CN113743903A

CN113743903A - Method and device for information automatic approval based on list, electronic equipment and medium

Info

Publication number: CN113743903A
Application number: CN202111050768.6A
Authority: CN
Inventors: 唐祝峰; 马万里; 朱璇
Original assignee: Ping An Trust Co Ltd
Current assignee: Ping An Trust Co Ltd
Priority date: 2021-09-08
Filing date: 2021-09-08
Publication date: 2021-12-03

Abstract

The invention relates to the technical field of intelligent decision, and discloses an automatic information approval method based on a list, which comprises the following steps: judging whether the information in the service information set belongs to the information to be screened; obtaining a maintenance service information set and a maintenance channel information set according to the information of the class to be screened; judging whether the first service information in the maintenance service information set belongs to list type information or not; obtaining a first maintenance service information set based on first service information which does not belong to list type information, and obtaining a white list information set based on the first maintenance service information set and a maintenance channel information set; taking the first service information belonging to the list type information as second maintenance service information, and constructing a blacklist information set; and carrying out information approval on the acquired information to be approved through the blacklist information set and the whitelist information set. The invention also provides a device, equipment and a storage medium for the automatic information approval based on the list. The invention also relates to a blockchain technology, and the pending information can be stored in blockchain nodes. The invention can improve the efficiency and accuracy of information approval.

Description

Method and device for information automatic approval based on list, electronic equipment and medium

Technical Field

The invention relates to the technical field of intelligent decision, in particular to a method and a device for automatically approving information based on a list, electronic equipment and a computer-readable storage medium.

Background

With the social development and the change of network environment, more and more lawbreakers steal funds by using network leaks, and aiming at the problem, financial systems such as banks, insurance and the like are often solved by a method of automatically examining and approving information provided by users and constructing a user credit list.

Disclosure of Invention

The invention provides a method and a device for information automatic approval based on a list, electronic equipment and a computer readable storage medium, and mainly aims to improve the efficiency and accuracy of information approval.

In order to achieve the above object, the invention provides an automatic information approval method based on a list, which comprises the following steps:

acquiring a service information set, and judging whether the service information in the service information set belongs to information to be screened;

taking the service information belonging to the information to be screened in the service information set as first service information, and performing information maintenance on all the first service information to obtain a maintenance service information set;

taking the service information which does not belong to the information to be screened in the service information set as second service information, acquiring a data source to which the second service information belongs, and maintaining all the second service information according to the data source to which the second service information belongs to obtain a maintenance channel information set;

judging whether the first service information in the maintenance service information set belongs to list type information or not;

taking first service information which does not belong to list type information as first maintenance service information to obtain a first maintenance service information set, and obtaining a white list information set according to the first maintenance service information set and the maintenance channel information set;

taking first service information belonging to list type information as second maintenance service information to obtain a second maintenance service information set, and taking the second maintenance service information set as a blacklist information set;

and acquiring to-be-approved information, and performing information approval on the to-be-approved information through the blacklist information set and the whitelist information set.

Optionally, the determining whether the service information in the service information set belongs to the information to be screened includes:

if the information type of the service information is not a text type, converting the service information into the text type to obtain a service text;

judging whether the service text belongs to the information to be screened;

if the service text belongs to the information to be screened, determining that the service information belongs to the information to be screened;

and if the service text does not belong to the information of the class to be screened, determining that the service information does not belong to the information of the class to be screened.

Optionally, before the obtaining the service information set, the method further includes:

acquiring information from a preset information storage library to obtain an information set;

vectorizing each piece of information in the information set to obtain an information vector set;

and calculating the similarity among the information vectors in the information vector set by using a distance calculation formula, and forming a service information set by using the information corresponding to the information vectors with the similarity larger than a preset threshold value.

Optionally, the performing information maintenance on all the first service information to obtain a maintenance service information set includes:

acquiring an information table corresponding to the information of the class to be screened;

acquiring a text field of the first service information, and acquiring a target text field in the information table according to the text field of the first service information;

and completing the text fields of all the first service information through the target text fields in the information table to obtain a maintenance service information set formed based on the completed first service information.

