CN105389700A - System and method utilizing multi-element composite two-dimensional code for carrying out payment and discount cancel-after-verification - Google Patents
System and method utilizing multi-element composite two-dimensional code for carrying out payment and discount cancel-after-verification Download PDFInfo
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- CN105389700A CN105389700A CN201510681885.0A CN201510681885A CN105389700A CN 105389700 A CN105389700 A CN 105389700A CN 201510681885 A CN201510681885 A CN 201510681885A CN 105389700 A CN105389700 A CN 105389700A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/387—Payment using discounts or coupons
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
Abstract
The invention relates to a system and a method utilizing a multi-element composite two-dimensional code for carrying out payment and discount cancel-after-verification. A consumer downloads an electronic commodity coupon into a third-party payment APP in an intelligent mobile phone before shopping, the user generates the multi-element composite two-dimensional code containing discount information and payment tokens in the mobile phone when buying related products in a supermarket, a cashier scans the multi-element composite two-dimensional code into a cash-register system at one time, the system automatically deducts the discount amount from original price of the products, and a third-party payment service provider server is required to pay the amount after discount by the system. The system and the method bring convenience for the consumer and the cashier, increase cash-register efficiency, improves user experience, and enhances convenience and utilization rate of user mobile phone electronic payment and discount cancel-after-verification; and the system and the method can increase the viscosity of the user in carrying out third-party payment by using the mobile phone, and encourage the consumer to conduct payment by using a mobile phone third-party payment platform more often, thereby achieving the all-win condition of consumers, supermarkets, manufacturers and third-party payment service providers.
Description
Technical field
The present invention relates to a kind of utilize polynary synthesis Quick Response Code carry out pay and the preferential system and method checked and write off, be applied to Internet information technique.
Background technology
Cyber product coupons is a powerful of fast-moving consumer goods manufacturer promotional product.Disappear in product reward voucher marketing mode soon in tradition, usual reward voucher occurs with the form of papery.
Be exemplified below: P&G, in order to sales promotion Head&Shoulders shampoo, has issued the reward voucher that Dan Pinli subtracts 5 yuan, be distributed to consumer by direct mail or the form that manually distributes.Consumer purchases exceeding the amount stipulated to business the corresponding shampoo that the valency of checking is 30 yuan, during checkout, this reward voucher is given cashier, and the corresponding preferential amount of money that deducts, consumer only need pay 25 yuan.Business is super afterwards gives producer by this reward voucher again, and the preferential amount of money 5 yuan is given to business and surpasses by producer again.
Universal along with smart mobile phone, utilizes the function of smart mobile phone perform the distribution of above reward voucher and exchange and become possibility.Consumer downloads reward voucher by smart mobile phone, and shows corresponding reward voucher when business purchases exceeding the amount stipulated and buys corresponding product with mobile phone, and cashier manually examines, or with the preferential code above scanner scanning cell phone, gives corresponding preferential afterwards.
But cashier checks mobile phone reward voucher and the mode examined comparatively bothers, and affects Consumer's Experience, and the cash register speed that slowed down.
Alipay and micro-letter client are proposed a kind of payment code technology, namely the bar code that the account number (token) passing through to show encryption on user mobile phone is formed or Quick Response Code, cashier, with after barcode scanning gun scanning barcode or Quick Response Code, deducts the corresponding amount of money automatically from the account.
If consumer uses above-mentioned payment code and mobile phone electronic reward voucher simultaneously, then consumer needs to change two interfaces on mobile phone, allows cashier check respectively and scans twice bar code and Quick Response Code, can reduce cash register efficiency like this, affect Consumer's Experience.
Summary of the invention
In order to solve the problem, the invention provides and a kind ofly utilize polynary synthesis Quick Response Code to carry out paying and the preferential system and method checked and write off, consumer only need show that Quick Response Code is for cashier's scanning, allows system automatically complete to pay and preferential exchange is checked and write off; Both facilitate consumer, also facilitated cashier, and improve cash register efficiency, serve better and facilitate consumer, improve Consumer's Experience, improve reward voucher utilization rate.
