CN110533286A - Allied member's management method, device and computer equipment based on block chain - Google Patents
Allied member's management method, device and computer equipment based on block chain Download PDFInfo
- Publication number
- CN110533286A CN110533286A CN201910665152.6A CN201910665152A CN110533286A CN 110533286 A CN110533286 A CN 110533286A CN 201910665152 A CN201910665152 A CN 201910665152A CN 110533286 A CN110533286 A CN 110533286A
- Authority
- CN
- China
- Prior art keywords
- customer information
- allied member
- information
- data
- block chain
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
- G06Q10/063—Operations research, analysis or management
- G06Q10/0639—Performance analysis of employees; Performance analysis of enterprise or organisation operations
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/01—Customer relationship services
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
Abstract
The invention discloses a kind of allied member's management methods based on block chain, this method comprises: receiving the service data information that the first allied member uploads, obtain corresponding customer information；The customer data that the block body of all blocks is stored is traversed, all customer information white lists including the customer information are searched；The first customer information white list earliest into the chain time is selected, corresponding second allied member is inquired；Monitor data mode of the service data information in preset service period；The customer information is transferred to customer information blacklist when the data mode occurs abnormal and adjusts the sincere numerical value of second allied member to adjust permission.The present invention also provides a kind of allied member's managing device, server and computer readable storage mediums based on block chain.The present invention by the business datum uploaded to allied member and/or the state analysis of customer data, thus it is fair, effectively allied member is evaluated and is managed.
Description
Technical field
The present invention relates to block chain technical field more particularly to a kind of allied member's management methods based on block chain, dress
It sets, computer equipment and computer readable storage medium.
Background technique
For traditional data sharing alliance way to manage, allied member can carry out the data in association database arbitrary
It uploads and downloads.For example, financial institution would generally get the upload of other financial institutions by data sharing alliance in financial industry
Customer data, be subsequently used for customer demand excavate or business sale.Due to alliance's data management mode unordered in this way, lead
Cause the competition of existing financial industry quite miserable and chaotic；Moreover, many financial institutions pass through to achieve the purpose that dominate the market
Often can I am honoured by your visit alliance rule, product sale is carried out to the lower client of some quality, to cause many accounts in a mess and bad credit, this
Very serious loss is caused to financial institution itself and financial market.Therefore, existing allied member's management method is not
Effectively business datum produced by allied member and/or customer data can be monitored, to be difficult to carry out allied member
Fair, effectively evaluating and management.
Summary of the invention
In view of this, the present invention propose a kind of allied member's management method based on block chain, device, computer equipment and
Computer readable storage medium can obtain corresponding client after the service data information for receiving the upload of the first allied member
Information；Then the customer data that the block body of all blocks is stored is traversed, all clients including the customer information are searched
Information white list；Then the first customer information white list earliest into the chain time is selected, corresponding second allied member is inquired；
Then data mode of the service data information in preset service period is monitored again；When exception occurs in the data mode
When the customer information is transferred to preset customer information blacklist and the sincere numerical value that adjusts second allied member with
Adjust permission.In this way, by the state analysis of the business datum and/or customer data that are uploaded to allied member, from
And it is fair, effectively allied member is evaluated and is managed.
Firstly, to achieve the above object, the present invention provides a kind of allied member's management method based on block chain, the side
Method includes:
Receive the service data information uploaded by the first allied member by node device；Obtain the service data information
In customer information, traverse the customer data that the block body of all blocks is stored, searching includes all of the customer information
Customer information white list；When finding out the customer information white list including the customer information, select earliest into the chain time
First customer information white list inquires the second allied member for uploading the first customer information white list；Monitor the industry
The data mode of business data information at least one service node in preset service period, and whether judge the data mode
It is abnormal；The customer information is transferred to preset customer information blacklist when the data mode occurs abnormal and according to pre-
If sincere numerical value computation rule adjust the sincere numerical value of second allied member；Wherein, the sincere numerical value is lower than default
The allied member of threshold value is by the permission of limiting uploading data.
Optionally, described " to monitor the service data information at least one service node in preset service period
The step of data mode " includes: to obtain the service data information in the state value of the service node；By the state value with
The corresponding state value of the service node is compared, and when not being consistent, then judges the data mode of the service data information
Occur abnormal.
Optionally, the method also includes: when the data mode no exceptions, then according to presetting allocation rule for institute
The profit for stating service data information is respectively allocated to first allied member and second allied member.
Optionally, the allocation rule includes: that the first percentage of the profit of the service data information is distributed to institute
The first allied member is stated, the second percentage of the profit of the service data information is distributed into first allied member；Institute
State sincere numerical value computation rule are as follows: subduction is transferred to customer information blacklist in the customer information white list that allied member uploads
The ratio of the customer information total quantity of the customer information quantity of customer information quantity and the customer information white list multiplied by
100；The allocation rule and the sincere numerical value computation rule are carried out by being written to the block chain intelligence contract mode
Storage.
