priority to CN201610505978.2A priority Critical patent/CN107563778A/en
Publication of CN107563778A publication Critical patent/CN107563778A/en
Pending legal-status Critical Current

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Abstract

The present invention relates to the transaction data processing method based on coupon information and transaction data processing system.This method comprises the steps:POS terminal obtains coupon information;The coupon information of acquisition and Transaction Information are sent to preferential stand and subtract platform by POS terminal, wherein the Transaction Information includes card information, merchant information and former dealing money;Preferential verification step, it is preferential vertical to subtract platform the reward voucher is judged whether based on the coupon information, preferential Transaction Information is then returned if there is reward voucher to POS terminal, if there is no then abort transactoin, wherein, the preferential Transaction Information includes former dealing money, preferential reduces the amount of money and the real trade amount of money;And the card information, merchant information and the real trade amount of money after reducing are sent to after acquirer to be forwarded to bank card background system and complete the transaction and handled by POS terminal.According to the present invention, it is preferential when merchandising and occurring can to obtain reducing for dealing money immediately, using the teaching of the invention it is possible to provide the trading experiencing good to holder.

Description

Transaction data processing method and transaction data processing system based on coupon information
Technical field
The present invention relates to the communication technology, more particularly to a kind of transaction data processing method based on coupon information and Transaction data processing system.
Background technology
At this stage, trade company or issuing bank are generally merchandising to stimulate holder to produce more consumer sales Before or after generation, various promotion or reward means are taken, favor information is provided to holder.Such as occur in transaction Before, favor information is propagated to holder by modes such as media and communications;After transaction occurs, generation is given by consuming quota Gold note, bank return the mode such as existing and give holder's consumption reward.The audient of such publicity measures is not accurate enough, promotion or reward hand The ageing and Consumer's Experience of section is poor, and can not accomplish to the secondary marketing of holder to stimulate more consumer behaviors to send out It is raw.
The content of the invention
In view of the above problems, it is an object of the present invention to provide it is a kind of can realize that the immediate consumption amount of money reduces based on The transaction data processing method of coupon information and the transaction data processing system based on coupon information.
The transaction data processing method based on coupon information of the present invention, it is characterised in that comprise the steps:
Reward voucher obtaining step, POS terminal obtain coupon information;
The coupon information of acquisition and Transaction Information are sent to preferential stand and subtract platform by data transfer step, POS terminal, wherein institute Stating Transaction Information includes card information, merchant information and former dealing money;
Preferential verification step, it is preferential it is vertical subtract platform the reward voucher judged whether based on the coupon information, if there is Reward voucher then returns to preferential Transaction Information to POS terminal, if there is no then terminating transaction, wherein, the preferential Transaction Information Including former dealing money, preferential reduce the amount of money and the real trade amount of money;And
The card information, merchant information and the real trade amount of money after reducing are sent to receipts by transaction processing procedure, POS terminal Bank card background system is forwarded to after unit structure and completes transaction processing.
Preferably, it is also equipped between the preferential verification step and the transaction processing procedure:
Preferential to check and write off step, the coupon information is sent to preferential stand and subtracts platform by POS terminal, and the preferential vertical platform that subtracts is based on excellent Favour certificate information is carried out checking and writing off operation, and failed message is prompted if failure is checked and write off, and continues the trading processing step if checking and writing off successfully Suddenly.
Preferably, reward voucher obtaining step, POS terminal by scan Quick Response Code or bar code obtain coupon information or Person is manually entered coupon information.
Preferably, the preferential step of checking and writing off includes following sub-steps:
The coupon information is sent to preferential stand and subtracts platform by POS terminal;
It is preferential vertical to subtract platform and judge whether the coupon information needs to carry out checking and writing off operation;And
The preferential vertical platform that subtracts mutually is replied if being judged as to carry out checking and writing off operation to POS terminal return, if being judged as needing Carry out checking and writing off operation, then it is preferential it is vertical subtract platform and carry out checking and writing off operation, failed message is then prompted in the case where checking and writing off operation failure, Then continue the transaction processing procedure in the case of operation successfully is checked and write off.