For achieving the above object, concrete scheme of the present invention is:
Utilize polynary synthesis Quick Response Code to carry out paying and preferential system of checking and writing off, comprise Third-party payment APP, business surpasses POS, Third-party payment service provider server,
Third-party payment APP, for downloading cyber product coupons information from Third-party payment service provider server, generate the Quick Response Code comprising and pay token, preferential commodity article No. and the preferential amount of money, information transmission is surpassed POS to business by scanning by this Quick Response Code;
Business surpasses POS, the Quick Response Code that scanning Third-party payment APP generates, by goods matching in the preferential commodity article No. of scanning acquisition and POS electronic business transaction basket, the preferential amount of money that the preferential commodity that deduct in footings are corresponding, the information of payment token, the preferential rear amount of money, preferential commodity article No. is sent to Third-party payment service provider server, and accepts the payment affirmation information of Third-party payment service provider server transmission;
Third-party payment service provider server, cyber product coupons information is downloaded for Third-party payment APP provides, receive the information that business surpasses payment token, the preferential rear amount of money and the preferential commodity article No. that POS sends over, validation of payment token, record preferential commodity article No. and the preferential amount of money, surpass POS to business and send payment affirmation information.
Third-party payment APP refers to smart mobile phone client application.
Undertaken paying and preferential method of checking and writing off by the polynary synthesis Quick Response Code that utilizes utilizing polynary synthesis Quick Response Code to carry out based on payment and preferential system of checking and writing off, comprise the following steps:
(1), consumer utilizes smart mobile phone Third-party payment APP, downloads and has competitively priced cyber product coupons information to particular commodity;
(2), Third-party payment APP generates the Quick Response Code comprising and pay token, preferential commodity article No. and preferential amount information, commodity article No. corresponding to cyber product coupons information is logged POS electronic business transaction basket, during clearing, consumer opens Third-party payment APP, and the Quick Response Code comprising payment token, preferential commodity article No. and the preferential amount of money while corresponding to cyber product coupons information is scanned into business and surpasses POS;
(3), business surpasses POS and automatically identifies preferential commodity article No. in Quick Response Code and the preferential amount of money, and preferential commodity article No. is mated with the commodity in electronic business transaction basket, the preferential amount of money of the corresponding goods that deducts in settlement amounts, obtain corresponding goods preferential after the amount of money;
(4), business surpasses POS and sends to Third-party payment service provider server by comprising the information paying token, the preferential rear amount of money and preferential commodity article No. while corresponding to cyber product coupons information;
(5) after, Third-party payment service provider server comprises the information paying token, the preferential rear amount of money and preferential commodity article No. while receiving corresponding to cyber product coupons information, validation of payment token, and surpass POS to business and carry out transfer of payment, and the preferential commodity article No. of record and the preferential amount of money;
(6), after transfer of payment, Third-party payment service provider server surpasses POS to business and sends payment and complete confirmation.
The present invention only needs consumer electronic goods reward voucher to be downloaded to Third-party payment APP in smart mobile phone before shopping, and business purchase exceeding the amount stipulated buy Related product time, consumer generates one and comprises favor information and pay the polynary synthesis Quick Response Code of token in mobile phone, then cashier's single pass is allowed to enter POS, allow system automatically complete the preferential amount of money from commodity original cost deduction, need pay simultaneously only preferential after the amount of money.The system that the present invention relates to improves user mobile phone and pays by mails and the preferential Discussing Convenience checked and write off and utilization rate; Simultaneously can mobile phone be used to carry out the viscosity of Third-party payment by adding users, excitation consumer uses mobile phone third party payment platform to pay more, reaches the state of consumer, Shang Chao, manufacturer and Third-party payment service provider all-win.
Accompanying drawing explanation
Fig. 1 is time diagram of the present invention.
Embodiment
Below in conjunction with drawings and Examples, the present invention is further illustrated.
Embodiment 1: see accompanying drawing 1, utilizes polynary synthesis Quick Response Code to carry out paying and preferential system of checking and writing off, comprises Third-party payment APP, business surpasses POS, Third-party payment service provider server.