Optionally, the determining whether the first service information in the service information maintenance set belongs to list type information includes:

acquiring account information in the first service information;

acquiring list information in the list type information, and creating a list mapping table according to the name of the list information;

and searching in the list mapping table based on the account information, and judging whether the first service information belongs to list type information according to a searching result.

Optionally, the information approval of the information to be approved through the blacklist information set and the whitelist information set includes:

acquiring the white list channel set and the black list channel set according to the white list information set and the black list information set;

acquiring the information channel of the information to be examined and approved, and judging whether the information channel of the information to be examined and approved belongs to the blacklist channel set and the whitelist channel set;

if the information channel of the information to be approved belongs to the blacklist channel set, determining that the approval of the information to be approved does not pass;

and if the information channel of the information to be approved is the white list channel set, determining that the information to be approved passes the approval.

Optionally, after obtaining the white list information set according to the first maintenance service information set and the maintenance channel information set, the method further includes:

acquiring information channels of the white list information in the white list information set;

dividing information weight for each white list information according to the information channel of the white list information;

and dividing information grades for the white list information according to the information weight.

In order to solve the above problem, the present invention further provides an information automatic approval apparatus based on the list, wherein the apparatus includes:

the information acquisition module is used for acquiring a service information set and judging whether the service information in the service information set belongs to information to be screened;

the information screening module is used for taking the service information which belongs to the information to be screened in the service information set as first service information, performing information maintenance on all the first service information to obtain a maintenance service information set, taking the service information which does not belong to the information to be screened in the service information set as second service information, acquiring a data source to which the second service information belongs, and maintaining all the second service information according to the data source to which the second service information belongs to obtain a maintenance channel information set;

the information judgment module is used for judging whether the first service information in the maintenance service information set belongs to list type information or not;

the list creating module is used for taking first service information which does not belong to list type information as first maintenance service information to obtain a first maintenance service information set, obtaining a white list information set according to the first maintenance service information set and the maintenance channel information set, taking the first service information which belongs to the list type information as second maintenance service information to obtain a second maintenance service information set, and taking the second maintenance service information set as a black list information set;

and the information approval module is used for acquiring the information to be approved and carrying out information approval on the information to be approved through the blacklist information set and the whitelist information set.

In order to solve the above problem, the present invention also provides an electronic device, including:

at least one processor; and the number of the first and second groups,

a memory communicatively coupled to the at least one processor; wherein the content of the first and second substances,

the memory stores a computer program executable by the at least one processor to enable the at least one processor to perform the automated roster-based information approval method described above.

In order to solve the above problem, the present invention further provides a computer-readable storage medium including a storage data area and a storage program area, the storage data area storing created data, the storage program area storing a computer program; wherein the computer program, when executed by a processor, implements a roster-based information automated approval method as described above.

In the embodiment of the invention, the acquired service information set is preliminarily screened, the information in the service information set is divided into first service information and second service information, the information in the service information set is preliminarily screened, the first service information and the second service information are maintained, a maintenance service information set and a maintenance channel information set are obtained, the information in the maintenance service information set is screened, a first maintenance service information set and a second maintenance service information set are obtained, a white list information set is constructed according to the first maintenance service information set and the maintenance channel information set, a black list information set is constructed according to the second maintenance service information set, the effect of screening the black list information set and the white list information set from the service information set by twice information screening is achieved, the accuracy of the list construction is improved, and finally the information to be approved is approved according to the black list information set and the white list information set, the method has the advantages that manual intervention is not needed, the examination and approval process is simplified, and the purposes of improving the efficiency and accuracy of automatic examination and approval processing are achieved.

Drawings

FIG. 1 is a schematic flowchart of an automated roster-based information approval method according to an embodiment of the present invention;

FIG. 2 is a block diagram of an apparatus for automated information approval based on a list according to an embodiment of the present invention;

fig. 3 is a schematic internal structural diagram of an electronic device implementing a method for automatically approving information based on a list according to an embodiment of the present invention;

the implementation, functional features and advantages of the objects of the present invention will be further explained with reference to the accompanying drawings.