The transaction data processing method based on coupon information of the present invention, it is characterised in that comprise the steps:
Reward voucher obtaining step, payment gateway obtain coupon information;
The coupon information of acquisition and Transaction Information are sent to preferential stand and subtract platform by data transfer step, payment gateway, wherein The Transaction Information includes card information, merchant information and former dealing money;
Preferential verification step, it is preferential it is vertical subtract platform the reward voucher judged whether based on the coupon information, if there is Reward voucher then returns to preferential Transaction Information to payment gateway, if there is no then abort transactoin, wherein, the preferential Transaction Information Including former dealing money, preferential reduce the amount of money and the real trade amount of money;And
The card information, merchant information and the real trade amount of money after reducing are sent to by transaction processing procedure, payment gateway Bank card background system is forwarded to after acquirer and completes transaction processing.
Preferably, it is also equipped between the preferential verification step and the transaction processing procedure:
It is preferential to check and write off step, payment gateway by the coupon information be sent to it is preferential it is vertical subtract platform, it is preferential vertical to subtract platform and be based on Coupon information is carried out checking and writing off operation, and transaction is terminated if failure is checked and write off, and continues the transaction processing procedure if checking and writing off successfully.
Preferably, reward voucher obtaining step, payment gateway obtain coupon information by scanning Quick Response Code or bar code Or manually input coupon information.
Preferably, the preferential step of checking and writing off includes following sub-steps:
The coupon information is sent to preferential stand and subtracts platform by payment gateway;
It is preferential vertical to subtract platform and judge whether the coupon information needs to carry out checking and writing off operation;And
The preferential vertical platform that subtracts mutually is replied if being judged as to carry out checking and writing off operation to payment gateway return, if being judged as needing Carry out checking and writing off operation, then it is preferential it is vertical subtract platform and carry out checking and writing off operation, failed message is then prompted in the case where checking and writing off operation failure, Then continue the transaction processing procedure in the case of operation successfully is checked and write off.
The transaction data processing system based on coupon information of first aspect present invention, it is characterised in that possess:
POS terminal, for obtaining coupon information and being sent to the coupon information of acquisition and Transaction Information following excellent Hui Li subtracts platform, wherein the Transaction Information includes card information, merchant information and former dealing money, on the other hand, for root According to from following preferential vertical following preferential Transaction Informations for subtracting platform by the card information, merchant information and the reality after reducing Dealing money, which is sent to after acquirer, to be forwarded to bank card background system and completes transaction processing;And
Preferential stand subtracts platform, for judging whether the reward voucher based on the coupon information, if there is reward voucher then Preferential Transaction Information is returned to the POS terminal, if there is no then abort transactoin, wherein, the preferential Transaction Information includes Former dealing money, preferential reduce the amount of money.
The transaction data processing system based on coupon information of second aspect of the present invention, it is characterised in that possess:
Payment gateway, for obtaining coupon information and being sent to the coupon information of acquisition and Transaction Information following excellent Hui Li subtracts platform, wherein the Transaction Information includes card information, merchant information and former dealing money, on the other hand, for root According to from following preferential vertical following preferential Transaction Informations for subtracting platform by the card information, merchant information and the reality after reducing Dealing money, which is sent to after acquirer, to be forwarded to bank card background system and completes transaction processing;And
Preferential stand subtracts platform, for judging whether the reward voucher based on the coupon information, if there is reward voucher then Preferential Transaction Information is returned to the payment gateway, if there is no then abort transactoin, wherein, the preferential Transaction Information includes Former dealing money, preferential reduce the amount of money and the real trade amount of money.
, can according to the transaction data processing method and transaction data processing system based on coupon information of the present invention It is preferential to obtain reducing for dealing money immediately when merchandising and occurring, holder has been obtained more preferable trading experiencing, and can With reference to holder's consumer behavior carry out targetedly secondary marketing, on the other hand can by system judge and calculate it is preferential, without Manual intervention, reduce cost of labor.
Brief description of the drawings
Fig. 1 is the flow for the transaction data processing method based on coupon information for representing the first embodiment of the present invention Schematic diagram.
Fig. 2 is the flow for the transaction data processing method based on coupon information for representing second embodiment of the present invention Schematic diagram.
Embodiment
What is be described below is some in multiple embodiments of the invention, it is desirable to provide to the basic understanding of the present invention.And It is not intended to the crucial or conclusive key element for confirming the present invention or limits scope of the claimed.
It is briefly described firstly, for some nouns that hereinafter will be mentioned that.
Bank card(Bank Card):The financial institutions such as business bank have consumer credit, knot of transferring accounts to society's distribution Calculate, access the credit payment instrument of all or part of functions such as cash.
