CN109146555A - Payment and the preferential system and method checked and write off are carried out using multiple information two dimensional code - Google Patents

Payment and the preferential system and method checked and write off are carried out using multiple information two dimensional code Download PDF

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Publication number
CN109146555A
CN109146555A CN201810847455.5A CN201810847455A CN109146555A CN 109146555 A CN109146555 A CN 109146555A CN 201810847455 A CN201810847455 A CN 201810847455A CN 109146555 A CN109146555 A CN 109146555A
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China
Prior art keywords
preferential
payment
party payment
money
amount
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Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Application number
CN201810847455.5A
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Chinese (zh)
Inventor
陈彼邻
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Suzhou Linhai Information Technology Co Ltd
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Suzhou Linhai Information Technology Co Ltd
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Priority to CN201810847455.5A priority Critical patent/CN109146555A/en
Publication of CN109146555A publication Critical patent/CN109146555A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0208Trade or exchange of goods or services in exchange for incentives or rewards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device

Abstract

Payment and the preferential system and method checked and write off are carried out using multiple information two dimensional code the present invention relates to a kind of.Electronic goods discount coupon is downloaded to the Third-party payment APP in smart phone by consumer before shopping, when quotient purchases exceeding the amount stipulated and buys Related product, consumer generates the polynary synthesis two dimensional code comprising favor information and payment token in mobile phone, cashier's single pass enters cash register system, system, which is automatically performed, deducts the preferential amount of money from commodity original cost, and the amount of money to the requirement payment of Third-party payment service provider server after preferential.The present invention facilitates consumer and cashier, improves cash register efficiency, improves user experience, improve user mobile phone e-payment and the preferential Discussing Convenience checked and write off and utilization rate;Simultaneously can increase user using mobile phone carry out Third-party payment viscosity, excitation consumer more paid using mobile phone third party payment platform, reach consumer, Shang Chao, manufacturer and Third-party payment service provider's all-win state.