Detailed Description

It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.

The embodiment of the application provides an information automatic approval method based on a list. The execution subject of the automatic roster-based information approval method includes, but is not limited to, at least one of electronic devices, such as a server and a terminal, which can be configured to execute the method provided by the embodiment of the present application. The server may be an independent server, or may be a cloud server that provides basic cloud computing services such as a cloud service, a cloud database, cloud computing, a cloud function, cloud storage, a Network service, cloud communication, a middleware service, a domain name service, a security service, a Content Delivery Network (CDN), a big data and artificial intelligence platform, and the like. In other words, the automatic roster-based information approval method may be performed by software or hardware installed in the terminal device or the server device, and the software may be a blockchain platform. The server includes but is not limited to: a single server, a server cluster, a cloud server or a cloud server cluster, and the like.

Referring to fig. 1, a flowchart of an automated information approval method based on a list according to an embodiment of the present invention is shown. In this embodiment, the automatic information approval method based on the list includes:

s1, acquiring the service information set, and judging whether the service information in the service information set belongs to the information to be screened.

In the embodiment of the invention, the service information set comprises service information.

For example, the business information may be fund affiliation information, such as fund type, fund name, etc.; alternatively, the business information may also be insurance sales information, such as insurance type, insurance name, and the like.

For example, whether the fund type belongs to the information to be screened or not is judged, or whether the fund sale channel is the information to be screened or not is judged; or judging whether the insurance type belongs to the information to be screened or judging whether the insurance sales channel is the information to be screened.

Specifically, the information to be screened may be information that requires financial sanctions.

In the embodiment of the invention, whether the service information belongs to the information to be screened can be judged by utilizing a text similarity algorithm. Wherein the text similarity algorithm comprises: bag of words (BOW) algorithm and term-inverse document frequency (TF-IDF) algorithm.

In the embodiment of the present invention, when the text similarity algorithm is a TF-IDF algorithm, the determining whether the service information belongs to the information to be screened by using the text similarity algorithm includes:

acquiring text information in the service information set to obtain service text information;

obtaining text information to be screened based on the information to be screened;

acquiring phrases in the service text information and the text information to be screened, and constructing a word vector superset;

acquiring semantic vectors of the service text information and the text information to be screened according to the word vector superset and a TF-IDF formula to obtain a service text semantic vector and a text semantic vector to be screened;

and calculating the cosine similarity of the service text semantic vector and the text semantic vector to be screened by utilizing a cosine similarity formula, and judging whether the service text information belongs to the information to be screened according to the cosine similarity.

In the embodiment of the present invention, the information to be filtered is converted into the text information to be filtered by a text conversion tool, and a specific conversion tool changes with the information category of the information to be filtered, for example, an Optical Character Recognition (OCR) tool that converts image information into text information.

In the embodiment of the present invention, the word vector superset is a superset of the service text information and the text information to be filtered, that is, the word vector superset includes all phrases in the service text information and the text information to be filtered, and the service text information or the text information to be filtered does not necessarily include all phrases in the word vector superset.

Further, before the acquiring the service information set, the method further includes: and acquiring the service information set from a preset information storage library through a collaborative filtering algorithm.

In detail, the acquiring the service information set from the preset information repository through the collaborative filtering algorithm includes:

Specifically, the preset information repository may be an information repository composed of information crawled from a network through a crawler technology, or an information repository composed of information provided by a data and analysis tool service provider, such as a wan (wind) financial data and analysis tool service provider.

In the embodiment of the invention, the distance calculation formula is a Euclidean distance calculation formula.

In detail, the determining whether the service information in the service information set belongs to the information to be screened includes:

judging whether the service text belongs to the information to be screened;

In the embodiment of the invention, a plurality of conversion modes are available for converting the service information into the text type.

For example, if the information type of the service information is an image type, the service information of the image type is converted into a text type according to an image recognition tool, and if the information type of the service information is a table type, the service information of the table type is converted into the text type according to a report recognition tool.

Further, if the information type of the service information is a text type, the type conversion is not performed on the service information, and whether the service information belongs to the information to be screened is directly judged.