In addition, to achieve the above object, it is described the present invention also provides a kind of allied member's managing device based on block chain
Device includes:
Receiving module, for receiving the service data information uploaded by the first allied member by node device；Obtain mould
Block traverses the customer data that the block body of all blocks is stored for obtaining the customer information in the service data information,
Search all customer information white lists including the customer information；Enquiry module is believed for working as to find out including the client
When the customer information white list of breath, the first customer information white list earliest into the chain time is selected, upload described first is inquired
Second allied member of customer information white list；Monitoring module, for monitoring the service data information in preset business week
The data mode of at least one service node in phase, and judge whether the data mode is abnormal；Module is adjusted, for when described
The customer information is transferred to preset customer information blacklist when data mode occurs abnormal and according to preset sincere number
Value computation rule adjusts the sincere numerical value of second allied member；Wherein, the sincere numerical value is lower than the alliance of preset threshold
Member is by the permission of limiting uploading data.
Optionally, the monitoring module is also used to: obtaining the service data information in the state value of the service node；
State value state value corresponding with the service node is compared, when not being consistent, then judges the business datum
The data mode of information occurs abnormal.
Optionally, the adjustment module is also used to: when the data mode no exceptions, then according to default allocation rule
The profit of the service data information is respectively allocated to first allied member and second allied member.
Optionally, the allocation rule includes: that the first percentage of the profit of the service data information is distributed to institute
The first allied member is stated, the second percentage of the profit of the service data information is distributed into first allied member；Institute
State sincere numerical value computation rule are as follows: subduction is transferred to customer information blacklist in the customer information white list that allied member uploads
The ratio of the customer information total quantity of the customer information quantity of customer information quantity and the customer information white list multiplied by
100；The allocation rule and the sincere numerical value computation rule are carried out by being written to the block chain intelligence contract mode
Storage.
Further, the present invention also proposes a kind of computer equipment, and the computer equipment includes memory, processor,
The computer program that can be run on the processor is stored on the memory, the computer program is by the processor
It realizes when execution such as the step of above-mentioned allied member's management method based on block chain.
Further, to achieve the above object, the present invention also provides a kind of computer readable storage medium, the computers
Readable storage medium storing program for executing is stored with computer program, and the computer program can be executed by least one processor so that it is described extremely
A few processor is executed such as the step of above-mentioned allied member's management method based on block chain.
Compared to the prior art, proposed by the invention based on allied member's management method of block chain, device, computer
Equipment and computer readable storage medium can be obtained after the service data information for receiving the upload of the first allied member and be corresponded to
Customer information；Then the customer data that the block body of all blocks is stored is traversed, the institute including the customer information is searched
There is customer information white list；Then the first customer information white list earliest into the chain time is selected, inquires corresponding second
Alliance member；Then data mode of the service data information in preset service period is monitored again；When the data mode
The customer information is transferred to preset customer information blacklist and adjusts the sincere of second allied member when occurring abnormal
Believe numerical value to adjust permission.In this way, pass through the state of the business datum and/or customer data that upload to allied member
Analysis, thus it is fair, effectively allied member is evaluated and is managed.
Detailed description of the invention
Fig. 1 is the schematic diagram of the optional hardware structure of computer equipment one of the present invention；
Fig. 2 is the program module schematic diagram of one embodiment of allied member's managing device the present invention is based on block chain；
Fig. 3 is the flow diagram of one embodiment of allied member's management method the present invention is based on block chain.
Appended drawing reference:
The object of the invention is realized, the embodiments will be further described with reference to the accompanying drawings for functional characteristics and advantage.
Specific embodiment
In order to make the objectives, technical solutions, and advantages of the present invention clearer, with reference to the accompanying drawings and embodiments, right
The present invention is further elaborated.It should be appreciated that described herein, specific examples are only used to explain the present invention, not
For limiting the present invention.Based on the embodiments of the present invention, those of ordinary skill in the art are not before making creative work
Every other embodiment obtained is put, shall fall within the protection scope of the present invention.
It should be noted that the description for being related to " first ", " second " etc. in the present invention is used for description purposes only, and cannot
It is interpreted as its relative importance of indication or suggestion or implicitly indicates the quantity of indicated technical characteristic.Define as a result, " the
One ", the feature of " second " can explicitly or implicitly include at least one of the features.In addition, the skill between each embodiment
Art scheme can be combined with each other, but must be based on can be realized by those of ordinary skill in the art, when technical solution
Will be understood that the combination of this technical solution is not present in conjunction with there is conflicting or cannot achieve when, also not the present invention claims
Protection scope within.
As shown in fig.1, being the schematic diagram of the optional hardware structure of computer equipment 1 one of the present invention.
In the present embodiment, the computer equipment 1 may include, but be not limited only to, and company can be in communication with each other by system bus
Connect memory 11, processor 12, network interface 13.
The computer equipment 1 connects network (Fig. 1 is not marked) by network interface 13, arrives other ends by network connection
End equipment such as mobile terminal (Mobile Terminal), mobile phone (Mobile Telephone), user equipment (User
Equipment, UE), mobile phone (handset) and portable equipment (portable equipment), the end PC etc..The network can be with
It is intranet (Intranet), internet (Internet), global system for mobile communications (Global System of
Mobile communication, GSM), wideband code division multiple access (Wideband Code Division Multiple
Access, WCDMA), 4G network, 5G network, bluetooth (Bluetooth), Wi-Fi, the wirelessly or non-wirelessly network such as speech path network.
It should be pointed out that Fig. 1 illustrates only the computer equipment 1 with component 11-13, it should be understood that simultaneously
All components shown realistic are not applied, the implementation that can be substituted is more or less component.