Description

Payment and the preferential system and method checked and write off are carried out using multiple information two dimensional code
Technical field
Payment and the preferential system and method checked and write off are carried out using multiple information two dimensional code the present invention relates to a kind of, is applied to Internet information technique.
Background technique
Cyber product coupons are a powerfuls of fast-moving consumer goods manufacturer promotional product.It is preferential in traditional product that disappear fastly In certificate marketing mode, usual discount coupon is that occur in the form of papery.
Be exemplified below: P&G has issued the vertical discount coupon for subtracting 5 yuan of single-item, has passed through direct mail to promote Head&Shoulders shampoo Or the form manually distributed is distributed to consumer.It is 30 yuan of corresponding shampoo that consumer, which purchases exceeding the amount stipulated the valence of checking to quotient, when checkout This discount coupon is given into cashier, and the corresponding preferential amount of money that deducts, consumer need to only pay 25 yuan.Quotient is super again by this later Discount coupon gives producer, and producer is given to quotient for 5 yuan of the preferential amount of money again and surpasses.
It is universal with smart phone, using the function of smart phone execute the distribution of the above discount coupon and exchange at It is possible.Consumer can download discount coupon by smart phone, and be shown with mobile phone when quotient purchases exceeding the amount stipulated and buys corresponding product corresponding excellent Favour certificate, cashier manually verify, or with the preferential code above scanner scanning cell phone, give later corresponding preferential.
But cashier checks mobile phone discount coupon and the mode verified is more troublesome, and influences user experience, and slowed down receipts Silver-colored speed.
Alipay and wechat client are proposed a kind of payment code technology, the i.e. account by showing encryption on user mobile phone The bar code or two dimensional code that number number (token) is formed, after cashier scans bar code or two dimensional code with barcode scanning gun, automatically from the account It is middle to deduct the corresponding amount of money.
If consumer uses above-mentioned payment code and mobile phone electronic discount coupon simultaneously, consumer needs to convert on mobile phone Two interfaces, allow cashier to check and scan respectively bar code twice and two dimensional code, can reduce cash register efficiency in this way, influence user's body It tests.
Summary of the invention
To solve the above-mentioned problems, the present invention provides a kind of payment is carried out using multiple information two dimensional code and preferential check and write off System and method, consumer need to only show that a two dimensional code is scanned for cashier, system is allowed to be automatically performed payment and preferential convert It changes and checks and writes off;Both consumer is facilitated, cashier is also facilitated, improves cash register efficiency, preferably services and facilitates consumer, change It has been apt to user experience, has improved discount coupon utilization rate.
To achieve the above object, of the invention the specific scheme is that
Payment and the preferential system checked and write off are carried out using multiple information two dimensional code, including Third-party payment APP, quotient overcharge silver System, Third-party payment service provider server,
Third-party payment APP is generated for downloading cyber product coupons information from Third-party payment service provider server Two dimensional code comprising payment token, preferential commodity article No. and the preferential amount of money, the two dimensional code transmit information to quotient by scanning and surpass Cash register system;
The super cash register system of quotient, scanning Third-party payment APP generate two dimensional code, will scanning obtain preferential commodity article No. with Goods matching in cash register system electronic business transaction basket, the corresponding preferential amount of money of the preferential commodity that deduct in footings, will pay Token, the preferential rear amount of money, the information of preferential commodity article No. has been sent to Third-party payment service provider server, and receives The payment affirmation information that Third-party payment service provider server is sent;
Third-party payment service provider server provides downloading cyber product coupons information for Third-party payment APP, receives Payment token that the super cash register system of quotient sends over, it is preferential after the amount of money and the information of preferential commodity article No., validation of payment Token records preferential commodity article No. and the preferential amount of money, surpasses cash register system to quotient and sends payment affirmation information.
Third-party payment APP refers to smart phone client application.
Multiple information two dimension is utilized based on carrying out payment and the preferential system checked and write off using multiple information two dimensional code Code carries out payment and the preferential method checked and write off, comprising the following steps:
(1) consumer utilizes smart phone Third-party payment APP, and downloading has competitively priced commodity preferential particular commodity Certificate information;
(2) Third-party payment APP generates the two dimensional code comprising payment token, preferential commodity article No. and preferential amount information, Commodity article No. corresponding to cyber product coupons information is logged cash register system electronic business transaction basket, and when clearing, consumer opens third Fang Zhifu APP, two comprising payment token, preferential commodity article No. and the preferential amount of money while corresponding to cyber product coupons information Dimension code is scanned into the super cash register system of quotient;
(3) the preferential commodity article No. and the preferential amount of money in the super cash register system automatic identification two dimensional code of quotient, and by preferential commodity Article No. is matched with the commodity in electronic business transaction basket, and deduct the preferential amount of money of corresponding goods in settlement amounts, obtains corresponding quotient The amount of money after product are preferential;