POS terminal (point of sale;POS):Bank card information can be received, there is communication function, and receive teller Instruction and complete financial transaction information and the equipment exchanged for information about.
Trade company (merchant):Be signed with trade company's agreement with receiving single file, the retailer of receiving bank's card, individual, company or its Hetero-organization.
Bar code/bar code (barcode):A kind of multiple secret notes and blank for not waiting width, are advised according to certain coding Then arrange, to express the graphical identifier of a group information.
Quick Response Code (2-dimensional bar code):A kind of existing according to certain rules for record data symbolic information The chequered with black and white particular geometric figure of plane distribution, and image input device or photoelectric scanning device automatically identifying and reading can be passed through To realize that information automatically processes.
Fig. 1 is the flow for the transaction data processing method based on coupon information for representing the first embodiment of the present invention Schematic diagram.The transaction data processing method based on coupon information of the first embodiment of the present invention is to apply the present invention to An embodiment of business, the specific steps of this method are as shown in Figure 1 under line.
As shown in figure 1, in the step s 100, holder needs to use reward voucher to cashier's prompting, and cashier is then in POS " coupon transactions menu " is selected in the POS menus of terminal.
In step S101, cashier inputs dealing money, POS terminal prompting scanning bar code after POS terminal is swiped the card Or Quick Response Code, scanning device that cashier possesses by POS terminal itself or the independent scanning device being connected with POS terminal Bar code or Quick Response Code that holder provides are scanned, scanning device obtains reward voucher and believed by reading bar code or Quick Response Code The coupon information of acquisition and Transaction Information are sent to preferential stand and subtract platform by breath, POS terminal, wherein, Transaction Information here Including at least card information, merchant information and former dealing money.
In step s 102, the preferential vertical platform that subtracts whether there is the reward voucher based on the coupon information inquiry received, such as Reward voucher is not present in fruit, then prompts failure information in step S103;If there is reward voucher, then in step S104 then by preferential friendship Easy information returns to POS terminal, and the preferential Transaction Information as reward voucher Query Result is shown by POS terminal.Wherein, it is described excellent Favour Transaction Information includes but is not limited to:Former dealing money, preferential reduce the amount of money and the real trade amount of money etc..
In step S105, above-mentioned preferential Transaction Information is shown in POS terminal, POS terminal is automatically preferential to reduce or by receiving Silver-colored member is preferential manually to reduce.
In step s 106, for holder after offers content is confirmed, holder inputs trading password in POS terminal.
In step s 107, POS terminal by coupon information be sent to it is preferential it is vertical subtract platform, it is preferential vertical to subtract platform according to excellent Favour certificate information judges whether to need to check and write off the reward voucher, if desired check and write off reward voucher if then enter step S108, if Then enter step S109 if reward voucher need not be checked and write off.Here it is so-called to check and write off operation and refer to, for the excellent of limitation access times Favour certificate, needed after use by POS terminal inform it is preferential it is vertical subtract platform service condition, vertical subtracted platform by preferential to record this preferential The residue of certificate can use number, for the reward voucher limited without access times, it is not necessary to carry out checking and writing off operation.
In step S109, reward voucher is carried out to check and write off operation, prompts unsuccessfully to believe in step s 110 if failure is checked and write off Breath, enters step S108 if checking and writing off successfully.
In step S108, the preferential vertical platform that subtracts returns to corresponding response message to POS terminal, and POS terminal is according to reducing Actual value after preferential carries out follow-up trading processing, and specifically, POS terminal is by card information(Such as card number), reduce after The relevant information such as actual value and merchant information is sent to acquirer, is then turned again by acquirer forwarding bank card system It is dealt into the whole flow process that credit card issuer completes transaction payment.Here subsequent transaction processing is prior art, in this description will be omitted.
Then, for realizing that the transaction data processing system of the above-mentioned transaction data processing method based on coupon information is entered Row simple declaration.
The transaction data processing system based on coupon information of first embodiment of the invention, it is characterised in that possess:
POS terminal, subtract for obtaining coupon information and the coupon information of acquisition and Transaction Information being sent into preferential stand Platform, wherein the Transaction Information includes card information, merchant information and former dealing money, on the other hand, come from for basis Following preferential vertical following preferential Transaction Informations for subtracting platform are by the card information, merchant information and the real trade gold after reducing Forelock, which is sent to after acquirer, to be forwarded to bank card background system and completes transaction processing;And
Preferential stand subtracts platform, for judging whether the reward voucher based on the coupon information, if there is reward voucher then Preferential Transaction Information is returned to the POS terminal, if there is no then abort transactoin, wherein, the preferential Transaction Information includes Former dealing money, preferential reduce the amount of money.