S2, taking the service information belonging to the information to be screened in the service information set as first service information, and performing information maintenance on all the first service information to obtain a maintenance service information set.

In this embodiment of the present invention, the information maintenance on all the first service information includes: and completing the first service information, correcting error information in the first service information, and the like.

In the embodiment of the invention, the accuracy of the information can be improved through information maintenance.

In detail, the performing information maintenance on all the first service information to obtain a maintenance service information set includes:

In the embodiment of the invention, the information table is an information table storing standard text field formats, wherein the information to be screened is stored in a preset database in the form of the information table, and all the first service information can be maintained through the information table to obtain a maintenance service information set.

For example, the first service information is credit application information provided by a user, the information to be screened is bank financial information, a target text field is searched in the bank financial information according to the user information in the credit application, namely historical credit information of the user is searched, and completion and error correction are performed on the credit application information provided by the user according to the historical credit information to obtain maintenance credit application information, wherein the completion and correction are performed on whether default history, working experience and other information exist in the credit application information according to the historical credit information.

S3, taking the service information which does not belong to the information to be screened in the service information set as second service information, acquiring a data source to which the second service information belongs, and maintaining all the second service information according to the data source to which the second service information belongs to obtain a maintenance channel information set.

Specifically, the maintaining the second service information according to the data source to which the second service information belongs means: and acquiring original information through a data source to which the second service information belongs, and maintaining all the second service information through the original information to obtain a maintenance channel information set.

For example, if the financial credit information does not belong to the information to be screened, the affiliated data source of the financial credit information is acquired, and if the data source of the financial credit information is the first bank system and the second bank system, the original credit information stored by the first bank system and the second bank system is acquired, and the financial credit information is maintained through the original credit information to obtain the maintained bank information.

In the embodiment of the invention, the integrity and the accuracy of the data can be ensured by maintaining the second service information.

And S4, judging whether the first service information in the maintenance service information set belongs to list type information.

Specifically, the list type information includes interception type list information, filtering type list information, and the like.

Specifically, the list type information to which the user belongs is list type information corresponding to the type information to be filtered, that is, different types of information to be filtered have different types of list type information, and the list type information includes a plurality of pieces of information (for example, financial entity information). And when the information to be screened is the information needing financial sanctions, the list information is the information of the financial sanction list corresponding to the information needing financial sanctions.

In other optional embodiments, the list type information includes information of a service and an account of a corresponding user.

In detail, the determining whether the first service information in the service information maintenance set belongs to list type information includes:

acquiring account information in the first service information;

acquiring a list mapping table created according to the list name in the list type information;

In this embodiment, the list mapping table is a table for establishing a mapping relationship between account information in the first service information and a list name in the list type information.

Further, the account information is account information of the target user related to the first service information, including but not limited to an account ID, an account nickname, and a registered mobile phone number.

S5, using the first service information not belonging to the list information as the first maintenance service information to obtain a first maintenance service information set, and obtaining a white list information set according to the first maintenance service information set and the maintenance channel information set.

In this embodiment of the present invention, the white list information is a set of the first maintenance service information set and the maintenance channel information set.

For example, when a financial loan is approved, a financial loan information set is acquired according to a plurality of information channels, information which belongs to financial sanctions needing to be performed in the financial loan information set is used as a maintenance service information set, namely a sanction loan information set, information which does not belong to financial sanctions needing to be performed in the financial loan information set is used as a maintenance channel information set, namely a channel loan information set, and information which does not belong to sanction lists in the sanction loan information set and information in the channel loan information set are used as white list information.

The information needing financial sanctions can be information which cannot be inquired in a bank information base, and the information belonging to the sanction list can be information which cannot be inquired in a network financial information base.

In an embodiment of the present invention, after obtaining a white list information set according to the first maintenance service information set and the maintenance channel information set, the method further includes:

and dividing the information report grade for each white list information in the white list information set to obtain the grade dividing information.

Further, the information report grade is divided for each white list information in the white list information set to obtain grade information, including grade information;

and determining the information grade of the white list information according to the information weight and the white list information set to obtain grading information.