Wherein, the memory 11 includes at least a type of readable storage medium storing program for executing, and the readable storage medium storing program for executing includes
Flash memory, hard disk, multimedia card, card-type memory (for example, SD or DX memory etc.), random access storage device (RAM), it is static with
Machine accesses memory (SRAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), programmable
Read memory (PROM), magnetic storage, disk, CD etc..In some embodiments, the memory 11 can be the meter
Calculate the internal storage unit of machine equipment 1, such as the hard disk or memory of the computer equipment 1.In further embodiments, described to deposit
Reservoir 11 is also possible to the External memory equipment of the computer equipment 1, such as the plug-in type that the computer equipment 1 is equipped with is hard
Disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card, flash card
(Flash Card) etc..Certainly, the memory 11 can also both include the internal storage unit of the computer equipment 1 or wrap
Include its External memory equipment.In the present embodiment, the memory 11 is installed on the behaviour of the computer equipment 1 commonly used in storage
Make system and types of applications software, such as the program code etc. of allied member's managing device 200 based on block chain.In addition, institute
Stating memory 11 can be also used for temporarily storing the Various types of data that has exported or will export.
The processor 12 can be in some embodiments central processing unit (Central Processing Unit,
CPU), controller, microcontroller, microprocessor or other data processing chips.The processor 12 is commonly used in the control meter
The overall operation of machine equipment 1 is calculated, such as executes data interaction or the relevant control of communication and processing etc..In the present embodiment, institute
It states processor 12 and is used to run the program code stored in the memory 11 or processing data, such as be based on area described in operation
Allied member's managing device 200 of block chain etc..
The network interface 13 may include radio network interface or wired network interface, which is commonly used in
The computer equipment 1 and others as discussed above terminal device such as mobile terminal, mobile phone, user equipment, mobile phone and just
Take equipment, the foundation such as end PC communication connection.
In the present embodiment, is installed in the computer equipment 1 and run allied member's managing device based on block chain
It, can be on receiving the first allied member when allied member's managing device 200 based on block chain is run when 200
Corresponding customer information is obtained after the service data information of biography；Then client's number that the block body of all blocks is stored is traversed
According to lookup includes all customer information white lists of the customer information；Then the first client letter earliest into the chain time is selected
White list is ceased, corresponding second allied member is inquired；Then the service data information is monitored again in preset service period
Interior data mode；The customer information is transferred to preset customer information blacklist when the data mode occurs abnormal
And the sincere numerical value of second allied member is adjusted to adjust permission.In this way, by uploading to allied member
The state analysis of business datum and/or customer data, thus it is fair, effectively allied member is evaluated and is managed.
So far, oneself is through describing the application environment of each embodiment of the present invention and the hardware configuration and function of relevant device in detail
Energy.In the following, above-mentioned application environment and relevant device will be based on, each embodiment of the invention is proposed.
Firstly, the present invention proposes a kind of allied member's managing device 200 based on block chain.
As shown in fig.2, being the program module of 200 1 embodiment of allied member's managing device the present invention is based on block chain
Figure.
In the present embodiment, allied member's managing device 200 based on block chain is stored in storage including a series of
Each reality of the present invention may be implemented when the computer program instructions are executed by processor 12 in computer program instructions on device 11
Apply allied member's management function based on block chain of example.In some embodiments, it is based on the computer program instructions each section
The specific operation realized, allied member's managing device 200 based on block chain can be divided into one or more modules.
For example, allied member's managing device 200 based on block chain can be divided into receiving module 201, obtain in Fig. 2
Module 202, enquiry module 203, monitoring module 204 and adjustment module 205.Wherein:
The receiving module 201, for receiving the service data information uploaded by the first allied member by node device.
In the present embodiment, for example, allied member's managing device 200 based on block chain is based on applied to one
The Financial Information alliance block chain of Fabric technology, the Financial Information alliance block chain include user information, gold for storing
Melt organization information, financial business information and user, financial institution and the relevant all information of financial business.In the present embodiment
In, each financial institution can log on to the Financial Information alliance block chain by block chain node device, to block counts
According to being increased newly, being modified and being inquired, the Financial Information alliance block chain then saves all block datas, and records the area
The operation note of block number evidence.In the present embodiment, allied member's managing device 200 based on block chain and the finance are believed
Breath alliance's block chain operates in the computer equipment 1, and certainly, the computer equipment 1 can be any of block chain
Node device.When the first financial institution is by the block chain node device such as end PC, the terminal devices such as mobile device do user
Then the loan transaction information is uploaded to Financial Information alliance block by the financial business managed, such as loan transaction
When chain, then the receiving module 201 then receives the loan transaction data information that first financial institution uploads.
The acquisition module 202 traverses the area of all blocks for obtaining the customer information in the service data information
The customer data that block is stored searches all customer information white lists including the customer information.
Specifically, the business datum letter is obtained after the receiving module 201 receives the service data information
Corresponding customer information is ceased, then the acquisition module 202 traverses in the block chain network according to the customer information and owns
The customer data of the block body storage of block, searches the customer information white list including the customer information.