Utilize the transaction data processing method and transaction data based on coupon information of first embodiment of the invention Processing system, holder, can be by prompting bar code or Quick Response Code etc. to include preferential reward voucher when POS terminal is consumed Information realization pay when it is instant it is preferential reduce, thus, it is possible to make it that holder obtains good ageing and Consumer's Experience is good Good is preferential.
The transaction data processing method based on coupon information of the present invention is not only adapted to off-line transaction, also can be adapted to line Upper transaction.
Fig. 2 is the flow for the transaction data processing method based on coupon information for representing second embodiment of the present invention Schematic diagram.The transaction data processing method based on coupon information of second embodiment of the present invention is to apply the present invention to An embodiment of business, the specific steps of this method are as shown in Figure 2 on line.
As shown in Fig. 2 in step s 200, the online trade company of holder pays selection in the page and needs to use reward voucher.
In step s 201, page prompts scanning bar code or Quick Response Code are paid, barcode scanning instruction is sent to scanning device, Or jump to and manually enter the page of preferential code coupon information is manually entered by holder, payment gateway will scan obtain or The coupon information and Transaction Information that person manually enters are sent to preferential stand and subtract platform, wherein, Transaction Information here at least wraps Include card information, merchant information and former dealing money.
In step S202, the preferential vertical platform that subtracts whether there is the reward voucher based on the coupon information inquiry received, such as Reward voucher is not present in fruit, then prompts failure information in step S203;If there is reward voucher, then in step S204 then by preferential friendship Easy information returns to payment gateway, and the preferential Transaction Information as reward voucher Query Result is shown by payment gateway, wherein, it is described Preferential Transaction Information includes but is not limited to:Former dealing money, preferential reduce the amount of money and the real trade amount of money etc..
In step S205, payment gateway according to above-mentioned preferential Transaction Information carry out it is preferential reduce, obtain preferential reducing the amount of money And it is shown in webpage.
In step S206, for holder after offers content is confirmed, holder inputs trading password in webpage.
In step S207, coupon information is sent to preferential stand and subtracts platform by gateway, and preferential stand subtracts platform according to preferential Certificate information judges whether to need to check and write off the reward voucher, if desired check and write off reward voucher if then enter step S208, if not Need then to enter step S209 if checking and writing off reward voucher.Here it is so-called to check and write off operation and refer to, for the preferential of limitation access times Certificate, needed after use by payment gateway inform it is preferential it is vertical subtract platform service condition, vertical subtracted platform by preferential to record this preferential The residue of certificate can use number, for the reward voucher limited without access times, it is not necessary to carry out checking and writing off operation.
In step S209, reward voucher is carried out to check and write off operation, if prompting unsuccessfully to believe in step S210 if checking and writing off failure Breath, enters step S208 if checking and writing off successfully.
In step S208, the preferential vertical platform that subtracts returns to respective acknowledgement information to payment gateway, and payment gateway is according to reducing Actual value after preferential carries out follow-up trading processing, i.e. payment gateway is by card information(Such as card number), reduce after reality The relevant information such as the amount of money and merchant information is sent to acquirer, is then forwarded to again by acquirer forwarding bank card system Credit card issuer completes the whole flow process of transaction payment.Here subsequent transaction processing is prior art, in this description will be omitted.
Then, for realizing that the transaction data processing system of the above-mentioned transaction data processing method based on coupon information is entered Row simple declaration.
The transaction data processing system based on coupon information of second embodiment of the invention, it is characterised in that possess:
Payment gateway, subtract for obtaining coupon information and the coupon information of acquisition and Transaction Information being sent into preferential stand Platform, wherein the Transaction Information includes card information, merchant information and former dealing money, on the other hand, come from for basis Following preferential vertical following preferential Transaction Informations for subtracting platform are by the card information, merchant information and the real trade gold after reducing Forelock, which is sent to after acquirer, to be forwarded to bank card background system and completes transaction processing;And
Preferential stand subtracts platform, for judging whether the reward voucher based on the coupon information, if there is reward voucher then Preferential Transaction Information is returned to the payment gateway, if there is no then abort transactoin, wherein, the preferential Transaction Information includes Former dealing money, preferential reduce the amount of money and the real trade amount of money.