(4) the super cash register system of quotient by corresponding to cyber product coupons information while comprising payment token, it is preferential after the amount of money and The information of preferential commodity article No. is sent to Third-party payment service provider server;
(5) Third-party payment service provider server includes payment while receiving corresponding to cyber product coupons information Token, it is preferential after the amount of money and after the information of preferential commodity article No., validation of payment token, and surpass cash register system to quotient and prop up It pays and transfers accounts, and record preferential commodity article No. and the preferential amount of money;
(6) after transfer of payment, Third-party payment service provider server surpasses cash register system to quotient and sends payment completion really Recognize information.
Third party's branch that the present invention only needs consumer to download to electronic goods discount coupon before shopping in smart phone APP is paid, and when quotient purchases exceeding the amount stipulated and buys Related product, consumer generates one in mobile phone and includes favor information and payment token Polynary synthesis two dimensional code, then allow cashier's single pass to enter cash register system, system allowed to be automatically performed the preferential amount of money from quotient Product original cost deduct, while need to only pay it is preferential after the amount of money.System of the present invention improves user mobile phone e-payment With the preferential Discussing Convenience checked and write off and utilization rate;The viscosity that user carries out Third-party payment using mobile phone can be increased simultaneously, excitation disappears Expense person is more paid using mobile phone third party payment platform, and consumer, Shang Chao, manufacturer and Third-party payment are reached The state of service provider's all-win.
Detailed description of the invention
Fig. 1 is time diagram of the invention.
Specific embodiment
Below in conjunction with drawings and examples, the present invention is further illustrated.
Embodiment 1: referring to attached drawing 1, payment and the preferential system checked and write off, including third are carried out using multiple information two dimensional code Fang Zhifu APP, the super cash register system of quotient, Third-party payment service provider server.
Third-party payment APP can be the smart phones client applications such as Alipay, wechat or Baidu, be used for from third Square payment services provider server downloads cyber product coupons information, generates comprising payment token, preferential commodity article No. and preferential The two dimensional code of the amount of money, and be scanned and pass to the super cash register system of quotient;
The super cash register system of quotient can scan the two dimensional code of Third-party payment APP generation, the preferential commodity goods that scanning is obtained Number with goods matching in cash register system electronic business transaction basket, if any corresponding goods, then deduct the corresponding preferential amount of money in footings, Send payment token, it is preferential after the amount of money, preferential commodity article No. has given Third-party payment service provider server, and receive the The payment affirmation information that tripartite's payment services provider server is sent;
Third-party payment service provider server can provide downloading cyber product coupons information for Third-party payment APP, connect Receive payment token that the super cash register system of quotient sends over, it is preferential after the amount of money and preferential commodity article No., validation of payment token remembers Preferential commodity article No. and the preferential amount of money are recorded, and surpasses cash register system to quotient and sends payment affirmation information.
Specific operation process are as follows:
1, user (consumer) utilizes smart phone Third-party payment APP, downloads cyber product coupons information.This commodity is preferential Certificate has particular commodity competitively priced;
Such as: Procter & Gamble distributes the discount coupon of " Head&Shoulders " shampoo by Alipay client: every bottle vertical to subtract 5 yuan. After consumer sees in Alipay client, only need to downloading this coupon information, this coupon information includes commodity goods to APP. Number (bar codes such as EAN/UPC are usually presented as in commodity packaging), the preferential amount of money and exchange validity period etc..
2, when user (consumer) to quotient purchases exceeding the amount stipulated object, and purchased commodity article No. typing cash register system electronics is purchased in cashier After object basket, when needing to settle accounts, consumer opens Third-party payment APP, generates one simultaneously comprising payment token, preferential quotient The two dimensional code of product article No. and the preferential amount of money, and cashier is allowed to be scanned into the super cash register system of quotient.
3, the super cash register system of quotient automatically identifies preferential commodity article No. and the preferential amount of money in two dimensional code, and by article No. and electricity Commodity in sub- shopping basket are matched, and such as find corresponding goods, then deduct the corresponding preferential amount of money in settlement amounts, are obtained pair The amount of money after answering commodity preferential;
For example, the Head&Shoulders shampoo of consumer's purchase, original cost is 30 yuan every bottle;After cashier scans the two-dimensional code, Its price is subtracted preferential 5 yuan automatically according to the favor information of acquisition by cash register system, becomes 25 yuan.
4, after obtaining the preferential rear amount of money, the super cash register system of quotient sends to Third-party payment service provider server and pays Token, it is preferential after the amount of money and information such as preferential commodity article No..
5, Third-party payment service provider server is after receiving above- mentioned information, validation of payment token, carries out related branch It pays and transfers accounts, and record preferential commodity article No. and the preferential amount of money.
6, after the completion of payment, Third-party payment service provider server surpasses cash register system to quotient and sends confirmation message.