In the present embodiment, the receiving module 201 receives the loan transaction information that first financial institution uploads
Later, then the customer information of the loan transaction information is further obtained, and judges that the customer information whether there is in client
In information white list, wherein the customer information white list is that the second financial institution uploads to Financial Information alliance block
Chain.In the present embodiment, the customer information white list includes having to handle loan transaction potentiality or handled class in the past
It is similar to a kind of customer data of loan transaction, second financial institution is passing through screening and arranging, or passes through partner and provide
The shared mode in source obtains the customer information white list, and the customer information white list is then uploaded to the Financial Information
Alliance's block chain.Each financial institution can upload customer data by way of customer information white list, and each finance
The customer information white list that mechanism uploads, which can all conclude, to be corresponded in the corresponding customer information white list of the financial institution.Also
It is to say, each allied member can repeatedly upload customer information white list, but finally all merge into the corresponding allied member
Customer information white list.Therefore, the module 202 that obtains is in the loan transaction information for receiving the first financial institution upload
Later, then the corresponding customer information of loan transaction information is further obtained, the Financial Information alliance block chain is then traversed
All blocks block body storage customer data, search include the customer information customer information white list.
The enquiry module 203, for when finding out the customer information white list including the customer information, select into
Chain time earliest the first customer information white list, inquire upload the second alliance of the first customer information white list at
Member.
Specifically, after the acquisition module 202 finds out all customer information white lists including the customer information,
The enquiry module 203 selects the earliest white name of customer information of creation time from all customer information white lists found out
It is single, that is, enter chain time earliest the first customer information white list, then inquiry uploads the of the first customer information white list
Two allied members.In the present embodiment, the enquiry module 203 is got in the acquisition module 202 including the loan industry
After all customer information white lists for corresponding customer information of being engaged in, the customer information white list for selecting creation time earliest, so
Inquiry uploads the second financial institution of the customer information white list afterwards.
The monitoring module 204, for monitoring the service data information at least one industry in preset service period
The data mode of business node, and judge whether the data mode is abnormal.
Specifically, in the state value of the service node, then the monitoring module 204 obtains the service data information
State value state value corresponding with the service node is compared, when not being consistent, then judges the business datum
The data mode of information occurs abnormal.
In the present embodiment, the state value of the service node, for example, for loan transaction, the shape of service node
State value is it may be considered that be refund date and refund amount.The monitoring module 204 is by obtaining the first financial institution about visitor
Family records the refund of the loan transaction, so that monitoring the service data information includes refund date and refund number；
Then, the monitoring module 204 by the service data information the refund date and refund number and the service node shape
The refund date of state value and refund amount are compared, and are later than the business section when the refund date in the service data information
Refund number in refund date or the service data information of dotted state value is less than going back for the service node state value
When amount of money is spent, then it is abnormal to judge that the data mode of the loan transaction information occurs.
The adjustment module 205, it is default for being transferred to the customer information when the data mode occurs abnormal
Customer information blacklist and the sincere numerical value of second allied member is adjusted according to preset sincere numerical value computation rule；Its
In, the sincerity numerical value lower than preset threshold allied member by the permission of limiting uploading data.
Specifically, when the monitoring module 204 is when monitoring the data mode exception, then the adjustment module
205 can be transferred to the customer information in preset customer information blacklist and according to preset sincere numerical value computation rule tune
The sincere numerical value of whole second allied member.Certainly, when the monitoring module 204 monitor the data do not occur it is different
Often, then the profit of the service data information is then respectively allocated to institute according to default allocation rule by the adjustment module 205
State the first allied member and second allied member.Wherein, the allocation rule includes: by the benefit of the service data information
First percentage of profit distributes to first allied member, and the second percentage of the profit of the service data information is distributed
To first allied member.The sincerity numerical value computation rule are as follows: reduced in the customer information white list that allied member uploads
The client of the customer information quantity and the customer information white list that are transferred to the customer information quantity of customer information blacklist believes
The ratio of total quantity is ceased multiplied by 100.The allocation rule and the sincere numerical value computation rule are by being written to the area
Block chain intelligence contract mode is stored, storage in the block chain network for the data manipulation behavior on block chain into
Professional etiquette model.
In the present embodiment, when second financial institution upload user's white list be not good, then
Other financial institutions according to the customer data of the corresponding customer information white list of second financial institution carry out loan transaction it
After will lead to the event of breaking one's promise and take place frequently.In this case, for example, the monitoring module 204 then monitors the institute of the first financial institution
The data mode for stating loan transaction information is abnormal.The so described adjustment module 205 then can be by the customer information from described second
It is transferred to preset customer information blacklist in the corresponding customer information white list of financial institution, then according to second finance
Subduction is transferred to the customer information number of the customer information quantity of customer information blacklist in the corresponding customer information white list of mechanism
The ratio of amount and the customer information total quantity of the customer information white list obtains the tune of second financial institution multiplied by 100
Sincere numerical value after whole.And the sincere numerical value is used to adjust the permission of second financial institution, such as upload permissions business
The permission (i.e. business handling permission) that data upload.For example, the customer information white list uploaded for the second financial institution includes
Customer information include 100, when the number of users for being transferred to customer information blacklist in the customer information white list has 30
Item, then, the corresponding sincere numerical value of the second financial institution is (100-30)/100*100=70.When the sincere numerical value is less than in advance
If threshold value such as 80, then the adjustment module 205 then to second financial institution carry out permission downgrade processing, for example,
Allied member's management 200 based on block chain presets financial institution's level-systems, for example, being divided into 5 grades, every grade 20 really
Believe that numerical value, 1 grade of minimum 0~20 sincere numerical value are successively risen progressively, the sincere numerical value of 5 grades of highests 81~100.The rank is for evaluating
The creditworthiness of financial institution, when the financial institution of creditworthiness difference, such as lower than 4 grade 60 sincere numerical value, then it will limit the gold
Melt the full amount of the financial business of mechanism handled.