In the embodiment of the present invention, for example, if a white list information source in the white list information set is public data crawled from a network by a crawler, the weight is 0.4, and if a white list information source in the white list information set is a data service provider, the weight is 0.6.

S6, taking the first service information belonging to the list information as second maintenance service information to obtain a second maintenance service information set, and taking the second maintenance service information set as a blacklist information set.

In the embodiment of the invention, the blacklist is an information table, the information in the blacklist belongs to both the information to be screened and the list information, and if some information belongs to the information table, the information is directly approved and not passed.

For example, during examination and approval of financial loan, the blacklist information is information belonging to information requiring financial sanctions and belonging to a financial sanction list corresponding to the information of financial sanctions.

And S7, acquiring the information to be approved, and performing information approval on the information to be approved through the blacklist information set and the whitelist information set.

In the embodiment of the invention, the information to be approved is the information which needs to be approved.

In this embodiment of the present invention, the performing information approval on the information to be approved through the blacklist information set and the whitelist information set includes:

acquiring a white list channel set and a black list channel set according to the white list information set and the black list information set;

In another embodiment of the present invention, if the information channel of the information to be approved is the white list channel set, an information grade is divided for the information to be approved according to the information weight, and when the information to be approved passes through, an approval range is determined according to the information grade.

For example, if the information channel of the information to be examined and approved belongs to the blacklist channel set, financial loans are not provided for the provider of the information to be examined and approved, and if the information channel of the information to be examined and approved belongs to the whitelist channel set, financial loans are provided for the provider of the information to be examined and approved according to the trust level of the information to be examined and approved, the financial loans provided with high trust level have high amount, and the financial loans provided with low trust level have low amount.

Fig. 2 is a schematic block diagram of an apparatus for automated information approval based on a roster according to the present invention.

The automatic information approval apparatus 100 based on the list according to the present invention may be installed in an electronic device. According to the realized function, the automatic information approval device based on the list can comprise an information acquisition module 101, an information screening module 102, an information judgment module 103, a list creation module 104 and an information approval module 105. The module of the present invention, which may also be referred to as a unit, refers to a series of computer program segments that can be executed by a processor of an electronic device and that can perform a fixed function, and that are stored in a memory of the electronic device.

In the present embodiment, the functions regarding the respective modules/units are as follows:

the information obtaining module 101 is configured to obtain a service information set, and determine whether service information in the service information set belongs to information to be screened.

judging whether the service text belongs to the information to be screened;

The identity information confirming module 102 is configured to use the service information belonging to the information to be screened in the service information set as first service information, perform information maintenance on all the first service information to obtain a maintenance service information set, use the service information not belonging to the information to be screened in the service information set as second service information, obtain a data source to which the second service information belongs, and maintain all the second service information according to the data source to which the second service information belongs to obtain a maintenance channel information set.

In the embodiment of the invention, the information table corresponding to the information to be screened has the first service information which is stored in history.

The information determining module 103 is configured to determine whether the first service information in the maintenance service information set belongs to list type information.

acquiring account information in the first service information;

The list creating module 104 is configured to use first service information that does not belong to list type information as first maintenance service information to obtain a first maintenance service information set, obtain a white list information set according to the first maintenance service information set and the maintenance channel information set, use the first service information that belongs to the list type information as second maintenance service information to obtain a second maintenance service information set, and use the second maintenance service information set as a black list information set.

In the embodiment of the present invention, the apparatus further includes a ranking module, where the ranking module is configured to:

after a white list information set is obtained according to the first maintenance service information set and the maintenance channel information set, information report grades are divided for each white list information in the white list information set to obtain grade information.

The information approval module 105 is configured to obtain information to be approved, and perform information approval on the information to be approved through the blacklist information set and the whitelist information set.