Third-party payment APP, can be the smart mobile phone client application such as Alipay, micro-letter or Baidu, for downloading cyber product coupons information from Third-party payment service provider server, generate to comprise and pay the Quick Response Code of token, preferential commodity article No. and the preferential amount of money, and passed to business by scanning and surpass POS;
Business surpasses POS, the Quick Response Code that Third-party payment APP generates can be scanned, by goods matching in the preferential commodity article No. of scanning acquisition and POS electronic business transaction basket, if any corresponding goods, then deduct the corresponding preferential amount of money in footings, transmission payment token, the preferential rear amount of money, preferential commodity article No. give Third-party payment service provider server, and accept the payment affirmation information of Third-party payment service provider server transmission;
Third-party payment service provider server, can be Third-party payment APP and download cyber product coupons information is provided, reception business surpasses payment token, the preferential rear amount of money and the preferential commodity article No. that POS sends over, validation of payment token, record preferential commodity article No. and the preferential amount of money, and surpass POS transmission payment affirmation information to business.
Specific operation process is:
1, user (consumer) utilizes smart mobile phone Third-party payment APP, downloads cyber product coupons information.This cyber product coupons has competitively priced to particular commodity;
Such as: Procter & Gamble is by the reward voucher of Alipay client distribution " Head&Shoulders " shampoo: every bottle vertical subtracts 5 yuan.After consumer sees in Alipay client, only need download this coupon information and comprise commodity article No. (being usually presented as the bar codes such as EAN/UPC in commodity packaging), the preferential amount of money to this coupon information of APP. and exchange the term of validity etc.
2, when user (consumer) purchases exceeding the amount stipulated thing to business, and after cashier is by purchased commodity article No. typing POS electronic business transaction basket, when needing clearing, consumer opens Third-party payment APP, generate one to comprise simultaneously and pay the Quick Response Code of token, preferential commodity article No. and the preferential amount of money, and allow cashier be scanned into business to surpass POS.
3, business surpasses POS and automatically identifies preferential commodity article No. in Quick Response Code and the preferential amount of money, and article No. is mated with the commodity in electronic business transaction basket, as found corresponding goods, then deduct the corresponding preferential amount of money in settlement amounts, obtain corresponding goods preferential after the amount of money;
Such as, the Head&Shoulders shampoo that consumer buys, original cost is 30 yuan every bottle; After cashier scans Quick Response Code, its price is deducted preferential 5 yuan according to the favor information obtained by POS automatically, becomes 25 yuan.
4, after obtaining the preferential rear amount of money, business surpasses POS and sends to Third-party payment service provider server information such as paying token, the preferential rear amount of money and preferential commodity article No..
5, Third-party payment service provider server is after receiving above-mentioned information, validation of payment token, carries out relevant transfer of payment, and the preferential commodity article No. of record and the preferential amount of money.
6, after payment completes, Third-party payment service provider server surpasses POS to business and sends confirmation.
Claims (2)
1. utilize polynary synthesis Quick Response Code to carry out paying and preferential system of checking and writing off, it is characterized in that: comprise Third-party payment APP, business surpasses POS, Third-party payment service provider server,
Third-party payment APP, for downloading cyber product coupons information from Third-party payment service provider server, generate the Quick Response Code comprising and pay token, preferential commodity article No. and the preferential amount of money, information transmission is surpassed POS to business by scanning by this Quick Response Code;
Business surpasses POS, the Quick Response Code that scanning Third-party payment APP generates, obtain preferential commodity article No., by goods matching in preferential commodity article No. and POS electronic business transaction basket, the preferential amount of money that the preferential commodity that deduct in footings are corresponding, the information of payment token, the preferential rear amount of money, preferential commodity article No. is sent to Third-party payment service provider server, and accepts the payment affirmation information of Third-party payment service provider server transmission;
Third-party payment service provider server, cyber product coupons information is downloaded for Third-party payment APP provides, receive the information that business surpasses payment token, the preferential rear amount of money and the preferential commodity article No. that POS sends over, validation of payment token, record preferential commodity article No. and the preferential amount of money, surpass POS to business and send payment affirmation information.