Utilize the transaction data processing method and transaction data based on coupon information of second embodiment of the invention Processing system, holder, also can be preferential excellent by prompting bar code or Quick Response Code etc. to include in online consumed Favour certificate information realization pay when it is instant it is preferential reduce, thus, it is possible to cause holder to obtain good ageing and user's body Test good preferential.
In summary, in the transaction data processing method and transaction data processing system based on coupon information of the present invention In system, by identifying that bar code or Quick Response Code obtain spending amount and reduced immediately, bar code or Quick Response Code(It is or referred to as preferential Code)As the preferential vertical preferential movable carrier for subtracting platform issue, by it is a kind of it is visible, can be easy to carry or download in a manner of Holder, the coding rule of preferential code and the information shown in preferential code are presented to, formulates and produces by the preferential vertical platform that subtracts It is raw.
In addition, generation and acquisition and use on preferential code, in the preferential vertical platform that subtracts according to marketing program, customization Corresponding preferential code, holder through various channels, such as webpage, various applications etc. from it is preferential it is vertical subtract platform get it is preferential Code, the preferential code are shown in the form of bar code or Quick Response Code.When holder subtracts under the line that the preferential activity of platform is specified in preferential stand When being consumed in trade company(First embodiment), the preferential code got is shown to cashier, cashier is according to business under line Flow completes payment process;When holder is consumed in the Xian Shang trade companies that activity is specified(Second embodiment), according to Page prompts either preferential code or directly input preferential code using external equipment scanning barcode in page specified location, afterwards Payment process is completed according to operation flow on line.
, can according to the transaction data processing method and transaction data processing system based on coupon information of the present invention Obtain following technique effect:Immediately it is preferential that reducing for dealing money is obtained during transaction generation, holder has been obtained more preferable friendship Easily experience;Holder's consumer behavior can be combined and carry out targetedly secondary marketing;It can be judged by system and calculate preferential, nothing Need manual intervention.
Example above primarily illustrates the transaction data processing method and number of deals based on coupon information of the present invention According to processing system.Although only the embodiment of some of present invention is described, ordinary skill Personnel it is to be appreciated that the present invention can without departing from its spirit with scope in the form of many other implement.Therefore, shown Example be considered as illustrative and not restrictive with embodiment, do not departing from as defined in appended claims this In the case of spirit and scope, the present invention may cover various modification and replacement.

Claims (10)

1. a kind of transaction data processing method based on coupon information, it is characterised in that comprise the steps:
Reward voucher obtaining step, POS terminal obtain coupon information;
The coupon information of acquisition and Transaction Information are sent to preferential stand and subtract platform by data transfer step, POS terminal, wherein institute Stating Transaction Information includes card information, merchant information and former dealing money;
Preferential verification step, it is preferential it is vertical subtract platform the reward voucher judged whether based on the coupon information, if there is Preferential Transaction Information is then returned to POS terminal by reward voucher, if there is no reward voucher then abort transactoin, wherein, it is described preferential Transaction Information includes former dealing money, preferential reduces the amount of money and the real trade amount of money;And
The card information, merchant information and the real trade amount of money after reducing are sent to receipts by transaction processing procedure, POS terminal Bank card background system is forwarded to after unit structure and completes transaction processing.
2. the transaction data processing method based on coupon information as claimed in claim 1, it is characterised in that
It is also equipped between the preferential verification step and the transaction processing procedure:
Preferential to check and write off step, the coupon information is sent to preferential stand and subtracts platform by POS terminal, and the preferential vertical platform that subtracts is based on excellent Favour certificate information is carried out checking and writing off operation, and failure information is prompted if failure is checked and write off, and continues the trading processing step if checking and writing off successfully Suddenly.
3. the transaction data processing method based on coupon information as claimed in claim 1, it is characterised in that
Reward voucher obtaining step, POS terminal obtain coupon information by scanning Quick Response Code or bar code.