Certainly, if the monitoring module 204 monitors the data shape for the loan transaction that first financial institution uploads
State no exceptions, then the adjustment module 205 then divides the profit of the loan transaction according to default allocation rule respectively
It is assigned to first financial institution and second financial institution, for example first financial institution is given in 80% profit distribution,
Second financial institution is given in 20% profit distribution.
It will be recalled from above that the computer equipment 1 can be in the service data information for receiving the upload of the first allied member
After obtain corresponding customer information；Then the customer data that the block body of all blocks is stored is traversed, searching includes the visitor
All customer information white lists of family information；Then the first customer information white list earliest into the chain time is selected, is inquired pair
The second allied member answered；Then data mode of the service data information in preset service period is monitored again；Work as institute
It states when data mode occurs abnormal and the customer information is transferred to preset customer information blacklist and adjusts described second
The sincere numerical value of alliance member is to adjust permission.In this way, pass through the business datum uploaded to allied member and/or client
The state analysis of data, thus it is fair, effectively allied member is evaluated and is managed.
In addition, the present invention also proposes that a kind of allied member's management method based on block chain, the method are applied to calculate
Machine equipment.
As shown in fig.3, being the flow diagram of one embodiment of allied member's management method the present invention is based on block chain.
In the present embodiment, the execution sequence of the step in flow chart shown in Fig. 3 can change according to different requirements, Mou Xiebu
Suddenly it can be omitted.
Step S500 receives the service data information uploaded by the first allied member by node device.
In the present embodiment, for example, allied member's management method based on block chain is based on applied to one
The Financial Information alliance block chain of Fabric technology, the Financial Information alliance block chain include user information, gold for storing
Melt organization information, financial business information and user, financial institution and the relevant all information of financial business.In the present embodiment
In, each financial institution can log on to the Financial Information alliance block chain by block chain node device, to block counts
According to being increased newly, being modified and being inquired, the Financial Information alliance block chain then saves all block datas, and records the area
The operation note of block number evidence.In the present embodiment, the Financial Information alliance block chain is run on a computing device, certainly,
The computer equipment can be any of block chain node device.When the first financial institution passes through block chain node device ratio
Such as the financial business that user has been handled at the end PC, the terminal devices such as mobile device, such as loan transaction, then by the loan industry
When business information is uploaded to the Financial Information alliance block chain, uploaded then computer equipment then receives first financial institution
Loan transaction data information.
Step S502 obtains the customer information in the service data information, and the block body for traversing all blocks is stored
Customer data, search include the customer information all customer information white lists.
Specifically, it is corresponding to obtain the service data information after receiving the service data information for computer equipment
Customer information, then according to the customer information traverse all blocks in the block chain network block body storage client
Data search the customer information white list including the customer information.
In the present embodiment, the computer equipment receive loan transaction information that first financial institution uploads it
Afterwards, then the customer information of the loan transaction information is further obtained, and judges that the customer information whether there is and believes in client
It ceases in white list, wherein the customer information white list is that the second financial institution uploads to the Financial Information alliance block chain
's.In the present embodiment, the customer information white list includes having to handle loan transaction potentiality or handled in the past similar
In a kind of customer data of loan transaction, second financial institution is passing through screening and is arranging, or passes through partner's resource
Shared mode obtains the customer information white list, and the customer information white list is then uploaded to the Financial Information and is joined
Alliance's block chain.Each financial institution can upload customer data by way of customer information white list, and each financial machine
The customer information white list that structure uploads, which can all conclude, to be corresponded in the corresponding customer information white list of the financial institution.Namely
It says, each allied member can repeatedly upload customer information white list, but finally all merge into the visitor of the corresponding allied member
Family information white list.Therefore, the computer equipment receive loan transaction information that first financial institution uploads it
Afterwards, then the corresponding customer information of loan transaction information is further obtained, the Financial Information alliance block chain is then traversed
The customer data of the block body storage of all blocks, searches the customer information white list including the customer information.
Step S504 selects the first customer information white list earliest into the chain time, inquires and upload first client
Second allied member of information white list.
Specifically, after the computer equipment finds out all customer information white lists including the customer information,
The customer information white list that also further creation time can be selected earliest from all customer information white lists found out, that is, enter
Chain time earliest the first customer information white list, then inquiry upload the second alliance of the first customer information white list at
Member.In the present embodiment, the computer equipment is getting all visitors including the corresponding customer information of the loan transaction
After the information white list of family, the customer information white list for selecting creation time earliest, then inquiry uploads the white name of the customer information
The second single financial institution.
Step S506 monitors the data of the service data information at least one service node in preset service period
State, and judge whether the data mode is abnormal.Step S508 is jumped to when the data mode exception；Otherwise it jumps to
Step S510.
Specifically, in the state value of the service node, then the computer equipment obtains the service data information
State value state value corresponding with the service node is compared, when not being consistent, then judges the business datum
The data mode of information occurs abnormal.
In the present embodiment, the state value of the service node, for example, for loan transaction, the shape of service node
State value is it may be considered that be refund date and refund amount.The computer equipment is by obtaining the first financial institution about client
For the refund record of the loan transaction, so that monitoring the service data information includes refund date and refund number；It connects
, the computer equipment by the service data information the refund date and refund number and the service node state value
The refund date and refund amount be compared, be later than the service node shape when the refund date in the service data information
Refund number in refund date or the service data information of state value is less than the amount to pay of the service node state value
When spending, then it is abnormal to judge that the data mode of the loan transaction information occurs.