2. the polynary synthesis Quick Response Code that utilizes based on system according to claim 1 carries out paying and preferential method of checking and writing off, and it is characterized in that: comprise the following steps:
(1), Third-party payment APP downloads cyber product coupons information from Third-party payment service provider server;
(2), Third-party payment APP generates to comprise and pays the Quick Response Code of token, preferential commodity article No. and preferential amount information, and Quick Response Code is passed to business through overscanning surpasses POS;
(3), business surpasses POS and automatically identifies preferential commodity article No. in Quick Response Code and the preferential amount of money, and preferential commodity article No. is mated with the commodity in electronic business transaction basket, the preferential amount of money of the corresponding goods that deducts in settlement amounts, obtain corresponding goods preferential after the amount of money;
(4), business surpass POS by paying token, preferential after the amount of money and the information of preferential commodity article No. send to Third-party payment service provider server;
(5), Third-party payment service provider server validation of payment token, carry out transfer of payment, and record preferential commodity article No. and the preferential amount of money;
(6), Third-party payment service provider server to business surpass POS send payment complete confirmation.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510681885.0A CN105389700A (en) | 2015-10-21 | 2015-10-21 | System and method utilizing multi-element composite two-dimensional code for carrying out payment and discount cancel-after-verification |
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| CN201510681885.0A CN105389700A (en) | 2015-10-21 | 2015-10-21 | System and method utilizing multi-element composite two-dimensional code for carrying out payment and discount cancel-after-verification |
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Cited By (18)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106204041A (en) * | 2016-07-14 | 2016-12-07 | 腾讯科技（深圳）有限公司 | Card certificate uses system, method and device |
| CN106408367A (en) * | 2016-08-25 | 2017-02-15 | 北京三快在线科技有限公司 | Order information obtaining method and device |
| CN107180371A (en) * | 2016-03-11 | 2017-09-19 | 北京京东尚科信息技术有限公司 | The method and system of commodity is bought using reward voucher |
| CN107230105A (en) * | 2017-05-27 | 2017-10-03 | 上海非码网络科技有限公司 | Method, system, device and the server of consumption money are collected based on electronic certificate |
| CN107492221A (en) * | 2017-10-09 | 2017-12-19 | 广州市五宫格信息科技有限责任公司 | The preferential payment system of barcode scanning |
| CN107563778A (en) * | 2016-07-01 | 2018-01-09 | 银联国际有限公司 | Transaction data processing method and transaction data processing system based on coupon information |
| CN107590677A (en) * | 2017-08-02 | 2018-01-16 | 拉卡拉汇积天下技术服务（北京）有限公司 | Information acquisition method and terminal, information providing method and server, information processing method and system |
| CN108108796A (en) * | 2018-01-19 | 2018-06-01 | 北京三快在线科技有限公司 | The generation of Quick Response Code, the method and device based on Quick Response Code management merchandise news |
| CN108256851A (en) * | 2017-12-27 | 2018-07-06 | 广东林盟科技有限公司 | A kind of Quick Response Code method of payment, system and device for estate management |
| CN108335140A (en) * | 2018-02-09 | 2018-07-27 | 浙江口碑网络技术有限公司 | Integral method, apparatus and system are checked and write off in the payment of O2O business |
| CN108734486A (en) * | 2017-04-14 | 2018-11-02 | 知而行（上海）营销咨询有限公司 | Assistant payment method for target marketing |
| CN109146555A (en) * | 2018-07-27 | 2019-01-04 | 苏州邻海信息科技有限公司 | Payment and the preferential system and method checked and write off are carried out using multiple information two dimensional code |