4. the transaction data processing method based on coupon information as claimed in claim 1, it is characterised in that
The preferential step of checking and writing off includes following sub-steps:
The coupon information is sent to preferential stand and subtracts platform by POS terminal;
It is preferential vertical to subtract platform and judge whether the coupon information needs to carry out checking and writing off operation;And
The preferential vertical platform that subtracts returns to response if being judged as to carry out checking and writing off operation to POS terminal, if be judged as needing into Row checks and writes off operation, then preferential stand subtracts platform and carry out checking and writing off operation, and failure information is then prompted in the case where checking and writing off operation failure, Check and write off and then continue the transaction processing procedure in the case of operating successfully.
5. a kind of transaction data processing method based on coupon information, it is characterised in that comprise the steps:
Reward voucher obtaining step, payment gateway obtain coupon information;
The coupon information of acquisition and Transaction Information are sent to preferential stand and subtract platform by data transfer step, payment gateway, wherein The Transaction Information includes card information, merchant information and former dealing money;
Preferential verification step, it is preferential it is vertical subtract platform the reward voucher judged whether based on the coupon information, if there is Preferential Transaction Information is then returned to payment gateway by reward voucher, if there is no reward voucher then abort transactoin, wherein, it is described preferential Transaction Information includes former dealing money, preferential reduces the amount of money and the real trade amount of money;And
The card information, merchant information and the real trade amount of money after reducing are sent to by transaction processing procedure, payment gateway Bank card background system is forwarded to after acquirer and completes transaction processing.
6. the transaction data processing method based on coupon information as claimed in claim 5, it is characterised in that
It is also equipped between the preferential verification step and the transaction processing procedure:
It is preferential to check and write off step, payment gateway by the coupon information be sent to it is preferential it is vertical subtract platform, it is preferential vertical to subtract platform and be based on Coupon information is carried out checking and writing off operation, and failed message is prompted if failure is checked and write off, and continues the trading processing if checking and writing off successfully Step.
7. the transaction data processing method based on coupon information as claimed in claim 6, it is characterised in that
Reward voucher obtaining step, by scanning Quick Response Code, either bar code obtains coupon information or manually to payment gateway Input coupon information.
8. the transaction data processing method based on coupon information as claimed in claim 7, it is characterised in that
The preferential step of checking and writing off includes following sub-steps:
The coupon information is sent to preferential stand and subtracts platform by payment gateway;
It is preferential vertical to subtract platform and judge whether the coupon information needs to carry out checking and writing off operation;And
The preferential vertical platform that subtracts returns to response if being judged as to carry out checking and writing off operation to payment gateway, if be judged as needing into Row checks and writes off operation, then preferential stand subtracts platform and carry out checking and writing off operation, and failure information is then prompted in the case where checking and writing off operation failure, Check and write off and then continue the transaction processing procedure in the case of operating successfully.
9. a kind of transaction data processing system based on coupon information, it is characterised in that possess:
POS terminal, for obtaining coupon information and being sent to the coupon information of acquisition and Transaction Information following excellent Hui Li subtracts platform, wherein, the Transaction Information includes card information, merchant information and former dealing money, on the other hand, for root According to from following preferential vertical following preferential Transaction Informations for subtracting platform by the card information, merchant information and the reality after reducing Dealing money, which is sent to after acquirer, to be forwarded to bank card background system and completes transaction processing;And
Preferential stand subtracts platform, for judging whether the reward voucher based on the coupon information, if there is reward voucher then Preferential Transaction Information is returned to the POS terminal, if there is no reward voucher then abort transactoin, wherein, the preferential transaction letter Breath includes former dealing money, preferential reduces the amount of money and the real trade amount of money.
10. a kind of transaction data processing system based on coupon information, it is characterised in that possess:
Payment gateway, for obtaining coupon information and being sent to the coupon information of acquisition and Transaction Information following excellent Hui Li subtracts platform, wherein the Transaction Information includes card information, merchant information and former dealing money, on the other hand, for root According to from following preferential vertical following preferential Transaction Informations for subtracting platform by the card information, merchant information and the reality after reducing Dealing money, which is sent to after acquirer, to be forwarded to bank card background system and completes transaction processing;And
Preferential stand subtracts platform, for judging whether the reward voucher based on the coupon information, if there is reward voucher then Preferential Transaction Information is returned to the payment gateway, if there is no reward voucher then abort transactoin, wherein, the preferential transaction letter Breath includes former dealing money, preferential reduces the amount of money and the real trade amount of money.
CN201610505978.2A 2016-07-01 2016-07-01 Transaction data processing method and transaction data processing system based on coupon information Pending CN107563778A (en)

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