Claims (2)

1. carrying out payment and the preferential system checked and write off using multiple information two dimensional code, it is characterised in that: including Third-party payment APP, the super cash register system of quotient, Third-party payment service provider server,
Third-party payment APP, for downloading cyber product coupons information from Third-party payment service provider server, generation includes The two dimensional code of token, preferential commodity article No. and the preferential amount of money is paid, which transmits information to quotient by scanning and overcharge silver System;
The super cash register system of quotient, the two dimensional code that scanning Third-party payment APP is generated, obtains preferential commodity article No., by preferential commodity goods Number with goods matching in cash register system electronic business transaction basket, the corresponding preferential amount of money of the preferential commodity that deduct in footings will prop up Pay token, it is preferential after the amount of money, the information of preferential commodity article No. has been sent to Third-party payment service provider server, and connect The payment affirmation information sent by Third-party payment service provider server;
Third-party payment service provider server provides downloading cyber product coupons information for Third-party payment APP, it is super to receive quotient Payment token that cash register system sends over, it is preferential after the amount of money and the information of preferential commodity article No., validation of payment token, note Preferential commodity article No. and the preferential amount of money are recorded, surpasses cash register system to quotient and sends payment affirmation information.
2. carrying out payment and the preferential side checked and write off using multiple information two dimensional code based on system described in claim 1 Method, it is characterised in that: the following steps are included:
(1) Third-party payment APP downloads cyber product coupons information from Third-party payment service provider server;
(2) Third-party payment APP generates the two dimensional code comprising payment token, preferential commodity article No. and preferential amount information, and will Two dimensional code, which is scanned, passes to the super cash register system of quotient;
(3) the preferential commodity article No. and the preferential amount of money in the super cash register system automatic identification two dimensional code of quotient, and by preferential commodity article No. It is matched with the commodity in electronic business transaction basket, the preferential amount of money for the corresponding goods that deduct in settlement amounts obtains corresponding goods The amount of money after preferential;
(4) the super cash register system of quotient by pay token, it is preferential after the amount of money and the information of preferential commodity article No. is sent to third party Payment services provider server;
(5) Third-party payment service provider server validation of payment token carries out transfer of payment, and records preferential commodity Article No. and the preferential amount of money;
(6) Third-party payment service provider server surpasses cash register system transmission payment completion confirmation message to quotient.
CN201810847455.5A 2018-07-27 2018-07-27 Payment and the preferential system and method checked and write off are carried out using multiple information two dimensional code Withdrawn CN109146555A (en)

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Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111126982A (en) * 2019-11-29 2020-05-08 上海新微技术研发中心有限公司 Transaction information automatic interaction system based on single scanning code graph
CN111815319A (en) * 2020-06-22 2020-10-23 维沃移动通信有限公司 Graphic code processing method and electronic equipment
CN112581159A (en) * 2019-09-30 2021-03-30 Kddi株式会社 Benefit giving method and benefit giving device
CN112837051A (en) * 2019-11-22 2021-05-25 华为技术有限公司 Payment method and device
CN112862467A (en) * 2021-01-14 2021-05-28 支付宝(杭州)信息技术有限公司 Red packet issuing and receiving method, device, equipment and readable medium
CN112862033A (en) * 2021-01-14 2021-05-28 支付宝(杭州)信息技术有限公司 Bar code scanning and bar code associated information sending method, device, equipment and medium

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104820940A (en) * 2015-05-22 2015-08-05 陈彼邻 Closed-loop system and method for binding and verifying discount coupon by utilizing third party payment account
CN105389700A (en) * 2015-10-21 2016-03-09 陈彼邻 System and method utilizing multi-element composite two-dimensional code for carrying out payment and discount cancel-after-verification

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104820940A (en) * 2015-05-22 2015-08-05 陈彼邻 Closed-loop system and method for binding and verifying discount coupon by utilizing third party payment account
CN105389700A (en) * 2015-10-21 2016-03-09 陈彼邻 System and method utilizing multi-element composite two-dimensional code for carrying out payment and discount cancel-after-verification

Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112581159A (en) * 2019-09-30 2021-03-30 Kddi株式会社 Benefit giving method and benefit giving device
CN112837051A (en) * 2019-11-22 2021-05-25 华为技术有限公司 Payment method and device
CN111126982A (en) * 2019-11-29 2020-05-08 上海新微技术研发中心有限公司 Transaction information automatic interaction system based on single scanning code graph
CN111815319A (en) * 2020-06-22 2020-10-23 维沃移动通信有限公司 Graphic code processing method and electronic equipment
CN112862467A (en) * 2021-01-14 2021-05-28 支付宝(杭州)信息技术有限公司 Red packet issuing and receiving method, device, equipment and readable medium
CN112862033A (en) * 2021-01-14 2021-05-28 支付宝(杭州)信息技术有限公司 Bar code scanning and bar code associated information sending method, device, equipment and medium

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Application publication date: 20190104