| CN109993521A (en) * | 2018-11-09 | 2019-07-09 | 阿里巴巴集团控股有限公司 | Method of mobile payment and device and electronic equipment |
| CN111353829A (en) * | 2020-03-31 | 2020-06-30 | 中国建设银行股份有限公司 | Order taking mechanism client drainage method, server and terminal |
| CN111507436A (en) * | 2020-04-10 | 2020-08-07 | 雁于飞(厦门)科技有限公司 | Two-dimensional code verification and cancellation method based on positioning information |
| CN112613589A (en) * | 2020-11-26 | 2021-04-06 | 北京思特奇信息技术股份有限公司 | Resource transfer method and system fusing rights and interests |
| CN112837051A (en) * | 2019-11-22 | 2021-05-25 | 华为技术有限公司 | Payment method and device |
| CN113205394A (en) * | 2021-05-27 | 2021-08-03 | 拉扎斯网络科技（上海）有限公司 | Virtual resource exchange method and device, electronic equipment and storage medium |
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2015
- 2015-10-21 CN CN201510681885.0A patent/CN105389700A/en active Pending
Cited By (20)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107180371A (en) * | 2016-03-11 | 2017-09-19 | 北京京东尚科信息技术有限公司 | The method and system of commodity is bought using reward voucher |
| CN107180371B (en) * | 2016-03-11 | 2022-01-07 | 北京京东尚科信息技术有限公司 | Method, system and computer-readable storage medium for purchasing goods using coupons |
| CN107563778A (en) * | 2016-07-01 | 2018-01-09 | 银联国际有限公司 | Transaction data processing method and transaction data processing system based on coupon information |
| CN106204041A (en) * | 2016-07-14 | 2016-12-07 | 腾讯科技（深圳）有限公司 | Card certificate uses system, method and device |
| CN106408367A (en) * | 2016-08-25 | 2017-02-15 | 北京三快在线科技有限公司 | Order information obtaining method and device |
| CN108734486A (en) * | 2017-04-14 | 2018-11-02 | 知而行（上海）营销咨询有限公司 | Assistant payment method for target marketing |
| CN107230105A (en) * | 2017-05-27 | 2017-10-03 | 上海非码网络科技有限公司 | Method, system, device and the server of consumption money are collected based on electronic certificate |
| CN107590677A (en) * | 2017-08-02 | 2018-01-16 | 拉卡拉汇积天下技术服务（北京）有限公司 | Information acquisition method and terminal, information providing method and server, information processing method and system |
| CN107590677B (en) * | 2017-08-02 | 2019-11-19 | 拉卡拉汇积天下技术服务（北京）有限公司 | Information acquisition method and terminal, information providing method and server, information processing method and system |
| CN107492221A (en) * | 2017-10-09 | 2017-12-19 | 广州市五宫格信息科技有限责任公司 | The preferential payment system of barcode scanning |
| CN108256851A (en) * | 2017-12-27 | 2018-07-06 | 广东林盟科技有限公司 | A kind of Quick Response Code method of payment, system and device for estate management |
| CN108108796A (en) * | 2018-01-19 | 2018-06-01 | 北京三快在线科技有限公司 | The generation of Quick Response Code, the method and device based on Quick Response Code management merchandise news |
| CN108335140A (en) * | 2018-02-09 | 2018-07-27 | 浙江口碑网络技术有限公司 | Integral method, apparatus and system are checked and write off in the payment of O2O business |
| CN109146555A (en) * | 2018-07-27 | 2019-01-04 | 苏州邻海信息科技有限公司 | Payment and the preferential system and method checked and write off are carried out using multiple information two dimensional code |
| CN109993521A (en) * | 2018-11-09 | 2019-07-09 | 阿里巴巴集团控股有限公司 | Method of mobile payment and device and electronic equipment |
| CN112837051A (en) * | 2019-11-22 | 2021-05-25 | 华为技术有限公司 | Payment method and device |
| CN111353829A (en) * | 2020-03-31 | 2020-06-30 | 中国建设银行股份有限公司 | Order taking mechanism client drainage method, server and terminal |
| CN111507436A (en) * | 2020-04-10 | 2020-08-07 | 雁于飞(厦门)科技有限公司 | Two-dimensional code verification and cancellation method based on positioning information |
| CN112613589A (en) * | 2020-11-26 | 2021-04-06 | 北京思特奇信息技术股份有限公司 | Resource transfer method and system fusing rights and interests |
| CN113205394A (en) * | 2021-05-27 | 2021-08-03 | 拉扎斯网络科技（上海）有限公司 | Virtual resource exchange method and device, electronic equipment and storage medium |
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