In the embodiment of the invention, the obtained service information set is preliminarily screened, the information in the service information set is divided into first service information and second service information, the information in the service information set is preliminarily screened, the first service information and the second service information are maintained to obtain a maintenance service information set and a maintenance channel information set, the information in the maintenance service information set is screened to obtain a first maintenance service information set and a second maintenance service information set, a white list information set is constructed according to the first maintenance service information set and the maintenance channel information set, a black list information set is constructed according to the second maintenance service information set, the effect of screening the black list information set and the white list information set from the service information set by twice information screening is achieved, and the information to be approved is approved according to the black list information set and the white list information set, the purpose of improving the efficiency and accuracy of the examination and approval is achieved.

Fig. 3 is a schematic structural diagram of an electronic device implementing the automatic roster-based information approval method according to the present invention.

The electronic device may include a processor 10, a memory 11, a communication bus 12, and a communication interface 13, and may further include a computer program, such as a roster-based information automation approval program, stored in the memory 11 and executable on the processor 10.

In some embodiments, the processor 10 may be composed of an integrated circuit, for example, a single packaged integrated circuit, or may be composed of a plurality of integrated circuits packaged with the same function or different functions, and includes one or more Central Processing Units (CPUs), a microprocessor, a digital Processing chip, a graphics processor, a combination of various control chips, and the like. The processor 10 is a Control Unit (Control Unit) of the electronic device, connects various components of the electronic device by using various interfaces and lines, and executes various functions and processes data of the electronic device by running or executing programs or modules (e.g., executing a list-based information automation approval program, etc.) stored in the memory 11 and calling data stored in the memory 11.

The memory 11 includes at least one type of readable storage medium including flash memory, removable hard disks, multimedia cards, card-type memory (e.g., SD or DX memory, etc.), magnetic memory, magnetic disks, optical disks, etc. The memory 11 may in some embodiments be an internal storage unit of the electronic device, for example a removable hard disk of the electronic device. The memory 11 may also be an external storage device of the electronic device in other embodiments, such as a plug-in mobile hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), and the like, which are provided on the electronic device. Further, the memory 11 may also include both an internal storage unit and an external storage device of the electronic device. The memory 11 may be used not only for storing application software installed in the electronic device and various types of data, such as codes of a roster-based information automation approval program, etc., but also for temporarily storing data that has been output or will be output.

The communication bus 12 may be a Peripheral Component Interconnect (PCI) bus or an Extended Industry Standard Architecture (EISA) bus. The bus may be divided into an address bus, a data bus, a control bus, etc. The bus is arranged to enable connection communication between the memory 11 and at least one processor 10 or the like.

The communication interface 13 is used for communication between the electronic device and other devices, and includes a network interface and a user interface. Optionally, the network interface may include a wired interface and/or a wireless interface (e.g., WI-FI interface, bluetooth interface, etc.), which are typically used to establish a communication connection between the electronic device and other electronic devices. The user interface may be a Display (Display), an input unit such as a Keyboard (Keyboard), and optionally a standard wired interface, a wireless interface. Alternatively, in some embodiments, the display may be an LED display, a liquid crystal display, a touch-sensitive liquid crystal display, an OLED (Organic Light-Emitting Diode) touch device, or the like. The display, which may also be referred to as a display screen or display unit, is suitable, among other things, for displaying information processed in the electronic device and for displaying a visualized user interface.

Fig. 3 shows only an electronic device having components, and those skilled in the art will appreciate that the structure shown in fig. 3 does not constitute a limitation of the electronic device, and may include fewer or more components than those shown, or some components may be combined, or a different arrangement of components.

For example, although not shown, the electronic device may further include a power supply (such as a battery) for supplying power to each component, and preferably, the power supply may be logically connected to the at least one processor 10 through a power management device, so that functions of charge management, discharge management, power consumption management and the like are realized through the power management device. The power supply may also include any component of one or more dc or ac power sources, recharging devices, power failure detection circuitry, power converters or inverters, power status indicators, and the like. The electronic device may further include various sensors, a bluetooth module, a Wi-Fi module, and the like, which are not described herein again.

It is to be understood that the described embodiments are for purposes of illustration only and that the scope of the appended claims is not limited to such structures.