The customer information is transferred to preset customer information blacklist and according to preset sincere numerical value by step S508
Computation rule adjusts the sincere numerical value of second allied member.Wherein, the sincere numerical value lower than preset threshold alliance at
Member is by the permission of limiting uploading data.
The profit of the service data information is respectively allocated to described first according to default allocation rule by step S510
Alliance member and second allied member.
In the present embodiment, the allocation rule includes: by the first percentage score of the profit of the service data information
First allied member described in dispensing, by the second percentage of the profit of the service data information distribute to first alliance at
Member.The sincerity numerical value computation rule are as follows: it is black to be transferred to customer information for subduction in the customer information white list that allied member uploads
The ratio of the customer information quantity of the customer information quantity of list and the customer information total quantity of the customer information white list is again
Multiplied by 100.The allocation rule and the sincere numerical value computation rule are by being written to the block chain intelligence contract mode
It is stored, for being standardized to the data manipulation behavior on block chain in storage to the block chain network.
In the present embodiment, when second financial institution upload user's white list be not good, then
Other financial institutions according to the customer data of the corresponding customer information white list of second financial institution carry out loan transaction it
After will lead to the event of breaking one's promise and take place frequently.In this case, for example, the computer equipment then monitors the described of the first financial institution
The data mode of loan transaction information is abnormal.The so described computer equipment then can be financial from described second by the customer information
It is transferred to preset customer information blacklist in the corresponding customer information white list of mechanism, then according to second financial institution
In corresponding customer information white list subduction be transferred to customer information blacklist customer information quantity customer information quantity with
After the ratio of the customer information total quantity of the customer information white list obtains the adjustment of second financial institution multiplied by 100
Sincere numerical value.And the sincere numerical value is used to adjust the permission of second financial institution, such as upload permissions business datum
The permission (i.e. business handling permission) of upload.For example, the visitor that the customer information white list uploaded for the second financial institution includes
Family information includes 100, when the number of users for being transferred to customer information blacklist in the customer information white list has 30, that
, the corresponding sincere numerical value of the second financial institution is (100-30)/100*100=70.When the sincere numerical value is less than preset
Threshold value such as 80, then computer equipment then carries out permission downgrade processing to second financial institution, for example, the computer
Equipment presets financial institution's level-systems, for example, it is divided into 5 grades, every grade 20 sincere numerical value, 1 grade of minimum 0~20 sincere number
Value, successively rises progressively, the sincere numerical value of 5 grades of highests 81~100.The rank is used to evaluate the creditworthiness of financial institution, works as credit
The financial institution of degree difference, such as lower than 4 grade 60 sincere numerical value, then it is total to will limit handling for the financial business of the financial institution
Amount.
Certainly, if the data mode that computer equipment monitors the loan transaction that first financial institution uploads is not sent out
It is raw abnormal, then then the profit of the loan transaction can be respectively allocated to first financial institution according to default allocation rule
First financial institution is given with second financial institution, such as 80% profit distribution, 20% profit distribution is to described
Second financial institution.
Allied member's management method based on block chain that the present embodiment is proposed can receive the first allied member
Corresponding customer information is obtained after the service data information of upload；Then client's number that the block body of all blocks is stored is traversed
According to lookup includes all customer information white lists of the customer information；Then the first client letter earliest into the chain time is selected
White list is ceased, corresponding second allied member is inquired；Then the service data information is monitored again in preset service period
Interior data mode；The customer information is transferred to preset customer information blacklist when the data mode occurs abnormal
And the sincere numerical value of second allied member is adjusted to adjust permission.In this way, by uploading to allied member
The state analysis of business datum and/or customer data, thus it is fair, effectively allied member is evaluated and is managed.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art
The part contributed out can be embodied in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disk, CD), including some instructions are used so that a terminal device (can be mobile phone, computer, clothes
Business device, air conditioner or the network equipment etc.) execute method described in each embodiment of the present invention.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of allied member's management method based on block chain, which is characterized in that the method includes the steps:
Receive the service data information uploaded by the first allied member by node device；
The customer information in the service data information is obtained, the customer data that the block body of all blocks is stored is traversed, looks into
Look for all customer information white lists including the customer information；
When finding out the customer information white list including the customer information, first customer information earliest into the chain time is selected
White list inquires the second allied member for uploading the first customer information white list；
The data mode of the service data information at least one service node in preset service period is monitored, and judges institute
Whether abnormal state data mode；
The customer information is transferred to preset customer information blacklist when the data mode occurs abnormal and according to pre-
If sincere numerical value computation rule adjust the sincere numerical value of second allied member；Wherein, the sincere numerical value is lower than default
The allied member of threshold value is by the permission of limiting uploading data.
2. as described in claim 1 based on allied member's management method of block chain, which is characterized in that described " described in monitoring
The step of data mode of service data information at least one service node in preset service period " includes:
The service data information is obtained in the state value of the service node；
State value state value corresponding with the service node is compared, when not being consistent, then judges the business
The data mode of data information occurs abnormal.
3. as described in claim 1 based on allied member's management method of block chain, which is characterized in that the method is also wrapped
It includes:
When the data mode no exceptions, then the profit of the service data information is divided respectively according to default allocation rule
It is assigned to first allied member and second allied member.