The automatic roster-based information approval program stored in the memory 11 of the electronic device is a combination of computer programs which, when executed in the processor 10, may implement:

taking first service information belonging to list type information as second maintenance service information to obtain a second maintenance service information set, and obtaining a blacklist information set from the second maintenance service information set;

Specifically, the processor 10 may refer to the description of the relevant steps in the embodiment corresponding to fig. 1 for a specific implementation method of the computer program, which is not described herein again.

Further, the electronic device integrated module/unit, if implemented in the form of a software functional unit and sold or used as a separate product, may be stored in a non-volatile computer-readable storage medium. The computer readable storage medium may be volatile or non-volatile. For example, the computer-readable medium may include: any entity or device capable of carrying said computer program code, recording medium, U-disk, removable hard disk, magnetic disk, optical disk, computer Memory, Read-Only Memory (ROM).

The present invention also provides a computer-readable storage medium, storing a computer program which, when executed by a processor of an electronic device, may implement:

In the embodiments provided in the present invention, it should be understood that the disclosed apparatus, device and method can be implemented in other ways. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the modules is only one logical functional division, and other divisions may be realized in practice.

The modules described as separate parts may or may not be physically separate, and parts displayed as modules may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment.

In addition, functional modules in the embodiments of the present invention may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, or in a form of hardware plus a software functional module.

It will be evident to those skilled in the art that the invention is not limited to the details of the foregoing illustrative embodiments, and that the present invention may be embodied in other specific forms without departing from the spirit or essential attributes thereof.

The present embodiments are therefore to be considered in all respects as illustrative and not restrictive, the scope of the invention being indicated by the appended claims rather than by the foregoing description, and all changes which come within the meaning and range of equivalency of the claims are therefore intended to be embraced therein. Any reference signs in the claims shall not be construed as limiting the claim concerned.

The block chain is a novel application mode of computer technologies such as distributed data storage, point-to-point transmission, a consensus mechanism, an encryption algorithm and the like. A block chain (Blockchain), which is essentially a decentralized database, is a series of data blocks associated by using a cryptographic method, and each data block contains information of a batch of network transactions, so as to verify the validity (anti-counterfeiting) of the information and generate a next block. The blockchain may include a blockchain underlying platform, a platform product service layer, an application service layer, and the like.

Furthermore, it is obvious that the word "comprising" does not exclude other elements or steps, and the singular does not exclude the plural. A plurality of units or means recited in the system claims may also be implemented by one unit or means in software or hardware. The terms second, etc. are used to denote names, but not any particular order.

Finally, it should be noted that the above embodiments are only for illustrating the technical solutions of the present invention and not for limiting, and although the present invention is described in detail with reference to the preferred embodiments, it should be understood by those skilled in the art that modifications or equivalent substitutions may be made on the technical solutions of the present invention without departing from the spirit and scope of the technical solutions of the present invention.

Claims

1. A method for list-based automated information approval, the method comprising:

2. The method of claim 1, wherein the determining whether the service information in the service information set belongs to the information to be screened comprises:

judging whether the service text belongs to the information to be screened;

3. The automated roster-based information approval method of claim 1, wherein prior to obtaining the set of business information, the method further comprises:

4. The method for automated roster-based information approval according to claim 1, wherein the performing information maintenance on all the first service information to obtain a maintained service information set comprises:

5. The method of claim 1, wherein the determining whether the first service information in the maintained set of service information belongs to the manifest class information comprises:

acquiring account information in the first service information;

6. The method of claim 1, wherein the information approval of the information to be approved through the blacklist information set and the whitelist information set comprises:

7. The automated roster-based information approval method of claim 1, wherein after obtaining the white list information set based on the first maintenance service information set and the maintenance channel information set, the method further comprises:

8. An apparatus for automated roster-based approval of information, the apparatus comprising:

9. An electronic device, characterized in that the electronic device comprises:

at least one processor; and the number of the first and second groups,

the memory stores a computer program executable by the at least one processor to enable the at least one processor to perform the roster-based information automated approval method of any one of claims 1 to 7.

10. A computer-readable storage medium comprising a storage data area storing created data and a storage program area storing a computer program; wherein the computer program, when executed by a processor, implements the automated roster-based information approval method of any one of claims 1 to 7.