4. as claimed in claim 3 based on allied member's management method of block chain, it is characterised in that:
The allocation rule include: by the first percentage of the profit of the service data information distribute to first alliance at
Member, distributes to first allied member for the second percentage of the profit of the service data information；
The sincerity numerical value computation rule are as follows: it is black to be transferred to customer information for subduction in the customer information white list that allied member uploads
The ratio of the customer information quantity of the customer information quantity of list and the customer information total quantity of the customer information white list is again
Multiplied by 100；
The allocation rule and the sincere numerical value computation rule are carried out by being written to the block chain intelligence contract mode
Storage.
5. a kind of allied member's managing device based on block chain, which is characterized in that described device includes:
Receiving module, for receiving the service data information uploaded by the first allied member by node device；
Module is obtained, for obtaining the customer information in the service data information, the block body for traversing all blocks is stored
Customer data, search include the customer information all customer information white lists；
Enquiry module, for selecting earliest into the chain time when finding out the customer information white list including the customer information
The first customer information white list, inquire the second allied member for uploading the first customer information white list；
Monitoring module, for monitoring the data of the service data information at least one service node in preset service period
State, and judge whether the data mode is abnormal；
Module is adjusted, it is black for the customer information to be transferred to preset customer information when the data mode occurs abnormal
List and the sincere numerical value that second allied member is adjusted according to preset sincere numerical value computation rule；Wherein, the sincerity
Numerical value lower than preset threshold allied member by the permission of limiting uploading data.
6. as claimed in claim 5 based on allied member's managing device of block chain, which is characterized in that the monitoring module is also
For:
The service data information is obtained in the state value of the service node；
State value state value corresponding with the service node is compared, when not being consistent, then judges the business
The data mode of data information occurs abnormal.
7. as claimed in claim 5 based on allied member's managing device of block chain, which is characterized in that the adjustment module is also
For:
When the data mode no exceptions, then the profit of the service data information is divided respectively according to default allocation rule
It is assigned to first allied member and second allied member.
8. as claimed in claim 7 based on allied member's managing device of block chain, it is characterised in that:
The allocation rule include: by the first percentage of the profit of the service data information distribute to first alliance at
Member, distributes to first allied member for the second percentage of the profit of the service data information；
The sincerity numerical value computation rule are as follows: it is black to be transferred to customer information for subduction in the customer information white list that allied member uploads
The ratio of the customer information quantity of the customer information quantity of list and the customer information total quantity of the customer information white list is again
Multiplied by 100；
The allocation rule and the sincere numerical value computation rule are carried out by being written to the block chain intelligence contract mode
Storage.
9. a kind of computer equipment, which is characterized in that the computer equipment includes memory, processor, on the memory
It is stored with the computer program that can be run on the processor, is realized such as when the computer program is executed by the processor
The step of claim 1-4 described in any item allied member's management methods based on block chain.
10. a kind of computer readable storage medium, which is characterized in that the computer-readable recording medium storage has computer journey
Sequence, the computer program can be executed by least one processor, so that at least one described processor executes such as claim
The step of allied member's management method described in any one of 1-4 based on block chain.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910665152.6A CN110533286B (en) | 2019-07-23 | 2019-07-23 | Block chain-based coalition member management method and device and computer equipment |
| PCT/CN2020/098533 WO2021012877A1 (en) | 2019-07-23 | 2020-06-28 | Blockchain-based alliance member management method and apparatus, and computer device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910665152.6A CN110533286B (en) | 2019-07-23 | 2019-07-23 | Block chain-based coalition member management method and device and computer equipment |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN110533286A true CN110533286A (en) | 2019-12-03 |
| CN110533286B CN110533286B (en) | 2023-04-18 |
Family
ID=68660719
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910665152.6A Active CN110533286B (en) | 2019-07-23 | 2019-07-23 | Block chain-based coalition member management method and device and computer equipment |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN110533286B (en) |
| WO (1) | WO2021012877A1 (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111986025A (en) * | 2020-09-02 | 2020-11-24 | 深圳壹账通智能科技有限公司 | Loan transaction processing method and system based on block chain |
| WO2021012877A1 (en) * | 2019-07-23 | 2021-01-28 | 平安科技（深圳）有限公司 | Blockchain-based alliance member management method and apparatus, and computer device |
| CN112738172A (en) * | 2020-12-23 | 2021-04-30 | 平安科技（深圳）有限公司 | Block chain node management method and device, computer equipment and storage medium |
Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113743903A (en) * | 2021-09-08 | 2021-12-03 | 平安信托有限责任公司 | Method and device for information automatic approval based on list, electronic equipment and medium |
Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107146152A (en) * | 2017-03-28 | 2017-09-08 | 杭州象链网络技术有限公司 | A kind of credit management system kept accounts based on block chain |
| CN108462724A (en) * | 2018-05-17 | 2018-08-28 | 北京京东金融科技控股有限公司 | Data sharing method, device, system, member node and readable storage medium storing program for executing |
| CN109087184A (en) * | 2018-07-18 | 2018-12-25 | 江苏恒宝智能系统技术有限公司 | A kind of bank's financial management method and system based on block chain |
| WO2019042176A1 (en) * | 2017-08-31 | 2019-03-07 | 深圳壹账通智能科技有限公司 | Blacklist data exchange method and application server |
| CN109493212A (en) * | 2018-10-26 | 2019-03-19 | 国信优易数据有限公司 | Reference management method, device, electronic equipment and computer readable storage medium |
| CN109669986A (en) * | 2018-12-12 | 2019-04-23 | 深圳乐信软件技术有限公司 | Blacklist sharing method, device, equipment and storage medium based on block chain |
| CN109767315A (en) * | 2018-12-14 | 2019-05-17 | 平安普惠企业管理有限公司 | Business reference confirmation method, device, equipment and storage medium based on block chain |
| CN109886683A (en) * | 2019-02-25 | 2019-06-14 | 北京神荼科技有限公司 | Monitor the method, apparatus and storage medium of block chain data |
Family Cites Families (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US10417217B2 (en) * | 2016-08-05 | 2019-09-17 | Chicago Mercantile Exchange Inc. | Systems and methods for blockchain rule synchronization |
| CN109741055A (en) * | 2018-12-15 | 2019-05-10 | 平安科技（深圳）有限公司 | Blacklist call method, device, server and storage medium |
| CN110533286B (en) * | 2019-07-23 | 2023-04-18 | 平安科技（深圳）有限公司 | Block chain-based coalition member management method and device and computer equipment |
-
2019
- 2019-07-23 CN CN201910665152.6A patent/CN110533286B/en active Active
-
2020
- 2020-06-28 WO PCT/CN2020/098533 patent/WO2021012877A1/en active Application Filing
Patent Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107146152A (en) * | 2017-03-28 | 2017-09-08 | 杭州象链网络技术有限公司 | A kind of credit management system kept accounts based on block chain |
| WO2019042176A1 (en) * | 2017-08-31 | 2019-03-07 | 深圳壹账通智能科技有限公司 | Blacklist data exchange method and application server |
| CN108462724A (en) * | 2018-05-17 | 2018-08-28 | 北京京东金融科技控股有限公司 | Data sharing method, device, system, member node and readable storage medium storing program for executing |
| CN109087184A (en) * | 2018-07-18 | 2018-12-25 | 江苏恒宝智能系统技术有限公司 | A kind of bank's financial management method and system based on block chain |
| CN109493212A (en) * | 2018-10-26 | 2019-03-19 | 国信优易数据有限公司 | Reference management method, device, electronic equipment and computer readable storage medium |
| CN109669986A (en) * | 2018-12-12 | 2019-04-23 | 深圳乐信软件技术有限公司 | Blacklist sharing method, device, equipment and storage medium based on block chain |
| CN109767315A (en) * | 2018-12-14 | 2019-05-17 | 平安普惠企业管理有限公司 | Business reference confirmation method, device, equipment and storage medium based on block chain |
| CN109886683A (en) * | 2019-02-25 | 2019-06-14 | 北京神荼科技有限公司 | Monitor the method, apparatus and storage medium of block chain data |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2021012877A1 (en) * | 2019-07-23 | 2021-01-28 | 平安科技（深圳）有限公司 | Blockchain-based alliance member management method and apparatus, and computer device |
| CN111986025A (en) * | 2020-09-02 | 2020-11-24 | 深圳壹账通智能科技有限公司 | Loan transaction processing method and system based on block chain |
| CN112738172A (en) * | 2020-12-23 | 2021-04-30 | 平安科技（深圳）有限公司 | Block chain node management method and device, computer equipment and storage medium |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2021012877A1 (en) | 2021-01-28 |
| CN110533286B (en) | 2023-04-18 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN110533286A (en) | Allied member's management method, device and computer equipment based on block chain | |
| CN108427705A (en) | Electronic device, distributed system journal querying method and storage medium | |
| US9473413B1 (en) | Dynamic throttle of network traffic | |
| CN112766907A (en) | Service data processing method and device and server | |
| CN108090225A (en) | Operation method, device, system and the computer readable storage medium of database instance | |
| CN112580914A (en) | Method and device for realizing enterprise-level data middling platform system for collecting multi-source data | |
| US10733558B2 (en) | Systems, methods, and apparatuses for optimizing outcomes in a multi-factor system | |
| CN109800594A (en) | Document access authority management method, device and computer equipment | |
| CN110162292A (en) | Voice broadcast method and device | |
| US20080262881A1 (en) | Logically centralized scrap management using planning operations | |
| Carsten et al. | Smart services | |
| US20150120367A1 (en) | Geospatially relevant supply chain optimization through a networked mobile device that leverages a distributed computing environment | |
| CN110266555A (en) | Method for analyzing web site service request | |
| CN109918552A (en) | Malice group tells tendency personal identification method, server and computer readable storage medium | |
| CN109658043A (en) | Collection data processing method, device, equipment and storage medium | |
| CN112860700B (en) | Data table generation method and device, storage medium and electronic device | |
| CN113935679A (en) | Logistics supply chain online tracking management method and system | |
| CN113590604A (en) | Service data processing method and device and server | |
| CN109992614B (en) | Data acquisition method, device and server | |
| CN108073632B (en) | Method, device and system for information processing of terminal | |
| CN108566293A (en) | Electronic device, zk node information notification methods and storage medium | |
| EP3312744A1 (en) | Information entry storage method, system, device, and computer readable storage medium | |
| CN108170833A (en) | Multi-dimensional data methods of exhibiting, application server and computer readable storage medium | |
| US20230133354A1 (en) | Predictive and customizable round up platform | |
| CN109218062A (en) | Internet service alarm method and device based on confidence interval |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |